City National Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank 555 South Flower Street Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,866 |
| Total Mortgage Loan Application Amount | $5,848,190,000 |
| Average Mortgage Loan Application Amount | $796,500 |
| Highest Mortgage Loan Application Amount | $66,005,000 |
| Average Applicant Income | $415,500 |
| Highest Applicant Income | $9,901,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,291 | $ 2,566,565,000 | $ 1,120,000 | $ 564,000 |
| Orange County California | 323 | $ 248,625,000 | $ 769,000 | $ 531,000 |
| San Diego County California | 219 | $ 258,935,000 | $ 1,182,000 | $ 273,000 |
| Ventura County California | 173 | $ 109,155,000 | $ 630,000 | $ 404,000 |
| Clark County Nevada | 164 | $ 123,410,000 | $ 752,000 | $ 303,000 |
| Alameda County California | 160 | $ 89,320,000 | $ 558,000 | $ 224,000 |
| New York County New York | 137 | $ 342,815,000 | $ 2,502,000 | $ 1,224,000 |
| Contra Costa County California | 134 | $ 66,170,000 | $ 493,000 | $ 227,000 |
| Hennepin County Minnesota | 126 | $ 28,030,000 | $ 222,000 | $ 114,000 |
| Davidson County Tennessee | 119 | $ 41,945,000 | $ 352,000 | $ 316,000 |
| Riverside County California | 117 | $ 93,865,000 | $ 802,000 | $ 363,000 |
| Santa Clara County California | 112 | $ 86,840,000 | $ 775,000 | $ 468,000 |
| San Mateo County California | 91 | $ 68,485,000 | $ 752,000 | $ 371,000 |
| San Bernardino County California | 72 | $ 42,830,000 | $ 594,000 | $ 181,000 |
| Kings County New York | 69 | $ 93,025,000 | $ 1,348,000 | $ 601,000 |
| San Francisco County California | 67 | $ 111,205,000 | $ 1,659,000 | $ 298,000 |
| Washoe County Nevada | 65 | $ 21,795,000 | $ 335,000 | $ 161,000 |
| Fulton County Georgia | 51 | $ 37,185,000 | $ 729,000 | $ 486,000 |
| Marin County California | 44 | $ 64,250,000 | $ 1,460,000 | $ 501,000 |
| Santa Barbara County California | 44 | $ 64,160,000 | $ 1,458,000 | $ 643,000 |
| Sacramento County California | 35 | $ 9,665,000 | $ 276,000 | $ 185,000 |
| Suffolk County New York | 34 | $ 61,550,000 | $ 1,810,000 | $ 1,002,000 |
| DeKalb County Georgia | 32 | $ 7,280,000 | $ 227,000 | $ 94,000 |
| Maricopa County Arizona | 30 | $ 16,280,000 | $ 542,000 | $ 748,000 |
| District of Columbia County District Of Columbia | 27 | $ 19,935,000 | $ 738,000 | $ 576,000 |
| Nassau County New York | 26 | $ 19,090,000 | $ 734,000 | $ 689,000 |
| Fairfield County Connecticut | 20 | $ 23,220,000 | $ 1,161,000 | $ 653,000 |
| Williamson County Tennessee | 19 | $ 12,515,000 | $ 658,000 | $ 225,000 |
| Miami-Dade County Florida | 17 | $ 34,175,000 | $ 2,010,000 | $ 1,176,000 |
| Palm Beach County Florida | 17 | $ 39,245,000 | $ 2,308,000 | $ 1,072,000 |
| King County Washington | 16 | $ 36,680,000 | $ 2,292,000 | $ 736,000 |
| Douglas County Nevada | 15 | $ 4,865,000 | $ 324,000 | $ 524,000 |
| Westchester County New York | 15 | $ 17,585,000 | $ 1,172,000 | $ 494,000 |
| Summit County Utah | 14 | $ 19,520,000 | $ 1,394,000 | $ 673,000 |
| Placer County California | 12 | $ 10,610,000 | $ 884,000 | $ 621,000 |
| Bergen County New Jersey | 12 | $ 8,590,000 | $ 715,000 | $ 380,000 |
| Queens County New York | 12 | $ 6,200,000 | $ 516,000 | $ 128,000 |
| Sonoma County California | 11 | $ 8,605,000 | $ 782,000 | $ 1,076,000 |
| Broward County Florida | 11 | $ 11,615,000 | $ 1,055,000 | $ 331,000 |
| Montgomery County Maryland | 11 | $ 11,545,000 | $ 1,049,000 | $ 521,000 |
| Arlington County Virginia | 11 | $ 6,115,000 | $ 555,000 | $ 649,000 |
| Maui County Hawaii | 10 | $ 14,540,000 | $ 1,454,000 | $ 911,000 |
| Carson City County Nevada | 10 | $ 2,760,000 | $ 276,000 | $ 162,000 |
| Collier County Florida | 9 | $ 6,715,000 | $ 746,000 | $ 739,000 |
| Kauai County Hawaii | 9 | $ 17,885,000 | $ 1,987,000 | $ 2,905,000 |
| Sumner County Tennessee | 9 | $ 4,895,000 | $ 543,000 | $ 199,000 |
| San Luis Obispo County California | 8 | $ 7,580,000 | $ 947,000 | $ 410,000 |
| Denver County Colorado | 8 | $ 4,520,000 | $ 565,000 | $ 669,000 |
| Lee County Florida | 8 | $ 3,690,000 | $ 461,000 | $ 192,000 |
| Hawaii County Hawaii | 8 | $ 10,670,000 | $ 1,333,000 | $ 3,709,000 |
| Suffolk County Massachusetts | 8 | $ 6,760,000 | $ 845,000 | $ 294,000 |
| Dakota County Minnesota | 8 | $ 2,180,000 | $ 272,000 | $ 158,000 |
| Morris County New Jersey | 8 | $ 6,380,000 | $ 797,000 | $ 343,000 |
| Philadelphia County Pennsylvania | 8 | $ 2,460,000 | $ 307,000 | $ 161,000 |
| Fairfax County Virginia | 8 | $ 5,430,000 | $ 678,000 | $ 404,000 |
| Litchfield County Connecticut | 7 | $ 4,245,000 | $ 606,000 | $ 851,000 |
| Anne Arundel County Maryland | 7 | $ 6,275,000 | $ 896,000 | $ 240,000 |
| Middlesex County Massachusetts | 7 | $ 6,455,000 | $ 922,000 | $ 739,000 |
| Ramsey County Minnesota | 7 | $ 1,805,000 | $ 257,000 | $ 125,000 |
| Multnomah County Oregon | 7 | $ 4,665,000 | $ 666,000 | $ 301,000 |
| Yavapai County Arizona | 6 | $ 3,370,000 | $ 561,000 | $ 328,000 |
| Pinellas County Florida | 6 | $ 4,160,000 | $ 693,000 | $ 629,000 |
| Cook County Illinois | 6 | $ 2,370,000 | $ 395,000 | $ 285,000 |
| Dukes County Massachusetts | 6 | $ 10,380,000 | $ 1,730,000 | $ 457,000 |
| Cape May County New Jersey | 6 | $ 7,700,000 | $ 1,283,000 | $ 276,000 |
| Somerset County New Jersey | 6 | $ 5,100,000 | $ 850,000 | $ 469,000 |
| Harris County Texas | 6 | $ 2,180,000 | $ 363,000 | $ 210,000 |
| Travis County Texas | 6 | $ 4,110,000 | $ 685,000 | $ 244,000 |
| Pierce County Washington | 6 | $ 3,150,000 | $ 525,000 | $ 297,000 |
| Mohave County Arizona | 5 | $ 1,015,000 | $ 203,000 | $ 99,000 |
| El Dorado County California | 5 | $ 3,445,000 | $ 689,000 | $ 620,000 |
| Monterey County California | 5 | $ 7,165,000 | $ 1,433,000 | $ 329,000 |
| Santa Cruz County California | 5 | $ 3,365,000 | $ 673,000 | $ 279,000 |
| Hillsborough County Florida | 5 | $ 2,515,000 | $ 503,000 | $ 697,000 |
| Martin County Florida | 5 | $ 2,595,000 | $ 519,000 | $ 255,000 |
| Walton County Florida | 5 | $ 5,705,000 | $ 1,141,000 | $ 1,038,000 |
| Lake County Illinois | 5 | $ 3,265,000 | $ 653,000 | $ 222,000 |
| Cumberland County Maine | 5 | $ 7,805,000 | $ 1,561,000 | $ 1,307,000 |
| Baltimore County Maryland | 5 | $ 1,395,000 | $ 279,000 | $ 372,000 |
| Essex County New Jersey | 5 | $ 2,085,000 | $ 417,000 | $ 237,000 |
| Arapahoe County Colorado | 4 | $ 1,970,000 | $ 492,000 | $ 253,000 |
| Eagle County Colorado | 4 | $ 8,290,000 | $ 2,072,000 | $ 300,000 |
| Sarasota County Florida | 4 | $ 1,860,000 | $ 465,000 | $ 170,000 |
| Blaine County Idaho | 4 | $ 2,970,000 | $ 742,000 | $ 357,000 |
| Washington County Maryland | 4 | $ 1,630,000 | $ 407,000 | $ 442,000 |
| Washington County Minnesota | 4 | $ 1,640,000 | $ 410,000 | $ 225,000 |
| St. Louis County Missouri | 4 | $ 1,330,000 | $ 332,000 | $ 197,000 |
| Hudson County New Jersey | 4 | $ 67,020,000 | $ 16,755,000 | $ 535,000 |
| Mercer County New Jersey | 4 | $ 1,090,000 | $ 272,000 | $ 132,000 |
| Monmouth County New Jersey | 4 | $ 1,670,000 | $ 417,000 | $ 744,000 |
| Union County New Jersey | 4 | $ 2,090,000 | $ 522,000 | $ 486,000 |
| Rockland County New York | 4 | $ 1,910,000 | $ 477,000 | $ 474,000 |
| Ulster County New York | 4 | $ 1,400,000 | $ 350,000 | $ 664,000 |
| Mecklenburg County North Carolina | 4 | $ 3,260,000 | $ 815,000 | $ 507,000 |
| Deschutes County Oregon | 4 | $ 1,270,000 | $ 317,000 | $ 2,139,000 |
| Wilson County Tennessee | 4 | $ 1,860,000 | $ 465,000 | $ 322,000 |
| Dallas County Texas | 4 | $ 3,500,000 | $ 875,000 | $ 283,000 |
| Tarrant County Texas | 4 | $ 2,390,000 | $ 597,000 | $ 250,000 |
| Alpine County California | 3 | $ 1,545,000 | $ 515,000 | $ 166,000 |
| Mono County California | 3 | $ 3,225,000 | $ 1,075,000 | $ 613,000 |
| Douglas County Colorado | 3 | $ 1,325,000 | $ 441,000 | $ 109,000 |
| Jefferson County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 119,000 |
| La Plata County Colorado | 3 | $ 975,000 | $ 325,000 | $ 91,000 |
| Pitkin County Colorado | 3 | $ 5,915,000 | $ 1,971,000 | $ 485,000 |
| Hartford County Connecticut | 3 | $ 1,815,000 | $ 605,000 | $ 406,000 |
| Gwinnett County Georgia | 3 | $ 635,000 | $ 211,000 | $ 85,000 |
| Prince George's County Maryland | 3 | $ 625,000 | $ 208,000 | $ 69,000 |
| Barnstable County Massachusetts | 3 | $ 4,725,000 | $ 1,575,000 | $ 469,000 |
| Norfolk County Massachusetts | 3 | $ 2,365,000 | $ 788,000 | $ 776,000 |
| Oakland County Michigan | 3 | $ 3,485,000 | $ 1,161,000 | $ 2,080,000 |
| Flathead County Montana | 3 | $ 4,785,000 | $ 1,595,000 | $ 334,000 |
| Passaic County New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 491,000 |
| Sussex County New Jersey | 3 | $ 755,000 | $ 251,000 | $ 398,000 |
| Columbia County New York | 3 | $ 3,225,000 | $ 1,075,000 | $ 754,000 |
| Dutchess County New York | 3 | $ 1,625,000 | $ 541,000 | $ 313,000 |
| Putnam County New York | 3 | $ 1,095,000 | $ 365,000 | $ 421,000 |
| Richmond County New York | 3 | $ 1,015,000 | $ 338,000 | $ 141,000 |
| Wake County North Carolina | 3 | $ 2,985,000 | $ 995,000 | $ 302,000 |
| Montgomery County Pennsylvania | 3 | $ 1,525,000 | $ 508,000 | $ 288,000 |
| Beaufort County South Carolina | 3 | $ 1,985,000 | $ 661,000 | $ 711,000 |
| Charleston County South Carolina | 3 | $ 1,465,000 | $ 488,000 | $ 205,000 |
| Bexar County Texas | 3 | $ 15,655,000 | $ 5,218,000 | $ 131,000 |
| Salt Lake County Utah | 3 | $ 1,065,000 | $ 355,000 | $ 174,000 |
| Whatcom County Washington | 3 | $ 1,595,000 | $ 531,000 | $ 635,000 |
| Pima County Arizona | 2 | $ 690,000 | $ 345,000 | $ 232,000 |
| Fresno County California | 2 | $ 4,550,000 | $ 2,275,000 | $ 177,000 |
| Napa County California | 2 | $ 4,010,000 | $ 2,005,000 | $ 1,627,000 |
| Nevada County California | 2 | $ 1,570,000 | $ 785,000 | $ 443,000 |
| San Joaquin County California | 2 | $ 640,000 | $ 320,000 | $ 514,000 |
| Summit County Colorado | 2 | $ 750,000 | $ 375,000 | $ 284,000 |
| New Castle County Delaware | 2 | $ 970,000 | $ 485,000 | $ 445,000 |
| Bay County Florida | 2 | $ 590,000 | $ 295,000 | $ 283,000 |
| Duval County Florida | 2 | $ 530,000 | $ 265,000 | $ 39,000 |
| Monroe County Florida | 2 | $ 1,380,000 | $ 690,000 | $ 334,000 |
| Osceola County Florida | 2 | $ 520,000 | $ 260,000 | $ 400,000 |
| St. Lucie County Florida | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Volusia County Florida | 2 | $ 550,000 | $ 275,000 | $ 221,000 |
| Coweta County Georgia | 2 | $ 1,480,000 | $ 740,000 | $ 552,000 |
| Nantucket County Massachusetts | 2 | $ 3,880,000 | $ 1,940,000 | $ 608,000 |
| Plymouth County Massachusetts | 2 | $ 1,660,000 | $ 830,000 | $ 604,000 |
| Anoka County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Rice County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 224,000 |
| Lyon County Nevada | 2 | $ 460,000 | $ 230,000 | $ 483,000 |
| Carroll County New Hampshire | 2 | $ 840,000 | $ 420,000 | $ 417,000 |
| Ocean County New Jersey | 2 | $ 3,170,000 | $ 1,585,000 | $ 639,000 |
| Bronx County New York | 2 | $ 1,010,000 | $ 505,000 | $ 778,000 |
| New Hanover County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 811,000 |
| Cuyahoga County Ohio | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 850,000 | $ 425,000 | $ 175,000 |
| Lane County Oregon | 2 | $ 830,000 | $ 415,000 | $ 666,000 |
| Cumberland County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 134,000 |
| Cheatham County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Giles County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Knox County Tennessee | 2 | $ 1,810,000 | $ 905,000 | $ 4,088,000 |
| Robertson County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Wasatch County Utah | 2 | $ 1,430,000 | $ 715,000 | $ 225,000 |
| Falls Church County Virginia | 2 | $ 370,000 | $ 185,000 | $ 146,000 |
| Richmond City County Virginia | 2 | $ 350,000 | $ 175,000 | $ 185,000 |
| Clark County Washington | 2 | $ 2,180,000 | $ 1,090,000 | $ 310,000 |
| Kitsap County Washington | 2 | $ 930,000 | $ 465,000 | $ 458,000 |
| Dane County Wisconsin | 2 | $ 1,310,000 | $ 655,000 | $ 211,000 |
| Lincoln County Wyoming | 2 | $ 950,000 | $ 475,000 | $ 258,000 |
| Houston County Alabama | 1 | $ 415,000 | $ 415,000 | $ 352,000 |
| Montgomery County Alabama | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Shelby County Alabama | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,882,000 |
| Pinal County Arizona | 1 | $ 805,000 | $ 805,000 | $ 1,357,000 |
| Calaveras County California | 1 | $ 275,000 | $ 275,000 | $ 197,000 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kern County California | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| San Benito County California | 1 | $ 125,000 | $ 125,000 | $ 745,000 |
| Solano County California | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Stanislaus County California | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Tuolumne County California | 1 | $ 175,000 | $ 175,000 | $ 190,000 |
| Yolo County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Adams County Colorado | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Boulder County Colorado | 1 | $ 505,000 | $ 505,000 | $ 803,000 |
| Routt County Colorado | 1 | $ 275,000 | $ 275,000 | $ 309,000 |
| San Miguel County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 4,670,000 |
| Weld County Colorado | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Sussex County Delaware | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 38,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Escambia County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Indian River County Florida | 1 | $ 705,000 | $ 705,000 | $ 614,000 |
| Nassau County Florida | 1 | $ 475,000 | $ 475,000 | $ 143,000 |
| Okaloosa County Florida | 1 | $ 1,145,000 | $ 1,145,000 | $ 76,000 |
| Orange County Florida | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Chatham County Georgia | 1 | $ 635,000 | $ 635,000 | $ 282,000 |
| Cherokee County Georgia | 1 | $ 505,000 | $ 505,000 | $ 196,000 |
| Clarke County Georgia | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| Cobb County Georgia | 1 | $ 995,000 | $ 995,000 | $ 271,000 |
| Dawson County Georgia | 1 | $ 505,000 | $ 505,000 | $ 350,000 |
| Forsyth County Georgia | 1 | $ 505,000 | $ 505,000 | $ 89,000 |
| Gilmer County Georgia | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Troup County Georgia | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 1,005,000 | $ 1,005,000 | $ 59,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Orleans County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 323,000 |
| Hancock County Maine | 1 | $ 655,000 | $ 655,000 | $ 777,000 |
| Sagadahoc County Maine | 1 | $ 305,000 | $ 305,000 | $ 281,000 |
| Baltimore City County Maryland | 1 | $ 755,000 | $ 755,000 | $ 135,000 |
| Howard County Maryland | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Talbot County Maryland | 1 | $ 785,000 | $ 785,000 | $ 58,000 |
| Essex County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 324,000 |
| Leelanau County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Michigan | 1 | $ 45,000 | $ 45,000 | $ 169,000 |
| Carver County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 301,000 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Cedar County Missouri | 1 | $ 115,000 | $ 115,000 | $ 225,000 |
| Clinton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 225,000 |
| Gallatin County Montana | 1 | $ 865,000 | $ 865,000 | $ 340,000 |
| Madison County Montana | 1 | $ 10,005,000 | $ 10,005,000 | $ 1,573,000 |
| Camden County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Middlesex County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 173,000 |
| Bernalillo County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Albany County New York | 1 | $ 495,000 | $ 495,000 | $ 284,000 |
| Cattaraugus County New York | 1 | $ 805,000 | $ 805,000 | $ 5,805,000 |
| Erie County New York | 1 | $ 605,000 | $ 605,000 | $ 295,000 |
| Greene County New York | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Ontario County New York | 1 | $ 305,000 | $ 305,000 | $ 351,000 |
| Orange County New York | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Saratoga County New York | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Schenectady County New York | 1 | $ 625,000 | $ 625,000 | $ 383,000 |
| Sullivan County New York | 1 | $ 405,000 | $ 405,000 | $ 224,000 |
| Brunswick County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Craven County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 363,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 468,000 |
| Durham County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 226,000 |
| Franklin County Ohio | 1 | $ 335,000 | $ 335,000 | $ 1,302,000 |
| Hamilton County Ohio | 1 | $ 585,000 | $ 585,000 | $ 854,000 |
| Umatilla County Oregon | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 319,000 |
| Allegheny County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 465,000 |
| Chester County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Delaware County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 281,000 |
| Susquehanna County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 3,363,000 |
| Aiken County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 370,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 512,000 |
| Shelby County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 803,000 |
| Caldwell County Texas | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Collin County Texas | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 485,000 |
| Fort Bend County Texas | 1 | $ 1,185,000 | $ 1,185,000 | $ 895,000 |
| Gregg County Texas | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Montgomery County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Kane County Utah | 1 | $ 265,000 | $ 265,000 | $ 304,000 |
| Millard County Utah | 1 | $ 205,000 | $ 205,000 | $ 856,000 |
| Albemarle County Virginia | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 875,000 | $ 875,000 | $ 415,000 |
| Goochland County Virginia | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Prince George County Virginia | 1 | $ 275,000 | $ 275,000 | $ 1,470,000 |
| Rockbridge County Virginia | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Klickitat County Washington | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Spokane County Washington | 1 | $ 205,000 | $ 205,000 | $ 646,000 |
| Barron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Bayfield County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Eau Claire County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 1,599,000 |
| Polk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 708,000 |
| Teton County Wyoming | 1 | $ 665,000 | $ 665,000 | $ 517,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,073 | $2,760,815,000 | $1,331,000 | $50,005,000 | $616,000 | $9,901,000 |
| Cash-out Refinancing | 1,187 | $986,485,000 | $831,000 | $27,005,000 | $347,000 | $8,070,000 |
| Other Purpose | 1,109 | $761,365,000 | $686,000 | $20,005,000 | $525,000 | $9,672,000 |
| Refinancing | 856 | $1,132,840,000 | $1,323,000 | $66,005,000 | $525,000 | $6,670,000 |
| Home Improvement | 478 | $163,010,000 | $341,000 | $3,375,000 | $390,000 | $6,452,000 |
| Not Applicable | 163 | $43,675,000 | $267,000 | $675,000 | $90,000 | $1,220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,433 | $2,974,105,000 | $866,000 | $22,755,000 | $537,000 | $9,901,000 |
| Not Provided | 804 | $665,020,000 | $827,000 | $7,315,000 | $581,000 | $8,600,000 |
| Not applicable | 596 | $1,695,490,000 | $2,844,000 | $66,005,000 | $0 | $0 |
| Hispanic | 398 | $136,920,000 | $344,000 | $2,925,000 | $160,000 | $2,313,000 |
| Asian | 397 | $212,185,000 | $534,000 | $5,005,000 | $279,000 | $8,532,000 |
| Black or African American | 212 | $147,310,000 | $694,000 | $15,005,000 | $468,000 | $6,287,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $9,110,000 | $1,138,000 | $3,905,000 | $355,000 | $1,326,000 |
| American Indian or Alaskan Native | 7 | $3,715,000 | $530,000 | $1,005,000 | $170,000 | $687,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,866 | $5,848,190,000 | $996,000 | $66,005,000 | $492,000 | $9,901,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,256 | $3,369,210,000 | $1,034,000 | $34,005,000 | $586,000 | $9,084,000 |
| Loan Purchased By The Institution | 1,080 | $333,530,000 | $308,000 | $865,000 | $103,000 | $1,220,000 |
| Application Denied By Financial Institution | 531 | $440,445,000 | $829,000 | $20,005,000 | $293,000 | $3,280,000 |
| Application Approved But Not Accepted | 386 | $501,070,000 | $1,298,000 | $15,005,000 | $882,000 | $9,901,000 |
| Preapproval Approved but not Accepted | 257 | $368,975,000 | $1,435,000 | $12,925,000 | $625,000 | $6,306,000 |
| Application Withdrawn By Applicant | 227 | $576,285,000 | $2,538,000 | $66,005,000 | $851,000 | $9,184,000 |
| File Closed For Incompleteness | 89 | $210,035,000 | $2,359,000 | $50,005,000 | $1,077,000 | $6,287,000 |
| Preapproval Denied by Financial Institution | 40 | $48,640,000 | $1,216,000 | $4,805,000 | $422,000 | $8,532,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,295 | $5,359,105,000 | $1,012,000 | $66,005,000 | $513,000 | $9,901,000 |
| Debt-To-Income Ratio | 389 | $297,775,000 | $765,000 | $9,005,000 | $183,000 | $2,020,000 |
| Credit History | 72 | $44,670,000 | $620,000 | $5,255,000 | $435,000 | $8,532,000 |
| Collateral | 68 | $70,560,000 | $1,037,000 | $20,005,000 | $603,000 | $2,778,000 |
| Other | 17 | $48,685,000 | $2,863,000 | $8,005,000 | $565,000 | $1,254,000 |
| Unverifiable Information | 14 | $16,980,000 | $1,212,000 | $2,505,000 | $1,195,000 | $3,250,000 |
| Credit Application Incomplete | 6 | $4,380,000 | $730,000 | $1,605,000 | $527,000 | $1,075,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $6,035,000 | $1,207,000 | $3,155,000 | $351,000 | $734,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.