Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Christensen Financial, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,151 |
| Total Mortgage Loan Application Amount | $547,935,000 |
| Average Mortgage Loan Application Amount | $139,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $2,202,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 233 | $ 36,890,000 | $ 158,000 | $ 68,000 |
| Miami-Dade County Florida | 149 | $ 28,926,000 | $ 194,000 | $ 146,000 |
| Broward County Florida | 110 | $ 20,307,000 | $ 184,000 | $ 83,000 |
| Macomb County Michigan | 98 | $ 14,460,000 | $ 147,000 | $ 42,000 |
| Polk County Florida | 86 | $ 9,148,000 | $ 106,000 | $ 49,000 |
| Anne Arundel County Maryland | 79 | $ 27,188,000 | $ 344,000 | $ 137,000 |
| Leon County Florida | 67 | $ 12,978,000 | $ 193,000 | $ 100,000 |
| Palm Beach County Florida | 67 | $ 16,151,000 | $ 241,000 | $ 130,000 |
| Duval County Florida | 66 | $ 9,228,000 | $ 139,000 | $ 49,000 |
| Osceola County Florida | 63 | $ 6,874,000 | $ 109,000 | $ 52,000 |
| Harris County Texas | 62 | $ 8,967,000 | $ 144,000 | $ 85,000 |
| St. Lucie County Florida | 59 | $ 6,130,000 | $ 103,000 | $ 54,000 |
| Sarasota County Florida | 58 | $ 8,186,000 | $ 141,000 | $ 77,000 |
| Hamilton County Tennessee | 55 | $ 6,712,000 | $ 122,000 | $ 67,000 |
| Seminole County Florida | 53 | $ 8,566,000 | $ 161,000 | $ 69,000 |
| Volusia County Florida | 52 | $ 8,151,000 | $ 156,000 | $ 80,000 |
| Oakland County Michigan | 52 | $ 9,106,000 | $ 175,000 | $ 58,000 |
| Montgomery County Maryland | 46 | $ 20,726,000 | $ 450,000 | $ 180,000 |
| Lee County Florida | 45 | $ 5,314,000 | $ 118,000 | $ 62,000 |
| Wayne County Michigan | 43 | $ 5,735,000 | $ 133,000 | $ 76,000 |
| Knox County Tennessee | 38 | $ 5,332,000 | $ 140,000 | $ 47,000 |
| Hillsborough County Florida | 34 | $ 5,027,000 | $ 147,000 | $ 69,000 |
| Loudon County Tennessee | 34 | $ 4,655,000 | $ 136,000 | $ 64,000 |
| Fulton County Georgia | 31 | $ 7,038,000 | $ 227,000 | $ 113,000 |
| Pinellas County Florida | 30 | $ 3,851,000 | $ 128,000 | $ 62,000 |
| Fairfax County Virginia | 29 | $ 11,183,000 | $ 385,000 | $ 142,000 |
| Prince George's County Maryland | 28 | $ 6,094,000 | $ 217,000 | $ 95,000 |
| Lake County Florida | 26 | $ 3,514,000 | $ 135,000 | $ 57,000 |
| Gwinnett County Georgia | 26 | $ 4,441,000 | $ 170,000 | $ 62,000 |
| Marion County Florida | 25 | $ 2,123,000 | $ 84,000 | $ 40,000 |
| Baltimore County Maryland | 24 | $ 5,793,000 | $ 241,000 | $ 83,000 |
| Collier County Florida | 23 | $ 3,640,000 | $ 158,000 | $ 48,000 |
| Arapahoe County Colorado | 21 | $ 4,476,000 | $ 213,000 | $ 65,000 |
| Cobb County Georgia | 20 | $ 5,172,000 | $ 258,000 | $ 106,000 |
| Davidson County Tennessee | 20 | $ 3,378,000 | $ 168,000 | $ 115,000 |
| Santa Rosa County Florida | 19 | $ 3,435,000 | $ 180,000 | $ 51,000 |
| Howard County Maryland | 18 | $ 6,203,000 | $ 344,000 | $ 210,000 |
| Charlotte County Florida | 17 | $ 1,645,000 | $ 96,000 | $ 70,000 |
| Escambia County Florida | 17 | $ 2,308,000 | $ 135,000 | $ 72,000 |
| Sumner County Tennessee | 16 | $ 2,166,000 | $ 135,000 | $ 56,000 |
| DeKalb County Georgia | 15 | $ 2,789,000 | $ 185,000 | $ 106,000 |
| Montgomery County Texas | 15 | $ 1,999,000 | $ 133,000 | $ 81,000 |
| Mobile County Alabama | 14 | $ 1,419,000 | $ 101,000 | $ 45,000 |
| Harford County Maryland | 14 | $ 3,423,000 | $ 244,000 | $ 65,000 |
| McMinn County Tennessee | 14 | $ 1,444,000 | $ 103,000 | $ 50,000 |
| Robertson County Tennessee | 14 | $ 2,055,000 | $ 146,000 | $ 54,000 |
| Fort Bend County Texas | 14 | $ 2,508,000 | $ 179,000 | $ 125,000 |
| Catoosa County Georgia | 13 | $ 1,466,000 | $ 112,000 | $ 45,000 |
| Hall County Georgia | 13 | $ 1,492,000 | $ 114,000 | $ 41,000 |
| Genesee County Michigan | 13 | $ 1,998,000 | $ 153,000 | $ 22,000 |
| Manatee County Florida | 12 | $ 2,200,000 | $ 183,000 | $ 100,000 |
| Rutherford County Tennessee | 12 | $ 1,643,000 | $ 136,000 | $ 43,000 |
| Collin County Texas | 12 | $ 2,308,000 | $ 192,000 | $ 120,000 |
| Indian River County Florida | 11 | $ 2,094,000 | $ 190,000 | $ 72,000 |
| Cherokee County Georgia | 10 | $ 1,715,000 | $ 171,000 | $ 77,000 |
| Washtenaw County Michigan | 10 | $ 1,656,000 | $ 165,000 | $ 39,000 |
| Anderson County Tennessee | 10 | $ 1,368,000 | $ 136,000 | $ 65,000 |
| Blount County Tennessee | 10 | $ 1,377,000 | $ 137,000 | $ 48,000 |
| Dallas County Texas | 10 | $ 2,032,000 | $ 203,000 | $ 134,000 |
| Brevard County Florida | 9 | $ 1,129,000 | $ 125,000 | $ 102,000 |
| Clay County Florida | 9 | $ 1,401,000 | $ 155,000 | $ 60,000 |
| Henry County Georgia | 9 | $ 1,085,000 | $ 120,000 | $ 44,000 |
| White County Georgia | 9 | $ 1,066,000 | $ 118,000 | $ 40,000 |
| Monroe County Tennessee | 9 | $ 811,000 | $ 90,000 | $ 28,000 |
| Denton County Texas | 9 | $ 1,889,000 | $ 209,000 | $ 127,000 |
| Tarrant County Texas | 9 | $ 1,777,000 | $ 197,000 | $ 111,000 |
| Pasco County Florida | 8 | $ 1,210,000 | $ 151,000 | $ 60,000 |
| Forsyth County Georgia | 8 | $ 1,254,000 | $ 156,000 | $ 72,000 |
| Walker County Georgia | 8 | $ 897,000 | $ 112,000 | $ 39,000 |
| Humphreys County Tennessee | 8 | $ 646,000 | $ 80,000 | $ 26,000 |
| Virginia Beach County Virginia | 8 | $ 1,574,000 | $ 196,000 | $ 67,000 |
| Wakulla County Florida | 7 | $ 946,000 | $ 135,000 | $ 53,000 |
| Columbia County Georgia | 7 | $ 1,243,000 | $ 177,000 | $ 64,000 |
| Paulding County Georgia | 7 | $ 848,000 | $ 121,000 | $ 58,000 |
| Jefferson County Louisiana | 7 | $ 1,141,000 | $ 163,000 | $ 64,000 |
| Hennepin County Minnesota | 7 | $ 1,164,000 | $ 166,000 | $ 86,000 |
| York County South Carolina | 7 | $ 967,000 | $ 138,000 | $ 61,000 |
| Bradley County Tennessee | 7 | $ 1,197,000 | $ 171,000 | $ 61,000 |
| Hamblen County Tennessee | 7 | $ 835,000 | $ 119,000 | $ 38,000 |
| Sevier County Tennessee | 7 | $ 864,000 | $ 123,000 | $ 129,000 |
| Orleans County Louisiana | 6 | $ 1,047,000 | $ 174,000 | $ 44,000 |
| Carroll County Maryland | 6 | $ 2,002,000 | $ 333,000 | $ 114,000 |
| Frederick County Maryland | 6 | $ 1,009,000 | $ 168,000 | $ 112,000 |
| St. Clair County Michigan | 6 | $ 1,116,000 | $ 186,000 | $ 51,000 |
| Loudoun County Virginia | 6 | $ 2,026,000 | $ 337,000 | $ 136,000 |
| Bradford County Florida | 5 | $ 433,000 | $ 86,000 | $ 38,000 |
| Gadsden County Florida | 5 | $ 526,000 | $ 105,000 | $ 37,000 |
| Putnam County Florida | 5 | $ 647,000 | $ 129,000 | $ 59,000 |
| Coweta County Georgia | 5 | $ 530,000 | $ 106,000 | $ 67,000 |
| Baltimore City County Maryland | 5 | $ 1,093,000 | $ 218,000 | $ 112,000 |
| Ramsey County Minnesota | 5 | $ 933,000 | $ 186,000 | $ 102,000 |
| Jefferson County Tennessee | 5 | $ 1,163,000 | $ 232,000 | $ 38,000 |
| Brazoria County Texas | 5 | $ 752,000 | $ 150,000 | $ 72,000 |
| Chesapeake County Virginia | 5 | $ 1,432,000 | $ 286,000 | $ 86,000 |
| Harrisonburg County Virginia | 5 | $ 454,000 | $ 90,000 | $ 74,000 |
| Norfolk County Virginia | 5 | $ 817,000 | $ 163,000 | $ 56,000 |
| Jefferson County Alabama | 4 | $ 530,000 | $ 132,000 | $ 75,000 |
| Citrus County Florida | 4 | $ 377,000 | $ 94,000 | $ 42,000 |
| Flagler County Florida | 4 | $ 689,000 | $ 172,000 | $ 101,000 |
| Okaloosa County Florida | 4 | $ 1,211,000 | $ 302,000 | $ 45,000 |
| Newton County Georgia | 4 | $ 751,000 | $ 187,000 | $ 131,000 |
| Calvert County Maryland | 4 | $ 994,000 | $ 248,000 | $ 125,000 |
| Charles County Maryland | 4 | $ 1,073,000 | $ 268,000 | $ 45,000 |
| Queen Anne's County Maryland | 4 | $ 995,000 | $ 248,000 | $ 71,000 |
| Kalamazoo County Michigan | 4 | $ 615,000 | $ 153,000 | $ 11,000 |
| Kent County Michigan | 4 | $ 834,000 | $ 208,000 | $ 63,000 |
| Marion County Tennessee | 4 | $ 445,000 | $ 111,000 | $ 48,000 |
| Roane County Tennessee | 4 | $ 551,000 | $ 137,000 | $ 59,000 |
| Wilson County Tennessee | 4 | $ 475,000 | $ 118,000 | $ 51,000 |
| Arlington County Virginia | 4 | $ 1,405,000 | $ 351,000 | $ 125,000 |
| Douglas County Colorado | 3 | $ 817,000 | $ 272,000 | $ 118,000 |
| El Paso County Colorado | 3 | $ 630,000 | $ 210,000 | $ 65,000 |
| Levy County Florida | 3 | $ 234,000 | $ 78,000 | $ 33,000 |
| Martin County Florida | 3 | $ 448,000 | $ 149,000 | $ 93,000 |
| St. Johns County Florida | 3 | $ 1,133,000 | $ 377,000 | $ 208,000 |
| Chatham County Georgia | 3 | $ 633,000 | $ 211,000 | $ 89,000 |
| Clayton County Georgia | 3 | $ 281,000 | $ 93,000 | $ 57,000 |
| Washington County Maryland | 3 | $ 822,000 | $ 274,000 | $ 100,000 |
| Bay County Michigan | 3 | $ 441,000 | $ 147,000 | $ 21,000 |
| Anoka County Minnesota | 3 | $ 722,000 | $ 240,000 | $ 94,000 |
| Montgomery County Pennsylvania | 3 | $ 1,718,000 | $ 572,000 | $ 155,000 |
| Cheatham County Tennessee | 3 | $ 372,000 | $ 124,000 | $ 40,000 |
| Rhea County Tennessee | 3 | $ 443,000 | $ 147,000 | $ 54,000 |
| Williamson County Tennessee | 3 | $ 534,000 | $ 178,000 | $ 60,000 |
| Galveston County Texas | 3 | $ 591,000 | $ 197,000 | $ 124,000 |
| Travis County Texas | 3 | $ 874,000 | $ 291,000 | $ 125,000 |
| Williamson County Texas | 3 | $ 502,000 | $ 167,000 | $ 135,000 |
| Chesterfield County Virginia | 3 | $ 516,000 | $ 172,000 | $ 80,000 |
| Hampton County Virginia | 3 | $ 585,000 | $ 195,000 | $ 57,000 |
| Henrico County Virginia | 3 | $ 402,000 | $ 134,000 | $ 57,000 |
| Newport News County Virginia | 3 | $ 527,000 | $ 175,000 | $ 53,000 |
| Portsmouth County Virginia | 3 | $ 507,000 | $ 169,000 | $ 51,000 |
| Cherokee County Alabama | 2 | $ 395,000 | $ 197,000 | $ 115,000 |
| Boulder County Colorado | 2 | $ 740,000 | $ 370,000 | $ 92,000 |
| Broomfield County Colorado | 2 | $ 530,000 | $ 265,000 | $ 57,000 |
| Jefferson County Colorado | 2 | $ 500,000 | $ 250,000 | $ 45,000 |
| Bay County Florida | 2 | $ 830,000 | $ 415,000 | $ 198,000 |
| Calhoun County Florida | 2 | $ 186,000 | $ 93,000 | $ 48,000 |
| Gulf County Florida | 2 | $ 227,000 | $ 113,000 | $ 76,000 |
| Monroe County Florida | 2 | $ 407,000 | $ 203,000 | $ 351,000 |
| Sumter County Florida | 2 | $ 277,000 | $ 138,000 | $ 78,000 |
| Rockdale County Georgia | 2 | $ 301,000 | $ 150,000 | $ 60,000 |
| St. John the Baptist County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Talbot County Maryland | 2 | $ 531,000 | $ 265,000 | $ 97,000 |
| Branch County Michigan | 2 | $ 318,000 | $ 159,000 | $ 35,000 |
| Ingham County Michigan | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 365,000 | $ 182,000 | $ 55,000 |
| Monroe County Michigan | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Muskegon County Michigan | 2 | $ 274,000 | $ 137,000 | $ 18,000 |
| Dakota County Minnesota | 2 | $ 354,000 | $ 177,000 | $ 84,000 |
| Scott County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Haywood County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Wake County North Carolina | 2 | $ 489,000 | $ 244,000 | $ 77,000 |
| Aiken County South Carolina | 2 | $ 299,000 | $ 149,000 | $ 39,000 |
| Cumberland County Tennessee | 2 | $ 178,000 | $ 89,000 | $ 42,000 |
| DeKalb County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 38,000 |
| Greene County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 51,000 |
| Sequatchie County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 34,000 |
| Bexar County Texas | 2 | $ 279,000 | $ 139,000 | $ 112,000 |
| Brazos County Texas | 2 | $ 318,000 | $ 159,000 | $ 100,000 |
| Kaufman County Texas | 2 | $ 313,000 | $ 156,000 | $ 77,000 |
| Lubbock County Texas | 2 | $ 192,000 | $ 96,000 | $ 28,000 |
| Suffolk County Virginia | 2 | $ 458,000 | $ 229,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Elmore County Alabama | 1 | $ 263,000 | $ 263,000 | $ 190,000 |
| Etowah County Alabama | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Houston County Alabama | 1 | $ 97,000 | $ 97,000 | $ 91,000 |
| Lowndes County Alabama | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Madison County Alabama | 1 | $ 224,000 | $ 224,000 | $ 214,000 |
| Montgomery County Alabama | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Morgan County Alabama | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
| Randolph County Alabama | 1 | $ 71,000 | $ 71,000 | $ 19,000 |
| Shelby County Alabama | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| San Diego County California | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Adams County Colorado | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Denver County Colorado | 1 | $ 378,000 | $ 378,000 | $ 145,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 350,000 |
| Alachua County Florida | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
| Hernando County Florida | 1 | $ 164,000 | $ 164,000 | $ 164,000 |
| Jackson County Florida | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Washington County Florida | 1 | $ 177,000 | $ 177,000 | $ 36,000 |
| Bibb County Georgia | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Bulloch County Georgia | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Butts County Georgia | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| Colquitt County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Cook County Georgia | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Fannin County Georgia | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Fayette County Georgia | 1 | $ 282,000 | $ 282,000 | $ 134,000 |
| Glynn County Georgia | 1 | $ 365,000 | $ 365,000 | $ 389,000 |
| Greene County Georgia | 1 | $ 381,000 | $ 381,000 | $ 282,000 |
| Habersham County Georgia | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Jackson County Georgia | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Lamar County Georgia | 1 | $ 66,000 | $ 66,000 | $ 14,000 |
| Lowndes County Georgia | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Lumpkin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Macon County Georgia | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Pickens County Georgia | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Richmond County Georgia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Stephens County Georgia | 1 | $ 78,000 | $ 78,000 | $ 56,000 |
| Walton County Georgia | 1 | $ 360,000 | $ 360,000 | $ 269,000 |
| Whitfield County Georgia | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Ascension County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Tangipahoa County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| West Feliciana County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Cecil County Maryland | 1 | $ 237,000 | $ 237,000 | $ 52,000 |
| Kent County Maryland | 1 | $ 330,000 | $ 330,000 | $ 35,000 |
| St. Mary's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 241,000 |
| Barry County Michigan | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Calhoun County Michigan | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Iosco County Michigan | 1 | $ 112,000 | $ 112,000 | $ 111,000 |
| Jackson County Michigan | 1 | $ 247,000 | $ 247,000 | $ 197,000 |
| Livingston County Michigan | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Midland County Michigan | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Oceana County Michigan | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Le Sueur County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Washington County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Wright County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 30,000 |
| Jackson County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Madison County Mississippi | 1 | $ 197,000 | $ 197,000 | $ 64,000 |
| Rankin County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Mecklenburg County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| York County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 23,000 |
| Horry County South Carolina | 1 | $ 960,000 | $ 960,000 | $ 236,000 |
| Lexington County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Richland County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Bedford County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Bledsoe County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Cocke County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Coffee County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Dickson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| Franklin County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Madison County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 25,000 |
| Marshall County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Maury County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 30,000 |
| McNairy County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Montgomery County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Morgan County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Putnam County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Shelby County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Sullivan County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Unicoi County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 100,000 |
| Union County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Comal County Texas | 1 | $ 42,000 | $ 42,000 | $ 78,000 |
| Ellis County Texas | 1 | $ 217,000 | $ 217,000 | $ 102,000 |
| Hardin County Texas | 1 | $ 203,000 | $ 203,000 | $ 130,000 |
| Hays County Texas | 1 | $ 180,000 | $ 180,000 | $ 225,000 |
| Kerr County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lamar County Texas | 1 | $ 128,000 | $ 128,000 | $ 156,000 |
| Maverick County Texas | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Parker County Texas | 1 | $ 187,000 | $ 187,000 | $ 134,000 |
| Randall County Texas | 1 | $ 207,000 | $ 207,000 | $ 104,000 |
| San Patricio County Texas | 1 | $ 216,000 | $ 216,000 | $ 63,000 |
| Smith County Texas | 1 | $ 176,000 | $ 176,000 | $ 109,000 |
| Wilbarger County Texas | 1 | $ 44,000 | $ 44,000 | $ 40,000 |
| Albemarle County Virginia | 1 | $ 372,000 | $ 372,000 | $ 128,000 |
| Alexandria County Virginia | 1 | $ 231,000 | $ 231,000 | $ 61,000 |
| Culpeper County Virginia | 1 | $ 117,000 | $ 117,000 | $ 92,000 |
| Frederick County Virginia | 1 | $ 129,000 | $ 129,000 | $ 77,000 |
| Halifax County Virginia | 1 | $ 126,000 | $ 126,000 | $ 86,000 |
| Hanover County Virginia | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Lynchburg County Virginia | 1 | $ 143,000 | $ 143,000 | $ 94,000 |
| Richmond City County Virginia | 1 | $ 163,000 | $ 163,000 | $ 43,000 |
| Washington County Virginia | 1 | $ 93,000 | $ 93,000 | $ 74,000 |
| York County Virginia | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,889 | $273,068,000 | $144,000 | $1,593,000 | $72,000 | $2,202,000 |
| Refinancing | 1,261 | $274,810,000 | $217,000 | $1,900,000 | $91,000 | $1,600,000 |
| Home Improvement | 1 | $57,000 | $57,000 | $57,000 | $35,000 | $35,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,112 | $384,460,000 | $182,000 | $1,900,000 | $85,000 | $2,202,000 |
| Black or African American | 448 | $66,307,000 | $148,000 | $1,360,000 | $54,000 | $382,000 |
| Hispanic | 446 | $65,116,000 | $146,000 | $910,000 | $75,000 | $948,000 |
| Asian | 112 | $26,886,000 | $240,000 | $850,000 | $93,000 | $414,000 |
| Not Provided | 15 | $2,551,000 | $170,000 | $342,000 | $56,000 | $178,000 |
| American Indian or Alaskan Native | 13 | $1,672,000 | $128,000 | $224,000 | $52,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $943,000 | $188,000 | $387,000 | $93,000 | $165,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,583 | $229,426,000 | $144,000 | $638,000 | $52,000 | $682,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,211 | $266,586,000 | $220,000 | $1,900,000 | $125,000 | $2,202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 187 | $21,752,000 | $116,000 | $270,000 | $41,000 | $159,000 |
| VA-guaranteed (Veterans Administration) | 170 | $30,171,000 | $177,000 | $599,000 | $57,000 | $247,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,521 | $450,062,000 | $178,000 | $1,750,000 | $82,000 | $2,202,000 |
| Application Withdrawn By Applicant | 357 | $57,727,000 | $161,000 | $1,900,000 | $75,000 | $1,203,000 |
| Application Denied By Financial Institution | 236 | $33,183,000 | $140,000 | $1,125,000 | $54,000 | $311,000 |
| File Closed For Incompleteness | 36 | $6,895,000 | $191,000 | $598,000 | $89,000 | $276,000 |
| Application Approved But Not Accepted | 1 | $68,000 | $68,000 | $68,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $4,731,000 | $118,000 | $389,000 | $43,000 | $115,000 |
| Collateral | 32 | $5,188,000 | $162,000 | $495,000 | $66,000 | $163,000 |
| Other | 29 | $4,002,000 | $138,000 | $282,000 | $64,000 | $200,000 |
| Debt-To-Income Ratio | 20 | $2,750,000 | $137,000 | $230,000 | $55,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,915,000 | $136,000 | $270,000 | $51,000 | $146,000 |
| Unverifiable Information | 6 | $949,000 | $158,000 | $320,000 | $43,000 | $73,000 |
| Employment History | 3 | $350,000 | $116,000 | $164,000 | $87,000 | $164,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.