City National Bank Mortgage Lending & HMDA Data, 2018

In 2018, City National Bank of Los Angeles, CA reported 5,866 mortgage applications totaling $5.8 billion, up 134% from 2017. The average application was for $996,963, and applicants reported an average income of $498,051. 56% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,291), Anaheim-Santa Ana-Irvine, CA (323) and Oakland-Hayward-Berkeley, CA (294) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,866
Total Mortgage Loan Application Amount $5,848,190,000
Average Mortgage Loan Application Amount $996,963
Highest Mortgage Loan Application Amount $66,005,000
Average Applicant Income $498,051
Highest Applicant Income $9,901,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,291 $ 2,566,565,000 $ 1,120,281 $ 564,000
Orange, California 323 $ 248,625,000 $ 769,736 $ 531,000
San Diego, California 219 $ 258,935,000 $ 1,182,351 $ 273,000
Ventura, California 173 $ 109,155,000 $ 630,953 $ 404,000
Clark, Nevada 164 $ 123,410,000 $ 752,500 $ 303,000
Alameda, California 160 $ 89,320,000 $ 558,250 $ 224,000
New York, New York 137 $ 342,815,000 $ 2,502,299 $ 1,224,000
Contra Costa, California 134 $ 66,170,000 $ 493,805 $ 227,000
Hennepin, Minnesota 126 $ 28,030,000 $ 222,460 $ 114,000
Davidson, Tennessee 119 $ 41,945,000 $ 352,478 $ 316,000
Riverside, California 117 $ 93,865,000 $ 802,264 $ 363,000
Santa Clara, California 112 $ 86,840,000 $ 775,357 $ 468,000
San Mateo, California 91 $ 68,485,000 $ 752,582 $ 371,000
San Bernardino, California 72 $ 42,830,000 $ 594,861 $ 181,000
Kings, New York 69 $ 93,025,000 $ 1,348,188 $ 601,000
San Francisco, California 67 $ 111,205,000 $ 1,659,776 $ 298,000
Washoe, Nevada 65 $ 21,795,000 $ 335,307 $ 161,000
Fulton, Georgia 51 $ 37,185,000 $ 729,117 $ 486,000
Marin, California 44 $ 64,250,000 $ 1,460,227 $ 501,000
Santa Barbara, California 44 $ 64,160,000 $ 1,458,181 $ 643,000
Sacramento, California 35 $ 9,665,000 $ 276,142 $ 185,000
Suffolk, New York 34 $ 61,550,000 $ 1,810,294 $ 1,002,000
DeKalb, Georgia 32 $ 7,280,000 $ 227,500 $ 94,000
Maricopa, Arizona 30 $ 16,280,000 $ 542,666 $ 748,000
District of Columbia, District Of Columbia 27 $ 19,935,000 $ 738,333 $ 576,000
Nassau, New York 26 $ 19,090,000 $ 734,230 $ 689,000
Fairfield, Connecticut 20 $ 23,220,000 $ 1,161,000 $ 653,000
Williamson, Tennessee 19 $ 12,515,000 $ 658,684 $ 225,000
Miami-Dade, Florida 17 $ 34,175,000 $ 2,010,294 $ 1,176,000
Palm Beach, Florida 17 $ 39,245,000 $ 2,308,529 $ 1,072,000
King, Washington 16 $ 36,680,000 $ 2,292,500 $ 736,000
Douglas, Nevada 15 $ 4,865,000 $ 324,333 $ 524,000
Westchester, New York 15 $ 17,585,000 $ 1,172,333 $ 494,000
Summit, Utah 14 $ 19,520,000 $ 1,394,285 $ 673,000
Placer, California 12 $ 10,610,000 $ 884,166 $ 621,000
Bergen, New Jersey 12 $ 8,590,000 $ 715,833 $ 380,000
Queens, New York 12 $ 6,200,000 $ 516,666 $ 128,000
Sonoma, California 11 $ 8,605,000 $ 782,272 $ 1,076,000
Broward, Florida 11 $ 11,615,000 $ 1,055,909 $ 331,000
Montgomery, Maryland 11 $ 11,545,000 $ 1,049,545 $ 521,000
Arlington, Virginia 11 $ 6,115,000 $ 555,909 $ 649,000
Maui, Hawaii 10 $ 14,540,000 $ 1,454,000 $ 911,000
Carson City, Nevada 10 $ 2,760,000 $ 276,000 $ 162,000
Collier, Florida 9 $ 6,715,000 $ 746,111 $ 739,000
Kauai, Hawaii 9 $ 17,885,000 $ 1,987,222 $ 2,905,000
Sumner, Tennessee 9 $ 4,895,000 $ 543,888 $ 199,000
San Luis Obispo, California 8 $ 7,580,000 $ 947,500 $ 410,000
Denver, Colorado 8 $ 4,520,000 $ 565,000 $ 669,000
Lee, Florida 8 $ 3,690,000 $ 461,250 $ 192,000
Hawaii, Hawaii 8 $ 10,670,000 $ 1,333,750 $ 3,709,000
Suffolk, Massachusetts 8 $ 6,760,000 $ 845,000 $ 294,000
Dakota, Minnesota 8 $ 2,180,000 $ 272,500 $ 158,000
Morris, New Jersey 8 $ 6,380,000 $ 797,500 $ 343,000
Philadelphia, Pennsylvania 8 $ 2,460,000 $ 307,500 $ 161,000
Fairfax, Virginia 8 $ 5,430,000 $ 678,750 $ 404,000
Litchfield, Connecticut 7 $ 4,245,000 $ 606,428 $ 851,000
Anne Arundel, Maryland 7 $ 6,275,000 $ 896,428 $ 240,000
Middlesex, Massachusetts 7 $ 6,455,000 $ 922,142 $ 739,000
Ramsey, Minnesota 7 $ 1,805,000 $ 257,857 $ 125,000
Multnomah, Oregon 7 $ 4,665,000 $ 666,428 $ 301,000
Yavapai, Arizona 6 $ 3,370,000 $ 561,666 $ 328,000
Pinellas, Florida 6 $ 4,160,000 $ 693,333 $ 629,000
Cook, Illinois 6 $ 2,370,000 $ 395,000 $ 285,000
Dukes, Massachusetts 6 $ 10,380,000 $ 1,730,000 $ 457,000
Cape May, New Jersey 6 $ 7,700,000 $ 1,283,333 $ 276,000
Somerset, New Jersey 6 $ 5,100,000 $ 850,000 $ 469,000
Harris, Texas 6 $ 2,180,000 $ 363,333 $ 210,000
Travis, Texas 6 $ 4,110,000 $ 685,000 $ 244,000
Pierce, Washington 6 $ 3,150,000 $ 525,000 $ 297,000
Mohave, Arizona 5 $ 1,015,000 $ 203,000 $ 99,000
El Dorado, California 5 $ 3,445,000 $ 689,000 $ 620,000
Monterey, California 5 $ 7,165,000 $ 1,433,000 $ 329,000
Santa Cruz, California 5 $ 3,365,000 $ 673,000 $ 279,000
Hillsborough, Florida 5 $ 2,515,000 $ 503,000 $ 697,000
Martin, Florida 5 $ 2,595,000 $ 519,000 $ 255,000
Walton, Florida 5 $ 5,705,000 $ 1,141,000 $ 1,038,000
Lake, Illinois 5 $ 3,265,000 $ 653,000 $ 222,000
Cumberland, Maine 5 $ 7,805,000 $ 1,561,000 $ 1,307,000
Baltimore, Maryland 5 $ 1,395,000 $ 279,000 $ 372,000
Essex, New Jersey 5 $ 2,085,000 $ 417,000 $ 237,000
Arapahoe, Colorado 4 $ 1,970,000 $ 492,500 $ 253,000
Eagle, Colorado 4 $ 8,290,000 $ 2,072,500 $ 300,000
Sarasota, Florida 4 $ 1,860,000 $ 465,000 $ 170,000
Blaine, Idaho 4 $ 2,970,000 $ 742,500 $ 357,000
Washington, Maryland 4 $ 1,630,000 $ 407,500 $ 442,000
Washington, Minnesota 4 $ 1,640,000 $ 410,000 $ 225,000
St. Louis, Missouri 4 $ 1,330,000 $ 332,500 $ 197,000
Hudson, New Jersey 4 $ 67,020,000 $ 16,755,000 $ 535,000
Mercer, New Jersey 4 $ 1,090,000 $ 272,500 $ 132,000
Monmouth, New Jersey 4 $ 1,670,000 $ 417,500 $ 744,000
Union, New Jersey 4 $ 2,090,000 $ 522,500 $ 486,000
Rockland, New York 4 $ 1,910,000 $ 477,500 $ 474,000
Ulster, New York 4 $ 1,400,000 $ 350,000 $ 664,000
Mecklenburg, North Carolina 4 $ 3,260,000 $ 815,000 $ 507,000
Deschutes, Oregon 4 $ 1,270,000 $ 317,500 $ 2,139,000
Wilson, Tennessee 4 $ 1,860,000 $ 465,000 $ 322,000
Dallas, Texas 4 $ 3,500,000 $ 875,000 $ 283,000
Tarrant, Texas 4 $ 2,390,000 $ 597,500 $ 250,000
Alpine, California 3 $ 1,545,000 $ 515,000 $ 166,000
Mono, California 3 $ 3,225,000 $ 1,075,000 $ 613,000
Douglas, Colorado 3 $ 1,325,000 $ 441,666 $ 109,000
Jefferson, Colorado 3 $ 1,235,000 $ 411,666 $ 119,000
La Plata, Colorado 3 $ 975,000 $ 325,000 $ 91,000
Pitkin, Colorado 3 $ 5,915,000 $ 1,971,666 $ 485,000
Hartford, Connecticut 3 $ 1,815,000 $ 605,000 $ 406,000
Gwinnett, Georgia 3 $ 635,000 $ 211,666 $ 85,000
Prince George's, Maryland 3 $ 625,000 $ 208,333 $ 69,000
Barnstable, Massachusetts 3 $ 4,725,000 $ 1,575,000 $ 469,000
Norfolk, Massachusetts 3 $ 2,365,000 $ 788,333 $ 776,000
Oakland, Michigan 3 $ 3,485,000 $ 1,161,666 $ 2,080,000
Flathead, Montana 3 $ 4,785,000 $ 1,595,000 $ 334,000
Passaic, New Jersey 3 $ 1,095,000 $ 365,000 $ 491,000
Sussex, New Jersey 3 $ 755,000 $ 251,666 $ 398,000
Columbia, New York 3 $ 3,225,000 $ 1,075,000 $ 754,000
Dutchess, New York 3 $ 1,625,000 $ 541,666 $ 313,000
Putnam, New York 3 $ 1,095,000 $ 365,000 $ 421,000
Richmond, New York 3 $ 1,015,000 $ 338,333 $ 141,000
Wake, North Carolina 3 $ 2,985,000 $ 995,000 $ 302,000
Montgomery, Pennsylvania 3 $ 1,525,000 $ 508,333 $ 288,000
Beaufort, South Carolina 3 $ 1,985,000 $ 661,666 $ 711,000
Charleston, South Carolina 3 $ 1,465,000 $ 488,333 $ 205,000
Bexar, Texas 3 $ 15,655,000 $ 5,218,333 $ 131,000
Salt Lake, Utah 3 $ 1,065,000 $ 355,000 $ 174,000
Whatcom, Washington 3 $ 1,595,000 $ 531,666 $ 635,000
Pima, Arizona 2 $ 690,000 $ 345,000 $ 232,000
Fresno, California 2 $ 4,550,000 $ 2,275,000 $ 177,000
Napa, California 2 $ 4,010,000 $ 2,005,000 $ 1,627,000
Nevada, California 2 $ 1,570,000 $ 785,000 $ 443,000
San Joaquin, California 2 $ 640,000 $ 320,000 $ 514,000
Summit, Colorado 2 $ 750,000 $ 375,000 $ 284,000
New Castle, Delaware 2 $ 970,000 $ 485,000 $ 445,000
Bay, Florida 2 $ 590,000 $ 295,000 $ 283,000
Duval, Florida 2 $ 530,000 $ 265,000 $ 39,000
Monroe, Florida 2 $ 1,380,000 $ 690,000 $ 334,000
Osceola, Florida 2 $ 520,000 $ 260,000 $ 400,000
St. Lucie, Florida 2 $ 600,000 $ 300,000 $ 156,000
Volusia, Florida 2 $ 550,000 $ 275,000 $ 221,000
Coweta, Georgia 2 $ 1,480,000 $ 740,000 $ 552,000
Nantucket, Massachusetts 2 $ 3,880,000 $ 1,940,000 $ 608,000
Plymouth, Massachusetts 2 $ 1,660,000 $ 830,000 $ 604,000
Anoka, Minnesota 2 $ 210,000 $ 105,000 $ 67,000
Rice, Minnesota 2 $ 260,000 $ 130,000 $ 224,000
Lyon, Nevada 2 $ 460,000 $ 230,000 $ 483,000
Carroll, New Hampshire 2 $ 840,000 $ 420,000 $ 417,000
Ocean, New Jersey 2 $ 3,170,000 $ 1,585,000 $ 639,000
Bronx, New York 2 $ 1,010,000 $ 505,000 $ 778,000
New Hanover, North Carolina 2 $ 810,000 $ 405,000 $ 811,000
Cuyahoga, Ohio 2 $ 690,000 $ 345,000 $ 0
Clackamas, Oregon 2 $ 850,000 $ 425,000 $ 175,000
Lane, Oregon 2 $ 830,000 $ 415,000 $ 666,000
Cumberland, Pennsylvania 2 $ 340,000 $ 170,000 $ 134,000
Cheatham, Tennessee 2 $ 210,000 $ 105,000 $ 90,000
Giles, Tennessee 2 $ 250,000 $ 125,000 $ 149,000
Knox, Tennessee 2 $ 1,810,000 $ 905,000 $ 4,088,000
Robertson, Tennessee 2 $ 690,000 $ 345,000 $ 110,000
Wasatch, Utah 2 $ 1,430,000 $ 715,000 $ 225,000
Falls Church, Virginia 2 $ 370,000 $ 185,000 $ 146,000
Richmond City, Virginia 2 $ 350,000 $ 175,000 $ 185,000
Clark, Washington 2 $ 2,180,000 $ 1,090,000 $ 310,000
Kitsap, Washington 2 $ 930,000 $ 465,000 $ 458,000
Dane, Wisconsin 2 $ 1,310,000 $ 655,000 $ 211,000
Lincoln, Wyoming 2 $ 950,000 $ 475,000 $ 258,000
Houston, Alabama 1 $ 415,000 $ 415,000 $ 352,000
Montgomery, Alabama 1 $ 305,000 $ 305,000 $ 130,000
Shelby, Alabama 1 $ 1,005,000 $ 1,005,000 $ 1,882,000
Pinal, Arizona 1 $ 805,000 $ 805,000 $ 1,357,000
Calaveras, California 1 $ 275,000 $ 275,000 $ 197,000
Humboldt, California 1 $ 205,000 $ 205,000 $ 0
Kern, California 1 $ 125,000 $ 125,000 $ 47,000
San Benito, California 1 $ 125,000 $ 125,000 $ 745,000
Solano, California 1 $ 105,000 $ 105,000 $ 121,000
Stanislaus, California 1 $ 105,000 $ 105,000 $ 53,000
Tuolumne, California 1 $ 175,000 $ 175,000 $ 190,000
Yolo, California 1 $ 565,000 $ 565,000 $ 0
Adams, Colorado 1 $ 815,000 $ 815,000 $ 0
Boulder, Colorado 1 $ 505,000 $ 505,000 $ 803,000
Routt, Colorado 1 $ 275,000 $ 275,000 $ 309,000
San Miguel, Colorado 1 $ 1,005,000 $ 1,005,000 $ 4,670,000
Weld, Colorado 1 $ 205,000 $ 205,000 $ 83,000
Sussex, Delaware 1 $ 1,295,000 $ 1,295,000 $ 0
Charlotte, Florida 1 $ 255,000 $ 255,000 $ 38,000
Citrus, Florida 1 $ 205,000 $ 205,000 $ 139,000
Escambia, Florida 1 $ 505,000 $ 505,000 $ 0
Indian River, Florida 1 $ 705,000 $ 705,000 $ 614,000
Nassau, Florida 1 $ 475,000 $ 475,000 $ 143,000
Okaloosa, Florida 1 $ 1,145,000 $ 1,145,000 $ 76,000
Orange, Florida 1 $ 125,000 $ 125,000 $ 29,000
Chatham, Georgia 1 $ 635,000 $ 635,000 $ 282,000
Cherokee, Georgia 1 $ 505,000 $ 505,000 $ 196,000
Clarke, Georgia 1 $ 195,000 $ 195,000 $ 119,000
Cobb, Georgia 1 $ 995,000 $ 995,000 $ 271,000
Dawson, Georgia 1 $ 505,000 $ 505,000 $ 350,000
Forsyth, Georgia 1 $ 505,000 $ 505,000 $ 89,000
Gilmer, Georgia 1 $ 905,000 $ 905,000 $ 0
Muscogee, Georgia 1 $ 155,000 $ 155,000 $ 120,000
Troup, Georgia 1 $ 8,005,000 $ 8,005,000 $ 0
Honolulu, Hawaii 1 $ 1,005,000 $ 1,005,000 $ 59,000
Ada, Idaho 1 $ 205,000 $ 205,000 $ 245,000
Orleans, Louisiana 1 $ 65,000 $ 65,000 $ 323,000
Hancock, Maine 1 $ 655,000 $ 655,000 $ 777,000
Sagadahoc, Maine 1 $ 305,000 $ 305,000 $ 281,000
Baltimore City, Maryland 1 $ 755,000 $ 755,000 $ 135,000
Howard, Maryland 1 $ 265,000 $ 265,000 $ 51,000
Talbot, Maryland 1 $ 785,000 $ 785,000 $ 58,000
Essex, Massachusetts 1 $ 505,000 $ 505,000 $ 0
Worcester, Massachusetts 1 $ 435,000 $ 435,000 $ 324,000
Leelanau, Michigan 1 $ 155,000 $ 155,000 $ 0
Wayne, Michigan 1 $ 45,000 $ 45,000 $ 169,000
Carver, Minnesota 1 $ 505,000 $ 505,000 $ 301,000
St. Louis, Minnesota 1 $ 165,000 $ 165,000 $ 100,000
Cedar, Missouri 1 $ 115,000 $ 115,000 $ 225,000
Clinton, Missouri 1 $ 75,000 $ 75,000 $ 225,000
Gallatin, Montana 1 $ 865,000 $ 865,000 $ 340,000
Madison, Montana 1 $ 10,005,000 $ 10,005,000 $ 1,573,000
Camden, New Jersey 1 $ 185,000 $ 185,000 $ 91,000
Middlesex, New Jersey 1 $ 505,000 $ 505,000 $ 173,000
Bernalillo, New Mexico 1 $ 405,000 $ 405,000 $ 0
Albany, New York 1 $ 495,000 $ 495,000 $ 284,000
Cattaraugus, New York 1 $ 805,000 $ 805,000 $ 5,805,000
Erie, New York 1 $ 605,000 $ 605,000 $ 295,000
Greene, New York 1 $ 325,000 $ 325,000 $ 120,000
Ontario, New York 1 $ 305,000 $ 305,000 $ 351,000
Orange, New York 1 $ 325,000 $ 325,000 $ 0
Saratoga, New York 1 $ 255,000 $ 255,000 $ 97,000
Schenectady, New York 1 $ 625,000 $ 625,000 $ 383,000
Sullivan, New York 1 $ 405,000 $ 405,000 $ 224,000
Brunswick, North Carolina 1 $ 395,000 $ 395,000 $ 145,000
Craven, North Carolina 1 $ 775,000 $ 775,000 $ 363,000
Dare, North Carolina 1 $ 335,000 $ 335,000 $ 468,000
Durham, North Carolina 1 $ 645,000 $ 645,000 $ 226,000
Franklin, Ohio 1 $ 335,000 $ 335,000 $ 1,302,000
Hamilton, Ohio 1 $ 585,000 $ 585,000 $ 854,000
Umatilla, Oregon 1 $ 355,000 $ 355,000 $ 73,000
Adams, Pennsylvania 1 $ 165,000 $ 165,000 $ 319,000
Allegheny, Pennsylvania 1 $ 345,000 $ 345,000 $ 465,000
Chester, Pennsylvania 1 $ 505,000 $ 505,000 $ 300,000
Delaware, Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Lehigh, Pennsylvania 1 $ 505,000 $ 505,000 $ 281,000
Susquehanna, Pennsylvania 1 $ 505,000 $ 505,000 $ 3,363,000
Aiken, South Carolina 1 $ 285,000 $ 285,000 $ 370,000
Pickens, South Carolina 1 $ 155,000 $ 155,000 $ 0
Dickson, Tennessee 1 $ 1,205,000 $ 1,205,000 $ 0
Rutherford, Tennessee 1 $ 305,000 $ 305,000 $ 108,000
Sevier, Tennessee 1 $ 165,000 $ 165,000 $ 512,000
Shelby, Tennessee 1 $ 505,000 $ 505,000 $ 803,000
Caldwell, Texas 1 $ 125,000 $ 125,000 $ 139,000
Collin, Texas 1 $ 1,805,000 $ 1,805,000 $ 0
Denton, Texas 1 $ 245,000 $ 245,000 $ 485,000
Fort Bend, Texas 1 $ 1,185,000 $ 1,185,000 $ 895,000
Gregg, Texas 1 $ 265,000 $ 265,000 $ 90,000
Montgomery, Texas 1 $ 425,000 $ 425,000 $ 0
Kane, Utah 1 $ 265,000 $ 265,000 $ 304,000
Millard, Utah 1 $ 205,000 $ 205,000 $ 856,000
Albemarle, Virginia 1 $ 335,000 $ 335,000 $ 85,000
Alexandria, Virginia 1 $ 875,000 $ 875,000 $ 415,000
Goochland, Virginia 1 $ 1,355,000 $ 1,355,000 $ 0
Loudoun, Virginia 1 $ 335,000 $ 335,000 $ 70,000
Prince George, Virginia 1 $ 275,000 $ 275,000 $ 1,470,000
Rockbridge, Virginia 1 $ 155,000 $ 155,000 $ 88,000
Klickitat, Washington 1 $ 375,000 $ 375,000 $ 73,000
Spokane, Washington 1 $ 205,000 $ 205,000 $ 646,000
Barron, Wisconsin 1 $ 105,000 $ 105,000 $ 200,000
Bayfield, Wisconsin 1 $ 105,000 $ 105,000 $ 135,000
Eau Claire, Wisconsin 1 $ 355,000 $ 355,000 $ 1,599,000
Polk, Wisconsin 1 $ 165,000 $ 165,000 $ 708,000
Teton, Wyoming 1 $ 665,000 $ 665,000 $ 517,000

Mortgage Loan Application Detail Totals for City National Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,073 $2,760,815,000 $1,331,000 $50,005,000 $616,000 $9,901,000
Cash-out Refinancing 1,187 $986,485,000 $831,000 $27,005,000 $347,000 $8,070,000
Other Purpose 1,109 $761,365,000 $686,000 $20,005,000 $525,000 $9,672,000
Refinancing 856 $1,132,840,000 $1,323,000 $66,005,000 $525,000 $6,670,000
Home Improvement 478 $163,010,000 $341,000 $3,375,000 $390,000 $6,452,000
Not Applicable 163 $43,675,000 $267,000 $675,000 $90,000 $1,220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,433 $2,974,105,000 $866,000 $22,755,000 $537,000 $9,901,000
Not Provided 804 $665,020,000 $827,000 $7,315,000 $581,000 $8,600,000
Not applicable 596 $1,695,490,000 $2,844,000 $66,005,000 $0 $0
Hispanic 398 $136,920,000 $344,000 $2,925,000 $160,000 $2,313,000
Asian 397 $212,185,000 $534,000 $5,005,000 $279,000 $8,532,000
Black or African American 212 $147,310,000 $694,000 $15,005,000 $468,000 $6,287,000
Native Hawaiian or Other Pacific Islander 8 $9,110,000 $1,138,000 $3,905,000 $355,000 $1,326,000
American Indian or Alaskan Native 7 $3,715,000 $530,000 $1,005,000 $170,000 $687,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,866 $5,848,190,000 $996,000 $66,005,000 $492,000 $9,901,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,256 $3,369,210,000 $1,034,000 $34,005,000 $586,000 $9,084,000
Loan Purchased By The Institution 1,080 $333,530,000 $308,000 $865,000 $103,000 $1,220,000
Application Denied By Financial Institution 531 $440,445,000 $829,000 $20,005,000 $293,000 $3,280,000
Application Approved But Not Accepted 386 $501,070,000 $1,298,000 $15,005,000 $882,000 $9,901,000
Preapproval Approved but not Accepted 257 $368,975,000 $1,435,000 $12,925,000 $625,000 $6,306,000
Application Withdrawn By Applicant 227 $576,285,000 $2,538,000 $66,005,000 $851,000 $9,184,000
File Closed For Incompleteness 89 $210,035,000 $2,359,000 $50,005,000 $1,077,000 $6,287,000
Preapproval Denied by Financial Institution 40 $48,640,000 $1,216,000 $4,805,000 $422,000 $8,532,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,295 $5,359,105,000 $1,012,000 $66,005,000 $513,000 $9,901,000
Debt-To-Income Ratio 389 $297,775,000 $765,000 $9,005,000 $183,000 $2,020,000
Credit History 72 $44,670,000 $620,000 $5,255,000 $435,000 $8,532,000
Collateral 68 $70,560,000 $1,037,000 $20,005,000 $603,000 $2,778,000
Other 17 $48,685,000 $2,863,000 $8,005,000 $565,000 $1,254,000
Unverifiable Information 14 $16,980,000 $1,212,000 $2,505,000 $1,195,000 $3,250,000
Credit Application Incomplete 6 $4,380,000 $730,000 $1,605,000 $527,000 $1,075,000
Insufficient Cash (Downpayment, Closing Cost) 5 $6,035,000 $1,207,000 $3,155,000 $351,000 $734,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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