Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Citizens Bank Of Pennsylvania 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 40,147 |
| Total Mortgage Loan Application Amount | $2,808,102,000 |
| Average Mortgage Loan Application Amount | $339,447 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $24,385 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 8,728 | $ 314,334,000 | $ 36,000 | $ 47,000 |
| Allegheny County Pennsylvania | 5,733 | $ 245,461,000 | $ 42,000 | $ 67,000 |
| Montgomery County Pennsylvania | 2,888 | $ 328,651,000 | $ 113,000 | $ 97,000 |
| Delaware County Pennsylvania | 2,522 | $ 207,350,000 | $ 82,000 | $ 65,000 |
| Bucks County Pennsylvania | 1,975 | $ 217,330,000 | $ 110,000 | $ 80,000 |
| Berks County Pennsylvania | 1,665 | $ 72,936,000 | $ 43,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 1,640 | $ 81,508,000 | $ 49,000 | $ 51,000 |
| Erie County Pennsylvania | 1,363 | $ 62,471,000 | $ 45,000 | $ 48,000 |
| Chester County Pennsylvania | 1,224 | $ 158,424,000 | $ 129,000 | $ 94,000 |
| Luzerne County Pennsylvania | 1,201 | $ 49,805,000 | $ 41,000 | $ 57,000 |
| Washington County Pennsylvania | 774 | $ 36,570,000 | $ 47,000 | $ 55,000 |
| Beaver County Pennsylvania | 773 | $ 38,259,000 | $ 49,000 | $ 44,000 |
| Butler County Pennsylvania | 773 | $ 49,351,000 | $ 63,000 | $ 52,000 |
| Lancaster County Pennsylvania | 631 | $ 62,987,000 | $ 99,000 | $ 66,000 |
| Blair County Pennsylvania | 573 | $ 28,571,000 | $ 49,000 | $ 68,000 |
| Camden County New Jersey | 570 | $ 52,482,000 | $ 92,000 | $ 76,000 |
| York County Pennsylvania | 566 | $ 47,820,000 | $ 84,000 | $ 60,000 |
| Dauphin County Pennsylvania | 558 | $ 40,582,000 | $ 72,000 | $ 53,000 |
| Burlington County New Jersey | 411 | $ 45,303,000 | $ 110,000 | $ 86,000 |
| Monroe County Pennsylvania | 407 | $ 35,644,000 | $ 87,000 | $ 72,000 |
| Mercer County Pennsylvania | 396 | $ 15,953,000 | $ 40,000 | $ 45,000 |
| Cumberland County Pennsylvania | 384 | $ 35,421,000 | $ 92,000 | $ 79,000 |
| Centre County Pennsylvania | 358 | $ 26,535,000 | $ 74,000 | $ 65,000 |
| Venango County Pennsylvania | 327 | $ 14,285,000 | $ 43,000 | $ 47,000 |
| Crawford County Pennsylvania | 295 | $ 13,684,000 | $ 46,000 | $ 55,000 |
| Armstrong County Pennsylvania | 280 | $ 11,919,000 | $ 42,000 | $ 47,000 |
| Gloucester County New Jersey | 238 | $ 23,778,000 | $ 99,000 | $ 112,000 |
| Pike County Pennsylvania | 172 | $ 15,122,000 | $ 87,000 | $ 82,000 |
| Cape May County New Jersey | 146 | $ 34,058,000 | $ 233,000 | $ 142,000 |
| Middlesex County New Jersey | 129 | $ 15,824,000 | $ 122,000 | $ 94,000 |
| Atlantic County New Jersey | 110 | $ 15,789,000 | $ 143,000 | $ 129,000 |
| Mercer County New Jersey | 101 | $ 15,124,000 | $ 149,000 | $ 114,000 |
| Fayette County Pennsylvania | 77 | $ 2,527,000 | $ 32,000 | $ 59,000 |
| Clarion County Pennsylvania | 70 | $ 4,137,000 | $ 59,000 | $ 63,000 |
| Franklin County Pennsylvania | 70 | $ 5,334,000 | $ 76,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 70 | $ 5,372,000 | $ 76,000 | $ 68,000 |
| Lebanon County Pennsylvania | 70 | $ 6,131,000 | $ 87,000 | $ 63,000 |
| Lawrence County Pennsylvania | 65 | $ 3,756,000 | $ 57,000 | $ 53,000 |
| Somerset County New Jersey | 59 | $ 13,714,000 | $ 232,000 | $ 154,000 |
| Ocean County New Jersey | 56 | $ 7,604,000 | $ 135,000 | $ 105,000 |
| Huntingdon County Pennsylvania | 53 | $ 4,376,000 | $ 82,000 | $ 83,000 |
| Cambria County Pennsylvania | 51 | $ 2,926,000 | $ 57,000 | $ 45,000 |
| Lehigh County Pennsylvania | 51 | $ 4,517,000 | $ 88,000 | $ 71,000 |
| Carbon County Pennsylvania | 50 | $ 3,592,000 | $ 71,000 | $ 68,000 |
| Mifflin County Pennsylvania | 49 | $ 2,658,000 | $ 54,000 | $ 59,000 |
| Essex County New Jersey | 47 | $ 7,610,000 | $ 161,000 | $ 126,000 |
| Union County New Jersey | 47 | $ 6,907,000 | $ 146,000 | $ 85,000 |
| Bedford County Pennsylvania | 47 | $ 3,695,000 | $ 78,000 | $ 77,000 |
| Los Angeles County California | 44 | $ 21,761,000 | $ 494,000 | $ 0 |
| New Castle County Delaware | 44 | $ 2,624,000 | $ 59,000 | $ 57,000 |
| Morris County New Jersey | 43 | $ 8,622,000 | $ 200,000 | $ 159,000 |
| Indiana County Pennsylvania | 40 | $ 2,937,000 | $ 73,000 | $ 59,000 |
| Northampton County Pennsylvania | 40 | $ 3,211,000 | $ 80,000 | $ 58,000 |
| Schuylkill County Pennsylvania | 39 | $ 3,007,000 | $ 77,000 | $ 53,000 |
| Perry County Pennsylvania | 33 | $ 2,473,000 | $ 74,000 | $ 73,000 |
| Wyoming County Pennsylvania | 31 | $ 1,800,000 | $ 58,000 | $ 51,000 |
| Hunterdon County New Jersey | 29 | $ 5,101,000 | $ 175,000 | $ 100,000 |
| Monmouth County New Jersey | 28 | $ 5,159,000 | $ 184,000 | $ 142,000 |
| Providence County Rhode Island | 28 | $ 4,548,000 | $ 162,000 | $ 64,000 |
| Cumberland County New Jersey | 25 | $ 2,131,000 | $ 85,000 | $ 70,000 |
| Adams County Pennsylvania | 24 | $ 1,906,000 | $ 79,000 | $ 67,000 |
| Clearfield County Pennsylvania | 21 | $ 1,033,000 | $ 49,000 | $ 71,000 |
| Bergen County New Jersey | 19 | $ 3,944,000 | $ 207,000 | $ 215,000 |
| Passaic County New Jersey | 19 | $ 2,592,000 | $ 136,000 | $ 98,000 |
| Columbia County Pennsylvania | 19 | $ 595,000 | $ 31,000 | $ 33,000 |
| Santa Clara County California | 18 | $ 10,187,000 | $ 565,000 | $ 0 |
| San Diego County California | 16 | $ 7,611,000 | $ 475,000 | $ 0 |
| Sussex County New Jersey | 16 | $ 2,210,000 | $ 138,000 | $ 86,000 |
| Sussex County Delaware | 15 | $ 1,922,000 | $ 128,000 | $ 81,000 |
| Salem County New Jersey | 15 | $ 1,563,000 | $ 104,000 | $ 67,000 |
| Wayne County Pennsylvania | 15 | $ 1,901,000 | $ 126,000 | $ 97,000 |
| Orange County California | 14 | $ 7,282,000 | $ 520,000 | $ 0 |
| Clinton County Pennsylvania | 14 | $ 890,000 | $ 63,000 | $ 59,000 |
| Greene County Pennsylvania | 14 | $ 228,000 | $ 16,000 | $ 29,000 |
| Worcester County Maryland | 13 | $ 1,433,000 | $ 110,000 | $ 115,000 |
| Cook County Illinois | 12 | $ 4,193,000 | $ 349,000 | $ 0 |
| Hudson County New Jersey | 12 | $ 1,216,000 | $ 101,000 | $ 77,000 |
| San Mateo County California | 11 | $ 6,723,000 | $ 611,000 | $ 0 |
| Susquehanna County Pennsylvania | 11 | $ 853,000 | $ 77,000 | $ 52,000 |
| Cecil County Maryland | 10 | $ 1,078,000 | $ 107,000 | $ 95,000 |
| Suffolk County New York | 10 | $ 6,525,000 | $ 652,000 | $ 0 |
| Somerset County Pennsylvania | 10 | $ 854,000 | $ 85,000 | $ 85,000 |
| Kent County Rhode Island | 10 | $ 2,212,000 | $ 221,000 | $ 151,000 |
| Contra Costa County California | 9 | $ 4,857,000 | $ 539,000 | $ 0 |
| Riverside County California | 9 | $ 2,665,000 | $ 296,000 | $ 0 |
| Montgomery County Maryland | 9 | $ 4,726,000 | $ 525,000 | $ 100,000 |
| Nassau County New York | 9 | $ 4,419,000 | $ 491,000 | $ 0 |
| Lycoming County Pennsylvania | 9 | $ 235,000 | $ 26,000 | $ 40,000 |
| Juniata County Pennsylvania | 8 | $ 449,000 | $ 56,000 | $ 42,000 |
| Northumberland County Pennsylvania | 8 | $ 144,000 | $ 18,000 | $ 49,000 |
| Newport County Rhode Island | 8 | $ 1,442,000 | $ 180,000 | $ 81,000 |
| San Francisco County California | 7 | $ 4,251,000 | $ 607,000 | $ 0 |
| Palm Beach County Florida | 7 | $ 3,594,000 | $ 513,000 | $ 41,000 |
| New York County New York | 7 | $ 1,792,000 | $ 256,000 | $ 45,000 |
| Jefferson County Pennsylvania | 7 | $ 663,000 | $ 94,000 | $ 51,000 |
| Harris County Texas | 7 | $ 2,309,000 | $ 329,000 | $ 0 |
| King County Washington | 7 | $ 3,819,000 | $ 545,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 2,852,000 | $ 475,000 | $ 0 |
| Ventura County California | 6 | $ 2,762,000 | $ 460,000 | $ 0 |
| Lee County Florida | 6 | $ 1,450,000 | $ 241,000 | $ 121,000 |
| Harford County Maryland | 6 | $ 279,000 | $ 46,000 | $ 50,000 |
| Barnstable County Massachusetts | 6 | $ 491,000 | $ 81,000 | $ 224,000 |
| Alameda County California | 5 | $ 2,456,000 | $ 491,000 | $ 0 |
| Fresno County California | 5 | $ 1,863,000 | $ 372,000 | $ 0 |
| Marin County California | 5 | $ 3,728,000 | $ 745,000 | $ 0 |
| Sacramento County California | 5 | $ 1,903,000 | $ 380,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 1,502,000 | $ 300,000 | $ 0 |
| Anne Arundel County Maryland | 5 | $ 3,474,000 | $ 694,000 | $ 2,000 |
| Baltimore County Maryland | 5 | $ 990,000 | $ 198,000 | $ 21,000 |
| Hennepin County Minnesota | 5 | $ 2,859,000 | $ 571,000 | $ 0 |
| Trumbull County Ohio | 5 | $ 171,000 | $ 34,000 | $ 85,000 |
| Kern County California | 4 | $ 1,110,000 | $ 277,000 | $ 0 |
| Santa Barbara County California | 4 | $ 2,107,000 | $ 526,000 | $ 0 |
| Manatee County Florida | 4 | $ 2,613,000 | $ 653,000 | $ 37,000 |
| Fulton County Georgia | 4 | $ 2,420,000 | $ 605,000 | $ 0 |
| Frederick County Maryland | 4 | $ 931,000 | $ 232,000 | $ 73,000 |
| Prince George's County Maryland | 4 | $ 390,000 | $ 97,000 | $ 43,000 |
| Berkshire County Massachusetts | 4 | $ 47,000 | $ 11,000 | $ 46,000 |
| Oakland County Michigan | 4 | $ 1,785,000 | $ 446,000 | $ 0 |
| Warren County New Jersey | 4 | $ 233,000 | $ 58,000 | $ 95,000 |
| Bradford County Pennsylvania | 4 | $ 491,000 | $ 122,000 | $ 54,000 |
| Warren County Pennsylvania | 4 | $ 81,000 | $ 20,000 | $ 35,000 |
| Salt Lake County Utah | 4 | $ 1,323,000 | $ 330,000 | $ 0 |
| Boulder County Colorado | 3 | $ 1,682,000 | $ 560,000 | $ 0 |
| Hartford County Connecticut | 3 | $ 1,263,000 | $ 421,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 1,551,000 | $ 517,000 | $ 13,000 |
| Duval County Florida | 3 | $ 1,610,000 | $ 536,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 477,000 | $ 159,000 | $ 0 |
| Pinellas County Florida | 3 | $ 1,843,000 | $ 614,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,531,000 | $ 510,000 | $ 0 |
| Charles County Maryland | 3 | $ 536,000 | $ 178,000 | $ 85,000 |
| Howard County Maryland | 3 | $ 1,572,000 | $ 524,000 | $ 0 |
| Washington County Maryland | 3 | $ 398,000 | $ 132,000 | $ 94,000 |
| Essex County Massachusetts | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| Middlesex County Massachusetts | 3 | $ 644,000 | $ 214,000 | $ 30,000 |
| Clark County Nevada | 3 | $ 1,911,000 | $ 637,000 | $ 0 |
| Kings County New York | 3 | $ 170,000 | $ 56,000 | $ 18,000 |
| Rockland County New York | 3 | $ 854,000 | $ 284,000 | $ 23,000 |
| Westchester County New York | 3 | $ 1,565,000 | $ 521,000 | $ 0 |
| Columbiana County Ohio | 3 | $ 220,000 | $ 73,000 | $ 40,000 |
| Mahoning County Ohio | 3 | $ 478,000 | $ 159,000 | $ 123,000 |
| Forest County Pennsylvania | 3 | $ 208,000 | $ 69,000 | $ 91,000 |
| Fulton County Pennsylvania | 3 | $ 97,000 | $ 32,000 | $ 42,000 |
| Sullivan County Pennsylvania | 3 | $ 191,000 | $ 63,000 | $ 168,000 |
| Bristol County Rhode Island | 3 | $ 768,000 | $ 256,000 | $ 170,000 |
| Washington County Rhode Island | 3 | $ 569,000 | $ 189,000 | $ 52,000 |
| Greenville County South Carolina | 3 | $ 1,493,000 | $ 497,000 | $ 0 |
| Bexar County Texas | 3 | $ 579,000 | $ 193,000 | $ 0 |
| Collin County Texas | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Dane County Wisconsin | 3 | $ 1,232,000 | $ 410,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 1,745,000 | $ 872,000 | $ 0 |
| San Joaquin County California | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Tulare County California | 2 | $ 587,000 | $ 293,000 | $ 0 |
| Kent County Delaware | 2 | $ 421,000 | $ 210,000 | $ 49,000 |
| Charlotte County Florida | 2 | $ 76,000 | $ 38,000 | $ 27,000 |
| Collier County Florida | 2 | $ 884,000 | $ 442,000 | $ 159,000 |
| Orange County Florida | 2 | $ 80,000 | $ 40,000 | $ 15,000 |
| Seminole County Florida | 2 | $ 1,199,000 | $ 599,000 | $ 0 |
| St. Johns County Florida | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Cobb County Georgia | 2 | $ 1,095,000 | $ 547,000 | $ 0 |
| Ada County Idaho | 2 | $ 824,000 | $ 412,000 | $ 0 |
| Johnson County Kansas | 2 | $ 1,411,000 | $ 705,000 | $ 0 |
| Cumberland County Maine | 2 | $ 672,000 | $ 336,000 | $ 102,000 |
| Baltimore City County Maryland | 2 | $ 69,000 | $ 34,000 | $ 34,000 |
| Carroll County Maryland | 2 | $ 599,000 | $ 299,000 | $ 38,000 |
| Garrett County Maryland | 2 | $ 488,000 | $ 244,000 | $ 219,000 |
| Kent County Maryland | 2 | $ 341,000 | $ 170,000 | $ 367,000 |
| Dukes County Massachusetts | 2 | $ 426,000 | $ 213,000 | $ 87,000 |
| Norfolk County Massachusetts | 2 | $ 444,000 | $ 222,000 | $ 47,000 |
| Plymouth County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Wayne County Michigan | 2 | $ 606,000 | $ 303,000 | $ 0 |
| Washington County Minnesota | 2 | $ 1,027,000 | $ 513,000 | $ 0 |
| Jackson County Missouri | 2 | $ 1,175,000 | $ 587,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 675,000 | $ 337,000 | $ 0 |
| Carroll County New Hampshire | 2 | $ 565,000 | $ 282,000 | $ 38,000 |
| Queens County New York | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Richmond County New York | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 981,000 | $ 490,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 527,000 | $ 263,000 | $ 0 |
| Tioga County Pennsylvania | 2 | $ 45,000 | $ 22,000 | $ 68,000 |
| Union County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 80,000 |
| Beaufort County South Carolina | 2 | $ 713,000 | $ 356,000 | $ 11,000 |
| Dallas County Texas | 2 | $ 1,047,000 | $ 523,000 | $ 0 |
| Montgomery County Texas | 2 | $ 1,563,000 | $ 781,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,086,000 | $ 543,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 907,000 | $ 453,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 869,000 | $ 434,000 | $ 67,000 |
| Snohomish County Washington | 2 | $ 565,000 | $ 282,000 | $ 0 |
| Thurston County Washington | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Brooke County West Virginia | 2 | $ 9,000 | $ 4,000 | $ 24,000 |
| Kenosha County Wisconsin | 2 | $ 995,000 | $ 497,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 984,000 | $ 492,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Pima County Arizona | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Pinal County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Humboldt County California | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Merced County California | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Monterey County California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Placer County California | 1 | $ 667,000 | $ 667,000 | $ 0 |
| Solano County California | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Stanislaus County California | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Yuba County California | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 746,000 | $ 746,000 | $ 0 |
| Douglas County Colorado | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Eagle County Colorado | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| La Plata County Colorado | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Summit County Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 750,000 | $ 750,000 | $ 0 |
| New London County Connecticut | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| Brevard County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Broward County Florida | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Monroe County Florida | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Polk County Florida | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Sumter County Florida | 1 | $ 194,000 | $ 194,000 | $ 450,000 |
| Volusia County Florida | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Dawson County Georgia | 1 | $ 991,000 | $ 991,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Douglas County Georgia | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Hall County Georgia | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Murray County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Richmond County Georgia | 1 | $ 1,000 | $ 1,000 | $ 13,000 |
| Sumter County Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Maui County Hawaii | 1 | $ 910,000 | $ 910,000 | $ 0 |
| Payette County Idaho | 1 | $ 197,000 | $ 197,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McLean County Illinois | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Allen County Indiana | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Marion County Indiana | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 801,000 | $ 801,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Knox County Maine | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 50,000 | $ 50,000 | $ 122,000 |
| Talbot County Maryland | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| Nantucket County Massachusetts | 1 | $ 810,000 | $ 810,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Allegan County Michigan | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Mower County Minnesota | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Lee County Mississippi | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Madison County Mississippi | 1 | $ 600,000 | $ 600,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Missoula County Montana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Douglas County Nevada | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 56,000 | $ 56,000 | $ 80,000 |
| Bernalillo County New Mexico | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Bronx County New York | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Cattaraugus County New York | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Chautauqua County New York | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Chemung County New York | 1 | $ 7,000 | $ 7,000 | $ 39,000 |
| Erie County New York | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Monroe County New York | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Orange County New York | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Putnam County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Steuben County New York | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
| Sullivan County New York | 1 | $ 18,000 | $ 18,000 | $ 95,000 |
| Iredell County North Carolina | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Stokes County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Union County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Wake County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Belmont County Ohio | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Delaware County Ohio | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Franklin County Ohio | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Lucas County Ohio | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Stark County Ohio | 1 | $ 456,000 | $ 456,000 | $ 374,000 |
| Summit County Ohio | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Marion County Oregon | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Washington County Oregon | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Cameron County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 28,000 |
| Elk County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 216,000 |
| Potter County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Pennington County South Dakota | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Brazoria County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Brazos County Texas | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Burnet County Texas | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Cameron County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Denton County Texas | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hunt County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kerr County Texas | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Madison County Texas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Polk County Texas | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Smith County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Travis County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Williamson County Texas | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Washington County Utah | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Orange County Vermont | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Windham County Vermont | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Arlington County Virginia | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Henrico County Virginia | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Prince William County Virginia | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Grant County Washington | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Jefferson County Washington | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Kitsap County Washington | 1 | $ 692,000 | $ 692,000 | $ 0 |
| Pierce County Washington | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Spokane County Washington | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Iowa County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Albany County Wyoming | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 143,000 | $ 143,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 20,833 | $518,512,000 | $30,076 | $2,813,000 | $44,076 | $6,000,000 |
| Refinancing | 17,651 | $1,994,635,000 | $344,023 | $1,600,000 | $27,000 | $4,824,000 |
| Home Purchase | 1,663 | $294,955,000 | $435,075 | $8,500,000 | $15,175 | $2,351,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,385 | $1,820,498,000 | $102,176 | $2,813,000 | $88,117 | $4,824,000 |
| Black or African American | 5,986 | $136,987,000 | $60,444 | $550,000 | $39,333 | $2,254,000 |
| Not Provided | 4,958 | $396,141,000 | $108,300 | $4,100,000 | $91,800 | $1,100,000 |
| Hispanic | 1,699 | $61,327,000 | $42,285 | $979,000 | $47,714 | $660,000 |
| Asian | 1,170 | $104,412,000 | $65,200 | $650,000 | $116,600 | $1,135,000 |
| Not applicable | 657 | $272,504,000 | $424,125 | $8,500,000 | $4,312 | $650,000 |
| American Indian or Alaskan Native | 220 | $13,096,000 | $109,500 | $673,000 | $88,000 | $6,000,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $3,137,000 | $49,666 | $377,000 | $48,333 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 40,147 | $2,808,102,000 | $368,551 | $8,500,000 | $17,836 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,605 | $1,385,906,000 | $101,500 | $8,500,000 | $99,300 | $4,824,000 |
| Application Denied By Financial Institution | 16,877 | $690,425,000 | $62,785 | $2,813,000 | $53,571 | $6,000,000 |
| Application Approved But Not Accepted | 4,189 | $350,521,000 | $123,125 | $1,000,000 | $89,375 | $3,343,000 |
| Loan Purchased By The Institution | 1,440 | $377,684,000 | $409,666 | $4,100,000 | $11,458 | $2,351,000 |
| Application Withdrawn By Applicant | 36 | $3,566,000 | $91,500 | $520,000 | $101,500 | $626,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,616 | $260,291,000 | $46,538 | $1,400,000 | $34,000 | $6,000,000 |
| Debt-To-Income Ratio | 4,664 | $209,492,000 | $57,142 | $900,000 | $57,428 | $450,000 |
| Collateral | 1,216 | $142,357,000 | $149,200 | $2,813,000 | $129,200 | $2,052,000 |
| Other | 1,123 | $56,470,000 | $26,222 | $1,000,000 | $50,777 | $2,052,000 |
| Credit Application Incomplete | 126 | $7,315,000 | $72,000 | $350,000 | $151,333 | $845,000 |
| Unverifiable Information | 113 | $13,615,000 | $403,400 | $1,600,000 | $187,800 | $770,000 |
| Employment History | 19 | $885,000 | $29,000 | $454,000 | $25,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.