Chevron Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Chevron Federal Credit Union of Concord, CA reported 2,695 mortgage applications totaling $1.1 billion, down 21% from 2021. The average application was for $401,834, and applicants reported an average income of $196,280. 65% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (647), Oakland-Hayward-Berkeley, CA (435) and Los Angeles-Long Beach-Glendale, CA (120) (applications in parentheses).
| Mortgage Company & Address | Chevron Federal Credit Union 2300 Clayton Road Suite 700 Concord, CA 94520 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,695 |
| Total Mortgage Loan Application Amount | $1,082,945,000 |
| Average Mortgage Loan Application Amount | $401,834 |
| Highest Mortgage Loan Application Amount | $3,845,000 |
| Average Applicant Income | $196,280 |
| Highest Applicant Income | $2,084,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevron Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 647 | $ 224,445,000 | $ 346,901 | $ 211,000 |
| Oakland-Hayward-Berkeley, CA | 435 | $ 276,955,000 | $ 636,678 | $ 233,000 |
| Outside any metro area | 146 | $ 40,800,000 | $ 279,452 | $ 159,506 |
| Los Angeles-Long Beach-Glendale, CA | 120 | $ 40,800,000 | $ 340,000 | $ 161,000 |
| Bakersfield, CA | 88 | $ 20,470,000 | $ 232,613 | $ 180,000 |
| Stockton-Lodi, CA | 83 | $ 54,515,000 | $ 656,807 | $ 181,000 |
| New Orleans-Metairie, LA | 78 | $ 24,250,000 | $ 310,897 | $ 179,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 70 | $ 30,770,000 | $ 439,571 | $ 205,000 |
| Gulfport-Biloxi-Pascagoula, MS | 68 | $ 11,310,000 | $ 166,323 | $ 128,000 |
| Midland, TX | 58 | $ 21,210,000 | $ 365,689 | $ 189,000 |
| Riverside-San Bernardino-Ontario, CA | 56 | $ 12,090,000 | $ 215,892 | $ 147,000 |
| Anaheim-Santa Ana-Irvine, CA | 39 | $ 25,735,000 | $ 659,871 | $ 223,000 |
| Vallejo-Fairfield, CA | 39 | $ 12,075,000 | $ 309,615 | $ 159,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 38 | $ 38,200,000 | $ 1,005,263 | $ 299,000 |
| San Francisco-Redwood City-South San Francisco, CA | 33 | $ 27,365,000 | $ 829,242 | $ 295,000 |
| Denver-Aurora-Lakewood, CO | 30 | $ 13,890,000 | $ 463,000 | $ 213,000 |
| Salt Lake City, UT | 28 | $ 9,910,000 | $ 353,928 | $ 193,000 |
| Mobile, AL | 25 | $ 5,035,000 | $ 201,400 | $ 135,000 |
| El Paso, TX | 24 | $ 2,500,000 | $ 104,166 | $ 99,000 |
| Phoenix-Mesa-Scottsdale, AZ | 22 | $ 4,040,000 | $ 183,636 | $ 184,000 |
| Austin-Round Rock, TX | 21 | $ 7,905,000 | $ 376,428 | $ 204,000 |
| Atlanta-Sandy Springs-Roswell, GA | 18 | $ 3,910,000 | $ 217,222 | $ 134,000 |
| Las Vegas-Henderson-Paradise, NV | 17 | $ 3,535,000 | $ 207,941 | $ 179,000 |
| Dallas-Plano-Irving, TX | 16 | $ 5,930,000 | $ 370,625 | $ 179,000 |
| Ogden-Clearfield, UT | 16 | $ 3,240,000 | $ 202,500 | $ 118,000 |
| San Diego-Carlsbad, CA | 15 | $ 6,565,000 | $ 437,666 | $ 173,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 15 | $ 5,165,000 | $ 344,333 | $ 224,933 |
| Washington-Baltimore-Arlington, DC | 14 | $ 3,270,000 | $ 233,571 | $ 207,000 |
| Chicago-Naperville, IL | 13 | $ 2,755,000 | $ 211,923 | $ 200,000 |
| Greeley, CO | 13 | $ 4,605,000 | $ 354,230 | $ 157,000 |
| Fort Worth-Arlington, TX | 12 | $ 2,290,000 | $ 190,833 | $ 157,000 |
| San Rafael, CA | 12 | $ 6,850,000 | $ 570,833 | $ 214,000 |
| Salinas, CA | 11 | $ 11,555,000 | $ 1,050,454 | $ 290,000 |
| Napa, CA | 10 | $ 4,300,000 | $ 430,000 | $ 166,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 3,260,000 | $ 326,000 | $ 176,600 |
| Fresno, CA | 9 | $ 6,195,000 | $ 688,333 | $ 363,000 |
| Santa Rosa, CA | 9 | $ 4,675,000 | $ 519,444 | $ 174,000 |
| Boise City, ID | 8 | $ 1,330,000 | $ 166,250 | $ 129,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,350,000 | $ 293,750 | $ 175,000 |
| San Antonio-New Braunfels, TX | 8 | $ 2,450,000 | $ 306,250 | $ 162,000 |
| Albuquerque, NM | 7 | $ 2,715,000 | $ 387,857 | $ 292,000 |
| Odessa, TX | 7 | $ 1,965,000 | $ 280,714 | $ 126,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 3,465,000 | $ 495,000 | $ 225,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 2,850,000 | $ 475,000 | $ 186,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 3,070,000 | $ 511,666 | $ 165,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 3,640,000 | $ 606,666 | $ 259,000 |
| Reno, NV | 6 | $ 2,380,000 | $ 396,666 | $ 173,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 3,490,000 | $ 581,666 | $ 205,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 670,000 | $ 111,666 | $ 125,000 |
| Baton Rouge, LA | 5 | $ 1,335,000 | $ 267,000 | $ 141,000 |
| Boulder, CO | 5 | $ 1,125,000 | $ 225,000 | $ 218,000 |
| Newark, NJ-PA | 5 | $ 625,000 | $ 125,000 | $ 128,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,725,000 | $ 345,000 | $ 215,000 |
| Pittsburgh, PA | 5 | $ 225,000 | $ 45,000 | $ 92,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 2,665,000 | $ 533,000 | $ 235,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 320,000 | $ 80,000 | $ 133,000 |
| Charleston-North Charleston, SC | 4 | $ 510,000 | $ 127,500 | $ 61,000 |
| Chico, CA | 4 | $ 2,140,000 | $ 535,000 | $ 191,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 690,000 | $ 172,500 | $ 147,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 480,000 | $ 120,000 | $ 99,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,740,000 | $ 435,000 | $ 140,000 |
| Fort Collins, CO | 4 | $ 1,150,000 | $ 287,500 | $ 151,000 |
| Hanford-Corcoran, CA | 4 | $ 680,000 | $ 170,000 | $ 113,000 |
| Houma-Thibodaux, LA | 4 | $ 440,000 | $ 110,000 | $ 96,000 |
| Longview, TX | 4 | $ 1,360,000 | $ 340,000 | $ 196,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,150,000 | $ 287,500 | $ 167,000 |
| Nassau County-Suffolk County, NY | 4 | $ 1,420,000 | $ 355,000 | $ 133,000 |
| Provo-Orem, UT | 4 | $ 1,550,000 | $ 387,500 | $ 474,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,430,000 | $ 357,500 | $ 203,000 |
| Tacoma-Lakewood, WA | 4 | $ 390,000 | $ 97,500 | $ 94,000 |
| Tucson, AZ | 4 | $ 1,010,000 | $ 252,500 | $ 190,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 870,000 | $ 217,500 | $ 117,000 |
| Anchorage, AK | 3 | $ 525,000 | $ 175,000 | $ 155,000 |
| Bend-Redmond, OR | 3 | $ 1,165,000 | $ 388,333 | $ 215,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,025,000 | $ 341,666 | $ 133,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 1,305,000 | $ 435,000 | $ 285,000 |
| Cincinnati, OH-KY-IN | 3 | $ 415,000 | $ 138,333 | $ 83,666 |
| Eugene, OR | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Gary, IN | 3 | $ 395,000 | $ 131,666 | $ 162,000 |
| Hammond, LA | 3 | $ 615,000 | $ 205,000 | $ 165,000 |
| Jackson, MS | 3 | $ 635,000 | $ 211,666 | $ 449,000 |
| Lakeland-Winter Haven, FL | 3 | $ 685,000 | $ 228,333 | $ 123,000 |
| Madera, CA | 3 | $ 2,105,000 | $ 701,666 | $ 361,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 575,000 | $ 191,666 | $ 330,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 865,000 | $ 288,333 | $ 285,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,495,000 | $ 498,333 | $ 142,000 |
| New York-Newark, NY | 3 | $ 495,000 | $ 165,000 | $ 107,666 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 1,175,000 | $ 391,666 | $ 141,000 |
| Oklahoma City, OK | 3 | $ 625,000 | $ 208,333 | $ 225,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 405,000 | $ 135,000 | $ 155,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 1,135,000 | $ 378,333 | $ 210,000 |
| Redding, CA | 3 | $ 325,000 | $ 108,333 | $ 110,000 |
| Santa Fe, NM | 3 | $ 2,575,000 | $ 858,333 | $ 344,000 |
| Spokane-Spokane Valley, WA | 3 | $ 895,000 | $ 298,333 | $ 178,000 |
| Burlington-South Burlington, VT | 2 | $ 820,000 | $ 410,000 | $ 1,096,000 |
| Camden, NJ | 2 | $ 160,000 | $ 80,000 | $ 166,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| Cleveland-Elyria, OH | 2 | $ 320,000 | $ 160,000 | $ 175,000 |
| Columbus, OH | 2 | $ 730,000 | $ 365,000 | $ 154,000 |
| Florence-Muscle Shoals, AL | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 330,000 | $ 165,000 | $ 155,000 |
| Jacksonville, FL | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Kennewick-Richland, WA | 2 | $ 190,000 | $ 95,000 | $ 159,000 |
| Knoxville, TN | 2 | $ 880,000 | $ 440,000 | $ 146,000 |
| Lafayette, LA | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Las Cruces, NM | 2 | $ 220,000 | $ 110,000 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Medford, OR | 2 | $ 1,490,000 | $ 745,000 | $ 214,000 |
| Memphis, TN-MS-AR | 2 | $ 190,000 | $ 95,000 | $ 259,000 |
| Modesto, CA | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 720,000 | $ 360,000 | $ 346,000 |
| Panama City, FL | 2 | $ 320,000 | $ 160,000 | $ 159,000 |
| Providence-Warwick, RI-MA | 2 | $ 900,000 | $ 450,000 | $ 115,500 |
| Raleigh, NC | 2 | $ 1,220,000 | $ 610,000 | $ 138,000 |
| Richmond, VA | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Urban Honolulu, HI | 2 | $ 1,160,000 | $ 580,000 | $ 249,000 |
| Yuba City, CA | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Ann Arbor, MI | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| Barnstable Town, MA | 1 | $ 355,000 | $ 355,000 | $ 381,000 |
| Beaumont-Port Arthur, TX | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 65,000 | $ 65,000 | $ 243,000 |
| Brownsville-Harlingen, TX | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
| Casper, WY | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| College Station-Bryan, TX | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Colorado Springs, CO | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Decatur, AL | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Farmington, NM | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Gainesville, FL | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Grand Junction, CO | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Great Falls, MT | 1 | $ 645,000 | $ 645,000 | $ 120,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Hattiesburg, MS | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Homosassa Springs, FL | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Idaho Falls, ID | 1 | $ 645,000 | $ 645,000 | $ 144,000 |
| Killeen-Temple, TX | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Lake Charles, LA | 1 | $ 205,000 | $ 205,000 | $ 291,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 35,000 | $ 35,000 | $ 233,000 |
| Logan, UT-ID | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Lubbock, TX | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Lynchburg, VA | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Merced, CA | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Missoula, MT | 1 | $ 485,000 | $ 485,000 | $ 239,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 725,000 | $ 725,000 | $ 221,000 |
| New Haven-Milford, CT | 1 | $ 225,000 | $ 225,000 | $ 400,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 75,000 | $ 75,000 | $ 339,000 |
| Philadelphia, PA | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Punta Gorda, FL | 1 | $ 395,000 | $ 395,000 | $ 269,000 |
| Roanoke, VA | 1 | $ 195,000 | $ 195,000 | $ 214,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 815,000 | $ 815,000 | $ 167,000 |
| St. George, UT | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| St. Louis, MO-IL | 1 | $ 655,000 | $ 655,000 | $ 285,000 |
| The Villages, FL | 1 | $ 555,000 | $ 555,000 | $ 333,000 |
| Tuscaloosa, AL | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Wilmington, DE-MD-NJ | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| York-Hanover, PA | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,279 | $772,635,000 | $604,000 | $3,845,000 | $225,000 | $1,577,000 |
| Home Improvement | 548 | $81,230,000 | $148,000 | $655,000 | $180,000 | $1,429,000 |
| Other Purpose | 455 | $72,895,000 | $160,000 | $2,305,000 | $161,000 | $1,065,000 |
| Cash-out Refinancing | 250 | $96,270,000 | $385,000 | $1,725,000 | $154,000 | $560,000 |
| Refinancing | 163 | $59,915,000 | $367,000 | $1,895,000 | $189,000 | $2,084,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,290 | $469,100,000 | $363,000 | $2,305,000 | $191,000 | $1,429,000 |
| Not Provided | 445 | $202,855,000 | $455,000 | $3,845,000 | $211,000 | $1,577,000 |
| Hispanic | 331 | $105,045,000 | $317,000 | $1,495,000 | $169,000 | $657,000 |
| Asian | 238 | $153,690,000 | $645,000 | $2,695,000 | $232,000 | $1,168,000 |
| Black or African American | 208 | $61,020,000 | $293,000 | $2,205,000 | $188,000 | $2,084,000 |
| American Indian or Alaskan Native | 25 | $6,305,000 | $252,000 | $655,000 | $187,000 | $423,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $45,000 | $45,000 | $45,000 | $27,000 | $27,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,695 | $1,082,945,000 | $401,000 | $3,845,000 | $197,000 | $2,084,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,740 | $777,350,000 | $446,000 | $3,845,000 | $207,000 | $1,577,000 |
| Application Denied By Financial Institution | 463 | $110,245,000 | $238,000 | $2,705,000 | $151,000 | $1,096,000 |
| Application Withdrawn By Applicant | 302 | $123,730,000 | $409,000 | $1,685,000 | $202,000 | $1,096,000 |
| Application Approved But Not Accepted | 97 | $50,675,000 | $522,000 | $2,005,000 | $202,000 | $533,000 |
| File Closed For Incompleteness | 93 | $20,945,000 | $225,000 | $1,105,000 | $200,000 | $2,084,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,232 | $972,700,000 | $435,000 | $3,845,000 | $206,000 | $2,084,000 |
| Debt-To-Income Ratio | 189 | $41,545,000 | $219,000 | $1,545,000 | $108,000 | $424,000 |
| Credit Application Incomplete | 138 | $36,410,000 | $263,000 | $2,705,000 | $190,000 | $1,096,000 |
| Collateral | 56 | $12,300,000 | $219,000 | $1,445,000 | $190,000 | $498,000 |
| Credit History | 53 | $11,835,000 | $223,000 | $1,565,000 | $165,000 | $657,000 |
| Other | 11 | $2,925,000 | $265,000 | $1,155,000 | $137,000 | $304,000 |
| Unverifiable Information | 8 | $3,370,000 | $421,000 | $1,285,000 | $125,000 | $233,000 |
| Employment History | 4 | $730,000 | $182,000 | $355,000 | $205,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $545,000 | $181,000 | $235,000 | $117,000 | $170,000 |
| Mortgage Insurance Denied | 1 | $585,000 | $585,000 | $585,000 | $104,000 | $104,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About