Clearpath Lending Mortgage Lending & HMDA Data, 2023

In 2023, Clearpath Lending of Irvine, CA reported 1,645 mortgage applications totaling $529.7 million, down 51% from 2022. The average application was for $322,027, and applicants reported an average income of $90,203. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (72), Phoenix-Mesa-Scottsdale, AZ (52) and Las Vegas-Henderson-Paradise, NV (47) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 1,645
Total Mortgage Loan Application Amount $529,735,000
Average Mortgage Loan Application Amount $322,027
Highest Mortgage Loan Application Amount $1,625,000
Average Applicant Income $90,203
Highest Applicant Income $548,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 47 $ 17,735,000 $ 377,340 $ 97,000
Maricopa, Arizona 39 $ 14,675,000 $ 376,282 $ 87,000
Riverside, California 21 $ 8,995,000 $ 428,333 $ 94,000
Hillsborough, Florida 20 $ 7,360,000 $ 368,000 $ 98,000
Pima, Arizona 19 $ 5,295,000 $ 278,684 $ 76,000
San Bernardino, California 19 $ 7,205,000 $ 379,210 $ 85,000
San Diego, California 17 $ 11,805,000 $ 694,411 $ 150,000
Clayton, Georgia 17 $ 4,505,000 $ 265,000 $ 69,000
Cumberland, North Carolina 16 $ 4,080,000 $ 255,000 $ 81,000
Mecklenburg, North Carolina 16 $ 6,430,000 $ 401,875 $ 98,000
Richland, South Carolina 16 $ 4,090,000 $ 255,625 $ 71,000
Prince George's, Maryland 14 $ 6,670,000 $ 476,428 $ 126,000
Pinal, Arizona 13 $ 4,145,000 $ 318,846 $ 68,000
Clay, Florida 12 $ 4,410,000 $ 367,500 $ 93,000
Duval, Florida 12 $ 3,670,000 $ 305,833 $ 112,000
Berkeley, South Carolina 12 $ 3,750,000 $ 312,500 $ 67,000
Los Angeles, California 11 $ 5,455,000 $ 495,909 $ 94,000
Franklin, Ohio 11 $ 2,845,000 $ 258,636 $ 71,000
Shelby, Tennessee 11 $ 2,685,000 $ 244,090 $ 65,000
Virginia Beach, Virginia 11 $ 4,295,000 $ 390,454 $ 101,000
Sacramento, California 10 $ 3,780,000 $ 378,000 $ 91,000
El Paso, Colorado 10 $ 4,020,000 $ 402,000 $ 107,000
Fulton, Georgia 10 $ 2,710,000 $ 271,000 $ 82,000
Chesterfield, Virginia 10 $ 2,620,000 $ 262,000 $ 83,000
Yavapai, Arizona 9 $ 2,445,000 $ 271,666 $ 56,000
Kern, California 9 $ 2,415,000 $ 268,333 $ 97,000
Osceola, Florida 9 $ 3,665,000 $ 407,222 $ 105,000
Pasco, Florida 9 $ 3,695,000 $ 410,555 $ 96,000
Polk, Florida 9 $ 3,155,000 $ 350,555 $ 83,000
Volusia, Florida 9 $ 2,725,000 $ 302,777 $ 81,000
Honolulu, Hawaii 9 $ 6,145,000 $ 682,777 $ 126,000
Marion, Indiana 9 $ 2,185,000 $ 242,777 $ 63,000
Onslow, North Carolina 9 $ 2,315,000 $ 257,222 $ 108,000
Montgomery, Tennessee 9 $ 2,785,000 $ 309,444 $ 78,000
Mohave, Arizona 8 $ 2,070,000 $ 258,750 $ 74,000
Pueblo, Colorado 8 $ 2,830,000 $ 353,750 $ 85,000
Brevard, Florida 8 $ 2,200,000 $ 275,000 $ 71,000
DeKalb, Georgia 8 $ 2,530,000 $ 316,250 $ 96,000
Anne Arundel, Maryland 8 $ 3,010,000 $ 376,250 $ 109,000
Sarpy, Nebraska 8 $ 2,180,000 $ 272,500 $ 85,000
Camden, New Jersey 8 $ 2,830,000 $ 353,750 $ 95,000
Jefferson, Alabama 7 $ 1,635,000 $ 233,571 $ 83,000
Orange, Florida 7 $ 2,105,000 $ 300,714 $ 81,000
Palm Beach, Florida 7 $ 2,905,000 $ 415,000 $ 100,000
Chatham, Georgia 7 $ 1,735,000 $ 247,857 $ 74,000
Columbia, Georgia 7 $ 2,675,000 $ 382,142 $ 96,000
Henry, Georgia 7 $ 2,495,000 $ 356,428 $ 103,000
Liberty, Georgia 7 $ 1,555,000 $ 222,142 $ 94,000
Richmond, Georgia 7 $ 1,885,000 $ 269,285 $ 102,000
Payette, Idaho 7 $ 3,215,000 $ 459,285 $ 124,000
Philadelphia, Pennsylvania 7 $ 1,795,000 $ 256,428 $ 70,000
Prince William, Virginia 7 $ 3,225,000 $ 460,714 $ 136,000
Sarasota, Florida 6 $ 2,010,000 $ 335,000 $ 56,000
Lafayette, Louisiana 6 $ 1,410,000 $ 235,000 $ 63,000
Baltimore, Maryland 6 $ 1,780,000 $ 296,666 $ 95,000
Charles, Maryland 6 $ 2,860,000 $ 476,666 $ 139,000
Macomb, Michigan 6 $ 1,900,000 $ 316,666 $ 96,000
Wayne, Michigan 6 $ 1,390,000 $ 231,666 $ 66,000
Brunswick, North Carolina 6 $ 1,990,000 $ 331,666 $ 85,000
Hoke, North Carolina 6 $ 1,700,000 $ 283,333 $ 99,000
Wake, North Carolina 6 $ 2,080,000 $ 346,666 $ 102,000
Dorchester, South Carolina 6 $ 2,110,000 $ 351,666 $ 88,000
Sumter, South Carolina 6 $ 1,260,000 $ 210,000 $ 78,000
Hampton, Virginia 6 $ 1,560,000 $ 260,000 $ 74,000
Henrico, Virginia 6 $ 1,820,000 $ 303,333 $ 90,000
Madison, Alabama 5 $ 1,715,000 $ 343,000 $ 110,000
Cochise, Arizona 5 $ 1,795,000 $ 359,000 $ 153,000
Fresno, California 5 $ 1,465,000 $ 293,000 $ 151,000
Shasta, California 5 $ 1,635,000 $ 327,000 $ 82,000
Arapahoe, Colorado 5 $ 2,295,000 $ 459,000 $ 90,000
Fremont, Colorado 5 $ 1,485,000 $ 297,000 $ 69,000
Citrus, Florida 5 $ 1,375,000 $ 275,000 $ 76,000
Flagler, Florida 5 $ 1,705,000 $ 341,000 $ 87,000
Lake, Florida 5 $ 2,025,000 $ 405,000 $ 130,000
Marion, Florida 5 $ 1,245,000 $ 249,000 $ 62,000
Douglas, Georgia 5 $ 2,095,000 $ 419,000 $ 96,000
Hamilton, Indiana 5 $ 1,245,000 $ 249,000 $ 78,000
Jefferson, Kentucky 5 $ 1,055,000 $ 211,000 $ 31,000
East Baton Rouge, Louisiana 5 $ 785,000 $ 157,000 $ 56,000
Dona Ana, New Mexico 5 $ 1,425,000 $ 285,000 $ 73,000
Sandoval, New Mexico 5 $ 1,255,000 $ 251,000 $ 76,000
Forsyth, North Carolina 5 $ 1,265,000 $ 253,000 $ 63,000
Guilford, North Carolina 5 $ 1,275,000 $ 255,000 $ 62,000
Harnett, North Carolina 5 $ 1,155,000 $ 231,000 $ 131,000
Rowan, North Carolina 5 $ 1,095,000 $ 219,000 $ 78,000
Greene, Ohio 5 $ 1,555,000 $ 311,000 $ 114,000
Montgomery, Ohio 5 $ 1,175,000 $ 235,000 $ 149,000
Dauphin, Pennsylvania 5 $ 1,005,000 $ 201,000 $ 78,000
York, Pennsylvania 5 $ 1,765,000 $ 353,000 $ 107,000
Davidson, Tennessee 5 $ 1,785,000 $ 357,000 $ 77,000
Harris, Texas 5 $ 1,475,000 $ 295,000 $ 130,000
Newport News, Virginia 5 $ 1,835,000 $ 367,000 $ 91,000
Montgomery, Alabama 4 $ 790,000 $ 197,500 $ 81,000
Yuma, Arizona 4 $ 1,450,000 $ 362,500 $ 83,000
Pulaski, Arkansas 4 $ 990,000 $ 247,500 $ 95,000
Broward, Florida 4 $ 1,720,000 $ 430,000 $ 113,000
Escambia, Florida 4 $ 1,220,000 $ 305,000 $ 96,000
Miami-Dade, Florida 4 $ 1,230,000 $ 307,500 $ 61,000
Okaloosa, Florida 4 $ 1,470,000 $ 367,500 $ 80,000
Pinellas, Florida 4 $ 1,060,000 $ 265,000 $ 63,000
Cobb, Georgia 4 $ 1,190,000 $ 297,500 $ 131,000
Houston, Georgia 4 $ 1,070,000 $ 267,500 $ 78,000
Muscogee, Georgia 4 $ 920,000 $ 230,000 $ 92,000
Paulding, Georgia 4 $ 1,090,000 $ 272,500 $ 85,000
Bannock, Idaho 4 $ 1,520,000 $ 380,000 $ 139,000
Lake, Indiana 4 $ 1,150,000 $ 287,500 $ 73,000
Boone, Kentucky 4 $ 890,000 $ 222,500 $ 57,000
Harford, Maryland 4 $ 1,580,000 $ 395,000 $ 103,000
Allegan, Michigan 4 $ 1,360,000 $ 340,000 $ 102,000
Oakland, Michigan 4 $ 1,500,000 $ 375,000 $ 108,000
Burlington, New Jersey 4 $ 1,080,000 $ 270,000 $ 76,000
Ocean, New Jersey 4 $ 1,310,000 $ 327,500 $ 121,000
Bernalillo, New Mexico 4 $ 1,050,000 $ 262,500 $ 92,000
Valencia, New Mexico 4 $ 1,150,000 $ 287,500 $ 59,000
Johnston, North Carolina 4 $ 1,170,000 $ 292,500 $ 108,000
Cuyahoga, Ohio 4 $ 790,000 $ 197,500 $ 68,000
Hamilton, Ohio 4 $ 1,010,000 $ 252,500 $ 68,000
Summit, Ohio 4 $ 1,000,000 $ 250,000 $ 85,000
Bucks, Pennsylvania 4 $ 1,410,000 $ 352,500 $ 108,000
Anderson, South Carolina 4 $ 1,070,000 $ 267,500 $ 106,000
Spartanburg, South Carolina 4 $ 1,010,000 $ 252,500 $ 63,000
Wilson, Tennessee 4 $ 1,790,000 $ 447,500 $ 87,000
Tarrant, Texas 4 $ 1,930,000 $ 482,500 $ 159,000
Chesapeake, Virginia 4 $ 1,070,000 $ 267,500 $ 57,000
Norfolk, Virginia 4 $ 1,130,000 $ 282,500 $ 91,000
Suffolk, Virginia 4 $ 1,310,000 $ 327,500 $ 109,000
Shelby, Alabama 3 $ 855,000 $ 285,000 $ 102,000
Baxter, Arkansas 3 $ 595,000 $ 198,333 $ 52,000
Garland, Arkansas 3 $ 775,000 $ 258,333 $ 55,000
Saline, Arkansas 3 $ 1,035,000 $ 345,000 $ 69,000
Contra Costa, California 3 $ 2,055,000 $ 685,000 $ 122,000
San Joaquin, California 3 $ 1,565,000 $ 521,666 $ 133,000
Stanislaus, California 3 $ 835,000 $ 278,333 $ 78,000
Mesa, Colorado 3 $ 985,000 $ 328,333 $ 66,000
Bay, Florida 3 $ 615,000 $ 205,000 $ 43,000
Lee, Florida 3 $ 815,000 $ 271,666 $ 86,000
Leon, Florida 3 $ 845,000 $ 281,666 $ 69,000
Santa Rosa, Florida 3 $ 1,165,000 $ 388,333 $ 144,000
Seminole, Florida 3 $ 785,000 $ 261,666 $ 86,000
St. Johns, Florida 3 $ 805,000 $ 268,333 $ 87,000
Bibb, Georgia 3 $ 765,000 $ 255,000 $ 67,000
Coweta, Georgia 3 $ 1,215,000 $ 405,000 $ 76,000
Gwinnett, Georgia 3 $ 975,000 $ 325,000 $ 76,000
Ada, Idaho 3 $ 1,525,000 $ 508,333 $ 104,000
Kootenai, Idaho 3 $ 1,225,000 $ 408,333 $ 85,000
Cook, Illinois 3 $ 705,000 $ 235,000 $ 164,000
Johnson, Indiana 3 $ 785,000 $ 261,666 $ 77,000
Hardin, Kentucky 3 $ 655,000 $ 218,333 $ 72,000
Kenton, Kentucky 3 $ 685,000 $ 228,333 $ 70,000
Jefferson, Louisiana 3 $ 645,000 $ 215,000 $ 84,000
Rapides, Louisiana 3 $ 495,000 $ 165,000 $ 43,000
Berrien, Michigan 3 $ 955,000 $ 318,333 $ 153,000
Genesee, Michigan 3 $ 725,000 $ 241,666 $ 78,000
Yellowstone, Montana 3 $ 1,065,000 $ 355,000 $ 123,000
Douglas, Nebraska 3 $ 945,000 $ 315,000 $ 106,000
Lancaster, Nebraska 3 $ 715,000 $ 238,333 $ 100,000
Lyon, Nevada 3 $ 525,000 $ 175,000 $ 106,000
Nye, Nevada 3 $ 755,000 $ 251,666 $ 70,000
Middlesex, New Jersey 3 $ 1,225,000 $ 408,333 $ 108,000
Buncombe, North Carolina 3 $ 1,255,000 $ 418,333 $ 109,000
Catawba, North Carolina 3 $ 1,015,000 $ 338,333 $ 66,000
Cleveland, North Carolina 3 $ 715,000 $ 238,333 $ 58,000
Craven, North Carolina 3 $ 565,000 $ 188,333 $ 63,000
Durham, North Carolina 3 $ 835,000 $ 278,333 $ 65,000
Gaston, North Carolina 3 $ 985,000 $ 328,333 $ 88,000
Lee, North Carolina 3 $ 785,000 $ 261,666 $ 72,000
Nash, North Carolina 3 $ 1,255,000 $ 418,333 $ 147,000
Robeson, North Carolina 3 $ 775,000 $ 258,333 $ 104,000
Union, North Carolina 3 $ 1,325,000 $ 441,666 $ 71,000
Lake, Ohio 3 $ 725,000 $ 241,666 $ 72,000
Stark, Ohio 3 $ 675,000 $ 225,000 $ 81,000
Delaware, Pennsylvania 3 $ 505,000 $ 168,333 $ 66,000
Franklin, Pennsylvania 3 $ 1,525,000 $ 508,333 $ 265,000
Montgomery, Pennsylvania 3 $ 1,165,000 $ 388,333 $ 115,000
Charleston, South Carolina 3 $ 1,285,000 $ 428,333 $ 95,000
Greenville, South Carolina 3 $ 1,065,000 $ 355,000 $ 131,000
Horry, South Carolina 3 $ 865,000 $ 288,333 $ 96,000
Knox, Tennessee 3 $ 1,315,000 $ 438,333 $ 85,000
Dallas, Texas 3 $ 925,000 $ 308,333 $ 0
Frederick, Virginia 3 $ 1,255,000 $ 418,333 $ 104,000
Gloucester, Virginia 3 $ 755,000 $ 251,666 $ 89,000
Loudoun, Virginia 3 $ 1,895,000 $ 631,666 $ 147,000
Portsmouth, Virginia 3 $ 635,000 $ 211,666 $ 0
Dane, Wisconsin 3 $ 835,000 $ 278,333 $ 67,000
Marathon, Wisconsin 3 $ 835,000 $ 278,333 $ 47,000
Washington, Wisconsin 3 $ 765,000 $ 255,000 $ 60,000
Waukesha, Wisconsin 3 $ 1,115,000 $ 371,666 $ 80,000
Autauga, Alabama 2 $ 570,000 $ 285,000 $ 141,000
Baldwin, Alabama 2 $ 660,000 $ 330,000 $ 74,000
Houston, Alabama 2 $ 530,000 $ 265,000 $ 73,000
Limestone, Alabama 2 $ 400,000 $ 200,000 $ 66,000
Mobile, Alabama 2 $ 440,000 $ 220,000 $ 74,000
Santa Cruz, Arizona 2 $ 590,000 $ 295,000 $ 120,000
Benton, Arkansas 2 $ 550,000 $ 275,000 $ 105,000
Amador, California 2 $ 660,000 $ 330,000 $ 78,000
Kings, California 2 $ 600,000 $ 300,000 $ 90,000
Merced, California 2 $ 480,000 $ 240,000 $ 89,000
Orange, California 2 $ 1,260,000 $ 630,000 $ 160,000
Santa Barbara, California 2 $ 1,240,000 $ 620,000 $ 153,000
Yuba, California 2 $ 650,000 $ 325,000 $ 70,000
Clear Creek, Colorado 2 $ 630,000 $ 315,000 $ 106,000
Denver, Colorado 2 $ 930,000 $ 465,000 $ 125,000
Larimer, Colorado 2 $ 1,000,000 $ 500,000 $ 87,000
Park, Colorado 2 $ 900,000 $ 450,000 $ 115,000
Rio Grande, Colorado 2 $ 630,000 $ 315,000 $ 56,000
Weld, Colorado 2 $ 720,000 $ 360,000 $ 103,000
Indian River, Florida 2 $ 630,000 $ 315,000 $ 62,000
Manatee, Florida 2 $ 1,130,000 $ 565,000 $ 114,000
Sumter, Florida 2 $ 770,000 $ 385,000 $ 80,000
Catoosa, Georgia 2 $ 470,000 $ 235,000 $ 101,000
Cherokee, Georgia 2 $ 380,000 $ 190,000 $ 28,000
Lowndes, Georgia 2 $ 500,000 $ 250,000 $ 62,000
Telfair, Georgia 2 $ 420,000 $ 210,000 $ 69,000
Nez Perce, Idaho 2 $ 740,000 $ 370,000 $ 76,000
Allen, Indiana 2 $ 390,000 $ 195,000 $ 44,000
Hendricks, Indiana 2 $ 630,000 $ 315,000 $ 38,000
LaPorte, Indiana 2 $ 330,000 $ 165,000 $ 65,000
Marshall, Indiana 2 $ 470,000 $ 235,000 $ 129,000
Allen, Kentucky 2 $ 490,000 $ 245,000 $ 70,000
Boyd, Kentucky 2 $ 380,000 $ 190,000 $ 88,000
Robertson, Kentucky 2 $ 410,000 $ 205,000 $ 86,000
Bossier, Louisiana 2 $ 370,000 $ 185,000 $ 51,000
Calcasieu, Louisiana 2 $ 620,000 $ 310,000 $ 136,000
Orleans, Louisiana 2 $ 570,000 $ 285,000 $ 75,000
St. Landry, Louisiana 2 $ 450,000 $ 225,000 $ 79,000
Calvert, Maryland 2 $ 590,000 $ 295,000 $ 98,000
St. Mary's, Maryland 2 $ 620,000 $ 310,000 $ 77,000
Calhoun, Michigan 2 $ 330,000 $ 165,000 $ 64,000
Kent, Michigan 2 $ 410,000 $ 205,000 $ 54,000
Muskegon, Michigan 2 $ 640,000 $ 320,000 $ 66,000
St. Clair, Michigan 2 $ 550,000 $ 275,000 $ 72,000
Tuscola, Michigan 2 $ 290,000 $ 145,000 $ 71,000
Van Buren, Michigan 2 $ 530,000 $ 265,000 $ 101,000
Cascade, Montana 2 $ 490,000 $ 245,000 $ 111,000
Lewis and Clark, Montana 2 $ 1,000,000 $ 500,000 $ 82,000
Missoula, Montana 2 $ 1,280,000 $ 640,000 $ 0
Ravalli, Montana 2 $ 630,000 $ 315,000 $ 74,000
Cass, Nebraska 2 $ 670,000 $ 335,000 $ 85,000
Washoe, Nevada 2 $ 830,000 $ 415,000 $ 85,000
Cumberland, New Jersey 2 $ 430,000 $ 215,000 $ 58,000
Mercer, New Jersey 2 $ 440,000 $ 220,000 $ 72,000
Warren, New Jersey 2 $ 630,000 $ 315,000 $ 60,000
Alamance, North Carolina 2 $ 620,000 $ 310,000 $ 89,000
Alexander, North Carolina 2 $ 520,000 $ 260,000 $ 49,000
Cabarrus, North Carolina 2 $ 870,000 $ 435,000 $ 116,000
Franklin, North Carolina 2 $ 620,000 $ 310,000 $ 66,000
Mitchell, North Carolina 2 $ 450,000 $ 225,000 $ 84,000
Moore, North Carolina 2 $ 650,000 $ 325,000 $ 72,000
Pitt, North Carolina 2 $ 530,000 $ 265,000 $ 95,000
Randolph, North Carolina 2 $ 550,000 $ 275,000 $ 65,000
Sampson, North Carolina 2 $ 320,000 $ 160,000 $ 130,000
Wayne, North Carolina 2 $ 510,000 $ 255,000 $ 64,000
Clark, Ohio 2 $ 630,000 $ 315,000 $ 111,000
Clermont, Ohio 2 $ 570,000 $ 285,000 $ 90,000
Delaware, Ohio 2 $ 470,000 $ 235,000 $ 48,000
Erie, Ohio 2 $ 600,000 $ 300,000 $ 111,000
Licking, Ohio 2 $ 600,000 $ 300,000 $ 97,000
Lorain, Ohio 2 $ 260,000 $ 130,000 $ 79,000
Richland, Ohio 2 $ 460,000 $ 230,000 $ 81,000
Sandusky, Ohio 2 $ 340,000 $ 170,000 $ 41,000
Oklahoma, Oklahoma 2 $ 320,000 $ 160,000 $ 49,000
Jackson, Oregon 2 $ 650,000 $ 325,000 $ 75,000
Lane, Oregon 2 $ 720,000 $ 360,000 $ 60,000
Marion, Oregon 2 $ 580,000 $ 290,000 $ 42,000
Allegheny, Pennsylvania 2 $ 470,000 $ 235,000 $ 78,000
Berks, Pennsylvania 2 $ 690,000 $ 345,000 $ 134,000
Cumberland, Pennsylvania 2 $ 630,000 $ 315,000 $ 81,000
Erie, Pennsylvania 2 $ 330,000 $ 165,000 $ 83,000
Lebanon, Pennsylvania 2 $ 570,000 $ 285,000 $ 97,000
Luzerne, Pennsylvania 2 $ 340,000 $ 170,000 $ 62,000
Northampton, Pennsylvania 2 $ 910,000 $ 455,000 $ 0
Westmoreland, Pennsylvania 2 $ 440,000 $ 220,000 $ 118,000
Beaufort, South Carolina 2 $ 1,220,000 $ 610,000 $ 100,000
Lexington, South Carolina 2 $ 450,000 $ 225,000 $ 95,000
Blount, Tennessee 2 $ 490,000 $ 245,000 $ 43,000
Campbell, Tennessee 2 $ 340,000 $ 170,000 $ 36,000
Loudon, Tennessee 2 $ 270,000 $ 135,000 $ 35,000
Perry, Tennessee 2 $ 300,000 $ 150,000 $ 94,000
Rutherford, Tennessee 2 $ 560,000 $ 280,000 $ 75,000
Sullivan, Tennessee 2 $ 350,000 $ 175,000 $ 86,000
Bexar, Texas 2 $ 550,000 $ 275,000 $ 78,000
Fort Bend, Texas 2 $ 620,000 $ 310,000 $ 125,000
Tom Green, Texas 2 $ 620,000 $ 310,000 $ 0
Franklin, Virginia 2 $ 580,000 $ 290,000 $ 74,000
Prince George, Virginia 2 $ 550,000 $ 275,000 $ 75,000
Richmond City, Virginia 2 $ 500,000 $ 250,000 $ 127,000
Rockingham, Virginia 2 $ 490,000 $ 245,000 $ 70,000
Stafford, Virginia 2 $ 1,270,000 $ 635,000 $ 221,000
Kenosha, Wisconsin 2 $ 380,000 $ 190,000 $ 0
Racine, Wisconsin 2 $ 440,000 $ 220,000 $ 64,000
St. Croix, Wisconsin 2 $ 630,000 $ 315,000 $ 59,000
Covington, Alabama 1 $ 255,000 $ 255,000 $ 57,000
Marshall, Alabama 1 $ 305,000 $ 305,000 $ 78,000
St. Clair, Alabama 1 $ 695,000 $ 695,000 $ 127,000
Talladega, Alabama 1 $ 355,000 $ 355,000 $ 0
Walker, Alabama 1 $ 175,000 $ 175,000 $ 58,000
Gila, Arizona 1 $ 265,000 $ 265,000 $ 66,000
Navajo, Arizona 1 $ 235,000 $ 235,000 $ 89,000
Boone, Arkansas 1 $ 325,000 $ 325,000 $ 0
Craighead, Arkansas 1 $ 235,000 $ 235,000 $ 81,000
Faulkner, Arkansas 1 $ 185,000 $ 185,000 $ 51,000
Hot Spring, Arkansas 1 $ 245,000 $ 245,000 $ 68,000
Lonoke, Arkansas 1 $ 255,000 $ 255,000 $ 54,000
Miller, Arkansas 1 $ 115,000 $ 115,000 $ 44,000
Sebastian, Arkansas 1 $ 195,000 $ 195,000 $ 0
Washington, Arkansas 1 $ 175,000 $ 175,000 $ 60,000
White, Arkansas 1 $ 185,000 $ 185,000 $ 77,000
Alameda, California 1 $ 385,000 $ 385,000 $ 31,000
Butte, California 1 $ 325,000 $ 325,000 $ 0
Calaveras, California 1 $ 395,000 $ 395,000 $ 89,000
El Dorado, California 1 $ 675,000 $ 675,000 $ 548,000
Imperial, California 1 $ 405,000 $ 405,000 $ 80,000
Madera, California 1 $ 245,000 $ 245,000 $ 39,000
Monterey, California 1 $ 805,000 $ 805,000 $ 137,000
Nevada, California 1 $ 335,000 $ 335,000 $ 80,000
Placer, California 1 $ 225,000 $ 225,000 $ 43,000
San Francisco, California 1 $ 1,285,000 $ 1,285,000 $ 115,000
San Luis Obispo, California 1 $ 505,000 $ 505,000 $ 68,000
Sonoma, California 1 $ 555,000 $ 555,000 $ 148,000
Tulare, California 1 $ 225,000 $ 225,000 $ 67,000
Tuolumne, California 1 $ 495,000 $ 495,000 $ 98,000
Adams, Colorado 1 $ 375,000 $ 375,000 $ 95,000
Alamosa, Colorado 1 $ 505,000 $ 505,000 $ 107,000
Boulder, Colorado 1 $ 235,000 $ 235,000 $ 43,000
Delta, Colorado 1 $ 415,000 $ 415,000 $ 64,000
Logan, Colorado 1 $ 205,000 $ 205,000 $ 36,000
Montrose, Colorado 1 $ 295,000 $ 295,000 $ 48,000
Teller, Colorado 1 $ 645,000 $ 645,000 $ 167,000
Alachua, Florida 1 $ 375,000 $ 375,000 $ 102,000
Charlotte, Florida 1 $ 275,000 $ 275,000 $ 56,000
Collier, Florida 1 $ 415,000 $ 415,000 $ 108,000
Gadsden, Florida 1 $ 255,000 $ 255,000 $ 59,000
Hernando, Florida 1 $ 265,000 $ 265,000 $ 43,000
Highlands, Florida 1 $ 295,000 $ 295,000 $ 67,000
Holmes, Florida 1 $ 195,000 $ 195,000 $ 118,000
St. Lucie, Florida 1 $ 345,000 $ 345,000 $ 57,000
Suwannee, Florida 1 $ 255,000 $ 255,000 $ 54,000
Baldwin, Georgia 1 $ 305,000 $ 305,000 $ 72,000
Bartow, Georgia 1 $ 335,000 $ 335,000 $ 142,000
Bulloch, Georgia 1 $ 165,000 $ 165,000 $ 79,000
Camden, Georgia 1 $ 475,000 $ 475,000 $ 93,000
Carroll, Georgia 1 $ 135,000 $ 135,000 $ 60,000
Fayette, Georgia 1 $ 465,000 $ 465,000 $ 157,000
Floyd, Georgia 1 $ 225,000 $ 225,000 $ 68,000
Forsyth, Georgia 1 $ 545,000 $ 545,000 $ 0
Harris, Georgia 1 $ 265,000 $ 265,000 $ 84,000
Lamar, Georgia 1 $ 305,000 $ 305,000 $ 64,000
Laurens, Georgia 1 $ 255,000 $ 255,000 $ 72,000
Murray, Georgia 1 $ 155,000 $ 155,000 $ 99,000
Newton, Georgia 1 $ 165,000 $ 165,000 $ 30,000
Oconee, Georgia 1 $ 355,000 $ 355,000 $ 62,000
Peach, Georgia 1 $ 245,000 $ 245,000 $ 91,000
Rockdale, Georgia 1 $ 475,000 $ 475,000 $ 99,000
Spalding, Georgia 1 $ 305,000 $ 305,000 $ 58,000
Troup, Georgia 1 $ 275,000 $ 275,000 $ 80,000
Walton, Georgia 1 $ 425,000 $ 425,000 $ 105,000
Ware, Georgia 1 $ 265,000 $ 265,000 $ 84,000
Washington, Georgia 1 $ 225,000 $ 225,000 $ 0
Wilkes, Georgia 1 $ 175,000 $ 175,000 $ 91,000
Worth, Georgia 1 $ 135,000 $ 135,000 $ 29,000
Hawaii, Hawaii 1 $ 305,000 $ 305,000 $ 50,000
Kauai, Hawaii 1 $ 715,000 $ 715,000 $ 175,000
Bingham, Idaho 1 $ 255,000 $ 255,000 $ 81,000
Bonner, Idaho 1 $ 235,000 $ 235,000 $ 68,000
Bonneville, Idaho 1 $ 395,000 $ 395,000 $ 153,000
Canyon, Idaho 1 $ 495,000 $ 495,000 $ 107,000
Gem, Idaho 1 $ 405,000 $ 405,000 $ 80,000
Latah, Idaho 1 $ 435,000 $ 435,000 $ 78,000
Owyhee, Idaho 1 $ 305,000 $ 305,000 $ 105,000
Washington, Idaho 1 $ 415,000 $ 415,000 $ 98,000
Madison, Illinois 1 $ 455,000 $ 455,000 $ 0
Adams, Indiana 1 $ 225,000 $ 225,000 $ 70,000
Clinton, Indiana 1 $ 165,000 $ 165,000 $ 54,000
Dearborn, Indiana 1 $ 635,000 $ 635,000 $ 184,000
Delaware, Indiana 1 $ 185,000 $ 185,000 $ 74,000
Dubois, Indiana 1 $ 215,000 $ 215,000 $ 79,000
Kosciusko, Indiana 1 $ 135,000 $ 135,000 $ 117,000
Lawrence, Indiana 1 $ 275,000 $ 275,000 $ 70,000
Montgomery, Indiana 1 $ 225,000 $ 225,000 $ 72,000
Morgan, Indiana 1 $ 195,000 $ 195,000 $ 40,000
Noble, Indiana 1 $ 155,000 $ 155,000 $ 104,000
Orange, Indiana 1 $ 185,000 $ 185,000 $ 50,000
Porter, Indiana 1 $ 205,000 $ 205,000 $ 0
Vanderburgh, Indiana 1 $ 165,000 $ 165,000 $ 23,000
Vigo, Indiana 1 $ 215,000 $ 215,000 $ 73,000
Wabash, Indiana 1 $ 135,000 $ 135,000 $ 46,000
Bell, Kentucky 1 $ 225,000 $ 225,000 $ 0
Butler, Kentucky 1 $ 215,000 $ 215,000 $ 36,000
Calloway, Kentucky 1 $ 195,000 $ 195,000 $ 37,000
Christian, Kentucky 1 $ 225,000 $ 225,000 $ 77,000
Hopkins, Kentucky 1 $ 215,000 $ 215,000 $ 96,000
Laurel, Kentucky 1 $ 155,000 $ 155,000 $ 63,000
Lincoln, Kentucky 1 $ 195,000 $ 195,000 $ 18,000
Muhlenberg, Kentucky 1 $ 165,000 $ 165,000 $ 38,000
Ascension, Louisiana 1 $ 455,000 $ 455,000 $ 106,000
Caddo, Louisiana 1 $ 205,000 $ 205,000 $ 79,000
Tangipahoa, Louisiana 1 $ 235,000 $ 235,000 $ 61,000
Vernon, Louisiana 1 $ 165,000 $ 165,000 $ 34,000
Washington, Louisiana 1 $ 125,000 $ 125,000 $ 75,000
West Baton Rouge, Louisiana 1 $ 275,000 $ 275,000 $ 106,000
Baltimore City, Maryland 1 $ 135,000 $ 135,000 $ 71,000
Cecil, Maryland 1 $ 385,000 $ 385,000 $ 147,000
Dorchester, Maryland 1 $ 175,000 $ 175,000 $ 52,000
Somerset, Maryland 1 $ 615,000 $ 615,000 $ 88,000
Washington, Maryland 1 $ 175,000 $ 175,000 $ 0
Worcester, Maryland 1 $ 405,000 $ 405,000 $ 185,000
Barry, Michigan 1 $ 195,000 $ 195,000 $ 43,000
Cass, Michigan 1 $ 805,000 $ 805,000 $ 124,000
Clinton, Michigan 1 $ 325,000 $ 325,000 $ 93,000
Hillsdale, Michigan 1 $ 245,000 $ 245,000 $ 103,000
Jackson, Michigan 1 $ 225,000 $ 225,000 $ 64,000
Midland, Michigan 1 $ 125,000 $ 125,000 $ 71,000
Monroe, Michigan 1 $ 165,000 $ 165,000 $ 84,000
Montcalm, Michigan 1 $ 135,000 $ 135,000 $ 39,000
Oscoda, Michigan 1 $ 355,000 $ 355,000 $ 63,000
Ottawa, Michigan 1 $ 215,000 $ 215,000 $ 103,000
Saginaw, Michigan 1 $ 355,000 $ 355,000 $ 87,000
St. Joseph, Michigan 1 $ 215,000 $ 215,000 $ 77,000
Flathead, Montana 1 $ 775,000 $ 775,000 $ 139,000
Jefferson, Montana 1 $ 335,000 $ 335,000 $ 67,000
Lake, Montana 1 $ 505,000 $ 505,000 $ 89,000
Adams, Nebraska 1 $ 375,000 $ 375,000 $ 82,000
Howard, Nebraska 1 $ 365,000 $ 365,000 $ 102,000
Seward, Nebraska 1 $ 215,000 $ 215,000 $ 86,000
Carson City, Nevada 1 $ 285,000 $ 285,000 $ 86,000
Churchill, Nevada 1 $ 285,000 $ 285,000 $ 0
Essex, New Jersey 1 $ 345,000 $ 345,000 $ 168,000
Union, New Jersey 1 $ 355,000 $ 355,000 $ 75,000
Chaves, New Mexico 1 $ 175,000 $ 175,000 $ 0
Curry, New Mexico 1 $ 225,000 $ 225,000 $ 57,000
Eddy, New Mexico 1 $ 135,000 $ 135,000 $ 31,000
McKinley, New Mexico 1 $ 165,000 $ 165,000 $ 75,000
Roosevelt, New Mexico 1 $ 235,000 $ 235,000 $ 84,000
San Juan, New Mexico 1 $ 345,000 $ 345,000 $ 58,000
Santa Fe, New Mexico 1 $ 615,000 $ 615,000 $ 129,000
Burke, North Carolina 1 $ 155,000 $ 155,000 $ 25,000
Caldwell, North Carolina 1 $ 455,000 $ 455,000 $ 96,000
Carteret, North Carolina 1 $ 535,000 $ 535,000 $ 207,000
Columbus, North Carolina 1 $ 285,000 $ 285,000 $ 92,000
Currituck, North Carolina 1 $ 305,000 $ 305,000 $ 84,000
Davidson, North Carolina 1 $ 185,000 $ 185,000 $ 36,000
Edgecombe, North Carolina 1 $ 125,000 $ 125,000 $ 0
Gates, North Carolina 1 $ 265,000 $ 265,000 $ 0
Graham, North Carolina 1 $ 305,000 $ 305,000 $ 93,000
Granville, North Carolina 1 $ 455,000 $ 455,000 $ 119,000
Iredell, North Carolina 1 $ 375,000 $ 375,000 $ 66,000
Jackson, North Carolina 1 $ 235,000 $ 235,000 $ 100,000
Lincoln, North Carolina 1 $ 185,000 $ 185,000 $ 47,000
Macon, North Carolina 1 $ 335,000 $ 335,000 $ 0
New Hanover, North Carolina 1 $ 285,000 $ 285,000 $ 64,000
Pamlico, North Carolina 1 $ 325,000 $ 325,000 $ 99,000
Pasquotank, North Carolina 1 $ 185,000 $ 185,000 $ 49,000
Pender, North Carolina 1 $ 265,000 $ 265,000 $ 0
Perquimans, North Carolina 1 $ 245,000 $ 245,000 $ 66,000
Rockingham, North Carolina 1 $ 125,000 $ 125,000 $ 37,000
Stanly, North Carolina 1 $ 235,000 $ 235,000 $ 62,000
Transylvania, North Carolina 1 $ 265,000 $ 265,000 $ 52,000
Watauga, North Carolina 1 $ 345,000 $ 345,000 $ 103,000
Wilkes, North Carolina 1 $ 155,000 $ 155,000 $ 54,000
Wilson, North Carolina 1 $ 385,000 $ 385,000 $ 117,000
Adams, Ohio 1 $ 185,000 $ 185,000 $ 45,000
Brown, Ohio 1 $ 285,000 $ 285,000 $ 135,000
Butler, Ohio 1 $ 185,000 $ 185,000 $ 0
Darke, Ohio 1 $ 185,000 $ 185,000 $ 39,000
Huron, Ohio 1 $ 145,000 $ 145,000 $ 85,000
Lucas, Ohio 1 $ 245,000 $ 245,000 $ 119,000
Marion, Ohio 1 $ 155,000 $ 155,000 $ 68,000
Miami, Ohio 1 $ 365,000 $ 365,000 $ 110,000
Muskingum, Ohio 1 $ 175,000 $ 175,000 $ 38,000
Perry, Ohio 1 $ 255,000 $ 255,000 $ 103,000
Pickaway, Ohio 1 $ 255,000 $ 255,000 $ 69,000
Putnam, Ohio 1 $ 155,000 $ 155,000 $ 59,000
Warren, Ohio 1 $ 795,000 $ 795,000 $ 348,000
Tulsa, Oklahoma 1 $ 135,000 $ 135,000 $ 42,000
Columbia, Oregon 1 $ 465,000 $ 465,000 $ 116,000
Douglas, Oregon 1 $ 305,000 $ 305,000 $ 119,000
Multnomah, Oregon 1 $ 305,000 $ 305,000 $ 143,000
Polk, Oregon 1 $ 325,000 $ 325,000 $ 74,000
Chester, Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Huntingdon, Pennsylvania 1 $ 285,000 $ 285,000 $ 74,000
Lackawanna, Pennsylvania 1 $ 175,000 $ 175,000 $ 95,000
Lawrence, Pennsylvania 1 $ 115,000 $ 115,000 $ 86,000
Lehigh, Pennsylvania 1 $ 445,000 $ 445,000 $ 129,000
Lycoming, Pennsylvania 1 $ 235,000 $ 235,000 $ 67,000
Mercer, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Monroe, Pennsylvania 1 $ 215,000 $ 215,000 $ 69,000
Montour, Pennsylvania 1 $ 225,000 $ 225,000 $ 82,000
Northumberland, Pennsylvania 1 $ 185,000 $ 185,000 $ 53,000
Schuylkill, Pennsylvania 1 $ 145,000 $ 145,000 $ 104,000
Wyoming, Pennsylvania 1 $ 265,000 $ 265,000 $ 81,000
Aiken, South Carolina 1 $ 385,000 $ 385,000 $ 0
Colleton, South Carolina 1 $ 195,000 $ 195,000 $ 68,000
Darlington, South Carolina 1 $ 205,000 $ 205,000 $ 69,000
Greenwood, South Carolina 1 $ 225,000 $ 225,000 $ 0
Jasper, South Carolina 1 $ 315,000 $ 315,000 $ 101,000
Kershaw, South Carolina 1 $ 295,000 $ 295,000 $ 165,000
Lancaster, South Carolina 1 $ 185,000 $ 185,000 $ 162,000
Oconee, South Carolina 1 $ 155,000 $ 155,000 $ 33,000
York, South Carolina 1 $ 485,000 $ 485,000 $ 349,000
Anderson, Tennessee 1 $ 185,000 $ 185,000 $ 56,000
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,383 $440,615,000 $318,000 $1,625,000 $87,000 $397,000
Home Purchase 132 $47,200,000 $357,000 $875,000 $122,000 $548,000
Refinancing 130 $41,920,000 $322,000 $905,000 $92,000 $130,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 934 $300,810,000 $322,000 $1,625,000 $91,000 $548,000
Black or African American 542 $166,950,000 $308,000 $905,000 $87,000 $349,000
Hispanic 123 $42,145,000 $342,000 $725,000 $90,000 $199,000
Asian 24 $10,500,000 $437,000 $1,285,000 $98,000 $183,000
Native Hawaiian or Other Pacific Islander 13 $6,645,000 $511,000 $1,075,000 $98,000 $175,000
American Indian or Alaskan Native 6 $1,700,000 $283,000 $545,000 $85,000 $123,000
Not Provided 3 $985,000 $328,000 $465,000 $139,000 $202,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,553 $503,115,000 $323,000 $1,625,000 $89,000 $397,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 92 $26,620,000 $289,000 $755,000 $108,000 $548,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 997 $320,985,000 $321,000 $1,225,000 $91,000 $548,000
Application Withdrawn By Applicant 356 $118,280,000 $332,000 $1,625,000 $89,000 $397,000
Application Denied By Financial Institution 271 $81,765,000 $301,000 $1,285,000 $84,000 $289,000
File Closed For Incompleteness 21 $8,705,000 $414,000 $955,000 $117,000 $348,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,374 $447,970,000 $326,000 $1,625,000 $91,000 $548,000
Other 169 $48,495,000 $286,000 $995,000 $90,000 $289,000
Debt-To-Income Ratio 43 $14,805,000 $344,000 $645,000 $64,000 $171,000
Credit History 42 $11,810,000 $281,000 $575,000 $86,000 $213,000
Employment History 10 $3,850,000 $385,000 $1,285,000 $67,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,530,000 $421,000 $655,000 $106,000 $222,000
Collateral 1 $275,000 $275,000 $275,000 $106,000 $106,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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