Churchill Funding I LLC Mortgage Lending & HMDA Data, 2023

In 2023, Churchill Funding I LLC of Charlotte, NC reported 2,080 mortgage applications totaling $1.6 billion. The average application was for $788,875, and applicants reported an average income of $0. 10% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Cape Coral-Fort Myers, FL (191), Miami-Miami Beach-Kendall, FL (181) and Los Angeles-Long Beach-Glendale, CA (127) (applications in parentheses).

Mortgage Company & Address Churchill Funding I LLC
3220 Wilkinson Blvd Unit A4
Charlotte, NC 28203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 2,080
Total Mortgage Loan Application Amount $1,640,860,000
Average Mortgage Loan Application Amount $788,875
Highest Mortgage Loan Application Amount $9,465,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Churchill Funding I LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Churchill Funding I LLC by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Cape Coral-Fort Myers, FL 191 $ 61,815,000 $ 323,638 $ 0
Miami-Miami Beach-Kendall, FL 181 $ 149,595,000 $ 826,491 $ 0
Los Angeles-Long Beach-Glendale, CA 127 $ 274,745,000 $ 2,163,346 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 102 $ 95,580,000 $ 937,058 $ 0
Baltimore-Columbia-Towson, MD 85 $ 26,425,000 $ 310,882 $ 0
Tampa-St. Petersburg-Clearwater, FL 71 $ 39,305,000 $ 553,591 $ 0
Outside any metro area 68 $ 61,880,000 $ 910,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 67 $ 81,595,000 $ 1,217,835 $ 0
Newark, NJ-PA 58 $ 38,360,000 $ 661,379 $ 0
Punta Gorda, FL 56 $ 20,820,000 $ 371,785 $ 0
Indianapolis-Carmel-Anderson, IN 41 $ 9,435,000 $ 230,121 $ 0
Philadelphia, PA 40 $ 17,740,000 $ 443,500 $ 0
Atlanta-Sandy Springs-Roswell, GA 39 $ 19,355,000 $ 496,282 $ 0
Orlando-Kissimmee-Sanford, FL 39 $ 30,415,000 $ 779,871 $ 0
New York-Jersey City-White Plains, NY-NJ 38 $ 48,030,000 $ 1,263,947 $ 0
Sebastian-Vero Beach, FL 38 $ 5,940,000 $ 156,315 $ 0
Charleston-North Charleston, SC 37 $ 19,445,000 $ 525,540 $ 0
Ocala, FL 36 $ 7,630,000 $ 211,944 $ 0
Boston, MA 28 $ 58,480,000 $ 2,088,571 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 27 $ 15,805,000 $ 585,370 $ 0
Cambridge-Newton-Framingham, MA 26 $ 57,420,000 $ 2,208,461 $ 0
Houston-The Woodlands-Sugar Land, TX 25 $ 9,615,000 $ 384,600 $ 0
Memphis, TN-MS-AR 23 $ 2,795,000 $ 121,521 $ 0
Fort Worth-Arlington, TX 21 $ 14,195,000 $ 675,952 $ 0
Pittsburgh, PA 20 $ 9,010,000 $ 450,500 $ 0
Lakeland-Winter Haven, FL 19 $ 6,835,000 $ 359,736 $ 0
North Port-Sarasota-Bradenton, FL 18 $ 15,950,000 $ 886,111 $ 0
Seattle-Bellevue-Everett, WA 18 $ 30,360,000 $ 1,686,666 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 16 $ 5,810,000 $ 363,125 $ 0
Riverside-San Bernardino-Ontario, CA 16 $ 18,210,000 $ 1,138,125 $ 0
Chicago-Naperville, IL 15 $ 22,235,000 $ 1,482,333 $ 0
Palm Bay-Melbourne-Titusville, FL 15 $ 4,785,000 $ 319,000 $ 0
Austin-Round Rock, TX 14 $ 13,030,000 $ 930,714 $ 0
San Diego-Carlsbad, CA 14 $ 29,600,000 $ 2,114,285 $ 0
New York-Newark, NY 13 $ 8,395,000 $ 645,769 $ 0
Dallas-Plano-Irving, TX 11 $ 8,605,000 $ 782,272 $ 0
Nassau County-Suffolk County, NY 11 $ 11,305,000 $ 1,027,727 $ 0
Phoenix-Mesa-Scottsdale, AZ 11 $ 17,195,000 $ 1,563,181 $ 0
Fayetteville, NC 10 $ 3,650,000 $ 365,000 $ 0
New Haven-Milford, CT 10 $ 4,570,000 $ 457,000 $ 0
San Antonio-New Braunfels, TX 10 $ 5,010,000 $ 501,000 $ 0
Vineland-Bridgeton, NJ 10 $ 1,910,000 $ 191,000 $ 0
Jacksonville, FL 9 $ 3,845,000 $ 427,222 $ 0
Denver-Aurora-Lakewood, CO 8 $ 26,070,000 $ 3,258,750 $ 0
Hanford-Corcoran, CA 8 $ 15,850,000 $ 1,981,250 $ 0
Laredo, TX 8 $ 1,240,000 $ 155,000 $ 0
Louisville/Jefferson County, KY-IN 8 $ 2,480,000 $ 310,000 $ 0
Port St. Lucie, FL 8 $ 5,690,000 $ 711,250 $ 0
St. Louis, MO-IL 8 $ 1,570,000 $ 196,250 $ 0
Cleveland-Elyria, OH 7 $ 1,295,000 $ 185,000 $ 0
Columbus, OH 7 $ 3,845,000 $ 549,285 $ 0
Kansas City, MO-KS 7 $ 1,215,000 $ 173,571 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 7 $ 1,715,000 $ 245,000 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 9,015,000 $ 1,287,857 $ 0
Sacramento--Roseville--Arden-Arcade, CA 7 $ 11,915,000 $ 1,702,142 $ 0
Tacoma-Lakewood, WA 7 $ 9,595,000 $ 1,370,714 $ 0
Anaheim-Santa Ana-Irvine, CA 6 $ 11,170,000 $ 1,861,666 $ 0
Bridgeport-Stamford-Norwalk, CT 6 $ 2,310,000 $ 385,000 $ 0
Cincinnati, OH-KY-IN 6 $ 1,350,000 $ 225,000 $ 0
Columbia, SC 6 $ 2,230,000 $ 371,666 $ 0
Gary, IN 6 $ 520,000 $ 86,666 $ 0
Hickory-Lenoir-Morganton, NC 6 $ 3,260,000 $ 543,333 $ 0
Oakland-Hayward-Berkeley, CA 6 $ 9,290,000 $ 1,548,333 $ 0
Savannah, GA 6 $ 1,890,000 $ 315,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 5 $ 855,000 $ 171,000 $ 0
Detroit-Dearborn-Livonia, MI 5 $ 505,000 $ 101,000 $ 0
Greenville-Anderson-Mauldin, SC 5 $ 3,105,000 $ 621,000 $ 0
Naples-Immokalee-Marco Island, FL 5 $ 2,005,000 $ 401,000 $ 0
Vallejo-Fairfield, CA 5 $ 1,905,000 $ 381,000 $ 0
Wilmington, DE-MD-NJ 5 $ 985,000 $ 197,000 $ 0
Augusta-Richmond County, GA-SC 4 $ 710,000 $ 177,500 $ 0
Boise City, ID 4 $ 3,550,000 $ 887,500 $ 0
Crestview-Fort Walton Beach-Destin, FL 4 $ 4,030,000 $ 1,007,500 $ 0
Hartford-West Hartford-East Hartford, CT 4 $ 1,160,000 $ 290,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 870,000 $ 217,500 $ 0
Homosassa Springs, FL 4 $ 880,000 $ 220,000 $ 0
Pensacola-Ferry Pass-Brent, FL 4 $ 990,000 $ 247,500 $ 0
San Jose-Sunnyvale-Santa Clara, CA 4 $ 7,800,000 $ 1,950,000 $ 0
Tallahassee, FL 4 $ 1,230,000 $ 307,500 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 4,270,000 $ 1,067,500 $ 0
Wilmington, NC 4 $ 2,350,000 $ 587,500 $ 0
Barnstable Town, MA 3 $ 9,775,000 $ 3,258,333 $ 0
Birmingham-Hoover, AL 3 $ 1,125,000 $ 375,000 $ 0
Camden, NJ 3 $ 655,000 $ 218,333 $ 0
Davenport-Moline-Rock Island, IA-IL 3 $ 1,025,000 $ 341,666 $ 0
Greensboro-High Point, NC 3 $ 1,275,000 $ 425,000 $ 0
Kahului-Wailuku-Lahaina, HI 3 $ 13,605,000 $ 4,535,000 $ 0
Midland, TX 3 $ 1,145,000 $ 381,666 $ 0
Providence-Warwick, RI-MA 3 $ 4,245,000 $ 1,415,000 $ 0
Rochester, NY 3 $ 335,000 $ 111,666 $ 0
Sebring, FL 3 $ 435,000 $ 145,000 $ 0
Syracuse, NY 3 $ 555,000 $ 185,000 $ 0
Tulsa, OK 3 $ 4,505,000 $ 1,501,666 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 3 $ 835,000 $ 278,333 $ 0
Atlantic City-Hammonton, NJ 2 $ 420,000 $ 210,000 $ 0
Gainesville, FL 2 $ 290,000 $ 145,000 $ 0
Gettysburg, PA 2 $ 350,000 $ 175,000 $ 0
Harrisburg-Carlisle, PA 2 $ 260,000 $ 130,000 $ 0
Jackson, MS 2 $ 580,000 $ 290,000 $ 0
Knoxville, TN 2 $ 310,000 $ 155,000 $ 0
Las Vegas-Henderson-Paradise, NV 2 $ 3,590,000 $ 1,795,000 $ 0
Little Rock-North Little Rock-Conway, AR 2 $ 390,000 $ 195,000 $ 0
Lubbock, TX 2 $ 270,000 $ 135,000 $ 0
Milwaukee-Waukesha-West Allis, WI 2 $ 690,000 $ 345,000 $ 0
New Orleans-Metairie, LA 2 $ 560,000 $ 280,000 $ 0
Omaha-Council Bluffs, NE-IA 2 $ 330,000 $ 165,000 $ 0
Portland-South Portland, ME 2 $ 2,820,000 $ 1,410,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 2 $ 3,700,000 $ 1,850,000 $ 0
Rocky Mount, NC 2 $ 530,000 $ 265,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 440,000 $ 220,000 $ 0
Trenton, NJ 2 $ 270,000 $ 135,000 $ 0
Urban Honolulu, HI 2 $ 7,300,000 $ 3,650,000 $ 0
Winston-Salem, NC 2 $ 710,000 $ 355,000 $ 0
York-Hanover, PA 2 $ 300,000 $ 150,000 $ 0
Youngstown-Warren-Boardman, OH-PA 2 $ 560,000 $ 280,000 $ 0
Albany-Schenectady-Troy, NY 1 $ 165,000 $ 165,000 $ 0
Albuquerque, NM 1 $ 425,000 $ 425,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 295,000 $ 295,000 $ 0
Asheville, NC 1 $ 2,315,000 $ 2,315,000 $ 0
Athens-Clarke County, GA 1 $ 285,000 $ 285,000 $ 0
Bakersfield, CA 1 $ 145,000 $ 145,000 $ 0
Binghamton, NY 1 $ 175,000 $ 175,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 105,000 $ 105,000 $ 0
Brunswick, GA 1 $ 785,000 $ 785,000 $ 0
Burlington, NC 1 $ 155,000 $ 155,000 $ 0
California-Lexington Park, MD 1 $ 1,045,000 $ 1,045,000 $ 0
Cedar Rapids, IA 1 $ 115,000 $ 115,000 $ 0
Chattanooga, TN-GA 1 $ 675,000 $ 675,000 $ 0
Coeur D'Alene, ID 1 $ 1,985,000 $ 1,985,000 $ 0
Cumberland, MD-WV 1 $ 95,000 $ 95,000 $ 0
Decatur, IL 1 $ 165,000 $ 165,000 $ 0
Dover, DE 1 $ 135,000 $ 135,000 $ 0
Durham-Chapel Hill, NC 1 $ 475,000 $ 475,000 $ 0
East Stroudsburg, PA 1 $ 135,000 $ 135,000 $ 0
Fort Wayne, IN 1 $ 205,000 $ 205,000 $ 0
Green Bay, WI 1 $ 175,000 $ 175,000 $ 0
Greenville, NC 1 $ 105,000 $ 105,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 1 $ 135,000 $ 135,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 385,000 $ 385,000 $ 0
Huntsville, AL 1 $ 505,000 $ 505,000 $ 0
Jacksonville, NC 1 $ 1,995,000 $ 1,995,000 $ 0
Joplin, MO 1 $ 85,000 $ 85,000 $ 0
Killeen-Temple, TX 1 $ 185,000 $ 185,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 1 $ 95,000 $ 95,000 $ 0
Lake County-Kenosha County, IL-WI 1 $ 1,165,000 $ 1,165,000 $ 0
Lake Havasu City-Kingman, AZ 1 $ 1,015,000 $ 1,015,000 $ 0
Lima, OH 1 $ 125,000 $ 125,000 $ 0
Longview, TX 1 $ 115,000 $ 115,000 $ 0
Modesto, CA 1 $ 175,000 $ 175,000 $ 0
Montgomery, AL 1 $ 415,000 $ 415,000 $ 0
Morgantown, WV 1 $ 85,000 $ 85,000 $ 0
Ocean City, NJ 1 $ 335,000 $ 335,000 $ 0
Oklahoma City, OK 1 $ 245,000 $ 245,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 665,000 $ 665,000 $ 0
Racine, WI 1 $ 135,000 $ 135,000 $ 0
Reading, PA 1 $ 905,000 $ 905,000 $ 0
Rockingham County-Strafford County, NH 1 $ 365,000 $ 365,000 $ 0
Rome, GA 1 $ 225,000 $ 225,000 $ 0
Salinas, CA 1 $ 1,315,000 $ 1,315,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 2,655,000 $ 2,655,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 1,215,000 $ 1,215,000 $ 0
Santa Rosa, CA 1 $ 755,000 $ 755,000 $ 0
Sheboygan, WI 1 $ 125,000 $ 125,000 $ 0
Sherman-Denison, TX 1 $ 185,000 $ 185,000 $ 0
Spartanburg, SC 1 $ 105,000 $ 105,000 $ 0
Spokane-Spokane Valley, WA 1 $ 295,000 $ 295,000 $ 0
Tuscaloosa, AL 1 $ 125,000 $ 125,000 $ 0
Tyler, TX 1 $ 395,000 $ 395,000 $ 0
Utica-Rome, NY 1 $ 95,000 $ 95,000 $ 0
Visalia-Porterville, CA 1 $ 1,055,000 $ 1,055,000 $ 0
Washington-Baltimore-Arlington, DC 1 $ 1,395,000 $ 1,395,000 $ 0

Mortgage Loan Application Detail Totals for Churchill Funding I LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 806 $603,850,000 $749,000 $9,375,000 $0 $0
Refinancing 798 $688,540,000 $862,000 $9,465,000 $0 $0
Cash-out Refinancing 476 $348,470,000 $732,000 $4,555,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,080 $1,640,860,000 $788,000 $9,465,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,080 $1,640,860,000 $788,000 $9,465,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,806 $1,349,170,000 $747,000 $9,465,000 $0 $0
Loan Originated 206 $232,280,000 $1,127,000 $5,235,000 $0 $0
Application Withdrawn By Applicant 66 $58,760,000 $890,000 $4,555,000 $0 $0
Application Denied By Financial Institution 2 $650,000 $325,000 $405,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,078 $1,640,210,000 $789,000 $9,465,000 $0 $0
Unverifiable Information 2 $650,000 $325,000 $405,000 $0 $0
Other 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Churchill Funding I LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Churchill Funding I LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List