City National Bank Mortgage Lending & HMDA Data, 2013

In 2013, City National Bank of Los Angeles, CA reported 1,929 mortgage applications totaling $2.6 billion, up 8% from 2012. The average application was for $1,330,399, and applicants reported an average income of $771,019. 62% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (979), New York-White Plains-Wayne, NY-NJ (210) and Santa Ana-Anaheim-Irvine, CA (71) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,929
Total Mortgage Loan Application Amount $2,566,340,000
Average Mortgage Loan Application Amount $1,330,399
Highest Mortgage Loan Application Amount $33,275,000
Average Applicant Income $771,019
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 979 $ 1,257,974,000 $ 1,284,958 $ 673,000
New York, New York 146 $ 224,455,000 $ 1,537,363 $ 1,068,000
Orange, California 71 $ 102,975,000 $ 1,450,352 $ 1,024,000
Ventura, California 52 $ 43,600,000 $ 838,461 $ 709,000
San Diego, California 42 $ 58,871,000 $ 1,401,690 $ 689,000
Kings, New York 32 $ 49,415,000 $ 1,544,218 $ 801,000
San Mateo, California 28 $ 36,149,000 $ 1,291,035 $ 827,000
Suffolk, New York 28 $ 67,103,000 $ 2,396,535 $ 1,323,000
Riverside, California 27 $ 62,622,000 $ 2,319,333 $ 614,000
Contra Costa, California 22 $ 40,306,000 $ 1,832,090 $ 892,000
Marin, California 18 $ 25,679,000 $ 1,426,611 $ 674,000
San Francisco, California 18 $ 40,315,000 $ 2,239,722 $ 300,000
Alameda, California 15 $ 12,400,000 $ 826,666 $ 665,000
Westchester, New York 15 $ 14,506,000 $ 967,066 $ 455,000
Clark, Nevada 14 $ 14,499,000 $ 1,035,642 $ 512,000
Davidson, Tennessee 14 $ 8,034,000 $ 573,857 $ 393,000
Santa Clara, California 13 $ 25,460,000 $ 1,958,461 $ 333,000
Santa Barbara, California 12 $ 11,614,000 $ 967,833 $ 482,000
Williamson, Tennessee 10 $ 4,463,000 $ 446,300 $ 222,000
Placer, California 8 $ 6,350,000 $ 793,750 $ 637,000
San Bernardino, California 8 $ 3,214,000 $ 401,750 $ 763,000
Fairfield, Connecticut 8 $ 23,131,000 $ 2,891,375 $ 2,445,000
Hawaii, Hawaii 5 $ 8,577,000 $ 1,715,400 $ 939,000
Bergen, New Jersey 5 $ 6,692,000 $ 1,338,400 $ 605,000
Monmouth, New Jersey 5 $ 8,462,000 $ 1,692,400 $ 1,296,000
Monterey, California 4 $ 5,466,000 $ 1,366,500 $ 303,000
Sonoma, California 4 $ 2,947,000 $ 736,750 $ 332,000
Washoe, Nevada 4 $ 2,230,000 $ 557,500 $ 766,000
Nassau, New York 4 $ 3,617,000 $ 904,250 $ 628,000
Maricopa, Arizona 3 $ 2,470,000 $ 823,333 $ 3,227,000
Napa, California 3 $ 2,525,000 $ 841,666 $ 741,000
Sacramento, California 3 $ 899,000 $ 299,666 $ 195,000
Santa Cruz, California 3 $ 4,277,000 $ 1,425,666 $ 370,000
Miami-Dade, Florida 3 $ 7,641,000 $ 2,547,000 $ 1,894,000
Palm Beach, Florida 3 $ 6,906,000 $ 2,302,000 $ 1,794,000
Sussex, New Jersey 3 $ 751,000 $ 250,333 $ 285,000
Santa Fe, New Mexico 3 $ 2,804,000 $ 934,666 $ 352,000
Richmond, New York 3 $ 1,200,000 $ 400,000 $ 33,000
Rockland, New York 3 $ 3,950,000 $ 1,316,666 $ 334,000
Nevada, California 2 $ 738,000 $ 369,000 $ 269,000
Pitkin, Colorado 2 $ 4,200,000 $ 2,100,000 $ 500,000
Litchfield, Connecticut 2 $ 2,610,000 $ 1,305,000 $ 1,011,000
Broward, Florida 2 $ 1,178,000 $ 589,000 $ 891,000
Pinellas, Florida 2 $ 1,856,000 $ 928,000 $ 974,000
Fulton, Georgia 2 $ 1,480,000 $ 740,000 $ 5,080,000
Honolulu, Hawaii 2 $ 5,700,000 $ 2,850,000 $ 2,495,000
Kauai, Hawaii 2 $ 3,175,000 $ 1,587,500 $ 0
Maui, Hawaii 2 $ 1,750,000 $ 875,000 $ 470,000
Dukes, Massachusetts 2 $ 1,775,000 $ 887,500 $ 535,000
Middlesex, Massachusetts 2 $ 831,000 $ 415,500 $ 271,000
Nantucket, Massachusetts 2 $ 1,546,000 $ 773,000 $ 2,310,000
Norfolk, Massachusetts 2 $ 3,777,000 $ 1,888,500 $ 987,000
Suffolk, Massachusetts 2 $ 6,200,000 $ 3,100,000 $ 0
Essex, New Jersey 2 $ 1,570,000 $ 785,000 $ 328,000
Hudson, New Jersey 2 $ 1,148,000 $ 574,000 $ 350,000
Ocean, New Jersey 2 $ 2,228,000 $ 1,114,000 $ 1,219,000
Somerset, New Jersey 2 $ 1,662,000 $ 831,000 $ 239,000
Union, New Jersey 2 $ 2,919,000 $ 1,459,500 $ 818,000
Dutchess, New York 2 $ 1,230,000 $ 615,000 $ 157,000
Putnam, New York 2 $ 3,944,000 $ 1,972,000 $ 1,555,000
Queens, New York 2 $ 1,576,000 $ 788,000 $ 2,352,000
Summit, Utah 2 $ 2,975,000 $ 1,487,500 $ 3,364,000
Teton, Wyoming 2 $ 2,171,000 $ 1,085,500 $ 2,496,000
Barbour, Alabama 1 $ 106,000 $ 106,000 $ 900,000
Lake, California 1 $ 456,000 $ 456,000 $ 956,000
Mono, California 1 $ 275,000 $ 275,000 $ 0
San Benito, California 1 $ 990,000 $ 990,000 $ 0
Solano, California 1 $ 3,145,000 $ 3,145,000 $ 0
Tulare, California 1 $ 203,000 $ 203,000 $ 372,000
New Haven, Connecticut 1 $ 200,000 $ 200,000 $ 107,000
Bay, Florida 1 $ 889,000 $ 889,000 $ 0
Collier, Florida 1 $ 942,000 $ 942,000 $ 0
Hillsborough, Florida 1 $ 1,434,000 $ 1,434,000 $ 8,567,000
Martin, Florida 1 $ 1,013,000 $ 1,013,000 $ 47,000
Monroe, Florida 1 $ 1,350,000 $ 1,350,000 $ 492,000
Walton, Florida 1 $ 846,000 $ 846,000 $ 643,000
DeKalb, Georgia 1 $ 500,000 $ 500,000 $ 300,000
Blaine, Idaho 1 $ 4,095,000 $ 4,095,000 $ 1,024,000
Barnstable, Massachusetts 1 $ 1,776,000 $ 1,776,000 $ 900,000
Plymouth, Massachusetts 1 $ 500,000 $ 500,000 $ 743,000
Worcester, Massachusetts 1 $ 518,000 $ 518,000 $ 47,000
Douglas, Nevada 1 $ 120,000 $ 120,000 $ 0
Morris, New Jersey 1 $ 2,305,000 $ 2,305,000 $ 401,000
Monroe, New York 1 $ 92,000 $ 92,000 $ 0
Sullivan, New York 1 $ 195,000 $ 195,000 $ 170,000
Ulster, New York 1 $ 1,110,000 $ 1,110,000 $ 2,263,000
Clackamas, Oregon 1 $ 364,000 $ 364,000 $ 427,000
Linn, Oregon 1 $ 1,700,000 $ 1,700,000 $ 0
Montgomery, Pennsylvania 1 $ 2,345,000 $ 2,345,000 $ 2,100,000
Westmoreland, Pennsylvania 1 $ 229,000 $ 229,000 $ 918,000
Cheatham, Tennessee 1 $ 750,000 $ 750,000 $ 5,449,000
Utah, Utah 1 $ 208,000 $ 208,000 $ 1,007,000
Milwaukee, Wisconsin 1 $ 513,000 $ 513,000 $ 0

Mortgage Loan Application Detail Totals for City National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,148 $1,450,234,000 $1,263,000 $19,560,000 $739,000 $9,999,000
Home Purchase 680 $984,465,000 $1,447,000 $33,275,000 $838,000 $9,999,000
Home Improvement 101 $131,641,000 $1,303,000 $14,000,000 $684,000 $6,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,055 $1,367,207,000 $1,295,000 $9,300,000 $965,000 $9,999,000
White 612 $729,782,000 $1,192,000 $16,500,000 $701,000 $9,999,000
Not applicable 202 $410,194,000 $2,030,000 $33,275,000 $0 $0
Asian 28 $30,367,000 $1,084,000 $3,575,000 $668,000 $5,000,000
Hispanic 16 $11,732,000 $733,000 $2,310,000 $363,000 $1,014,000
Black or African American 13 $12,848,000 $988,000 $2,345,000 $778,000 $4,034,000
American Indian or Alaskan Native 2 $2,290,000 $1,145,000 $1,925,000 $2,400,000 $4,700,000
Native Hawaiian or Other Pacific Islander 1 $1,920,000 $1,920,000 $1,920,000 $989,000 $989,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,929 $2,566,340,000 $1,330,000 $33,275,000 $771,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,197 $1,521,526,000 $1,271,000 $33,275,000 $752,000 $9,999,000
Application Approved But Not Accepted 213 $316,279,000 $1,484,000 $6,370,000 $969,000 $8,695,000
Application Denied By Financial Institution 184 $252,259,000 $1,370,000 $8,320,000 $407,000 $5,430,000
Preapproval Approved but not Accepted 175 $242,080,000 $1,383,000 $5,000,000 $1,021,000 $9,999,000
Application Withdrawn By Applicant 78 $134,735,000 $1,727,000 $19,560,000 $1,031,000 $9,999,000
File Closed For Incompleteness 47 $67,158,000 $1,428,000 $7,700,000 $829,000 $6,000,000
Preapproval Denied by Financial Institution 35 $32,303,000 $922,000 $3,000,000 $237,000 $1,040,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 78 $105,512,000 $1,352,000 $5,000,000 $186,000 $743,000
Collateral 64 $70,124,000 $1,095,000 $4,500,000 $504,000 $4,055,000
Credit History 24 $38,999,000 $1,624,000 $7,000,000 $719,000 $5,430,000
Other 22 $32,884,000 $1,494,000 $8,320,000 $443,000 $1,894,000
Insufficient Cash (Downpayment, Closing Cost) 21 $30,226,000 $1,439,000 $3,867,000 $329,000 $1,290,000
Unverifiable Information 6 $5,081,000 $846,000 $1,798,000 $305,000 $1,689,000
Credit Application Incomplete 2 $376,000 $188,000 $188,000 $285,000 $285,000
Employment History 2 $1,360,000 $680,000 $960,000 $87,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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