Charles Schwab Bank Mortgage Lending & HMDA Data, 2004
In 2004, Charles Schwab Bank of San Francisco, CA reported 7,852 mortgage applications totaling $1.9 billion. The average application was for $242,668, and applicants reported an average income of $118,695. 63% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (345), Oakland-Fremont-Hayward, CA (239) and Los Angeles-Long Beach-Glendale, CA (225) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank 101 Montgomery Street 11-262 San Francisco, CA 94104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,852 |
| Total Mortgage Loan Application Amount | $1,905,435,000 |
| Average Mortgage Loan Application Amount | $242,668 |
| Highest Mortgage Loan Application Amount | $2,910,000 |
| Average Applicant Income | $118,695 |
| Highest Applicant Income | $2,325,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 333 | $ 64,469,000 | $ 193,600 | $ 103,000 |
| Los Angeles, California | 225 | $ 73,221,000 | $ 325,426 | $ 123,000 |
| San Diego, California | 133 | $ 48,357,000 | $ 363,586 | $ 147,000 |
| Cook, Illinois | 133 | $ 33,734,000 | $ 253,639 | $ 167,000 |
| Clark, Nevada | 125 | $ 26,816,000 | $ 214,528 | $ 100,000 |
| Alameda, California | 123 | $ 41,156,000 | $ 334,601 | $ 129,000 |
| Contra Costa, California | 116 | $ 41,502,000 | $ 357,775 | $ 121,000 |
| Harris, Texas | 113 | $ 16,907,000 | $ 149,619 | $ 116,000 |
| Orange, California | 111 | $ 36,431,000 | $ 328,207 | $ 135,000 |
| King, Washington | 104 | $ 29,217,000 | $ 280,932 | $ 134,000 |
| Santa Clara, California | 101 | $ 41,188,000 | $ 407,801 | $ 163,000 |
| Palm Beach, Florida | 85 | $ 22,394,000 | $ 263,458 | $ 156,000 |
| San Francisco, California | 84 | $ 31,696,000 | $ 377,333 | $ 139,000 |
| Broward, Florida | 81 | $ 19,483,000 | $ 240,530 | $ 111,000 |
| New York, New York | 80 | $ 31,171,000 | $ 389,637 | $ 262,000 |
| Washoe, Nevada | 69 | $ 16,074,000 | $ 232,956 | $ 85,000 |
| San Mateo, California | 68 | $ 25,460,000 | $ 374,411 | $ 150,000 |
| Fairfax, Virginia | 64 | $ 18,581,000 | $ 290,328 | $ 158,000 |
| Sacramento, California | 63 | $ 14,452,000 | $ 229,396 | $ 102,000 |
| Riverside, California | 61 | $ 17,507,000 | $ 287,000 | $ 157,000 |
| Miami-Dade, Florida | 59 | $ 17,759,000 | $ 301,000 | $ 132,000 |
| Pima, Arizona | 58 | $ 9,411,000 | $ 162,258 | $ 78,000 |
| San Bernardino, California | 53 | $ 9,849,000 | $ 185,830 | $ 95,000 |
| Denver, Colorado | 53 | $ 11,850,000 | $ 223,584 | $ 86,000 |
| Suffolk, New York | 53 | $ 15,564,000 | $ 293,660 | $ 233,000 |
| Marin, California | 52 | $ 26,056,000 | $ 501,076 | $ 176,000 |
| Fulton, Georgia | 52 | $ 14,263,000 | $ 274,288 | $ 134,000 |
| Montgomery, Maryland | 51 | $ 15,495,000 | $ 303,823 | $ 101,000 |
| Montgomery, Texas | 51 | $ 6,490,000 | $ 127,254 | $ 119,000 |
| Jefferson, Colorado | 45 | $ 9,024,000 | $ 200,533 | $ 73,000 |
| Honolulu, Hawaii | 45 | $ 12,924,000 | $ 287,200 | $ 138,000 |
| Travis, Texas | 45 | $ 9,984,000 | $ 221,866 | $ 184,000 |
| Arapahoe, Colorado | 43 | $ 10,267,000 | $ 238,767 | $ 107,000 |
| Monmouth, New Jersey | 42 | $ 12,028,000 | $ 286,380 | $ 141,000 |
| Westchester, New York | 42 | $ 15,160,000 | $ 360,952 | $ 148,000 |
| Douglas, Colorado | 38 | $ 8,653,000 | $ 227,710 | $ 105,000 |
| Pinellas, Florida | 38 | $ 9,036,000 | $ 237,789 | $ 138,000 |
| Middlesex, Massachusetts | 38 | $ 13,747,000 | $ 361,763 | $ 162,000 |
| Nassau, New York | 38 | $ 12,496,000 | $ 328,842 | $ 122,000 |
| Queens, New York | 38 | $ 7,951,000 | $ 209,236 | $ 109,000 |
| Gwinnett, Georgia | 36 | $ 7,707,000 | $ 214,083 | $ 140,000 |
| Fairfield, Connecticut | 35 | $ 15,154,000 | $ 432,971 | $ 265,000 |
| District of Columbia, District Of Columbia | 34 | $ 14,530,000 | $ 427,352 | $ 121,000 |
| Hennepin, Minnesota | 34 | $ 7,245,000 | $ 213,088 | $ 95,000 |
| Sonoma, California | 33 | $ 10,507,000 | $ 318,393 | $ 153,000 |
| Lee, Florida | 32 | $ 7,823,000 | $ 244,468 | $ 134,000 |
| Orange, Florida | 32 | $ 4,914,000 | $ 153,562 | $ 100,000 |
| Burlington, New Jersey | 32 | $ 7,322,000 | $ 228,812 | $ 94,000 |
| Hillsborough, Florida | 31 | $ 6,092,000 | $ 196,516 | $ 148,000 |
| Bernalillo, New Mexico | 31 | $ 5,082,000 | $ 163,935 | $ 80,000 |
| Kings, New York | 31 | $ 9,179,000 | $ 296,096 | $ 138,000 |
| Cobb, Georgia | 30 | $ 6,114,000 | $ 203,800 | $ 124,000 |
| St. Louis, Missouri | 30 | $ 5,795,000 | $ 193,166 | $ 138,000 |
| Multnomah, Oregon | 30 | $ 5,551,000 | $ 185,033 | $ 97,000 |
| Hamilton, Indiana | 29 | $ 4,840,000 | $ 166,896 | $ 96,000 |
| El Dorado, California | 28 | $ 6,419,000 | $ 229,250 | $ 95,000 |
| Collier, Florida | 28 | $ 11,873,000 | $ 424,035 | $ 203,000 |
| Oakland, Michigan | 28 | $ 6,485,000 | $ 231,607 | $ 112,000 |
| San Joaquin, California | 27 | $ 6,158,000 | $ 228,074 | $ 91,000 |
| Wake, North Carolina | 27 | $ 5,518,000 | $ 204,370 | $ 98,000 |
| Cuyahoga, Ohio | 27 | $ 6,185,000 | $ 229,074 | $ 116,000 |
| Montgomery, Pennsylvania | 27 | $ 6,784,000 | $ 251,259 | $ 120,000 |
| Bergen, New Jersey | 26 | $ 9,525,000 | $ 366,346 | $ 118,000 |
| Middlesex, New Jersey | 26 | $ 5,870,000 | $ 225,769 | $ 106,000 |
| Ocean, New Jersey | 26 | $ 6,388,000 | $ 245,692 | $ 142,000 |
| Dallas, Texas | 26 | $ 7,892,000 | $ 303,538 | $ 185,000 |
| Tarrant, Texas | 26 | $ 4,575,000 | $ 175,961 | $ 109,000 |
| Placer, California | 25 | $ 6,644,000 | $ 265,760 | $ 135,000 |
| Solano, California | 25 | $ 5,989,000 | $ 239,560 | $ 77,000 |
| Sarasota, Florida | 25 | $ 4,895,000 | $ 195,800 | $ 117,000 |
| DeKalb, Georgia | 25 | $ 5,112,000 | $ 204,480 | $ 151,000 |
| Marion, Indiana | 25 | $ 3,536,000 | $ 141,440 | $ 72,000 |
| Washington, Oregon | 25 | $ 4,929,000 | $ 197,160 | $ 99,000 |
| Anchorage, Alaska | 24 | $ 4,724,000 | $ 196,833 | $ 80,000 |
| Fresno, California | 24 | $ 3,702,000 | $ 154,250 | $ 111,000 |
| Ventura, California | 24 | $ 8,944,000 | $ 372,666 | $ 149,000 |
| Anne Arundel, Maryland | 24 | $ 7,667,000 | $ 319,458 | $ 168,000 |
| Philadelphia, Pennsylvania | 24 | $ 4,340,000 | $ 180,833 | $ 84,000 |
| Collin, Texas | 24 | $ 4,503,000 | $ 187,625 | $ 93,000 |
| Clark, Washington | 24 | $ 4,764,000 | $ 198,500 | $ 104,000 |
| Kern, California | 23 | $ 3,689,000 | $ 160,391 | $ 74,000 |
| Boulder, Colorado | 23 | $ 6,259,000 | $ 272,130 | $ 145,000 |
| New Haven, Connecticut | 23 | $ 5,333,000 | $ 231,869 | $ 120,000 |
| Brevard, Florida | 23 | $ 4,636,000 | $ 201,565 | $ 90,000 |
| Seminole, Florida | 23 | $ 3,750,000 | $ 163,043 | $ 77,000 |
| Essex, New Jersey | 23 | $ 6,857,000 | $ 298,130 | $ 145,000 |
| Morris, New Jersey | 23 | $ 7,426,000 | $ 322,869 | $ 122,000 |
| Bucks, Pennsylvania | 23 | $ 5,066,000 | $ 220,260 | $ 165,000 |
| Volusia, Florida | 22 | $ 3,159,000 | $ 143,590 | $ 64,000 |
| Tulsa, Oklahoma | 22 | $ 2,678,000 | $ 121,727 | $ 90,000 |
| Chester, Pennsylvania | 22 | $ 7,894,000 | $ 358,818 | $ 130,000 |
| Somerset, New Jersey | 21 | $ 7,019,000 | $ 334,238 | $ 204,000 |
| Loudoun, Virginia | 21 | $ 7,108,000 | $ 338,476 | $ 104,000 |
| Snohomish, Washington | 21 | $ 4,641,000 | $ 221,000 | $ 105,000 |
| Duval, Florida | 20 | $ 3,006,000 | $ 150,300 | $ 88,000 |
| Lake, Illinois | 20 | $ 5,490,000 | $ 274,500 | $ 125,000 |
| Suffolk, Massachusetts | 20 | $ 6,255,000 | $ 312,750 | $ 115,000 |
| Bexar, Texas | 20 | $ 3,612,000 | $ 180,600 | $ 119,000 |
| Johnson, Kansas | 19 | $ 3,613,000 | $ 190,157 | $ 287,000 |
| Mecklenburg, North Carolina | 19 | $ 2,495,000 | $ 131,315 | $ 74,000 |
| Horry, South Carolina | 19 | $ 3,253,000 | $ 171,210 | $ 148,000 |
| Nevada, California | 18 | $ 4,410,000 | $ 245,000 | $ 154,000 |
| Prince George's, Maryland | 18 | $ 3,914,000 | $ 217,444 | $ 150,000 |
| Hudson, New Jersey | 18 | $ 5,240,000 | $ 291,111 | $ 113,000 |
| Santa Fe, New Mexico | 18 | $ 5,845,000 | $ 324,722 | $ 136,000 |
| Franklin, Ohio | 18 | $ 3,415,000 | $ 189,722 | $ 100,000 |
| Salt Lake, Utah | 18 | $ 3,687,000 | $ 204,833 | $ 123,000 |
| Stanislaus, California | 17 | $ 3,836,000 | $ 225,647 | $ 88,000 |
| St. Johns, Florida | 17 | $ 4,021,000 | $ 236,529 | $ 104,000 |
| Howard, Maryland | 17 | $ 4,697,000 | $ 276,294 | $ 153,000 |
| St. Charles, Missouri | 17 | $ 2,698,000 | $ 158,705 | $ 116,000 |
| Deschutes, Oregon | 17 | $ 4,238,000 | $ 249,294 | $ 210,000 |
| Davidson, Tennessee | 17 | $ 2,631,000 | $ 154,764 | $ 119,000 |
| Williamson, Texas | 17 | $ 2,490,000 | $ 146,470 | $ 101,000 |
| Monterey, California | 16 | $ 7,479,000 | $ 467,437 | $ 275,000 |
| San Luis Obispo, California | 16 | $ 5,178,000 | $ 323,625 | $ 150,000 |
| Adams, Colorado | 16 | $ 3,011,000 | $ 188,187 | $ 91,000 |
| Pasco, Florida | 16 | $ 2,205,000 | $ 137,812 | $ 89,000 |
| Baltimore City, Maryland | 16 | $ 2,251,000 | $ 140,687 | $ 108,000 |
| Oklahoma, Oklahoma | 16 | $ 2,634,000 | $ 164,625 | $ 120,000 |
| Santa Barbara, California | 15 | $ 6,347,000 | $ 423,133 | $ 123,000 |
| Santa Cruz, California | 15 | $ 4,791,000 | $ 319,400 | $ 106,000 |
| El Paso, Colorado | 15 | $ 3,140,000 | $ 209,333 | $ 75,000 |
| Summit, Colorado | 15 | $ 3,567,000 | $ 237,800 | $ 196,000 |
| New Castle, Delaware | 15 | $ 2,740,000 | $ 182,666 | $ 76,000 |
| Essex, Massachusetts | 15 | $ 5,471,000 | $ 364,733 | $ 217,000 |
| Worcester, Massachusetts | 15 | $ 3,582,000 | $ 238,800 | $ 91,000 |
| Union, New Jersey | 15 | $ 4,698,000 | $ 313,200 | $ 107,000 |
| Chesterfield, Virginia | 15 | $ 2,435,000 | $ 162,333 | $ 85,000 |
| Kitsap, Washington | 15 | $ 3,071,000 | $ 204,733 | $ 70,000 |
| Yavapai, Arizona | 14 | $ 2,905,000 | $ 207,500 | $ 72,000 |
| Tulare, California | 14 | $ 2,384,000 | $ 170,285 | $ 133,000 |
| Manatee, Florida | 14 | $ 3,742,000 | $ 267,285 | $ 117,000 |
| DuPage, Illinois | 14 | $ 3,800,000 | $ 271,428 | $ 160,000 |
| Cumberland, Maine | 14 | $ 3,928,000 | $ 280,571 | $ 95,000 |
| Delaware, Pennsylvania | 14 | $ 3,378,000 | $ 241,285 | $ 97,000 |
| Fort Bend, Texas | 14 | $ 2,307,000 | $ 164,785 | $ 122,000 |
| Arlington, Virginia | 14 | $ 4,945,000 | $ 353,214 | $ 145,000 |
| Calaveras, California | 13 | $ 2,960,000 | $ 227,692 | $ 155,000 |
| Maui, Hawaii | 13 | $ 4,999,000 | $ 384,538 | $ 109,000 |
| Ada, Idaho | 13 | $ 2,232,000 | $ 171,692 | $ 64,000 |
| Will, Illinois | 13 | $ 2,245,000 | $ 172,692 | $ 75,000 |
| Dakota, Minnesota | 13 | $ 3,172,000 | $ 244,000 | $ 182,000 |
| Lyon, Nevada | 13 | $ 2,049,000 | $ 157,615 | $ 106,000 |
| Atlantic, New Jersey | 13 | $ 2,941,000 | $ 226,230 | $ 89,000 |
| Hunterdon, New Jersey | 13 | $ 4,383,000 | $ 337,153 | $ 217,000 |
| Mercer, New Jersey | 13 | $ 3,491,000 | $ 268,538 | $ 128,000 |
| Hamilton, Ohio | 13 | $ 1,842,000 | $ 141,692 | $ 64,000 |
| Clackamas, Oregon | 13 | $ 3,027,000 | $ 232,846 | $ 121,000 |
| Charleston, South Carolina | 13 | $ 3,083,000 | $ 237,153 | $ 123,000 |
| Pierce, Washington | 13 | $ 2,328,000 | $ 179,076 | $ 91,000 |
| Jefferson, Alabama | 12 | $ 1,988,000 | $ 165,666 | $ 127,000 |
| Pinal, Arizona | 12 | $ 1,995,000 | $ 166,250 | $ 85,000 |
| Hartford, Connecticut | 12 | $ 2,904,000 | $ 242,000 | $ 120,000 |
| Escambia, Florida | 12 | $ 2,064,000 | $ 172,000 | $ 119,000 |
| Flagler, Florida | 12 | $ 2,881,000 | $ 240,083 | $ 130,000 |
| St. Lucie, Florida | 12 | $ 2,457,000 | $ 204,750 | $ 100,000 |
| Hawaii, Hawaii | 12 | $ 3,195,000 | $ 266,250 | $ 111,000 |
| Jefferson, Louisiana | 12 | $ 2,803,000 | $ 233,583 | $ 128,000 |
| Plymouth, Massachusetts | 12 | $ 5,034,000 | $ 419,500 | $ 161,000 |
| Ramsey, Minnesota | 12 | $ 2,716,000 | $ 226,333 | $ 98,000 |
| Hillsborough, New Hampshire | 12 | $ 2,844,000 | $ 237,000 | $ 102,000 |
| Camden, New Jersey | 12 | $ 1,865,000 | $ 155,416 | $ 95,000 |
| Richmond, New York | 12 | $ 3,599,000 | $ 299,916 | $ 85,000 |
| Buncombe, North Carolina | 12 | $ 2,562,000 | $ 213,500 | $ 95,000 |
| Summit, Ohio | 12 | $ 2,059,000 | $ 171,583 | $ 90,000 |
| Lane, Oregon | 12 | $ 1,534,000 | $ 127,833 | $ 53,000 |
| Washington, Utah | 12 | $ 2,153,000 | $ 179,416 | $ 101,000 |
| Prince William, Virginia | 12 | $ 3,488,000 | $ 290,666 | $ 97,000 |
| Mendocino, California | 11 | $ 3,601,000 | $ 327,363 | $ 133,000 |
| Clayton, Georgia | 11 | $ 1,020,000 | $ 92,727 | $ 48,000 |
| Washtenaw, Michigan | 11 | $ 1,849,000 | $ 168,090 | $ 89,000 |
| Jackson, Missouri | 11 | $ 1,992,000 | $ 181,090 | $ 68,000 |
| Rockingham, New Hampshire | 11 | $ 2,142,000 | $ 194,727 | $ 169,000 |
| Cape May, New Jersey | 11 | $ 3,241,000 | $ 294,636 | $ 185,000 |
| Monroe, New York | 11 | $ 1,506,000 | $ 136,909 | $ 78,000 |
| Knox, Tennessee | 11 | $ 2,145,000 | $ 195,000 | $ 59,000 |
| Denton, Texas | 11 | $ 2,255,000 | $ 205,000 | $ 103,000 |
| Waukesha, Wisconsin | 11 | $ 2,376,000 | $ 216,000 | $ 92,000 |
| Larimer, Colorado | 10 | $ 1,923,000 | $ 192,300 | $ 69,000 |
| Kane, Illinois | 10 | $ 2,235,000 | $ 223,500 | $ 138,000 |
| Jefferson, Kentucky | 10 | $ 2,595,000 | $ 259,500 | $ 171,000 |
| Orleans, Louisiana | 10 | $ 1,978,000 | $ 197,800 | $ 112,000 |
| Baltimore, Maryland | 10 | $ 2,231,000 | $ 223,100 | $ 110,000 |
| Wayne, Michigan | 10 | $ 1,649,000 | $ 164,900 | $ 99,000 |
| Gloucester, New Jersey | 10 | $ 1,335,000 | $ 133,500 | $ 72,000 |
| Guilford, North Carolina | 10 | $ 2,321,000 | $ 232,100 | $ 117,000 |
| Union, North Carolina | 10 | $ 2,976,000 | $ 297,600 | $ 80,000 |
| Jackson, Oregon | 10 | $ 2,498,000 | $ 249,800 | $ 72,000 |
| York, Pennsylvania | 10 | $ 1,927,000 | $ 192,700 | $ 128,000 |
| Washington, Rhode Island | 10 | $ 2,402,000 | $ 240,200 | $ 150,000 |
| Shelby, Tennessee | 10 | $ 1,729,000 | $ 172,900 | $ 104,000 |
| James City, Virginia | 10 | $ 2,066,000 | $ 206,600 | $ 141,000 |
| Virginia Beach, Virginia | 10 | $ 2,157,000 | $ 215,700 | $ 101,000 |
| Milwaukee, Wisconsin | 10 | $ 2,615,000 | $ 261,500 | $ 149,000 |
| Mohave, Arizona | 9 | $ 843,000 | $ 93,666 | $ 115,000 |
| Napa, California | 9 | $ 2,466,000 | $ 274,000 | $ 125,000 |
| Sumter, Florida | 9 | $ 1,310,000 | $ 145,555 | $ 70,000 |
| Chatham, Georgia | 9 | $ 1,470,000 | $ 163,333 | $ 92,000 |
| Frederick, Maryland | 9 | $ 2,185,000 | $ 242,777 | $ 79,000 |
| Norfolk, Massachusetts | 9 | $ 3,418,000 | $ 379,777 | $ 155,000 |
| Macomb, Michigan | 9 | $ 1,522,000 | $ 169,111 | $ 69,000 |
| Montgomery, Ohio | 9 | $ 1,537,000 | $ 170,777 | $ 106,000 |
| Monroe, Pennsylvania | 9 | $ 1,645,000 | $ 182,777 | $ 88,000 |
| Chittenden, Vermont | 9 | $ 1,601,000 | $ 177,888 | $ 79,000 |
| Alexandria, Virginia | 9 | $ 2,511,000 | $ 279,000 | $ 114,000 |
| Richmond City, Virginia | 9 | $ 1,712,000 | $ 190,222 | $ 125,000 |
| Spokane, Washington | 9 | $ 1,474,000 | $ 163,777 | $ 98,000 |
| Shasta, California | 8 | $ 1,802,000 | $ 225,250 | $ 67,000 |
| Sussex, Delaware | 8 | $ 2,116,000 | $ 264,500 | $ 197,000 |
| Bay, Florida | 8 | $ 1,482,000 | $ 185,250 | $ 61,000 |
| Marion, Florida | 8 | $ 864,000 | $ 108,000 | $ 65,000 |
| Osceola, Florida | 8 | $ 1,736,000 | $ 217,000 | $ 117,000 |
| Polk, Florida | 8 | $ 1,003,000 | $ 125,375 | $ 90,000 |
| Cherokee, Georgia | 8 | $ 1,729,000 | $ 216,125 | $ 89,000 |
| McHenry, Illinois | 8 | $ 1,391,000 | $ 173,875 | $ 246,000 |
| Barnstable, Massachusetts | 8 | $ 1,916,000 | $ 239,500 | $ 131,000 |
| Bristol, Massachusetts | 8 | $ 2,146,000 | $ 268,250 | $ 65,000 |
| Hampshire, Massachusetts | 8 | $ 1,902,000 | $ 237,750 | $ 117,000 |
| St. Louis City, Missouri | 8 | $ 1,096,000 | $ 137,000 | $ 100,000 |
| Dutchess, New York | 8 | $ 2,228,000 | $ 278,500 | $ 169,000 |
| Marion, Oregon | 8 | $ 1,586,000 | $ 198,250 | $ 96,000 |
| Allegheny, Pennsylvania | 8 | $ 1,478,000 | $ 184,750 | $ 135,000 |
| Lancaster, Pennsylvania | 8 | $ 1,026,000 | $ 128,250 | $ 85,000 |
| Summit, Utah | 8 | $ 2,138,000 | $ 267,250 | $ 280,000 |
| Henrico, Virginia | 8 | $ 1,623,000 | $ 202,875 | $ 95,000 |
| Whatcom, Washington | 8 | $ 2,038,000 | $ 254,750 | $ 213,000 |
| Baldwin, Alabama | 7 | $ 1,296,000 | $ 185,142 | $ 125,000 |
| Butte, California | 7 | $ 1,753,000 | $ 250,428 | $ 117,000 |
| Merced, California | 7 | $ 1,523,000 | $ 217,571 | $ 122,000 |
| Tuolumne, California | 7 | $ 1,355,000 | $ 193,571 | $ 123,000 |
| Mesa, Colorado | 7 | $ 1,250,000 | $ 178,571 | $ 113,000 |
| Charlotte, Florida | 7 | $ 1,509,000 | $ 215,571 | $ 106,000 |
| Leon, Florida | 7 | $ 1,266,000 | $ 180,857 | $ 85,000 |
| Forsyth, Georgia | 7 | $ 1,604,000 | $ 229,142 | $ 114,000 |
| Polk, Iowa | 7 | $ 1,060,000 | $ 151,428 | $ 120,000 |
| Sedgwick, Kansas | 7 | $ 2,733,000 | $ 390,428 | $ 229,000 |
| Sussex, New Jersey | 7 | $ 1,191,000 | $ 170,142 | $ 89,000 |
| Rockland, New York | 7 | $ 2,079,000 | $ 297,000 | $ 107,000 |
| New Hanover, North Carolina | 7 | $ 1,387,000 | $ 198,142 | $ 152,000 |
| Dauphin, Pennsylvania | 7 | $ 908,000 | $ 129,714 | $ 53,000 |
| Hamilton, Tennessee | 7 | $ 1,229,000 | $ 175,571 | $ 101,000 |
| Galveston, Texas | 7 | $ 1,043,000 | $ 149,000 | $ 116,000 |
| Chesapeake, Virginia | 7 | $ 1,115,000 | $ 159,285 | $ 108,000 |
| Newport News, Virginia | 7 | $ 792,000 | $ 113,142 | $ 50,000 |
| Madison, Alabama | 6 | $ 1,099,000 | $ 183,166 | $ 108,000 |
| Montgomery, Alabama | 6 | $ 982,000 | $ 163,666 | $ 88,000 |
| Pulaski, Arkansas | 6 | $ 1,143,000 | $ 190,500 | $ 75,000 |
| Yolo, California | 6 | $ 1,663,000 | $ 277,166 | $ 132,000 |
| La Plata, Colorado | 6 | $ 1,139,000 | $ 189,833 | $ 126,000 |
| Pueblo, Colorado | 6 | $ 713,000 | $ 118,833 | $ 128,000 |
| Middlesex, Connecticut | 6 | $ 1,335,000 | $ 222,500 | $ 159,000 |
| Hernando, Florida | 6 | $ 602,000 | $ 100,333 | $ 68,000 |
| Lake, Florida | 6 | $ 799,000 | $ 133,166 | $ 79,000 |
| Walton, Florida | 6 | $ 2,229,000 | $ 371,500 | $ 189,000 |
| Kauai, Hawaii | 6 | $ 2,385,000 | $ 397,500 | $ 69,000 |
| Monroe, Indiana | 6 | $ 624,000 | $ 104,000 | $ 142,000 |
| Fayette, Kentucky | 6 | $ 849,000 | $ 141,500 | $ 93,000 |
| East Baton Rouge, Louisiana | 6 | $ 612,000 | $ 102,000 | $ 53,000 |
| St. Tammany, Louisiana | 6 | $ 1,748,000 | $ 291,333 | $ 124,000 |
| Calvert, Maryland | 6 | $ 1,207,000 | $ 201,166 | $ 481,000 |
| Hampden, Massachusetts | 6 | $ 1,361,000 | $ 226,833 | $ 112,000 |
| Douglas, Nevada | 6 | $ 1,400,000 | $ 233,333 | $ 85,000 |
| Passaic, New Jersey | 6 | $ 1,498,000 | $ 249,666 | $ 118,000 |
| Sandoval, New Mexico | 6 | $ 832,000 | $ 138,666 | $ 84,000 |
| Jackson, North Carolina | 6 | $ 1,985,000 | $ 330,833 | $ 218,000 |
| Delaware, Ohio | 6 | $ 1,464,000 | $ 244,000 | $ 148,000 |
| Medina, Ohio | 6 | $ 1,341,000 | $ 223,500 | $ 106,000 |
| Providence, Rhode Island | 6 | $ 1,183,000 | $ 197,166 | $ 71,000 |
| Greenville, South Carolina | 6 | $ 1,282,000 | $ 213,666 | $ 73,000 |
| Hays, Texas | 6 | $ 1,095,000 | $ 182,500 | $ 86,000 |
| Skagit, Washington | 6 | $ 2,102,000 | $ 350,333 | $ 89,000 |
| Thurston, Washington | 6 | $ 1,342,000 | $ 223,666 | $ 89,000 |
| Dane, Wisconsin | 6 | $ 1,046,000 | $ 174,333 | $ 93,000 |
| Mobile, Alabama | 5 | $ 278,000 | $ 55,600 | $ 65,000 |
| Shelby, Alabama | 5 | $ 796,000 | $ 159,200 | $ 103,000 |
| Matanuska-Susitna, Alaska | 5 | $ 1,049,000 | $ 209,800 | $ 97,000 |
| Benton, Arkansas | 5 | $ 1,142,000 | $ 228,400 | $ 55,000 |
| Lake, California | 5 | $ 984,000 | $ 196,800 | $ 84,000 |
| Eagle, Colorado | 5 | $ 1,550,000 | $ 310,000 | $ 118,000 |
| Litchfield, Connecticut | 5 | $ 1,107,000 | $ 221,400 | $ 142,000 |
| Alachua, Florida | 5 | $ 479,000 | $ 95,800 | $ 92,000 |
| Indian River, Florida | 5 | $ 742,000 | $ 148,400 | $ 76,000 |
| Martin, Florida | 5 | $ 668,000 | $ 133,600 | $ 61,000 |
| Santa Rosa, Florida | 5 | $ 802,000 | $ 160,400 | $ 75,000 |
| Clarke, Georgia | 5 | $ 444,000 | $ 88,800 | $ 62,000 |
| Douglas, Georgia | 5 | $ 1,080,000 | $ 216,000 | $ 126,000 |
| Glynn, Georgia | 5 | $ 1,690,000 | $ 338,000 | $ 225,000 |
| Kootenai, Idaho | 5 | $ 710,000 | $ 142,000 | $ 110,000 |
| Hendricks, Indiana | 5 | $ 796,000 | $ 159,200 | $ 90,000 |
| York, Maine | 5 | $ 1,639,000 | $ 327,800 | $ 338,000 |
| Washington, Minnesota | 5 | $ 1,065,000 | $ 213,000 | $ 79,000 |
| Yellowstone, Montana | 5 | $ 637,000 | $ 127,400 | $ 71,000 |
| Carson City, Nevada | 5 | $ 1,007,000 | $ 201,400 | $ 86,000 |
| Dona Ana, New Mexico | 5 | $ 701,000 | $ 140,200 | $ 63,000 |
| San Juan, New Mexico | 5 | $ 1,139,000 | $ 227,800 | $ 114,000 |
| Columbia, New York | 5 | $ 944,000 | $ 188,800 | $ 94,000 |
| Orange, New York | 5 | $ 767,000 | $ 153,400 | $ 173,000 |
| Brunswick, North Carolina | 5 | $ 1,057,000 | $ 211,400 | $ 45,000 |
| Cumberland, North Carolina | 5 | $ 578,000 | $ 115,600 | $ 117,000 |
| Dare, North Carolina | 5 | $ 1,213,000 | $ 242,600 | $ 99,000 |
| Durham, North Carolina | 5 | $ 1,078,000 | $ 215,600 | $ 87,000 |
| Henderson, North Carolina | 5 | $ 1,053,000 | $ 210,600 | $ 100,000 |
| Watauga, North Carolina | 5 | $ 1,281,000 | $ 256,200 | $ 117,000 |
| Warren, Ohio | 5 | $ 2,243,000 | $ 448,600 | $ 218,000 |
| Josephine, Oregon | 5 | $ 687,000 | $ 137,400 | $ 66,000 |
| Berks, Pennsylvania | 5 | $ 740,000 | $ 148,000 | $ 79,000 |
| Beaufort, South Carolina | 5 | $ 1,341,000 | $ 268,200 | $ 317,000 |
| Pickens, South Carolina | 5 | $ 1,373,000 | $ 274,600 | $ 50,000 |
| Richland, South Carolina | 5 | $ 1,159,000 | $ 231,800 | $ 96,000 |
| Davis, Utah | 5 | $ 1,229,000 | $ 245,800 | $ 133,000 |
| Albemarle, Virginia | 5 | $ 1,705,000 | $ 341,000 | $ 138,000 |
| Gila, Arizona | 4 | $ 803,000 | $ 200,750 | $ 102,000 |
| Navajo, Arizona | 4 | $ 578,000 | $ 144,500 | $ 92,000 |
| Grand, Colorado | 4 | $ 872,000 | $ 218,000 | $ 109,000 |
| Monroe, Florida | 4 | $ 2,241,000 | $ 560,250 | $ 262,000 |
| Okaloosa, Florida | 4 | $ 644,000 | $ 161,000 | $ 108,000 |
| Coweta, Georgia | 4 | $ 625,000 | $ 156,250 | $ 97,000 |
| Fayette, Georgia | 4 | $ 825,000 | $ 206,250 | $ 100,000 |
| Hall, Georgia | 4 | $ 597,000 | $ 149,250 | $ 102,000 |
| Newton, Georgia | 4 | $ 596,000 | $ 149,000 | $ 63,000 |
| Towns, Georgia | 4 | $ 977,000 | $ 244,250 | $ 89,000 |
| Blaine, Idaho | 4 | $ 1,220,000 | $ 305,000 | $ 250,000 |
| Bonneville, Idaho | 4 | $ 629,000 | $ 157,250 | $ 76,000 |
| Johnson, Indiana | 4 | $ 719,000 | $ 179,750 | $ 133,000 |
| St. Joseph, Indiana | 4 | $ 821,000 | $ 205,250 | $ 110,000 |
| Worcester, Maryland | 4 | $ 861,000 | $ 215,250 | $ 33,000 |
| Kent, Michigan | 4 | $ 823,000 | $ 205,750 | $ 89,000 |
| Carver, Minnesota | 4 | $ 791,000 | $ 197,750 | $ 128,000 |
| Scott, Minnesota | 4 | $ 1,062,000 | $ 265,500 | $ 93,000 |
| Hancock, Mississippi | 4 | $ 373,000 | $ 93,250 | $ 34,000 |
| Gallatin, Montana | 4 | $ 504,000 | $ 126,000 | $ 146,000 |
| Douglas, Nebraska | 4 | $ 619,000 | $ 154,750 | $ 77,000 |
| Merrimack, New Hampshire | 4 | $ 959,000 | $ 239,750 | $ 89,000 |
| Strafford, New Hampshire | 4 | $ 738,000 | $ 184,500 | $ 68,000 |
| Otero, New Mexico | 4 | $ 641,000 | $ 160,250 | $ 116,000 |
| Bronx, New York | 4 | $ 785,000 | $ 196,250 | $ 43,000 |
| Putnam, New York | 4 | $ 875,000 | $ 218,750 | $ 125,000 |
| St. Lawrence, New York | 4 | $ 216,000 | $ 54,000 | $ 39,000 |
| Onslow, North Carolina | 4 | $ 497,000 | $ 124,250 | $ 85,000 |
| Orange, North Carolina | 4 | $ 819,000 | $ 204,750 | $ 98,000 |
| Lehigh, Pennsylvania | 4 | $ 900,000 | $ 225,000 | $ 157,000 |
| Northampton, Pennsylvania | 4 | $ 498,000 | $ 124,500 | $ 220,000 |
| Washington, Pennsylvania | 4 | $ 687,000 | $ 171,750 | $ 95,000 |
| Sumner, Tennessee | 4 | $ 675,000 | $ 168,750 | $ 120,000 |
| Williamson, Tennessee | 4 | $ 652,000 | $ 163,000 | $ 89,000 |
| Brazoria, Texas | 4 | $ 851,000 | $ 212,750 | $ 105,000 |
| El Paso, Texas | 4 | $ 371,000 | $ 92,750 | $ 79,000 |
| Randall, Texas | 4 | $ 489,000 | $ 122,250 | $ 112,000 |
| Smith, Texas | 4 | $ 773,000 | $ 193,250 | $ 149,000 |
| Windsor, Vermont | 4 | $ 631,000 | $ 157,750 | $ 136,000 |
| Island, Washington | 4 | $ 650,000 | $ 162,500 | $ 63,000 |
| San Juan, Washington | 4 | $ 856,000 | $ 214,000 | $ 133,000 |
| Lee, Alabama | 3 | $ 608,000 | $ 202,666 | $ 184,000 |
| Coconino, Arizona | 3 | $ 678,000 | $ 226,000 | $ 112,000 |
| Washington, Arkansas | 3 | $ 468,000 | $ 156,000 | $ 49,000 |
| Humboldt, California | 3 | $ 413,000 | $ 137,666 | $ 31,000 |
| Broomfield, Colorado | 3 | $ 1,243,000 | $ 414,333 | $ 125,000 |
| Weld, Colorado | 3 | $ 802,000 | $ 267,333 | $ 107,000 |
| Tolland, Connecticut | 3 | $ 554,000 | $ 184,666 | $ 67,000 |
| Kent, Delaware | 3 | $ 462,000 | $ 154,000 | $ 57,000 |
| Bartow, Georgia | 3 | $ 474,000 | $ 158,000 | $ 73,000 |
| Columbia, Georgia | 3 | $ 411,000 | $ 137,000 | $ 101,000 |
| Muscogee, Georgia | 3 | $ 465,000 | $ 155,000 | $ 56,000 |
| Canyon, Idaho | 3 | $ 405,000 | $ 135,000 | $ 81,000 |
| Boone, Indiana | 3 | $ 508,000 | $ 169,333 | $ 99,000 |
| Porter, Indiana | 3 | $ 480,000 | $ 160,000 | $ 48,000 |
| Scott, Iowa | 3 | $ 429,000 | $ 143,000 | $ 74,000 |
| Shawnee, Kansas | 3 | $ 590,000 | $ 196,666 | $ 97,000 |
| Warren, Kentucky | 3 | $ 476,000 | $ 158,666 | $ 80,000 |
| Lafayette, Louisiana | 3 | $ 283,000 | $ 94,333 | $ 209,000 |
| Carroll, Maryland | 3 | $ 726,000 | $ 242,000 | $ 81,000 |
| Grand Traverse, Michigan | 3 | $ 474,000 | $ 158,000 | $ 57,000 |
| St. Clair, Michigan | 3 | $ 240,000 | $ 80,000 | $ 62,000 |
| Olmsted, Minnesota | 3 | $ 463,000 | $ 154,333 | $ 102,000 |
| St. Louis, Minnesota | 3 | $ 580,000 | $ 193,333 | $ 68,000 |
| Panola, Mississippi | 3 | $ 811,000 | $ 270,333 | $ 223,000 |
| Boone, Missouri | 3 | $ 350,000 | $ 116,666 | $ 148,000 |
| Lancaster, Nebraska | 3 | $ 301,000 | $ 100,333 | $ 116,000 |
| Belknap, New Hampshire | 3 | $ 941,000 | $ 313,666 | $ 128,000 |
| Albany, New York | 3 | $ 351,000 | $ 117,000 | $ 112,000 |
| Erie, New York | 3 | $ 896,000 | $ 298,666 | $ 132,000 |
| Rensselaer, New York | 3 | $ 521,000 | $ 173,666 | $ 87,000 |
| Saratoga, New York | 3 | $ 454,000 | $ 151,333 | $ 54,000 |
| Ulster, New York | 3 | $ 767,000 | $ 255,666 | $ 181,000 |
| Forsyth, North Carolina | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Moore, North Carolina | 3 | $ 792,000 | $ 264,000 | $ 143,000 |
| Butler, Ohio | 3 | $ 458,000 | $ 152,666 | $ 44,000 |
| Fulton, Ohio | 3 | $ 415,000 | $ 138,333 | $ 101,000 |
| Geauga, Ohio | 3 | $ 471,000 | $ 157,000 | $ 142,000 |
| Greene, Ohio | 3 | $ 509,000 | $ 169,666 | $ 82,000 |
| Lucas, Ohio | 3 | $ 472,000 | $ 157,333 | $ 62,000 |
| Portage, Ohio | 3 | $ 642,000 | $ 214,000 | $ 106,000 |
| Osage, Oklahoma | 3 | $ 424,000 | $ 141,333 | $ 115,000 |
| Clatsop, Oregon | 3 | $ 1,542,000 | $ 514,000 | $ 141,000 |
| Columbia, Oregon | 3 | $ 342,000 | $ 114,000 | $ 90,000 |
| Adams, Pennsylvania | 3 | $ 398,000 | $ 132,666 | $ 126,000 |
| Butler, Pennsylvania | 3 | $ 508,000 | $ 169,333 | $ 85,000 |
| Cumberland, Pennsylvania | 3 | $ 403,000 | $ 134,333 | $ 173,000 |
| Luzerne, Pennsylvania | 3 | $ 289,000 | $ 96,333 | $ 49,000 |
| Potter, Pennsylvania | 3 | $ 326,000 | $ 108,666 | $ 344,000 |
| Westmoreland, Pennsylvania | 3 | $ 516,000 | $ 172,000 | $ 79,000 |
| Bristol, Rhode Island | 3 | $ 915,000 | $ 305,000 | $ 591,000 |
| Anderson, South Carolina | 3 | $ 215,000 | $ 71,666 | $ 91,000 |
| Berkeley, South Carolina | 3 | $ 841,000 | $ 280,333 | $ 126,000 |
| Lexington, South Carolina | 3 | $ 374,000 | $ 124,666 | $ 307,000 |
| Cumberland, Tennessee | 3 | $ 536,000 | $ 178,666 | $ 59,000 |
| Rutherford, Tennessee | 3 | $ 332,000 | $ 110,666 | $ 166,000 |
| Washington, Tennessee | 3 | $ 699,000 | $ 233,000 | $ 55,000 |
| Comal, Texas | 3 | $ 1,050,000 | $ 350,000 | $ 112,000 |
| Gregg, Texas | 3 | $ 399,000 | $ 133,000 | $ 53,000 |
| Midland, Texas | 3 | $ 565,000 | $ 188,333 | $ 133,000 |
| Nueces, Texas | 3 | $ 695,000 | $ 231,666 | $ 147,000 |
| Bennington, Vermont | 3 | $ 581,000 | $ 193,666 | $ 121,000 |
| Augusta, Virginia | 3 | $ 480,000 | $ 160,000 | $ 88,000 |
| Franklin, Virginia | 3 | $ 1,015,000 | $ 338,333 | $ 216,000 |
| Hanover, Virginia | 3 | $ 399,000 | $ 133,000 | $ 68,000 |
| Montgomery, Virginia | 3 | $ 792,000 | $ 264,000 | $ 73,000 |
| Stafford, Virginia | 3 | $ 1,042,000 | $ 347,333 | $ 135,000 |
| York, Virginia | 3 | $ 499,000 | $ 166,333 | $ 73,000 |
| Jefferson, Washington | 3 | $ 579,000 | $ 193,000 | $ 84,000 |
| Lewis, Washington | 3 | $ 509,000 | $ 169,666 | $ 80,000 |
| Mason, Washington | 3 | $ 674,000 | $ 224,666 | $ 74,000 |
| Stevens, Washington | 3 | $ 490,000 | $ 163,333 | $ 115,000 |
| Kanawha, West Virginia | 3 | $ 331,000 | $ 110,333 | $ 95,000 |
| Walworth, Wisconsin | 3 | $ 398,000 | $ 132,666 | $ 97,000 |
| Winnebago, Wisconsin | 3 | $ 561,000 | $ 187,000 | $ 143,000 |
| Wood, Wisconsin | 3 | $ 880,000 | $ 293,333 | $ 136,000 |
| Jackson, Alabama | 2 | $ 359,000 | $ 179,500 | $ 0 |
| Limestone, Alabama | 2 | $ 136,000 | $ 68,000 | $ 59,000 |
| Ketchikan Gateway, Alaska | 2 | $ 225,000 | $ 112,500 | $ 50,000 |
| Santa Cruz, Arizona | 2 | $ 325,000 | $ 162,500 | $ 82,000 |
| Carroll, Arkansas | 2 | $ 212,000 | $ 106,000 | $ 23,000 |
| Amador, California | 2 | $ 325,000 | $ 162,500 | $ 46,000 |
| Kings, California | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Madera, California | 2 | $ 378,000 | $ 189,000 | $ 155,000 |
| Mariposa, California | 2 | $ 397,000 | $ 198,500 | $ 45,000 |
| Plumas, California | 2 | $ 587,000 | $ 293,500 | $ 402,000 |
| San Benito, California | 2 | $ 554,000 | $ 277,000 | $ 76,000 |
| Siskiyou, California | 2 | $ 282,000 | $ 141,000 | $ 63,000 |
| Tehama, California | 2 | $ 157,000 | $ 78,500 | $ 56,000 |
| Yuba, California | 2 | $ 522,000 | $ 261,000 | $ 130,000 |
| Chaffee, Colorado | 2 | $ 442,000 | $ 221,000 | $ 77,000 |
| Delta, Colorado | 2 | $ 362,000 | $ 181,000 | $ 33,000 |
| Garfield, Colorado | 2 | $ 322,000 | $ 161,000 | $ 79,000 |
| Gilpin, Colorado | 2 | $ 438,000 | $ 219,000 | $ 140,000 |
| Pitkin, Colorado | 2 | $ 1,800,000 | $ 900,000 | $ 219,000 |
| Saguache, Colorado | 2 | $ 231,000 | $ 115,500 | $ 69,000 |
| Citrus, Florida | 2 | $ 298,000 | $ 149,000 | $ 53,000 |
| Clay, Florida | 2 | $ 205,000 | $ 102,500 | $ 96,000 |
| Highlands, Florida | 2 | $ 393,000 | $ 196,500 | $ 88,000 |
| Bryan, Georgia | 2 | $ 347,000 | $ 173,500 | $ 106,000 |
| Catoosa, Georgia | 2 | $ 201,000 | $ 100,500 | $ 90,000 |
| Dade, Georgia | 2 | $ 164,000 | $ 82,000 | $ 86,000 |
| Gordon, Georgia | 2 | $ 251,000 | $ 125,500 | $ 77,000 |
| Henry, Georgia | 2 | $ 245,000 | $ 122,500 | $ 62,000 |
| Houston, Georgia | 2 | $ 311,000 | $ 155,500 | $ 88,000 |
| Oconee, Georgia | 2 | $ 319,000 | $ 159,500 | $ 102,000 |
| Paulding, Georgia | 2 | $ 245,000 | $ 122,500 | $ 111,000 |
| Pickens, Georgia | 2 | $ 344,000 | $ 172,000 | $ 96,000 |
| Walton, Georgia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Owyhee, Idaho | 2 | $ 309,000 | $ 154,500 | $ 78,000 |
| Kendall, Illinois | 2 | $ 514,000 | $ 257,000 | $ 40,000 |
| Madison, Illinois | 2 | $ 95,000 | $ 47,500 | $ 61,000 |
| McLean, Illinois | 2 | $ 471,000 | $ 235,500 | $ 90,000 |
| Winnebago, Illinois | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| Delaware, Indiana | 2 | $ 167,000 | $ 83,500 | $ 87,000 |
| Kosciusko, Indiana | 2 | $ 111,000 | $ 55,500 | $ 82,000 |
| Madison, Indiana | 2 | $ 255,000 | $ 127,500 | $ 116,000 |
| Vanderburgh, Indiana | 2 | $ 509,000 | $ 254,500 | $ 132,000 |
| Lyon, Kansas | 2 | $ 296,000 | $ 148,000 | $ 150,000 |
| Reno, Kansas | 2 | $ 201,000 | $ 100,500 | $ 60,000 |
| Wyandotte, Kansas | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Caddo, Louisiana | 2 | $ 426,000 | $ 213,000 | $ 90,000 |
| St. Bernard, Louisiana | 2 | $ 274,000 | $ 137,000 | $ 98,000 |
| Androscoggin, Maine | 2 | $ 441,000 | $ 220,500 | $ 165,000 |
| Hancock, Maine | 2 | $ 587,000 | $ 293,500 | $ 96,000 |
| Lincoln, Maine | 2 | $ 584,000 | $ 292,000 | $ 182,000 |
| Penobscot, Maine | 2 | $ 222,000 | $ 111,000 | $ 46,000 |
| Sagadahoc, Maine | 2 | $ 541,000 | $ 270,500 | $ 27,000 |
| Charles, Maryland | 2 | $ 549,000 | $ 274,500 | $ 89,000 |
| Dorchester, Maryland | 2 | $ 928,000 | $ 464,000 | $ 151,000 |
| Harford, Maryland | 2 | $ 297,000 | $ 148,500 | $ 139,000 |
| Queen Anne's, Maryland | 2 | $ 372,000 | $ 186,000 | $ 129,000 |
| Talbot, Maryland | 2 | $ 441,000 | $ 220,500 | $ 131,000 |
| Wicomico, Maryland | 2 | $ 353,000 | $ 176,500 | $ 57,000 |
| Berkshire, Massachusetts | 2 | $ 562,000 | $ 281,000 | $ 226,000 |
| Barry, Michigan | 2 | $ 290,000 | $ 145,000 | $ 129,000 |
| Berrien, Michigan | 2 | $ 1,019,000 | $ 509,500 | $ 185,000 |
| Clinton, Michigan | 2 | $ 196,000 | $ 98,000 | $ 89,000 |
| Emmet, Michigan | 2 | $ 1,037,000 | $ 518,500 | $ 29,000 |
| Genesee, Michigan | 2 | $ 337,000 | $ 168,500 | $ 73,000 |
| Ingham, Michigan | 2 | $ 244,000 | $ 122,000 | $ 78,000 |
| Livingston, Michigan | 2 | $ 788,000 | $ 394,000 | $ 147,000 |
| Ottawa, Michigan | 2 | $ 558,000 | $ 279,000 | $ 178,000 |
| Roscommon, Michigan | 2 | $ 889,000 | $ 444,500 | $ 140,000 |
| Chisago, Minnesota | 2 | $ 275,000 | $ 137,500 | $ 199,000 |
| Stearns, Minnesota | 2 | $ 264,000 | $ 132,000 | $ 61,000 |
| Yalobusha, Mississippi | 2 | $ 143,000 | $ 71,500 | $ 66,000 |
| Clay, Missouri | 2 | $ 262,000 | $ 131,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,976 | $918,940,000 | $194,509 | $1,940,000 | $105,843 | $2,325,000 |
| Home Purchase | 3,813 | $972,971,000 | $226,980 | $2,910,000 | $127,137 | $2,115,000 |
| Home Improvement | 63 | $13,524,000 | $200,958 | $500,000 | $133,541 | $507,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,881 | $1,133,437,000 | $209,019 | $2,910,000 | $118,843 | $2,115,000 |
| Not Provided | 2,012 | $516,931,000 | $214,460 | $2,520,000 | $128,640 | $2,325,000 |
| Asian | 340 | $91,340,000 | $225,500 | $1,500,000 | $127,555 | $1,826,000 |
| Hispanic | 228 | $50,583,000 | $215,103 | $1,000,000 | $101,344 | $738,000 |
| Not applicable | 198 | $72,328,000 | $356,000 | $2,800,000 | $1,617 | $121,000 |
| Black or African American | 151 | $30,707,000 | $196,689 | $1,617,000 | $101,275 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $5,485,000 | $229,125 | $600,000 | $82,750 | $200,000 |
| American Indian or Alaskan Native | 20 | $4,624,000 | $294,000 | $1,363,000 | $223,500 | $1,330,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,852 | $1,905,435,000 | $211,705 | $2,910,000 | $116,862 | $2,325,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,915 | $1,063,868,000 | $195,313 | $2,910,000 | $117,588 | $1,871,000 |
| Application Denied By Financial Institution | 1,498 | $460,836,000 | $251,632 | $2,520,000 | $129,530 | $2,325,000 |
| Application Approved But Not Accepted | 599 | $128,789,000 | $197,653 | $1,363,000 | $120,510 | $2,115,000 |
| Application Withdrawn By Applicant | 564 | $163,565,000 | $236,295 | $1,607,000 | $111,431 | $1,181,000 |
| Loan Purchased By The Institution | 191 | $70,827,000 | $357,794 | $2,800,000 | $0 | $0 |
| File Closed For Incompleteness | 85 | $17,550,000 | $188,870 | $635,000 | $121,290 | $750,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 443 | $158,590,000 | $269,619 | $1,750,000 | $150,000 | $1,949,000 |
| Collateral | 353 | $78,286,000 | $227,523 | $2,520,000 | $144,380 | $2,325,000 |
| Debt-To-Income Ratio | 333 | $121,340,000 | $282,243 | $1,940,000 | $98,756 | $1,210,000 |
| Credit History | 198 | $55,598,000 | $219,108 | $1,250,000 | $105,918 | $1,540,000 |
| Other | 131 | $36,239,000 | $218,764 | $1,400,000 | $109,500 | $598,000 |
| Employment History | 18 | $5,076,000 | $279,500 | $750,000 | $127,750 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,980,000 | $209,600 | $680,000 | $78,800 | $181,000 |
| Unverifiable Information | 6 | $1,727,000 | $290,200 | $556,000 | $179,600 | $622,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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