Chemical Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Chemical Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Chemical Bank
333 E Main Street
Midland, MI 48640
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  
Total Number of Mortgage Applications 15,382
Total Mortgage Loan Application Amount $2,616,790,000
Average Mortgage Loan Application Amount $145,500
Highest Mortgage Loan Application Amount $23,315,000
Average Applicant Income $93,333
Highest Applicant Income $3,613,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Chemical Bank by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 4,716 $ 671,130,000 $ 246,350 $ 189,100
WARREN-TROY-FARMINGTON HILLS, MI 2,086 $ 536,490,000 $ 257,000 $ 153,000
GRAND RAPIDS-WYOMING, MI 1,950 $ 342,480,000 $ 175,000 $ 118,000
DETROIT-DEARBORN-LIVONIA, MI 659 $ 130,395,000 $ 197,000 $ 136,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 600 $ 51,000,000 $ 68,500 $ 67,000
CINCINNATI, OH-KY-IN 597 $ 134,155,000 $ 226,000 $ 127,000
CLEVELAND-ELYRIA, OH 517 $ 80,865,000 $ 156,000 $ 107,000
FLINT, MI 394 $ 66,480,000 $ 168,000 $ 104,000
DAYTON, OH 345 $ 59,485,000 $ 172,000 $ 139,000
NILES-BENTON HARBOR, MI 317 $ 51,325,000 $ 161,000 $ 105,000
KALAMAZOO-PORTAGE, MI 313 $ 42,515,000 $ 135,000 $ 107,000
BAY CITY, MI 269 $ 22,195,000 $ 82,000 $ 78,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 268 $ 22,760,000 $ 84,000 $ 121,000
MIDLAND, MI 265 $ 37,725,000 $ 142,000 $ 141,000
BATTLE CREEK, MI 241 $ 28,415,000 $ 117,000 $ 68,000
ANN ARBOR, MI 161 $ 49,455,000 $ 307,000 $ 161,000
SAGINAW, MI 152 $ 20,790,000 $ 136,000 $ 114,000
AKRON, OH 148 $ 19,630,000 $ 132,000 $ 70,000
MEMPHIS, TN-MS-AR 145 $ 8,395,000 $ 83,500 $ 111,000
KANSAS CITY, MO-KS 129 $ 10,315,000 $ 163,500 $ 151,000
MUSKEGON, MI 100 $ 19,280,000 $ 192,000 $ 141,000
COLUMBUS, OH 80 $ 14,390,000 $ 179,000 $ 121,000
SOUTH BEND-MISHAWAKA, IN-MI 74 $ 10,560,000 $ 130,000 $ 127,000
CANTON-MASSILLON, OH 59 $ 10,075,000 $ 170,000 $ 76,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 54 $ 12,830,000 $ 237,000 $ 186,000
LANSING-EAST LANSING, MI 53 $ 14,575,000 $ 275,000 $ 83,000
BIRMINGHAM-HOOVER, AL 51 $ 3,475,000 $ 68,000 $ 125,000
TOLEDO, OH 32 $ 5,840,000 $ 182,000 $ 155,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 29 $ 4,645,000 $ 160,000 $ 146,000
JACKSON, MI 26 $ 6,990,000 $ 268,000 $ 94,000
GARY, IN 24 $ 2,390,000 $ 99,000 $ 136,000
MONTGOMERY, AL 17 $ 1,135,000 $ 66,000 $ 128,000
OKLAHOMA CITY, OK 17 $ 1,675,000 $ 98,000 $ 169,000
HUNTSVILLE, AL 16 $ 1,080,000 $ 67,000 $ 134,000
MONROE, MI 16 $ 8,830,000 $ 551,000 $ 81,000
JACKSONVILLE, FL 15 $ 2,215,000 $ 147,000 $ 208,000
KNOXVILLE, TN 13 $ 4,425,000 $ 340,000 $ 268,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 13 $ 6,695,000 $ 515,000 $ 673,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 11 $ 5,935,000 $ 539,000 $ 201,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 10 $ 3,140,000 $ 314,000 $ 213,000
JACKSON, MS 10 $ 720,000 $ 72,000 $ 125,000
ORLANDO-KISSIMMEE-SANFORD, FL 9 $ 2,655,000 $ 295,000 $ 385,000
SPRINGFIELD, OH 9 $ 1,425,000 $ 158,000 $ 81,000
NORTH PORT-SARASOTA-BRADENTON, FL 8 $ 2,350,000 $ 293,000 $ 375,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 8 $ 3,330,000 $ 401,333 $ 156,333
CAPE CORAL-FORT MYERS, FL 7 $ 2,285,000 $ 326,000 $ 273,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 7 $ 2,125,000 $ 295,500 $ 150,500
LAKELAND-WINTER HAVEN, FL 7 $ 655,000 $ 93,000 $ 93,000
ST. LOUIS, MO-IL 7 $ 655,000 $ 69,000 $ 87,500
CHARLESTON-NORTH CHARLESTON, SC 6 $ 7,100,000 $ 1,183,000 $ 642,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 6 $ 900,000 $ 150,000 $ 290,000
ELKHART-GOSHEN, IN 6 $ 450,000 $ 75,000 $ 92,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 6 $ 350,000 $ 58,000 $ 85,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 6 $ 3,180,000 $ 530,000 $ 215,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 6 $ 560,000 $ 93,000 $ 85,000
BALTIMORE-COLUMBIA-TOWSON, MD 5 $ 1,725,000 $ 345,000 $ 119,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 5 $ 635,000 $ 127,000 $ 110,000
COLUMBIA, SC 5 $ 225,000 $ 45,000 $ 116,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 955,000 $ 191,000 $ 128,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 1,715,000 $ 343,000 $ 140,000
PITTSBURGH, PA 5 $ 1,335,000 $ 267,000 $ 209,000
PORT ST. LUCIE, FL 5 $ 905,000 $ 181,000 $ 121,000
PUNTA GORDA, FL 5 $ 975,000 $ 195,000 $ 113,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 5 $ 2,355,000 $ 471,000 $ 193,000
COLORADO SPRINGS, CO 4 $ 1,110,000 $ 277,000 $ 94,000
DECATUR, AL 4 $ 340,000 $ 85,000 $ 213,000
FORT WAYNE, IN 4 $ 1,190,000 $ 297,000 $ 130,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 4 $ 1,160,000 $ 290,000 $ 195,000
LAWTON, OK 4 $ 100,000 $ 25,000 $ 114,000
PANAMA CITY, FL 4 $ 590,000 $ 147,000 $ 177,000
RENO, NV 4 $ 1,300,000 $ 325,000 $ 136,000
GREENSBORO-HIGH POINT, NC 3 $ 875,000 $ 291,000 $ 208,000
KOKOMO, IN 3 $ 585,000 $ 195,000 $ 109,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 3 $ 345,000 $ 115,000 $ 138,000
MANSFIELD, OH 3 $ 1,325,000 $ 441,000 $ 82,000
MICHIGAN CITY-LA PORTE, IN 3 $ 1,215,000 $ 405,000 $ 385,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 3 $ 1,055,000 $ 351,000 $ 213,000
MUNCIE, IN 3 $ 75,000 $ 25,000 $ 17,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 555,000 $ 147,500 $ 60,000
OCALA, FL 3 $ 325,000 $ 108,000 $ 106,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 535,000 $ 178,000 $ 185,000
RACINE, WI 3 $ 365,000 $ 121,000 $ 47,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 3 $ 1,045,000 $ 348,000 $ 149,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 1,270,000 $ 635,000 $ 178,000
BLOOMINGTON, IL 2 $ 100,000 $ 50,000 $ 167,000
DULUTH, MN-WI 2 $ 90,000 $ 45,000 $ 90,000
DURHAM-CHAPEL HILL, NC 2 $ 400,000 $ 200,000 $ 147,000
EUGENE, OR 2 $ 810,000 $ 405,000 $ 130,000
EVANSVILLE, IN-KY 2 $ 170,000 $ 85,000 $ 65,000
LEXINGTON-FAYETTE, KY 2 $ 170,000 $ 85,000 $ 50,000
LIMA, OH 2 $ 140,000 $ 70,000 $ 100,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 520,000 $ 260,000 $ 912,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2 $ 680,000 $ 340,000 $ 140,500
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 1,170,000 $ 585,000 $ 139,000
PROVIDENCE-WARWICK, RI-MA 2 $ 360,000 $ 180,000 $ 114,000
RICHMOND, VA 2 $ 580,000 $ 290,000 $ 193,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 690,000 $ 345,000 $ 80,000
SPOKANE-SPOKANE VALLEY, WA 2 $ 370,000 $ 185,000 $ 118,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 1,060,000 $ 530,000 $ 117,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 125,000 $ 125,000 $ 30,000
APPLETON, WI 1 $ 595,000 $ 595,000 $ 370,000
ASHEVILLE, NC 1 $ 205,000 $ 205,000 $ 153,000
ATHENS-CLARKE COUNTY, GA 1 $ 185,000 $ 185,000 $ 62,000
BLOOMINGTON, IN 1 $ 185,000 $ 185,000 $ 213,000
BOISE CITY, ID 1 $ 385,000 $ 385,000 $ 146,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 115,000 $ 115,000 $ 43,000
CAMDEN, NJ 1 $ 345,000 $ 345,000 $ 240,000
CARBONDALE-MARION, IL 1 $ 315,000 $ 315,000 $ 390,000
COLUMBUS, IN 1 $ 235,000 $ 235,000 $ 106,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 275,000 $ 275,000 $ 159,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 305,000 $ 305,000 $ 171,000
FAYETTEVILLE, NC 1 $ 105,000 $ 105,000 $ 133,000
FORT COLLINS, CO 1 $ 325,000 $ 325,000 $ 219,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 245,000 $ 245,000 $ 0
GAINESVILLE, FL 1 $ 195,000 $ 195,000 $ 217,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 215,000 $ 215,000 $ 55,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 135,000 $ 135,000 $ 113,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 235,000 $ 235,000 $ 80,000
IOWA CITY, IA 1 $ 75,000 $ 75,000 $ 21,000
JANESVILLE-BELOIT, WI 1 $ 145,000 $ 145,000 $ 93,000
KAHULUI-WAILUKU-LAHAINA, HI 1 $ 385,000 $ 385,000 $ 223,000
KANKAKEE, IL 1 $ 325,000 $ 325,000 $ 233,000
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 415,000 $ 415,000 $ 126,000
MADISON, WI 1 $ 25,000 $ 25,000 $ 28,000
NAPA, CA 1 $ 745,000 $ 745,000 $ 335,000
NEW BERN, NC 1 $ 85,000 $ 85,000 $ 48,000
NEWARK, NJ-PA 1 $ 125,000 $ 125,000 $ 58,000
OCEAN CITY, NJ 1 $ 455,000 $ 455,000 $ 240,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 285,000 $ 285,000 $ 120,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 175,000 $ 175,000 $ 87,000
RALEIGH, NC 1 $ 305,000 $ 305,000 $ 94,000
SALT LAKE CITY, UT 1 $ 995,000 $ 995,000 $ 227,000
SAN DIEGO-CARLSBAD, CA 1 $ 585,000 $ 585,000 $ 93,000
SAVANNAH, GA 1 $ 75,000 $ 75,000 $ 144,000
SPRINGFIELD, IL 1 $ 115,000 $ 115,000 $ 92,000
STOCKTON-LODI, CA 1 $ 425,000 $ 425,000 $ 258,000
TERRE HAUTE, IN 1 $ 65,000 $ 65,000 $ 87,000
TUCSON, AZ 1 $ 105,000 $ 105,000 $ 132,000
TUSCALOOSA, AL 1 $ 85,000 $ 85,000 $ 76,000
WARNER ROBINS, GA 1 $ 55,000 $ 55,000 $ 20,000
WINSTON-SALEM, NC 1 $ 95,000 $ 95,000 $ 54,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Chemical Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,640 $1,634,200,000 $213,000 $9,005,000 $128,000 $3,613,000
Refinancing 2,404 $378,530,000 $157,000 $4,875,000 $113,000 $3,101,000
Cash-out Refinancing 1,850 $365,430,000 $197,000 $2,505,000 $107,000 $3,405,000
Home Improvement 1,746 $123,970,000 $71,000 $23,315,000 $105,000 $1,805,000
Other Purpose 1,735 $113,465,000 $65,000 $1,805,000 $107,000 $2,854,000
Not Applicable 7 $1,195,000 $170,000 $365,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,219 $2,011,555,000 $164,000 $6,405,000 $116,000 $3,613,000
Not Provided 1,678 $245,550,000 $146,000 $2,405,000 $143,000 $3,101,000
Black or African American 421 $61,355,000 $145,000 $5,525,000 $98,000 $3,323,000
Hispanic 420 $53,150,000 $126,000 $915,000 $91,000 $1,752,000
Asian 362 $65,800,000 $181,000 $1,505,000 $145,000 $2,006,000
Not applicable 209 $169,065,000 $808,000 $23,315,000 $0 $0
American Indian or Alaskan Native 40 $4,320,000 $108,000 $405,000 $73,000 $183,000
Native Hawaiian or Other Pacific Islander 8 $860,000 $107,000 $365,000 $83,000 $143,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,078 $2,436,600,000 $173,000 $23,315,000 $124,000 $3,613,000
FHA-insured (Federal Housing Administration) 872 $109,720,000 $125,000 $305,000 $54,000 $230,000
VA-guaranteed (Veterans Administration) 262 $50,080,000 $191,000 $585,000 $75,000 $509,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 170 $20,390,000 $119,000 $305,000 $45,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,974 $1,853,960,000 $185,000 $23,315,000 $128,000 $3,405,000
Application Denied By Financial Institution 2,298 $199,400,000 $86,000 $1,805,000 $79,000 $2,854,000
Application Withdrawn By Applicant 1,457 $293,045,000 $201,000 $6,405,000 $115,000 $3,613,000
Application Approved But Not Accepted 1,237 $184,165,000 $148,000 $8,005,000 $122,000 $2,431,000
File Closed For Incompleteness 300 $67,520,000 $225,000 $1,425,000 $127,000 $2,500,000
Preapproval Denied by Financial Institution 90 $14,680,000 $163,000 $1,345,000 $61,000 $389,000
Preapproval Approved but not Accepted 19 $2,825,000 $148,000 $295,000 $57,000 $118,000
Loan Purchased By The Institution 7 $1,195,000 $170,000 $365,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,994 $2,402,710,000 $184,000 $23,315,000 $125,000 $3,613,000
Credit History 1,025 $64,855,000 $63,000 $1,805,000 $77,000 $2,854,000
Debt-To-Income Ratio 838 $92,960,000 $110,000 $1,345,000 $56,000 $450,000
Collateral 346 $33,960,000 $98,000 $1,115,000 $130,000 $1,150,000
Other 75 $8,895,000 $118,000 $425,000 $100,000 $430,000
Employment History 41 $3,955,000 $96,000 $245,000 $53,000 $181,000
Unverifiable Information 27 $2,995,000 $110,000 $355,000 $78,000 $200,000
Credit Application Incomplete 18 $4,100,000 $227,000 $755,000 $97,000 $287,000
Insufficient Cash (Downpayment, Closing Cost) 17 $2,275,000 $133,000 $495,000 $74,000 $236,000
Mortgage Insurance Denied 1 $85,000 $85,000 $85,000 $25,000 $25,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

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