Clearedge Lending LLC Mortgage Lending & HMDA Data, 2023

In 2023, Clearedge Lending LLC of Aliso Viejo, CA reported 2,679 mortgage applications totaling $1.5 billion. The average application was for $549,154, and applicants reported an average income of $547,222. 54% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (174), Miami-Miami Beach-Kendall, FL (166) and Atlanta-Sandy Springs-Roswell, GA (152) (applications in parentheses).

Mortgage Company & Address Clearedge Lending LLC
20 Enterprise Suite 350
Aliso Viejo, CA 92656
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 2,679
Total Mortgage Loan Application Amount $1,471,185,000
Average Mortgage Loan Application Amount $549,154
Highest Mortgage Loan Application Amount $3,705,000
Average Applicant Income $547,222
Highest Applicant Income $9,163,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearedge Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearedge Lending LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 174 $ 234,000,000 $ 1,344,827 $ 871,000
Miami-Dade, Florida 166 $ 85,410,000 $ 514,518 $ 603,000
Broward, Florida 116 $ 59,000,000 $ 508,620 $ 411,000
Palm Beach, Florida 90 $ 50,330,000 $ 559,222 $ 463,000
Orange, California 79 $ 117,245,000 $ 1,484,113 $ 1,128,000
Hillsborough, Florida 59 $ 21,145,000 $ 358,389 $ 975,000
Cook, Illinois 59 $ 14,595,000 $ 247,372 $ 440,000
San Diego, California 58 $ 67,940,000 $ 1,171,379 $ 1,011,000
Riverside, California 48 $ 31,540,000 $ 657,083 $ 739,000
Lee, Florida 45 $ 16,045,000 $ 356,555 $ 323,000
Fulton, Georgia 41 $ 21,805,000 $ 531,829 $ 412,000
Clark, Nevada 41 $ 18,505,000 $ 451,341 $ 1,251,000
Orange, Florida 40 $ 17,890,000 $ 447,250 $ 726,000
St. Lucie, Florida 35 $ 11,765,000 $ 336,142 $ 280,000
Osceola, Florida 33 $ 9,775,000 $ 296,212 $ 341,000
Brevard, Florida 32 $ 8,210,000 $ 256,562 $ 127,000
Polk, Florida 32 $ 11,310,000 $ 353,437 $ 355,000
San Bernardino, California 31 $ 17,365,000 $ 560,161 $ 683,000
Volusia, Florida 27 $ 6,185,000 $ 229,074 $ 124,000
Pinellas, Florida 25 $ 10,315,000 $ 412,600 $ 1,001,000
Collier, Florida 24 $ 13,430,000 $ 559,583 $ 422,000
Contra Costa, California 23 $ 15,505,000 $ 674,130 $ 890,000
Harris, Texas 21 $ 8,955,000 $ 426,428 $ 658,000
Alameda, California 20 $ 19,050,000 $ 952,500 $ 439,000
Seminole, Florida 19 $ 6,655,000 $ 350,263 $ 230,000
Gwinnett, Georgia 19 $ 6,985,000 $ 367,631 $ 414,000
Fresno, California 18 $ 4,340,000 $ 241,111 $ 0
Lake, Florida 17 $ 7,475,000 $ 439,705 $ 181,000
Manatee, Florida 17 $ 9,285,000 $ 546,176 $ 485,000
Bexar, Texas 17 $ 6,435,000 $ 378,529 $ 358,000
Maricopa, Arizona 16 $ 12,910,000 $ 806,875 $ 499,000
Mecklenburg, North Carolina 16 $ 7,790,000 $ 486,875 $ 257,000
Charlotte, Florida 15 $ 4,335,000 $ 289,000 $ 204,000
Flagler, Florida 15 $ 4,345,000 $ 289,666 $ 423,000
St. Johns, Florida 15 $ 5,575,000 $ 371,666 $ 158,000
DeKalb, Georgia 15 $ 4,255,000 $ 283,666 $ 171,000
Ventura, California 14 $ 9,220,000 $ 658,571 $ 484,000
Bay, Florida 14 $ 6,750,000 $ 482,142 $ 396,000
Duval, Florida 14 $ 3,950,000 $ 282,142 $ 133,000
Cobb, Georgia 14 $ 6,560,000 $ 468,571 $ 547,000
Davidson, Tennessee 14 $ 5,490,000 $ 392,142 $ 274,000
Placer, California 12 $ 9,410,000 $ 784,166 $ 898,000
Santa Clara, California 12 $ 13,860,000 $ 1,155,000 $ 363,000
Pasco, Florida 12 $ 4,020,000 $ 335,000 $ 258,000
Hennepin, Minnesota 12 $ 6,190,000 $ 515,833 $ 207,000
Charleston, South Carolina 12 $ 7,490,000 $ 624,166 $ 536,000
Sacramento, California 11 $ 5,855,000 $ 532,272 $ 293,000
Prince George's, Maryland 11 $ 4,255,000 $ 386,818 $ 285,000
Dallas, Texas 11 $ 4,495,000 $ 408,636 $ 333,000
Travis, Texas 11 $ 8,255,000 $ 750,454 $ 885,000
Marion, Florida 10 $ 2,190,000 $ 219,000 $ 184,000
Montgomery, Maryland 10 $ 4,600,000 $ 460,000 $ 166,000
Wayne, Michigan 10 $ 1,540,000 $ 154,000 $ 286,000
Horry, South Carolina 10 $ 2,850,000 $ 285,000 $ 321,000
Milwaukee, Wisconsin 10 $ 4,460,000 $ 446,000 $ 125,000
Walton, Florida 9 $ 12,095,000 $ 1,343,888 $ 815,000
Washoe, Nevada 9 $ 6,335,000 $ 703,888 $ 622,000
Fairfax, Virginia 9 $ 5,605,000 $ 622,777 $ 662,000
Pima, Arizona 8 $ 4,110,000 $ 513,750 $ 269,000
Sarasota, Florida 8 $ 1,890,000 $ 236,250 $ 165,000
Chatham, Georgia 8 $ 2,070,000 $ 258,750 $ 208,000
Cherokee, Georgia 8 $ 2,950,000 $ 368,750 $ 295,000
Baltimore City, Maryland 8 $ 960,000 $ 120,000 $ 0
Oakland, Michigan 8 $ 3,770,000 $ 471,250 $ 285,000
Philadelphia, Pennsylvania 8 $ 2,030,000 $ 253,750 $ 136,000
Tarrant, Texas 8 $ 1,670,000 $ 208,750 $ 240,000
Stanislaus, California 7 $ 2,665,000 $ 380,714 $ 218,000
District of Columbia, District Of Columbia 7 $ 4,385,000 $ 626,428 $ 348,000
Hernando, Florida 7 $ 2,415,000 $ 345,000 $ 233,000
Martin, Florida 7 $ 3,375,000 $ 482,142 $ 359,000
Wakulla, Florida 7 $ 1,135,000 $ 162,142 $ 0
Henry, Georgia 7 $ 2,655,000 $ 379,285 $ 179,000
Kent, Michigan 7 $ 2,285,000 $ 326,428 $ 112,000
Franklin, Ohio 7 $ 1,615,000 $ 230,714 $ 106,000
Shelby, Tennessee 7 $ 1,025,000 $ 146,428 $ 0
Fort Bend, Texas 7 $ 3,015,000 $ 430,714 $ 651,000
King, Washington 7 $ 6,255,000 $ 893,571 $ 254,000
Spokane, Washington 7 $ 3,465,000 $ 495,000 $ 34,000
Santa Barbara, California 6 $ 8,440,000 $ 1,406,666 $ 1,277,000
Fairfield, Connecticut 6 $ 2,620,000 $ 436,666 $ 197,000
New Haven, Connecticut 6 $ 1,470,000 $ 245,000 $ 114,000
Leon, Florida 6 $ 1,540,000 $ 256,666 $ 253,000
Douglas, Georgia 6 $ 2,820,000 $ 470,000 $ 523,000
Forsyth, Georgia 6 $ 7,630,000 $ 1,271,666 $ 891,000
Paulding, Georgia 6 $ 2,280,000 $ 380,000 $ 241,000
DuPage, Illinois 6 $ 4,950,000 $ 825,000 $ 139,000
Anne Arundel, Maryland 6 $ 1,740,000 $ 290,000 $ 180,000
Baltimore, Maryland 6 $ 1,850,000 $ 308,333 $ 339,000
Anoka, Minnesota 6 $ 1,300,000 $ 216,666 $ 228,000
Essex, New Jersey 6 $ 2,990,000 $ 498,333 $ 404,000
Union, New Jersey 6 $ 2,250,000 $ 375,000 $ 395,000
Bucks, Pennsylvania 6 $ 3,500,000 $ 583,333 $ 887,000
Montgomery, Pennsylvania 6 $ 3,120,000 $ 520,000 $ 564,000
Knox, Tennessee 6 $ 1,760,000 $ 293,333 $ 49,000
Williamson, Tennessee 6 $ 6,840,000 $ 1,140,000 $ 646,000
Virginia Beach, Virginia 6 $ 2,740,000 $ 456,666 $ 241,000
Pierce, Washington 6 $ 2,360,000 $ 393,333 $ 203,000
Madison, Alabama 5 $ 1,685,000 $ 337,000 $ 0
Kern, California 5 $ 2,045,000 $ 409,000 $ 518,000
Madera, California 5 $ 1,305,000 $ 261,000 $ 0
Marin, California 5 $ 6,225,000 $ 1,245,000 $ 808,000
Nevada, California 5 $ 2,055,000 $ 411,000 $ 251,000
Sonoma, California 5 $ 5,275,000 $ 1,055,000 $ 310,000
Citrus, Florida 5 $ 1,535,000 $ 307,000 $ 910,000
Carroll, Georgia 5 $ 1,615,000 $ 323,000 $ 147,000
Rockdale, Georgia 5 $ 4,815,000 $ 963,000 $ 240,000
Washington, Minnesota 5 $ 3,215,000 $ 643,000 $ 506,000
Ocean, New Jersey 5 $ 1,705,000 $ 341,000 $ 154,000
Union, North Carolina 5 $ 1,135,000 $ 227,000 $ 613,000
Lancaster, South Carolina 5 $ 1,215,000 $ 243,000 $ 144,000
Robertson, Tennessee 5 $ 1,165,000 $ 233,000 $ 629,000
Collin, Texas 5 $ 1,545,000 $ 309,000 $ 640,000
Mobile, Alabama 4 $ 1,190,000 $ 297,500 $ 197,000
Mohave, Arizona 4 $ 2,280,000 $ 570,000 $ 1,163,000
Highlands, Florida 4 $ 1,400,000 $ 350,000 $ 299,000
Monroe, Florida 4 $ 3,380,000 $ 845,000 $ 490,000
Clayton, Georgia 4 $ 1,200,000 $ 300,000 $ 224,000
Fayette, Georgia 4 $ 2,540,000 $ 635,000 $ 342,000
Glynn, Georgia 4 $ 2,560,000 $ 640,000 $ 278,000
Kootenai, Idaho 4 $ 3,480,000 $ 870,000 $ 623,000
East Baton Rouge, Louisiana 4 $ 880,000 $ 220,000 $ 110,000
Howard, Maryland 4 $ 3,790,000 $ 947,500 $ 312,000
Macomb, Michigan 4 $ 810,000 $ 202,500 $ 119,000
Jackson, Missouri 4 $ 580,000 $ 145,000 $ 165,000
Rockingham, New Hampshire 4 $ 1,990,000 $ 497,500 $ 374,000
Mercer, New Jersey 4 $ 1,200,000 $ 300,000 $ 327,000
Bernalillo, New Mexico 4 $ 950,000 $ 237,500 $ 577,000
Cabarrus, North Carolina 4 $ 1,400,000 $ 350,000 $ 204,000
Blount, Tennessee 4 $ 1,370,000 $ 342,500 $ 165,000
Montgomery, Tennessee 4 $ 630,000 $ 157,500 $ 327,000
Denton, Texas 4 $ 2,020,000 $ 505,000 $ 707,000
Williamson, Texas 4 $ 1,310,000 $ 327,500 $ 452,000
St. Clair, Alabama 3 $ 575,000 $ 191,666 $ 97,000
Pinal, Arizona 3 $ 855,000 $ 285,000 $ 302,000
San Joaquin, California 3 $ 765,000 $ 255,000 $ 144,000
San Luis Obispo, California 3 $ 3,485,000 $ 1,161,666 $ 1,190,000
Solano, California 3 $ 1,855,000 $ 618,333 $ 129,000
Denver, Colorado 3 $ 1,295,000 $ 431,666 $ 204,000
New Castle, Delaware 3 $ 605,000 $ 201,666 $ 832,000
Barrow, Georgia 3 $ 845,000 $ 281,666 $ 95,000
Fannin, Georgia 3 $ 1,375,000 $ 458,333 $ 480,000
Monroe, Georgia 3 $ 2,155,000 $ 718,333 $ 150,000
Hamilton, Indiana 3 $ 1,605,000 $ 535,000 $ 151,000
Lake, Indiana 3 $ 465,000 $ 155,000 $ 0
St. Joseph, Indiana 3 $ 885,000 $ 295,000 $ 0
Jefferson, Louisiana 3 $ 595,000 $ 198,333 $ 55,000
Middlesex, Massachusetts 3 $ 2,135,000 $ 711,666 $ 0
Ramsey, Minnesota 3 $ 625,000 $ 208,333 $ 196,000
Hinds, Mississippi 3 $ 625,000 $ 208,333 $ 68,000
Rankin, Mississippi 3 $ 865,000 $ 288,333 $ 1,001,000
St. Louis City, Missouri 3 $ 435,000 $ 145,000 $ 70,000
Nye, Nevada 3 $ 1,105,000 $ 368,333 $ 658,000
Monmouth, New Jersey 3 $ 855,000 $ 285,000 $ 350,000
Suffolk, New York 3 $ 745,000 $ 248,333 $ 0
Durham, North Carolina 3 $ 1,365,000 $ 455,000 $ 326,000
Wake, North Carolina 3 $ 945,000 $ 315,000 $ 67,000
Allegheny, Pennsylvania 3 $ 725,000 $ 241,666 $ 102,000
Beaufort, South Carolina 3 $ 1,445,000 $ 481,666 $ 0
Berkeley, South Carolina 3 $ 1,135,000 $ 378,333 $ 115,000
Richland, South Carolina 3 $ 955,000 $ 318,333 $ 0
York, South Carolina 3 $ 505,000 $ 168,333 $ 0
Sevier, Tennessee 3 $ 925,000 $ 308,333 $ 0
Sumner, Tennessee 3 $ 645,000 $ 215,000 $ 35,000
Montgomery, Texas 3 $ 1,685,000 $ 561,666 $ 302,000
Parker, Texas 3 $ 975,000 $ 325,000 $ 134,000
Richmond City, Virginia 3 $ 635,000 $ 211,666 $ 0
Stafford, Virginia 3 $ 1,005,000 $ 335,000 $ 59,000
Chelan, Washington 3 $ 1,285,000 $ 428,333 $ 417,000
Clark, Washington 3 $ 2,435,000 $ 811,666 $ 484,000
Douglas, Washington 3 $ 1,015,000 $ 338,333 $ 334,000
Elmore, Alabama 2 $ 710,000 $ 355,000 $ 185,000
Jefferson, Alabama 2 $ 220,000 $ 110,000 $ 0
Lee, Alabama 2 $ 560,000 $ 280,000 $ 0
Tuscaloosa, Alabama 2 $ 820,000 $ 410,000 $ 496,000
Benton, Arkansas 2 $ 330,000 $ 165,000 $ 0
El Dorado, California 2 $ 870,000 $ 435,000 $ 0
Monterey, California 2 $ 1,570,000 $ 785,000 $ 258,000
Napa, California 2 $ 820,000 $ 410,000 $ 176,000
San Francisco, California 2 $ 2,970,000 $ 1,485,000 $ 431,000
San Mateo, California 2 $ 2,110,000 $ 1,055,000 $ 294,000
Tehama, California 2 $ 360,000 $ 180,000 $ 0
Arapahoe, Colorado 2 $ 720,000 $ 360,000 $ 98,000
Boulder, Colorado 2 $ 880,000 $ 440,000 $ 240,000
Douglas, Colorado 2 $ 5,270,000 $ 2,635,000 $ 2,427,000
Elbert, Colorado 2 $ 1,080,000 $ 540,000 $ 45,000
New London, Connecticut 2 $ 390,000 $ 195,000 $ 0
Clay, Florida 2 $ 460,000 $ 230,000 $ 334,000
Gulf, Florida 2 $ 1,430,000 $ 715,000 $ 1,293,000
Hendry, Florida 2 $ 590,000 $ 295,000 $ 246,000
Okaloosa, Florida 2 $ 870,000 $ 435,000 $ 239,000
Santa Rosa, Florida 2 $ 590,000 $ 295,000 $ 144,000
Sumter, Florida 2 $ 490,000 $ 245,000 $ 80,000
Baldwin, Georgia 2 $ 270,000 $ 135,000 $ 386,000
Bartow, Georgia 2 $ 510,000 $ 255,000 $ 0
Gilmer, Georgia 2 $ 530,000 $ 265,000 $ 0
Hall, Georgia 2 $ 700,000 $ 350,000 $ 111,000
Haralson, Georgia 2 $ 670,000 $ 335,000 $ 488,000
Walton, Georgia 2 $ 420,000 $ 210,000 $ 0
Valley, Idaho 2 $ 1,450,000 $ 725,000 $ 897,000
Kendall, Illinois 2 $ 470,000 $ 235,000 $ 169,000
Lake, Illinois 2 $ 890,000 $ 445,000 $ 386,000
Marion, Indiana 2 $ 510,000 $ 255,000 $ 140,000
Tippecanoe, Indiana 2 $ 390,000 $ 195,000 $ 112,000
Lafayette, Louisiana 2 $ 250,000 $ 125,000 $ 270,000
Cumberland, Maine 2 $ 1,480,000 $ 740,000 $ 623,000
Hampden, Massachusetts 2 $ 450,000 $ 225,000 $ 0
Berrien, Michigan 2 $ 1,070,000 $ 535,000 $ 0
Ingham, Michigan 2 $ 240,000 $ 120,000 $ 0
Kalamazoo, Michigan 2 $ 250,000 $ 125,000 $ 0
Chisago, Minnesota 2 $ 360,000 $ 180,000 $ 0
Dakota, Minnesota 2 $ 370,000 $ 185,000 $ 154,000
Olmsted, Minnesota 2 $ 470,000 $ 235,000 $ 447,000
Scott, Minnesota 2 $ 760,000 $ 380,000 $ 359,000
Madison, Mississippi 2 $ 1,960,000 $ 980,000 $ 562,000
Clay, Missouri 2 $ 780,000 $ 390,000 $ 241,000
St. Louis, Missouri 2 $ 550,000 $ 275,000 $ 83,000
Taney, Missouri 2 $ 270,000 $ 135,000 $ 0
Douglas, Nebraska 2 $ 250,000 $ 125,000 $ 134,000
Carson City, Nevada 2 $ 1,010,000 $ 505,000 $ 1,663,000
Douglas, Nevada 2 $ 1,140,000 $ 570,000 $ 238,000
Cumberland, New Jersey 2 $ 350,000 $ 175,000 $ 0
Hudson, New Jersey 2 $ 1,150,000 $ 575,000 $ 173,000
Salem, New Jersey 2 $ 250,000 $ 125,000 $ 0
Warren, New Jersey 2 $ 800,000 $ 400,000 $ 242,000
Catawba, North Carolina 2 $ 620,000 $ 310,000 $ 247,000
Craven, North Carolina 2 $ 270,000 $ 135,000 $ 220,000
Forsyth, North Carolina 2 $ 540,000 $ 270,000 $ 0
Guilford, North Carolina 2 $ 280,000 $ 140,000 $ 84,000
New Hanover, North Carolina 2 $ 1,390,000 $ 695,000 $ 0
Transylvania, North Carolina 2 $ 760,000 $ 380,000 $ 0
Lake, Ohio 2 $ 310,000 $ 155,000 $ 0
Tulsa, Oklahoma 2 $ 540,000 $ 270,000 $ 0
Deschutes, Oregon 2 $ 1,110,000 $ 555,000 $ 0
Jackson, Oregon 2 $ 450,000 $ 225,000 $ 58,000
Lane, Oregon 2 $ 640,000 $ 320,000 $ 104,000
Multnomah, Oregon 2 $ 850,000 $ 425,000 $ 0
Washington, Oregon 2 $ 680,000 $ 340,000 $ 66,000
Chester, Pennsylvania 2 $ 980,000 $ 490,000 $ 1,896,000
Kent, Rhode Island 2 $ 470,000 $ 235,000 $ 0
Colleton, South Carolina 2 $ 1,070,000 $ 535,000 $ 306,000
Lexington, South Carolina 2 $ 690,000 $ 345,000 $ 333,000
Anderson, Tennessee 2 $ 690,000 $ 345,000 $ 1,309,000
Jefferson, Tennessee 2 $ 490,000 $ 245,000 $ 300,000
Rutherford, Tennessee 2 $ 850,000 $ 425,000 $ 339,000
Wilson, Tennessee 2 $ 800,000 $ 400,000 $ 152,000
Cameron, Texas 2 $ 420,000 $ 210,000 $ 130,000
Comal, Texas 2 $ 520,000 $ 260,000 $ 0
Ellis, Texas 2 $ 570,000 $ 285,000 $ 62,000
Fannin, Texas 2 $ 280,000 $ 140,000 $ 0
McLennan, Texas 2 $ 680,000 $ 340,000 $ 131,000
Grand, Utah 2 $ 590,000 $ 295,000 $ 0
Salt Lake, Utah 2 $ 880,000 $ 440,000 $ 0
Albemarle, Virginia 2 $ 750,000 $ 375,000 $ 0
Alexandria, Virginia 2 $ 1,220,000 $ 610,000 $ 163,000
Harrisonburg, Virginia 2 $ 410,000 $ 205,000 $ 0
Henrico, Virginia 2 $ 360,000 $ 180,000 $ 0
Loudoun, Virginia 2 $ 270,000 $ 135,000 $ 0
Norfolk, Virginia 2 $ 420,000 $ 210,000 $ 0
Prince William, Virginia 2 $ 1,070,000 $ 535,000 $ 500,000
Racine, Wisconsin 2 $ 1,390,000 $ 695,000 $ 0
Baldwin, Alabama 1 $ 135,000 $ 135,000 $ 56,000
Colbert, Alabama 1 $ 105,000 $ 105,000 $ 0
Russell, Alabama 1 $ 105,000 $ 105,000 $ 0
Cochise, Arizona 1 $ 405,000 $ 405,000 $ 0
Coconino, Arizona 1 $ 725,000 $ 725,000 $ 612,000
Navajo, Arizona 1 $ 125,000 $ 125,000 $ 0
Yavapai, Arizona 1 $ 425,000 $ 425,000 $ 0
Yuma, Arizona 1 $ 215,000 $ 215,000 $ 164,000
Jefferson, Arkansas 1 $ 105,000 $ 105,000 $ 0
Butte, California 1 $ 635,000 $ 635,000 $ 2,473,000
Inyo, California 1 $ 365,000 $ 365,000 $ 100,000
Kings, California 1 $ 375,000 $ 375,000 $ 0
Lake, California 1 $ 475,000 $ 475,000 $ 156,000
Mono, California 1 $ 555,000 $ 555,000 $ 0
San Benito, California 1 $ 915,000 $ 915,000 $ 203,000
Sutter, California 1 $ 475,000 $ 475,000 $ 483,000
Tulare, California 1 $ 225,000 $ 225,000 $ 444,000
Yuba, California 1 $ 275,000 $ 275,000 $ 0
Archuleta, Colorado 1 $ 345,000 $ 345,000 $ 71,000
Fremont, Colorado 1 $ 105,000 $ 105,000 $ 0
Grand, Colorado 1 $ 285,000 $ 285,000 $ 283,000
Pueblo, Colorado 1 $ 135,000 $ 135,000 $ 0
Rio Grande, Colorado 1 $ 305,000 $ 305,000 $ 75,000
Weld, Colorado 1 $ 465,000 $ 465,000 $ 0
Litchfield, Connecticut 1 $ 185,000 $ 185,000 $ 0
Middlesex, Connecticut 1 $ 445,000 $ 445,000 $ 994,000
Alachua, Florida 1 $ 135,000 $ 135,000 $ 0
Escambia, Florida 1 $ 495,000 $ 495,000 $ 0
Franklin, Florida 1 $ 315,000 $ 315,000 $ 183,000
Indian River, Florida 1 $ 155,000 $ 155,000 $ 60,000
Okeechobee, Florida 1 $ 265,000 $ 265,000 $ 0
Banks, Georgia 1 $ 165,000 $ 165,000 $ 80,000
Columbia, Georgia 1 $ 175,000 $ 175,000 $ 120,000
Dawson, Georgia 1 $ 605,000 $ 605,000 $ 250,000
Dougherty, Georgia 1 $ 175,000 $ 175,000 $ 0
Houston, Georgia 1 $ 255,000 $ 255,000 $ 148,000
Jackson, Georgia 1 $ 265,000 $ 265,000 $ 571,000
Laurens, Georgia 1 $ 315,000 $ 315,000 $ 245,000
Lee, Georgia 1 $ 275,000 $ 275,000 $ 147,000
Liberty, Georgia 1 $ 105,000 $ 105,000 $ 0
Muscogee, Georgia 1 $ 95,000 $ 95,000 $ 0
Newton, Georgia 1 $ 135,000 $ 135,000 $ 0
Peach, Georgia 1 $ 205,000 $ 205,000 $ 0
Spalding, Georgia 1 $ 375,000 $ 375,000 $ 150,000
Toombs, Georgia 1 $ 145,000 $ 145,000 $ 269,000
Union, Georgia 1 $ 265,000 $ 265,000 $ 0
White, Georgia 1 $ 185,000 $ 185,000 $ 52,000
Adams, Idaho 1 $ 245,000 $ 245,000 $ 108,000
Blaine, Idaho 1 $ 2,085,000 $ 2,085,000 $ 914,000
DeKalb, Illinois 1 $ 155,000 $ 155,000 $ 89,000
Jo Daviess, Illinois 1 $ 125,000 $ 125,000 $ 0
Kane, Illinois 1 $ 525,000 $ 525,000 $ 404,000
St. Clair, Illinois 1 $ 225,000 $ 225,000 $ 232,000
Stephenson, Illinois 1 $ 95,000 $ 95,000 $ 0
Winnebago, Illinois 1 $ 245,000 $ 245,000 $ 207,000
Clark, Indiana 1 $ 135,000 $ 135,000 $ 0
Jasper, Indiana 1 $ 105,000 $ 105,000 $ 0
Kosciusko, Indiana 1 $ 135,000 $ 135,000 $ 0
Marshall, Indiana 1 $ 265,000 $ 265,000 $ 0
Porter, Indiana 1 $ 155,000 $ 155,000 $ 0
Sedgwick, Kansas 1 $ 245,000 $ 245,000 $ 0
Shawnee, Kansas 1 $ 105,000 $ 105,000 $ 0
Simpson, Kentucky 1 $ 195,000 $ 195,000 $ 0
Ascension, Louisiana 1 $ 315,000 $ 315,000 $ 203,000
Jefferson Davis, Louisiana 1 $ 145,000 $ 145,000 $ 0
St. Charles, Louisiana 1 $ 165,000 $ 165,000 $ 0
Knox, Maine 1 $ 195,000 $ 195,000 $ 84,000
Piscataquis, Maine 1 $ 615,000 $ 615,000 $ 310,000
Washington, Maine 1 $ 285,000 $ 285,000 $ 0
York, Maine 1 $ 295,000 $ 295,000 $ 0
Frederick, Maryland 1 $ 305,000 $ 305,000 $ 0
Washington, Maryland 1 $ 105,000 $ 105,000 $ 0
Worcester, Maryland 1 $ 175,000 $ 175,000 $ 83,000
Barnstable, Massachusetts 1 $ 1,155,000 $ 1,155,000 $ 0
Essex, Massachusetts 1 $ 355,000 $ 355,000 $ 0
Norfolk, Massachusetts 1 $ 555,000 $ 555,000 $ 0
Plymouth, Massachusetts 1 $ 395,000 $ 395,000 $ 0
Worcester, Massachusetts 1 $ 385,000 $ 385,000 $ 0
Allegan, Michigan 1 $ 895,000 $ 895,000 $ 0
Calhoun, Michigan 1 $ 105,000 $ 105,000 $ 0
Livingston, Michigan 1 $ 385,000 $ 385,000 $ 111,000
Montcalm, Michigan 1 $ 115,000 $ 115,000 $ 0
Muskegon, Michigan 1 $ 255,000 $ 255,000 $ 157,000
Ottawa, Michigan 1 $ 215,000 $ 215,000 $ 346,000
Washtenaw, Michigan 1 $ 225,000 $ 225,000 $ 0
Blue Earth, Minnesota 1 $ 325,000 $ 325,000 $ 165,000
Goodhue, Minnesota 1 $ 135,000 $ 135,000 $ 163,000
Pine, Minnesota 1 $ 335,000 $ 335,000 $ 102,000
Rice, Minnesota 1 $ 165,000 $ 165,000 $ 0
Sherburne, Minnesota 1 $ 185,000 $ 185,000 $ 150,000
Steele, Minnesota 1 $ 245,000 $ 245,000 $ 116,000
Wright, Minnesota 1 $ 205,000 $ 205,000 $ 223,000
Camden, Missouri 1 $ 475,000 $ 475,000 $ 464,000
Greene, Missouri 1 $ 205,000 $ 205,000 $ 0
Lancaster, Nebraska 1 $ 315,000 $ 315,000 $ 4,290,000
Storey, Nevada 1 $ 435,000 $ 435,000 $ 490,000
White Pine, Nevada 1 $ 405,000 $ 405,000 $ 7,273,000
Cheshire, New Hampshire 1 $ 155,000 $ 155,000 $ 94,000
Coos, New Hampshire 1 $ 125,000 $ 125,000 $ 55,000
Grafton, New Hampshire 1 $ 225,000 $ 225,000 $ 0
Atlantic, New Jersey 1 $ 475,000 $ 475,000 $ 88,000
Hunterdon, New Jersey 1 $ 255,000 $ 255,000 $ 0
Middlesex, New Jersey 1 $ 795,000 $ 795,000 $ 1,535,000
Morris, New Jersey 1 $ 255,000 $ 255,000 $ 746,000
Somerset, New Jersey 1 $ 555,000 $ 555,000 $ 1,401,000
San Miguel, New Mexico 1 $ 205,000 $ 205,000 $ 0
Santa Fe, New Mexico 1 $ 545,000 $ 545,000 $ 480,000
Albany, New York 1 $ 125,000 $ 125,000 $ 0
Broome, New York 1 $ 125,000 $ 125,000 $ 0
Nassau, New York 1 $ 705,000 $ 705,000 $ 0
Avery, North Carolina 1 $ 315,000 $ 315,000 $ 0
Buncombe, North Carolina 1 $ 185,000 $ 185,000 $ 0
Cleveland, North Carolina 1 $ 155,000 $ 155,000 $ 0
Cumberland, North Carolina 1 $ 215,000 $ 215,000 $ 117,000
Gaston, North Carolina 1 $ 175,000 $ 175,000 $ 0
Iredell, North Carolina 1 $ 435,000 $ 435,000 $ 142,000
Nash, North Carolina 1 $ 225,000 $ 225,000 $ 63,000
Pender, North Carolina 1 $ 355,000 $ 355,000 $ 0
Vance, North Carolina 1 $ 155,000 $ 155,000 $ 0
Cuyahoga, Ohio 1 $ 635,000 $ 635,000 $ 207,000
Fairfield, Ohio 1 $ 345,000 $ 345,000 $ 357,000
Geauga, Ohio 1 $ 275,000 $ 275,000 $ 221,000
Greene, Ohio 1 $ 105,000 $ 105,000 $ 0
Lorain, Ohio 1 $ 305,000 $ 305,000 $ 98,000
Lucas, Ohio 1 $ 255,000 $ 255,000 $ 0
Medina, Ohio 1 $ 725,000 $ 725,000 $ 408,000
Mercer, Ohio 1 $ 105,000 $ 105,000 $ 58,000
Pickaway, Ohio 1 $ 335,000 $ 335,000 $ 151,000
Summit, Ohio 1 $ 155,000 $ 155,000 $ 0
Benton, Oregon 1 $ 335,000 $ 335,000 $ 181,000
Curry, Oregon 1 $ 475,000 $ 475,000 $ 0
Klamath, Oregon 1 $ 295,000 $ 295,000 $ 1,114,000
Linn, Oregon 1 $ 205,000 $ 205,000 $ 0
Beaver, Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Carbon, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Centre, Pennsylvania 1 $ 225,000 $ 225,000 $ 112,000
Dauphin, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Delaware, Pennsylvania 1 $ 225,000 $ 225,000 $ 0
Monroe, Pennsylvania 1 $ 225,000 $ 225,000 $ 0
Washington, Rhode Island 1 $ 625,000 $ 625,000 $ 0
Anderson, South Carolina 1 $ 165,000 $ 165,000 $ 0
Dorchester, South Carolina 1 $ 415,000 $ 415,000 $ 39,000
Greenville, South Carolina 1 $ 365,000 $ 365,000 $ 584,000
Pickens, South Carolina 1 $ 235,000 $ 235,000 $ 265,000
Cheatham, Tennessee 1 $ 195,000 $ 195,000 $ 36,000
Grainger, Tennessee 1 $ 575,000 $ 575,000 $ 179,000
Madison, Tennessee 1 $ 185,000 $ 185,000 $ 0
Maury, Tennessee 1 $ 585,000 $ 585,000 $ 264,000
Washington, Tennessee 1 $ 395,000 $ 395,000 $ 582,000
Austin, Texas 1 $ 395,000 $ 395,000 $ 132,000
El Paso, Texas 1 $ 115,000 $ 115,000 $ 0
Galveston, Texas 1 $ 155,000 $ 155,000 $ 0
Grayson, Texas 1 $ 245,000 $ 245,000 $ 0
Hays, Texas 1 $ 435,000 $ 435,000 $ 917,000
Henderson, Texas 1 $ 255,000 $ 255,000 $ 0
Hidalgo, Texas 1 $ 315,000 $ 315,000 $ 335,000
Hopkins, Texas 1 $ 305,000 $ 305,000 $ 257,000
Hunt, Texas 1 $ 1,235,000 $ 1,235,000 $ 0
Jasper, Texas 1 $ 285,000 $ 285,000 $ 1,186,000
Kaufman, Texas 1 $ 1,005,000 $ 1,005,000 $ 1,025,000
Lubbock, Texas 1 $ 105,000 $ 105,000 $ 0
Nueces, Texas 1 $ 1,095,000 $ 1,095,000 $ 384,000
Orange, Texas 1 $ 425,000 $ 425,000 $ 221,000
Rockwall, Texas 1 $ 265,000 $ 265,000 $ 864,000
San Patricio, Texas 1 $ 145,000 $ 145,000 $ 141,000
Smith, Texas 1 $ 285,000 $ 285,000 $ 169,000
Iron, Utah 1 $ 455,000 $ 455,000 $ 1,997,000
Utah, Utah 1 $ 1,125,000 $ 1,125,000 $ 0
Wasatch, Utah 1 $ 1,065,000 $ 1,065,000 $ 421,000
Washington, Utah 1 $ 395,000 $ 395,000 $ 0
Weber, Utah 1 $ 315,000 $ 315,000 $ 442,000
Chittenden, Vermont 1 $ 355,000 $ 355,000 $ 0
Arlington, Virginia 1 $ 195,000 $ 195,000 $ 0
Botetourt, Virginia 1 $ 245,000 $ 245,000 $ 145,000
Danville, Virginia 1 $ 335,000 $ 335,000 $ 101,000
Essex, Virginia 1 $ 765,000 $ 765,000 $ 887,000
Fairfax City, Virginia 1 $ 405,000 $ 405,000 $ 456,000
Fluvanna, Virginia 1 $ 255,000 $ 255,000 $ 151,000
Frederick, Virginia 1 $ 535,000 $ 535,000 $ 385,000
Fredericksburg, Virginia 1 $ 315,000 $ 315,000 $ 0
Henry, Virginia 1 $ 585,000 $ 585,000 $ 176,000
Lancaster, Virginia 1 $ 245,000 $ 245,000 $ 132,000
Mecklenburg, Virginia 1 $ 675,000 $ 675,000 $ 702,000
Petersburg, Virginia 1 $ 105,000 $ 105,000 $ 0
Pittsylvania, Virginia 1 $ 465,000 $ 465,000 $ 141,000
Rockingham, Virginia 1 $ 485,000 $ 485,000 $ 456,000
Spotsylvania, Virginia 1 $ 415,000 $ 415,000 $ 122,000
Grays Harbor, Washington 1 $ 185,000 $ 185,000 $ 0
Kitsap, Washington 1 $ 315,000 $ 315,000 $ 106,000
Skagit, Washington 1 $ 1,155,000 $ 1,155,000 $ 3,680,000
Snohomish, Washington 1 $ 915,000 $ 915,000 $ 434,000
Whitman, Washington 1 $ 445,000 $ 445,000 $ 144,000
Brown, Wisconsin 1 $ 195,000 $ 195,000 $ 0
Douglas, Wisconsin 1 $ 325,000 $ 325,000 $ 144,000
Jefferson, Wisconsin 1 $ 185,000 $ 185,000 $ 188,000
Kenosha, Wisconsin 1 $ 135,000 $ 135,000 $ 0
Oconto, Wisconsin 1 $ 415,000 $ 415,000 $ 1,134,000
Walworth, Wisconsin 1 $ 1,005,000 $ 1,005,000 $ 317,000
Waukesha, Wisconsin 1 $ 335,000 $ 335,000 $ 0

Mortgage Loan Application Detail Totals for Clearedge Lending LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,606 $963,910,000 $600,000 $3,705,000 $588,000 $9,163,000
Cash-out Refinancing 818 $363,130,000 $443,000 $3,505,000 $485,000 $7,466,000
Refinancing 255 $144,145,000 $565,000 $3,005,000 $490,000 $3,426,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,054 $660,630,000 $626,000 $3,705,000 $640,000 $8,306,000
Hispanic 518 $221,020,000 $426,000 $2,995,000 $469,000 $7,250,000
Not Provided 376 $238,250,000 $633,000 $3,005,000 $607,000 $9,163,000
Asian 262 $146,910,000 $560,000 $3,465,000 $452,000 $3,056,000
Black or African American 257 $119,495,000 $464,000 $2,775,000 $386,000 $4,333,000
Not applicable 186 $69,520,000 $373,000 $2,875,000 $0 $0
American Indian or Alaskan Native 8 $2,910,000 $363,000 $745,000 $331,000 $1,084,000
Native Hawaiian or Other Pacific Islander 8 $4,250,000 $531,000 $1,995,000 $329,000 $471,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,679 $1,471,185,000 $549,000 $3,705,000 $557,000 $9,163,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,438 $813,390,000 $565,000 $3,705,000 $617,000 $9,163,000
Application Denied By Financial Institution 737 $361,905,000 $491,000 $2,985,000 $407,000 $7,273,000
Application Withdrawn By Applicant 457 $269,365,000 $589,000 $3,705,000 $553,000 $7,466,000
Application Approved But Not Accepted 47 $26,525,000 $564,000 $3,465,000 $636,000 $3,448,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,942 $1,109,280,000 $571,000 $3,705,000 $603,000 $9,163,000
Collateral 358 $170,040,000 $474,000 $2,985,000 $590,000 $7,273,000
Other 87 $33,375,000 $383,000 $2,905,000 $434,000 $1,398,000
Credit Application Incomplete 77 $42,275,000 $549,000 $2,645,000 $548,000 $3,457,000
Debt-To-Income Ratio 71 $44,905,000 $632,000 $2,415,000 $138,000 $417,000
Credit History 68 $25,420,000 $373,000 $2,125,000 $207,000 $512,000
Unverifiable Information 43 $29,855,000 $694,000 $2,765,000 $351,000 $2,350,000
Insufficient Cash (Downpayment, Closing Cost) 25 $11,395,000 $455,000 $1,355,000 $292,000 $684,000
Employment History 8 $4,640,000 $580,000 $1,335,000 $227,000 $587,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearedge Lending LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearedge Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List