Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank Of Pennsylvania 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 45,127 |
| Total Mortgage Loan Application Amount | $2,561,856,000 |
| Average Mortgage Loan Application Amount | $59,333 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $6,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 14,154 | $ 782,683,000 | $ 55,000 | $ 73,000 |
| PITTSBURGH, PA | 7,600 | $ 293,386,000 | $ 38,000 | $ 63,000 |
| READING, PA | 1,360 | $ 56,359,000 | $ 41,000 | $ 57,000 |
| CAMDEN, NJ | 1,213 | $ 86,231,000 | $ 71,000 | $ 98,000 |
| SCRANTON--WILKES-BARRE, PA | 870 | $ 33,098,000 | $ 38,000 | $ 58,000 |
| ERIE, PA | 815 | $ 24,466,000 | $ 30,000 | $ 55,000 |
| HARRISBURG-CARLISLE, PA | 791 | $ 39,010,000 | $ 49,000 | $ 74,000 |
| LANCASTER, PA | 564 | $ 33,124,000 | $ 58,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 509 | $ 44,873,000 | $ 83,250 | $ 250 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 487 | $ 38,628,000 | $ 79,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 483 | $ 37,608,000 | $ 77,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 482 | $ 31,072,000 | $ 64,000 | $ 0 |
| YORK-HANOVER, PA | 470 | $ 27,248,000 | $ 57,000 | $ 68,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 454 | $ 32,661,000 | $ 68,500 | $ 0 |
| LAS VEGAS-PARADISE, NV | 448 | $ 28,035,000 | $ 62,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 392 | $ 17,766,000 | $ 45,000 | $ 0 |
| ALTOONA, PA | 390 | $ 14,593,000 | $ 37,000 | $ 52,000 |
| BALTIMORE-TOWSON, MD | 386 | $ 26,261,000 | $ 68,000 | $ 1,000 |
| DENVER-AURORA, CO | 331 | $ 21,259,000 | $ 64,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 328 | $ 19,675,000 | $ 59,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 319 | $ 28,276,000 | $ 88,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 293 | $ 23,337,000 | $ 83,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 292 | $ 40,191,000 | $ 137,000 | $ 0 |
| SALT LAKE CITY, UT | 250 | $ 13,365,000 | $ 53,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 232 | $ 12,856,000 | $ 55,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 223 | $ 9,997,000 | $ 44,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 220 | $ 17,803,000 | $ 80,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 216 | $ 9,189,000 | $ 36,500 | $ 33,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 189 | $ 12,405,000 | $ 73,500 | $ 60,500 |
| STATE COLLEGE, PA | 185 | $ 12,190,000 | $ 65,000 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 174 | $ 14,390,000 | $ 75,500 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 173 | $ 14,615,000 | $ 84,000 | $ 1,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 164 | $ 8,233,000 | $ 50,000 | $ 0 |
| ST. LOUIS, MO-IL | 164 | $ 8,314,000 | $ 46,500 | $ 0 |
| EDISON, NJ | 163 | $ 16,345,000 | $ 100,000 | $ 101,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 156 | $ 19,453,000 | $ 122,000 | $ 27,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 151 | $ 8,648,000 | $ 47,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 149 | $ 6,262,000 | $ 42,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 147 | $ 8,796,000 | $ 62,500 | $ 0 |
| KANSAS CITY, MO-KS | 133 | $ 8,283,000 | $ 61,500 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 128 | $ 7,254,000 | $ 55,500 | $ 500 |
| AUSTIN-ROUND ROCK, TX | 127 | $ 5,994,000 | $ 47,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 127 | $ 5,351,000 | $ 37,666 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 126 | $ 4,760,000 | $ 59,500 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 114 | $ 16,285,000 | $ 142,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 109 | $ 10,175,000 | $ 93,000 | $ 7,000 |
| OKLAHOMA CITY, OK | 105 | $ 3,541,000 | $ 33,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 105 | $ 8,315,000 | $ 101,666 | $ 41,000 |
| ALBUQUERQUE, NM | 101 | $ 5,689,000 | $ 56,000 | $ 0 |
| BOSTON-QUINCY, MA | 100 | $ 9,994,000 | $ 99,000 | $ 4,000 |
| OCEAN CITY, NJ | 98 | $ 16,958,000 | $ 173,000 | $ 148,000 |
| OGDEN-CLEARFIELD, UT | 97 | $ 5,515,000 | $ 56,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 97 | $ 5,284,000 | $ 54,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 94 | $ 4,586,000 | $ 61,666 | $ 0 |
| TACOMA, WA | 93 | $ 6,707,000 | $ 72,000 | $ 0 |
| PROVO-OREM, UT | 87 | $ 4,017,000 | $ 46,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 84 | $ 5,797,000 | $ 69,000 | $ 1,000 |
| ORLANDO-KISSIMMEE, FL | 82 | $ 6,329,000 | $ 77,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 79 | $ 9,317,000 | $ 117,000 | $ 5,000 |
| NASSAU-SUFFOLK, NY | 78 | $ 10,902,000 | $ 139,000 | $ 0 |
| COLORADO SPRINGS, CO | 77 | $ 4,413,000 | $ 57,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 77 | $ 12,160,000 | $ 157,000 | $ 0 |
| WICHITA, KS | 75 | $ 2,436,000 | $ 32,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 73 | $ 2,145,000 | $ 29,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 70 | $ 8,900,000 | $ 127,000 | $ 0 |
| RALEIGH-CARY, NC | 68 | $ 4,639,000 | $ 68,000 | $ 0 |
| ATLANTIC CITY, NJ | 60 | $ 5,461,000 | $ 91,000 | $ 106,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 57 | $ 2,094,000 | $ 34,500 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 57 | $ 7,856,000 | $ 137,000 | $ 0 |
| SPRINGFIELD, MO | 57 | $ 2,156,000 | $ 37,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 54 | $ 3,197,000 | $ 59,000 | $ 1,000 |
| SPOKANE, WA | 54 | $ 2,402,000 | $ 44,000 | $ 0 |
| COLUMBUS, OH | 53 | $ 2,485,000 | $ 46,000 | $ 0 |
| RENO-SPARKS, NV | 51 | $ 5,536,000 | $ 108,000 | $ 0 |
| SAN ANTONIO, TX | 51 | $ 1,619,000 | $ 31,000 | $ 0 |
| RICHMOND, VA | 50 | $ 2,986,000 | $ 59,000 | $ 0 |
| TRENTON-EWING, NJ | 50 | $ 4,982,000 | $ 99,000 | $ 95,000 |
| POCATELLO, ID | 49 | $ 1,336,000 | $ 27,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 48 | $ 1,781,000 | $ 37,000 | $ 0 |
| FRESNO, CA | 47 | $ 3,734,000 | $ 79,000 | $ 0 |
| TULSA, OK | 47 | $ 1,921,000 | $ 40,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 46 | $ 2,202,000 | $ 47,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 46 | $ 1,959,000 | $ 42,000 | $ 0 |
| JACKSONVILLE, FL | 45 | $ 2,393,000 | $ 53,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 44 | $ 2,794,000 | $ 63,000 | $ 0 |
| LEBANON, PA | 44 | $ 2,629,000 | $ 59,000 | $ 70,000 |
| SALEM, OR | 44 | $ 2,464,000 | $ 56,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 42 | $ 7,430,000 | $ 176,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 42 | $ 3,805,000 | $ 90,000 | $ 4,000 |
| ANN ARBOR, MI | 40 | $ 2,612,000 | $ 65,000 | $ 0 |
| KNOXVILLE, TN | 40 | $ 1,515,000 | $ 37,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 40 | $ 2,333,000 | $ 58,000 | $ 0 |
| WORCESTER, MA | 40 | $ 2,849,000 | $ 71,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 38 | $ 4,260,000 | $ 112,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 37 | $ 1,816,000 | $ 49,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 37 | $ 3,006,000 | $ 81,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 37 | $ 1,649,000 | $ 44,000 | $ 11,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 36 | $ 8,736,000 | $ 242,000 | $ 0 |
| TUCSON, AZ | 36 | $ 3,028,000 | $ 84,000 | $ 0 |
| DAYTON, OH | 35 | $ 1,530,000 | $ 43,000 | $ 0 |
| GREELEY, CO | 34 | $ 1,449,000 | $ 42,000 | $ 0 |
| ESSEX COUNTY, MA | 33 | $ 2,133,000 | $ 64,000 | $ 0 |
| IDAHO FALLS, ID | 33 | $ 1,089,000 | $ 33,000 | $ 0 |
| ST. JOSEPH, MO-KS | 33 | $ 1,095,000 | $ 30,500 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 32 | $ 2,993,000 | $ 93,000 | $ 0 |
| CHATTANOOGA, TN-GA | 31 | $ 1,056,000 | $ 37,000 | $ 0 |
| JOHNSTOWN, PA | 31 | $ 1,577,000 | $ 50,000 | $ 58,000 |
| MADISON, WI | 31 | $ 1,569,000 | $ 50,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 31 | $ 3,113,000 | $ 100,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 30 | $ 2,406,000 | $ 80,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 29 | $ 1,426,000 | $ 49,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 29 | $ 1,388,000 | $ 47,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 28 | $ 1,674,000 | $ 60,000 | $ 1,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 28 | $ 2,773,000 | $ 99,000 | $ 3,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 28 | $ 4,146,000 | $ 148,000 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 26 | $ 1,202,000 | $ 46,000 | $ 0 |
| ST. GEORGE, UT | 26 | $ 1,203,000 | $ 46,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 25 | $ 5,239,000 | $ 209,000 | $ 0 |
| OLYMPIA, WA | 25 | $ 1,299,000 | $ 51,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 25 | $ 4,846,000 | $ 193,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 24 | $ 3,089,000 | $ 101,500 | $ 0 |
| SPARTANBURG, SC | 24 | $ 1,348,000 | $ 56,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 23 | $ 1,623,000 | $ 70,000 | $ 0 |
| DOVER, DE | 23 | $ 1,584,000 | $ 68,000 | $ 10,000 |
| BOULDER, CO | 22 | $ 3,229,000 | $ 146,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 22 | $ 1,239,000 | $ 56,000 | $ 0 |
| MORRISTOWN, TN | 22 | $ 584,000 | $ 26,000 | $ 0 |
| MODESTO, CA | 20 | $ 1,806,000 | $ 90,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 20 | $ 4,221,000 | $ 211,000 | $ 0 |
| COEUR D'ALENE, ID | 19 | $ 1,015,000 | $ 53,000 | $ 0 |
| LAWRENCE, KS | 19 | $ 1,053,000 | $ 55,000 | $ 0 |
| BEND, OR | 18 | $ 1,659,000 | $ 92,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 18 | $ 795,000 | $ 44,000 | $ 0 |
| MEDFORD, OR | 18 | $ 1,541,000 | $ 85,000 | $ 0 |
| SALISBURY, MD | 18 | $ 1,034,000 | $ 57,000 | $ 0 |
| BAKERSFIELD, CA | 17 | $ 988,000 | $ 58,000 | $ 0 |
| FLINT, MI | 17 | $ 546,000 | $ 32,000 | $ 0 |
| HONOLULU, HI | 17 | $ 2,935,000 | $ 172,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 1,127,000 | $ 66,000 | $ 0 |
| SANTA FE, NM | 17 | $ 1,461,000 | $ 85,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 17 | $ 1,654,000 | $ 97,000 | $ 106,000 |
| AKRON, OH | 16 | $ 831,000 | $ 51,000 | $ 0 |
| BELLINGHAM, WA | 16 | $ 997,000 | $ 62,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 16 | $ 493,000 | $ 30,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 16 | $ 856,000 | $ 53,000 | $ 0 |
| SAVANNAH, GA | 16 | $ 500,000 | $ 31,000 | $ 0 |
| STOCKTON, CA | 16 | $ 1,719,000 | $ 107,000 | $ 0 |
| FARMINGTON, NM | 15 | $ 571,000 | $ 38,000 | $ 0 |
| JOHNSON CITY, TN | 15 | $ 515,000 | $ 34,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 15 | $ 1,395,000 | $ 93,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 15 | $ 1,278,000 | $ 85,000 | $ 0 |
| ANDERSON, IN | 14 | $ 373,000 | $ 26,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 541,000 | $ 38,000 | $ 0 |
| FORT WAYNE, IN | 14 | $ 352,000 | $ 25,000 | $ 0 |
| TOPEKA, KS | 14 | $ 910,000 | $ 65,000 | $ 0 |
| WILMINGTON, NC | 14 | $ 3,120,000 | $ 222,000 | $ 0 |
| WINCHESTER, VA-WV | 14 | $ 1,302,000 | $ 93,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 2,840,000 | $ 218,000 | $ 0 |
| CHEYENNE, WY | 13 | $ 939,000 | $ 72,000 | $ 0 |
| JEFFERSON CITY, MO | 13 | $ 355,000 | $ 27,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,254,000 | $ 173,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 13 | $ 2,375,000 | $ 182,000 | $ 0 |
| DULUTH, MN-WI | 12 | $ 1,022,000 | $ 64,000 | $ 0 |
| GARY, IN | 12 | $ 448,000 | $ 37,000 | $ 0 |
| GREENVILLE, SC | 12 | $ 1,050,000 | $ 87,000 | $ 0 |
| LAKELAND, FL | 12 | $ 610,000 | $ 50,000 | $ 0 |
| LANSING-EAST LANSING, MI | 12 | $ 859,000 | $ 71,000 | $ 0 |
| PRESCOTT, AZ | 12 | $ 1,063,000 | $ 88,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 12 | $ 1,996,000 | $ 166,000 | $ 0 |
| TOLEDO, OH | 12 | $ 462,000 | $ 38,000 | $ 0 |
| BANGOR, ME | 11 | $ 486,000 | $ 44,000 | $ 0 |
| BARNSTABLE TOWN, MA | 11 | $ 571,000 | $ 51,000 | $ 0 |
| BILLINGS, MT | 11 | $ 447,000 | $ 40,000 | $ 0 |
| CHARLOTTESVILLE, VA | 11 | $ 728,000 | $ 66,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 531,000 | $ 48,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 11 | $ 477,000 | $ 43,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 411,000 | $ 41,000 | $ 0 |
| CHICO, CA | 10 | $ 641,000 | $ 64,000 | $ 0 |
| EL PASO, TX | 10 | $ 742,000 | $ 74,000 | $ 0 |
| EVANSVILLE, IN-KY | 10 | $ 1,013,000 | $ 101,000 | $ 0 |
| GAINESVILLE, GA | 10 | $ 668,000 | $ 66,000 | $ 0 |
| LAKE CHARLES, LA | 10 | $ 357,000 | $ 35,000 | $ 0 |
| LOGAN, UT-ID | 10 | $ 365,000 | $ 32,000 | $ 0 |
| LYNCHBURG, VA | 10 | $ 1,359,000 | $ 135,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 350,000 | $ 35,000 | $ 0 |
| PUEBLO, CO | 10 | $ 275,000 | $ 27,000 | $ 0 |
| SPRINGFIELD, MA | 10 | $ 677,000 | $ 67,000 | $ 0 |
| SYRACUSE, NY | 10 | $ 426,000 | $ 42,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 499,000 | $ 55,000 | $ 0 |
| COLUMBIA, MO | 9 | $ 220,000 | $ 24,000 | $ 0 |
| COLUMBUS, GA-AL | 9 | $ 381,000 | $ 42,000 | $ 0 |
| DURHAM, NC | 9 | $ 291,000 | $ 32,000 | $ 0 |
| FLAGSTAFF, AZ | 9 | $ 1,149,000 | $ 127,000 | $ 0 |
| GREEN BAY, WI | 9 | $ 390,000 | $ 43,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 289,000 | $ 29,000 | $ 0 |
| MERCED, CA | 9 | $ 748,000 | $ 83,000 | $ 0 |
| MISSOULA, MT | 9 | $ 439,000 | $ 48,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 3,356,000 | $ 372,000 | $ 0 |
| ROANOKE, VA | 9 | $ 427,000 | $ 47,000 | $ 0 |
| ROCKFORD, IL | 9 | $ 276,000 | $ 30,000 | $ 0 |
| SALINAS, CA | 9 | $ 1,604,000 | $ 178,000 | $ 0 |
| UTICA-ROME, NY | 9 | $ 341,000 | $ 37,000 | $ 0 |
| WILLIAMSPORT, PA | 9 | $ 368,000 | $ 40,000 | $ 27,000 |
| YUBA CITY, CA | 9 | $ 647,000 | $ 71,000 | $ 0 |
| BATON ROUGE, LA | 8 | $ 1,420,000 | $ 177,000 | $ 0 |
| BINGHAMTON, NY | 8 | $ 121,000 | $ 15,000 | $ 16,000 |
| CANTON-MASSILLON, OH | 8 | $ 512,000 | $ 64,000 | $ 0 |
| CORPUS CHRISTI, TX | 8 | $ 283,000 | $ 35,000 | $ 0 |
| CORVALLIS, OR | 8 | $ 769,000 | $ 96,000 | $ 0 |
| GAINESVILLE, FL | 8 | $ 315,000 | $ 39,000 | $ 0 |
| LONGVIEW, WA | 8 | $ 332,000 | $ 41,000 | $ 0 |
| MONROE, MI | 8 | $ 350,000 | $ 43,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 8 | $ 637,000 | $ 79,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 460,000 | $ 72,000 | $ 0 |
| BLOOMINGTON, IN | 7 | $ 250,000 | $ 35,000 | $ 0 |
| FAYETTEVILLE, NC | 7 | $ 296,000 | $ 42,000 | $ 0 |
| GRAND JUNCTION, CO | 7 | $ 302,000 | $ 43,000 | $ 0 |
| JACKSON, MS | 7 | $ 404,000 | $ 57,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 280,000 | $ 40,000 | $ 0 |
| LAFAYETTE, LA | 7 | $ 188,000 | $ 26,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 7 | $ 937,000 | $ 133,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 7 | $ 412,000 | $ 58,000 | $ 0 |
| WENATCHEE, WA | 7 | $ 212,000 | $ 30,000 | $ 0 |
| AMARILLO, TX | 6 | $ 170,000 | $ 28,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 242,000 | $ 40,000 | $ 0 |
| CLEVELAND, TN | 6 | $ 321,000 | $ 53,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 6 | $ 272,000 | $ 45,000 | $ 0 |
| LEWISTON-AUBURN, ME | 6 | $ 172,000 | $ 28,000 | $ 0 |
| LINCOLN, NE | 6 | $ 212,000 | $ 35,000 | $ 0 |
| ROCHESTER, NY | 6 | $ 258,000 | $ 43,000 | $ 0 |
| SPRINGFIELD, OH | 6 | $ 185,000 | $ 30,000 | $ 0 |
| ABILENE, TX | 5 | $ 107,000 | $ 21,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 328,000 | $ 60,500 | $ 0 |
| BATTLE CREEK, MI | 5 | $ 84,000 | $ 16,000 | $ 0 |
| CEDAR RAPIDS, IA | 5 | $ 134,000 | $ 26,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 5 | $ 260,000 | $ 52,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 219,000 | $ 43,000 | $ 0 |
| MACON, GA | 5 | $ 136,000 | $ 27,000 | $ 0 |
| MADERA, CA | 5 | $ 599,000 | $ 119,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 5 | $ 188,000 | $ 36,000 | $ 0 |
| TALLAHASSEE, FL | 5 | $ 258,000 | $ 51,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 5 | $ 459,000 | $ 91,000 | $ 0 |
| APPLETON, WI | 4 | $ 122,000 | $ 30,000 | $ 0 |
| CHARLESTON, WV | 4 | $ 175,000 | $ 43,000 | $ 0 |
| COLUMBIA, SC | 4 | $ 120,000 | $ 30,000 | $ 0 |
| EL CENTRO, CA | 4 | $ 245,000 | $ 61,000 | $ 0 |
| ELIZABETHTOWN, KY | 4 | $ 94,000 | $ 23,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 92,000 | $ 22,500 | $ 0 |
| JANESVILLE, WI | 4 | $ 103,000 | $ 25,000 | $ 0 |
| KINGSTON, NY | 4 | $ 331,000 | $ 82,000 | $ 0 |
| LAS CRUCES, NM | 4 | $ 207,000 | $ 51,000 | $ 0 |
| LUBBOCK, TX | 4 | $ 65,000 | $ 16,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 4 | $ 90,000 | $ 22,000 | $ 0 |
| PEORIA, IL | 4 | $ 218,000 | $ 54,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 438,000 | $ 109,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 177,000 | $ 44,000 | $ 0 |
| WICHITA FALLS, TX | 4 | $ 113,000 | $ 28,000 | $ 0 |
| WINSTON-SALEM, NC | 4 | $ 166,000 | $ 41,000 | $ 8,000 |
| YAKIMA, WA | 4 | $ 129,000 | $ 32,000 | $ 0 |
| YUMA, AZ | 4 | $ 202,000 | $ 50,000 | $ 0 |
| ALBANY, GA | 3 | $ 175,000 | $ 58,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 153,000 | $ 51,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 85,000 | $ 28,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 170,000 | $ 56,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 407,000 | $ 135,000 | $ 0 |
| GLENS FALLS, NY | 3 | $ 234,000 | $ 78,000 | $ 33,000 |
| GRAND FORKS, ND-MN | 3 | $ 89,000 | $ 34,500 | $ 0 |
| GREAT FALLS, MT | 3 | $ 88,000 | $ 29,000 | $ 0 |
| GULFPORT-BILOXI, MS | 3 | $ 131,000 | $ 43,000 | $ 0 |
| JACKSON, MI | 3 | $ 89,000 | $ 29,000 | $ 0 |
| JOPLIN, MO | 3 | $ 63,000 | $ 21,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 144,000 | $ 48,000 | $ 0 |
| MUNCIE, IN | 3 | $ 64,000 | $ 21,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 137,000 | $ 45,000 | $ 0 |
| ODESSA, TX | 3 | $ 56,000 | $ 18,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 731,000 | $ 243,000 | $ 0 |
| REDDING, CA | 3 | $ 254,000 | $ 84,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 197,000 | $ 65,000 | $ 0 |
| WARNER ROBINS, GA | 3 | $ 52,000 | $ 17,000 | $ 0 |
| AMES, IA | 2 | $ 42,000 | $ 21,000 | $ 0 |
| BAY CITY, MI | 2 | $ 55,000 | $ 27,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 92,000 | $ 46,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 2 | $ 51,000 | $ 25,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 216,000 | $ 108,000 | $ 0 |
| DOTHAN, AL | 2 | $ 100,000 | $ 50,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 36,000 | $ 18,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 75,000 | $ 37,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 87,000 | $ 43,000 | $ 0 |
| FARGO, ND-MN | 2 | $ 49,000 | $ 24,000 | $ 0 |
| FLORENCE, SC | 2 | $ 49,000 | $ 24,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 44,000 | $ 22,000 | $ 0 |
| GREENVILLE, NC | 2 | $ 36,000 | $ 18,000 | $ 0 |
| HANFORD-CORCORAN, CA | 2 | $ 158,000 | $ 79,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 125,000 | $ 62,000 | $ 0 |
| HATTIESBURG, MS | 2 | $ 57,000 | $ 28,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 35,000 | $ 17,000 | $ 0 |
| JONESBORO, AR | 2 | $ 57,000 | $ 28,000 | $ 0 |
| KOKOMO, IN | 2 | $ 51,000 | $ 25,000 | $ 0 |
| LA CROSSE, WI-MN | 2 | $ 36,000 | $ 18,000 | $ 0 |
| LAREDO, TX | 2 | $ 50,000 | $ 25,000 | $ 0 |
| LAWTON, OK | 2 | $ 104,000 | $ 52,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 62,000 | $ 31,000 | $ 0 |
| MANSFIELD, OH | 2 | $ 151,000 | $ 75,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 46,000 | $ 23,000 | $ 0 |
| MIDLAND, TX | 2 | $ 27,000 | $ 13,000 | $ 0 |
| MONTGOMERY, AL | 2 | $ 37,000 | $ 18,000 | $ 0 |
| NAPA, CA | 2 | $ 195,000 | $ 97,000 | $ 0 |
| OCALA, FL | 2 | $ 81,000 | $ 40,000 | $ 0 |
| RACINE, WI | 2 | $ 50,000 | $ 25,000 | $ 0 |
| ROME, GA | 2 | $ 308,000 | $ 154,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 89,000 | $ 44,000 | $ 0 |
| SIOUX FALLS, SD | 2 | $ 46,000 | $ 23,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 101,000 | $ 50,000 | $ 0 |
| SUMTER, SC | 2 | $ 63,000 | $ 31,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 52,000 | $ 26,000 | $ 0 |
| TYLER, TX | 2 | $ 36,000 | $ 18,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 213,000 | $ 106,000 | $ 0 |
| WAUSAU, WI | 2 | $ 115,000 | $ 57,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 20,000 | $ 10,000 | $ 138,000 |
| WHEELING, WV-OH | 2 | $ 63,000 | $ 31,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 12,000 | $ 12,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 29,000 | $ 29,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 31,000 | $ 31,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 498,000 | $ 498,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 12,000 | $ 12,000 | $ 0 |
| DECATUR, IL | 1 | $ 27,000 | $ 27,000 | $ 0 |
| ELMIRA, NY | 1 | $ 15,000 | $ 15,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 10,000 | $ 10,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 38,000 | $ 38,000 | $ 0 |
| GADSDEN, AL | 1 | $ 18,000 | $ 18,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 83,000 | $ 83,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 82,000 | $ 82,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 22,000 | $ 22,000 | $ 0 |
| ITHACA, NY | 1 | $ 100,000 | $ 100,000 | $ 0 |
| JACKSON, TN | 1 | $ 19,000 | $ 19,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 47,000 | $ 47,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 93,000 | $ 93,000 | $ 0 |
| LAFAYETTE, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| LIMA, OH | 1 | $ 30,000 | $ 30,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 24,000 | $ 24,000 | $ 0 |
| MONROE, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 18,000 | $ 18,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 17,000 | $ 17,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 58,000 | $ 58,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 50,000 | $ 50,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| PUNTA GORDA, FL | 1 | $ 19,000 | $ 19,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 22,000 | $ 22,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 34,000 | $ 34,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 24,000 | $ 24,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 24,000 | $ 24,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 10,000 | $ 10,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| VICTORIA, TX | 1 | $ 19,000 | $ 19,000 | $ 0 |
| WACO, TX | 1 | $ 14,000 | $ 14,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 19,908 | $619,700,000 | $31,000 | $2,500,000 | $55,000 | $6,280,000 |
| Refinancing | 15,998 | $1,367,263,000 | $85,000 | $4,900,000 | $58,000 | $3,622,000 |
| Home Purchase | 9,221 | $574,893,000 | $62,000 | $2,121,000 | $13,000 | $2,090,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,054 | $1,128,348,000 | $53,000 | $2,000,000 | $77,000 | $2,700,000 |
| Not applicable | 14,874 | $1,042,038,000 | $70,000 | $2,121,000 | $0 | $0 |
| Black or African American | 4,290 | $116,464,000 | $27,000 | $4,900,000 | $43,000 | $6,280,000 |
| Not Provided | 2,079 | $122,026,000 | $58,000 | $1,297,000 | $83,000 | $1,822,000 |
| Hispanic | 1,487 | $52,778,000 | $35,000 | $1,000,000 | $47,000 | $803,000 |
| Asian | 1,166 | $90,309,000 | $77,000 | $1,200,000 | $83,000 | $1,920,000 |
| American Indian or Alaskan Native | 98 | $6,202,000 | $63,000 | $1,250,000 | $62,000 | $335,000 |
| Native Hawaiian or Other Pacific Islander | 79 | $3,691,000 | $46,000 | $215,000 | $63,000 | $252,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,127 | $2,561,856,000 | $56,000 | $4,900,000 | $47,000 | $6,280,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,465 | $839,206,000 | $54,000 | $1,510,000 | $82,000 | $2,377,000 |
| Loan Purchased By The Institution | 14,871 | $1,041,366,000 | $70,000 | $2,121,000 | $0 | $0 |
| Application Denied By Financial Institution | 12,759 | $556,644,000 | $43,000 | $4,900,000 | $55,000 | $6,280,000 |
| Application Approved But Not Accepted | 1,977 | $121,200,000 | $61,000 | $860,000 | $87,000 | $2,700,000 |
| Application Withdrawn By Applicant | 55 | $3,440,000 | $62,000 | $300,000 | $74,000 | $275,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,554 | $188,498,000 | $33,000 | $4,900,000 | $49,000 | $6,280,000 |
| Debt-To-Income Ratio | 3,435 | $156,373,000 | $45,000 | $1,200,000 | $43,000 | $920,000 |
| Collateral | 1,717 | $147,421,000 | $85,000 | $1,100,000 | $97,000 | $1,822,000 |
| Other | 1,365 | $26,759,000 | $19,000 | $540,000 | $57,000 | $1,920,000 |
| Unverifiable Information | 531 | $29,238,000 | $55,000 | $1,200,000 | $69,000 | $810,000 |
| Credit Application Incomplete | 105 | $6,423,000 | $61,000 | $1,000,000 | $66,000 | $400,000 |
| Employment History | 51 | $1,898,000 | $37,000 | $151,000 | $50,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $34,000 | $34,000 | $34,000 | $98,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.