Choice Capital Funding Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Choice Capital Funding Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Choice Capital Funding Inc.
223 Roswell Street Suite 100
Alpharetta, GA 30004
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 3,318
Total Mortgage Loan Application Amount $460,898,000
Average Mortgage Loan Application Amount $143,442
Highest Mortgage Loan Application Amount $960,000
Average Applicant Income $55,596
Highest Applicant Income $122,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Choice Capital Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Choice Capital Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Choice Capital Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Choice Capital Funding Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Choice Capital Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Choice Capital Funding Inc.'s mortgage activity for 2004.

Mortgage Loan Application Totals for Choice Capital Funding Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 164 $ 31,326,000 $ 191,000 $ 57,000
DeKalb County Georgia 162 $ 23,322,000 $ 143,000 $ 56,000
Hamilton County Tennessee 133 $ 15,543,000 $ 116,000 $ 46,000
Gwinnett County Georgia 124 $ 22,271,000 $ 179,000 $ 58,000
Cobb County Georgia 90 $ 17,240,000 $ 191,000 $ 67,000
Jefferson County Alabama 77 $ 8,148,000 $ 105,000 $ 50,000
Clayton County Georgia 70 $ 8,890,000 $ 127,000 $ 55,000
Montgomery County Alabama 69 $ 7,752,000 $ 112,000 $ 41,000
Miami-Dade County Florida 50 $ 9,922,000 $ 198,000 $ 50,000
Duval County Florida 43 $ 4,945,000 $ 115,000 $ 47,000
Marion County Florida 43 $ 5,542,000 $ 128,000 $ 48,000
Cherokee County Georgia 37 $ 8,224,000 $ 222,000 $ 53,000
Hall County Georgia 35 $ 5,562,000 $ 158,000 $ 56,000
Shelby County Tennessee 35 $ 4,530,000 $ 129,000 $ 52,000
Catoosa County Georgia 34 $ 4,692,000 $ 138,000 $ 51,000
Douglas County Georgia 34 $ 4,811,000 $ 141,000 $ 48,000
Walker County Georgia 34 $ 3,523,000 $ 103,000 $ 41,000
Fayette County Kentucky 34 $ 4,064,000 $ 119,000 $ 43,000
Henry County Georgia 30 $ 5,030,000 $ 167,000 $ 63,000
Richmond County Georgia 30 $ 2,812,000 $ 93,000 $ 41,000
Forsyth County Georgia 29 $ 5,728,000 $ 197,000 $ 62,000
Orange County Florida 28 $ 3,989,000 $ 142,000 $ 42,000
Paulding County Georgia 28 $ 4,275,000 $ 152,000 $ 64,000
Lauderdale County Alabama 27 $ 3,319,000 $ 122,000 $ 48,000
Tuscaloosa County Alabama 27 $ 2,876,000 $ 106,000 $ 39,000
Pinellas County Florida 25 $ 3,128,000 $ 125,000 $ 48,000
Greene County Missouri 25 $ 2,489,000 $ 99,000 $ 34,000
Cook County Illinois 23 $ 3,704,000 $ 161,000 $ 55,000
Blount County Tennessee 23 $ 4,194,000 $ 182,000 $ 54,000
Mobile County Alabama 22 $ 2,251,000 $ 102,000 $ 49,000
Johnson County Kentucky 22 $ 2,609,000 $ 118,000 $ 50,000
Madison County Alabama 21 $ 2,544,000 $ 121,000 $ 46,000
Bibb County Georgia 21 $ 1,975,000 $ 94,000 $ 49,000
Fayette County Georgia 20 $ 4,066,000 $ 203,000 $ 68,000
Prince George's County Maryland 20 $ 3,958,000 $ 197,000 $ 56,000
Broward County Florida 19 $ 3,093,000 $ 162,000 $ 52,000
Columbia County Georgia 19 $ 1,913,000 $ 100,000 $ 55,000
Rockdale County Georgia 19 $ 2,632,000 $ 138,000 $ 51,000
Marion County Indiana 19 $ 2,092,000 $ 110,000 $ 52,000
St. Louis County Missouri 19 $ 2,441,000 $ 128,000 $ 47,000
Hillsborough County Florida 18 $ 2,819,000 $ 156,000 $ 50,000
Carroll County Georgia 18 $ 2,647,000 $ 147,000 $ 59,000
Clay County Missouri 18 $ 2,261,000 $ 125,000 $ 52,000
Jackson County Georgia 17 $ 2,297,000 $ 135,000 $ 40,000
Osceola County Florida 16 $ 2,501,000 $ 156,000 $ 44,000
Volusia County Florida 16 $ 1,644,000 $ 102,000 $ 37,000
Muscogee County Georgia 16 $ 2,262,000 $ 141,000 $ 48,000
Newton County Georgia 16 $ 2,127,000 $ 132,000 $ 54,000
Floyd County Kentucky 16 $ 1,510,000 $ 94,000 $ 40,000
Christian County Missouri 16 $ 1,798,000 $ 112,000 $ 56,000
Bartow County Georgia 15 $ 2,882,000 $ 192,000 $ 50,000
Chatham County Georgia 15 $ 2,085,000 $ 139,000 $ 62,000
Randolph County Alabama 14 $ 1,888,000 $ 134,000 $ 53,000
Fresno County California 14 $ 2,271,000 $ 162,000 $ 59,000
Whitfield County Georgia 14 $ 2,109,000 $ 150,000 $ 56,000
Hardeman County Tennessee 14 $ 1,398,000 $ 99,000 $ 36,000
East Baton Rouge County Louisiana 13 $ 1,657,000 $ 127,000 $ 41,000
Calhoun County Alabama 12 $ 1,076,000 $ 89,000 $ 57,000
Shelby County Alabama 12 $ 2,217,000 $ 184,000 $ 48,000
Tulare County California 12 $ 1,532,000 $ 127,000 $ 60,000
Barrow County Georgia 12 $ 1,344,000 $ 112,000 $ 53,000
Pike County Kentucky 12 $ 1,010,000 $ 84,000 $ 45,000
Aiken County South Carolina 12 $ 830,000 $ 69,000 $ 30,000
Bradley County Tennessee 12 $ 1,281,000 $ 106,000 $ 44,000
Knox County Tennessee 12 $ 1,616,000 $ 134,000 $ 61,000
Baldwin County Alabama 11 $ 1,857,000 $ 168,000 $ 58,000
Collier County Florida 11 $ 1,668,000 $ 151,000 $ 63,000
Lee County Florida 11 $ 1,413,000 $ 128,000 $ 51,000
Pasco County Florida 11 $ 1,422,000 $ 129,000 $ 51,000
Jefferson County Kentucky 11 $ 1,567,000 $ 142,000 $ 57,000
Fairfax County Virginia 11 $ 3,320,000 $ 301,000 $ 61,000
Seminole County Florida 10 $ 1,089,000 $ 108,000 $ 58,000
Habersham County Georgia 10 $ 1,055,000 $ 105,000 $ 50,000
Clark County Kentucky 10 $ 1,236,000 $ 123,000 $ 51,000
Madison County Kentucky 10 $ 1,128,000 $ 112,000 $ 39,000
Tangipahoa County Louisiana 10 $ 888,000 $ 88,000 $ 47,000
Hampton County Virginia 10 $ 1,231,000 $ 123,000 $ 59,000
Prince William County Virginia 10 $ 3,095,000 $ 309,000 $ 64,000
Richmond City County Virginia 10 $ 863,000 $ 86,000 $ 52,000
Leon County Florida 9 $ 1,120,000 $ 124,000 $ 50,000
Hart County Georgia 9 $ 793,000 $ 88,000 $ 39,000
Pickens County Georgia 9 $ 1,374,000 $ 152,000 $ 59,000
Montgomery County Kentucky 9 $ 972,000 $ 108,000 $ 45,000
St. Louis City County Missouri 9 $ 922,000 $ 102,000 $ 52,000
Elmore County Alabama 8 $ 1,162,000 $ 145,000 $ 64,000
Palm Beach County Florida 8 $ 1,235,000 $ 154,000 $ 48,000
Coweta County Georgia 8 $ 1,474,000 $ 184,000 $ 53,000
Dade County Georgia 8 $ 766,000 $ 95,000 $ 52,000
Jefferson County Louisiana 8 $ 818,000 $ 102,000 $ 43,000
Jackson County Missouri 8 $ 706,000 $ 88,000 $ 49,000
Marion County Tennessee 8 $ 881,000 $ 110,000 $ 42,000
Chesterfield County Virginia 8 $ 815,000 $ 101,000 $ 50,000
Newport News County Virginia 8 $ 832,000 $ 104,000 $ 68,000
Pierce County Washington 8 $ 1,527,000 $ 190,000 $ 54,000
Autauga County Alabama 7 $ 680,000 $ 97,000 $ 43,000
Colbert County Alabama 7 $ 541,000 $ 77,000 $ 73,000
Marengo County Alabama 7 $ 696,000 $ 99,000 $ 50,000
Banks County Georgia 7 $ 1,028,000 $ 146,000 $ 40,000
Dawson County Georgia 7 $ 1,097,000 $ 156,000 $ 54,000
Dougherty County Georgia 7 $ 457,000 $ 65,000 $ 61,000
Houston County Georgia 7 $ 779,000 $ 111,000 $ 69,000
Lowndes County Georgia 7 $ 740,000 $ 105,000 $ 44,000
White County Georgia 7 $ 990,000 $ 141,000 $ 64,000
Taney County Missouri 7 $ 680,000 $ 97,000 $ 48,000
Escambia County Florida 6 $ 554,000 $ 92,000 $ 57,000
Hernando County Florida 6 $ 606,000 $ 101,000 $ 47,000
Santa Rosa County Florida 6 $ 2,373,000 $ 395,000 $ 24,000
Burke County Georgia 6 $ 634,000 $ 105,000 $ 62,000
Fannin County Georgia 6 $ 841,000 $ 140,000 $ 45,000
Laurens County Georgia 6 $ 757,000 $ 126,000 $ 35,000
Stephens County Georgia 6 $ 548,000 $ 91,000 $ 30,000
Troup County Georgia 6 $ 517,000 $ 86,000 $ 47,000
Winnebago County Illinois 6 $ 728,000 $ 121,000 $ 71,000
Boyle County Kentucky 6 $ 805,000 $ 134,000 $ 75,000
Morgan County Kentucky 6 $ 562,000 $ 93,000 $ 51,000
Livingston County Louisiana 6 $ 562,000 $ 93,000 $ 48,000
Orleans County Louisiana 6 $ 584,000 $ 97,000 $ 70,000
Jefferson County Missouri 6 $ 624,000 $ 104,000 $ 39,000
Madison County Tennessee 6 $ 554,000 $ 92,000 $ 38,000
McMinn County Tennessee 6 $ 368,000 $ 61,000 $ 26,000
Virginia Beach County Virginia 6 $ 582,000 $ 97,000 $ 41,000
Chambers County Alabama 5 $ 448,000 $ 89,000 $ 57,000
Cullman County Alabama 5 $ 386,000 $ 77,000 $ 43,000
Dallas County Alabama 5 $ 533,000 $ 106,000 $ 54,000
Brevard County Florida 5 $ 468,000 $ 93,000 $ 72,000
Citrus County Florida 5 $ 394,000 $ 78,000 $ 41,000
Butts County Georgia 5 $ 585,000 $ 117,000 $ 46,000
Gordon County Georgia 5 $ 838,000 $ 167,000 $ 44,000
Jasper County Georgia 5 $ 499,000 $ 99,000 $ 52,000
Breckinridge County Kentucky 5 $ 475,000 $ 95,000 $ 41,000
Harrison County Kentucky 5 $ 487,000 $ 97,000 $ 62,000
Caddo County Louisiana 5 $ 396,000 $ 79,000 $ 32,000
Newton County Missouri 5 $ 473,000 $ 94,000 $ 47,000
Davidson County Tennessee 5 $ 596,000 $ 119,000 $ 65,000
Clay County Alabama 4 $ 266,000 $ 66,000 $ 36,000
Macon County Alabama 4 $ 374,000 $ 93,000 $ 33,000
Talladega County Alabama 4 $ 299,000 $ 74,000 $ 37,000
Los Angeles County California 4 $ 1,090,000 $ 272,000 $ 58,000
Orange County California 4 $ 2,363,000 $ 590,000 $ 42,000
Polk County Florida 4 $ 314,000 $ 78,000 $ 58,000
Walton County Florida 4 $ 1,180,000 $ 295,000 $ 33,000
Emanuel County Georgia 4 $ 371,000 $ 92,000 $ 30,000
Floyd County Georgia 4 $ 422,000 $ 105,000 $ 71,000
Franklin County Georgia 4 $ 372,000 $ 93,000 $ 30,000
Gilmer County Georgia 4 $ 713,000 $ 178,000 $ 78,000
Walton County Georgia 4 $ 572,000 $ 143,000 $ 67,000
Anderson County Kentucky 4 $ 561,000 $ 140,000 $ 69,000
Franklin County Kentucky 4 $ 301,000 $ 75,000 $ 47,000
Garrard County Kentucky 4 $ 354,000 $ 88,000 $ 51,000
Greenup County Kentucky 4 $ 223,000 $ 55,000 $ 54,000
Jessamine County Kentucky 4 $ 648,000 $ 162,000 $ 56,000
Oakland County Michigan 4 $ 688,000 $ 172,000 $ 73,000
Hickory County Missouri 4 $ 445,000 $ 111,000 $ 49,000
Polk County Missouri 4 $ 317,000 $ 79,000 $ 36,000
St. Francois County Missouri 4 $ 396,000 $ 99,000 $ 47,000
Stone County Missouri 4 $ 472,000 $ 118,000 $ 37,000
Anderson County South Carolina 4 $ 505,000 $ 126,000 $ 42,000
Beaufort County South Carolina 4 $ 716,000 $ 179,000 $ 76,000
Charleston County South Carolina 4 $ 706,000 $ 176,000 $ 71,000
Greenville County South Carolina 4 $ 425,000 $ 106,000 $ 82,000
Sequatchie County Tennessee 4 $ 513,000 $ 128,000 $ 43,000
Thurston County Washington 4 $ 877,000 $ 219,000 $ 59,000
Barbour County Alabama 3 $ 223,000 $ 74,000 $ 32,000
Coffee County Alabama 3 $ 247,000 $ 82,000 $ 48,000
Greene County Alabama 3 $ 266,000 $ 88,000 $ 69,000
Houston County Alabama 3 $ 255,000 $ 85,000 $ 40,000
Limestone County Alabama 3 $ 173,000 $ 57,000 $ 24,000
Pickens County Alabama 3 $ 280,000 $ 93,000 $ 44,000
Tallapoosa County Alabama 3 $ 196,000 $ 65,000 $ 37,000
Contra Costa County California 3 $ 813,000 $ 271,000 $ 54,000
Madera County California 3 $ 405,000 $ 135,000 $ 34,000
Stanislaus County California 3 $ 536,000 $ 178,000 $ 47,000
Jefferson County Colorado 3 $ 360,000 $ 120,000 $ 54,000
Clay County Florida 3 $ 387,000 $ 129,000 $ 60,000
Levy County Florida 3 $ 204,000 $ 68,000 $ 37,000
Okaloosa County Florida 3 $ 337,000 $ 112,000 $ 68,000
Clarke County Georgia 3 $ 463,000 $ 154,000 $ 27,000
Harris County Georgia 3 $ 670,000 $ 223,000 $ 69,000
Jenkins County Georgia 3 $ 400,000 $ 133,000 $ 43,000
Madison County Georgia 3 $ 352,000 $ 117,000 $ 54,000
Taylor County Georgia 3 $ 302,000 $ 100,000 $ 48,000
Wayne County Georgia 3 $ 348,000 $ 116,000 $ 56,000
Estill County Kentucky 3 $ 188,000 $ 62,000 $ 50,000
Knox County Kentucky 3 $ 442,000 $ 147,000 $ 65,000
Lincoln County Kentucky 3 $ 227,000 $ 75,000 $ 29,000
Menifee County Kentucky 3 $ 339,000 $ 113,000 $ 47,000
Nelson County Kentucky 3 $ 417,000 $ 139,000 $ 52,000
Iberville County Louisiana 3 $ 352,000 $ 117,000 $ 53,000
Lafayette County Louisiana 3 $ 382,000 $ 127,000 $ 49,000
St. Tammany County Louisiana 3 $ 490,000 $ 163,000 $ 56,000
Terrebonne County Louisiana 3 $ 199,000 $ 66,000 $ 36,000
Jasper County Missouri 3 $ 257,000 $ 85,000 $ 35,000
Lawrence County Missouri 3 $ 428,000 $ 142,000 $ 45,000
St. Charles County Missouri 3 $ 499,000 $ 166,000 $ 49,000
Florence County South Carolina 3 $ 477,000 $ 159,000 $ 69,000
Anderson County Tennessee 3 $ 261,000 $ 87,000 $ 36,000
Monroe County Tennessee 3 $ 500,000 $ 166,000 $ 77,000
Montgomery County Tennessee 3 $ 271,000 $ 90,000 $ 55,000
Wilson County Tennessee 3 $ 317,000 $ 105,000 $ 44,000
Albemarle County Virginia 3 $ 644,000 $ 214,000 $ 34,000
Chesapeake County Virginia 3 $ 479,000 $ 159,000 $ 60,000
Henrico County Virginia 3 $ 276,000 $ 92,000 $ 81,000
Montgomery County Virginia 3 $ 444,000 $ 148,000 $ 59,000
Portsmouth County Virginia 3 $ 446,000 $ 148,000 $ 57,000
Shenandoah County Virginia 3 $ 407,000 $ 135,000 $ 49,000
Spotsylvania County Virginia 3 $ 458,000 $ 152,000 $ 46,000
King County Washington 3 $ 780,000 $ 260,000 $ 82,000
Bibb County Alabama 2 $ 117,000 $ 58,000 $ 49,000
Butler County Alabama 2 $ 207,000 $ 103,000 $ 63,000
Chilton County Alabama 2 $ 170,000 $ 85,000 $ 45,000
Cleburne County Alabama 2 $ 259,000 $ 129,000 $ 41,000
Franklin County Alabama 2 $ 172,000 $ 86,000 $ 45,000
Hale County Alabama 2 $ 144,000 $ 72,000 $ 51,000
Jackson County Alabama 2 $ 154,000 $ 77,000 $ 35,000
Lamar County Alabama 2 $ 236,000 $ 118,000 $ 49,000
Monroe County Alabama 2 $ 185,000 $ 92,000 $ 82,000
Morgan County Alabama 2 $ 239,000 $ 119,000 $ 46,000
St. Clair County Alabama 2 $ 224,000 $ 112,000 $ 43,000
Walker County Alabama 2 $ 158,000 $ 79,000 $ 61,000
Riverside County California 2 $ 746,000 $ 373,000 $ 110,000
San Diego County California 2 $ 343,000 $ 171,000 $ 70,000
Santa Barbara County California 2 $ 989,000 $ 494,000 $ 71,000
Broomfield County Colorado 2 $ 54,000 $ 27,000 $ 50,000
Gunnison County Colorado 2 $ 351,000 $ 175,000 $ 60,000
Bay County Florida 2 $ 270,000 $ 135,000 $ 90,000
Bradford County Florida 2 $ 154,000 $ 77,000 $ 37,000
Lake County Florida 2 $ 281,000 $ 140,000 $ 57,000
Manatee County Florida 2 $ 572,000 $ 286,000 $ 64,000
St. Johns County Florida 2 $ 510,000 $ 255,000 $ 93,000
St. Lucie County Florida 2 $ 218,000 $ 109,000 $ 56,000
Appling County Georgia 2 $ 155,000 $ 77,000 $ 22,000
Baldwin County Georgia 2 $ 274,000 $ 137,000 $ 69,000
Bryan County Georgia 2 $ 183,000 $ 91,000 $ 30,000
Bulloch County Georgia 2 $ 425,000 $ 212,000 $ 67,000
Chattooga County Georgia 2 $ 164,000 $ 82,000 $ 35,000
Colquitt County Georgia 2 $ 241,000 $ 120,000 $ 23,000
Elbert County Georgia 2 $ 161,000 $ 80,000 $ 38,000
Glynn County Georgia 2 $ 256,000 $ 128,000 $ 77,000
Greene County Georgia 2 $ 310,000 $ 155,000 $ 48,000
Haralson County Georgia 2 $ 307,000 $ 153,000 $ 60,000
Jefferson County Georgia 2 $ 391,000 $ 195,000 $ 69,000
Liberty County Georgia 2 $ 317,000 $ 158,000 $ 42,000
Long County Georgia 2 $ 185,000 $ 92,000 $ 53,000
Lumpkin County Georgia 2 $ 523,000 $ 261,000 $ 80,000
Macon County Georgia 2 $ 111,000 $ 55,000 $ 19,000
McDuffie County Georgia 2 $ 239,000 $ 119,000 $ 41,000
McIntosh County Georgia 2 $ 237,000 $ 118,000 $ 47,000
Monroe County Georgia 2 $ 228,000 $ 114,000 $ 74,000
Murray County Georgia 2 $ 423,000 $ 211,000 $ 43,000
Oconee County Georgia 2 $ 409,000 $ 204,000 $ 49,000
Polk County Georgia 2 $ 350,000 $ 175,000 $ 88,000
Spalding County Georgia 2 $ 237,000 $ 118,000 $ 58,000
Toombs County Georgia 2 $ 111,000 $ 55,000 $ 35,000
Boone County Illinois 2 $ 581,000 $ 290,000 $ 92,000
Sangamon County Illinois 2 $ 147,000 $ 73,000 $ 54,000
Allen County Indiana 2 $ 122,000 $ 61,000 $ 31,000
Elkhart County Indiana 2 $ 246,000 $ 123,000 $ 45,000
Whitley County Indiana 2 $ 225,000 $ 112,000 $ 49,000
Johnson County Kansas 2 $ 282,000 $ 141,000 $ 64,000
Bath County Kentucky 2 $ 205,000 $ 102,000 $ 31,000
Bourbon County Kentucky 2 $ 181,000 $ 90,000 $ 25,000
Bullitt County Kentucky 2 $ 190,000 $ 95,000 $ 35,000
Carter County Kentucky 2 $ 196,000 $ 98,000 $ 32,000
Gallatin County Kentucky 2 $ 90,000 $ 45,000 $ 74,000
Grant County Kentucky 2 $ 311,000 $ 155,000 $ 44,000
Hardin County Kentucky 2 $ 180,000 $ 90,000 $ 49,000
Henry County Kentucky 2 $ 183,000 $ 91,000 $ 76,000
Lawrence County Kentucky 2 $ 248,000 $ 124,000 $ 37,000
Magoffin County Kentucky 2 $ 127,000 $ 63,000 $ 55,000
Mercer County Kentucky 2 $ 257,000 $ 128,000 $ 76,000
Pulaski County Kentucky 2 $ 212,000 $ 106,000 $ 41,000
Scott County Kentucky 2 $ 333,000 $ 166,000 $ 77,000
Wayne County Kentucky 2 $ 145,000 $ 72,000 $ 49,000
Whitley County Kentucky 2 $ 115,000 $ 57,000 $ 50,000
Wolfe County Kentucky 2 $ 346,000 $ 173,000 $ 36,000
St. Martin County Louisiana 2 $ 316,000 $ 158,000 $ 63,000
Vernon County Louisiana 2 $ 146,000 $ 73,000 $ 68,000
Wayne County Michigan 2 $ 255,000 $ 127,000 $ 60,000
Boone County Missouri 2 $ 233,000 $ 116,000 $ 42,000
Buchanan County Missouri 2 $ 146,000 $ 73,000 $ 31,000
Dallas County Missouri 2 $ 289,000 $ 144,000 $ 52,000
Henry County Missouri 2 $ 196,000 $ 98,000 $ 32,000
Iron County Missouri 2 $ 221,000 $ 110,000 $ 77,000
Laclede County Missouri 2 $ 150,000 $ 75,000 $ 36,000
Lafayette County Missouri 2 $ 217,000 $ 108,000 $ 49,000
Madison County Missouri 2 $ 139,000 $ 69,000 $ 26,000
Scott County Missouri 2 $ 287,000 $ 143,000 $ 43,000
Guilford County North Carolina 2 $ 223,000 $ 111,000 $ 60,000
Berkeley County South Carolina 2 $ 155,000 $ 77,000 $ 38,000
Dorchester County South Carolina 2 $ 667,000 $ 333,000 $ 54,000
Edgefield County South Carolina 2 $ 294,000 $ 147,000 $ 60,000
Horry County South Carolina 2 $ 552,000 $ 276,000 $ 46,000
Orangeburg County South Carolina 2 $ 335,000 $ 167,000 $ 72,000
Sevier County Tennessee 2 $ 254,000 $ 127,000 $ 67,000
Charlottesville County Virginia 2 $ 235,000 $ 117,000 $ 45,000
Dinwiddie County Virginia 2 $ 108,000 $ 54,000 $ 43,000
Greene County Virginia 2 $ 215,000 $ 107,000 $ 38,000
Louisa County Virginia 2 $ 363,000 $ 181,000 $ 81,000
Orange County Virginia 2 $ 284,000 $ 142,000 $ 44,000
Grays Harbor County Washington 2 $ 190,000 $ 95,000 $ 77,000
Bullock County Alabama 1 $ 283,000 $ 283,000 $ 84,000
Choctaw County Alabama 1 $ 71,000 $ 71,000 $ 58,000
Clarke County Alabama 1 $ 80,000 $ 80,000 $ 30,000
Escambia County Alabama 1 $ 151,000 $ 151,000 $ 85,000
Geneva County Alabama 1 $ 58,000 $ 58,000 $ 55,000
Henry County Alabama 1 $ 67,000 $ 67,000 $ 68,000
Lee County Alabama 1 $ 170,000 $ 170,000 $ 39,000
Pike County Alabama 1 $ 131,000 $ 131,000 $ 54,000
Russell County Alabama 1 $ 65,000 $ 65,000 $ 32,000
Maricopa County Arizona 1 $ 149,000 $ 149,000 $ 60,000
Navajo County Arizona 1 $ 224,000 $ 224,000 $ 72,000
Yavapai County Arizona 1 $ 350,000 $ 350,000 $ 31,000
Ventura County California 1 $ 350,000 $ 350,000 $ 102,000
Adams County Colorado 1 $ 189,000 $ 189,000 $ 45,000
Boulder County Colorado 1 $ 18,000 $ 18,000 $ 41,000
Eagle County Colorado 1 $ 164,000 $ 164,000 $ 83,000
Ouray County Colorado 1 $ 98,000 $ 98,000 $ 27,000
Rio Grande County Colorado 1 $ 60,000 $ 60,000 $ 49,000
District of Columbia County District Of Columbia 1 $ 84,000 $ 84,000 $ 85,000
Alachua County Florida 1 $ 82,000 $ 82,000 $ 110,000
Indian River County Florida 1 $ 125,000 $ 125,000 $ 39,000
Monroe County Florida 1 $ 234,000 $ 234,000 $ 45,000
Sumter County Florida 1 $ 113,000 $ 113,000 $ 54,000
Ben Hill County Georgia 1 $ 64,000 $ 64,000 $ 21,000
Brooks County Georgia 1 $ 108,000 $ 108,000 $ 65,000
Camden County Georgia 1 $ 88,000 $ 88,000 $ 36,000
Candler County Georgia 1 $ 105,000 $ 105,000 $ 50,000
Coffee County Georgia 1 $ 26,000 $ 26,000 $ 30,000
Cook County Georgia 1 $ 53,000 $ 53,000 $ 37,000
Crisp County Georgia 1 $ 165,000 $ 165,000 $ 70,000
Decatur County Georgia 1 $ 110,000 $ 110,000 $ 64,000
Effingham County Georgia 1 $ 180,000 $ 180,000 $ 122,000
Grady County Georgia 1 $ 290,000 $ 290,000 $ 82,000
Heard County Georgia 1 $ 110,000 $ 110,000 $ 51,000
Irwin County Georgia 1 $ 80,000 $ 80,000 $ 33,000
Johnson County Georgia 1 $ 74,000 $ 74,000 $ 24,000
Lee County Georgia 1 $ 150,000 $ 150,000 $ 59,000
Morgan County Georgia 1 $ 192,000 $ 192,000 $ 46,000
Oglethorpe County Georgia 1 $ 272,000 $ 272,000 $ 44,000
Pierce County Georgia 1 $ 95,000 $ 95,000 $ 30,000
Quitman County Georgia 1 $ 46,000 $ 46,000 $ 72,000
Stewart County Georgia 1 $ 55,000 $ 55,000 $ 39,000
Sumter County Georgia 1 $ 46,000 $ 46,000 $ 16,000
Thomas County Georgia 1 $ 50,000 $ 50,000 $ 41,000
Tift County Georgia 1 $ 111,000 $ 111,000 $ 60,000
Turner County Georgia 1 $ 30,000 $ 30,000 $ 29,000
Union County Georgia 1 $ 488,000 $ 488,000 $ 30,000
Upson County Georgia 1 $ 133,000 $ 133,000 $ 67,000
Warren County Georgia 1 $ 60,000 $ 60,000 $ 15,000
Washington County Georgia 1 $ 140,000 $ 140,000 $ 66,000
Wilcox County Georgia 1 $ 170,000 $ 170,000 $ 52,000
Wilkes County Georgia 1 $ 75,000 $ 75,000 $ 30,000
Ada County Idaho 1 $ 175,000 $ 175,000 $ 72,000
Bannock County Idaho 1 $ 50,000 $ 50,000 $ 24,000
Canyon County Idaho 1 $ 60,000 $ 60,000 $ 15,000
Lincoln County Idaho 1 $ 25,000 $ 25,000 $ 33,000
Twin Falls County Idaho 1 $ 80,000 $ 80,000 $ 28,000
Carroll County Illinois 1 $ 140,000 $ 140,000 $ 56,000
Christian County Illinois 1 $ 78,000 $ 78,000 $ 47,000
Jo Daviess County Illinois 1 $ 107,000 $ 107,000 $ 45,000
Madison County Illinois 1 $ 138,000 $ 138,000 $ 70,000
McHenry County Illinois 1 $ 320,000 $ 320,000 $ 24,000
McLean County Illinois 1 $ 130,000 $ 130,000 $ 44,000
Ogle County Illinois 1 $ 310,000 $ 310,000 $ 102,000
Will County Illinois 1 $ 163,000 $ 163,000 $ 45,000
Boone County Indiana 1 $ 119,000 $ 119,000 $ 86,000
Delaware County Indiana 1 $ 80,000 $ 80,000 $ 31,000
Floyd County Indiana 1 $ 102,000 $ 102,000 $ 31,000
Franklin County Indiana 1 $ 117,000 $ 117,000 $ 67,000
Hamilton County Indiana 1 $ 200,000 $ 200,000 $ 60,000
Harrison County Indiana 1 $ 161,000 $ 161,000 $ 80,000
Howard County Indiana 1 $ 96,000 $ 96,000 $ 46,000
Johnson County Indiana 1 $ 180,000 $ 180,000 $ 46,000
Madison County Indiana 1 $ 75,000 $ 75,000 $ 31,000
Miami County Indiana 1 $ 207,000 $ 207,000 $ 74,000
Putnam County Indiana 1 $ 186,000 $ 186,000 $ 62,000
Rush County Indiana 1 $ 81,000 $ 81,000 $ 40,000
Cowley County Kansas 1 $ 78,000 $ 78,000 $ 23,000
Franklin County Kansas 1 $ 155,000 $ 155,000 $ 49,000
Harper County Kansas 1 $ 109,000 $ 109,000 $ 88,000
Linn County Kansas 1 $ 142,000 $ 142,000 $ 63,000
Pratt County Kansas 1 $ 179,000 $ 179,000 $ 78,000
Boone County Kentucky 1 $ 315,000 $ 315,000 $ 25,000
Boyd County Kentucky 1 $ 55,000 $ 55,000 $ 50,000
Casey County Kentucky 1 $ 70,000 $ 70,000 $ 48,000
Clay County Kentucky 1 $ 55,000 $ 55,000 $ 64,000
Daviess County Kentucky 1 $ 180,000 $ 180,000 $ 52,000
Fulton County Kentucky 1 $ 80,000 $ 80,000 $ 24,000
Grayson County Kentucky 1 $ 115,000 $ 115,000 $ 105,000
Kenton County Kentucky 1 $ 46,000 $ 46,000 $ 25,000
Knott County Kentucky 1 $ 89,000 $ 89,000 $ 59,000
Laurel County Kentucky 1 $ 93,000 $ 93,000 $ 95,000
McCracken County Kentucky 1 $ 116,000 $ 116,000 $ 84,000
Nicholas County Kentucky 1 $ 75,000 $ 75,000 $ 29,000
Oldham County Kentucky 1 $ 221,000 $ 221,000 $ 109,000
Perry County Kentucky 1 $ 142,000 $ 142,000 $ 77,000
Shelby County Kentucky 1 $ 99,000 $ 99,000 $ 30,000
Taylor County Kentucky 1 $ 156,000 $ 156,000 $ 48,000
Washington County Kentucky 1 $ 77,000 $ 77,000 $ 24,000
Ascension County Louisiana 1 $ 175,000 $ 175,000 $ 118,000
Avoyelles County Louisiana 1 $ 105,000 $ 105,000 $ 31,000
Bienville County Louisiana 1 $ 110,000 $ 110,000 $ 42,000
Bossier County Louisiana 1 $ 74,000 $ 74,000 $ 35,000
Calcasieu County Louisiana 1 $ 79,000 $ 79,000 $ 44,000
Franklin County Louisiana 1 $ 65,000 $ 65,000 $ 22,000
Iberia County Louisiana 1 $ 46,000 $ 46,000 $ 35,000
Jefferson Davis County Louisiana 1 $ 182,000 $ 182,000 $ 65,000
La Salle County Louisiana 1 $ 132,000 $ 132,000 $ 43,000
Rapides County Louisiana 1 $ 105,000 $ 105,000 $ 69,000
St. Charles County Louisiana 1 $ 168,000 $ 168,000 $ 42,000
St. Helena County Louisiana 1 $ 140,000 $ 140,000 $ 38,000
Webster County Louisiana 1 $ 63,000 $ 63,000 $ 31,000
West Carroll County Louisiana 1 $ 64,000 $ 64,000 $ 42,000
Calvert County Maryland 1 $ 193,000 $ 193,000 $ 79,000
Charles County Maryland 1 $ 252,000 $ 252,000 $ 78,000
Montgomery County Maryland 1 $ 306,000 $ 306,000 $ 103,000
Talbot County Maryland 1 $ 300,000 $ 300,000 $ 108,000
Eaton County Michigan 1 $ 207,000 $ 207,000 $ 36,000
Livingston County Michigan 1 $ 245,000 $ 245,000 $ 79,000
Barry County Missouri 1 $ 65,000 $ 65,000 $ 23,000
Bollinger County Missouri 1 $ 112,000 $ 112,000 $ 39,000
Camden County Missouri 1 $ 122,000 $ 122,000 $ 39,000
Cape Girardeau County Missouri 1 $ 98,000 $ 98,000 $ 46,000
Carter County Missouri 1 $ 59,000 $ 59,000 $ 40,000
Cass County Missouri 1 $ 154,000 $ 154,000 $ 60,000
Cole County Missouri 1 $ 73,000 $ 73,000 $ 33,000
Dent County Missouri 1 $ 83,000 $ 83,000 $ 47,000
Douglas County Missouri 1 $ 45,000 $ 45,000 $ 26,000
Howell County Missouri 1 $ 90,000 $ 90,000 $ 24,000
Lincoln County Missouri 1 $ 87,000 $ 87,000 $ 59,000
Linn County Missouri 1 $ 72,000 $ 72,000 $ 56,000
Mississippi County Missouri 1 $ 135,000 $ 135,000 $ 31,000
New Madrid County Missouri 1 $ 78,000 $ 78,000 $ 36,000
Nodaway County Missouri 1 $ 81,000 $ 81,000 $ 31,000
Pemiscot County Missouri 1 $ 100,000 $ 100,000 $ 80,000
Perry County Missouri 1 $ 261,000 $ 261,000 $ 51,000
Platte County Missouri 1 $ 168,000 $ 168,000 $ 84,000
Pulaski County Missouri 1 $ 84,000 $ 84,000 $ 40,000
Ray County Missouri 1 $ 121,000 $ 121,000 $ 81,000
St. Clair County Missouri 1 $ 143,000 $ 143,000 $ 68,000
Ste. Genevieve County Missouri 1 $ 108,000 $ 108,000 $ 58,000
Stoddard County Missouri 1 $ 236,000 $ 236,000 $ 99,000
Washington County Missouri 1 $ 94,000 $ 94,000 $ 31,000
Wright County Missouri 1 $ 160,000 $ 160,000 $ 39,000
Toole County Montana 1 $ 138,000 $ 138,000 $ 92,000
San Juan County New Mexico 1 $ 109,000 $ 109,000 $ 42,000
Chemung County New York 1 $ 19,000 $ 19,000 $ 60,000
New York County New York 1 $ 275,000 $ 275,000 $ 42,000
Durham County North Carolina 1 $ 101,000 $ 101,000 $ 69,000
Harnett County North Carolina 1 $ 101,000 $ 101,000 $ 20,000
Johnston County North Carolina 1 $ 450,000 $ 450,000 $ 97,000
Lee County North Carolina 1 $ 89,000 $ 89,000 $ 17,000
Wilkes County North Carolina 1 $ 115,000 $ 115,000 $ 27,000
Clermont County Ohio 1 $ 95,000 $ 95,000 $ 36,000
Cleveland County Oklahoma 1 $ 165,000 $ 165,000 $ 72,000
McIntosh County Oklahoma 1 $ 42,000 $ 42,000 $ 79,000
Oklahoma County Oklahoma 1 $ 110,000 $ 110,000 $ 102,000
Lincoln County Oregon 1 $ 141,000 $ 141,000 $ 60,000
Barnwell County South Carolina 1 $ 54,000 $ 54,000 $ 33,000
Fairfield County South Carolina 1 $ 54,000 $ 54,000 $ 36,000
Laurens County South Carolina 1 $ 226,000 $ 226,000 $ 69,000
Lee County South Carolina 1 $ 60,000 $ 60,000 $ 26,000
Newberry County South Carolina 1 $ 188,000 $ 188,000 $ 102,000
Spartanburg County South Carolina 1 $ 23,000 $ 23,000 $ 45,000
Sumter County South Carolina 1 $ 71,000 $ 71,000 $ 31,000
Bledsoe County Tennessee 1 $ 64,000 $ 64,000 $ 73,000
Cocke County Tennessee 1 $ 175,000 $ 175,000 $ 53,000
Coffee County Tennessee 1 $ 89,000 $ 89,000 $ 28,000
Cumberland County Tennessee 1 $ 165,000 $ 165,000 $ 38,000
Dickson County Tennessee 1 $ 131,000 $ 131,000 $ 57,000
Giles County Tennessee 1 $ 74,000 $ 74,000 $ 31,000
Greene County Tennessee 1 $ 87,000 $ 87,000 $ 19,000
Grundy County Tennessee 1 $ 40,000 $ 40,000 $ 17,000
Jefferson County Tennessee 1 $ 108,000 $ 108,000 $ 55,000
Loudon County Tennessee 1 $ 73,000 $ 73,000 $ 36,000
Marshall County Tennessee 1 $ 59,000 $ 59,000 $ 20,000
Maury County Tennessee 1 $ 130,000 $ 130,000 $ 56,000
McNairy County Tennessee 1 $ 52,000 $ 52,000 $ 44,000
Meigs County Tennessee 1 $ 195,000 $ 195,000 $ 65,000
Morgan County Tennessee 1 $ 180,000 $ 180,000 $ 53,000
Polk County Tennessee 1 $ 100,000 $ 100,000 $ 60,000
Rhea County Tennessee 1 $ 60,000 $ 60,000 $ 35,000
Roane County Tennessee 1 $ 131,000 $ 131,000 $ 37,000
Rutherford County Tennessee 1 $ 75,000 $ 75,000 $ 57,000
Scott County Tennessee 1 $ 61,000 $ 61,000 $ 29,000
Union County Tennessee 1 $ 112,000 $ 112,000 $ 66,000
Weakley County Tennessee 1 $ 128,000 $ 128,000 $ 38,000
White County Tennessee 1 $ 99,000 $ 99,000 $ 54,000
Williamson County Tennessee 1 $ 349,000 $ 349,000 $ 38,000
Cache County Utah 1 $ 30,000 $ 30,000 $ 64,000
Weber County Utah 1 $ 140,000 $ 140,000 $ 40,000
Alexandria County Virginia 1 $ 351,000 $ 351,000 $ 85,000
Arlington County Virginia 1 $ 228,000 $ 228,000 $ 100,000
Caroline County Virginia 1 $ 117,000 $ 117,000 $ 45,000
Culpeper County Virginia 1 $ 272,000 $ 272,000 $ 73,000
Danville County Virginia 1 $ 80,000 $ 80,000 $ 28,000
Emporia County Virginia 1 $ 124,000 $ 124,000 $ 76,000
Frederick County Virginia 1 $ 190,000 $ 190,000 $ 100,000
Goochland County Virginia 1 $ 113,000 $ 113,000 $ 26,000
Hanover County Virginia 1 $ 120,000 $ 120,000 $ 45,000
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Mortgage Loan Application Detail Totals for Choice Capital Funding Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,951 $271,765,000 $137,500 $960,000 $54,692 $122,000
Home Purchase 1,362 $187,997,000 $143,666 $786,000 $56,625 $120,000
Home Improvement 5 $1,136,000 $218,000 $581,000 $55,000 $72,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,786 $390,925,000 $136,000 $960,000 $55,517 $122,000
White 330 $43,707,000 $158,944 $509,000 $57,444 $116,000
Black or African American 167 $20,359,000 $119,692 $390,000 $51,692 $114,000
Native Hawaiian or Other Pacific Islander 28 $4,559,000 $163,000 $387,000 $59,500 $103,000
Asian 7 $1,348,000 $179,500 $342,000 $45,500 $91,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,313 $460,224,000 $137,068 $960,000 $55,655 $120,000
VA-guaranteed (Veterans Administration) 3 $476,000 $158,000 $180,000 $84,000 $122,000
FHA-insured (Federal Housing Administration) 2 $198,000 $99,000 $103,000 $35,000 $40,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,768 $241,324,000 $148,250 $800,000 $57,500 $120,000
Application Withdrawn By Applicant 963 $138,855,000 $137,545 $960,000 $56,000 $122,000
Application Denied By Financial Institution 575 $78,497,000 $130,347 $950,000 $47,173 $120,000
Application Approved But Not Accepted 11 $1,892,000 $125,250 $440,000 $66,500 $102,000
File Closed For Incompleteness 1 $330,000 $330,000 $330,000 $30,000 $30,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 492 $65,821,000 $132,523 $950,000 $49,857 $120,000
Employment History 23 $3,662,000 $97,428 $750,000 $36,142 $111,000
Debt-To-Income Ratio 22 $2,788,000 $115,500 $219,000 $44,625 $103,000
Collateral 21 $4,199,000 $172,142 $752,000 $40,428 $90,000
Unverifiable Information 10 $1,076,000 $109,500 $163,000 $46,375 $80,000
Insufficient Cash (Downpayment, Closing Cost) 7 $951,000 $126,250 $270,000 $34,250 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Choice Capital Funding Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Choice Capital Funding Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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