Chemical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Chemical Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chemical Bank 333 E Main Street Midland, MI 48640 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 |
| Total Number of Mortgage Applications | 15,382 |
| Total Mortgage Loan Application Amount | $2,616,790,000 |
| Average Mortgage Loan Application Amount | $145,500 |
| Highest Mortgage Loan Application Amount | $23,315,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $3,613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Chemical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chemical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Chemical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chemical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chemical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chemical Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,115 | $ 378,045,000 | $ 339,000 | $ 200,000 |
| Kent County Michigan | 886 | $ 171,690,000 | $ 193,000 | $ 132,000 |
| Ottawa County Michigan | 733 | $ 136,745,000 | $ 186,000 | $ 119,000 |
| Wayne County Michigan | 659 | $ 130,395,000 | $ 197,000 | $ 136,000 |
| Grand Traverse County Michigan | 450 | $ 114,600,000 | $ 254,000 | $ 132,000 |
| Macomb County Michigan | 410 | $ 66,130,000 | $ 161,000 | $ 104,000 |
| Genesee County Michigan | 394 | $ 66,480,000 | $ 168,000 | $ 104,000 |
| Allegan County Michigan | 385 | $ 65,135,000 | $ 169,000 | $ 110,000 |
| Emmet County Michigan | 340 | $ 70,070,000 | $ 206,000 | $ 155,000 |
| St. Clair County Michigan | 332 | $ 39,470,000 | $ 118,000 | $ 85,000 |
| Berrien County Michigan | 317 | $ 51,325,000 | $ 161,000 | $ 105,000 |
| Hamilton County Ohio | 313 | $ 68,855,000 | $ 219,000 | $ 135,000 |
| Mahoning County Ohio | 302 | $ 27,750,000 | $ 91,000 | $ 80,000 |
| Trumbull County Ohio | 294 | $ 23,040,000 | $ 78,000 | $ 68,000 |
| Montgomery County Ohio | 279 | $ 40,815,000 | $ 146,000 | $ 134,000 |
| Bay County Michigan | 269 | $ 22,195,000 | $ 82,000 | $ 78,000 |
| Midland County Michigan | 265 | $ 37,725,000 | $ 142,000 | $ 141,000 |
| Cuyahoga County Ohio | 260 | $ 44,530,000 | $ 171,000 | $ 124,000 |
| Calhoun County Michigan | 241 | $ 28,415,000 | $ 117,000 | $ 68,000 |
| Marion County Indiana | 228 | $ 15,570,000 | $ 68,000 | $ 120,000 |
| Wexford County Michigan | 197 | $ 19,725,000 | $ 100,000 | $ 87,000 |
| Gladwin County Michigan | 196 | $ 14,370,000 | $ 73,000 | $ 75,000 |
| Lorain County Ohio | 196 | $ 24,270,000 | $ 123,000 | $ 74,000 |
| Roscommon County Michigan | 194 | $ 15,860,000 | $ 81,000 | $ 73,000 |
| Leelanau County Michigan | 188 | $ 42,710,000 | $ 227,000 | $ 153,000 |
| Mecosta County Michigan | 172 | $ 18,580,000 | $ 108,000 | $ 91,000 |
| Montcalm County Michigan | 170 | $ 15,140,000 | $ 89,000 | $ 74,000 |
| Barry County Michigan | 161 | $ 18,905,000 | $ 117,000 | $ 86,000 |
| Washtenaw County Michigan | 161 | $ 49,455,000 | $ 307,000 | $ 161,000 |
| Kalamazoo County Michigan | 160 | $ 26,830,000 | $ 167,000 | $ 134,000 |
| Van Buren County Michigan | 153 | $ 15,685,000 | $ 102,000 | $ 80,000 |
| Saginaw County Michigan | 152 | $ 20,790,000 | $ 136,000 | $ 114,000 |
| Shelby County Tennessee | 142 | $ 8,060,000 | $ 56,000 | $ 115,000 |
| Charlevoix County Michigan | 138 | $ 35,570,000 | $ 257,000 | $ 196,000 |
| Mason County Michigan | 138 | $ 18,740,000 | $ 135,000 | $ 83,000 |
| Livingston County Michigan | 130 | $ 35,410,000 | $ 272,000 | $ 123,000 |
| Huron County Michigan | 126 | $ 9,790,000 | $ 77,000 | $ 59,000 |
| Osceola County Michigan | 125 | $ 10,415,000 | $ 83,000 | $ 67,000 |
| Otsego County Michigan | 120 | $ 11,950,000 | $ 99,000 | $ 104,000 |
| Clare County Michigan | 117 | $ 8,365,000 | $ 71,000 | $ 67,000 |
| Jackson County Missouri | 117 | $ 8,625,000 | $ 73,000 | $ 133,000 |
| Missaukee County Michigan | 115 | $ 11,495,000 | $ 99,000 | $ 71,000 |
| Ogemaw County Michigan | 113 | $ 10,705,000 | $ 94,000 | $ 71,000 |
| Shiawassee County Michigan | 113 | $ 10,145,000 | $ 89,000 | $ 78,000 |
| Iosco County Michigan | 111 | $ 7,895,000 | $ 71,000 | $ 65,000 |
| Sanilac County Michigan | 108 | $ 11,610,000 | $ 107,000 | $ 109,000 |
| Muskegon County Michigan | 100 | $ 19,280,000 | $ 192,000 | $ 141,000 |
| Butler County Ohio | 100 | $ 15,200,000 | $ 152,000 | $ 134,000 |
| Warren County Ohio | 100 | $ 30,630,000 | $ 306,000 | $ 152,000 |
| Lapeer County Michigan | 99 | $ 17,435,000 | $ 176,000 | $ 86,000 |
| Tuscola County Michigan | 98 | $ 8,120,000 | $ 82,000 | $ 78,000 |
| Antrim County Michigan | 84 | $ 12,380,000 | $ 147,000 | $ 100,000 |
| Manistee County Michigan | 78 | $ 10,300,000 | $ 132,000 | $ 105,000 |
| Cheboygan County Michigan | 77 | $ 14,175,000 | $ 184,000 | $ 124,000 |
| Portage County Ohio | 74 | $ 7,440,000 | $ 100,000 | $ 60,000 |
| Summit County Ohio | 74 | $ 12,190,000 | $ 164,000 | $ 80,000 |
| Benzie County Michigan | 73 | $ 16,675,000 | $ 228,000 | $ 164,000 |
| Gratiot County Michigan | 72 | $ 6,210,000 | $ 86,000 | $ 58,000 |
| Newaygo County Michigan | 71 | $ 6,975,000 | $ 98,000 | $ 80,000 |
| Kalkaska County Michigan | 66 | $ 7,220,000 | $ 109,000 | $ 79,000 |
| Arenac County Michigan | 65 | $ 8,925,000 | $ 137,000 | $ 86,000 |
| Crawford County Michigan | 64 | $ 5,840,000 | $ 91,000 | $ 67,000 |
| Isabella County Michigan | 63 | $ 6,005,000 | $ 95,000 | $ 69,000 |
| Branch County Michigan | 62 | $ 5,300,000 | $ 85,000 | $ 82,000 |
| Cass County Michigan | 62 | $ 9,210,000 | $ 148,000 | $ 123,000 |
| Greene County Ohio | 60 | $ 17,080,000 | $ 284,000 | $ 164,000 |
| Stark County Ohio | 58 | $ 9,860,000 | $ 170,000 | $ 71,000 |
| Franklin County Ohio | 53 | $ 8,065,000 | $ 152,000 | $ 118,000 |
| Jefferson County Alabama | 49 | $ 3,275,000 | $ 66,000 | $ 124,000 |
| Cook County Illinois | 44 | $ 9,550,000 | $ 217,000 | $ 183,000 |
| Clermont County Ohio | 41 | $ 9,655,000 | $ 235,000 | $ 117,000 |
| Hillsdale County Michigan | 40 | $ 4,390,000 | $ 109,000 | $ 67,000 |
| Presque Isle County Michigan | 34 | $ 3,290,000 | $ 96,000 | $ 95,000 |
| Lake County Michigan | 32 | $ 3,520,000 | $ 110,000 | $ 144,000 |
| Ionia County Michigan | 31 | $ 2,415,000 | $ 77,000 | $ 55,000 |
| Oceana County Michigan | 30 | $ 3,210,000 | $ 107,000 | $ 87,000 |
| Ingham County Michigan | 29 | $ 10,625,000 | $ 366,000 | $ 74,000 |
| Jackson County Michigan | 26 | $ 6,990,000 | $ 268,000 | $ 94,000 |
| Alcona County Michigan | 25 | $ 2,805,000 | $ 112,000 | $ 105,000 |
| Alpena County Michigan | 25 | $ 1,905,000 | $ 76,000 | $ 58,000 |
| Lake County Ohio | 25 | $ 4,465,000 | $ 178,000 | $ 136,000 |
| Lake County Indiana | 23 | $ 2,285,000 | $ 99,000 | $ 138,000 |
| Lucas County Ohio | 22 | $ 3,840,000 | $ 174,000 | $ 149,000 |
| Geauga County Ohio | 18 | $ 3,860,000 | $ 214,000 | $ 185,000 |
| Medina County Ohio | 18 | $ 3,740,000 | $ 207,000 | $ 107,000 |
| Montgomery County Alabama | 17 | $ 1,135,000 | $ 66,000 | $ 128,000 |
| Kenton County Kentucky | 16 | $ 2,600,000 | $ 162,000 | $ 94,000 |
| Monroe County Michigan | 16 | $ 8,830,000 | $ 551,000 | $ 81,000 |
| Montmorency County Michigan | 16 | $ 1,950,000 | $ 121,000 | $ 86,000 |
| Madison County Alabama | 15 | $ 1,005,000 | $ 67,000 | $ 131,000 |
| Oklahoma County Oklahoma | 15 | $ 1,385,000 | $ 92,000 | $ 170,000 |
| Pasco County Florida | 14 | $ 1,620,000 | $ 115,000 | $ 139,000 |
| Campbell County Kentucky | 14 | $ 3,770,000 | $ 269,000 | $ 155,000 |
| Collier County Florida | 13 | $ 6,695,000 | $ 515,000 | $ 673,000 |
| Duval County Florida | 13 | $ 1,795,000 | $ 138,000 | $ 211,000 |
| Boone County Kentucky | 13 | $ 3,445,000 | $ 265,000 | $ 109,000 |
| Eaton County Michigan | 13 | $ 1,875,000 | $ 144,000 | $ 89,000 |
| Pinellas County Florida | 12 | $ 2,080,000 | $ 173,000 | $ 167,000 |
| Hamilton County Indiana | 12 | $ 3,550,000 | $ 295,000 | $ 175,000 |
| St. Joseph County Indiana | 12 | $ 1,350,000 | $ 112,000 | $ 131,000 |
| Clinton County Michigan | 11 | $ 2,075,000 | $ 188,000 | $ 97,000 |
| Lenawee County Michigan | 11 | $ 2,815,000 | $ 255,000 | $ 80,000 |
| Oscoda County Michigan | 11 | $ 715,000 | $ 65,000 | $ 78,000 |
| Columbiana County Ohio | 11 | $ 1,425,000 | $ 129,000 | $ 94,000 |
| Delaware County Ohio | 11 | $ 3,035,000 | $ 275,000 | $ 116,000 |
| Montgomery County Maryland | 10 | $ 5,750,000 | $ 575,000 | $ 204,000 |
| St. Joseph County Michigan | 10 | $ 2,260,000 | $ 226,000 | $ 108,000 |
| Hinds County Mississippi | 10 | $ 720,000 | $ 72,000 | $ 125,000 |
| Clinton County Ohio | 10 | $ 2,130,000 | $ 213,000 | $ 98,000 |
| Campbell County Tennessee | 10 | $ 3,380,000 | $ 338,000 | $ 287,000 |
| Chippewa County Michigan | 9 | $ 1,705,000 | $ 189,000 | $ 138,000 |
| Clark County Ohio | 9 | $ 1,425,000 | $ 158,000 | $ 81,000 |
| Licking County Ohio | 9 | $ 1,515,000 | $ 168,000 | $ 101,000 |
| Lee County Florida | 7 | $ 2,285,000 | $ 326,000 | $ 273,000 |
| Polk County Florida | 7 | $ 655,000 | $ 93,000 | $ 93,000 |
| DuPage County Illinois | 7 | $ 2,685,000 | $ 383,000 | $ 246,000 |
| Pulaski County Arkansas | 6 | $ 350,000 | $ 58,000 | $ 85,000 |
| Los Angeles County California | 6 | $ 3,180,000 | $ 530,000 | $ 215,000 |
| Sarasota County Florida | 6 | $ 900,000 | $ 150,000 | $ 428,000 |
| Elkhart County Indiana | 6 | $ 450,000 | $ 75,000 | $ 92,000 |
| Scott County Iowa | 6 | $ 900,000 | $ 150,000 | $ 290,000 |
| Mackinac County Michigan | 6 | $ 1,010,000 | $ 168,000 | $ 103,000 |
| Erie County Ohio | 6 | $ 600,000 | $ 100,000 | $ 73,000 |
| Miami County Ohio | 6 | $ 1,590,000 | $ 265,000 | $ 133,000 |
| Milwaukee County Wisconsin | 6 | $ 560,000 | $ 93,000 | $ 85,000 |
| Charlotte County Florida | 5 | $ 975,000 | $ 195,000 | $ 113,000 |
| Palm Beach County Florida | 5 | $ 2,355,000 | $ 471,000 | $ 193,000 |
| Volusia County Florida | 5 | $ 955,000 | $ 191,000 | $ 128,000 |
| Hancock County Indiana | 5 | $ 635,000 | $ 127,000 | $ 88,000 |
| Hendricks County Indiana | 5 | $ 895,000 | $ 179,000 | $ 104,000 |
| Johnson County Indiana | 5 | $ 665,000 | $ 133,000 | $ 116,000 |
| Madison County Indiana | 5 | $ 475,000 | $ 95,000 | $ 134,000 |
| Cass County Missouri | 5 | $ 765,000 | $ 153,000 | $ 162,000 |
| Clay County Missouri | 5 | $ 425,000 | $ 85,000 | $ 130,000 |
| St. Louis County Missouri | 5 | $ 565,000 | $ 113,000 | $ 139,000 |
| Fulton County Ohio | 5 | $ 575,000 | $ 115,000 | $ 80,000 |
| Preble County Ohio | 5 | $ 765,000 | $ 153,000 | $ 75,000 |
| Wood County Ohio | 5 | $ 1,425,000 | $ 285,000 | $ 259,000 |
| Allegheny County Pennsylvania | 5 | $ 1,335,000 | $ 267,000 | $ 209,000 |
| Morgan County Alabama | 4 | $ 340,000 | $ 85,000 | $ 213,000 |
| El Paso County Colorado | 4 | $ 1,110,000 | $ 277,000 | $ 94,000 |
| Bay County Florida | 4 | $ 590,000 | $ 147,000 | $ 177,000 |
| Martin County Florida | 4 | $ 580,000 | $ 145,000 | $ 104,000 |
| Allen County Indiana | 4 | $ 1,190,000 | $ 297,000 | $ 130,000 |
| Putnam County Indiana | 4 | $ 300,000 | $ 75,000 | $ 49,000 |
| Steuben County Indiana | 4 | $ 650,000 | $ 162,000 | $ 194,000 |
| Washoe County Nevada | 4 | $ 1,300,000 | $ 325,000 | $ 136,000 |
| Mecklenburg County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 102,000 |
| Comanche County Oklahoma | 4 | $ 100,000 | $ 25,000 | $ 114,000 |
| Mercer County Pennsylvania | 4 | $ 210,000 | $ 52,000 | $ 60,000 |
| Beaufort County South Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 195,000 |
| Charleston County South Carolina | 4 | $ 6,590,000 | $ 1,647,000 | $ 899,000 |
| Kenosha County Wisconsin | 4 | $ 1,400,000 | $ 350,000 | $ 97,000 |
| Walworth County Wisconsin | 4 | $ 2,450,000 | $ 612,000 | $ 165,000 |
| Maricopa County Arizona | 3 | $ 535,000 | $ 178,000 | $ 185,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,385,000 | $ 461,000 | $ 138,000 |
| Lake County Florida | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Marion County Florida | 3 | $ 325,000 | $ 108,000 | $ 106,000 |
| Orange County Florida | 3 | $ 675,000 | $ 225,000 | $ 78,000 |
| Osceola County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 1,022,000 |
| Lake County Illinois | 3 | $ 725,000 | $ 241,000 | $ 204,000 |
| Delaware County Indiana | 3 | $ 75,000 | $ 25,000 | $ 17,000 |
| Howard County Indiana | 3 | $ 585,000 | $ 195,000 | $ 109,000 |
| LaPorte County Indiana | 3 | $ 1,215,000 | $ 405,000 | $ 385,000 |
| Houghton County Michigan | 3 | $ 205,000 | $ 68,000 | $ 144,000 |
| Schoolcraft County Michigan | 3 | $ 715,000 | $ 238,000 | $ 188,000 |
| DeSoto County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 107,000 |
| Guilford County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 208,000 |
| Ashland County Ohio | 3 | $ 505,000 | $ 168,000 | $ 63,000 |
| Highland County Ohio | 3 | $ 525,000 | $ 175,000 | $ 101,000 |
| Huron County Ohio | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Ottawa County Ohio | 3 | $ 585,000 | $ 195,000 | $ 354,000 |
| Richland County Ohio | 3 | $ 1,325,000 | $ 441,000 | $ 82,000 |
| Union County Ohio | 3 | $ 1,405,000 | $ 468,000 | $ 207,000 |
| Lexington County South Carolina | 3 | $ 125,000 | $ 41,000 | $ 110,000 |
| Davidson County Tennessee | 3 | $ 1,395,000 | $ 465,000 | $ 158,000 |
| Union County Tennessee | 3 | $ 1,045,000 | $ 348,000 | $ 218,000 |
| Racine County Wisconsin | 3 | $ 365,000 | $ 121,000 | $ 47,000 |
| Alameda County California | 2 | $ 1,170,000 | $ 585,000 | $ 139,000 |
| Orange County California | 2 | $ 1,270,000 | $ 635,000 | $ 178,000 |
| Hillsborough County Florida | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Manatee County Florida | 2 | $ 1,450,000 | $ 725,000 | $ 216,000 |
| Miami-Dade County Florida | 2 | $ 520,000 | $ 260,000 | $ 912,000 |
| Monroe County Florida | 2 | $ 1,740,000 | $ 870,000 | $ 2,356,000 |
| St. Johns County Florida | 2 | $ 420,000 | $ 210,000 | $ 189,000 |
| Forsyth County Georgia | 2 | $ 770,000 | $ 385,000 | $ 272,000 |
| Edgar County Illinois | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| McLean County Illinois | 2 | $ 100,000 | $ 50,000 | $ 167,000 |
| Marshall County Indiana | 2 | $ 200,000 | $ 100,000 | $ 148,000 |
| Shelby County Indiana | 2 | $ 180,000 | $ 90,000 | $ 213,000 |
| Vanderburgh County Indiana | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Jefferson County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 169,000 |
| Carroll County Maryland | 2 | $ 760,000 | $ 380,000 | $ 92,000 |
| Howard County Maryland | 2 | $ 920,000 | $ 460,000 | $ 189,000 |
| Prince George's County Maryland | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Marquette County Michigan | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Duplin County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 210,000 |
| Durham County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 147,000 |
| Allen County Ohio | 2 | $ 140,000 | $ 70,000 | $ 100,000 |
| Auglaize County Ohio | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Darke County Ohio | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Logan County Ohio | 2 | $ 490,000 | $ 245,000 | $ 206,000 |
| Tuscarawas County Ohio | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Canadian County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 160,000 |
| Lane County Oregon | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| Chester County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 198,000 |
| Kent County Rhode Island | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Horry County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Richland County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 127,000 |
| Claiborne County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Alexandria County Virginia | 2 | $ 1,260,000 | $ 630,000 | $ 147,000 |
| James City County Virginia | 2 | $ 1,060,000 | $ 530,000 | $ 117,000 |
| Spokane County Washington | 2 | $ 370,000 | $ 185,000 | $ 118,000 |
| Jackson County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Baldwin County Alabama | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Limestone County Alabama | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Shelby County Alabama | 1 | $ 95,000 | $ 95,000 | $ 212,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Tuscaloosa County Alabama | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| El Dorado County California | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| Mono County California | 1 | $ 395,000 | $ 395,000 | $ 67,000 |
| Napa County California | 1 | $ 745,000 | $ 745,000 | $ 335,000 |
| Placer County California | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Sacramento County California | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| San Bernardino County California | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| San Diego County California | 1 | $ 585,000 | $ 585,000 | $ 93,000 |
| San Joaquin County California | 1 | $ 425,000 | $ 425,000 | $ 258,000 |
| Ventura County California | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Eagle County Colorado | 1 | $ 255,000 | $ 255,000 | $ 650,000 |
| Garfield County Colorado | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Grand County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lake County Colorado | 1 | $ 175,000 | $ 175,000 | $ 294,000 |
| Larimer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 219,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Broward County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Barrow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Cobb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| DeKalb County Georgia | 1 | $ 715,000 | $ 715,000 | $ 650,000 |
| Fayette County Georgia | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Fulton County Georgia | 1 | $ 445,000 | $ 445,000 | $ 285,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Oconee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Spalding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Hawaii County Hawaii | 1 | $ 735,000 | $ 735,000 | $ 534,000 |
| Maui County Hawaii | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Ada County Idaho | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Kankakee County Illinois | 1 | $ 325,000 | $ 325,000 | $ 233,000 |
| Kendall County Illinois | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Williamson County Illinois | 1 | $ 315,000 | $ 315,000 | $ 390,000 |
| Bartholomew County Indiana | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Blackford County Indiana | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Boone County Indiana | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Decatur County Indiana | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| DeKalb County Indiana | 1 | $ 305,000 | $ 305,000 | $ 333,000 |
| Grant County Indiana | 1 | $ 275,000 | $ 275,000 | $ 166,000 |
| Henry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| LaGrange County Indiana | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Monroe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 213,000 |
| Morgan County Indiana | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Porter County Indiana | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Starke County Indiana | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Vigo County Indiana | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Johnson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Marion County Iowa | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
| Franklin County Kansas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Johnson County Kansas | 1 | $ 435,000 | $ 435,000 | $ 194,000 |
| Wyandotte County Kansas | 1 | $ 65,000 | $ 65,000 | $ 143,000 |
| Fayette County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Greenup County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Jessamine County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Oldham County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Baltimore City County Maryland | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Washington County Maryland | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Middlesex County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Gogebic County Michigan | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Luce County Michigan | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| St. Louis County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Waseca County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Miller County Missouri | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Clark County Nevada | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Pershing County Nevada | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Burlington County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| Cape May County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| New York County New York | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Cabarrus County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Jones County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Stanly County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Wake County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Ashtabula County Ohio | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Athens County Ohio | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Carroll County Ohio | 1 | $ 215,000 | $ 215,000 | $ 365,000 |
| Champaign County Ohio | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Madison County Ohio | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
| Muskingum County Ohio | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Perry County Ohio | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Pickaway County Ohio | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Ross County Ohio | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Sandusky County Ohio | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Seneca County Ohio | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Wayne County Ohio | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Wyandot County Ohio | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 243,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Venango County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Anderson County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Berkeley County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Dorchester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Franklin County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Moore County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Rhea County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 443,000 |
| Sumner County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Salt Lake County Utah | 1 | $ 995,000 | $ 995,000 | $ 227,000 |
| Windsor County Vermont | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Accomack County Virginia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Fairfax City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 446,000 |
| Richmond City County Virginia | 1 | $ 215,000 | $ 215,000 | $ 282,000 |
| Douglas County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Green County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Outagamie County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 370,000 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Chemical Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,640 | $1,634,200,000 | $213,000 | $9,005,000 | $128,000 | $3,613,000 |
| Refinancing | 2,404 | $378,530,000 | $157,000 | $4,875,000 | $113,000 | $3,101,000 |
| Cash-out Refinancing | 1,850 | $365,430,000 | $197,000 | $2,505,000 | $107,000 | $3,405,000 |
| Home Improvement | 1,746 | $123,970,000 | $71,000 | $23,315,000 | $105,000 | $1,805,000 |
| Other Purpose | 1,735 | $113,465,000 | $65,000 | $1,805,000 | $107,000 | $2,854,000 |
| Not Applicable | 7 | $1,195,000 | $170,000 | $365,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,219 | $2,011,555,000 | $164,000 | $6,405,000 | $116,000 | $3,613,000 |
| Not Provided | 1,678 | $245,550,000 | $146,000 | $2,405,000 | $143,000 | $3,101,000 |
| Black or African American | 421 | $61,355,000 | $145,000 | $5,525,000 | $98,000 | $3,323,000 |
| Hispanic | 420 | $53,150,000 | $126,000 | $915,000 | $91,000 | $1,752,000 |
| Asian | 362 | $65,800,000 | $181,000 | $1,505,000 | $145,000 | $2,006,000 |
| Not applicable | 209 | $169,065,000 | $808,000 | $23,315,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $4,320,000 | $108,000 | $405,000 | $73,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $860,000 | $107,000 | $365,000 | $83,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,078 | $2,436,600,000 | $173,000 | $23,315,000 | $124,000 | $3,613,000 |
| FHA-insured (Federal Housing Administration) | 872 | $109,720,000 | $125,000 | $305,000 | $54,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 262 | $50,080,000 | $191,000 | $585,000 | $75,000 | $509,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 170 | $20,390,000 | $119,000 | $305,000 | $45,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,974 | $1,853,960,000 | $185,000 | $23,315,000 | $128,000 | $3,405,000 |
| Application Denied By Financial Institution | 2,298 | $199,400,000 | $86,000 | $1,805,000 | $79,000 | $2,854,000 |
| Application Withdrawn By Applicant | 1,457 | $293,045,000 | $201,000 | $6,405,000 | $115,000 | $3,613,000 |
| Application Approved But Not Accepted | 1,237 | $184,165,000 | $148,000 | $8,005,000 | $122,000 | $2,431,000 |
| File Closed For Incompleteness | 300 | $67,520,000 | $225,000 | $1,425,000 | $127,000 | $2,500,000 |
| Preapproval Denied by Financial Institution | 90 | $14,680,000 | $163,000 | $1,345,000 | $61,000 | $389,000 |
| Preapproval Approved but not Accepted | 19 | $2,825,000 | $148,000 | $295,000 | $57,000 | $118,000 |
| Loan Purchased By The Institution | 7 | $1,195,000 | $170,000 | $365,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,994 | $2,402,710,000 | $184,000 | $23,315,000 | $125,000 | $3,613,000 |
| Credit History | 1,025 | $64,855,000 | $63,000 | $1,805,000 | $77,000 | $2,854,000 |
| Debt-To-Income Ratio | 838 | $92,960,000 | $110,000 | $1,345,000 | $56,000 | $450,000 |
| Collateral | 346 | $33,960,000 | $98,000 | $1,115,000 | $130,000 | $1,150,000 |
| Other | 75 | $8,895,000 | $118,000 | $425,000 | $100,000 | $430,000 |
| Employment History | 41 | $3,955,000 | $96,000 | $245,000 | $53,000 | $181,000 |
| Unverifiable Information | 27 | $2,995,000 | $110,000 | $355,000 | $78,000 | $200,000 |
| Credit Application Incomplete | 18 | $4,100,000 | $227,000 | $755,000 | $97,000 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,275,000 | $133,000 | $495,000 | $74,000 | $236,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chemical Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chemical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.