Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Chevron Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,695 |
| Total Mortgage Loan Application Amount | $1,082,945,000 |
| Average Mortgage Loan Application Amount | $332,800 |
| Highest Mortgage Loan Application Amount | $3,845,000 |
| Average Applicant Income | $181,800 |
| Highest Applicant Income | $2,084,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 369 | $ 134,685,000 | $ 365,000 | $ 216,000 |
| Contra Costa County California | 274 | $ 144,320,000 | $ 526,000 | $ 222,000 |
| Alameda County California | 161 | $ 132,635,000 | $ 823,000 | $ 252,000 |
| Fort Bend County Texas | 148 | $ 48,540,000 | $ 327,000 | $ 206,000 |
| Los Angeles County California | 120 | $ 40,800,000 | $ 340,000 | $ 161,000 |
| Kern County California | 88 | $ 20,470,000 | $ 232,000 | $ 180,000 |
| San Joaquin County California | 83 | $ 54,515,000 | $ 656,000 | $ 181,000 |
| Montgomery County Texas | 68 | $ 25,550,000 | $ 375,000 | $ 206,000 |
| Midland County Texas | 58 | $ 21,210,000 | $ 365,000 | $ 189,000 |
| St. Tammany County Louisiana | 55 | $ 17,025,000 | $ 309,000 | $ 172,000 |
| Jackson County Mississippi | 55 | $ 8,275,000 | $ 150,000 | $ 122,000 |
| Orange County California | 39 | $ 25,735,000 | $ 659,000 | $ 223,000 |
| Solano County California | 39 | $ 12,075,000 | $ 309,000 | $ 159,000 |
| Sacramento County California | 38 | $ 18,530,000 | $ 487,000 | $ 196,000 |
| Santa Clara County California | 36 | $ 36,660,000 | $ 1,018,000 | $ 305,000 |
| Riverside County California | 34 | $ 7,190,000 | $ 211,000 | $ 154,000 |
| Brazoria County Texas | 30 | $ 6,410,000 | $ 213,000 | $ 149,000 |
| Salt Lake County Utah | 27 | $ 9,155,000 | $ 339,000 | $ 194,000 |
| Mobile County Alabama | 25 | $ 5,035,000 | $ 201,000 | $ 135,000 |
| El Paso County Texas | 24 | $ 2,500,000 | $ 104,000 | $ 99,000 |
| San Bernardino County California | 22 | $ 4,900,000 | $ 222,000 | $ 134,000 |
| San Francisco County California | 18 | $ 13,320,000 | $ 740,000 | $ 329,000 |
| Maricopa County Arizona | 17 | $ 3,315,000 | $ 195,000 | $ 199,000 |
| Clark County Nevada | 17 | $ 3,535,000 | $ 207,000 | $ 179,000 |
| Placer County California | 16 | $ 4,580,000 | $ 286,000 | $ 208,000 |
| El Dorado County California | 15 | $ 6,995,000 | $ 466,000 | $ 227,000 |
| San Diego County California | 15 | $ 6,565,000 | $ 437,000 | $ 173,000 |
| San Mateo County California | 15 | $ 14,045,000 | $ 936,000 | $ 255,000 |
| Galveston County Texas | 15 | $ 3,275,000 | $ 218,000 | $ 179,000 |
| Weld County Colorado | 13 | $ 4,605,000 | $ 354,000 | $ 157,000 |
| Eddy County New Mexico | 13 | $ 3,865,000 | $ 297,000 | $ 136,000 |
| Marin County California | 12 | $ 6,850,000 | $ 570,000 | $ 214,000 |
| Tarrant County Texas | 12 | $ 2,290,000 | $ 190,000 | $ 157,000 |
| Monterey County California | 11 | $ 11,555,000 | $ 1,050,000 | $ 290,000 |
| Napa County California | 10 | $ 4,300,000 | $ 430,000 | $ 166,000 |
| Montgomery County Maryland | 10 | $ 2,350,000 | $ 235,000 | $ 235,000 |
| Travis County Texas | 10 | $ 4,410,000 | $ 441,000 | $ 272,000 |
| Davis County Utah | 10 | $ 1,870,000 | $ 187,000 | $ 131,000 |
| Fresno County California | 9 | $ 6,195,000 | $ 688,000 | $ 363,000 |
| Sonoma County California | 9 | $ 4,675,000 | $ 519,000 | $ 174,000 |
| Harrison County Mississippi | 9 | $ 1,735,000 | $ 192,000 | $ 132,000 |
| Waller County Texas | 9 | $ 3,575,000 | $ 397,000 | $ 413,000 |
| Baldwin County Alabama | 8 | $ 2,350,000 | $ 293,000 | $ 175,000 |
| Denver County Colorado | 8 | $ 4,570,000 | $ 571,000 | $ 205,000 |
| Cook County Illinois | 8 | $ 1,890,000 | $ 236,000 | $ 259,000 |
| Plaquemines County Louisiana | 8 | $ 4,060,000 | $ 507,000 | $ 203,000 |
| Denton County Texas | 8 | $ 3,710,000 | $ 463,000 | $ 145,000 |
| Jefferson County Louisiana | 7 | $ 1,635,000 | $ 233,000 | $ 188,000 |
| Ector County Texas | 7 | $ 1,965,000 | $ 280,000 | $ 126,000 |
| Santa Barbara County California | 6 | $ 3,490,000 | $ 581,000 | $ 205,000 |
| Ventura County California | 6 | $ 3,640,000 | $ 606,000 | $ 259,000 |
| Broward County Florida | 6 | $ 2,850,000 | $ 475,000 | $ 186,000 |
| Ada County Idaho | 6 | $ 1,050,000 | $ 175,000 | $ 158,000 |
| Orleans County Louisiana | 6 | $ 1,400,000 | $ 233,000 | $ 206,000 |
| Washoe County Nevada | 6 | $ 2,380,000 | $ 396,000 | $ 173,000 |
| Chambers County Texas | 6 | $ 1,410,000 | $ 235,000 | $ 106,000 |
| Williamson County Texas | 6 | $ 1,830,000 | $ 305,000 | $ 106,000 |
| Weber County Utah | 6 | $ 1,370,000 | $ 228,000 | $ 96,000 |
| Fairfax County Virginia | 6 | $ 2,470,000 | $ 411,000 | $ 243,000 |
| Pinal County Arizona | 5 | $ 725,000 | $ 145,000 | $ 134,000 |
| Nevada County California | 5 | $ 2,495,000 | $ 499,000 | $ 463,000 |
| Arapahoe County Colorado | 5 | $ 1,905,000 | $ 381,000 | $ 282,000 |
| Boulder County Colorado | 5 | $ 1,125,000 | $ 225,000 | $ 218,000 |
| Douglas County Colorado | 5 | $ 3,465,000 | $ 693,000 | $ 244,000 |
| Jefferson County Colorado | 5 | $ 1,015,000 | $ 203,000 | $ 169,000 |
| Orange County Florida | 5 | $ 1,725,000 | $ 345,000 | $ 215,000 |
| Palm Beach County Florida | 5 | $ 2,665,000 | $ 533,000 | $ 235,000 |
| DeKalb County Georgia | 5 | $ 1,755,000 | $ 351,000 | $ 154,000 |
| Bernalillo County New Mexico | 5 | $ 1,805,000 | $ 361,000 | $ 356,000 |
| Multnomah County Oregon | 5 | $ 2,615,000 | $ 523,000 | $ 233,000 |
| Bexar County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 125,000 |
| Loudoun County Virginia | 5 | $ 685,000 | $ 137,000 | $ 224,000 |
| King County Washington | 5 | $ 2,525,000 | $ 505,000 | $ 258,000 |
| Pima County Arizona | 4 | $ 1,010,000 | $ 252,000 | $ 190,000 |
| Benton County Arkansas | 4 | $ 1,740,000 | $ 435,000 | $ 140,000 |
| Butte County California | 4 | $ 2,140,000 | $ 535,000 | $ 191,000 |
| Kings County California | 4 | $ 680,000 | $ 170,000 | $ 113,000 |
| San Luis Obispo County California | 4 | $ 1,430,000 | $ 357,000 | $ 203,000 |
| Larimer County Colorado | 4 | $ 1,150,000 | $ 287,000 | $ 151,000 |
| Miami-Dade County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 167,000 |
| Volusia County Florida | 4 | $ 480,000 | $ 120,000 | $ 99,000 |
| Walton County Florida | 4 | $ 690,000 | $ 172,000 | $ 147,000 |
| Cobb County Georgia | 4 | $ 840,000 | $ 210,000 | $ 191,000 |
| Frederick County Maryland | 4 | $ 920,000 | $ 230,000 | $ 136,000 |
| George County Mississippi | 4 | $ 850,000 | $ 212,000 | $ 96,000 |
| Greene County Mississippi | 4 | $ 660,000 | $ 165,000 | $ 100,000 |
| Lafayette County Mississippi | 4 | $ 1,030,000 | $ 257,000 | $ 176,000 |
| Allegheny County Pennsylvania | 4 | $ 200,000 | $ 50,000 | $ 100,000 |
| Dallas County Texas | 4 | $ 1,950,000 | $ 487,000 | $ 256,000 |
| Hays County Texas | 4 | $ 1,310,000 | $ 327,000 | $ 194,000 |
| Summit County Utah | 4 | $ 4,030,000 | $ 1,007,000 | $ 250,000 |
| Utah County Utah | 4 | $ 1,550,000 | $ 387,000 | $ 474,000 |
| Pierce County Washington | 4 | $ 390,000 | $ 97,000 | $ 94,000 |
| Yavapai County Arizona | 3 | $ 1,135,000 | $ 378,000 | $ 210,000 |
| Lake County California | 3 | $ 1,025,000 | $ 341,000 | $ 183,000 |
| Madera County California | 3 | $ 2,105,000 | $ 701,000 | $ 361,000 |
| Shasta County California | 3 | $ 325,000 | $ 108,000 | $ 110,000 |
| Adams County Colorado | 3 | $ 2,025,000 | $ 675,000 | $ 155,000 |
| Brevard County Florida | 3 | $ 405,000 | $ 135,000 | $ 155,000 |
| Pinellas County Florida | 3 | $ 535,000 | $ 178,000 | $ 82,000 |
| Polk County Florida | 3 | $ 685,000 | $ 228,000 | $ 123,000 |
| Camden County Georgia | 3 | $ 855,000 | $ 285,000 | $ 114,000 |
| Clayton County Georgia | 3 | $ 215,000 | $ 71,000 | $ 40,000 |
| Will County Illinois | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Lafourche County Louisiana | 3 | $ 365,000 | $ 121,000 | $ 97,000 |
| Tangipahoa County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 165,000 |
| Washington County Louisiana | 3 | $ 885,000 | $ 295,000 | $ 129,000 |
| Allegan County Michigan | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Madison County Mississippi | 3 | $ 635,000 | $ 211,000 | $ 449,000 |
| Douglas County Nevada | 3 | $ 1,015,000 | $ 338,000 | $ 102,000 |
| Lyon County Nevada | 3 | $ 415,000 | $ 138,000 | $ 115,000 |
| Santa Fe County New Mexico | 3 | $ 2,575,000 | $ 858,000 | $ 344,000 |
| Taos County New Mexico | 3 | $ 915,000 | $ 305,000 | $ 229,000 |
| Suffolk County New York | 3 | $ 985,000 | $ 328,000 | $ 132,000 |
| Deschutes County Oregon | 3 | $ 1,165,000 | $ 388,000 | $ 215,000 |
| Lane County Oregon | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Washington County Oregon | 3 | $ 255,000 | $ 85,000 | $ 130,000 |
| Charleston County South Carolina | 3 | $ 475,000 | $ 158,000 | $ 42,000 |
| Davidson County Tennessee | 3 | $ 1,265,000 | $ 421,000 | $ 168,000 |
| Collin County Texas | 3 | $ 215,000 | $ 71,000 | $ 196,000 |
| Comal County Texas | 3 | $ 1,075,000 | $ 358,000 | $ 224,000 |
| Harrison County Texas | 3 | $ 815,000 | $ 271,000 | $ 195,000 |
| Hidalgo County Texas | 3 | $ 575,000 | $ 191,000 | $ 330,000 |
| Hood County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 168,000 |
| Jasper County Texas | 3 | $ 975,000 | $ 325,000 | $ 101,000 |
| Reeves County Texas | 3 | $ 445,000 | $ 148,000 | $ 92,000 |
| Washington County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 358,000 |
| Lauderdale County Alabama | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Macon County Alabama | 2 | $ 130,000 | $ 65,000 | $ 12,000 |
| Anchorage County Alaska | 2 | $ 330,000 | $ 165,000 | $ 198,000 |
| San Benito County California | 2 | $ 1,540,000 | $ 770,000 | $ 195,000 |
| Stanislaus County California | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Sutter County California | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Tehama County California | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Broomfield County Colorado | 2 | $ 220,000 | $ 110,000 | $ 139,000 |
| Park County Colorado | 2 | $ 690,000 | $ 345,000 | $ 270,000 |
| Bay County Florida | 2 | $ 320,000 | $ 160,000 | $ 159,000 |
| Collier County Florida | 2 | $ 720,000 | $ 360,000 | $ 346,000 |
| Hillsborough County Florida | 2 | $ 100,000 | $ 50,000 | $ 211,000 |
| Lee County Florida | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| Manatee County Florida | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| St. Johns County Florida | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Gwinnett County Georgia | 2 | $ 230,000 | $ 115,000 | $ 127,000 |
| Troup County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 160,000 |
| Hawaii County Hawaii | 2 | $ 720,000 | $ 360,000 | $ 128,000 |
| Honolulu County Hawaii | 2 | $ 1,160,000 | $ 580,000 | $ 249,000 |
| Lake County Indiana | 2 | $ 350,000 | $ 175,000 | $ 165,000 |
| Boone County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Jefferson County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Ascension County Louisiana | 2 | $ 940,000 | $ 470,000 | $ 171,000 |
| East Baton Rouge County Louisiana | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| St. Charles County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 139,000 |
| Baltimore City County Maryland | 2 | $ 190,000 | $ 95,000 | $ 92,000 |
| Washington County Maryland | 2 | $ 330,000 | $ 165,000 | $ 155,000 |
| Middlesex County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| Adams County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Hancock County Mississippi | 2 | $ 670,000 | $ 335,000 | $ 197,000 |
| Stone County Mississippi | 2 | $ 630,000 | $ 315,000 | $ 206,000 |
| Essex County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Sussex County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 138,000 |
| Dona Ana County New Mexico | 2 | $ 220,000 | $ 110,000 | $ 112,000 |
| Lea County New Mexico | 2 | $ 550,000 | $ 275,000 | $ 123,000 |
| Lincoln County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Mecklenburg County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 195,000 |
| Wake County North Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 138,000 |
| Franklin County Ohio | 2 | $ 730,000 | $ 365,000 | $ 154,000 |
| Washington County Ohio | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Jackson County Oregon | 2 | $ 1,490,000 | $ 745,000 | $ 214,000 |
| Chester County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 104,000 |
| Shelby County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 259,000 |
| Williamson County Tennessee | 2 | $ 1,650,000 | $ 825,000 | $ 215,000 |
| Navarro County Texas | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Polk County Texas | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| San Jacinto County Texas | 2 | $ 330,000 | $ 165,000 | $ 282,000 |
| Chittenden County Vermont | 2 | $ 820,000 | $ 410,000 | $ 1,096,000 |
| Arlington County Virginia | 2 | $ 1,750,000 | $ 875,000 | $ 220,000 |
| Virginia Beach County Virginia | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Mason County Washington | 2 | $ 850,000 | $ 425,000 | $ 263,000 |
| San Juan County Washington | 2 | $ 390,000 | $ 195,000 | $ 121,000 |
| Snohomish County Washington | 2 | $ 940,000 | $ 470,000 | $ 143,000 |
| Spokane County Washington | 2 | $ 640,000 | $ 320,000 | $ 136,000 |
| Uinta County Wyoming | 2 | $ 300,000 | $ 150,000 | $ 157,000 |
| Cullman County Alabama | 1 | $ 1,505,000 | $ 1,505,000 | $ 443,000 |
| Morgan County Alabama | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Tuscaloosa County Alabama | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Matanuska-Susitna County Alaska | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Mohave County Arizona | 1 | $ 35,000 | $ 35,000 | $ 233,000 |
| Navajo County Arizona | 1 | $ 535,000 | $ 535,000 | $ 177,000 |
| Cross County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Inyo County California | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Merced County California | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Plumas County California | 1 | $ 225,000 | $ 225,000 | $ 234,000 |
| Santa Cruz County California | 1 | $ 815,000 | $ 815,000 | $ 167,000 |
| Tuolumne County California | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Yolo County California | 1 | $ 665,000 | $ 665,000 | $ 146,000 |
| El Paso County Colorado | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Grand County Colorado | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Mesa County Colorado | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Routt County Colorado | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Fairfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 243,000 |
| Hartford County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| New Haven County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 400,000 |
| New Castle County Delaware | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| District of Columbia County District Of Columbia | 1 | $ 205,000 | $ 205,000 | $ 257,000 |
| Charlotte County Florida | 1 | $ 395,000 | $ 395,000 | $ 269,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Levy County Florida | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Santa Rosa County Florida | 1 | $ 75,000 | $ 75,000 | $ 339,000 |
| Sarasota County Florida | 1 | $ 625,000 | $ 625,000 | $ 174,000 |
| Sumter County Florida | 1 | $ 555,000 | $ 555,000 | $ 333,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Fayette County Georgia | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 201,000 |
| Rockdale County Georgia | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Boise County Idaho | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| Canyon County Idaho | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Jefferson County Idaho | 1 | $ 645,000 | $ 645,000 | $ 144,000 |
| Valley County Idaho | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| DuPage County Illinois | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| White County Illinois | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Porter County Indiana | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Tippecanoe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Carroll County Iowa | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Greenwood County Kansas | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Hardin County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Calcasieu County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 291,000 |
| Lafayette County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Livingston County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 201,000 |
| Terrebonne County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Vermilion County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Vernon County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Anne Arundel County Maryland | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Charles County Maryland | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Talbot County Maryland | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Barnstable County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 381,000 |
| Bristol County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 96,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Ionia County Michigan | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Isanti County Minnesota | 1 | $ 645,000 | $ 645,000 | $ 488,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 199,000 |
| Franklin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Jones County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Leflore County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Oktibbeha County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 483,000 |
| Pearl River County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Perry County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Pike County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Wayne County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| St. Louis County Missouri | 1 | $ 655,000 | $ 655,000 | $ 285,000 |
| Cascade County Montana | 1 | $ 645,000 | $ 645,000 | $ 120,000 |
| Flathead County Montana | 1 | $ 655,000 | $ 655,000 | $ 473,000 |
| Gallatin County Montana | 1 | $ 415,000 | $ 415,000 | $ 392,000 |
| Madison County Montana | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Missoula County Montana | 1 | $ 485,000 | $ 485,000 | $ 239,000 |
| Sarpy County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Churchill County Nevada | 1 | $ 425,000 | $ 425,000 | $ 181,000 |
| Nye County Nevada | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Hunterdon County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
| Ocean County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 167,000 |
| Somerset County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Chaves County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Los Alamos County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| San Juan County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Sandoval County New Mexico | 1 | $ 805,000 | $ 805,000 | $ 165,000 |
| Sierra County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Valencia County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Nassau County New York | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Orange County New York | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Rensselaer County New York | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Schuyler County New York | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Westchester County New York | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Swain County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 464,000 |
| Cuyahoga County Ohio | 1 | $ 215,000 | $ 215,000 | $ 213,000 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Medina County Ohio | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Cleveland County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 432,000 |
| Lincoln County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Oklahoma County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Coos County Oregon | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Douglas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Yamhill County Oregon | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Montgomery County Pennsylvania | 1 | $ 915,000 | $ 915,000 | $ 217,000 |
| Philadelphia County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Schuylkill County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Wayne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 406,000 |
| York County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Providence County Rhode Island | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Dorchester County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Horry County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 221,000 |
| Blount County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Knox County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 133,000 |
| Rutherford County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Aransas County Texas | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Austin County Texas | 1 | $ 715,000 | $ 715,000 | $ 469,000 |
| Bastrop County Texas | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Bell County Texas | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Brazos County Texas | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
| Colorado County Texas | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Gaines County Texas | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Howard County Texas | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Kerr County Texas | 1 | $ 155,000 | $ 155,000 | $ 359,000 |
| Liberty County Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Rockwall County Texas | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Rusk County Texas | 1 | $ 545,000 | $ 545,000 | $ 199,000 |
| Walker County Texas | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Cache County Utah | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Carbon County Utah | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Tooele County Utah | 1 | $ 755,000 | $ 755,000 | $ 147,000 |
| Uintah County Utah | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| Wasatch County Utah | 1 | $ 355,000 | $ 355,000 | $ 450,000 |
| Washington County Utah | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Caledonia County Vermont | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Bedford County Virginia | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Danville County Virginia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Hampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| New Kent County Virginia | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Orange County Virginia | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 214,000 |
| York County Virginia | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Benton County Washington | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Clark County Washington | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Franklin County Washington | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Island County Washington | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Pacific County Washington | 1 | $ 75,000 | $ 75,000 | $ 210,000 |
| Stevens County Washington | 1 | $ 255,000 | $ 255,000 | $ 263,000 |
| Whitman County Washington | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Milwaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Natrona County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Park County Wyoming | 1 | $ 665,000 | $ 665,000 | $ 212,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,279 | $772,635,000 | $604,000 | $3,845,000 | $225,000 | $1,577,000 |
| Home Improvement | 548 | $81,230,000 | $148,000 | $655,000 | $180,000 | $1,429,000 |
| Other Purpose | 455 | $72,895,000 | $160,000 | $2,305,000 | $161,000 | $1,065,000 |
| Cash-out Refinancing | 250 | $96,270,000 | $385,000 | $1,725,000 | $154,000 | $560,000 |
| Refinancing | 163 | $59,915,000 | $367,000 | $1,895,000 | $189,000 | $2,084,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,290 | $469,100,000 | $363,000 | $2,305,000 | $191,000 | $1,429,000 |
| Not Provided | 445 | $202,855,000 | $455,000 | $3,845,000 | $211,000 | $1,577,000 |
| Hispanic | 331 | $105,045,000 | $317,000 | $1,495,000 | $169,000 | $657,000 |
| Asian | 238 | $153,690,000 | $645,000 | $2,695,000 | $232,000 | $1,168,000 |
| Black or African American | 208 | $61,020,000 | $293,000 | $2,205,000 | $188,000 | $2,084,000 |
| American Indian or Alaskan Native | 25 | $6,305,000 | $252,000 | $655,000 | $187,000 | $423,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $45,000 | $45,000 | $45,000 | $27,000 | $27,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,695 | $1,082,945,000 | $401,000 | $3,845,000 | $197,000 | $2,084,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,740 | $777,350,000 | $446,000 | $3,845,000 | $207,000 | $1,577,000 |
| Application Denied By Financial Institution | 463 | $110,245,000 | $238,000 | $2,705,000 | $151,000 | $1,096,000 |
| Application Withdrawn By Applicant | 302 | $123,730,000 | $409,000 | $1,685,000 | $202,000 | $1,096,000 |
| Application Approved But Not Accepted | 97 | $50,675,000 | $522,000 | $2,005,000 | $202,000 | $533,000 |
| File Closed For Incompleteness | 93 | $20,945,000 | $225,000 | $1,105,000 | $200,000 | $2,084,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,232 | $972,700,000 | $435,000 | $3,845,000 | $206,000 | $2,084,000 |
| Debt-To-Income Ratio | 189 | $41,545,000 | $219,000 | $1,545,000 | $108,000 | $424,000 |
| Credit Application Incomplete | 138 | $36,410,000 | $263,000 | $2,705,000 | $190,000 | $1,096,000 |
| Collateral | 56 | $12,300,000 | $219,000 | $1,445,000 | $190,000 | $498,000 |
| Credit History | 53 | $11,835,000 | $223,000 | $1,565,000 | $165,000 | $657,000 |
| Other | 11 | $2,925,000 | $265,000 | $1,155,000 | $137,000 | $304,000 |
| Unverifiable Information | 8 | $3,370,000 | $421,000 | $1,285,000 | $125,000 | $233,000 |
| Employment History | 4 | $730,000 | $182,000 | $355,000 | $205,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $545,000 | $181,000 | $235,000 | $117,000 | $170,000 |
| Mortgage Insurance Denied | 1 | $585,000 | $585,000 | $585,000 | $104,000 | $104,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.