Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Christensen Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,190 |
| Total Mortgage Loan Application Amount | $335,000,000 |
| Average Mortgage Loan Application Amount | $257,666 |
| Highest Mortgage Loan Application Amount | $3,125,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $4,354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brevard County Florida | 158 | $ 39,530,000 | $ 250,000 | $ 85,000 |
| Orange County Florida | 158 | $ 46,210,000 | $ 292,000 | $ 89,000 |
| Volusia County Florida | 106 | $ 24,350,000 | $ 229,000 | $ 88,000 |
| Seminole County Florida | 105 | $ 31,255,000 | $ 297,000 | $ 101,000 |
| Lake County Florida | 64 | $ 16,980,000 | $ 265,000 | $ 79,000 |
| Osceola County Florida | 53 | $ 13,945,000 | $ 263,000 | $ 145,000 |
| St. Lucie County Florida | 50 | $ 13,420,000 | $ 268,000 | $ 88,000 |
| Broward County Florida | 34 | $ 14,360,000 | $ 422,000 | $ 147,000 |
| Marion County Florida | 28 | $ 5,820,000 | $ 207,000 | $ 75,000 |
| Polk County Florida | 28 | $ 6,200,000 | $ 221,000 | $ 99,000 |
| Manatee County Florida | 23 | $ 8,175,000 | $ 355,000 | $ 134,000 |
| Chesterfield County Virginia | 23 | $ 8,285,000 | $ 360,000 | $ 154,000 |
| Miami-Dade County Florida | 20 | $ 9,620,000 | $ 481,000 | $ 319,000 |
| Henrico County Virginia | 18 | $ 4,610,000 | $ 256,000 | $ 93,000 |
| Sumner County Tennessee | 17 | $ 6,175,000 | $ 363,000 | $ 105,000 |
| Hillsborough County Florida | 16 | $ 4,690,000 | $ 293,000 | $ 93,000 |
| Sarasota County Florida | 16 | $ 5,120,000 | $ 320,000 | $ 187,000 |
| Hanover County Virginia | 14 | $ 4,610,000 | $ 329,000 | $ 110,000 |
| Robertson County Tennessee | 12 | $ 3,210,000 | $ 267,000 | $ 75,000 |
| Bay County Florida | 11 | $ 3,815,000 | $ 346,000 | $ 119,000 |
| Richmond City County Virginia | 11 | $ 3,085,000 | $ 280,000 | $ 78,000 |
| Duval County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 64,000 |
| Palm Beach County Florida | 8 | $ 3,190,000 | $ 398,000 | $ 647,000 |
| St. Charles County Missouri | 8 | $ 2,540,000 | $ 317,000 | $ 115,000 |
| Indian River County Florida | 7 | $ 1,755,000 | $ 250,000 | $ 83,000 |
| Pinellas County Florida | 7 | $ 2,095,000 | $ 299,000 | $ 94,000 |
| Cobb County Georgia | 7 | $ 3,175,000 | $ 453,000 | $ 203,000 |
| Wayne County Michigan | 7 | $ 895,000 | $ 127,000 | $ 39,000 |
| Charlotte County Florida | 6 | $ 1,570,000 | $ 261,000 | $ 77,000 |
| Citrus County Florida | 6 | $ 1,590,000 | $ 265,000 | $ 94,000 |
| Martin County Florida | 6 | $ 2,160,000 | $ 360,000 | $ 102,000 |
| Stafford County Virginia | 6 | $ 2,460,000 | $ 410,000 | $ 141,000 |
| St. Johns County Florida | 5 | $ 1,165,000 | $ 233,000 | $ 100,000 |
| Sumter County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 88,000 |
| Davidson County Tennessee | 5 | $ 1,665,000 | $ 333,000 | $ 84,000 |
| Petersburg County Virginia | 5 | $ 955,000 | $ 191,000 | $ 75,000 |
| Powhatan County Virginia | 5 | $ 2,105,000 | $ 421,000 | $ 107,000 |
| Spotsylvania County Virginia | 5 | $ 1,915,000 | $ 383,000 | $ 101,000 |
| Flagler County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 69,000 |
| Pasco County Florida | 4 | $ 660,000 | $ 165,000 | $ 42,000 |
| Macon County Tennessee | 4 | $ 600,000 | $ 150,000 | $ 59,000 |
| Caroline County Virginia | 4 | $ 1,420,000 | $ 355,000 | $ 155,000 |
| Alachua County Florida | 3 | $ 605,000 | $ 201,000 | $ 76,000 |
| Highlands County Florida | 3 | $ 555,000 | $ 185,000 | $ 51,000 |
| Montgomery County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 48,000 |
| Essex County Virginia | 3 | $ 525,000 | $ 175,000 | $ 49,000 |
| King William County Virginia | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Lee County Florida | 2 | $ 420,000 | $ 210,000 | $ 38,000 |
| St. Louis County Missouri | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Haywood County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 197,000 |
| Dickson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Hawkins County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Humphreys County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Wilson County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 78,000 |
| Colonial Heights County Virginia | 2 | $ 730,000 | $ 365,000 | $ 73,000 |
| Fredericksburg County Virginia | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Louisa County Virginia | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
| New Kent County Virginia | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Bullock County Alabama | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Elmore County Alabama | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Benton County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Washington County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Bradford County Florida | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Calhoun County Florida | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Gilchrist County Florida | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Glades County Florida | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Hardee County Florida | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Hendry County Florida | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Cherokee County Georgia | 1 | $ 335,000 | $ 335,000 | $ 287,000 |
| Clayton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Fannin County Georgia | 1 | $ 425,000 | $ 425,000 | $ 390,000 |
| Gwinnett County Georgia | 1 | $ 295,000 | $ 295,000 | $ 36,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Union County Georgia | 1 | $ 365,000 | $ 365,000 | $ 141,000 |
| Anne Arundel County Maryland | 1 | $ 375,000 | $ 375,000 | $ 62,000 |
| Montgomery County Maryland | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Macomb County Michigan | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| St. Clair County Michigan | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Webster County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 420,000 |
| Lincoln County Missouri | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| St. Louis City County Missouri | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Warren County Missouri | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Cherokee County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Clay County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Gaston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Johnston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Wake County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 425,000 |
| Kershaw County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Cannon County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 32,000 |
| DeKalb County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Hickman County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Sevier County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Trousdale County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 199,000 |
| Ector County Texas | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Albemarle County Virginia | 1 | $ 395,000 | $ 395,000 | $ 67,000 |
| Amelia County Virginia | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Augusta County Virginia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Buckingham County Virginia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Charlottesville County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 605,000 | $ 605,000 | $ 263,000 |
| Fluvanna County Virginia | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| Goochland County Virginia | 1 | $ 645,000 | $ 645,000 | $ 348,000 |
| Greene County Virginia | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| James City County Virginia | 1 | $ 535,000 | $ 535,000 | $ 149,000 |
| King and Queen County Virginia | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Montgomery County Virginia | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Norfolk County Virginia | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Northampton County Virginia | 1 | $ 295,000 | $ 295,000 | $ 204,000 |
| Orange County Virginia | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Patrick County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Prince Edward County Virginia | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Prince George County Virginia | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Salem County Virginia | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Suffolk County Virginia | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Sussex County Virginia | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Virginia Beach County Virginia | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Westmoreland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| York County Virginia | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 856 | $253,910,000 | $296,000 | $3,125,000 | $103,000 | $1,078,000 |
| Home Improvement | 257 | $63,275,000 | $246,000 | $805,000 | $119,000 | $4,354,000 |
| Refinancing | 77 | $17,815,000 | $231,000 | $985,000 | $93,000 | $811,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 730 | $203,210,000 | $278,000 | $2,805,000 | $104,000 | $2,185,000 |
| Hispanic | 199 | $56,135,000 | $282,000 | $3,125,000 | $127,000 | $4,354,000 |
| Black or African American | 158 | $43,530,000 | $275,000 | $985,000 | $85,000 | $526,000 |
| Asian | 56 | $19,190,000 | $342,000 | $755,000 | $99,000 | $237,000 |
| Not Provided | 33 | $9,175,000 | $278,000 | $765,000 | $120,000 | $811,000 |
| American Indian or Alaskan Native | 8 | $1,780,000 | $222,000 | $555,000 | $55,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 864 | $244,870,000 | $283,000 | $3,125,000 | $119,000 | $4,354,000 |
| FHA-insured (Federal Housing Administration) | 241 | $61,745,000 | $256,000 | $525,000 | $64,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 77 | $26,065,000 | $338,000 | $765,000 | $83,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $2,320,000 | $290,000 | $435,000 | $66,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 720 | $202,720,000 | $281,000 | $2,805,000 | $102,000 | $2,185,000 |
| Application Withdrawn By Applicant | 349 | $97,685,000 | $279,000 | $3,125,000 | $103,000 | $1,075,000 |
| File Closed For Incompleteness | 77 | $24,255,000 | $315,000 | $805,000 | $163,000 | $4,354,000 |
| Application Denied By Financial Institution | 41 | $9,885,000 | $241,000 | $645,000 | $80,000 | $390,000 |
| Application Approved But Not Accepted | 3 | $455,000 | $151,000 | $295,000 | $62,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,149 | $325,115,000 | $282,000 | $3,125,000 | $106,000 | $4,354,000 |
| Debt-To-Income Ratio | 41 | $9,885,000 | $241,000 | $645,000 | $80,000 | $390,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.