Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Cis Financial Services, Inc. of Hamilton, AL reported 1,799 mortgage applications totaling $203.8 million, down 14% from 2018. The average application was for $113,282, and applicants reported an average income of $57,829. 15% of its applications resulted in an originated loan and 67% were denied. Its largest markets were Lafayette, LA (45), Tulsa, OK (34) and Little Rock-North Little Rock-Conway, AR (31) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,799
Total Mortgage Loan Application Amount $203,795,000
Average Mortgage Loan Application Amount $113,282
Highest Mortgage Loan Application Amount $675,000
Average Applicant Income $57,829
Highest Applicant Income $768,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 40 $ 4,520,000 $ 113,000 $ 65,000
Colleton, South Carolina 28 $ 2,130,000 $ 76,071 $ 42,000
St. Landry, Louisiana 21 $ 2,495,000 $ 118,809 $ 57,000
Lauderdale, Alabama 16 $ 1,720,000 $ 107,500 $ 59,000
Calcasieu, Louisiana 16 $ 1,550,000 $ 96,875 $ 68,000
St. Martin, Louisiana 14 $ 1,760,000 $ 125,714 $ 58,000
Hampton, South Carolina 14 $ 1,050,000 $ 75,000 $ 57,000
Acadia, Louisiana 13 $ 1,415,000 $ 108,846 $ 52,000
Rapides, Louisiana 13 $ 2,105,000 $ 161,923 $ 71,000
Colbert, Alabama 12 $ 1,510,000 $ 125,833 $ 54,000
Mobile, Alabama 12 $ 1,500,000 $ 125,000 $ 70,000
Brantley, Georgia 12 $ 1,110,000 $ 92,500 $ 40,000
Franklin, Alabama 11 $ 1,165,000 $ 105,909 $ 51,000
Madison, Alabama 11 $ 1,135,000 $ 103,181 $ 46,000
Ouachita, Louisiana 11 $ 1,135,000 $ 103,181 $ 49,000
Beaufort, South Carolina 11 $ 1,015,000 $ 92,272 $ 46,000
Walker, Alabama 10 $ 940,000 $ 94,000 $ 42,000
Winston, Alabama 10 $ 1,290,000 $ 129,000 $ 71,000
Lafayette, Louisiana 10 $ 1,070,000 $ 107,000 $ 55,000
Pulaski, Arkansas 9 $ 635,000 $ 70,555 $ 84,000
Columbia, Florida 9 $ 795,000 $ 88,333 $ 71,000
Terrebonne, Louisiana 9 $ 965,000 $ 107,222 $ 53,000
White, Arkansas 8 $ 810,000 $ 101,250 $ 73,000
Los Angeles, California 8 $ 3,940,000 $ 492,500 $ 47,000
Floyd, Georgia 8 $ 960,000 $ 120,000 $ 56,000
Ware, Georgia 8 $ 590,000 $ 73,750 $ 62,000
Vernon, Louisiana 8 $ 770,000 $ 96,250 $ 42,000
Itawamba, Mississippi 8 $ 880,000 $ 110,000 $ 46,000
Tulsa, Oklahoma 8 $ 590,000 $ 73,750 $ 61,000
Dorchester, South Carolina 8 $ 630,000 $ 78,750 $ 57,000
Spartanburg, South Carolina 8 $ 820,000 $ 102,500 $ 42,000
Cullman, Alabama 7 $ 595,000 $ 85,000 $ 57,000
Lawrence, Alabama 7 $ 805,000 $ 115,000 $ 53,000
Morgan, Alabama 7 $ 545,000 $ 77,857 $ 50,000
Shelby, Alabama 7 $ 1,245,000 $ 177,857 $ 76,000
Richmond, Georgia 7 $ 975,000 $ 139,285 $ 60,000
Livingston, Louisiana 7 $ 435,000 $ 62,142 $ 88,000
Vermilion, Louisiana 7 $ 655,000 $ 93,571 $ 45,000
Lee, Mississippi 7 $ 625,000 $ 89,285 $ 44,000
Pike, Mississippi 7 $ 815,000 $ 116,428 $ 78,000
Creek, Oklahoma 7 $ 595,000 $ 85,000 $ 60,000
Rogers, Oklahoma 7 $ 635,000 $ 90,714 $ 46,000
Jefferson, Alabama 6 $ 970,000 $ 161,666 $ 47,000
St. Clair, Alabama 6 $ 800,000 $ 133,333 $ 62,000
Faulkner, Arkansas 6 $ 360,000 $ 60,000 $ 32,000
Saline, Arkansas 6 $ 490,000 $ 81,666 $ 53,000
Santa Rosa, Florida 6 $ 530,000 $ 88,333 $ 68,000
Appling, Georgia 6 $ 550,000 $ 91,666 $ 37,000
Burke, Georgia 6 $ 730,000 $ 121,666 $ 38,000
Columbia, Georgia 6 $ 940,000 $ 156,666 $ 57,000
Polk, Georgia 6 $ 560,000 $ 93,333 $ 69,000
Lafourche, Louisiana 6 $ 560,000 $ 93,333 $ 48,000
Richland, Louisiana 6 $ 710,000 $ 118,333 $ 104,000
St. Mary, Louisiana 6 $ 630,000 $ 105,000 $ 58,000
Hancock, Mississippi 6 $ 590,000 $ 98,333 $ 66,000
Aiken, South Carolina 6 $ 1,060,000 $ 176,666 $ 64,000
Jasper, South Carolina 6 $ 500,000 $ 83,333 $ 34,000
Houston, Alabama 5 $ 365,000 $ 73,000 $ 43,000
Talladega, Alabama 5 $ 725,000 $ 145,000 $ 44,000
Tuscaloosa, Alabama 5 $ 605,000 $ 121,000 $ 87,000
Lonoke, Arkansas 5 $ 365,000 $ 73,000 $ 36,000
San Bernardino, California 5 $ 1,575,000 $ 315,000 $ 44,000
Bay, Florida 5 $ 475,000 $ 95,000 $ 71,000
Duval, Florida 5 $ 655,000 $ 131,000 $ 79,000
Jackson, Florida 5 $ 495,000 $ 99,000 $ 38,000
Leon, Florida 5 $ 675,000 $ 135,000 $ 58,000
Bulloch, Georgia 5 $ 525,000 $ 105,000 $ 68,000
Muhlenberg, Kentucky 5 $ 315,000 $ 63,000 $ 36,000
Allen, Louisiana 5 $ 575,000 $ 115,000 $ 55,000
Grant, Louisiana 5 $ 565,000 $ 113,000 $ 49,000
Harrison, Mississippi 5 $ 575,000 $ 115,000 $ 56,000
Lowndes, Mississippi 5 $ 665,000 $ 133,000 $ 97,000
Osage, Oklahoma 5 $ 365,000 $ 73,000 $ 31,000
Baldwin, Alabama 4 $ 450,000 $ 112,500 $ 193,000
Blount, Alabama 4 $ 440,000 $ 110,000 $ 58,000
Coffee, Alabama 4 $ 290,000 $ 72,500 $ 39,000
Lamar, Alabama 4 $ 310,000 $ 77,500 $ 43,000
San Diego, California 4 $ 1,640,000 $ 410,000 $ 175,000
Baker, Florida 4 $ 510,000 $ 127,500 $ 52,000
Clay, Florida 4 $ 730,000 $ 182,500 $ 79,000
Gadsden, Florida 4 $ 430,000 $ 107,500 $ 53,000
Beauregard, Louisiana 4 $ 370,000 $ 92,500 $ 45,000
Caldwell, Louisiana 4 $ 250,000 $ 62,500 $ 21,000
Evangeline, Louisiana 4 $ 410,000 $ 102,500 $ 48,000
Morehouse, Louisiana 4 $ 230,000 $ 57,500 $ 41,000
St. Tammany, Louisiana 4 $ 560,000 $ 140,000 $ 59,000
George, Mississippi 4 $ 470,000 $ 117,500 $ 88,000
Scott, Mississippi 4 $ 380,000 $ 95,000 $ 56,000
Tishomingo, Mississippi 4 $ 480,000 $ 120,000 $ 44,000
Union, Mississippi 4 $ 320,000 $ 80,000 $ 43,000
Mecklenburg, North Carolina 4 $ 530,000 $ 132,500 $ 61,000
Mayes, Oklahoma 4 $ 440,000 $ 110,000 $ 74,000
Wagoner, Oklahoma 4 $ 370,000 $ 92,500 $ 62,000
Giles, Tennessee 4 $ 300,000 $ 75,000 $ 58,000
Jefferson, Tennessee 4 $ 590,000 $ 147,500 $ 54,000
Shelby, Tennessee 4 $ 560,000 $ 140,000 $ 66,000
Orange, Texas 4 $ 410,000 $ 102,500 $ 41,000
Barbour, Alabama 3 $ 235,000 $ 78,333 $ 39,000
Geneva, Alabama 3 $ 465,000 $ 155,000 $ 80,000
Marshall, Alabama 3 $ 285,000 $ 95,000 $ 56,000
Randolph, Alabama 3 $ 375,000 $ 125,000 $ 38,000
Washington, Alabama 3 $ 275,000 $ 91,666 $ 48,000
Jefferson, Arkansas 3 $ 265,000 $ 88,333 $ 65,000
Perry, Arkansas 3 $ 315,000 $ 105,000 $ 21,000
Orange, California 3 $ 1,415,000 $ 471,666 $ 0
San Joaquin, California 3 $ 635,000 $ 211,666 $ 0
Alachua, Florida 3 $ 305,000 $ 101,666 $ 44,000
Broward, Florida 3 $ 1,095,000 $ 365,000 $ 124,000
Gilchrist, Florida 3 $ 295,000 $ 98,333 $ 54,000
Hernando, Florida 3 $ 465,000 $ 155,000 $ 70,000
Levy, Florida 3 $ 255,000 $ 85,000 $ 40,000
Palm Beach, Florida 3 $ 735,000 $ 245,000 $ 56,000
Suwannee, Florida 3 $ 415,000 $ 138,333 $ 43,000
Wakulla, Florida 3 $ 205,000 $ 68,333 $ 23,000
Bacon, Georgia 3 $ 325,000 $ 108,333 $ 49,000
Bartow, Georgia 3 $ 315,000 $ 105,000 $ 20,000
Coffee, Georgia 3 $ 185,000 $ 61,666 $ 40,000
Early, Georgia 3 $ 195,000 $ 65,000 $ 62,000
Glynn, Georgia 3 $ 305,000 $ 101,666 $ 50,000
Gwinnett, Georgia 3 $ 575,000 $ 191,666 $ 0
Long, Georgia 3 $ 375,000 $ 125,000 $ 42,000
McIntosh, Georgia 3 $ 235,000 $ 78,333 $ 35,000
Pierce, Georgia 3 $ 225,000 $ 75,000 $ 39,000
Tattnall, Georgia 3 $ 445,000 $ 148,333 $ 39,000
Marion, Illinois 3 $ 315,000 $ 105,000 $ 56,000
Daviess, Kentucky 3 $ 385,000 $ 128,333 $ 40,000
Grayson, Kentucky 3 $ 395,000 $ 131,666 $ 43,000
Bossier, Louisiana 3 $ 175,000 $ 58,333 $ 27,000
Copiah, Mississippi 3 $ 265,000 $ 88,333 $ 49,000
Grenada, Mississippi 3 $ 405,000 $ 135,000 $ 69,000
Hinds, Mississippi 3 $ 255,000 $ 85,000 $ 39,000
Jackson, Mississippi 3 $ 385,000 $ 128,333 $ 58,000
Lafayette, Mississippi 3 $ 375,000 $ 125,000 $ 51,000
Lincoln, Mississippi 3 $ 355,000 $ 118,333 $ 42,000
Marion, Mississippi 3 $ 315,000 $ 105,000 $ 63,000
Marshall, Mississippi 3 $ 365,000 $ 121,666 $ 61,000
Monroe, Mississippi 3 $ 185,000 $ 61,666 $ 48,000
Panola, Mississippi 3 $ 385,000 $ 128,333 $ 57,000
Pontotoc, Mississippi 3 $ 325,000 $ 108,333 $ 91,000
Rankin, Mississippi 3 $ 545,000 $ 181,666 $ 79,000
Walthall, Mississippi 3 $ 245,000 $ 81,666 $ 58,000
Richmond, North Carolina 3 $ 225,000 $ 75,000 $ 34,000
Union, North Carolina 3 $ 475,000 $ 158,333 $ 82,000
Pottawatomie, Oklahoma 3 $ 315,000 $ 105,000 $ 70,000
Cherokee, South Carolina 3 $ 265,000 $ 88,333 $ 70,000
Edgefield, South Carolina 3 $ 525,000 $ 175,000 $ 94,000
York, South Carolina 3 $ 385,000 $ 128,333 $ 30,000
Sevier, Tennessee 3 $ 335,000 $ 111,666 $ 57,000
Tipton, Tennessee 3 $ 255,000 $ 85,000 $ 68,000
Bexar, Texas 3 $ 295,000 $ 98,333 $ 32,000
Calhoun, Alabama 2 $ 260,000 $ 130,000 $ 60,000
Choctaw, Alabama 2 $ 180,000 $ 90,000 $ 68,000
Elmore, Alabama 2 $ 260,000 $ 130,000 $ 50,000
Fayette, Alabama 2 $ 150,000 $ 75,000 $ 32,000
Jackson, Alabama 2 $ 190,000 $ 95,000 $ 37,000
Limestone, Alabama 2 $ 320,000 $ 160,000 $ 78,000
Tallapoosa, Alabama 2 $ 330,000 $ 165,000 $ 84,000
Ashley, Arkansas 2 $ 120,000 $ 60,000 $ 47,000
Conway, Arkansas 2 $ 130,000 $ 65,000 $ 48,000
Crittenden, Arkansas 2 $ 250,000 $ 125,000 $ 39,000
Garland, Arkansas 2 $ 140,000 $ 70,000 $ 124,000
Grant, Arkansas 2 $ 140,000 $ 70,000 $ 53,000
Ouachita, Arkansas 2 $ 130,000 $ 65,000 $ 99,000
Union, Arkansas 2 $ 110,000 $ 55,000 $ 72,000
Riverside, California 2 $ 670,000 $ 335,000 $ 0
Brevard, Florida 2 $ 640,000 $ 320,000 $ 0
Charlotte, Florida 2 $ 510,000 $ 255,000 $ 113,000
Collier, Florida 2 $ 680,000 $ 340,000 $ 60,000
Hamilton, Florida 2 $ 240,000 $ 120,000 $ 47,000
Hillsborough, Florida 2 $ 540,000 $ 270,000 $ 0
Holmes, Florida 2 $ 200,000 $ 100,000 $ 68,000
Jefferson, Florida 2 $ 180,000 $ 90,000 $ 38,000
Lake, Florida 2 $ 270,000 $ 135,000 $ 47,000
Lee, Florida 2 $ 190,000 $ 95,000 $ 38,000
Nassau, Florida 2 $ 500,000 $ 250,000 $ 130,000
Orange, Florida 2 $ 580,000 $ 290,000 $ 73,000
St. Lucie, Florida 2 $ 550,000 $ 275,000 $ 106,000
Atkinson, Georgia 2 $ 110,000 $ 55,000 $ 70,000
Baldwin, Georgia 2 $ 560,000 $ 280,000 $ 21,000
Berrien, Georgia 2 $ 120,000 $ 60,000 $ 50,000
Camden, Georgia 2 $ 170,000 $ 85,000 $ 85,000
Clayton, Georgia 2 $ 280,000 $ 140,000 $ 0
Clinch, Georgia 2 $ 90,000 $ 45,000 $ 255,000
Colquitt, Georgia 2 $ 210,000 $ 105,000 $ 42,000
Gordon, Georgia 2 $ 140,000 $ 70,000 $ 73,000
Haralson, Georgia 2 $ 90,000 $ 45,000 $ 212,000
Henry, Georgia 2 $ 410,000 $ 205,000 $ 0
Jefferson, Georgia 2 $ 470,000 $ 235,000 $ 152,000
Liberty, Georgia 2 $ 280,000 $ 140,000 $ 0
McDuffie, Georgia 2 $ 270,000 $ 135,000 $ 96,000
Troup, Georgia 2 $ 220,000 $ 110,000 $ 43,000
Wayne, Georgia 2 $ 140,000 $ 70,000 $ 46,000
Clay, Illinois 2 $ 190,000 $ 95,000 $ 51,000
Effingham, Illinois 2 $ 280,000 $ 140,000 $ 59,000
Jackson, Illinois 2 $ 180,000 $ 90,000 $ 73,000
Mason, Illinois 2 $ 350,000 $ 175,000 $ 47,000
Bartholomew, Indiana 2 $ 190,000 $ 95,000 $ 34,000
Greene, Indiana 2 $ 340,000 $ 170,000 $ 47,000
Bullitt, Kentucky 2 $ 160,000 $ 80,000 $ 32,000
Laurel, Kentucky 2 $ 130,000 $ 65,000 $ 81,000
Lyon, Kentucky 2 $ 110,000 $ 55,000 $ 37,000
Avoyelles, Louisiana 2 $ 370,000 $ 185,000 $ 52,000
Catahoula, Louisiana 2 $ 450,000 $ 225,000 $ 119,000
Concordia, Louisiana 2 $ 110,000 $ 55,000 $ 61,000
De Soto, Louisiana 2 $ 140,000 $ 70,000 $ 62,000
Franklin, Louisiana 2 $ 130,000 $ 65,000 $ 43,000
Iberville, Louisiana 2 $ 140,000 $ 70,000 $ 82,000
Lincoln, Louisiana 2 $ 210,000 $ 105,000 $ 24,000
Natchitoches, Louisiana 2 $ 180,000 $ 90,000 $ 40,000
Plaquemines, Louisiana 2 $ 280,000 $ 140,000 $ 69,000
Pointe Coupee, Louisiana 2 $ 220,000 $ 110,000 $ 49,000
St. Charles, Louisiana 2 $ 210,000 $ 105,000 $ 44,000
Union, Louisiana 2 $ 120,000 $ 60,000 $ 37,000
West Carroll, Louisiana 2 $ 170,000 $ 85,000 $ 74,000
Winn, Louisiana 2 $ 180,000 $ 90,000 $ 70,000
Bolivar, Mississippi 2 $ 530,000 $ 265,000 $ 64,000
Clay, Mississippi 2 $ 360,000 $ 180,000 $ 119,000
Forrest, Mississippi 2 $ 280,000 $ 140,000 $ 59,000
Jasper, Mississippi 2 $ 310,000 $ 155,000 $ 57,000
Jefferson, Mississippi 2 $ 120,000 $ 60,000 $ 37,000
Leake, Mississippi 2 $ 250,000 $ 125,000 $ 78,000
Neshoba, Mississippi 2 $ 240,000 $ 120,000 $ 66,000
Prentiss, Mississippi 2 $ 110,000 $ 55,000 $ 425,000
Yazoo, Mississippi 2 $ 220,000 $ 110,000 $ 69,000
Bernalillo, New Mexico 2 $ 360,000 $ 180,000 $ 0
Granville, North Carolina 2 $ 370,000 $ 185,000 $ 0
Onslow, North Carolina 2 $ 300,000 $ 150,000 $ 52,000
Cleveland, Oklahoma 2 $ 340,000 $ 170,000 $ 67,000
Okmulgee, Oklahoma 2 $ 270,000 $ 135,000 $ 58,000
Sequoyah, Oklahoma 2 $ 210,000 $ 105,000 $ 59,000
Anderson, South Carolina 2 $ 200,000 $ 100,000 $ 68,000
Bamberg, South Carolina 2 $ 110,000 $ 55,000 $ 97,000
Charleston, South Carolina 2 $ 450,000 $ 225,000 $ 84,000
Orangeburg, South Carolina 2 $ 110,000 $ 55,000 $ 71,000
Clay, Tennessee 2 $ 120,000 $ 60,000 $ 49,000
Coffee, Tennessee 2 $ 130,000 $ 65,000 $ 58,000
Fayette, Tennessee 2 $ 350,000 $ 175,000 $ 90,000
Franklin, Tennessee 2 $ 120,000 $ 60,000 $ 47,000
Gibson, Tennessee 2 $ 240,000 $ 120,000 $ 57,000
Lauderdale, Tennessee 2 $ 220,000 $ 110,000 $ 103,000
Lawrence, Tennessee 2 $ 260,000 $ 130,000 $ 59,000
Lincoln, Tennessee 2 $ 220,000 $ 110,000 $ 39,000
Brazos, Texas 2 $ 210,000 $ 105,000 $ 99,000
Burleson, Texas 2 $ 150,000 $ 75,000 $ 73,000
Ector, Texas 2 $ 270,000 $ 135,000 $ 57,000
Fannin, Texas 2 $ 190,000 $ 95,000 $ 53,000
Kaufman, Texas 2 $ 300,000 $ 150,000 $ 62,000
Palo Pinto, Texas 2 $ 190,000 $ 95,000 $ 22,000
Shelby, Texas 2 $ 60,000 $ 30,000 $ 62,000
Butler, Alabama 1 $ 65,000 $ 65,000 $ 43,000
Chambers, Alabama 1 $ 135,000 $ 135,000 $ 46,000
Chilton, Alabama 1 $ 185,000 $ 185,000 $ 38,000
Clay, Alabama 1 $ 165,000 $ 165,000 $ 52,000
Coosa, Alabama 1 $ 135,000 $ 135,000 $ 42,000
Covington, Alabama 1 $ 95,000 $ 95,000 $ 73,000
Dale, Alabama 1 $ 45,000 $ 45,000 $ 68,000
Dallas, Alabama 1 $ 165,000 $ 165,000 $ 75,000
Greene, Alabama 1 $ 155,000 $ 155,000 $ 11,000
Monroe, Alabama 1 $ 165,000 $ 165,000 $ 76,000
Pickens, Alabama 1 $ 55,000 $ 55,000 $ 15,000
Pike, Alabama 1 $ 105,000 $ 105,000 $ 31,000
Wilcox, Alabama 1 $ 55,000 $ 55,000 $ 11,000
Mohave, Arizona 1 $ 65,000 $ 65,000 $ 0
Arkansas, Arkansas 1 $ 75,000 $ 75,000 $ 68,000
Clay, Arkansas 1 $ 145,000 $ 145,000 $ 38,000
Cleburne, Arkansas 1 $ 55,000 $ 55,000 $ 49,000
Dallas, Arkansas 1 $ 85,000 $ 85,000 $ 18,000
Drew, Arkansas 1 $ 55,000 $ 55,000 $ 70,000
Independence, Arkansas 1 $ 35,000 $ 35,000 $ 58,000
Marion, Arkansas 1 $ 185,000 $ 185,000 $ 140,000
Mississippi, Arkansas 1 $ 55,000 $ 55,000 $ 15,000
Phillips, Arkansas 1 $ 55,000 $ 55,000 $ 142,000
Prairie, Arkansas 1 $ 135,000 $ 135,000 $ 29,000
Sharp, Arkansas 1 $ 55,000 $ 55,000 $ 20,000
Washington, Arkansas 1 $ 45,000 $ 45,000 $ 166,000
El Dorado, California 1 $ 435,000 $ 435,000 $ 0
Fresno, California 1 $ 115,000 $ 115,000 $ 0
Imperial, California 1 $ 215,000 $ 215,000 $ 78,000
Kern, California 1 $ 295,000 $ 295,000 $ 0
Monterey, California 1 $ 535,000 $ 535,000 $ 0
Solano, California 1 $ 295,000 $ 295,000 $ 0
Ventura, California 1 $ 595,000 $ 595,000 $ 135,000
La Plata, Colorado 1 $ 155,000 $ 155,000 $ 137,000
New Haven, Connecticut 1 $ 165,000 $ 165,000 $ 0
New Castle, Delaware 1 $ 165,000 $ 165,000 $ 0
Bradford, Florida 1 $ 135,000 $ 135,000 $ 61,000
Highlands, Florida 1 $ 295,000 $ 295,000 $ 0
Liberty, Florida 1 $ 75,000 $ 75,000 $ 120,000
Madison, Florida 1 $ 75,000 $ 75,000 $ 85,000
Miami-Dade, Florida 1 $ 205,000 $ 205,000 $ 0
Pasco, Florida 1 $ 215,000 $ 215,000 $ 0
Pinellas, Florida 1 $ 205,000 $ 205,000 $ 53,000
Putnam, Florida 1 $ 135,000 $ 135,000 $ 57,000
St. Johns, Florida 1 $ 75,000 $ 75,000 $ 48,000
Union, Florida 1 $ 105,000 $ 105,000 $ 27,000
Walton, Florida 1 $ 95,000 $ 95,000 $ 48,000
Washington, Florida 1 $ 75,000 $ 75,000 $ 76,000
Baker, Georgia 1 $ 85,000 $ 85,000 $ 36,000
Bibb, Georgia 1 $ 145,000 $ 145,000 $ 1,000
Bryan, Georgia 1 $ 45,000 $ 45,000 $ 68,000
Butts, Georgia 1 $ 125,000 $ 125,000 $ 33,000
Candler, Georgia 1 $ 45,000 $ 45,000 $ 11,000
Carroll, Georgia 1 $ 125,000 $ 125,000 $ 40,000
Charlton, Georgia 1 $ 55,000 $ 55,000 $ 120,000
Chatham, Georgia 1 $ 45,000 $ 45,000 $ 144,000
Chattooga, Georgia 1 $ 25,000 $ 25,000 $ 82,000
Cobb, Georgia 1 $ 185,000 $ 185,000 $ 41,000
Decatur, Georgia 1 $ 55,000 $ 55,000 $ 60,000
Dougherty, Georgia 1 $ 155,000 $ 155,000 $ 72,000
Douglas, Georgia 1 $ 165,000 $ 165,000 $ 0
Fayette, Georgia 1 $ 265,000 $ 265,000 $ 0
Heard, Georgia 1 $ 85,000 $ 85,000 $ 13,000
Jeff Davis, Georgia 1 $ 85,000 $ 85,000 $ 16,000
Jones, Georgia 1 $ 115,000 $ 115,000 $ 65,000
Lanier, Georgia 1 $ 55,000 $ 55,000 $ 83,000
Laurens, Georgia 1 $ 95,000 $ 95,000 $ 50,000
Lumpkin, Georgia 1 $ 275,000 $ 275,000 $ 61,000
Miller, Georgia 1 $ 65,000 $ 65,000 $ 80,000
Mitchell, Georgia 1 $ 55,000 $ 55,000 $ 51,000
Morgan, Georgia 1 $ 85,000 $ 85,000 $ 66,000
Talbot, Georgia 1 $ 135,000 $ 135,000 $ 77,000
Taylor, Georgia 1 $ 85,000 $ 85,000 $ 52,000
Telfair, Georgia 1 $ 95,000 $ 95,000 $ 57,000
Toombs, Georgia 1 $ 135,000 $ 135,000 $ 52,000
Treutlen, Georgia 1 $ 145,000 $ 145,000 $ 43,000
Union, Georgia 1 $ 85,000 $ 85,000 $ 195,000
Walton, Georgia 1 $ 55,000 $ 55,000 $ 63,000
Warren, Georgia 1 $ 75,000 $ 75,000 $ 61,000
Wilkes, Georgia 1 $ 65,000 $ 65,000 $ 35,000
Wilkinson, Georgia 1 $ 105,000 $ 105,000 $ 41,000
Worth, Georgia 1 $ 145,000 $ 145,000 $ 26,000
Cumberland, Illinois 1 $ 125,000 $ 125,000 $ 84,000
DuPage, Illinois 1 $ 225,000 $ 225,000 $ 0
Lawrence, Illinois 1 $ 155,000 $ 155,000 $ 39,000
Perry, Illinois 1 $ 195,000 $ 195,000 $ 74,000
Saline, Illinois 1 $ 45,000 $ 45,000 $ 47,000
Sangamon, Illinois 1 $ 65,000 $ 65,000 $ 65,000
Union, Illinois 1 $ 65,000 $ 65,000 $ 29,000
Vermilion, Illinois 1 $ 45,000 $ 45,000 $ 89,000
Wabash, Illinois 1 $ 35,000 $ 35,000 $ 25,000
Williamson, Illinois 1 $ 135,000 $ 135,000 $ 76,000
Cass, Indiana 1 $ 35,000 $ 35,000 $ 78,000
Clark, Indiana 1 $ 115,000 $ 115,000 $ 44,000
Crawford, Indiana 1 $ 245,000 $ 245,000 $ 88,000
Elkhart, Indiana 1 $ 35,000 $ 35,000 $ 56,000
Gibson, Indiana 1 $ 175,000 $ 175,000 $ 38,000
Hendricks, Indiana 1 $ 285,000 $ 285,000 $ 0
Lake, Indiana 1 $ 125,000 $ 125,000 $ 0
Lawrence, Indiana 1 $ 135,000 $ 135,000 $ 54,000
Perry, Indiana 1 $ 125,000 $ 125,000 $ 22,000
Porter, Indiana 1 $ 205,000 $ 205,000 $ 0
Posey, Indiana 1 $ 75,000 $ 75,000 $ 39,000
Sedgwick, Kansas 1 $ 245,000 $ 245,000 $ 97,000
Adair, Kentucky 1 $ 55,000 $ 55,000 $ 45,000
Breckinridge, Kentucky 1 $ 155,000 $ 155,000 $ 52,000
Christian, Kentucky 1 $ 85,000 $ 85,000 $ 52,000
Edmonson, Kentucky 1 $ 115,000 $ 115,000 $ 45,000
Hancock, Kentucky 1 $ 165,000 $ 165,000 $ 77,000
Hardin, Kentucky 1 $ 95,000 $ 95,000 $ 94,000
Henderson, Kentucky 1 $ 65,000 $ 65,000 $ 46,000
Letcher, Kentucky 1 $ 25,000 $ 25,000 $ 40,000
Marion, Kentucky 1 $ 235,000 $ 235,000 $ 55,000
Marshall, Kentucky 1 $ 95,000 $ 95,000 $ 27,000
Mason, Kentucky 1 $ 75,000 $ 75,000 $ 70,000
McCracken, Kentucky 1 $ 55,000 $ 55,000 $ 34,000
McLean, Kentucky 1 $ 85,000 $ 85,000 $ 72,000
Meade, Kentucky 1 $ 155,000 $ 155,000 $ 47,000
Nelson, Kentucky 1 $ 105,000 $ 105,000 $ 52,000
Ohio, Kentucky 1 $ 45,000 $ 45,000 $ 90,000
Owen, Kentucky 1 $ 135,000 $ 135,000 $ 43,000
Rowan, Kentucky 1 $ 15,000 $ 15,000 $ 74,000
Russell, Kentucky 1 $ 65,000 $ 65,000 $ 28,000
Trimble, Kentucky 1 $ 145,000 $ 145,000 $ 35,000
Union, Kentucky 1 $ 45,000 $ 45,000 $ 34,000
Warren, Kentucky 1 $ 85,000 $ 85,000 $ 21,000
Webster, Kentucky 1 $ 165,000 $ 165,000 $ 55,000
Caddo, Louisiana 1 $ 115,000 $ 115,000 $ 42,000
Iberia, Louisiana 1 $ 55,000 $ 55,000 $ 39,000
Jackson, Louisiana 1 $ 105,000 $ 105,000 $ 27,000
La Salle, Louisiana 1 $ 195,000 $ 195,000 $ 75,000
Sabine, Louisiana 1 $ 135,000 $ 135,000 $ 81,000
St. Helena, Louisiana 1 $ 65,000 $ 65,000 $ 27,000
Washington, Louisiana 1 $ 35,000 $ 35,000 $ 68,000
Prince George's, Maryland 1 $ 215,000 $ 215,000 $ 165,000
Kent, Michigan 1 $ 145,000 $ 145,000 $ 107,000
Alcorn, Mississippi 1 $ 35,000 $ 35,000 $ 27,000
Calhoun, Mississippi 1 $ 215,000 $ 215,000 $ 113,000
Carroll, Mississippi 1 $ 155,000 $ 155,000 $ 60,000
Chickasaw, Mississippi 1 $ 95,000 $ 95,000 $ 30,000
DeSoto, Mississippi 1 $ 235,000 $ 235,000 $ 73,000
Franklin, Mississippi 1 $ 75,000 $ 75,000 $ 33,000
Greene, Mississippi 1 $ 25,000 $ 25,000 $ 31,000
Jefferson Davis, Mississippi 1 $ 65,000 $ 65,000 $ 24,000
Lawrence, Mississippi 1 $ 125,000 $ 125,000 $ 33,000
Newton, Mississippi 1 $ 105,000 $ 105,000 $ 72,000
Oktibbeha, Mississippi 1 $ 65,000 $ 65,000 $ 17,000
Perry, Mississippi 1 $ 115,000 $ 115,000 $ 18,000
Simpson, Mississippi 1 $ 115,000 $ 115,000 $ 31,000
Smith, Mississippi 1 $ 65,000 $ 65,000 $ 62,000
Tallahatchie, Mississippi 1 $ 85,000 $ 85,000 $ 67,000
Tate, Mississippi 1 $ 215,000 $ 215,000 $ 41,000
Tippah, Mississippi 1 $ 85,000 $ 85,000 $ 34,000
Warren, Mississippi 1 $ 35,000 $ 35,000 $ 52,000
Webster, Mississippi 1 $ 95,000 $ 95,000 $ 34,000
Yalobusha, Mississippi 1 $ 35,000 $ 35,000 $ 64,000
Lawrence, Missouri 1 $ 75,000 $ 75,000 $ 38,000
Lincoln, Missouri 1 $ 95,000 $ 95,000 $ 28,000
Clark, Nevada 1 $ 285,000 $ 285,000 $ 0
Santa Fe, New Mexico 1 $ 115,000 $ 115,000 $ 0
Alamance, North Carolina 1 $ 185,000 $ 185,000 $ 0
Alleghany, North Carolina 1 $ 245,000 $ 245,000 $ 109,000
Brunswick, North Carolina 1 $ 95,000 $ 95,000 $ 56,000
Carteret, North Carolina 1 $ 135,000 $ 135,000 $ 0
Davidson, North Carolina 1 $ 185,000 $ 185,000 $ 66,000
Hoke, North Carolina 1 $ 255,000 $ 255,000 $ 0
Martin, North Carolina 1 $ 115,000 $ 115,000 $ 0
Stanly, North Carolina 1 $ 165,000 $ 165,000 $ 41,000
Swain, North Carolina 1 $ 75,000 $ 75,000 $ 18,000
Wake, North Carolina 1 $ 225,000 $ 225,000 $ 119,000
Franklin, Ohio 1 $ 35,000 $ 35,000 $ 47,000
Lawrence, Ohio 1 $ 115,000 $ 115,000 $ 60,000
Licking, Ohio 1 $ 65,000 $ 65,000 $ 9,000
Pike, Ohio 1 $ 65,000 $ 65,000 $ 29,000
Canadian, Oklahoma 1 $ 95,000 $ 95,000 $ 21,000
Cherokee, Oklahoma 1 $ 145,000 $ 145,000 $ 38,000
Delaware, Oklahoma 1 $ 65,000 $ 65,000 $ 26,000
Haskell, Oklahoma 1 $ 75,000 $ 75,000 $ 60,000
Logan, Oklahoma 1 $ 165,000 $ 165,000 $ 47,000
Major, Oklahoma 1 $ 55,000 $ 55,000 $ 62,000
McIntosh, Oklahoma 1 $ 65,000 $ 65,000 $ 61,000
Nowata, Oklahoma 1 $ 125,000 $ 125,000 $ 50,000
Oklahoma, Oklahoma 1 $ 35,000 $ 35,000 $ 43,000
Pawnee, Oklahoma 1 $ 105,000 $ 105,000 $ 32,000
Pontotoc, Oklahoma 1 $ 45,000 $ 45,000 $ 35,000
Washington, Oklahoma 1 $ 95,000 $ 95,000 $ 40,000
Clackamas, Oregon 1 $ 285,000 $ 285,000 $ 0
Centre, Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Lehigh, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Montgomery, Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Philadelphia, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Barnwell, South Carolina 1 $ 65,000 $ 65,000 $ 132,000
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 105,000
Georgetown, South Carolina 1 $ 105,000 $ 105,000 $ 19,000
Sumter, South Carolina 1 $ 115,000 $ 115,000 $ 23,000
Union, South Carolina 1 $ 145,000 $ 145,000 $ 38,000
Bedford, Tennessee 1 $ 185,000 $ 185,000 $ 0
Bradley, Tennessee 1 $ 215,000 $ 215,000 $ 131,000
Carroll, Tennessee 1 $ 65,000 $ 65,000 $ 41,000
Cumberland, Tennessee 1 $ 105,000 $ 105,000 $ 33,000
DeKalb, Tennessee 1 $ 45,000 $ 45,000 $ 29,000
Hardeman, Tennessee 1 $ 55,000 $ 55,000 $ 103,000
Haywood, Tennessee 1 $ 125,000 $ 125,000 $ 37,000
Hickman, Tennessee 1 $ 115,000 $ 115,000 $ 88,000
Knox, Tennessee 1 $ 295,000 $ 295,000 $ 0
Maury, Tennessee 1 $ 195,000 $ 195,000 $ 56,000
McMinn, Tennessee 1 $ 85,000 $ 85,000 $ 49,000
McNairy, Tennessee 1 $ 55,000 $ 55,000 $ 54,000
Montgomery, Tennessee 1 $ 145,000 $ 145,000 $ 51,000
Morgan, Tennessee 1 $ 145,000 $ 145,000 $ 89,000
Perry, Tennessee 1 $ 115,000 $ 115,000 $ 46,000
Polk, Tennessee 1 $ 255,000 $ 255,000 $ 72,000
Sullivan, Tennessee 1 $ 135,000 $ 135,000 $ 36,000
Sumner, Tennessee 1 $ 195,000 $ 195,000 $ 54,000
White, Tennessee 1 $ 85,000 $ 85,000 $ 18,000
Austin, Texas 1 $ 85,000 $ 85,000 $ 46,000
Callahan, Texas 1 $ 205,000 $ 205,000 $ 44,000
Colorado, Texas 1 $ 65,000 $ 65,000 $ 39,000
Cooke, Texas 1 $ 55,000 $ 55,000 $ 48,000
Dallas, Texas 1 $ 175,000 $ 175,000 $ 0
El Paso, Texas 1 $ 125,000 $ 125,000 $ 0
Ellis, Texas 1 $ 55,000 $ 55,000 $ 25,000
Fayette, Texas 1 $ 75,000 $ 75,000 $ 27,000
Freestone, Texas 1 $ 55,000 $ 55,000 $ 53,000
Galveston, Texas 1 $ 185,000 $ 185,000 $ 94,000
Gregg, Texas 1 $ 55,000 $ 55,000 $ 52,000
Guadalupe, Texas 1 $ 295,000 $ 295,000 $ 0
Harris, Texas 1 $ 55,000 $ 55,000 $ 26,000
Hidalgo, Texas 1 $ 165,000 $ 165,000 $ 51,000
Hopkins, Texas 1 $ 165,000 $ 165,000 $ 70,000
Jasper, Texas 1 $ 45,000 $ 45,000 $ 77,000
Jim Wells, Texas 1 $ 65,000 $ 65,000 $ 84,000
Lavaca, Texas 1 $ 95,000 $ 95,000 $ 44,000
Leon, Texas 1 $ 135,000 $ 135,000 $ 28,000
Liberty, Texas 1 $ 65,000 $ 65,000 $ 67,000
Limestone, Texas 1 $ 135,000 $ 135,000 $ 49,000
Madison, Texas 1 $ 85,000 $ 85,000 $ 25,000
Montgomery, Texas 1 $ 55,000 $ 55,000 $ 19,000
San Jacinto, Texas 1 $ 45,000 $ 45,000 $ 42,000
Smith, Texas 1 $ 65,000 $ 65,000 $ 20,000
Stephens, Texas 1 $ 45,000 $ 45,000 $ 21,000
Tarrant, Texas 1 $ 325,000 $ 325,000 $ 0
Trinity, Texas 1 $ 55,000 $ 55,000 $ 30,000
Victoria, Texas 1 $ 45,000 $ 45,000 $ 74,000
Walker, Texas 1 $ 105,000 $ 105,000 $ 46,000
Arlington, Virginia 1 $ 465,000 $ 465,000 $ 0
Bedford, Virginia 1 $ 55,000 $ 55,000 $ 39,000
Caroline, Virginia 1 $ 175,000 $ 175,000 $ 52,000
Chesapeake, Virginia 1 $ 235,000 $ 235,000 $ 0
Fairfax, Virginia 1 $ 625,000 $ 625,000 $ 0
Frederick, Virginia 1 $ 195,000 $ 195,000 $ 0
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,674 $176,590,000 $105,000 $675,000 $56,000 $768,000
Cash-out Refinancing 66 $15,420,000 $233,000 $625,000 $88,000 $185,000
Refinancing 59 $11,785,000 $199,000 $535,000 $76,000 $195,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,182 $125,200,000 $105,000 $475,000 $59,000 $768,000
Black or African American 335 $32,955,000 $98,000 $595,000 $49,000 $238,000
Not Provided 130 $15,350,000 $118,000 $395,000 $59,000 $186,000
Not applicable 92 $24,010,000 $260,000 $675,000 $0 $0
Hispanic 41 $4,365,000 $106,000 $225,000 $56,000 $290,000
American Indian or Alaskan Native 16 $1,590,000 $99,000 $175,000 $52,000 $91,000
Asian 3 $325,000 $108,000 $185,000 $121,000 $240,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,177 $102,325,000 $86,000 $625,000 $55,000 $768,000
FHA-insured (Federal Housing Administration) 507 $78,055,000 $153,000 $675,000 $61,000 $250,000
VA-guaranteed (Veterans Administration) 76 $18,770,000 $246,000 $595,000 $84,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $4,645,000 $119,000 $225,000 $48,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,212 $105,400,000 $86,000 $455,000 $53,000 $768,000
Loan Originated 270 $39,670,000 $146,000 $595,000 $67,000 $561,000
Application Withdrawn By Applicant 225 $34,715,000 $154,000 $475,000 $67,000 $234,000
Loan Purchased By The Institution 92 $24,010,000 $260,000 $675,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 770 $60,750,000 $78,000 $335,000 $52,000 $600,000
Not applicable 587 $98,395,000 $167,000 $675,000 $67,000 $561,000
Insufficient Cash (Downpayment, Closing Cost) 283 $23,785,000 $84,000 $225,000 $48,000 $238,000
Other 77 $9,195,000 $119,000 $395,000 $84,000 $768,000
Debt-To-Income Ratio 45 $6,725,000 $149,000 $455,000 $49,000 $169,000
Employment History 17 $2,265,000 $133,000 $275,000 $51,000 $186,000
Collateral 14 $2,020,000 $144,000 $425,000 $71,000 $250,000
Unverifiable Information 6 $660,000 $110,000 $165,000 $42,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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