Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Clayton Bank And Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 4,063 |
| Total Mortgage Loan Application Amount | $279,285,000 |
| Average Mortgage Loan Application Amount | $110,333 |
| Highest Mortgage Loan Application Amount | $6,750,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,356,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 96 | $ 5,960,000 | $ 62,000 | $ 49,000 |
| Knox County Tennessee | 77 | $ 13,157,000 | $ 170,000 | $ 92,000 |
| Mobile County Alabama | 55 | $ 3,537,000 | $ 64,000 | $ 57,000 |
| Bexar County Texas | 52 | $ 2,592,000 | $ 49,000 | $ 51,000 |
| Walker County Alabama | 38 | $ 2,272,000 | $ 59,000 | $ 51,000 |
| Lee County Mississippi | 36 | $ 1,946,000 | $ 54,000 | $ 37,000 |
| Laurel County Kentucky | 34 | $ 1,687,000 | $ 49,000 | $ 47,000 |
| Lauderdale County Mississippi | 34 | $ 1,947,000 | $ 57,000 | $ 53,000 |
| Chester County Tennessee | 32 | $ 1,811,000 | $ 56,000 | $ 66,000 |
| Covington County Mississippi | 31 | $ 1,604,000 | $ 51,000 | $ 52,000 |
| Pike County Mississippi | 31 | $ 2,133,000 | $ 68,000 | $ 52,000 |
| Warren County Mississippi | 30 | $ 1,737,000 | $ 57,000 | $ 55,000 |
| Union County Tennessee | 29 | $ 1,951,000 | $ 67,000 | $ 48,000 |
| Cullman County Alabama | 28 | $ 1,780,000 | $ 63,000 | $ 45,000 |
| Jackson County Mississippi | 28 | $ 2,237,000 | $ 79,000 | $ 63,000 |
| Talladega County Alabama | 27 | $ 1,576,000 | $ 58,000 | $ 42,000 |
| Lincoln County Mississippi | 26 | $ 1,610,000 | $ 61,000 | $ 59,000 |
| Calhoun County Alabama | 25 | $ 1,588,000 | $ 63,000 | $ 51,000 |
| Daviess County Kentucky | 24 | $ 1,891,000 | $ 78,000 | $ 49,000 |
| Hinds County Mississippi | 24 | $ 1,613,000 | $ 67,000 | $ 51,000 |
| Marion County Mississippi | 24 | $ 1,398,000 | $ 58,000 | $ 47,000 |
| Perry County Mississippi | 24 | $ 1,647,000 | $ 68,000 | $ 56,000 |
| Fayette County Tennessee | 24 | $ 1,041,000 | $ 43,000 | $ 56,000 |
| Clarke County Mississippi | 23 | $ 1,404,000 | $ 61,000 | $ 57,000 |
| Jasper County Mississippi | 23 | $ 1,264,000 | $ 54,000 | $ 56,000 |
| Lamar County Mississippi | 23 | $ 1,336,000 | $ 58,000 | $ 49,000 |
| Forrest County Mississippi | 22 | $ 1,449,000 | $ 65,000 | $ 46,000 |
| Harrison County Mississippi | 22 | $ 1,411,000 | $ 64,000 | $ 65,000 |
| Henderson County Tennessee | 22 | $ 960,000 | $ 43,000 | $ 50,000 |
| Jones County Mississippi | 21 | $ 1,235,000 | $ 58,000 | $ 53,000 |
| Wilkinson County Mississippi | 21 | $ 1,145,000 | $ 54,000 | $ 50,000 |
| Baldwin County Alabama | 20 | $ 1,434,000 | $ 71,000 | $ 55,000 |
| Colquitt County Georgia | 20 | $ 1,122,000 | $ 56,000 | $ 42,000 |
| Monroe County Mississippi | 20 | $ 1,083,000 | $ 54,000 | $ 40,000 |
| Prentiss County Mississippi | 20 | $ 1,064,000 | $ 53,000 | $ 38,000 |
| Amite County Mississippi | 19 | $ 1,083,000 | $ 57,000 | $ 51,000 |
| Itawamba County Mississippi | 19 | $ 985,000 | $ 51,000 | $ 44,000 |
| Jefferson County Alabama | 18 | $ 1,061,000 | $ 58,000 | $ 57,000 |
| Thomas County Georgia | 18 | $ 1,063,000 | $ 59,000 | $ 37,000 |
| Jefferson Davis County Mississippi | 18 | $ 889,000 | $ 49,000 | $ 40,000 |
| Chilton County Alabama | 17 | $ 1,045,000 | $ 61,000 | $ 53,000 |
| Tuscaloosa County Alabama | 17 | $ 1,152,000 | $ 67,000 | $ 61,000 |
| Simpson County Mississippi | 17 | $ 900,000 | $ 52,000 | $ 50,000 |
| Escambia County Alabama | 16 | $ 836,000 | $ 52,000 | $ 52,000 |
| Worth County Georgia | 16 | $ 1,151,000 | $ 71,000 | $ 48,000 |
| Neshoba County Mississippi | 16 | $ 1,173,000 | $ 73,000 | $ 59,000 |
| Newton County Mississippi | 16 | $ 1,087,000 | $ 67,000 | $ 71,000 |
| Smith County Mississippi | 16 | $ 784,000 | $ 49,000 | $ 47,000 |
| Elmore County Alabama | 15 | $ 977,000 | $ 65,000 | $ 41,000 |
| St. Clair County Alabama | 15 | $ 911,000 | $ 60,000 | $ 48,000 |
| Muhlenberg County Kentucky | 15 | $ 1,033,000 | $ 68,000 | $ 49,000 |
| Ohio County Kentucky | 15 | $ 1,035,000 | $ 69,000 | $ 44,000 |
| Chickasaw County Mississippi | 15 | $ 1,003,000 | $ 66,000 | $ 37,000 |
| Scott County Mississippi | 15 | $ 795,000 | $ 53,000 | $ 42,000 |
| Wayne County Mississippi | 15 | $ 798,000 | $ 53,000 | $ 36,000 |
| Madison County Tennessee | 15 | $ 832,000 | $ 55,000 | $ 51,000 |
| Copiah County Mississippi | 14 | $ 839,000 | $ 59,000 | $ 63,000 |
| Oktibbeha County Mississippi | 14 | $ 883,000 | $ 63,000 | $ 63,000 |
| Rankin County Mississippi | 14 | $ 1,005,000 | $ 71,000 | $ 47,000 |
| Anderson County Tennessee | 14 | $ 1,125,000 | $ 80,000 | $ 59,000 |
| Rutherford County Tennessee | 14 | $ 894,000 | $ 63,000 | $ 40,000 |
| Sevier County Tennessee | 14 | $ 1,639,000 | $ 117,000 | $ 44,000 |
| Sumner County Tennessee | 14 | $ 1,366,000 | $ 97,000 | $ 60,000 |
| Clay County Kentucky | 13 | $ 652,000 | $ 50,000 | $ 32,000 |
| Claiborne County Mississippi | 13 | $ 561,000 | $ 43,000 | $ 56,000 |
| George County Mississippi | 13 | $ 900,000 | $ 69,000 | $ 63,000 |
| Lowndes County Mississippi | 13 | $ 805,000 | $ 61,000 | $ 52,000 |
| Walthall County Mississippi | 13 | $ 880,000 | $ 67,000 | $ 68,000 |
| Autauga County Alabama | 12 | $ 772,000 | $ 64,000 | $ 60,000 |
| Dale County Alabama | 12 | $ 671,000 | $ 55,000 | $ 48,000 |
| Houston County Alabama | 12 | $ 736,000 | $ 61,000 | $ 59,000 |
| Lawrence County Alabama | 12 | $ 523,000 | $ 43,000 | $ 41,000 |
| Adams County Mississippi | 12 | $ 924,000 | $ 77,000 | $ 60,000 |
| Franklin County Mississippi | 12 | $ 673,000 | $ 56,000 | $ 52,000 |
| Pearl River County Mississippi | 12 | $ 903,000 | $ 75,000 | $ 52,000 |
| Pontotoc County Mississippi | 12 | $ 807,000 | $ 67,000 | $ 47,000 |
| Union County Mississippi | 12 | $ 806,000 | $ 67,000 | $ 38,000 |
| Yazoo County Mississippi | 12 | $ 543,000 | $ 45,000 | $ 33,000 |
| Blount County Tennessee | 12 | $ 1,009,000 | $ 84,000 | $ 43,000 |
| White County Tennessee | 12 | $ 547,000 | $ 45,000 | $ 40,000 |
| Dallas County Texas | 12 | $ 338,000 | $ 28,000 | $ 45,000 |
| Denton County Texas | 12 | $ 460,000 | $ 38,000 | $ 49,000 |
| Hale County Alabama | 11 | $ 667,000 | $ 60,000 | $ 54,000 |
| Montgomery County Alabama | 11 | $ 669,000 | $ 60,000 | $ 58,000 |
| Morgan County Alabama | 11 | $ 792,000 | $ 72,000 | $ 55,000 |
| Brooks County Georgia | 11 | $ 595,000 | $ 54,000 | $ 73,000 |
| McCracken County Kentucky | 11 | $ 665,000 | $ 60,000 | $ 40,000 |
| Kemper County Mississippi | 11 | $ 603,000 | $ 54,000 | $ 67,000 |
| Leake County Mississippi | 11 | $ 757,000 | $ 68,000 | $ 54,000 |
| Tippah County Mississippi | 11 | $ 818,000 | $ 74,000 | $ 39,000 |
| Jackson County Tennessee | 11 | $ 566,000 | $ 51,000 | $ 42,000 |
| Putnam County Tennessee | 11 | $ 725,000 | $ 65,000 | $ 40,000 |
| Wilson County Tennessee | 11 | $ 836,000 | $ 76,000 | $ 47,000 |
| Harris County Texas | 11 | $ 401,000 | $ 36,000 | $ 48,000 |
| Blount County Alabama | 10 | $ 608,000 | $ 60,000 | $ 50,000 |
| Shelby County Alabama | 10 | $ 544,000 | $ 54,000 | $ 56,000 |
| Sumter County Alabama | 10 | $ 493,000 | $ 49,000 | $ 42,000 |
| Brantley County Georgia | 10 | $ 577,000 | $ 57,000 | $ 59,000 |
| Hopkins County Kentucky | 10 | $ 638,000 | $ 63,000 | $ 44,000 |
| Marshall County Mississippi | 10 | $ 538,000 | $ 53,000 | $ 30,000 |
| Panola County Mississippi | 10 | $ 647,000 | $ 64,000 | $ 66,000 |
| Cumberland County Tennessee | 10 | $ 566,000 | $ 56,000 | $ 42,000 |
| Choctaw County Alabama | 9 | $ 578,000 | $ 64,000 | $ 41,000 |
| Cleburne County Alabama | 9 | $ 435,000 | $ 48,000 | $ 47,000 |
| Conecuh County Alabama | 9 | $ 453,000 | $ 50,000 | $ 54,000 |
| Etowah County Alabama | 9 | $ 474,000 | $ 52,000 | $ 45,000 |
| Monroe County Alabama | 9 | $ 420,000 | $ 46,000 | $ 59,000 |
| Pickens County Alabama | 9 | $ 405,000 | $ 45,000 | $ 62,000 |
| Washington County Alabama | 9 | $ 715,000 | $ 79,000 | $ 56,000 |
| Duval County Florida | 9 | $ 299,000 | $ 33,000 | $ 42,000 |
| Cook County Georgia | 9 | $ 568,000 | $ 63,000 | $ 37,000 |
| Pierce County Georgia | 9 | $ 586,000 | $ 65,000 | $ 59,000 |
| Ware County Georgia | 9 | $ 618,000 | $ 68,000 | $ 56,000 |
| Grayson County Kentucky | 9 | $ 618,000 | $ 68,000 | $ 37,000 |
| Greene County Mississippi | 9 | $ 702,000 | $ 78,000 | $ 98,000 |
| Lafayette County Mississippi | 9 | $ 532,000 | $ 59,000 | $ 53,000 |
| Lawrence County Mississippi | 9 | $ 559,000 | $ 62,000 | $ 53,000 |
| Overton County Tennessee | 9 | $ 270,000 | $ 30,000 | $ 41,000 |
| Barbour County Alabama | 8 | $ 370,000 | $ 46,000 | $ 45,000 |
| Dallas County Alabama | 8 | $ 612,000 | $ 76,000 | $ 49,000 |
| Henry County Alabama | 8 | $ 477,000 | $ 59,000 | $ 38,000 |
| Marengo County Alabama | 8 | $ 505,000 | $ 63,000 | $ 66,000 |
| Alcorn County Mississippi | 8 | $ 467,000 | $ 58,000 | $ 27,000 |
| Clay County Mississippi | 8 | $ 462,000 | $ 57,000 | $ 46,000 |
| Jefferson County Tennessee | 8 | $ 687,000 | $ 85,000 | $ 48,000 |
| McNairy County Tennessee | 8 | $ 279,000 | $ 34,000 | $ 28,000 |
| Lowndes County Alabama | 7 | $ 429,000 | $ 61,000 | $ 32,000 |
| Winston County Alabama | 7 | $ 342,000 | $ 48,000 | $ 46,000 |
| Knox County Kentucky | 7 | $ 412,000 | $ 58,000 | $ 46,000 |
| Webster County Kentucky | 7 | $ 409,000 | $ 58,000 | $ 48,000 |
| Holmes County Mississippi | 7 | $ 423,000 | $ 60,000 | $ 44,000 |
| Jefferson County Mississippi | 7 | $ 436,000 | $ 62,000 | $ 73,000 |
| Noxubee County Mississippi | 7 | $ 357,000 | $ 51,000 | $ 51,000 |
| Winston County Mississippi | 7 | $ 419,000 | $ 59,000 | $ 41,000 |
| Gibson County Tennessee | 7 | $ 334,000 | $ 47,000 | $ 47,000 |
| Obion County Tennessee | 7 | $ 351,000 | $ 50,000 | $ 28,000 |
| Shelby County Tennessee | 7 | $ 672,000 | $ 96,000 | $ 102,000 |
| Warren County Tennessee | 7 | $ 2,135,000 | $ 305,000 | $ 41,000 |
| Guadalupe County Texas | 7 | $ 229,000 | $ 32,000 | $ 76,000 |
| Clarke County Alabama | 6 | $ 375,000 | $ 62,000 | $ 51,000 |
| Coffee County Alabama | 6 | $ 459,000 | $ 76,000 | $ 91,000 |
| Covington County Alabama | 6 | $ 353,000 | $ 58,000 | $ 42,000 |
| Geneva County Alabama | 6 | $ 415,000 | $ 69,000 | $ 48,000 |
| Randolph County Alabama | 6 | $ 525,000 | $ 87,000 | $ 64,000 |
| Catoosa County Georgia | 6 | $ 202,000 | $ 33,000 | $ 47,000 |
| Mitchell County Georgia | 6 | $ 309,000 | $ 51,000 | $ 46,000 |
| Tift County Georgia | 6 | $ 369,000 | $ 61,000 | $ 27,000 |
| Todd County Kentucky | 6 | $ 468,000 | $ 78,000 | $ 52,000 |
| Whitley County Kentucky | 6 | $ 317,000 | $ 52,000 | $ 37,000 |
| Livingston County Louisiana | 6 | $ 401,000 | $ 66,000 | $ 71,000 |
| Benton County Mississippi | 6 | $ 402,000 | $ 67,000 | $ 52,000 |
| Hancock County Mississippi | 6 | $ 428,000 | $ 71,000 | $ 53,000 |
| Dona Ana County New Mexico | 6 | $ 241,000 | $ 40,000 | $ 48,000 |
| Crockett County Tennessee | 6 | $ 192,000 | $ 32,000 | $ 31,000 |
| DeKalb County Tennessee | 6 | $ 347,000 | $ 57,000 | $ 54,000 |
| Grundy County Tennessee | 6 | $ 376,000 | $ 62,000 | $ 43,000 |
| Hardeman County Tennessee | 6 | $ 328,000 | $ 54,000 | $ 62,000 |
| Loudon County Tennessee | 6 | $ 1,399,000 | $ 233,000 | $ 45,000 |
| Tipton County Tennessee | 6 | $ 483,000 | $ 80,000 | $ 29,000 |
| Bibb County Alabama | 5 | $ 208,000 | $ 41,000 | $ 29,000 |
| Marion County Alabama | 5 | $ 260,000 | $ 52,000 | $ 40,000 |
| Tallapoosa County Alabama | 5 | $ 292,000 | $ 58,000 | $ 48,000 |
| Wilcox County Alabama | 5 | $ 266,000 | $ 53,000 | $ 45,000 |
| Maricopa County Arizona | 5 | $ 156,000 | $ 31,000 | $ 48,000 |
| Berrien County Georgia | 5 | $ 280,000 | $ 56,000 | $ 42,000 |
| Clinch County Georgia | 5 | $ 334,000 | $ 66,000 | $ 53,000 |
| Decatur County Georgia | 5 | $ 310,000 | $ 62,000 | $ 51,000 |
| Echols County Georgia | 5 | $ 318,000 | $ 63,000 | $ 32,000 |
| Lowndes County Georgia | 5 | $ 345,000 | $ 69,000 | $ 27,000 |
| Edmonson County Kentucky | 5 | $ 397,000 | $ 79,000 | $ 63,000 |
| Hancock County Kentucky | 5 | $ 361,000 | $ 72,000 | $ 148,000 |
| Marshall County Kentucky | 5 | $ 354,000 | $ 70,000 | $ 65,000 |
| Rockcastle County Kentucky | 5 | $ 423,000 | $ 84,000 | $ 64,000 |
| Tishomingo County Mississippi | 5 | $ 278,000 | $ 55,000 | $ 50,000 |
| Claiborne County Tennessee | 5 | $ 402,000 | $ 80,000 | $ 47,000 |
| Clay County Tennessee | 5 | $ 227,000 | $ 45,000 | $ 32,000 |
| Hamblen County Tennessee | 5 | $ 379,000 | $ 75,000 | $ 85,000 |
| Hardin County Tennessee | 5 | $ 215,000 | $ 43,000 | $ 39,000 |
| Robertson County Tennessee | 5 | $ 611,000 | $ 122,000 | $ 88,000 |
| Weakley County Tennessee | 5 | $ 300,000 | $ 60,000 | $ 39,000 |
| Nueces County Texas | 5 | $ 239,000 | $ 47,000 | $ 51,000 |
| Tarrant County Texas | 5 | $ 195,000 | $ 39,000 | $ 52,000 |
| Bullock County Alabama | 4 | $ 199,000 | $ 49,000 | $ 40,000 |
| Crenshaw County Alabama | 4 | $ 356,000 | $ 89,000 | $ 60,000 |
| Marshall County Alabama | 4 | $ 224,000 | $ 56,000 | $ 51,000 |
| Pike County Alabama | 4 | $ 192,000 | $ 48,000 | $ 48,000 |
| Seminole County Georgia | 4 | $ 281,000 | $ 70,000 | $ 44,000 |
| Sumter County Georgia | 4 | $ 343,000 | $ 85,000 | $ 66,000 |
| Barren County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 51,000 |
| Butler County Kentucky | 4 | $ 329,000 | $ 82,000 | $ 46,000 |
| Christian County Kentucky | 4 | $ 195,000 | $ 48,000 | $ 65,000 |
| Henderson County Kentucky | 4 | $ 242,000 | $ 60,000 | $ 30,000 |
| Knott County Kentucky | 4 | $ 239,000 | $ 59,000 | $ 51,000 |
| McLean County Kentucky | 4 | $ 283,000 | $ 70,000 | $ 86,000 |
| Pulaski County Kentucky | 4 | $ 269,000 | $ 67,000 | $ 45,000 |
| Union County Kentucky | 4 | $ 266,000 | $ 66,000 | $ 29,000 |
| Warren County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 4 | $ 251,000 | $ 62,000 | $ 63,000 |
| Calhoun County Mississippi | 4 | $ 189,000 | $ 47,000 | $ 34,000 |
| Stone County Mississippi | 4 | $ 283,000 | $ 70,000 | $ 45,000 |
| Oklahoma County Oklahoma | 4 | $ 141,000 | $ 35,000 | $ 30,000 |
| Cannon County Tennessee | 4 | $ 228,000 | $ 57,000 | $ 57,000 |
| Coffee County Tennessee | 4 | $ 232,000 | $ 58,000 | $ 76,000 |
| Davidson County Tennessee | 4 | $ 334,000 | $ 83,000 | $ 58,000 |
| Dyer County Tennessee | 4 | $ 429,000 | $ 107,000 | $ 68,000 |
| Grainger County Tennessee | 4 | $ 207,000 | $ 51,000 | $ 38,000 |
| Monroe County Tennessee | 4 | $ 198,000 | $ 49,000 | $ 66,000 |
| Smith County Tennessee | 4 | $ 247,000 | $ 61,000 | $ 65,000 |
| Butler County Alabama | 3 | $ 214,000 | $ 71,000 | $ 78,000 |
| Cherokee County Alabama | 3 | $ 177,000 | $ 59,000 | $ 56,000 |
| Greene County Alabama | 3 | $ 154,000 | $ 51,000 | $ 51,000 |
| Lamar County Alabama | 3 | $ 161,000 | $ 53,000 | $ 64,000 |
| Lauderdale County Alabama | 3 | $ 256,000 | $ 85,000 | $ 53,000 |
| Lee County Alabama | 3 | $ 167,000 | $ 55,000 | $ 49,000 |
| Macon County Alabama | 3 | $ 187,000 | $ 62,000 | $ 47,000 |
| Madison County Alabama | 3 | $ 120,000 | $ 40,000 | $ 59,000 |
| Hillsborough County Florida | 3 | $ 110,000 | $ 36,000 | $ 55,000 |
| Appling County Georgia | 3 | $ 151,000 | $ 50,000 | $ 39,000 |
| Baker County Georgia | 3 | $ 144,000 | $ 48,000 | $ 43,000 |
| Ben Hill County Georgia | 3 | $ 256,000 | $ 85,000 | $ 74,000 |
| Charlton County Georgia | 3 | $ 242,000 | $ 80,000 | $ 71,000 |
| Cobb County Georgia | 3 | $ 110,000 | $ 36,000 | $ 14,000 |
| Crisp County Georgia | 3 | $ 215,000 | $ 71,000 | $ 29,000 |
| Dooly County Georgia | 3 | $ 191,000 | $ 63,000 | $ 41,000 |
| Effingham County Georgia | 3 | $ 418,000 | $ 139,000 | $ 70,000 |
| Grady County Georgia | 3 | $ 185,000 | $ 61,000 | $ 35,000 |
| Lee County Georgia | 3 | $ 171,000 | $ 57,000 | $ 62,000 |
| Polk County Georgia | 3 | $ 261,000 | $ 87,000 | $ 78,000 |
| Turner County Georgia | 3 | $ 201,000 | $ 67,000 | $ 24,000 |
| Wayne County Georgia | 3 | $ 148,000 | $ 49,000 | $ 42,000 |
| Dubuque County Iowa | 3 | $ 92,000 | $ 30,000 | $ 36,000 |
| Ballard County Kentucky | 3 | $ 279,000 | $ 93,000 | $ 59,000 |
| Breathitt County Kentucky | 3 | $ 178,000 | $ 59,000 | $ 45,000 |
| Breckinridge County Kentucky | 3 | $ 126,000 | $ 42,000 | $ 43,000 |
| Calloway County Kentucky | 3 | $ 224,000 | $ 74,000 | $ 67,000 |
| Crittenden County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 37,000 |
| Hart County Kentucky | 3 | $ 346,000 | $ 115,000 | $ 83,000 |
| Jackson County Kentucky | 3 | $ 184,000 | $ 61,000 | $ 50,000 |
| Leslie County Kentucky | 3 | $ 124,000 | $ 41,000 | $ 31,000 |
| Letcher County Kentucky | 3 | $ 130,000 | $ 43,000 | $ 30,000 |
| Lincoln County Kentucky | 3 | $ 151,000 | $ 50,000 | $ 32,000 |
| Pike County Kentucky | 3 | $ 143,000 | $ 47,000 | $ 43,000 |
| Carroll County Mississippi | 3 | $ 278,000 | $ 92,000 | $ 75,000 |
| Choctaw County Mississippi | 3 | $ 193,000 | $ 64,000 | $ 61,000 |
| Humphreys County Mississippi | 3 | $ 138,000 | $ 46,000 | $ 38,000 |
| Madison County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
| Tallahatchie County Mississippi | 3 | $ 170,000 | $ 56,000 | $ 55,000 |
| Jackson County Missouri | 3 | $ 65,000 | $ 21,000 | $ 27,000 |
| Berkeley County South Carolina | 3 | $ 155,000 | $ 51,000 | $ 39,000 |
| Florence County South Carolina | 3 | $ 74,000 | $ 24,000 | $ 38,000 |
| Bedford County Tennessee | 3 | $ 208,000 | $ 69,000 | $ 52,000 |
| Bledsoe County Tennessee | 3 | $ 97,000 | $ 32,000 | $ 36,000 |
| Cocke County Tennessee | 3 | $ 256,000 | $ 85,000 | $ 34,000 |
| Decatur County Tennessee | 3 | $ 87,000 | $ 29,000 | $ 45,000 |
| Hawkins County Tennessee | 3 | $ 204,000 | $ 68,000 | $ 40,000 |
| Henry County Tennessee | 3 | $ 108,000 | $ 36,000 | $ 86,000 |
| Lauderdale County Tennessee | 3 | $ 118,000 | $ 39,000 | $ 73,000 |
| Montgomery County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Morgan County Tennessee | 3 | $ 283,000 | $ 94,000 | $ 43,000 |
| Stewart County Tennessee | 3 | $ 113,000 | $ 37,000 | $ 65,000 |
| Campbell County Virginia | 3 | $ 127,000 | $ 42,000 | $ 36,000 |
| Clay County Alabama | 2 | $ 76,000 | $ 38,000 | $ 35,000 |
| DeKalb County Alabama | 2 | $ 87,000 | $ 43,000 | $ 37,000 |
| Franklin County Alabama | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Perry County Alabama | 2 | $ 85,000 | $ 42,000 | $ 38,000 |
| Ashley County Arkansas | 2 | $ 139,000 | $ 69,000 | $ 48,000 |
| Crittenden County Arkansas | 2 | $ 99,000 | $ 49,000 | $ 73,000 |
| Polk County Florida | 2 | $ 79,000 | $ 39,000 | $ 54,000 |
| Atkinson County Georgia | 2 | $ 117,000 | $ 58,000 | $ 43,000 |
| Calhoun County Georgia | 2 | $ 71,000 | $ 35,000 | $ 28,000 |
| Camden County Georgia | 2 | $ 162,000 | $ 81,000 | $ 30,000 |
| Cherokee County Georgia | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Coffee County Georgia | 2 | $ 145,000 | $ 72,000 | $ 52,000 |
| Early County Georgia | 2 | $ 78,000 | $ 39,000 | $ 30,000 |
| Glynn County Georgia | 2 | $ 128,000 | $ 64,000 | $ 39,000 |
| Haralson County Georgia | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Lanier County Georgia | 2 | $ 145,000 | $ 72,000 | $ 60,000 |
| Long County Georgia | 2 | $ 93,000 | $ 46,000 | $ 41,000 |
| Quitman County Georgia | 2 | $ 103,000 | $ 51,000 | $ 55,000 |
| Randolph County Georgia | 2 | $ 94,000 | $ 47,000 | $ 22,000 |
| Polk County Iowa | 2 | $ 61,000 | $ 30,000 | $ 37,000 |
| Caldwell County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 46,000 |
| Graves County Kentucky | 2 | $ 115,000 | $ 57,000 | $ 30,000 |
| Hickman County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 49,000 |
| Lyon County Kentucky | 2 | $ 151,000 | $ 75,000 | $ 67,000 |
| Madison County Kentucky | 2 | $ 6,805,000 | $ 3,402,000 | $ 18,000 |
| McCreary County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 18,000 |
| Metcalfe County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Monroe County Kentucky | 2 | $ 143,000 | $ 71,000 | $ 29,000 |
| Perry County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| Simpson County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 33,000 |
| Trigg County Kentucky | 2 | $ 135,000 | $ 67,000 | $ 64,000 |
| Attala County Mississippi | 2 | $ 142,000 | $ 71,000 | $ 39,000 |
| Coahoma County Mississippi | 2 | $ 122,000 | $ 61,000 | $ 36,000 |
| Leflore County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 27,000 |
| Montgomery County Mississippi | 2 | $ 95,000 | $ 47,000 | $ 34,000 |
| Tate County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Washington County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 34,000 |
| Webster County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 61,000 |
| Yalobusha County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 31,000 |
| St. Louis City County Missouri | 2 | $ 264,000 | $ 132,000 | $ 37,000 |
| Wake County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Comanche County Oklahoma | 2 | $ 41,000 | $ 20,000 | $ 39,000 |
| Benton County Tennessee | 2 | $ 98,000 | $ 49,000 | $ 33,000 |
| Cheatham County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 59,000 |
| Humphreys County Tennessee | 2 | $ 115,000 | $ 57,000 | $ 53,000 |
| Macon County Tennessee | 2 | $ 111,000 | $ 55,000 | $ 33,000 |
| Pickett County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 61,000 |
| Trousdale County Tennessee | 2 | $ 108,000 | $ 54,000 | $ 73,000 |
| Williamson County Tennessee | 2 | $ 605,000 | $ 302,000 | $ 120,000 |
| Collin County Texas | 2 | $ 74,000 | $ 37,000 | $ 27,000 |
| Smith County Texas | 2 | $ 63,000 | $ 31,000 | $ 34,000 |
| Chambers County Alabama | 1 | $ 31,000 | $ 31,000 | $ 33,000 |
| Coosa County Alabama | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Fayette County Alabama | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Jackson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| Russell County Alabama | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Eagle County Colorado | 1 | $ 29,000 | $ 29,000 | $ 23,000 |
| El Paso County Colorado | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Alachua County Florida | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Holmes County Florida | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Volusia County Florida | 1 | $ 910,000 | $ 910,000 | $ 1,338,000 |
| Walton County Florida | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Bacon County Georgia | 1 | $ 33,000 | $ 33,000 | $ 58,000 |
| Bulloch County Georgia | 1 | $ 108,000 | $ 108,000 | $ 14,000 |
| Carroll County Georgia | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Chatham County Georgia | 1 | $ 17,000 | $ 17,000 | $ 65,000 |
| Chattooga County Georgia | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Clay County Georgia | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Dodge County Georgia | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Floyd County Georgia | 1 | $ 94,000 | $ 94,000 | $ 89,000 |
| Jeff Davis County Georgia | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Jenkins County Georgia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Liberty County Georgia | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Montgomery County Georgia | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Pulaski County Georgia | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Screven County Georgia | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Stewart County Georgia | 1 | $ 34,000 | $ 34,000 | $ 127,000 |
| Talbot County Georgia | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Terrell County Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Toombs County Georgia | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Rock Island County Illinois | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Elkhart County Indiana | 1 | $ 3,100,000 | $ 3,100,000 | $ 0 |
| Scott County Indiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Warrick County Indiana | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Scott County Iowa | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Allen County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| Bell County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Boyle County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Estill County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Fayette County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 76,000 |
| Garrard County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Green County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Harlan County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Livingston County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 65,000 |
| Logan County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 135,000 |
| Magoffin County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Owsley County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 83,000 |
| Shelby County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Ascension County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Assumption County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 74,000 |
| Concordia County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| St. Bernard County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 146,000 |
| Washington County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Jackson County Michigan | 1 | $ 2,170,000 | $ 2,170,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 12,000 | $ 12,000 | $ 14,000 |
| Bolivar County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| DeSoto County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Grenada County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 88,000 |
| Quitman County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 89,000 |
| Sharkey County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Tunica County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Rutherford County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 21,000 |
| Cleveland County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Dorchester County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Bradley County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Campbell County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Dickson County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Fentress County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Giles County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Hamilton County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 100,000 |
| Haywood County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Houston County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 101,000 |
| Marion County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| McMinn County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Polk County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Rhea County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 122,000 |
| Roane County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Scott County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 144,000 |
| Sequatchie County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Sullivan County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Van Buren County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 69,000 |
| Washington County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 73,000 |
| Brazoria County Texas | 1 | $ 54,000 | $ 54,000 | $ 79,000 |
| El Paso County Texas | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Fairfax County Virginia | 1 | $ 62,000 | $ 62,000 | $ 131,000 |
| Roanoke City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Scott County Virginia | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,940 | $262,855,000 | $66,000 | $6,750,000 | $49,000 | $1,356,000 |
| Refinancing | 62 | $14,468,000 | $233,000 | $5,000,000 | $87,000 | $872,000 |
| Home Improvement | 61 | $1,962,000 | $32,000 | $583,000 | $50,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,741 | $176,224,000 | $64,000 | $971,000 | $53,000 | $1,356,000 |
| Black or African American | 965 | $56,346,000 | $58,000 | $168,000 | $43,000 | $286,000 |
| Hispanic | 240 | $12,929,000 | $53,000 | $162,000 | $45,000 | $203,000 |
| American Indian or Alaskan Native | 36 | $2,374,000 | $65,000 | $120,000 | $40,000 | $95,000 |
| Not applicable | 33 | $26,384,000 | $799,000 | $6,750,000 | $0 | $0 |
| Not Provided | 33 | $3,774,000 | $114,000 | $734,000 | $118,000 | $872,000 |
| Asian | 12 | $1,002,000 | $83,000 | $264,000 | $73,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $252,000 | $84,000 | $99,000 | $46,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,057 | $278,813,000 | $68,000 | $6,750,000 | $50,000 | $1,356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $359,000 | $89,000 | $110,000 | $46,000 | $59,000 |
| FHA-insured (Federal Housing Administration) | 2 | $113,000 | $56,000 | $61,000 | $21,000 | $30,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,719 | $109,443,000 | $63,000 | $375,000 | $47,000 | $315,000 |
| Preapproval Denied by Financial Institution | 1,098 | $70,204,000 | $63,000 | $202,000 | $44,000 | $248,000 |
| Loan Originated | 850 | $74,428,000 | $87,000 | $6,750,000 | $59,000 | $1,356,000 |
| Application Approved But Not Accepted | 340 | $20,082,000 | $59,000 | $191,000 | $58,000 | $575,000 |
| Application Withdrawn By Applicant | 35 | $3,789,000 | $108,000 | $1,840,000 | $52,000 | $166,000 |
| File Closed For Incompleteness | 21 | $1,339,000 | $63,000 | $210,000 | $50,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3 | $152,000 | $50,000 | $89,000 | $35,000 | $46,000 |
| Employment History | 1 | $109,000 | $109,000 | $109,000 | $41,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.