Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 130 S Broad Street New Tazewell, TN 37825 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,426 |
| Total Mortgage Loan Application Amount | $159,919,000 |
| Average Mortgage Loan Application Amount | $78,333 |
| Highest Mortgage Loan Application Amount | $1,517,000 |
| Average Applicant Income | $57,333 |
| Highest Applicant Income | $1,810,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Tennessee | 91 | $ 9,503,000 | $ 104,000 | $ 66,000 |
| Claiborne County Tennessee | 89 | $ 6,104,000 | $ 68,000 | $ 45,000 |
| Sevier County Tennessee | 59 | $ 12,731,000 | $ 215,000 | $ 174,000 |
| Davidson County Tennessee | 54 | $ 6,805,000 | $ 126,000 | $ 71,000 |
| Hamblen County Tennessee | 33 | $ 3,063,000 | $ 92,000 | $ 41,000 |
| Washington County Tennessee | 33 | $ 3,199,000 | $ 96,000 | $ 61,000 |
| Grainger County Tennessee | 27 | $ 2,004,000 | $ 74,000 | $ 42,000 |
| Greenville County South Carolina | 21 | $ 2,401,000 | $ 114,000 | $ 52,000 |
| Blount County Tennessee | 19 | $ 3,188,000 | $ 167,000 | $ 90,000 |
| Greene County Tennessee | 19 | $ 1,099,000 | $ 57,000 | $ 42,000 |
| Sumner County Tennessee | 18 | $ 3,497,000 | $ 194,000 | $ 93,000 |
| Jefferson County Alabama | 16 | $ 1,630,000 | $ 101,000 | $ 49,000 |
| Carter County Tennessee | 15 | $ 1,461,000 | $ 97,000 | $ 65,000 |
| Union County Tennessee | 15 | $ 1,103,000 | $ 73,000 | $ 52,000 |
| Fayette County Kentucky | 11 | $ 876,000 | $ 79,000 | $ 53,000 |
| Wilson County Tennessee | 11 | $ 1,494,000 | $ 135,000 | $ 141,000 |
| District of Columbia County District Of Columbia | 10 | $ 1,808,000 | $ 180,000 | $ 164,000 |
| Laurel County Kentucky | 10 | $ 1,338,000 | $ 133,000 | $ 59,000 |
| Haywood County North Carolina | 10 | $ 1,328,000 | $ 132,000 | $ 40,000 |
| Anderson County Tennessee | 10 | $ 1,275,000 | $ 127,000 | $ 64,000 |
| Loudon County Tennessee | 10 | $ 1,497,000 | $ 149,000 | $ 76,000 |
| Montgomery County Tennessee | 10 | $ 740,000 | $ 74,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 9 | $ 831,000 | $ 92,000 | $ 40,000 |
| York County South Carolina | 9 | $ 1,308,000 | $ 145,000 | $ 43,000 |
| Baldwin County Alabama | 8 | $ 801,000 | $ 100,000 | $ 35,000 |
| Madison County Alabama | 8 | $ 979,000 | $ 122,000 | $ 49,000 |
| Mobile County Alabama | 8 | $ 676,000 | $ 84,000 | $ 47,000 |
| Hinds County Mississippi | 8 | $ 670,000 | $ 83,000 | $ 43,000 |
| Buncombe County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 62,000 |
| Mecklenburg County North Carolina | 8 | $ 985,000 | $ 123,000 | $ 56,000 |
| Hamilton County Tennessee | 8 | $ 885,000 | $ 110,000 | $ 62,000 |
| Jefferson County Tennessee | 8 | $ 664,000 | $ 83,000 | $ 57,000 |
| Roane County Tennessee | 8 | $ 723,000 | $ 90,000 | $ 57,000 |
| Sullivan County Tennessee | 8 | $ 538,000 | $ 67,000 | $ 43,000 |
| Richmond County Georgia | 7 | $ 676,000 | $ 96,000 | $ 78,000 |
| Anderson County South Carolina | 7 | $ 791,000 | $ 113,000 | $ 45,000 |
| Hawkins County Tennessee | 7 | $ 388,000 | $ 55,000 | $ 46,000 |
| Jefferson County Kentucky | 6 | $ 572,000 | $ 95,000 | $ 45,000 |
| Rankin County Mississippi | 6 | $ 984,000 | $ 164,000 | $ 60,000 |
| Delaware County Pennsylvania | 6 | $ 522,000 | $ 87,000 | $ 28,000 |
| Cocke County Tennessee | 6 | $ 445,000 | $ 74,000 | $ 40,000 |
| Hickman County Tennessee | 6 | $ 622,000 | $ 103,000 | $ 59,000 |
| Rutherford County Tennessee | 6 | $ 630,000 | $ 105,000 | $ 74,000 |
| Shelby County Tennessee | 6 | $ 607,000 | $ 101,000 | $ 80,000 |
| Lee County Virginia | 6 | $ 328,000 | $ 54,000 | $ 49,000 |
| Berkeley County West Virginia | 6 | $ 1,012,000 | $ 168,000 | $ 70,000 |
| Montgomery County Alabama | 5 | $ 569,000 | $ 113,000 | $ 62,000 |
| Talladega County Alabama | 5 | $ 494,000 | $ 98,000 | $ 65,000 |
| Fulton County Georgia | 5 | $ 1,153,000 | $ 230,000 | $ 80,000 |
| Prince George's County Maryland | 5 | $ 1,017,000 | $ 203,000 | $ 60,000 |
| Jackson County Mississippi | 5 | $ 476,000 | $ 95,000 | $ 65,000 |
| Lowndes County Mississippi | 5 | $ 315,000 | $ 63,000 | $ 35,000 |
| Orangeburg County South Carolina | 5 | $ 562,000 | $ 112,000 | $ 75,000 |
| Johnson County Tennessee | 5 | $ 441,000 | $ 88,000 | $ 67,000 |
| Mercer County West Virginia | 5 | $ 482,000 | $ 96,000 | $ 39,000 |
| Colbert County Alabama | 4 | $ 455,000 | $ 113,000 | $ 53,000 |
| Morgan County Alabama | 4 | $ 310,000 | $ 77,000 | $ 51,000 |
| New Haven County Connecticut | 4 | $ 410,000 | $ 102,000 | $ 41,000 |
| Duval County Florida | 4 | $ 561,000 | $ 140,000 | $ 47,000 |
| Floyd County Georgia | 4 | $ 399,000 | $ 99,000 | $ 65,000 |
| Bell County Kentucky | 4 | $ 85,000 | $ 21,000 | $ 24,000 |
| Daviess County Kentucky | 4 | $ 310,000 | $ 77,000 | $ 42,000 |
| Knox County Kentucky | 4 | $ 221,000 | $ 55,000 | $ 48,000 |
| Whitley County Kentucky | 4 | $ 361,000 | $ 90,000 | $ 34,000 |
| Tippah County Mississippi | 4 | $ 248,000 | $ 62,000 | $ 42,000 |
| Cumberland County North Carolina | 4 | $ 461,000 | $ 115,000 | $ 72,000 |
| Guilford County North Carolina | 4 | $ 463,000 | $ 115,000 | $ 45,000 |
| Hertford County North Carolina | 4 | $ 237,000 | $ 59,000 | $ 36,000 |
| Rowan County North Carolina | 4 | $ 370,000 | $ 92,000 | $ 37,000 |
| Vance County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 59,000 |
| Florence County South Carolina | 4 | $ 393,000 | $ 98,000 | $ 31,000 |
| Horry County South Carolina | 4 | $ 410,000 | $ 102,000 | $ 37,000 |
| Spartanburg County South Carolina | 4 | $ 439,000 | $ 109,000 | $ 41,000 |
| Cheatham County Tennessee | 4 | $ 271,000 | $ 67,000 | $ 83,000 |
| McMinn County Tennessee | 4 | $ 317,000 | $ 79,000 | $ 44,000 |
| Robertson County Tennessee | 4 | $ 286,000 | $ 71,000 | $ 78,000 |
| Unicoi County Tennessee | 4 | $ 738,000 | $ 184,000 | $ 53,000 |
| Norfolk County Virginia | 4 | $ 202,000 | $ 50,000 | $ 190,000 |
| Spotsylvania County Virginia | 4 | $ 560,000 | $ 140,000 | $ 77,000 |
| Wise County Virginia | 4 | $ 767,000 | $ 191,000 | $ 59,000 |
| Raleigh County West Virginia | 4 | $ 255,000 | $ 63,000 | $ 38,000 |
| Calhoun County Alabama | 3 | $ 275,000 | $ 91,000 | $ 36,000 |
| Dallas County Alabama | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
| Shelby County Alabama | 3 | $ 330,000 | $ 110,000 | $ 85,000 |
| Tuscaloosa County Alabama | 3 | $ 312,000 | $ 104,000 | $ 29,000 |
| Orange County Florida | 3 | $ 716,000 | $ 238,000 | $ 64,000 |
| Chatham County Georgia | 3 | $ 386,000 | $ 128,000 | $ 36,000 |
| Monroe County Georgia | 3 | $ 372,000 | $ 124,000 | $ 69,000 |
| Christian County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 73,000 |
| Graves County Kentucky | 3 | $ 374,000 | $ 124,000 | $ 48,000 |
| Bolivar County Mississippi | 3 | $ 188,000 | $ 62,000 | $ 46,000 |
| Coahoma County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| Jones County Mississippi | 3 | $ 125,000 | $ 41,000 | $ 26,000 |
| Leflore County Mississippi | 3 | $ 226,000 | $ 75,000 | $ 39,000 |
| Marshall County Mississippi | 3 | $ 227,000 | $ 75,000 | $ 60,000 |
| Monroe County Mississippi | 3 | $ 194,000 | $ 64,000 | $ 40,000 |
| Cleveland County North Carolina | 3 | $ 454,000 | $ 151,000 | $ 41,000 |
| Craven County North Carolina | 3 | $ 323,000 | $ 107,000 | $ 78,000 |
| Duplin County North Carolina | 3 | $ 487,000 | $ 162,000 | $ 32,000 |
| Harnett County North Carolina | 3 | $ 381,000 | $ 127,000 | $ 645,000 |
| Nash County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 36,000 |
| New Hanover County North Carolina | 3 | $ 408,000 | $ 136,000 | $ 52,000 |
| Pasquotank County North Carolina | 3 | $ 770,000 | $ 256,000 | $ 113,000 |
| Hamilton County Ohio | 3 | $ 322,000 | $ 107,000 | $ 42,000 |
| Franklin County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 31,000 |
| Charleston County South Carolina | 3 | $ 1,171,000 | $ 390,000 | $ 172,000 |
| Darlington County South Carolina | 3 | $ 343,000 | $ 114,000 | $ 45,000 |
| Dorchester County South Carolina | 3 | $ 344,000 | $ 114,000 | $ 32,000 |
| Laurens County South Carolina | 3 | $ 291,000 | $ 97,000 | $ 35,000 |
| Richland County South Carolina | 3 | $ 321,000 | $ 107,000 | $ 42,000 |
| Campbell County Tennessee | 3 | $ 661,000 | $ 220,000 | $ 166,000 |
| Dickson County Tennessee | 3 | $ 414,000 | $ 138,000 | $ 63,000 |
| Lauderdale County Tennessee | 3 | $ 230,000 | $ 76,000 | $ 55,000 |
| Madison County Tennessee | 3 | $ 291,000 | $ 97,000 | $ 39,000 |
| Monroe County Tennessee | 3 | $ 288,000 | $ 96,000 | $ 32,000 |
| Fairfax County Virginia | 3 | $ 812,000 | $ 270,000 | $ 222,000 |
| Richmond City County Virginia | 3 | $ 299,000 | $ 99,000 | $ 84,000 |
| Cabell County West Virginia | 3 | $ 296,000 | $ 98,000 | $ 40,000 |
| Autauga County Alabama | 2 | $ 112,000 | $ 56,000 | $ 28,000 |
| Blount County Alabama | 2 | $ 179,000 | $ 89,000 | $ 68,000 |
| Lawrence County Alabama | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Limestone County Alabama | 2 | $ 157,000 | $ 78,000 | $ 30,000 |
| Marshall County Alabama | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Pike County Alabama | 2 | $ 248,000 | $ 124,000 | $ 34,000 |
| St. Clair County Alabama | 2 | $ 206,000 | $ 103,000 | $ 27,000 |
| Walker County Alabama | 2 | $ 168,000 | $ 84,000 | $ 32,000 |
| Fairfield County Connecticut | 2 | $ 385,000 | $ 192,000 | $ 69,000 |
| Bibb County Georgia | 2 | $ 115,000 | $ 57,000 | $ 24,000 |
| Camden County Georgia | 2 | $ 202,000 | $ 101,000 | $ 73,000 |
| Fayette County Georgia | 2 | $ 1,733,000 | $ 866,000 | $ 480,000 |
| Lowndes County Georgia | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Lake County Indiana | 2 | $ 138,000 | $ 69,000 | $ 21,000 |
| Boone County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 88,000 |
| Clay County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 39,000 |
| Hardin County Kentucky | 2 | $ 329,000 | $ 164,000 | $ 61,000 |
| Harlan County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 36,000 |
| McCreary County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Muhlenberg County Kentucky | 2 | $ 147,000 | $ 73,000 | $ 41,000 |
| Pulaski County Kentucky | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| Todd County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 45,000 |
| Warren County Kentucky | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Kent County Michigan | 2 | $ 88,000 | $ 44,000 | $ 29,000 |
| Muskegon County Michigan | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Oakland County Michigan | 2 | $ 620,000 | $ 310,000 | $ 109,000 |
| DeSoto County Mississippi | 2 | $ 198,000 | $ 99,000 | $ 44,000 |
| Grenada County Mississippi | 2 | $ 135,000 | $ 67,000 | $ 24,000 |
| Panola County Mississippi | 2 | $ 205,000 | $ 102,000 | $ 56,000 |
| Stone County Mississippi | 2 | $ 209,000 | $ 104,000 | $ 36,000 |
| Warren County Mississippi | 2 | $ 177,000 | $ 88,000 | $ 51,000 |
| Alamance County North Carolina | 2 | $ 149,000 | $ 74,000 | $ 30,000 |
| Brunswick County North Carolina | 2 | $ 187,000 | $ 93,000 | $ 47,000 |
| Cabarrus County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 57,000 |
| Caldwell County North Carolina | 2 | $ 156,000 | $ 78,000 | $ 32,000 |
| Davidson County North Carolina | 2 | $ 128,000 | $ 64,000 | $ 47,000 |
| Johnston County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Macon County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 36,000 |
| Moore County North Carolina | 2 | $ 187,000 | $ 93,000 | $ 53,000 |
| Pitt County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 18,000 |
| Polk County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 30,000 |
| Robeson County North Carolina | 2 | $ 115,000 | $ 57,000 | $ 48,000 |
| Rockingham County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 30,000 |
| Rutherford County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 134,000 |
| Union County North Carolina | 2 | $ 255,000 | $ 127,000 | $ 90,000 |
| Erie County Ohio | 2 | $ 252,000 | $ 126,000 | $ 48,000 |
| Union County Ohio | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Berks County Pennsylvania | 2 | $ 201,000 | $ 100,000 | $ 31,000 |
| Lackawanna County Pennsylvania | 2 | $ 118,000 | $ 59,000 | $ 0 |
| Lycoming County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 35,000 |
| Montgomery County Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 72,000 |
| Aiken County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Berkeley County South Carolina | 2 | $ 243,000 | $ 121,000 | $ 43,000 |
| Lancaster County South Carolina | 2 | $ 184,000 | $ 92,000 | $ 41,000 |
| Lexington County South Carolina | 2 | $ 402,000 | $ 201,000 | $ 53,000 |
| Pickens County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 11,000 |
| Sumter County South Carolina | 2 | $ 129,000 | $ 64,000 | $ 37,000 |
| Coffee County Tennessee | 2 | $ 135,000 | $ 67,000 | $ 49,000 |
| Cumberland County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 47,000 |
| DeKalb County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Franklin County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Gibson County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 56,000 |
| Giles County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 50,000 |
| Haywood County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 33,000 |
| Maury County Tennessee | 2 | $ 56,000 | $ 28,000 | $ 15,000 |
| Rhea County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| Smith County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 39,000 |
| Trousdale County Tennessee | 2 | $ 224,000 | $ 112,000 | $ 62,000 |
| Williamson County Tennessee | 2 | $ 417,000 | $ 208,000 | $ 67,000 |
| Buena Vista County Virginia | 2 | $ 157,000 | $ 78,000 | $ 48,000 |
| Dinwiddie County Virginia | 2 | $ 261,000 | $ 130,000 | $ 81,000 |
| Henrico County Virginia | 2 | $ 211,000 | $ 105,000 | $ 80,000 |
| Montgomery County Virginia | 2 | $ 393,000 | $ 196,000 | $ 61,000 |
| Portsmouth County Virginia | 2 | $ 305,000 | $ 152,000 | $ 38,000 |
| Stafford County Virginia | 2 | $ 287,000 | $ 143,000 | $ 92,000 |
| Kanawha County West Virginia | 2 | $ 277,000 | $ 138,000 | $ 100,000 |
| Chambers County Alabama | 1 | $ 72,000 | $ 72,000 | $ 74,000 |
| Cherokee County Alabama | 1 | $ 77,000 | $ 77,000 | $ 66,000 |
| Chilton County Alabama | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Clarke County Alabama | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Coffee County Alabama | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Cullman County Alabama | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Etowah County Alabama | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Fayette County Alabama | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Geneva County Alabama | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Greene County Alabama | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Houston County Alabama | 1 | $ 301,000 | $ 301,000 | $ 66,000 |
| Lee County Alabama | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Pickens County Alabama | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Russell County Alabama | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Winston County Alabama | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Pope County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Washington County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sonoma County California | 1 | $ 156,000 | $ 156,000 | $ 30,000 |
| Tolland County Connecticut | 1 | $ 357,000 | $ 357,000 | $ 165,000 |
| Bay County Florida | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Brevard County Florida | 1 | $ 259,000 | $ 259,000 | $ 92,000 |
| Citrus County Florida | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Collier County Florida | 1 | $ 342,000 | $ 342,000 | $ 147,000 |
| DeSoto County Florida | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Lee County Florida | 1 | $ 149,000 | $ 149,000 | $ 38,000 |
| Miami-Dade County Florida | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Polk County Florida | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Putnam County Florida | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Washington County Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Barrow County Georgia | 1 | $ 146,000 | $ 146,000 | $ 86,000 |
| Catoosa County Georgia | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Chattooga County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Coffee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Cook County Georgia | 1 | $ 121,000 | $ 121,000 | $ 64,000 |
| Dougherty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Emanuel County Georgia | 1 | $ 101,000 | $ 101,000 | $ 89,000 |
| Franklin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Gilmer County Georgia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Glynn County Georgia | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Gordon County Georgia | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Hart County Georgia | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Henry County Georgia | 1 | $ 273,000 | $ 273,000 | $ 54,000 |
| Houston County Georgia | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Jefferson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lamar County Georgia | 1 | $ 236,000 | $ 236,000 | $ 56,000 |
| Lee County Georgia | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| McDuffie County Georgia | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Newton County Georgia | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| Pickens County Georgia | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Polk County Georgia | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Rockdale County Georgia | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Seminole County Georgia | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Stephens County Georgia | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| Tift County Georgia | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Walker County Georgia | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| White County Georgia | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Whitfield County Georgia | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Champaign County Illinois | 1 | $ 172,000 | $ 172,000 | $ 35,000 |
| Lake County Illinois | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Allen County Indiana | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Grant County Indiana | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Allen County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Boyd County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Breathitt County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Breckinridge County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Campbell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Crittenden County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Fleming County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Franklin County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Henderson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Kenton County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Knott County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Lawrence County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Leslie County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Livingston County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Logan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Madison County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Marshall County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Nelson County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Pike County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Washington County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Webster County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
| Woodford County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| Berrien County Michigan | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Branch County Michigan | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Clare County Michigan | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Genesee County Michigan | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Ionia County Michigan | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Iron County Michigan | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Kalamazoo County Michigan | 1 | $ 172,000 | $ 172,000 | $ 141,000 |
| Marquette County Michigan | 1 | $ 77,000 | $ 77,000 | $ 91,000 |
| Saginaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| St. Clair County Michigan | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Wayne County Michigan | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Claiborne County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Clarke County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Copiah County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Harrison County Mississippi | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Lauderdale County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Madison County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Montgomery County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Neshoba County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 73,000 |
| Newton County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Noxubee County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Pearl River County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 34,000 |
| Pike County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Sunflower County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 20,000 |
| Walthall County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Washington County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Wayne County Mississippi | 1 | $ 182,000 | $ 182,000 | $ 49,000 |
| Yalobusha County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 87,000 |
| Madison County Missouri | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Pulaski County Missouri | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| St. Louis County Missouri | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Anson County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Ashe County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Beaufort County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Burke County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 228,000 |
| Camden County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Carteret County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 60,000 |
| Catawba County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Chowan County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Columbus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Currituck County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 19,000 |
| Dare County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Forsyth County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Gaston County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Graham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Henderson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Hoke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Iredell County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Lee County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 43,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Madison County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| McDowell County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Onslow County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Pamlico County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Person County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Swain County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Transylvania County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Wake County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Washington County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Wayne County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Wilkes County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Yadkin County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Crawford County Ohio | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Cuyahoga County Ohio | 1 | $ 99,000 | $ 99,000 | $ 81,000 |
| Fairfield County Ohio | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Geauga County Ohio | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Highland County Ohio | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Jackson County Ohio | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 76,000 | $ 76,000 | $ 117,000 |
| Madison County Ohio | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Muskingum County Ohio | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Summit County Ohio | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Van Wert County Ohio | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| Warren County Ohio | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Bucks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Cambria County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 16,000 |
| Columbia County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
| Erie County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Indiana County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Jefferson County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Lancaster County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Lawrence County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Lehigh County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Luzerne County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Pike County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 117,000 |
| Westmoreland County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 48,000 |
| Abbeville County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Chesterfield County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Dillon County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Edgefield County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Fairfield County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Greenwood County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Kershaw County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Lee County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Marion County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Marlboro County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Williamsburg County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| Bradley County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Decatur County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Fayette County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Grundy County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Hancock County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 187,000 |
| Henderson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 121,000 |
| Houston County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Lake County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Lincoln County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Moore County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Morgan County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Obion County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Overton County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 94,000 |
| Stewart County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Tipton County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Warren County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| White County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Amelia County Virginia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Amherst County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Carroll County Virginia | 1 | $ 71,000 | $ 71,000 | $ 14,000 |
| Chesterfield County Virginia | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Culpeper County Virginia | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Greensville County Virginia | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Hampton County Virginia | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Hanover County Virginia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Madison County Virginia | 1 | $ 140,000 | $ 140,000 | $ 191,000 |
| Mecklenburg County Virginia | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Nottoway County Virginia | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Prince William County Virginia | 1 | $ 330,000 | $ 330,000 | $ 68,000 |
| Pulaski County Virginia | 1 | $ 64,000 | $ 64,000 | $ 15,000 |
| Roanoke County Virginia | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Washington County Virginia | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Waynesboro County Virginia | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Winchester County Virginia | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Ferry County Washington | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Brooke County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Jackson County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Jefferson County West Virginia | 1 | $ 223,000 | $ 223,000 | $ 45,000 |
| Lincoln County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Monongalia County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Nicholas County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Randolph County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Taylor County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Wayne County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Wood County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,040 | $115,596,000 | $111,000 | $1,517,000 | $55,000 | $1,810,000 |
| Home Purchase | 382 | $44,286,000 | $115,000 | $859,000 | $82,000 | $456,000 |
| Home Improvement | 4 | $37,000 | $9,000 | $15,000 | $35,000 | $63,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 875 | $92,584,000 | $105,000 | $1,000,000 | $60,000 | $431,000 |
| Black or African American | 267 | $28,907,000 | $108,000 | $486,000 | $53,000 | $300,000 |
| Not Provided | 239 | $28,531,000 | $119,000 | $1,517,000 | $60,000 | $480,000 |
| Hispanic | 29 | $7,092,000 | $244,000 | $859,000 | $246,000 | $1,810,000 |
| Asian | 11 | $2,032,000 | $184,000 | $450,000 | $51,000 | $181,000 |
| American Indian or Alaskan Native | 4 | $373,000 | $93,000 | $112,000 | $46,000 | $60,000 |
| Not applicable | 1 | $400,000 | $400,000 | $400,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,423 | $159,624,000 | $112,000 | $1,517,000 | $63,000 | $1,810,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $200,000 | $100,000 | $108,000 | $22,000 | $26,000 |
| VA-guaranteed (Veterans Administration) | 1 | $95,000 | $95,000 | $95,000 | $59,000 | $59,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 954 | $103,694,000 | $108,000 | $1,517,000 | $61,000 | $1,810,000 |
| Application Denied By Financial Institution | 222 | $21,759,000 | $98,000 | $601,000 | $45,000 | $345,000 |
| Application Withdrawn By Applicant | 176 | $24,857,000 | $141,000 | $859,000 | $85,000 | $456,000 |
| File Closed For Incompleteness | 60 | $7,755,000 | $129,000 | $700,000 | $85,000 | $312,000 |
| Application Approved But Not Accepted | 14 | $1,854,000 | $132,000 | $530,000 | $47,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 100 | $9,867,000 | $98,000 | $601,000 | $43,000 | $228,000 |
| Other | 39 | $4,742,000 | $121,000 | $486,000 | $63,000 | $345,000 |
| Credit History | 30 | $2,545,000 | $84,000 | $350,000 | $33,000 | $85,000 |
| Credit Application Incomplete | 22 | $1,776,000 | $80,000 | $181,000 | $40,000 | $120,000 |
| Debt-To-Income Ratio | 16 | $1,716,000 | $107,000 | $252,000 | $56,000 | $234,000 |
| Employment History | 7 | $417,000 | $59,000 | $114,000 | $31,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $620,000 | $88,000 | $171,000 | $44,000 | $88,000 |
| Unverifiable Information | 1 | $76,000 | $76,000 | $76,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.