Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2017
In 2017, Charles Schwab Bank, SSB of Lone Tree, CO reported 4,718 mortgage applications totaling $2.9 billion, down 11% from 2016. The average application was for $620,493, and applicants reported an average income of $276,774. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (262), Oakland-Hayward-Berkeley, CA (255) and San Francisco-Redwood City-South San Francisco, CA (229) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,718 |
| Total Mortgage Loan Application Amount | $2,927,487,000 |
| Average Mortgage Loan Application Amount | $620,493 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $276,774 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 262 | $ 223,495,000 | $ 853,034 | $ 334,000 |
| Oakland-Hayward-Berkeley, CA | 255 | $ 155,979,000 | $ 611,682 | $ 208,000 |
| San Francisco-Redwood City-South San Francisco, CA | 229 | $ 207,434,000 | $ 905,825 | $ 332,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 228 | $ 184,079,000 | $ 807,364 | $ 285,000 |
| Anaheim-Santa Ana-Irvine, CA | 168 | $ 139,631,000 | $ 831,136 | $ 303,000 |
| Phoenix-Mesa-Scottsdale, AZ | 161 | $ 88,557,000 | $ 550,043 | $ 231,000 |
| San Diego-Carlsbad, CA | 145 | $ 120,358,000 | $ 830,055 | $ 298,000 |
| Denver-Aurora-Lakewood, CO | 134 | $ 78,433,000 | $ 585,320 | $ 260,000 |
| New York-Jersey City-White Plains, NY-NJ | 130 | $ 96,903,000 | $ 745,407 | $ 382,315 |
| Seattle-Bellevue-Everett, WA | 123 | $ 82,314,000 | $ 669,219 | $ 234,000 |
| Chicago-Naperville-Arlington Heights, IL | 104 | $ 52,656,000 | $ 506,307 | $ 248,000 |
| Atlanta-Sandy Springs-Roswell, GA | 99 | $ 49,463,000 | $ 499,626 | $ 236,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 94 | $ 61,901,000 | $ 658,521 | $ 333,627 |
| San Rafael, CA | 84 | $ 70,628,000 | $ 840,809 | $ 315,000 |
| Riverside-San Bernardino-Ontario, CA | 81 | $ 36,045,000 | $ 445,000 | $ 214,000 |
| Dallas-Plano-Irving, TX | 72 | $ 42,378,000 | $ 588,583 | $ 327,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 69 | $ 35,117,000 | $ 508,942 | $ 299,000 |
| Houston-The Woodlands-Sugar Land, TX | 68 | $ 42,600,000 | $ 626,470 | $ 290,000 |
| Bridgeport-Stamford-Norwalk, CT | 61 | $ 51,282,000 | $ 840,688 | $ 439,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 59 | $ 29,401,000 | $ 498,322 | $ 231,661 |
| Austin-Round Rock, TX | 52 | $ 26,884,000 | $ 517,000 | $ 259,000 |
| Newark, NJ-PA | 52 | $ 27,802,000 | $ 534,653 | $ 272,307 |
| Las Vegas-Henderson-Paradise, NV | 47 | $ 18,458,000 | $ 392,723 | $ 173,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 27,652,000 | $ 588,340 | $ 233,000 |
| Santa Rosa, CA | 45 | $ 31,136,000 | $ 691,911 | $ 523,000 |
| Reno, NV | 44 | $ 25,122,000 | $ 570,954 | $ 276,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 43 | $ 14,226,000 | $ 330,837 | $ 159,651 |
| Charlotte-Concord-Gastonia, NC-SC | 41 | $ 19,674,000 | $ 479,853 | $ 224,000 |
| Naples-Immokalee-Marco Island, FL | 38 | $ 24,931,000 | $ 656,078 | $ 378,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 38 | $ 23,923,000 | $ 629,552 | $ 200,000 |
| Cambridge-Newton-Framingham, MA | 35 | $ 17,577,000 | $ 502,200 | $ 223,000 |
| Silver Spring-Frederick-Rockville, MD | 33 | $ 19,184,000 | $ 581,333 | $ 349,000 |
| Santa Maria-Santa Barbara, CA | 32 | $ 30,899,000 | $ 965,593 | $ 346,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 16,461,000 | $ 548,700 | $ 202,000 |
| Salinas, CA | 30 | $ 26,029,000 | $ 867,633 | $ 672,000 |
| Boston, MA | 29 | $ 24,655,000 | $ 850,172 | $ 427,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 11,964,000 | $ 427,285 | $ 254,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 16,051,000 | $ 573,250 | $ 300,000 |
| Tampa-St. Petersburg-Clearwater, FL | 28 | $ 14,902,000 | $ 532,214 | $ 220,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 11,845,000 | $ 438,703 | $ 223,000 |
| Montgomery County-Bucks County-Chester County, PA | 27 | $ 11,948,000 | $ 442,518 | $ 241,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 18,413,000 | $ 708,192 | $ 376,000 |
| Nassau County-Suffolk County, NY | 26 | $ 19,273,000 | $ 741,269 | $ 846,000 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 12,684,000 | $ 507,360 | $ 253,000 |
| Jacksonville, FL | 24 | $ 13,155,000 | $ 548,125 | $ 213,000 |
| Warren-Troy-Farmington Hills, MI | 23 | $ 13,885,000 | $ 603,695 | $ 310,000 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 9,231,000 | $ 439,571 | $ 223,000 |
| Charleston-North Charleston, SC | 19 | $ 10,183,000 | $ 535,947 | $ 319,000 |
| Lake County-Kenosha County, IL-WI | 19 | $ 9,783,000 | $ 514,894 | $ 231,210 |
| Napa, CA | 19 | $ 13,308,000 | $ 700,421 | $ 231,000 |
| Raleigh, NC | 18 | $ 6,848,000 | $ 380,444 | $ 157,000 |
| Santa Cruz-Watsonville, CA | 18 | $ 11,018,000 | $ 612,111 | $ 193,000 |
| Boulder, CO | 17 | $ 10,558,000 | $ 621,058 | $ 257,000 |
| Kansas City, MO-KS | 17 | $ 6,791,000 | $ 399,470 | $ 253,941 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 10,523,000 | $ 619,000 | $ 199,000 |
| Tucson, AZ | 17 | $ 7,223,000 | $ 424,882 | $ 153,000 |
| Fort Worth-Arlington, TX | 15 | $ 8,150,000 | $ 543,333 | $ 196,000 |
| Providence-Warwick, RI-MA | 15 | $ 8,393,000 | $ 559,533 | $ 363,000 |
| St. Louis, MO-IL | 15 | $ 4,553,000 | $ 303,533 | $ 176,000 |
| Indianapolis-Carmel-Anderson, IN | 14 | $ 5,342,000 | $ 381,571 | $ 177,000 |
| Philadelphia, PA | 14 | $ 7,415,000 | $ 529,642 | $ 392,000 |
| Santa Fe, NM | 14 | $ 7,825,000 | $ 558,928 | $ 231,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 6,184,000 | $ 475,692 | $ 240,000 |
| Pittsburgh, PA | 13 | $ 5,362,000 | $ 412,461 | $ 165,000 |
| Port St. Lucie, FL | 13 | $ 7,906,000 | $ 608,153 | $ 230,000 |
| Trenton, NJ | 13 | $ 7,360,000 | $ 566,153 | $ 282,000 |
| Asheville, NC | 12 | $ 3,696,000 | $ 308,000 | $ 113,000 |
| Cleveland-Elyria, OH | 12 | $ 4,973,000 | $ 414,416 | $ 364,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 4,325,000 | $ 360,416 | $ 236,000 |
| Richmond, VA | 12 | $ 6,114,000 | $ 509,500 | $ 246,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 4,154,000 | $ 346,166 | $ 138,000 |
| Boise City, ID | 11 | $ 3,670,000 | $ 333,636 | $ 125,000 |
| Colorado Springs, CO | 11 | $ 3,759,000 | $ 341,727 | $ 125,000 |
| Columbus, OH | 11 | $ 4,284,000 | $ 389,454 | $ 250,000 |
| Salisbury, MD-DE | 11 | $ 5,043,000 | $ 458,454 | $ 226,181 |
| Bend-Redmond, OR | 10 | $ 4,878,000 | $ 487,800 | $ 172,000 |
| Bremerton-Silverdale, WA | 10 | $ 6,851,000 | $ 685,100 | $ 257,000 |
| New Orleans-Metairie, LA | 10 | $ 3,812,000 | $ 381,200 | $ 234,000 |
| Prescott, AZ | 10 | $ 4,810,000 | $ 481,000 | $ 200,000 |
| Urban Honolulu, HI | 10 | $ 6,034,000 | $ 603,400 | $ 232,000 |
| Birmingham-Hoover, AL | 9 | $ 4,069,000 | $ 452,111 | $ 178,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 4,486,000 | $ 498,444 | $ 262,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 7,333,000 | $ 814,777 | $ 530,000 |
| Wilmington, NC | 9 | $ 3,737,000 | $ 415,222 | $ 156,000 |
| Barnstable Town, MA | 8 | $ 4,458,000 | $ 557,250 | $ 257,000 |
| Ocean City, NJ | 8 | $ 6,936,000 | $ 867,000 | $ 344,000 |
| San Antonio-New Braunfels, TX | 8 | $ 3,841,000 | $ 480,125 | $ 253,000 |
| Stockton-Lodi, CA | 8 | $ 3,319,000 | $ 414,875 | $ 197,000 |
| Tacoma-Lakewood, WA | 8 | $ 2,687,000 | $ 335,875 | $ 167,000 |
| Cincinnati, OH-KY-IN | 7 | $ 3,563,000 | $ 509,000 | $ 195,000 |
| Durham-Chapel Hill, NC | 7 | $ 3,038,000 | $ 434,000 | $ 374,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 2,569,000 | $ 367,000 | $ 139,857 |
| Punta Gorda, FL | 7 | $ 2,204,000 | $ 314,857 | $ 116,000 |
| Worcester, MA-CT | 7 | $ 3,110,000 | $ 444,285 | $ 175,000 |
| Albuquerque, NM | 6 | $ 1,796,000 | $ 299,333 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 2,720,000 | $ 453,333 | $ 433,000 |
| Ann Arbor, MI | 6 | $ 2,742,000 | $ 457,000 | $ 274,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,538,000 | $ 256,333 | $ 224,000 |
| Flagstaff, AZ | 6 | $ 2,580,000 | $ 430,000 | $ 158,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 2,465,000 | $ 410,833 | $ 237,000 |
| Greensboro-High Point, NC | 6 | $ 2,496,000 | $ 416,000 | $ 317,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 3,057,000 | $ 509,500 | $ 185,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 3,157,000 | $ 526,166 | $ 231,000 |
| Portland-South Portland, ME | 6 | $ 2,354,000 | $ 392,333 | $ 282,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,319,000 | $ 219,833 | $ 112,000 |
| Akron, OH | 5 | $ 1,234,000 | $ 246,800 | $ 243,000 |
| Bellingham, WA | 5 | $ 2,667,000 | $ 533,400 | $ 170,000 |
| Coeur D'Alene, ID | 5 | $ 2,751,000 | $ 550,200 | $ 154,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,807,000 | $ 361,400 | $ 178,000 |
| Greeley, CO | 5 | $ 1,901,000 | $ 380,200 | $ 263,000 |
| Madison, WI | 5 | $ 1,273,000 | $ 254,600 | $ 133,000 |
| Manchester-Nashua, NH | 5 | $ 1,913,000 | $ 382,600 | $ 225,000 |
| Medford, OR | 5 | $ 2,258,000 | $ 451,600 | $ 288,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,720,000 | $ 544,000 | $ 226,000 |
| Salt Lake City, UT | 5 | $ 2,758,000 | $ 551,600 | $ 194,000 |
| Savannah, GA | 5 | $ 2,961,000 | $ 592,200 | $ 159,000 |
| Sebastian-Vero Beach, FL | 5 | $ 2,945,000 | $ 589,000 | $ 269,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,306,000 | $ 326,500 | $ 235,000 |
| Baton Rouge, LA | 4 | $ 1,811,000 | $ 452,750 | $ 256,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 2,041,000 | $ 510,250 | $ 171,000 |
| Gainesville, GA | 4 | $ 2,528,000 | $ 632,000 | $ 255,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 1,229,000 | $ 307,250 | $ 178,000 |
| Knoxville, TN | 4 | $ 1,741,000 | $ 435,250 | $ 147,000 |
| Lancaster, PA | 4 | $ 850,000 | $ 212,500 | $ 230,000 |
| Modesto, CA | 4 | $ 2,145,000 | $ 536,250 | $ 117,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,870,000 | $ 467,500 | $ 124,000 |
| New Haven-Milford, CT | 4 | $ 1,357,000 | $ 339,250 | $ 137,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 1,571,000 | $ 523,666 | $ 337,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 1,102,000 | $ 367,333 | $ 152,666 |
| Camden, NJ | 3 | $ 685,000 | $ 228,333 | $ 125,000 |
| Chattanooga, TN-GA | 3 | $ 1,422,000 | $ 474,000 | $ 323,000 |
| Columbia, SC | 3 | $ 1,133,000 | $ 377,666 | $ 148,000 |
| Corpus Christi, TX | 3 | $ 1,428,000 | $ 476,000 | $ 223,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 569,000 | $ 189,666 | $ 101,000 |
| Des Moines-West Des Moines, IA | 3 | $ 970,000 | $ 323,333 | $ 219,000 |
| Fort Collins, CO | 3 | $ 927,000 | $ 309,000 | $ 173,000 |
| Fort Wayne, IN | 3 | $ 663,000 | $ 221,000 | $ 141,000 |
| Fresno, CA | 3 | $ 947,000 | $ 315,666 | $ 147,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 727,000 | $ 242,333 | $ 134,000 |
| Homosassa Springs, FL | 3 | $ 1,151,000 | $ 383,666 | $ 196,000 |
| Kalamazoo-Portage, MI | 3 | $ 1,335,000 | $ 445,000 | $ 227,000 |
| Lynchburg, VA | 3 | $ 2,044,000 | $ 681,333 | $ 200,000 |
| Memphis, TN-MS-AR | 3 | $ 874,000 | $ 291,333 | $ 260,000 |
| Montgomery, AL | 3 | $ 708,000 | $ 236,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 3 | $ 2,217,000 | $ 739,000 | $ 480,000 |
| Ocala, FL | 3 | $ 604,000 | $ 201,333 | $ 164,000 |
| Oklahoma City, OK | 3 | $ 443,000 | $ 147,666 | $ 182,000 |
| Tulsa, OK | 3 | $ 1,121,000 | $ 373,666 | $ 173,000 |
| Vallejo-Fairfield, CA | 3 | $ 750,000 | $ 250,000 | $ 63,000 |
| Wilmington, DE-MD-NJ | 3 | $ 555,000 | $ 185,000 | $ 84,000 |
| Anchorage, AK | 2 | $ 284,000 | $ 142,000 | $ 50,000 |
| Charlottesville, VA | 2 | $ 1,519,000 | $ 759,500 | $ 299,000 |
| Chico, CA | 2 | $ 252,000 | $ 126,000 | $ 38,000 |
| Eugene, OR | 2 | $ 512,000 | $ 256,000 | $ 127,000 |
| Gary, IN | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Glens Falls, NY | 2 | $ 556,000 | $ 278,000 | $ 170,000 |
| Green Bay, WI | 2 | $ 553,000 | $ 276,500 | $ 198,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 321,000 | $ 160,500 | $ 80,000 |
| Harrisburg-Carlisle, PA | 2 | $ 513,000 | $ 256,500 | $ 217,000 |
| Huntsville, AL | 2 | $ 719,000 | $ 359,500 | $ 127,000 |
| Lansing-East Lansing, MI | 2 | $ 742,000 | $ 371,000 | $ 145,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 754,000 | $ 377,000 | $ 222,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 586,000 | $ 293,000 | $ 165,000 |
| Madera, CA | 2 | $ 825,000 | $ 412,500 | $ 189,000 |
| Missoula, MT | 2 | $ 1,308,000 | $ 654,000 | $ 641,000 |
| Norwich-New London, CT | 2 | $ 758,000 | $ 379,000 | $ 150,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 547,000 | $ 273,500 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 652,000 | $ 326,000 | $ 424,000 |
| Redding, CA | 2 | $ 480,000 | $ 240,000 | $ 175,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 602,000 | $ 301,000 | $ 74,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Springfield, MA | 2 | $ 557,000 | $ 278,500 | $ 139,000 |
| St. George, UT | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| The Villages, FL | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| Visalia-Porterville, CA | 2 | $ 964,000 | $ 482,000 | $ 436,000 |
| Waco, TX | 2 | $ 562,000 | $ 281,000 | $ 345,000 |
| Athens-Clarke County, GA | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Brunswick, GA | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 429,000 | $ 429,000 | $ 219,000 |
| Carson City, NV | 1 | $ 153,000 | $ 153,000 | $ 84,000 |
| Cedar Rapids, IA | 1 | $ 258,000 | $ 258,000 | $ 161,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 208,000 | $ 208,000 | $ 39,000 |
| Columbia, MO | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Columbus, GA-AL | 1 | $ 208,000 | $ 208,000 | $ 217,000 |
| Corvallis, OR | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Dayton, OH | 1 | $ 202,000 | $ 202,000 | $ 313,000 |
| Dutchess County-Putnam County, NY | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| East Stroudsburg, PA | 1 | $ 772,000 | $ 772,000 | $ 613,000 |
| Elgin, IL | 1 | $ 192,000 | $ 192,000 | $ 137,000 |
| Flint, MI | 1 | $ 93,000 | $ 93,000 | $ 18,000 |
| Gainesville, FL | 1 | $ 266,000 | $ 266,000 | $ 74,000 |
| Grand Junction, CO | 1 | $ 746,000 | $ 746,000 | $ 509,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Hot Springs, AR | 1 | $ 600,000 | $ 600,000 | $ 128,000 |
| Houma-Thibodaux, LA | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Jackson, MS | 1 | $ 668,000 | $ 668,000 | $ 1,126,000 |
| Kennewick-Richland, WA | 1 | $ 251,000 | $ 251,000 | $ 492,000 |
| Lafayette, LA | 1 | $ 365,000 | $ 365,000 | $ 217,000 |
| Lakeland-Winter Haven, FL | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Las Cruces, NM | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Lawrence, KS | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Lexington-Fayette, KY | 1 | $ 222,000 | $ 222,000 | $ 107,000 |
| Lincoln, NE | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Macon-Bibb County, GA | 1 | $ 279,000 | $ 279,000 | $ 530,000 |
| Morristown, TN | 1 | $ 425,000 | $ 425,000 | $ 189,000 |
| Olympia-Tumwater, WA | 1 | $ 650,000 | $ 650,000 | $ 131,000 |
| Oshkosh-Neenah, WI | 1 | $ 210,000 | $ 210,000 | $ 126,000 |
| Pittsfield, MA | 1 | $ 705,000 | $ 705,000 | $ 413,000 |
| Provo-Orem, UT | 1 | $ 432,000 | $ 432,000 | $ 92,000 |
| Reading, PA | 1 | $ 277,000 | $ 277,000 | $ 162,000 |
| Roanoke, VA | 1 | $ 800,000 | $ 800,000 | $ 1,032,000 |
| Rochester, NY | 1 | $ 245,000 | $ 245,000 | $ 214,000 |
| Salem, OR | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 83,000 | $ 83,000 | $ 185,000 |
| Springfield, MO | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Staunton-Waynesboro, VA | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Syracuse, NY | 1 | $ 223,000 | $ 223,000 | $ 145,000 |
| Tallahassee, FL | 1 | $ 183,000 | $ 183,000 | $ 127,000 |
| Walla Walla, WA | 1 | $ 440,000 | $ 440,000 | $ 86,000 |
| Winchester, VA-WV | 1 | $ 210,000 | $ 210,000 | $ 105,000 |
| Winston-Salem, NC | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Yakima, WA | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| York-Hanover, PA | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Yuba City, CA | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,783 | $1,812,157,000 | $651,000 | $4,500,000 | $277,000 | $8,805,000 |
| Home Purchase | 1,905 | $1,097,745,000 | $576,000 | $4,000,000 | $272,000 | $8,596,000 |
| Home Improvement | 30 | $17,585,000 | $586,000 | $2,925,000 | $559,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,858 | $1,728,278,000 | $604,000 | $4,500,000 | $269,000 | $8,805,000 |
| Not Provided | 1,444 | $927,197,000 | $642,000 | $4,500,000 | $296,000 | $9,999,000 |
| Asian | 299 | $211,434,000 | $707,000 | $4,000,000 | $277,000 | $2,557,000 |
| Hispanic | 92 | $46,757,000 | $508,000 | $1,500,000 | $220,000 | $1,476,000 |
| Black or African American | 19 | $11,036,000 | $580,000 | $1,224,000 | $334,000 | $2,536,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,452,000 | $484,000 | $706,000 | $196,000 | $285,000 |
| American Indian or Alaskan Native | 3 | $1,333,000 | $444,000 | $582,000 | $168,000 | $218,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,718 | $2,927,487,000 | $620,000 | $4,500,000 | $277,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,518 | $2,429,185,000 | $690,000 | $4,500,000 | $304,000 | $9,999,000 |
| Loan Purchased By The Institution | 847 | $228,034,000 | $269,000 | $636,000 | $155,000 | $1,951,000 |
| Application Denied By Financial Institution | 351 | $268,512,000 | $764,000 | $4,500,000 | $298,000 | $5,379,000 |
| Application Approved But Not Accepted | 2 | $1,756,000 | $878,000 | $1,000,000 | $728,000 | $1,075,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 136 | $109,650,000 | $806,000 | $3,745,000 | $168,000 | $1,304,000 |
| Collateral | 99 | $78,604,000 | $793,000 | $4,500,000 | $464,000 | $5,379,000 |
| Unverifiable Information | 49 | $33,907,000 | $691,000 | $3,622,000 | $342,000 | $2,536,000 |
| Credit History | 43 | $31,326,000 | $728,000 | $2,474,000 | $276,000 | $740,000 |
| Other | 21 | $12,960,000 | $617,000 | $1,990,000 | $312,000 | $800,000 |
| Employment History | 2 | $765,000 | $382,000 | $400,000 | $171,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,300,000 | $1,300,000 | $1,300,000 | $338,000 | $338,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About