Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Citizens Bank Of Pennsylvania 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Citizens Bank Of Pennsylvania
1701 John F. Kennedy Boulevard
Philadelphia, PA 19103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 45,127
Total Mortgage Loan Application Amount $2,561,856,000
Average Mortgage Loan Application Amount $59,333
Highest Mortgage Loan Application Amount $4,900,000
Average Applicant Income $42,000
Highest Applicant Income $6,280,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.

Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2006.

Mortgage Loan Application Totals for Citizens Bank Of Pennsylvania by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia County Pennsylvania 6,881 $ 261,914,000 $ 38,000 $ 48,000
Allegheny County Pennsylvania 4,381 $ 157,029,000 $ 35,000 $ 64,000
Montgomery County Pennsylvania 2,434 $ 182,360,000 $ 74,000 $ 102,000
Delaware County Pennsylvania 2,016 $ 114,561,000 $ 56,000 $ 80,000
Bucks County Pennsylvania 1,723 $ 132,106,000 $ 76,000 $ 99,000
Berks County Pennsylvania 1,360 $ 56,359,000 $ 41,000 $ 57,000
Westmoreland County Pennsylvania 1,215 $ 51,986,000 $ 42,000 $ 61,000
Chester County Pennsylvania 1,100 $ 91,742,000 $ 83,000 $ 116,000
Erie County Pennsylvania 815 $ 24,466,000 $ 30,000 $ 55,000
Luzerne County Pennsylvania 795 $ 29,382,000 $ 36,000 $ 58,000
Washington County Pennsylvania 707 $ 27,643,000 $ 39,000 $ 60,000
Camden County New Jersey 572 $ 40,554,000 $ 70,000 $ 93,000
Lancaster County Pennsylvania 564 $ 33,124,000 $ 58,000 $ 64,000
Butler County Pennsylvania 536 $ 24,821,000 $ 46,000 $ 66,000
Beaver County Pennsylvania 525 $ 22,882,000 $ 43,000 $ 64,000
York County Pennsylvania 470 $ 27,248,000 $ 57,000 $ 68,000
Dauphin County Pennsylvania 458 $ 22,455,000 $ 49,000 $ 69,000
Clark County Nevada 448 $ 28,035,000 $ 62,000 $ 0
Maricopa County Arizona 423 $ 35,160,000 $ 83,000 $ 0
Burlington County New Jersey 398 $ 29,741,000 $ 74,000 $ 102,000
Blair County Pennsylvania 390 $ 14,593,000 $ 37,000 $ 52,000
Monroe County Pennsylvania 327 $ 21,543,000 $ 65,000 $ 67,000
King County Washington 313 $ 25,880,000 $ 82,000 $ 0
Cumberland County Pennsylvania 308 $ 15,340,000 $ 49,000 $ 82,000
Ada County Idaho 301 $ 14,092,000 $ 46,000 $ 0
Los Angeles County California 292 $ 40,191,000 $ 137,000 $ 0
Gloucester County New Jersey 243 $ 15,936,000 $ 65,000 $ 100,000
Crawford County Pennsylvania 243 $ 9,442,000 $ 38,000 $ 52,000
Salt Lake County Utah 235 $ 12,628,000 $ 53,000 $ 0
Riverside County California 232 $ 20,939,000 $ 90,000 $ 0
Mercer County Pennsylvania 209 $ 8,972,000 $ 42,000 $ 60,000
Harris County Texas 209 $ 13,455,000 $ 64,000 $ 0
Centre County Pennsylvania 185 $ 12,190,000 $ 65,000 $ 77,000
Armstrong County Pennsylvania 179 $ 7,508,000 $ 41,000 $ 56,000
Venango County Pennsylvania 177 $ 7,618,000 $ 43,000 $ 49,000
Snohomish County Washington 170 $ 11,728,000 $ 68,000 $ 0
Pike County Pennsylvania 167 $ 9,697,000 $ 58,000 $ 67,000
Clark County Washington 150 $ 9,131,000 $ 60,000 $ 0
Sacramento County California 132 $ 9,688,000 $ 73,000 $ 0
Tarrant County Texas 127 $ 5,469,000 $ 43,000 $ 0
Fairfax County Virginia 120 $ 11,182,000 $ 93,000 $ 0
San Diego County California 114 $ 16,285,000 $ 142,000 $ 0
Multnomah County Oregon 113 $ 9,256,000 $ 81,000 $ 0
Baltimore County Maryland 105 $ 5,745,000 $ 54,000 $ 1,000
Cape May County New Jersey 98 $ 16,958,000 $ 173,000 $ 148,000
Mecklenburg County North Carolina 98 $ 6,546,000 $ 66,000 $ 0
Washington County Oregon 93 $ 5,658,000 $ 60,000 $ 0
Pierce County Washington 93 $ 6,707,000 $ 72,000 $ 0
Cook County Illinois 91 $ 8,935,000 $ 98,000 $ 1,000
Dallas County Texas 91 $ 5,837,000 $ 64,000 $ 0
San Bernardino County California 87 $ 7,337,000 $ 84,000 $ 0
Utah County Utah 87 $ 4,017,000 $ 46,000 $ 0
Anne Arundel County Maryland 86 $ 7,122,000 $ 82,000 $ 0
Douglas County Nebraska 86 $ 3,029,000 $ 35,000 $ 0
Canyon County Idaho 85 $ 3,218,000 $ 37,000 $ 0
Bernalillo County New Mexico 84 $ 4,862,000 $ 57,000 $ 0
Jefferson County Colorado 83 $ 5,093,000 $ 61,000 $ 0
New Castle County Delaware 80 $ 5,463,000 $ 68,000 $ 36,000
Middlesex County Massachusetts 79 $ 9,317,000 $ 117,000 $ 5,000
Travis County Texas 79 $ 4,003,000 $ 50,000 $ 0
Prince George's County Maryland 78 $ 5,961,000 $ 76,000 $ 2,000
Orange County California 77 $ 12,160,000 $ 157,000 $ 0
Douglas County Colorado 77 $ 5,760,000 $ 74,000 $ 0
Marion County Indiana 77 $ 3,567,000 $ 46,000 $ 0
Shelby County Tennessee 76 $ 3,605,000 $ 47,000 $ 0
El Paso County Colorado 73 $ 4,103,000 $ 56,000 $ 0
Fulton County Georgia 73 $ 7,335,000 $ 100,000 $ 0
Clackamas County Oregon 73 $ 6,820,000 $ 93,000 $ 0
Lehigh County Pennsylvania 73 $ 4,654,000 $ 63,000 $ 57,000
Gwinnett County Georgia 72 $ 5,970,000 $ 82,000 $ 0
Franklin County Pennsylvania 68 $ 3,652,000 $ 53,000 $ 67,000
Davis County Utah 68 $ 3,408,000 $ 50,000 $ 0
Cobb County Georgia 66 $ 3,634,000 $ 55,000 $ 0
Davidson County Tennessee 66 $ 3,717,000 $ 56,000 $ 0
Sedgwick County Kansas 65 $ 2,215,000 $ 34,000 $ 0
Pinal County Arizona 64 $ 3,468,000 $ 54,000 $ 0
Harford County Maryland 64 $ 4,056,000 $ 63,000 $ 2,000
Kent County Michigan 64 $ 1,877,000 $ 29,000 $ 0
Denver County Colorado 63 $ 4,354,000 $ 69,000 $ 0
Montgomery County Maryland 63 $ 7,300,000 $ 115,000 $ 11,000
Atlantic County New Jersey 60 $ 5,461,000 $ 91,000 $ 106,000
Denton County Texas 60 $ 2,645,000 $ 44,000 $ 0
Prince William County Virginia 60 $ 6,060,000 $ 101,000 $ 0
Oklahoma County Oklahoma 59 $ 1,926,000 $ 32,000 $ 0
Hamilton County Indiana 58 $ 3,345,000 $ 57,000 $ 0
Baltimore City County Maryland 58 $ 3,343,000 $ 57,000 $ 0
Ocean County New Jersey 58 $ 6,636,000 $ 114,000 $ 111,000
Lackawanna County Pennsylvania 58 $ 2,921,000 $ 50,000 $ 58,000
Wake County North Carolina 57 $ 4,179,000 $ 73,000 $ 0
Fayette County Pennsylvania 57 $ 1,517,000 $ 26,000 $ 47,000
Collin County Texas 57 $ 3,413,000 $ 59,000 $ 0
Santa Clara County California 56 $ 7,820,000 $ 139,000 $ 0
Bristol County Massachusetts 55 $ 2,965,000 $ 53,000 $ 0
Broward County Florida 54 $ 3,197,000 $ 59,000 $ 1,000
Carbon County Pennsylvania 54 $ 2,692,000 $ 49,000 $ 68,000
Spokane County Washington 54 $ 2,402,000 $ 44,000 $ 0
Hennepin County Minnesota 53 $ 5,580,000 $ 105,000 $ 0
Northampton County Pennsylvania 53 $ 4,311,000 $ 81,000 $ 49,000
Virginia Beach County Virginia 53 $ 3,145,000 $ 59,000 $ 0
Suffolk County New York 52 $ 6,520,000 $ 125,000 $ 0
Sussex County Delaware 51 $ 4,322,000 $ 84,000 $ 25,000
Jackson County Missouri 51 $ 2,894,000 $ 56,000 $ 0
Arapahoe County Colorado 50 $ 3,455,000 $ 69,000 $ 0
Mercer County New Jersey 50 $ 4,982,000 $ 99,000 $ 95,000
Bannock County Idaho 49 $ 1,336,000 $ 27,000 $ 0
Lawrence County Pennsylvania 49 $ 1,813,000 $ 37,000 $ 36,000
Wayne County Michigan 48 $ 1,781,000 $ 37,000 $ 0
Washoe County Nevada 48 $ 5,336,000 $ 111,000 $ 0
Fresno County California 47 $ 3,734,000 $ 79,000 $ 0
Orange County Florida 47 $ 3,507,000 $ 74,000 $ 0
Oakland County Michigan 47 $ 2,710,000 $ 57,000 $ 0
Frederick County Maryland 46 $ 2,875,000 $ 62,000 $ 1,000
Adams County Colorado 45 $ 1,958,000 $ 43,000 $ 0
DeKalb County Georgia 45 $ 3,060,000 $ 68,000 $ 0
Hendricks County Indiana 45 $ 1,568,000 $ 34,000 $ 0
Fort Bend County Texas 45 $ 2,797,000 $ 62,000 $ 0
Johnson County Kansas 44 $ 2,625,000 $ 59,000 $ 0
Lane County Oregon 44 $ 2,794,000 $ 63,000 $ 0
Lebanon County Pennsylvania 44 $ 2,629,000 $ 59,000 $ 70,000
Howard County Maryland 43 $ 4,131,000 $ 96,000 $ 7,000
Middlesex County New Jersey 43 $ 4,260,000 $ 99,000 $ 90,000
Ventura County California 42 $ 7,430,000 $ 176,000 $ 0
Placer County California 41 $ 3,482,000 $ 84,000 $ 0
Greene County Missouri 41 $ 1,434,000 $ 34,000 $ 0
Morris County New Jersey 41 $ 6,210,000 $ 151,000 $ 62,000
Worcester County Massachusetts 40 $ 2,849,000 $ 71,000 $ 0
Washtenaw County Michigan 40 $ 2,612,000 $ 65,000 $ 0
Alameda County California 38 $ 4,051,000 $ 106,000 $ 0
Miami-Dade County Florida 38 $ 4,260,000 $ 112,000 $ 0
Norfolk County Massachusetts 38 $ 4,286,000 $ 112,000 $ 1,000
St. Louis County Missouri 38 $ 3,145,000 $ 82,000 $ 0
Mifflin County Pennsylvania 38 $ 1,415,000 $ 37,000 $ 41,000
Hillsborough County Florida 37 $ 2,621,000 $ 70,000 $ 2,000
Coweta County Georgia 37 $ 1,300,000 $ 35,000 $ 0
Sarpy County Nebraska 37 $ 1,525,000 $ 41,000 $ 0
Hillsborough County New Hampshire 37 $ 3,006,000 $ 81,000 $ 0
Pima County Arizona 36 $ 3,028,000 $ 84,000 $ 0
Yolo County California 36 $ 3,567,000 $ 99,000 $ 0
Fayette County Kentucky 36 $ 1,451,000 $ 40,000 $ 0
Charles County Maryland 36 $ 2,696,000 $ 74,000 $ 1,000
Monmouth County New Jersey 35 $ 2,795,000 $ 79,000 $ 91,000
Bexar County Texas 35 $ 1,152,000 $ 32,000 $ 0
Loudoun County Virginia 35 $ 3,123,000 $ 89,000 $ 0
Weld County Colorado 34 $ 1,449,000 $ 42,000 $ 0
Henry County Georgia 34 $ 1,587,000 $ 46,000 $ 0
St. Mary's County Maryland 34 $ 2,067,000 $ 60,000 $ 1,000
Plymouth County Massachusetts 34 $ 2,801,000 $ 82,000 $ 1,000
Rockingham County New Hampshire 34 $ 3,459,000 $ 101,000 $ 1,000
Tulsa County Oklahoma 34 $ 1,524,000 $ 44,000 $ 0
Essex County Massachusetts 33 $ 2,133,000 $ 64,000 $ 0
St. Charles County Missouri 33 $ 1,553,000 $ 47,000 $ 0
Providence County Rhode Island 33 $ 1,838,000 $ 55,000 $ 3,000
Chesapeake County Virginia 33 $ 1,856,000 $ 56,000 $ 0
Contra Costa County California 32 $ 4,849,000 $ 151,000 $ 0
Solano County California 31 $ 3,113,000 $ 100,000 $ 0
Madison County Illinois 31 $ 1,076,000 $ 34,000 $ 0
Bergen County New Jersey 31 $ 3,292,000 $ 106,000 $ 46,000
Essex County New Jersey 31 $ 2,756,000 $ 88,000 $ 77,000
Orange County New York 31 $ 1,290,000 $ 41,000 $ 12,000
Butler County Ohio 31 $ 1,321,000 $ 42,000 $ 0
Cambria County Pennsylvania 31 $ 1,577,000 $ 50,000 $ 58,000
District of Columbia County District Of Columbia 30 $ 2,048,000 $ 68,000 $ 0
Kings County New York 30 $ 3,147,000 $ 104,000 $ 6,000
Franklin County Ohio 30 $ 1,226,000 $ 40,000 $ 0
Bedford County Pennsylvania 30 $ 1,345,000 $ 44,000 $ 63,000
Williamson County Texas 30 $ 1,105,000 $ 36,000 $ 0
Kitsap County Washington 30 $ 2,406,000 $ 80,000 $ 0
Dane County Wisconsin 30 $ 1,467,000 $ 48,000 $ 0
Larimer County Colorado 29 $ 1,426,000 $ 49,000 $ 0
Duval County Florida 29 $ 1,208,000 $ 41,000 $ 0
Anoka County Minnesota 29 $ 1,969,000 $ 67,000 $ 0
Bradford County Pennsylvania 29 $ 626,000 $ 21,000 $ 32,000
Knox County Tennessee 29 $ 1,004,000 $ 34,000 $ 0
Palm Beach County Florida 28 $ 4,146,000 $ 148,000 $ 0
Cherokee County Georgia 28 $ 1,190,000 $ 42,000 $ 0
Twin Falls County Idaho 28 $ 852,000 $ 30,000 $ 0
Suffolk County Massachusetts 28 $ 2,907,000 $ 103,000 $ 12,000
Marion County Oregon 28 $ 1,561,000 $ 55,000 $ 0
Indiana County Pennsylvania 28 $ 1,245,000 $ 44,000 $ 47,000
Sumner County Tennessee 28 $ 857,000 $ 30,000 $ 0
Montgomery County Texas 28 $ 1,222,000 $ 43,000 $ 0
Fayette County Georgia 27 $ 1,494,000 $ 55,000 $ 0
Somerset County New Jersey 27 $ 2,654,000 $ 98,000 $ 108,000
Hamilton County Ohio 27 $ 1,170,000 $ 43,000 $ 0
Adams County Pennsylvania 27 $ 1,715,000 $ 63,000 $ 49,000
Stafford County Virginia 27 $ 2,163,000 $ 80,000 $ 0
Nassau County New York 26 $ 4,382,000 $ 168,000 $ 0
Clarion County Pennsylvania 26 $ 1,399,000 $ 53,000 $ 96,000
Rutherford County Tennessee 26 $ 976,000 $ 37,000 $ 0
Washington County Utah 26 $ 1,203,000 $ 46,000 $ 0
Weber County Utah 26 $ 1,959,000 $ 75,000 $ 0
Sonoma County California 25 $ 4,846,000 $ 193,000 $ 0
Lee County Florida 25 $ 5,239,000 $ 209,000 $ 0
Jefferson County Kentucky 25 $ 853,000 $ 34,000 $ 0
Guilford County North Carolina 25 $ 1,210,000 $ 48,000 $ 0
Perry County Pennsylvania 25 $ 1,215,000 $ 48,000 $ 62,000
Thurston County Washington 25 $ 1,299,000 $ 51,000 $ 0
San Mateo County California 24 $ 6,085,000 $ 253,000 $ 0
Pinellas County Florida 24 $ 1,680,000 $ 70,000 $ 0
Bonneville County Idaho 24 $ 773,000 $ 32,000 $ 0
Dakota County Minnesota 24 $ 1,649,000 $ 68,000 $ 0
Cleveland County Oklahoma 24 $ 649,000 $ 27,000 $ 0
Spartanburg County South Carolina 24 $ 1,348,000 $ 56,000 $ 0
Alexandria County Virginia 24 $ 2,192,000 $ 91,000 $ 0
Arlington County Virginia 24 $ 2,100,000 $ 87,000 $ 0
Kent County Delaware 23 $ 1,584,000 $ 68,000 $ 10,000
Forsyth County Georgia 23 $ 1,586,000 $ 68,000 $ 0
Will County Illinois 23 $ 1,948,000 $ 84,000 $ 0
Carroll County Maryland 23 $ 1,348,000 $ 58,000 $ 2,000
Buchanan County Missouri 23 $ 804,000 $ 34,000 $ 0
Clermont County Ohio 23 $ 1,093,000 $ 47,000 $ 0
Schuylkill County Pennsylvania 23 $ 1,283,000 $ 55,000 $ 73,000
Williamson County Tennessee 23 $ 1,769,000 $ 76,000 $ 0
Boulder County Colorado 22 $ 3,229,000 $ 146,000 $ 0
Polk County Iowa 22 $ 1,190,000 $ 54,000 $ 0
Cumberland County Maine 22 $ 1,204,000 $ 54,000 $ 0
Macomb County Michigan 22 $ 1,169,000 $ 53,000 $ 1,000
Hudson County New Jersey 22 $ 1,937,000 $ 88,000 $ 40,000
Union County North Carolina 22 $ 906,000 $ 41,000 $ 0
Clearfield County Pennsylvania 22 $ 989,000 $ 44,000 $ 40,000
Galveston County Texas 22 $ 1,509,000 $ 68,000 $ 0
DuPage County Illinois 21 $ 1,773,000 $ 84,000 $ 2,000
Kane County Illinois 21 $ 1,255,000 $ 59,000 $ 0
Union County New Jersey 21 $ 1,898,000 $ 90,000 $ 69,000
Cuyahoga County Ohio 21 $ 819,000 $ 39,000 $ 0
Hamilton County Tennessee 21 $ 577,000 $ 27,000 $ 0
Spotsylvania County Virginia 21 $ 1,962,000 $ 93,000 $ 0
Stanislaus County California 20 $ 1,806,000 $ 90,000 $ 0
Livingston County Michigan 20 $ 1,068,000 $ 53,000 $ 0
Seminole County Florida 19 $ 1,564,000 $ 82,000 $ 0
Kootenai County Idaho 19 $ 1,015,000 $ 53,000 $ 0
Lake County Illinois 19 $ 2,806,000 $ 147,000 $ 0
St. Clair County Illinois 19 $ 745,000 $ 39,000 $ 0
Douglas County Kansas 19 $ 1,053,000 $ 55,000 $ 0
Passaic County New Jersey 19 $ 1,733,000 $ 91,000 $ 75,000
Huntingdon County Pennsylvania 19 $ 859,000 $ 45,000 $ 61,000
Brazoria County Texas 19 $ 603,000 $ 31,000 $ 0
Hartford County Connecticut 18 $ 1,780,000 $ 98,000 $ 5,000
Pasco County Florida 18 $ 1,179,000 $ 65,000 $ 0
Hancock County Indiana 18 $ 546,000 $ 30,000 $ 0
Calvert County Maryland 18 $ 1,920,000 $ 106,000 $ 0
Jefferson County Missouri 18 $ 779,000 $ 43,000 $ 0
Flathead County Montana 18 $ 739,000 $ 41,000 $ 0
Montgomery County Ohio 18 $ 520,000 $ 28,000 $ 0
Deschutes County Oregon 18 $ 1,659,000 $ 92,000 $ 0
Jackson County Oregon 18 $ 1,541,000 $ 85,000 $ 0
Kent County Rhode Island 18 $ 872,000 $ 48,000 $ 0
Putnam County Tennessee 18 $ 448,000 $ 24,000 $ 0
Kern County California 17 $ 988,000 $ 58,000 $ 0
Brevard County Florida 17 $ 1,127,000 $ 66,000 $ 0
Honolulu County Hawaii 17 $ 2,935,000 $ 172,000 $ 0
Genesee County Michigan 17 $ 546,000 $ 32,000 $ 0
Cumberland County New Jersey 17 $ 1,654,000 $ 97,000 $ 106,000
Sussex County New Jersey 17 $ 1,285,000 $ 75,000 $ 57,000
Santa Fe County New Mexico 17 $ 1,461,000 $ 85,000 $ 0
Wyoming County Pennsylvania 17 $ 795,000 $ 46,000 $ 61,000
Hamblen County Tennessee 17 $ 446,000 $ 26,000 $ 0
Benton County Arkansas 16 $ 1,013,000 $ 63,000 $ 0
San Joaquin County California 16 $ 1,719,000 $ 107,000 $ 0
York County Maine 16 $ 1,069,000 $ 66,000 $ 0
Washington County Maryland 16 $ 904,000 $ 56,000 $ 0
Ottawa County Michigan 16 $ 493,000 $ 30,000 $ 0
Hunterdon County New Jersey 16 $ 1,491,000 $ 93,000 $ 115,000
Warren County Ohio 16 $ 614,000 $ 38,000 $ 0
Polk County Oregon 16 $ 903,000 $ 56,000 $ 0
Yamhill County Oregon 16 $ 1,325,000 $ 82,000 $ 0
Somerset County Pennsylvania 16 $ 642,000 $ 40,000 $ 110,000
Benton County Washington 16 $ 695,000 $ 43,000 $ 0
Whatcom County Washington 16 $ 997,000 $ 62,000 $ 0
Sarasota County Florida 15 $ 3,814,000 $ 254,000 $ 0
Chatham County Georgia 15 $ 483,000 $ 32,000 $ 0
St. Tammany County Louisiana 15 $ 624,000 $ 41,000 $ 0
Wicomico County Maryland 15 $ 851,000 $ 56,000 $ 0
Scott County Minnesota 15 $ 1,112,000 $ 74,000 $ 0
Salem County New Jersey 15 $ 1,414,000 $ 94,000 $ 76,000
San Juan County New Mexico 15 $ 571,000 $ 38,000 $ 0
Wayne County Pennsylvania 15 $ 1,210,000 $ 80,000 $ 56,000
Skagit County Washington 15 $ 1,278,000 $ 85,000 $ 0
Milwaukee County Wisconsin 15 $ 639,000 $ 42,000 $ 0
Paulding County Georgia 14 $ 658,000 $ 47,000 $ 0
Madison County Indiana 14 $ 373,000 $ 26,000 $ 0
Kenton County Kentucky 14 $ 578,000 $ 41,000 $ 0
Christian County Missouri 14 $ 655,000 $ 46,000 $ 0
Gallatin County Montana 14 $ 864,000 $ 61,000 $ 3,000
Erie County New York 14 $ 556,000 $ 39,000 $ 0
Queens County New York 14 $ 2,328,000 $ 166,000 $ 0
Cabarrus County North Carolina 14 $ 613,000 $ 43,000 $ 0
Washington County Rhode Island 14 $ 1,075,000 $ 76,000 $ 0
Hays County Texas 14 $ 761,000 $ 54,000 $ 0
Henrico County Virginia 14 $ 700,000 $ 50,000 $ 1,000
Suffolk County Virginia 14 $ 1,000,000 $ 71,000 $ 0
Fairfield County Connecticut 13 $ 2,840,000 $ 218,000 $ 0
New Haven County Connecticut 13 $ 2,254,000 $ 173,000 $ 0
Allen County Indiana 13 $ 319,000 $ 24,000 $ 0
Ramsey County Minnesota 13 $ 1,294,000 $ 99,000 $ 0
Wright County Minnesota 13 $ 559,000 $ 43,000 $ 0
Clay County Missouri 13 $ 852,000 $ 65,000 $ 0
Sandoval County New Mexico 13 $ 735,000 $ 56,000 $ 0
Westchester County New York 13 $ 2,396,000 $ 184,000 $ 0
Laramie County Wyoming 13 $ 939,000 $ 72,000 $ 0
Yavapai County Arizona 12 $ 1,063,000 $ 88,000 $ 0
Santa Cruz County California 12 $ 1,996,000 $ 166,000 $ 0
Polk County Florida 12 $ 610,000 $ 50,000 $ 0
Douglas County Georgia 12 $ 449,000 $ 37,000 $ 0
Dallas County Iowa 12 $ 537,000 $ 44,000 $ 0
Worcester County Maryland 12 $ 1,019,000 $ 84,000 $ 21,000
Summit County Ohio 12 $ 654,000 $ 54,000 $ 0
Douglas County Oregon 12 $ 778,000 $ 64,000 $ 0
Washington County Tennessee 12 $ 439,000 $ 36,000 $ 0
Frederick County Virginia 12 $ 1,119,000 $ 93,000 $ 0
Mohave County Arizona 11 $ 569,000 $ 51,000 $ 0
El Dorado County California 11 $ 1,066,000 $ 96,000 $ 0
San Francisco County California 11 $ 2,589,000 $ 235,000 $ 0
La Plata County Colorado 11 $ 617,000 $ 56,000 $ 0
Volusia County Florida 11 $ 531,000 $ 48,000 $ 0
Bingham County Idaho 11 $ 262,000 $ 23,000 $ 0
Tangipahoa County Louisiana 11 $ 314,000 $ 28,000 $ 0
Penobscot County Maine 11 $ 486,000 $ 44,000 $ 0
Barnstable County Massachusetts 11 $ 571,000 $ 51,000 $ 0
St. Louis City County Missouri 11 $ 511,000 $ 46,000 $ 0
Yellowstone County Montana 11 $ 447,000 $ 40,000 $ 0
Merrimack County New Hampshire 11 $ 613,000 $ 55,000 $ 0
Rockland County New York 11 $ 1,556,000 $ 141,000 $ 0
Saratoga County New York 11 $ 970,000 $ 88,000 $ 0
Lake County Ohio 11 $ 502,000 $ 45,000 $ 0
Greenville County South Carolina 11 $ 959,000 $ 87,000 $ 0
Horry County South Carolina 11 $ 477,000 $ 43,000 $ 0
York County South Carolina 11 $ 401,000 $ 36,000 $ 0
Wilson County Tennessee 11 $ 596,000 $ 54,000 $ 0
Chesterfield County Virginia 11 $ 879,000 $ 79,000 $ 0
Culpeper County Virginia 11 $ 830,000 $ 75,000 $ 0
Norfolk County Virginia 11 $ 467,000 $ 42,000 $ 0
Jefferson County West Virginia 11 $ 1,029,000 $ 93,000 $ 0
Waukesha County Wisconsin 11 $ 1,317,000 $ 119,000 $ 0
Butte County California 10 $ 641,000 $ 64,000 $ 0
Pueblo County Colorado 10 $ 275,000 $ 27,000 $ 0
Lake County Florida 10 $ 531,000 $ 53,000 $ 0
Hall County Georgia 10 $ 668,000 $ 66,000 $ 0
McHenry County Illinois 10 $ 304,000 $ 30,000 $ 0
Boone County Indiana 10 $ 409,000 $ 40,000 $ 0
Boone County Kentucky 10 $ 379,000 $ 37,000 $ 0
Calcasieu County Louisiana 10 $ 357,000 $ 35,000 $ 0
Cecil County Maryland 10 $ 1,438,000 $ 143,000 $ 11,000
Hampden County Massachusetts 10 $ 677,000 $ 67,000 $ 0
Richmond County New York 10 $ 1,603,000 $ 160,000 $ 0
El Paso County Texas 10 $ 742,000 $ 74,000 $ 0
Johnson County Texas 10 $ 293,000 $ 29,000 $ 0
Parker County Texas 10 $ 439,000 $ 43,000 $ 0
Tooele County Utah 10 $ 422,000 $ 42,000 $ 0
Fauquier County Virginia 10 $ 990,000 $ 99,000 $ 0
Franklin County Washington 10 $ 507,000 $ 50,000 $ 0
Berkeley County West Virginia 10 $ 711,000 $ 71,000 $ 2,000
Coconino County Arizona 9 $ 1,149,000 $ 127,000 $ 0
Merced County California 9 $ 748,000 $ 83,000 $ 0
Monterey County California 9 $ 1,604,000 $ 178,000 $ 0
Nevada County California 9 $ 1,349,000 $ 149,000 $ 0
Windham County Connecticut 9 $ 628,000 $ 69,000 $ 0
Collier County Florida 9 $ 3,356,000 $ 372,000 $ 0
St. Johns County Florida 9 $ 805,000 $ 89,000 $ 0
Clayton County Georgia 9 $ 954,000 $ 106,000 $ 0
Jefferson County Idaho 9 $ 316,000 $ 35,000 $ 0
Winnebago County Illinois 9 $ 276,000 $ 30,000 $ 0
Johnson County Indiana 9 $ 387,000 $ 43,000 $ 0
Lake County Indiana 9 $ 322,000 $ 35,000 $ 0
Shawnee County Kansas 9 $ 683,000 $ 75,000 $ 0
Ingham County Michigan 9 $ 583,000 $ 64,000 $ 0
Washington County Minnesota 9 $ 918,000 $ 102,000 $ 0
Missoula County Montana 9 $ 439,000 $ 48,000 $ 0
Warren County New Jersey 9 $ 748,000 $ 83,000 $ 63,000
Durham County North Carolina 9 $ 291,000 $ 32,000 $ 0
New Hanover County North Carolina 9 $ 2,863,000 $ 318,000 $ 0
Canadian County Oklahoma 9 $ 429,000 $ 47,000 $ 0
Linn County Oregon 9 $ 351,000 $ 39,000 $ 0
Lycoming County Pennsylvania 9 $ 368,000 $ 40,000 $ 27,000
Ellis County Texas 9 $ 373,000 $ 41,000 $ 0
Guadalupe County Texas 9 $ 248,000 $ 27,000 $ 0
Brown County Wisconsin 9 $ 390,000 $ 43,000 $ 0
Santa Barbara County California 8 $ 637,000 $ 79,000 $ 0
Alachua County Florida 8 $ 315,000 $ 39,000 $ 0
Muscogee County Georgia 8 $ 352,000 $ 44,000 $ 0
Newton County Georgia 8 $ 362,000 $ 45,000 $ 0
Rockdale County Georgia 8 $ 419,000 $ 52,000 $ 0
Clark County Indiana 8 $ 278,000 $ 34,000 $ 0
Vanderburgh County Indiana 8 $ 944,000 $ 118,000 $ 0
Monroe County Michigan 8 $ 350,000 $ 43,000 $ 0
DeSoto County Mississippi 8 $ 392,000 $ 49,000 $ 0
Andrew County Missouri 8 $ 226,000 $ 28,000 $ 0
Boone County Missouri 8 $ 210,000 $ 26,000 $ 0
Douglas County Nevada 8 $ 486,000 $ 60,000 $ 0
Strafford County New Hampshire 8 $ 346,000 $ 43,000 $ 15,000
Sullivan County New York 8 $ 376,000 $ 47,000 $ 5,000
Johnston County North Carolina 8 $ 364,000 $ 45,000 $ 0
Delaware County Ohio 8 $ 587,000 $ 73,000 $ 0
Lucas County Ohio 8 $ 308,000 $ 38,000 $ 0
Miami County Ohio 8 $ 694,000 $ 86,000 $ 0
Benton County Oregon 8 $ 769,000 $ 96,000 $ 0
Charleston County South Carolina 8 $ 333,000 $ 41,000 $ 0
Blount County Tennessee 8 $ 383,000 $ 47,000 $ 0
Sevier County Tennessee 8 $ 270,000 $ 33,000 $ 0
Rockwall County Texas 8 $ 385,000 $ 48,000 $ 0
James City County Virginia 8 $ 677,000 $ 84,000 $ 13,000
Richmond City County Virginia 8 $ 415,000 $ 51,000 $ 0
Cowlitz County Washington 8 $ 332,000 $ 41,000 $ 0
Island County Washington 8 $ 547,000 $ 68,000 $ 0
Pulaski County Arkansas 7 $ 1,078,000 $ 154,000 $ 0
Eagle County Colorado 7 $ 1,157,000 $ 165,000 $ 0
Mesa County Colorado 7 $ 302,000 $ 43,000 $ 0
Park County Colorado 7 $ 312,000 $ 44,000 $ 0
New London County Connecticut 7 $ 937,000 $ 133,000 $ 0
Bay County Florida 7 $ 412,000 $ 58,000 $ 0
St. Lucie County Florida 7 $ 1,091,000 $ 155,000 $ 0
Elmore County Idaho 7 $ 264,000 $ 37,000 $ 0
Monroe County Indiana 7 $ 250,000 $ 35,000 $ 0
Butler County Kansas 7 $ 155,000 $ 22,000 $ 0
East Baton Rouge County Louisiana 7 $ 1,363,000 $ 194,000 $ 0
Lafayette County Louisiana 7 $ 188,000 $ 26,000 $ 0
Queen Anne's County Maryland 7 $ 516,000 $ 73,000 $ 0
Lenawee County Michigan 7 $ 262,000 $ 37,000 $ 0
St. Louis County Minnesota 7 $ 796,000 $ 113,000 $ 0
Platte County Missouri 7 $ 356,000 $ 50,000 $ 0
Onondaga County New York 7 $ 377,000 $ 53,000 $ 0
Cumberland County North Carolina 7 $ 296,000 $ 42,000 $ 0
Stark County Ohio 7 $ 491,000 $ 70,000 $ 0
Columbia County Oregon 7 $ 352,000 $ 50,000 $ 0
Coos County Oregon 7 $ 496,000 $ 70,000 $ 0
Columbia County Pennsylvania 7 $ 361,000 $ 51,000 $ 52,000
Sullivan County Tennessee 7 $ 240,000 $ 34,000 $ 0
Nueces County Texas 7 $ 263,000 $ 37,000 $ 0
Cache County Utah 7 $ 301,000 $ 43,000 $ 0
Portsmouth County Virginia 7 $ 366,000 $ 52,000 $ 0
Washington County Arkansas 6 $ 226,000 $ 37,000 $ 0
Sutter County California 6 $ 415,000 $ 69,000 $ 0
Clay County Florida 6 $ 318,000 $ 53,000 $ 0
Martin County Florida 6 $ 1,284,000 $ 214,000 $ 0
Osceola County Florida 6 $ 727,000 $ 121,000 $ 0
Santa Rosa County Florida 6 $ 247,000 $ 41,000 $ 0
Walton County Georgia 6 $ 214,000 $ 35,000 $ 0
Jerome County Idaho 6 $ 160,000 $ 26,000 $ 0
St. Joseph County Indiana 6 $ 255,000 $ 42,000 $ 0
Bullitt County Kentucky 6 $ 212,000 $ 35,000 $ 0
Oldham County Kentucky 6 $ 274,000 $ 45,000 $ 0
Androscoggin County Maine 6 $ 172,000 $ 28,000 $ 0
Carver County Minnesota 6 $ 326,000 $ 54,000 $ 0
Cass County Missouri 6 $ 843,000 $ 140,000 $ 0
Franklin County Missouri 6 $ 232,000 $ 38,000 $ 0
Lewis and Clark County Montana 6 $ 245,000 $ 40,000 $ 0
Nye County Nevada 6 $ 253,000 $ 42,000 $ 0
Dutchess County New York 6 $ 359,000 $ 59,000 $ 5,000
Oneida County New York 6 $ 116,000 $ 19,000 $ 0
Tioga County New York 6 $ 23,000 $ 3,000 $ 22,000
Lincoln County North Carolina 6 $ 342,000 $ 57,000 $ 0
Clark County Ohio 6 $ 185,000 $ 30,000 $ 0
Greene County Ohio 6 $ 219,000 $ 36,000 $ 0
Wayne County Ohio 6 $ 255,000 $ 42,000 $ 0
Logan County Oklahoma 6 $ 156,000 $ 26,000 $ 0
Susquehanna County Pennsylvania 6 $ 253,000 $ 42,000 $ 37,000
Tioga County Pennsylvania 6 $ 260,000 $ 43,000 $ 40,000
Bradley County Tennessee 6 $ 321,000 $ 53,000 $ 0
Cameron County Texas 6 $ 242,000 $ 40,000 $ 0
Jefferson County Texas 6 $ 226,000 $ 37,000 $ 0
Hampton County Virginia 6 $ 273,000 $ 45,000 $ 0
Hanover County Virginia 6 $ 346,000 $ 57,000 $ 0
Orange County Virginia 6 $ 332,000 $ 55,000 $ 0
Lincoln County Wyoming 6 $ 297,000 $ 49,000 $ 0
Madera County California 5 $ 599,000 $ 119,000 $ 0
Mono County California 5 $ 408,000 $ 81,000 $ 0
Tulare County California 5 $ 459,000 $ 91,000 $ 0
Middlesex County Connecticut 5 $ 627,000 $ 125,000 $ 0
Tolland County Connecticut 5 $ 366,000 $ 73,000 $ 0
Hernando County Florida 5 $ 317,000 $ 63,000 $ 0
Leon County Florida 5 $ 258,000 $ 51,000 $ 0
Manatee County Florida 5 $ 407,000 $ 81,000 $ 0
Okaloosa County Florida 5 $ 260,000 $ 52,000 $ 0
Carroll County Georgia 5 $ 224,000 $ 44,000 $ 0
Jackson County Georgia 5 $ 184,000 $ 36,000 $ 0
Walker County Georgia 5 $ 166,000 $ 33,000 $ 0
Bonner County Idaho 5 $ 684,000 $ 136,000 $ 0
Ogle County Illinois 5 $ 143,000 $ 28,000 $ 0
Harrison County Indiana 5 $ 95,000 $ 19,000 $ 0
Linn County Iowa 5 $ 134,000 $ 26,000 $ 0
Cowley County Kansas 5 $ 264,000 $ 52,000 $ 0
Calhoun County Michigan 5 $ 84,000 $ 16,000 $ 0
Kalamazoo County Michigan 5 $ 209,000 $ 41,000 $ 0
Clinton County Missouri 5 $ 267,000 $ 53,000 $ 0
Osage County Missouri 5 $ 104,000 $ 20,000 $ 0
Ravalli County Montana 5 $ 289,000 $ 57,000 $ 0
Lancaster County Nebraska 5 $ 189,000 $ 37,000 $ 0
Albany County New York 5 $ 377,000 $ 75,000 $ 0
Gaston County North Carolina 5 $ 136,000 $ 27,000 $ 0
Lorain County Ohio 5 $ 200,000 $ 40,000 $ 4,000
Medina County Ohio 5 $ 188,000 $ 37,000 $ 0
Shelby County Ohio 5 $ 133,000 $ 26,000 $ 0
McClain County Oklahoma 5 $ 305,000 $ 61,000 $ 0
Clinton County Pennsylvania 5 $ 335,000 $ 67,000 $ 55,000
Forest County Pennsylvania 5 $ 240,000 $ 48,000 $ 37,000
Fulton County Pennsylvania 5 $ 250,000 $ 50,000 $ 56,000
Greene County Pennsylvania 5 $ 99,000 $ 19,000 $ 54,000
Juniata County Pennsylvania 5 $ 243,000 $ 48,000 $ 39,000
McKean County Pennsylvania 5 $ 196,000 $ 39,000 $ 50,000
Newport County Rhode Island 5 $ 320,000 $ 64,000 $ 0
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Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 19,908 $619,700,000 $31,000 $2,500,000 $55,000 $6,280,000
Refinancing 15,998 $1,367,263,000 $85,000 $4,900,000 $58,000 $3,622,000
Home Purchase 9,221 $574,893,000 $62,000 $2,121,000 $13,000 $2,090,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,054 $1,128,348,000 $53,000 $2,000,000 $77,000 $2,700,000
Not applicable 14,874 $1,042,038,000 $70,000 $2,121,000 $0 $0
Black or African American 4,290 $116,464,000 $27,000 $4,900,000 $43,000 $6,280,000
Not Provided 2,079 $122,026,000 $58,000 $1,297,000 $83,000 $1,822,000
Hispanic 1,487 $52,778,000 $35,000 $1,000,000 $47,000 $803,000
Asian 1,166 $90,309,000 $77,000 $1,200,000 $83,000 $1,920,000
American Indian or Alaskan Native 98 $6,202,000 $63,000 $1,250,000 $62,000 $335,000
Native Hawaiian or Other Pacific Islander 79 $3,691,000 $46,000 $215,000 $63,000 $252,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,127 $2,561,856,000 $56,000 $4,900,000 $47,000 $6,280,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,465 $839,206,000 $54,000 $1,510,000 $82,000 $2,377,000
Loan Purchased By The Institution 14,871 $1,041,366,000 $70,000 $2,121,000 $0 $0
Application Denied By Financial Institution 12,759 $556,644,000 $43,000 $4,900,000 $55,000 $6,280,000
Application Approved But Not Accepted 1,977 $121,200,000 $61,000 $860,000 $87,000 $2,700,000
Application Withdrawn By Applicant 55 $3,440,000 $62,000 $300,000 $74,000 $275,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,554 $188,498,000 $33,000 $4,900,000 $49,000 $6,280,000
Debt-To-Income Ratio 3,435 $156,373,000 $45,000 $1,200,000 $43,000 $920,000
Collateral 1,717 $147,421,000 $85,000 $1,100,000 $97,000 $1,822,000
Other 1,365 $26,759,000 $19,000 $540,000 $57,000 $1,920,000
Unverifiable Information 531 $29,238,000 $55,000 $1,200,000 $69,000 $810,000
Credit Application Incomplete 105 $6,423,000 $61,000 $1,000,000 $66,000 $400,000
Employment History 51 $1,898,000 $37,000 $151,000 $50,000 $214,000
Insufficient Cash (Downpayment, Closing Cost) 1 $34,000 $34,000 $34,000 $98,000 $98,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank Of Pennsylvania's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet with aggregated HMDA statistics today.

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