City Bank Mortgage Lending & HMDA Data, 2019

In 2019, City Bank of Lubbock, TX reported 5,011 mortgage applications totaling $1.2 billion, up 17% from 2018. The average application was for $238,743, and applicants reported an average income of $130,189. 65% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,088), Lubbock, TX (834) and El Paso, TX (413) (applications in parentheses).

Mortgage Company & Address City Bank
5219 City Bank Parkway
Lubbock, TX 79408
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,011
Total Mortgage Loan Application Amount $1,196,345,000
Average Mortgage Loan Application Amount $238,743
Highest Mortgage Loan Application Amount $10,135,000
Average Applicant Income $130,189
Highest Applicant Income $9,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lubbock, Texas 811 $ 142,505,000 $ 175,715 $ 127,000
Dallas, Texas 624 $ 224,810,000 $ 360,272 $ 155,000
El Paso, Texas 413 $ 87,495,000 $ 211,852 $ 129,000
Brazos, Texas 319 $ 69,345,000 $ 217,382 $ 137,000
Tarrant, Texas 281 $ 72,325,000 $ 257,384 $ 130,000
Taylor, Texas 269 $ 51,015,000 $ 189,646 $ 96,000
Collin, Texas 213 $ 59,295,000 $ 278,380 $ 121,000
Harris, Texas 138 $ 33,690,000 $ 244,130 $ 176,000
Denton, Texas 119 $ 35,875,000 $ 301,470 $ 130,000
Lincoln, New Mexico 116 $ 21,460,000 $ 185,000 $ 128,000
Travis, Texas 103 $ 45,055,000 $ 437,427 $ 208,000
Hockley, Texas 84 $ 11,760,000 $ 140,000 $ 81,000
Kaufman, Texas 63 $ 11,485,000 $ 182,301 $ 94,000
Jefferson, Texas 60 $ 12,260,000 $ 204,333 $ 100,000
Rockwall, Texas 38 $ 11,350,000 $ 298,684 $ 128,000
Galveston, Texas 37 $ 9,675,000 $ 261,486 $ 118,000
Hardin, Texas 34 $ 7,080,000 $ 208,235 $ 106,000
Fort Bend, Texas 33 $ 8,715,000 $ 264,090 $ 137,000
Hays, Texas 33 $ 9,425,000 $ 285,606 $ 145,000
Williamson, Texas 33 $ 8,385,000 $ 254,090 $ 167,000
Brazoria, Texas 22 $ 5,890,000 $ 267,727 $ 118,000
Terry, Texas 20 $ 2,490,000 $ 124,500 $ 122,000
Ellis, Texas 19 $ 5,365,000 $ 282,368 $ 140,000
Montgomery, Texas 19 $ 4,275,000 $ 225,000 $ 123,000
Dona Ana, New Mexico 17 $ 4,575,000 $ 269,117 $ 113,000
Bexar, Texas 15 $ 3,295,000 $ 219,666 $ 90,000
Lynn, Texas 15 $ 3,345,000 $ 223,000 $ 110,000
Maricopa, Arizona 14 $ 3,500,000 $ 250,000 $ 249,000
Johnson, Kansas 14 $ 4,500,000 $ 321,428 $ 118,000
Otero, New Mexico 14 $ 1,650,000 $ 117,857 $ 119,000
Grimes, Texas 14 $ 3,310,000 $ 236,428 $ 111,000
Jones, Texas 13 $ 2,065,000 $ 158,846 $ 89,000
Midland, Texas 13 $ 3,365,000 $ 258,846 $ 135,000
Callahan, Texas 12 $ 1,450,000 $ 120,833 $ 78,000
Grayson, Texas 12 $ 2,560,000 $ 213,333 $ 89,000
Hunt, Texas 12 $ 2,900,000 $ 241,666 $ 109,000
Parker, Texas 12 $ 3,170,000 $ 264,166 $ 114,000
Los Angeles, California 11 $ 5,415,000 $ 492,272 $ 119,000
Hale, Texas 11 $ 1,625,000 $ 147,727 $ 118,000
Johnson, Texas 11 $ 2,055,000 $ 186,818 $ 94,000
Bell, Texas 10 $ 6,660,000 $ 666,000 $ 141,000
Orange, Texas 10 $ 1,230,000 $ 123,000 $ 71,000
Fulton, Georgia 9 $ 3,145,000 $ 349,444 $ 236,000
Jackson, Missouri 9 $ 1,295,000 $ 143,888 $ 142,000
Clark, Nevada 9 $ 1,925,000 $ 213,888 $ 83,000
Comal, Texas 9 $ 2,075,000 $ 230,555 $ 284,000
Smith, Texas 9 $ 2,705,000 $ 300,555 $ 122,000
Cook, Illinois 8 $ 1,650,000 $ 206,250 $ 89,000
Cochran, Texas 8 $ 600,000 $ 75,000 $ 110,000
Crosby, Texas 8 $ 500,000 $ 62,500 $ 91,000
Gaines, Texas 8 $ 1,610,000 $ 201,250 $ 158,000
Hidalgo, Texas 8 $ 2,760,000 $ 345,000 $ 132,000
Victoria, Texas 8 $ 2,850,000 $ 356,250 $ 142,000
Pima, Arizona 7 $ 1,375,000 $ 196,428 $ 239,000
San Bernardino, California 7 $ 1,465,000 $ 209,285 $ 94,000
Palm Beach, Florida 7 $ 1,915,000 $ 273,571 $ 108,000
Polk, Florida 7 $ 985,000 $ 140,714 $ 59,000
Dawson, Texas 7 $ 775,000 $ 110,714 $ 62,000
Ector, Texas 7 $ 2,335,000 $ 333,571 $ 308,000
Henderson, Texas 7 $ 1,905,000 $ 272,142 $ 234,000
Hood, Texas 7 $ 1,305,000 $ 186,428 $ 98,000
Lamb, Texas 7 $ 595,000 $ 85,000 $ 81,000
Van Zandt, Texas 7 $ 1,815,000 $ 259,285 $ 119,000
Wise, Texas 7 $ 1,835,000 $ 262,142 $ 106,000
Riverside, California 6 $ 1,230,000 $ 205,000 $ 148,000
Santa Clara, California 6 $ 4,100,000 $ 683,333 $ 149,000
Broward, Florida 6 $ 1,140,000 $ 190,000 $ 108,000
Berrien, Michigan 6 $ 610,000 $ 101,666 $ 56,000
Bernalillo, New Mexico 6 $ 1,130,000 $ 188,333 $ 105,000
Bastrop, Texas 6 $ 1,610,000 $ 268,333 $ 106,000
Llano, Texas 6 $ 2,640,000 $ 440,000 $ 276,000
Randall, Texas 6 $ 1,110,000 $ 185,000 $ 136,000
Wharton, Texas 6 $ 1,520,000 $ 253,333 $ 100,000
Marion, Indiana 5 $ 595,000 $ 119,000 $ 110,000
Sedgwick, Kansas 5 $ 1,045,000 $ 209,000 $ 108,000
Shawnee, Kansas 5 $ 855,000 $ 171,000 $ 66,000
St. Louis, Missouri 5 $ 645,000 $ 129,000 $ 116,000
Santa Fe, New Mexico 5 $ 1,625,000 $ 325,000 $ 182,000
Atascosa, Texas 5 $ 1,235,000 $ 247,000 $ 122,000
Leon, Texas 5 $ 1,335,000 $ 267,000 $ 94,000
Robertson, Texas 5 $ 1,435,000 $ 287,000 $ 104,000
Scurry, Texas 5 $ 705,000 $ 141,000 $ 111,000
Yoakum, Texas 5 $ 675,000 $ 135,000 $ 143,000
Alameda, California 4 $ 1,050,000 $ 262,500 $ 114,000
San Diego, California 4 $ 1,060,000 $ 265,000 $ 91,000
Adams, Colorado 4 $ 1,070,000 $ 267,500 $ 97,000
Pinellas, Florida 4 $ 620,000 $ 155,000 $ 56,000
Hennepin, Minnesota 4 $ 940,000 $ 235,000 $ 90,000
Hudson, New Jersey 4 $ 1,430,000 $ 357,500 $ 122,000
Clackamas, Oregon 4 $ 920,000 $ 230,000 $ 71,000
Burleson, Texas 4 $ 1,100,000 $ 275,000 $ 99,000
Calhoun, Texas 4 $ 1,080,000 $ 270,000 $ 112,000
Garza, Texas 4 $ 770,000 $ 192,500 $ 88,000
Palo Pinto, Texas 4 $ 1,070,000 $ 267,500 $ 166,000
Salt Lake, Utah 4 $ 1,250,000 $ 312,500 $ 73,000
King, Washington 4 $ 1,320,000 $ 330,000 $ 136,000
Pierce, Washington 4 $ 470,000 $ 117,500 $ 94,000
Pulaski, Arkansas 3 $ 395,000 $ 131,666 $ 58,000
Sacramento, California 3 $ 935,000 $ 311,666 $ 59,000
San Joaquin, California 3 $ 825,000 $ 275,000 $ 126,000
Tulare, California 3 $ 565,000 $ 188,333 $ 63,000
Leon, Florida 3 $ 445,000 $ 148,333 $ 51,000
Clayton, Georgia 3 $ 385,000 $ 128,333 $ 60,000
Lake, Illinois 3 $ 615,000 $ 205,000 $ 76,000
Pottawattamie, Iowa 3 $ 165,000 $ 55,000 $ 28,000
Douglas, Kansas 3 $ 255,000 $ 85,000 $ 32,000
East Baton Rouge, Louisiana 3 $ 1,095,000 $ 365,000 $ 197,000
Kent, Michigan 3 $ 375,000 $ 125,000 $ 196,000
Livingston, Michigan 3 $ 765,000 $ 255,000 $ 93,000
Oakland, Michigan 3 $ 645,000 $ 215,000 $ 102,000
Greene, Missouri 3 $ 395,000 $ 131,666 $ 55,000
Burlington, New Jersey 3 $ 1,205,000 $ 401,666 $ 156,000
Morris, New Jersey 3 $ 2,585,000 $ 861,666 $ 199,000
Chaves, New Mexico 3 $ 635,000 $ 211,666 $ 142,000
Luna, New Mexico 3 $ 465,000 $ 155,000 $ 66,000
Multnomah, Oregon 3 $ 1,105,000 $ 368,333 $ 127,000
Bailey, Texas 3 $ 385,000 $ 128,333 $ 84,000
Cooke, Texas 3 $ 925,000 $ 308,333 $ 109,000
Fayette, Texas 3 $ 565,000 $ 188,333 $ 78,000
Gillespie, Texas 3 $ 1,035,000 $ 345,000 $ 240,000
Guadalupe, Texas 3 $ 825,000 $ 275,000 $ 128,000
Hartley, Texas 3 $ 545,000 $ 181,666 $ 328,000
Jasper, Texas 3 $ 455,000 $ 151,666 $ 80,000
Navarro, Texas 3 $ 745,000 $ 248,333 $ 70,000
San Jacinto, Texas 3 $ 465,000 $ 155,000 $ 103,000
Tom Green, Texas 3 $ 585,000 $ 195,000 $ 110,000
Raleigh, West Virginia 3 $ 435,000 $ 145,000 $ 33,000
Elmore, Alabama 2 $ 230,000 $ 115,000 $ 48,000
Madison, Alabama 2 $ 310,000 $ 155,000 $ 180,000
Coconino, Arizona 2 $ 320,000 $ 160,000 $ 151,000
Pinal, Arizona 2 $ 300,000 $ 150,000 $ 42,000
Logan, Arkansas 2 $ 100,000 $ 50,000 $ 59,000
Washington, Arkansas 2 $ 1,790,000 $ 895,000 $ 850,000
Fresno, California 2 $ 600,000 $ 300,000 $ 197,000
Inyo, California 2 $ 550,000 $ 275,000 $ 129,000
Kern, California 2 $ 330,000 $ 165,000 $ 116,000
Santa Barbara, California 2 $ 750,000 $ 375,000 $ 163,000
Arapahoe, Colorado 2 $ 490,000 $ 245,000 $ 86,000
Denver, Colorado 2 $ 410,000 $ 205,000 $ 125,000
Douglas, Colorado 2 $ 960,000 $ 480,000 $ 146,000
Jefferson, Colorado 2 $ 640,000 $ 320,000 $ 101,000
Pitkin, Colorado 2 $ 1,090,000 $ 545,000 $ 279,000
Hartford, Connecticut 2 $ 380,000 $ 190,000 $ 145,000
Bay, Florida 2 $ 320,000 $ 160,000 $ 43,000
Duval, Florida 2 $ 430,000 $ 215,000 $ 99,000
Hillsborough, Florida 2 $ 310,000 $ 155,000 $ 91,000
Levy, Florida 2 $ 230,000 $ 115,000 $ 31,000
Marion, Florida 2 $ 280,000 $ 140,000 $ 59,000
Osceola, Florida 2 $ 420,000 $ 210,000 $ 97,000
Pasco, Florida 2 $ 240,000 $ 120,000 $ 85,000
Sarasota, Florida 2 $ 870,000 $ 435,000 $ 214,000
St. Lucie, Florida 2 $ 240,000 $ 120,000 $ 64,000
Gwinnett, Georgia 2 $ 500,000 $ 250,000 $ 145,000
Muscogee, Georgia 2 $ 280,000 $ 140,000 $ 74,000
Troup, Georgia 2 $ 170,000 $ 85,000 $ 970,000
Canyon, Idaho 2 $ 190,000 $ 95,000 $ 51,000
Twin Falls, Idaho 2 $ 390,000 $ 195,000 $ 64,000
Sangamon, Illinois 2 $ 210,000 $ 105,000 $ 63,000
Jefferson, Kansas 2 $ 250,000 $ 125,000 $ 75,000
Miami, Kansas 2 $ 250,000 $ 125,000 $ 76,000
Rapides, Louisiana 2 $ 290,000 $ 145,000 $ 76,000
St. Charles, Louisiana 2 $ 390,000 $ 195,000 $ 114,000
Tangipahoa, Louisiana 2 $ 310,000 $ 155,000 $ 76,000
Genesee, Michigan 2 $ 180,000 $ 90,000 $ 170,000
Lapeer, Michigan 2 $ 230,000 $ 115,000 $ 64,000
Macomb, Michigan 2 $ 80,000 $ 40,000 $ 62,000
Dakota, Minnesota 2 $ 720,000 $ 360,000 $ 133,000
Madison, Mississippi 2 $ 260,000 $ 130,000 $ 78,000
Barry, Missouri 2 $ 250,000 $ 125,000 $ 71,000
Johnson, Missouri 2 $ 270,000 $ 135,000 $ 80,000
Sullivan, Missouri 2 $ 150,000 $ 75,000 $ 36,000
Hillsborough, New Hampshire 2 $ 560,000 $ 280,000 $ 95,000
Merrimack, New Hampshire 2 $ 690,000 $ 345,000 $ 206,000
Gloucester, New Jersey 2 $ 620,000 $ 310,000 $ 214,000
Curry, New Mexico 2 $ 230,000 $ 115,000 $ 70,000
Grady, Oklahoma 2 $ 200,000 $ 100,000 $ 68,000
Oklahoma, Oklahoma 2 $ 200,000 $ 100,000 $ 59,000
Tulsa, Oklahoma 2 $ 270,000 $ 135,000 $ 38,000
Umatilla, Oregon 2 $ 310,000 $ 155,000 $ 42,000
Allegheny, Pennsylvania 2 $ 320,000 $ 160,000 $ 72,000
Delaware, Pennsylvania 2 $ 150,000 $ 75,000 $ 68,000
Lackawanna, Pennsylvania 2 $ 390,000 $ 195,000 $ 188,000
Lancaster, Pennsylvania 2 $ 90,000 $ 45,000 $ 28,000
Philadelphia, Pennsylvania 2 $ 220,000 $ 110,000 $ 100,000
Pike, Pennsylvania 2 $ 210,000 $ 105,000 $ 44,000
Spartanburg, South Carolina 2 $ 170,000 $ 85,000 $ 26,000
Blount, Tennessee 2 $ 150,000 $ 75,000 $ 29,000
Davidson, Tennessee 2 $ 430,000 $ 215,000 $ 163,000
Hamilton, Tennessee 2 $ 290,000 $ 145,000 $ 231,000
Andrews, Texas 2 $ 430,000 $ 215,000 $ 56,000
Blanco, Texas 2 $ 940,000 $ 470,000 $ 247,000
Brown, Texas 2 $ 380,000 $ 190,000 $ 68,000
Burnet, Texas 2 $ 340,000 $ 170,000 $ 65,000
Caldwell, Texas 2 $ 390,000 $ 195,000 $ 69,000
Chambers, Texas 2 $ 580,000 $ 290,000 $ 139,000
Eastland, Texas 2 $ 180,000 $ 90,000 $ 75,000
Erath, Texas 2 $ 560,000 $ 280,000 $ 84,000
Goliad, Texas 2 $ 840,000 $ 420,000 $ 172,000
Howard, Texas 2 $ 120,000 $ 60,000 $ 112,000
Lamar, Texas 2 $ 290,000 $ 145,000 $ 97,000
Mitchell, Texas 2 $ 220,000 $ 110,000 $ 48,000
Nacogdoches, Texas 2 $ 450,000 $ 225,000 $ 91,000
Nueces, Texas 2 $ 420,000 $ 210,000 $ 84,000
Parmer, Texas 2 $ 230,000 $ 115,000 $ 88,000
Pecos, Texas 2 $ 220,000 $ 110,000 $ 168,000
Potter, Texas 2 $ 210,000 $ 105,000 $ 61,000
Somervell, Texas 2 $ 410,000 $ 205,000 $ 131,000
Ward, Texas 2 $ 360,000 $ 180,000 $ 63,000
Wichita, Texas 2 $ 120,000 $ 60,000 $ 125,000
Zapata, Texas 2 $ 170,000 $ 85,000 $ 65,000
Chesapeake, Virginia 2 $ 330,000 $ 165,000 $ 84,000
Henry, Virginia 2 $ 250,000 $ 125,000 $ 68,000
Chelan, Washington 2 $ 1,280,000 $ 640,000 $ 255,000
Kitsap, Washington 2 $ 460,000 $ 230,000 $ 81,000
Snohomish, Washington 2 $ 520,000 $ 260,000 $ 91,000
Whatcom, Washington 2 $ 620,000 $ 310,000 $ 66,000
Chambers, Alabama 1 $ 125,000 $ 125,000 $ 89,000
Shelby, Alabama 1 $ 65,000 $ 65,000 $ 23,000
Tuscaloosa, Alabama 1 $ 355,000 $ 355,000 $ 413,000
Cochise, Arizona 1 $ 65,000 $ 65,000 $ 55,000
Navajo, Arizona 1 $ 105,000 $ 105,000 $ 31,000
Yavapai, Arizona 1 $ 345,000 $ 345,000 $ 125,000
Benton, Arkansas 1 $ 1,395,000 $ 1,395,000 $ 675,000
Chicot, Arkansas 1 $ 185,000 $ 185,000 $ 19,000
Cleburne, Arkansas 1 $ 135,000 $ 135,000 $ 43,000
Conway, Arkansas 1 $ 135,000 $ 135,000 $ 112,000
Crawford, Arkansas 1 $ 65,000 $ 65,000 $ 11,000
Faulkner, Arkansas 1 $ 215,000 $ 215,000 $ 95,000
Greene, Arkansas 1 $ 105,000 $ 105,000 $ 40,000
Madison, Arkansas 1 $ 145,000 $ 145,000 $ 55,000
Poinsett, Arkansas 1 $ 115,000 $ 115,000 $ 31,000
Pope, Arkansas 1 $ 55,000 $ 55,000 $ 25,000
Butte, California 1 $ 285,000 $ 285,000 $ 77,000
Contra Costa, California 1 $ 385,000 $ 385,000 $ 65,000
Marin, California 1 $ 725,000 $ 725,000 $ 165,000
Mariposa, California 1 $ 785,000 $ 785,000 $ 80,000
Monterey, California 1 $ 465,000 $ 465,000 $ 103,000
Orange, California 1 $ 725,000 $ 725,000 $ 288,000
San Francisco, California 1 $ 205,000 $ 205,000 $ 52,000
San Luis Obispo, California 1 $ 165,000 $ 165,000 $ 46,000
Santa Cruz, California 1 $ 285,000 $ 285,000 $ 126,000
Shasta, California 1 $ 175,000 $ 175,000 $ 88,000
Siskiyou, California 1 $ 85,000 $ 85,000 $ 29,000
Sonoma, California 1 $ 605,000 $ 605,000 $ 116,000
Stanislaus, California 1 $ 165,000 $ 165,000 $ 54,000
Sutter, California 1 $ 205,000 $ 205,000 $ 72,000
Ventura, California 1 $ 315,000 $ 315,000 $ 95,000
Broomfield, Colorado 1 $ 405,000 $ 405,000 $ 80,000
Chaffee, Colorado 1 $ 455,000 $ 455,000 $ 100,000
Fremont, Colorado 1 $ 315,000 $ 315,000 $ 121,000
Grand, Colorado 1 $ 145,000 $ 145,000 $ 64,000
Lincoln, Colorado 1 $ 155,000 $ 155,000 $ 50,000
Montrose, Colorado 1 $ 245,000 $ 245,000 $ 65,000
Weld, Colorado 1 $ 455,000 $ 455,000 $ 100,000
Yuma, Colorado 1 $ 195,000 $ 195,000 $ 78,000
Fairfield, Connecticut 1 $ 115,000 $ 115,000 $ 57,000
Litchfield, Connecticut 1 $ 135,000 $ 135,000 $ 42,000
District of Columbia, District Of Columbia 1 $ 735,000 $ 735,000 $ 200,000
Alachua, Florida 1 $ 195,000 $ 195,000 $ 80,000
Baker, Florida 1 $ 185,000 $ 185,000 $ 94,000
Brevard, Florida 1 $ 35,000 $ 35,000 $ 45,000
Charlotte, Florida 1 $ 175,000 $ 175,000 $ 46,000
Citrus, Florida 1 $ 215,000 $ 215,000 $ 65,000
Clay, Florida 1 $ 75,000 $ 75,000 $ 49,000
Gadsden, Florida 1 $ 165,000 $ 165,000 $ 96,000
Highlands, Florida 1 $ 145,000 $ 145,000 $ 151,000
Lee, Florida 1 $ 245,000 $ 245,000 $ 85,000
Manatee, Florida 1 $ 55,000 $ 55,000 $ 38,000
Miami-Dade, Florida 1 $ 95,000 $ 95,000 $ 60,000
Monroe, Florida 1 $ 755,000 $ 755,000 $ 0
Santa Rosa, Florida 1 $ 75,000 $ 75,000 $ 23,000
St. Johns, Florida 1 $ 335,000 $ 335,000 $ 46,000
Taylor, Florida 1 $ 45,000 $ 45,000 $ 16,000
Volusia, Florida 1 $ 145,000 $ 145,000 $ 27,000
Walton, Florida 1 $ 315,000 $ 315,000 $ 100,000
Baldwin, Georgia 1 $ 185,000 $ 185,000 $ 142,000
Bartow, Georgia 1 $ 185,000 $ 185,000 $ 75,000
Catoosa, Georgia 1 $ 155,000 $ 155,000 $ 66,000
Clarke, Georgia 1 $ 85,000 $ 85,000 $ 44,000
Coffee, Georgia 1 $ 175,000 $ 175,000 $ 75,000
Colquitt, Georgia 1 $ 165,000 $ 165,000 $ 61,000
Coweta, Georgia 1 $ 65,000 $ 65,000 $ 86,000
DeKalb, Georgia 1 $ 85,000 $ 85,000 $ 38,000
Dodge, Georgia 1 $ 65,000 $ 65,000 $ 227,000
Emanuel, Georgia 1 $ 95,000 $ 95,000 $ 37,000
Fannin, Georgia 1 $ 295,000 $ 295,000 $ 104,000
Forsyth, Georgia 1 $ 425,000 $ 425,000 $ 177,000
Hall, Georgia 1 $ 145,000 $ 145,000 $ 50,000
Meriwether, Georgia 1 $ 85,000 $ 85,000 $ 345,000
Polk, Georgia 1 $ 25,000 $ 25,000 $ 125,000
Richmond, Georgia 1 $ 45,000 $ 45,000 $ 77,000
Honolulu, Hawaii 1 $ 535,000 $ 535,000 $ 95,000
Kauai, Hawaii 1 $ 405,000 $ 405,000 $ 208,000
Bonner, Idaho 1 $ 155,000 $ 155,000 $ 118,000
Bonneville, Idaho 1 $ 105,000 $ 105,000 $ 60,000
Kootenai, Idaho 1 $ 1,575,000 $ 1,575,000 $ 1,194,000
Madison, Idaho 1 $ 165,000 $ 165,000 $ 48,000
Nez Perce, Idaho 1 $ 125,000 $ 125,000 $ 6,000
Payette, Idaho 1 $ 135,000 $ 135,000 $ 99,000
Champaign, Illinois 1 $ 275,000 $ 275,000 $ 215,000
Clinton, Illinois 1 $ 145,000 $ 145,000 $ 80,000
Cumberland, Illinois 1 $ 75,000 $ 75,000 $ 57,000
Douglas, Illinois 1 $ 75,000 $ 75,000 $ 31,000
Fulton, Illinois 1 $ 55,000 $ 55,000 $ 38,000
St. Clair, Illinois 1 $ 55,000 $ 55,000 $ 43,000
Tazewell, Illinois 1 $ 35,000 $ 35,000 $ 47,000
Hendricks, Indiana 1 $ 225,000 $ 225,000 $ 72,000
Howard, Indiana 1 $ 115,000 $ 115,000 $ 59,000
Huntington, Indiana 1 $ 65,000 $ 65,000 $ 23,000
Lake, Indiana 1 $ 195,000 $ 195,000 $ 40,000
LaPorte, Indiana 1 $ 105,000 $ 105,000 $ 47,000
Putnam, Indiana 1 $ 65,000 $ 65,000 $ 89,000
Black Hawk, Iowa 1 $ 175,000 $ 175,000 $ 21,000
Jasper, Iowa 1 $ 75,000 $ 75,000 $ 17,000
Louisa, Iowa 1 $ 55,000 $ 55,000 $ 53,000
Scott, Iowa 1 $ 95,000 $ 95,000 $ 36,000
Butler, Kansas 1 $ 45,000 $ 45,000 $ 19,000
Ellsworth, Kansas 1 $ 35,000 $ 35,000 $ 56,000
Finney, Kansas 1 $ 165,000 $ 165,000 $ 89,000
Ford, Kansas 1 $ 145,000 $ 145,000 $ 70,000
Gray, Kansas 1 $ 95,000 $ 95,000 $ 30,000
Linn, Kansas 1 $ 75,000 $ 75,000 $ 37,000
Wyandotte, Kansas 1 $ 95,000 $ 95,000 $ 103,000
Boone, Kentucky 1 $ 35,000 $ 35,000 $ 33,000
Jefferson, Kentucky 1 $ 75,000 $ 75,000 $ 17,000
Trimble, Kentucky 1 $ 105,000 $ 105,000 $ 45,000
Caddo, Louisiana 1 $ 205,000 $ 205,000 $ 290,000
Lafayette, Louisiana 1 $ 185,000 $ 185,000 $ 35,000
Livingston, Louisiana 1 $ 95,000 $ 95,000 $ 88,000
Morehouse, Louisiana 1 $ 65,000 $ 65,000 $ 24,000
Orleans, Louisiana 1 $ 65,000 $ 65,000 $ 55,000
Webster, Louisiana 1 $ 275,000 $ 275,000 $ 517,000
Waldo, Maine 1 $ 225,000 $ 225,000 $ 140,000
Barnstable, Massachusetts 1 $ 265,000 $ 265,000 $ 70,000
Franklin, Massachusetts 1 $ 145,000 $ 145,000 $ 107,000
Middlesex, Massachusetts 1 $ 485,000 $ 485,000 $ 101,000
Plymouth, Massachusetts 1 $ 295,000 $ 295,000 $ 45,000
Clare, Michigan 1 $ 95,000 $ 95,000 $ 42,000
Hillsdale, Michigan 1 $ 55,000 $ 55,000 $ 46,000
Midland, Michigan 1 $ 85,000 $ 85,000 $ 58,000
Monroe, Michigan 1 $ 105,000 $ 105,000 $ 151,000
Washtenaw, Michigan 1 $ 55,000 $ 55,000 $ 33,000
Wayne, Michigan 1 $ 45,000 $ 45,000 $ 45,000
Chisago, Minnesota 1 $ 165,000 $ 165,000 $ 75,000
DeSoto, Mississippi 1 $ 145,000 $ 145,000 $ 123,000
Forrest, Mississippi 1 $ 215,000 $ 215,000 $ 109,000
Hinds, Mississippi 1 $ 185,000 $ 185,000 $ 34,000
Lafayette, Mississippi 1 $ 105,000 $ 105,000 $ 300,000
Rankin, Mississippi 1 $ 135,000 $ 135,000 $ 151,000
Boone, Missouri 1 $ 155,000 $ 155,000 $ 23,000
Cass, Missouri 1 $ 195,000 $ 195,000 $ 70,000
Marion, Missouri 1 $ 115,000 $ 115,000 $ 62,000
Platte, Missouri 1 $ 145,000 $ 145,000 $ 95,000
Pulaski, Missouri 1 $ 235,000 $ 235,000 $ 93,000
Ray, Missouri 1 $ 165,000 $ 165,000 $ 48,000
St. Louis City, Missouri 1 $ 115,000 $ 115,000 $ 158,000
Stoddard, Missouri 1 $ 115,000 $ 115,000 $ 41,000
Vernon, Missouri 1 $ 135,000 $ 135,000 $ 35,000
Wright, Missouri 1 $ 115,000 $ 115,000 $ 53,000
Lake, Montana 1 $ 45,000 $ 45,000 $ 17,000
Lewis and Clark, Montana 1 $ 225,000 $ 225,000 $ 259,000
Sanders, Montana 1 $ 155,000 $ 155,000 $ 80,000
Douglas, Nebraska 1 $ 145,000 $ 145,000 $ 45,000
Hall, Nebraska 1 $ 165,000 $ 165,000 $ 73,000
Carson City, Nevada 1 $ 225,000 $ 225,000 $ 62,000
Douglas, Nevada 1 $ 315,000 $ 315,000 $ 147,000
Elko, Nevada 1 $ 215,000 $ 215,000 $ 120,000
Nye, Nevada 1 $ 295,000 $ 295,000 $ 95,000
Bergen, New Jersey 1 $ 375,000 $ 375,000 $ 82,000
Camden, New Jersey 1 $ 55,000 $ 55,000 $ 52,000
Cape May, New Jersey 1 $ 265,000 $ 265,000 $ 187,000
Essex, New Jersey 1 $ 125,000 $ 125,000 $ 36,000
Monmouth, New Jersey 1 $ 325,000 $ 325,000 $ 120,000
Warren, New Jersey 1 $ 45,000 $ 45,000 $ 120,000
Cibola, New Mexico 1 $ 105,000 $ 105,000 $ 43,000
Eddy, New Mexico 1 $ 215,000 $ 215,000 $ 144,000
Grant, New Mexico 1 $ 115,000 $ 115,000 $ 34,000
Lea, New Mexico 1 $ 175,000 $ 175,000 $ 66,000
San Juan, New Mexico 1 $ 195,000 $ 195,000 $ 80,000
San Miguel, New Mexico 1 $ 235,000 $ 235,000 $ 124,000
Sandoval, New Mexico 1 $ 445,000 $ 445,000 $ 0
Sierra, New Mexico 1 $ 115,000 $ 115,000 $ 75,000
Jefferson, New York 1 $ 175,000 $ 175,000 $ 77,000
Cleveland, North Carolina 1 $ 245,000 $ 245,000 $ 37,000
Forsyth, North Carolina 1 $ 125,000 $ 125,000 $ 0
Iredell, North Carolina 1 $ 45,000 $ 45,000 $ 73,000
Johnston, North Carolina 1 $ 195,000 $ 195,000 $ 53,000
Lenoir, North Carolina 1 $ 65,000 $ 65,000 $ 31,000
Mecklenburg, North Carolina 1 $ 135,000 $ 135,000 $ 102,000
Orange, North Carolina 1 $ 715,000 $ 715,000 $ 780,000
Pasquotank, North Carolina 1 $ 325,000 $ 325,000 $ 121,000
Randolph, North Carolina 1 $ 155,000 $ 155,000 $ 42,000
Wake, North Carolina 1 $ 215,000 $ 215,000 $ 113,000
Barnes, North Dakota 1 $ 135,000 $ 135,000 $ 37,000
Dickey, North Dakota 1 $ 105,000 $ 105,000 $ 39,000
Butler, Ohio 1 $ 215,000 $ 215,000 $ 81,000
Delaware, Ohio 1 $ 205,000 $ 205,000 $ 192,000
Erie, Ohio 1 $ 25,000 $ 25,000 $ 27,000
Greene, Ohio 1 $ 215,000 $ 215,000 $ 77,000
Guernsey, Ohio 1 $ 425,000 $ 425,000 $ 404,000
Hamilton, Ohio 1 $ 255,000 $ 255,000 $ 469,000
Lawrence, Ohio 1 $ 165,000 $ 165,000 $ 9,900,000
Pickaway, Ohio 1 $ 185,000 $ 185,000 $ 74,000
Portage, Ohio 1 $ 105,000 $ 105,000 $ 23,000
Carter, Oklahoma 1 $ 145,000 $ 145,000 $ 77,000
Cleveland, Oklahoma 1 $ 85,000 $ 85,000 $ 32,000
Garfield, Oklahoma 1 $ 325,000 $ 325,000 $ 95,000
Logan, Oklahoma 1 $ 425,000 $ 425,000 $ 123,000
McClain, Oklahoma 1 $ 295,000 $ 295,000 $ 142,000
McCurtain, Oklahoma 1 $ 175,000 $ 175,000 $ 185,000
Osage, Oklahoma 1 $ 65,000 $ 65,000 $ 31,000
Pittsburg, Oklahoma 1 $ 365,000 $ 365,000 $ 362,000
Pontotoc, Oklahoma 1 $ 25,000 $ 25,000 $ 60,000
Rogers, Oklahoma 1 $ 105,000 $ 105,000 $ 37,000
Sequoyah, Oklahoma 1 $ 65,000 $ 65,000 $ 40,000
Crook, Oregon 1 $ 205,000 $ 205,000 $ 16,000
Douglas, Oregon 1 $ 355,000 $ 355,000 $ 116,000
Lane, Oregon 1 $ 285,000 $ 285,000 $ 57,000
Linn, Oregon 1 $ 55,000 $ 55,000 $ 90,000
Marion, Oregon 1 $ 105,000 $ 105,000 $ 69,000
Chester, Pennsylvania 1 $ 45,000 $ 45,000 $ 70,000
Clearfield, Pennsylvania 1 $ 65,000 $ 65,000 $ 93,000
Lebanon, Pennsylvania 1 $ 145,000 $ 145,000 $ 69,000
Luzerne, Pennsylvania 1 $ 65,000 $ 65,000 $ 40,000
Mifflin, Pennsylvania 1 $ 45,000 $ 45,000 $ 28,000
Monroe, Pennsylvania 1 $ 145,000 $ 145,000 $ 81,000
Venango, Pennsylvania 1 $ 75,000 $ 75,000 $ 24,000
Anderson, South Carolina 1 $ 205,000 $ 205,000 $ 43,000
Charleston, South Carolina 1 $ 835,000 $ 835,000 $ 192,000
Dorchester, South Carolina 1 $ 185,000 $ 185,000 $ 33,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 75,000
Horry, South Carolina 1 $ 185,000 $ 185,000 $ 90,000
Oconee, South Carolina 1 $ 25,000 $ 25,000 $ 36,000
Richland, South Carolina 1 $ 45,000 $ 45,000 $ 28,000
McNairy, Tennessee 1 $ 225,000 $ 225,000 $ 176,000
Shelby, Tennessee 1 $ 145,000 $ 145,000 $ 36,000
Sullivan, Tennessee 1 $ 105,000 $ 105,000 $ 20,000
Williamson, Tennessee 1 $ 605,000 $ 605,000 $ 179,000
Anderson, Texas 1 $ 185,000 $ 185,000 $ 100,000
Aransas, Texas 1 $ 805,000 $ 805,000 $ 321,000
Austin, Texas 1 $ 275,000 $ 275,000 $ 83,000
Bowie, Texas 1 $ 295,000 $ 295,000 $ 172,000
Cameron, Texas 1 $ 245,000 $ 245,000 $ 121,000
Childress, Texas 1 $ 225,000 $ 225,000 $ 72,000
Coke, Texas 1 $ 35,000 $ 35,000 $ 30,000
Comanche, Texas 1 $ 95,000 $ 95,000 $ 53,000
Cottle, Texas 1 $ 145,000 $ 145,000 $ 100,000
Crane, Texas 1 $ 95,000 $ 95,000 $ 84,000
Dickens, Texas 1 $ 45,000 $ 45,000 $ 92,000
Fisher, Texas 1 $ 135,000 $ 135,000 $ 64,000
Floyd, Texas 1 $ 25,000 $ 25,000 $ 131,000
Franklin, Texas 1 $ 95,000 $ 95,000 $ 36,000
Gregg, Texas 1 $ 85,000 $ 85,000 $ 55,000
Hill, Texas 1 $ 245,000 $ 245,000 $ 107,000
Houston, Texas 1 $ 105,000 $ 105,000 $ 0
Hutchinson, Texas 1 $ 45,000 $ 45,000 $ 59,000
Jackson, Texas 1 $ 245,000 $ 245,000 $ 129,000
Kendall, Texas 1 $ 435,000 $ 435,000 $ 202,000
Lavaca, Texas 1 $ 155,000 $ 155,000 $ 180,000
Lee, Texas 1 $ 105,000 $ 105,000 $ 141,000
Liberty, Texas 1 $ 265,000 $ 265,000 $ 98,000
Madison, Texas 1 $ 195,000 $ 195,000 $ 56,000
McLennan, Texas 1 $ 295,000 $ 295,000 $ 84,000
Milam, Texas 1 $ 365,000 $ 365,000 $ 120,000
Morris, Texas 1 $ 45,000 $ 45,000 $ 59,000
Newton, Texas 1 $ 65,000 $ 65,000 $ 58,000
Ochiltree, Texas 1 $ 245,000 $ 245,000 $ 255,000
Real, Texas 1 $ 65,000 $ 65,000 $ 124,000
Reeves, Texas 1 $ 195,000 $ 195,000 $ 312,000
Sabine, Texas 1 $ 95,000 $ 95,000 $ 62,000
San Patricio, Texas 1 $ 215,000 $ 215,000 $ 136,000
Val Verde, Texas 1 $ 155,000 $ 155,000 $ 127,000
Walker, Texas 1 $ 185,000 $ 185,000 $ 119,000
Waller, Texas 1 $ 245,000 $ 245,000 $ 0
Washington, Texas 1 $ 225,000 $ 225,000 $ 120,000
Wilbarger, Texas 1 $ 35,000 $ 35,000 $ 31,000
Iron, Utah 1 $ 205,000 $ 205,000 $ 42,000
Weber, Utah 1 $ 355,000 $ 355,000 $ 84,000
Culpeper, Virginia 1 $ 275,000 $ 275,000 $ 65,000
Franklin, Virginia 1 $ 215,000 $ 215,000 $ 88,000
Isle of Wight, Virginia 1 $ 215,000 $ 215,000 $ 47,000
Mecklenburg, Virginia 1 $ 45,000 $ 45,000 $ 80,000
Newport News, Virginia 1 $ 95,000 $ 95,000 $ 98,000
Norfolk, Virginia 1 $ 105,000 $ 105,000 $ 60,000
Portsmouth, Virginia 1 $ 115,000 $ 115,000 $ 48,000
Roanoke, Virginia 1 $ 105,000 $ 105,000 $ 157,000
Suffolk, Virginia 1 $ 155,000 $ 155,000 $ 48,000
Virginia Beach, Virginia 1 $ 475,000 $ 475,000 $ 180,000
York, Virginia 1 $ 225,000 $ 225,000 $ 77,000
Benton, Washington 1 $ 255,000 $ 255,000 $ 246,000
Clark, Washington 1 $ 315,000 $ 315,000 $ 80,000
Cowlitz, Washington 1 $ 175,000 $ 175,000 $ 84,000
Grays Harbor, Washington 1 $ 295,000 $ 295,000 $ 200,000
Lewis, Washington 1 $ 225,000 $ 225,000 $ 45,000
Stevens, Washington 1 $ 215,000 $ 215,000 $ 76,000
Whitman, Washington 1 $ 315,000 $ 315,000 $ 146,000
Berkeley, West Virginia 1 $ 145,000 $ 145,000 $ 65,000
Pierce, Wisconsin 1 $ 75,000 $ 75,000 $ 100,000

Mortgage Loan Application Detail Totals for City Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,653 $875,455,000 $239,000 $5,105,000 $126,000 $4,227,000
Refinancing 576 $158,840,000 $275,000 $10,135,000 $170,000 $9,900,000
Cash-out Refinancing 570 $134,090,000 $235,000 $3,005,000 $127,000 $4,744,000
Other Purpose 146 $22,580,000 $154,000 $1,005,000 $95,000 $519,000
Home Improvement 66 $5,380,000 $81,000 $315,000 $120,000 $719,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,984 $731,370,000 $245,000 $3,005,000 $141,000 $4,744,000
Hispanic 962 $179,000,000 $186,000 $1,545,000 $97,000 $1,198,000
Not Provided 360 $94,790,000 $263,000 $2,005,000 $167,000 $9,900,000
Black or African American 252 $56,670,000 $224,000 $915,000 $94,000 $480,000
Not applicable 227 $78,745,000 $346,000 $10,135,000 $0 $0
Asian 155 $40,155,000 $259,000 $1,395,000 $119,000 $666,000
American Indian or Alaskan Native 28 $3,910,000 $139,000 $515,000 $78,000 $247,000
Native Hawaiian or Other Pacific Islander 7 $1,385,000 $197,000 $475,000 $77,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,913 $984,495,000 $251,000 $10,135,000 $146,000 $9,900,000
FHA-insured (Federal Housing Administration) 725 $129,375,000 $178,000 $735,000 $74,000 $340,000
VA-guaranteed (Veterans Administration) 353 $79,595,000 $225,000 $655,000 $91,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,880,000 $144,000 $335,000 $59,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,275 $780,495,000 $238,000 $10,135,000 $130,000 $4,227,000
Application Withdrawn By Applicant 975 $244,505,000 $250,000 $2,515,000 $140,000 $4,744,000
Application Denied By Financial Institution 451 $83,145,000 $184,000 $2,805,000 $104,000 $9,900,000
File Closed For Incompleteness 282 $81,280,000 $288,000 $3,005,000 $134,000 $1,676,000
Application Approved But Not Accepted 23 $6,245,000 $271,000 $805,000 $188,000 $1,302,000
Loan Purchased By The Institution 5 $675,000 $135,000 $215,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,560 $1,113,200,000 $244,000 $10,135,000 $133,000 $4,744,000
Credit History 215 $29,815,000 $138,000 $795,000 $125,000 $9,900,000
Debt-To-Income Ratio 144 $34,760,000 $241,000 $2,805,000 $77,000 $933,000
Collateral 42 $7,210,000 $171,000 $745,000 $89,000 $260,000
Other 19 $2,795,000 $147,000 $405,000 $111,000 $350,000
Unverifiable Information 13 $5,165,000 $397,000 $1,725,000 $118,000 $648,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,375,000 $215,000 $965,000 $75,000 $265,000
Employment History 6 $960,000 $160,000 $225,000 $88,000 $192,000
Credit Application Incomplete 1 $65,000 $65,000 $65,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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