Clearpath Lending Mortgage Lending & HMDA Data, 2020
In 2020, Clearpath Lending of Irvine, CA reported 25,076 mortgage applications totaling $6.9 billion, up 98% from 2019. The average application was for $276,925, and applicants reported an average income of $798. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,193), Washington-Arlington-Alexandria, DC-VA-MD-WV (907) and Las Vegas-Henderson-Paradise, NV (880) (applications in parentheses).
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 25,076 |
| Total Mortgage Loan Application Amount | $6,944,180,000 |
| Average Mortgage Loan Application Amount | $276,925 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $798 |
| Highest Applicant Income | $745,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,907 | $ 452,285,000 | $ 237,170 | $ 970 |
| Phoenix-Mesa-Scottsdale, AZ | 1,193 | $ 308,235,000 | $ 258,369 | $ 2,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 907 | $ 380,935,000 | $ 419,994 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 880 | $ 255,730,000 | $ 290,602 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 687 | $ 186,445,000 | $ 271,390 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 645 | $ 215,475,000 | $ 334,069 | $ 2,000 |
| Atlanta-Sandy Springs-Roswell, GA | 591 | $ 150,235,000 | $ 254,204 | $ 0 |
| San Antonio-New Braunfels, TX | 578 | $ 152,870,000 | $ 264,480 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 465 | $ 125,015,000 | $ 268,849 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 441 | $ 114,745,000 | $ 260,192 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 394 | $ 100,820,000 | $ 255,888 | $ 0 |
| Dallas-Plano-Irving, TX | 371 | $ 109,035,000 | $ 293,894 | $ 0 |
| Colorado Springs, CO | 343 | $ 99,325,000 | $ 289,577 | $ 1,000 |
| Baltimore-Columbia-Towson, MD | 341 | $ 112,985,000 | $ 331,334 | $ 0 |
| San Diego-Carlsbad, CA | 335 | $ 154,865,000 | $ 462,283 | $ 0 |
| Tucson, AZ | 318 | $ 73,240,000 | $ 230,314 | $ 1,000 |
| Jacksonville, FL | 317 | $ 82,485,000 | $ 260,205 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 312 | $ 143,850,000 | $ 461,057 | $ 11,000 |
| Orlando-Kissimmee-Sanford, FL | 300 | $ 83,410,000 | $ 278,033 | $ 0 |
| Denver-Aurora-Lakewood, CO | 284 | $ 97,710,000 | $ 344,049 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 280 | $ 100,780,000 | $ 359,928 | $ 1,000 |
| Fayetteville, NC | 279 | $ 59,145,000 | $ 211,989 | $ 0 |
| Fort Worth-Arlington, TX | 265 | $ 70,315,000 | $ 265,339 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 254 | $ 70,020,000 | $ 275,669 | $ 1,000 |
| Indianapolis-Carmel-Anderson, IN | 247 | $ 57,665,000 | $ 233,461 | $ 0 |
| Charleston-North Charleston, SC | 244 | $ 64,190,000 | $ 263,073 | $ 0 |
| Chicago-Naperville, IL | 224 | $ 58,030,000 | $ 259,062 | $ 0 |
| Albuquerque, NM | 222 | $ 51,450,000 | $ 231,756 | $ 0 |
| Killeen-Temple, TX | 213 | $ 47,745,000 | $ 224,154 | $ 0 |
| Raleigh, NC | 207 | $ 54,385,000 | $ 262,729 | $ 0 |
| Columbia, SC | 206 | $ 47,970,000 | $ 232,864 | $ 0 |
| Richmond, VA | 206 | $ 54,380,000 | $ 263,980 | $ 0 |
| Austin-Round Rock, TX | 203 | $ 55,575,000 | $ 273,768 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 196 | $ 45,720,000 | $ 233,265 | $ 0 |
| Urban Honolulu, HI | 192 | $ 103,670,000 | $ 539,947 | $ 1,000 |
| Columbus, OH | 190 | $ 49,190,000 | $ 258,894 | $ 1,000 |
| Jacksonville, NC | 163 | $ 32,835,000 | $ 201,441 | $ 0 |
| Cincinnati, OH-KY-IN | 156 | $ 38,910,000 | $ 249,423 | $ 916 |
| Clarksville, TN-KY | 154 | $ 34,210,000 | $ 222,142 | $ 0 |
| Boise City, ID | 149 | $ 41,485,000 | $ 278,422 | $ 1,000 |
| Omaha-Council Bluffs, NE-IA | 144 | $ 34,580,000 | $ 240,138 | $ 4,000 |
| Pensacola-Ferry Pass-Brent, FL | 143 | $ 34,705,000 | $ 242,692 | $ 0 |
| Augusta-Richmond County, GA-SC | 141 | $ 33,445,000 | $ 237,198 | $ 0 |
| Reno, NV | 141 | $ 44,705,000 | $ 317,056 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 140 | $ 32,690,000 | $ 233,500 | $ 0 |
| Camden, NJ | 128 | $ 33,080,000 | $ 258,437 | $ 0 |
| El Paso, TX | 127 | $ 27,285,000 | $ 214,842 | $ 0 |
| Huntsville, AL | 122 | $ 31,120,000 | $ 255,081 | $ 1,000 |
| New York-Newark, NY | 120 | $ 36,710,000 | $ 305,916 | $ 1,000 |
| Milwaukee-Waukesha-West Allis, WI | 119 | $ 28,895,000 | $ 242,815 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 116 | $ 30,430,000 | $ 262,327 | $ 0 |
| Birmingham-Hoover, AL | 115 | $ 28,345,000 | $ 246,478 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 115 | $ 26,785,000 | $ 232,913 | $ 4,000 |
| Greenville-Anderson-Mauldin, SC | 111 | $ 26,315,000 | $ 237,072 | $ 0 |
| Bakersfield, CA | 110 | $ 26,590,000 | $ 241,727 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 110 | $ 30,970,000 | $ 281,545 | $ 1,000 |
| Palm Bay-Melbourne-Titusville, FL | 104 | $ 26,240,000 | $ 252,307 | $ 1,000 |
| Cape Coral-Fort Myers, FL | 103 | $ 27,535,000 | $ 267,330 | $ 1,000 |
| Cleveland-Elyria, OH | 103 | $ 22,935,000 | $ 222,669 | $ 0 |
| Memphis, TN-MS-AR | 98 | $ 23,780,000 | $ 242,653 | $ 989 |
| Oakland-Hayward-Berkeley, CA | 98 | $ 46,300,000 | $ 472,448 | $ 2,000 |
| Lake Havasu City-Kingman, AZ | 97 | $ 22,185,000 | $ 228,711 | $ 3,000 |
| Washington-Baltimore-Arlington, DC | 96 | $ 39,170,000 | $ 408,020 | $ 1,000 |
| Knoxville, TN | 94 | $ 23,690,000 | $ 252,021 | $ 1,000 |
| Montgomery County-Bucks County-Chester County, PA | 93 | $ 27,615,000 | $ 296,935 | $ 0 |
| Dayton-Springfield-Kettering, OH | 92 | $ 22,630,000 | $ 245,978 | $ 2,000 |
| Port St. Lucie, FL | 91 | $ 23,465,000 | $ 257,857 | $ 1,000 |
| Prescott Valley-Prescott, AZ | 91 | $ 21,455,000 | $ 235,769 | $ 7,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 90 | $ 27,670,000 | $ 307,444 | $ 0 |
| Lakeland-Winter Haven, FL | 89 | $ 21,945,000 | $ 246,573 | $ 0 |
| Fresno, CA | 88 | $ 22,470,000 | $ 255,340 | $ 1,000 |
| New Orleans-Metairie, LA | 85 | $ 21,165,000 | $ 249,000 | $ 1,000 |
| Savannah, GA | 81 | $ 19,575,000 | $ 241,666 | $ 0 |
| Vallejo-Fairfield, CA | 81 | $ 33,045,000 | $ 407,962 | $ 2,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 80 | $ 26,860,000 | $ 335,750 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 78 | $ 41,930,000 | $ 537,564 | $ 29,000 |
| Greensboro-High Point, NC | 77 | $ 17,165,000 | $ 222,922 | $ 0 |
| Baton Rouge, LA | 74 | $ 18,340,000 | $ 247,837 | $ 0 |
| Shreveport-Bossier City, LA | 74 | $ 17,110,000 | $ 231,216 | $ 0 |
| St. Louis, MO-IL | 72 | $ 16,700,000 | $ 231,944 | $ 2,000 |
| Ocala, FL | 71 | $ 16,265,000 | $ 229,084 | $ 0 |
| Stockton-Lodi, CA | 70 | $ 24,760,000 | $ 353,714 | $ 6,000 |
| Durham-Chapel Hill, NC | 69 | $ 17,255,000 | $ 250,072 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 68 | $ 14,020,000 | $ 206,176 | $ 0 |
| Philadelphia, PA | 68 | $ 16,640,000 | $ 244,705 | $ 0 |
| Greeley, CO | 67 | $ 21,235,000 | $ 316,940 | $ 4,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 67 | $ 16,125,000 | $ 240,671 | $ 0 |
| Winston-Salem, NC | 65 | $ 14,125,000 | $ 217,307 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 64 | $ 21,030,000 | $ 328,593 | $ 2,000 |
| Yuma, AZ | 63 | $ 13,085,000 | $ 207,698 | $ 0 |
| Modesto, CA | 59 | $ 16,475,000 | $ 279,237 | $ 0 |
| Gary, IN | 58 | $ 13,140,000 | $ 226,551 | $ 0 |
| Coeur D'Alene, ID | 57 | $ 16,275,000 | $ 285,526 | $ 0 |
| Columbus, GA-AL | 57 | $ 12,525,000 | $ 219,736 | $ 0 |
| Las Cruces, NM | 57 | $ 11,795,000 | $ 206,929 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 57 | $ 26,355,000 | $ 462,368 | $ 9,000 |
| Pittsburgh, PA | 57 | $ 14,485,000 | $ 254,122 | $ 0 |
| Asheville, NC | 56 | $ 13,200,000 | $ 235,714 | $ 3,000 |
| Newark, NJ-PA | 55 | $ 17,595,000 | $ 319,909 | $ 2,890 |
| Pueblo, CO | 55 | $ 12,495,000 | $ 227,181 | $ 2,000 |
| Chattanooga, TN-GA | 54 | $ 11,400,000 | $ 211,111 | $ 3,333 |
| Sierra Vista-Douglas, AZ | 54 | $ 11,710,000 | $ 216,851 | $ 0 |
| Warner Robins, GA | 54 | $ 12,450,000 | $ 230,555 | $ 0 |
| Visalia-Porterville, CA | 51 | $ 11,735,000 | $ 230,098 | $ 1,000 |
| Corpus Christi, TX | 50 | $ 12,750,000 | $ 255,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 48 | $ 10,850,000 | $ 226,041 | $ 0 |
| Sumter, SC | 48 | $ 9,200,000 | $ 191,666 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 47 | $ 20,065,000 | $ 426,914 | $ 2,000 |
| Santa Maria-Santa Barbara, CA | 47 | $ 19,405,000 | $ 412,872 | $ 0 |
| Wilmington, NC | 47 | $ 11,755,000 | $ 250,106 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 46 | $ 11,370,000 | $ 247,173 | $ 0 |
| Grand Rapids-Wyoming, MI | 46 | $ 9,730,000 | $ 211,521 | $ 0 |
| Lake County-Kenosha County, IL-WI | 45 | $ 10,215,000 | $ 227,000 | $ 0 |
| Montgomery, AL | 45 | $ 11,025,000 | $ 245,000 | $ 0 |
| Elgin, IL | 44 | $ 10,510,000 | $ 238,863 | $ 0 |
| Daphne-Fairhope-Foley, AL | 43 | $ 9,975,000 | $ 231,976 | $ 0 |
| Hanford-Corcoran, CA | 42 | $ 10,030,000 | $ 238,809 | $ 0 |
| New Bern, NC | 42 | $ 8,640,000 | $ 205,714 | $ 0 |
| Punta Gorda, FL | 42 | $ 9,730,000 | $ 231,666 | $ 0 |
| Roanoke, VA | 42 | $ 8,720,000 | $ 207,619 | $ 0 |
| Akron, OH | 41 | $ 9,415,000 | $ 229,634 | $ 0 |
| Harrisburg-Carlisle, PA | 41 | $ 9,815,000 | $ 239,390 | $ 1,000 |
| Yuba City, CA | 41 | $ 10,545,000 | $ 257,195 | $ 0 |
| Grand Junction, CO | 37 | $ 9,365,000 | $ 253,108 | $ 0 |
| Oklahoma City, OK | 36 | $ 7,380,000 | $ 205,000 | $ 0 |
| Flint, MI | 35 | $ 6,775,000 | $ 193,571 | $ 2,000 |
| Hickory-Lenoir-Morganton, NC | 35 | $ 7,975,000 | $ 227,857 | $ 0 |
| Redding, CA | 35 | $ 9,285,000 | $ 265,285 | $ 0 |
| Toledo, OH | 35 | $ 8,075,000 | $ 230,714 | $ 1,000 |
| York-Hanover, PA | 35 | $ 8,325,000 | $ 237,857 | $ 0 |
| Spartanburg, SC | 34 | $ 7,300,000 | $ 214,705 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 33 | $ 7,405,000 | $ 224,393 | $ 0 |
| Lincoln, NE | 33 | $ 7,205,000 | $ 218,333 | $ 0 |
| Merced, CA | 33 | $ 9,535,000 | $ 288,939 | $ 1,000 |
| California-Lexington Park, MD | 32 | $ 9,430,000 | $ 294,687 | $ 0 |
| Fort Collins, CO | 32 | $ 11,740,000 | $ 366,875 | $ 1,000 |
| Goldsboro, NC | 30 | $ 6,120,000 | $ 204,000 | $ 0 |
| Green Bay, WI | 30 | $ 6,450,000 | $ 215,000 | $ 1,000 |
| Hinesville, GA | 30 | $ 6,080,000 | $ 202,666 | $ 1,000 |
| Madison, WI | 30 | $ 8,660,000 | $ 288,666 | $ 0 |
| Mobile, AL | 30 | $ 5,680,000 | $ 189,333 | $ 0 |
| Panama City, FL | 30 | $ 7,380,000 | $ 246,000 | $ 2,000 |
| Carson City, NV | 29 | $ 9,035,000 | $ 311,551 | $ 0 |
| Louisville/Jefferson County, KY-IN | 28 | $ 6,030,000 | $ 215,357 | $ 0 |
| Charlottesville, VA | 27 | $ 8,205,000 | $ 303,888 | $ 2,000 |
| Lake Charles, LA | 27 | $ 5,915,000 | $ 219,074 | $ 0 |
| Racine, WI | 27 | $ 6,695,000 | $ 247,962 | $ 6,000 |
| Valdosta, GA | 27 | $ 5,705,000 | $ 211,296 | $ 0 |
| Great Falls, MT | 26 | $ 5,650,000 | $ 217,307 | $ 4,000 |
| The Villages, FL | 26 | $ 7,240,000 | $ 278,461 | $ 0 |
| Billings, MT | 25 | $ 6,225,000 | $ 249,000 | $ 0 |
| Brownsville-Harlingen, TX | 25 | $ 5,565,000 | $ 222,600 | $ 4,000 |
| El Centro, CA | 25 | $ 6,685,000 | $ 267,400 | $ 0 |
| McAllen-Edinburg-Mission, TX | 25 | $ 5,075,000 | $ 203,000 | $ 2,000 |
| Fort Wayne, IN | 24 | $ 5,500,000 | $ 229,166 | $ 3,000 |
| Hagerstown-Martinsburg, MD-WV | 24 | $ 6,020,000 | $ 250,833 | $ 0 |
| Lansing-East Lansing, MI | 24 | $ 4,540,000 | $ 189,166 | $ 0 |
| Muskegon, MI | 24 | $ 4,660,000 | $ 194,166 | $ 3,000 |
| Salinas, CA | 24 | $ 12,230,000 | $ 509,583 | $ 7,000 |
| Wilmington, DE-MD-NJ | 24 | $ 6,340,000 | $ 264,166 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 24 | $ 4,290,000 | $ 178,750 | $ 0 |
| Abilene, TX | 23 | $ 4,965,000 | $ 215,869 | $ 0 |
| Dothan, AL | 23 | $ 5,015,000 | $ 218,043 | $ 0 |
| Idaho Falls, ID | 23 | $ 5,295,000 | $ 230,217 | $ 4,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 13,055,000 | $ 567,608 | $ 0 |
| Santa Rosa, CA | 23 | $ 10,445,000 | $ 454,130 | $ 3,000 |
| Tallahassee, FL | 23 | $ 5,075,000 | $ 220,652 | $ 0 |
| Winchester, VA-WV | 23 | $ 6,915,000 | $ 300,652 | $ 0 |
| Amarillo, TX | 22 | $ 4,550,000 | $ 206,818 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 22 | $ 4,600,000 | $ 209,090 | $ 0 |
| Lafayette, LA | 22 | $ 5,170,000 | $ 235,000 | $ 0 |
| Lancaster, PA | 22 | $ 5,060,000 | $ 230,000 | $ 0 |
| Lubbock, TX | 22 | $ 4,850,000 | $ 220,454 | $ 0 |
| Macon-Bibb County, GA | 22 | $ 4,360,000 | $ 198,181 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 7,750,000 | $ 352,272 | $ 0 |
| Santa Fe, NM | 22 | $ 7,200,000 | $ 327,272 | $ 0 |
| Tulsa, OK | 22 | $ 4,780,000 | $ 217,272 | $ 0 |
| Reading, PA | 21 | $ 4,985,000 | $ 237,380 | $ 0 |
| Ann Arbor, MI | 20 | $ 5,530,000 | $ 276,500 | $ 4,000 |
| Canton-Massillon, OH | 20 | $ 4,880,000 | $ 244,000 | $ 0 |
| Johnson City, TN | 20 | $ 4,580,000 | $ 229,000 | $ 0 |
| Gainesville, GA | 19 | $ 5,185,000 | $ 272,894 | $ 0 |
| Lafayette-West Lafayette, IN | 19 | $ 4,945,000 | $ 260,263 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 4,715,000 | $ 248,157 | $ 0 |
| Salisbury, MD-DE | 19 | $ 4,215,000 | $ 221,842 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 19 | $ 9,235,000 | $ 486,052 | $ 0 |
| Sebastian-Vero Beach, FL | 19 | $ 4,745,000 | $ 249,736 | $ 0 |
| Waco, TX | 19 | $ 4,145,000 | $ 218,157 | $ 0 |
| Chambersburg-Waynesboro, PA | 18 | $ 4,730,000 | $ 262,777 | $ 0 |
| Florence, SC | 18 | $ 3,140,000 | $ 174,444 | $ 0 |
| Homosassa Springs, FL | 18 | $ 4,670,000 | $ 259,444 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 18 | $ 9,620,000 | $ 534,444 | $ 0 |
| Monroe, LA | 18 | $ 4,490,000 | $ 249,444 | $ 0 |
| Lynchburg, VA | 17 | $ 4,055,000 | $ 238,529 | $ 0 |
| Madera, CA | 17 | $ 4,445,000 | $ 261,470 | $ 0 |
| Missoula, MT | 17 | $ 4,955,000 | $ 291,470 | $ 0 |
| Boulder, CO | 16 | $ 6,360,000 | $ 397,500 | $ 0 |
| Cleveland, TN | 16 | $ 3,080,000 | $ 192,500 | $ 0 |
| College Station-Bryan, TX | 16 | $ 3,850,000 | $ 240,625 | $ 0 |
| East Stroudsburg, PA | 16 | $ 3,710,000 | $ 231,875 | $ 0 |
| Flagstaff, AZ | 16 | $ 4,460,000 | $ 278,750 | $ 0 |
| Jackson, MI | 16 | $ 2,870,000 | $ 179,375 | $ 0 |
| Morristown, TN | 16 | $ 2,950,000 | $ 184,375 | $ 0 |
| Niles-Benton Harbor, MI | 16 | $ 3,450,000 | $ 215,625 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 16 | $ 10,980,000 | $ 686,250 | $ 10,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 16 | $ 3,280,000 | $ 205,000 | $ 6,000 |
| Atlantic City-Hammonton, NJ | 15 | $ 3,925,000 | $ 261,666 | $ 0 |
| Burlington, NC | 15 | $ 3,175,000 | $ 211,666 | $ 0 |
| Chico, CA | 15 | $ 3,695,000 | $ 246,333 | $ 4,000 |
| Erie, PA | 15 | $ 3,475,000 | $ 231,666 | $ 0 |
| Staunton-Waynesboro, VA | 15 | $ 3,615,000 | $ 241,000 | $ 0 |
| Gainesville, FL | 14 | $ 2,850,000 | $ 203,571 | $ 0 |
| Gettysburg, PA | 14 | $ 3,430,000 | $ 245,000 | $ 0 |
| Hammond, LA | 14 | $ 3,090,000 | $ 220,714 | $ 0 |
| Lawton, OK | 14 | $ 3,170,000 | $ 226,428 | $ 0 |
| Lebanon, PA | 14 | $ 3,010,000 | $ 215,000 | $ 0 |
| Pocatello, ID | 14 | $ 3,590,000 | $ 256,428 | $ 0 |
| Battle Creek, MI | 13 | $ 2,635,000 | $ 202,692 | $ 0 |
| Evansville, IN-KY | 13 | $ 3,135,000 | $ 241,153 | $ 0 |
| Trenton, NJ | 13 | $ 3,215,000 | $ 247,307 | $ 0 |
| Williamsport, PA | 13 | $ 2,795,000 | $ 215,000 | $ 0 |
| Appleton, WI | 12 | $ 2,660,000 | $ 221,666 | $ 0 |
| Beaumont-Port Arthur, TX | 12 | $ 2,550,000 | $ 212,500 | $ 0 |
| Kalamazoo-Portage, MI | 12 | $ 2,880,000 | $ 240,000 | $ 0 |
| Midland, TX | 12 | $ 3,150,000 | $ 262,500 | $ 0 |
| Monroe, MI | 12 | $ 2,590,000 | $ 215,833 | $ 0 |
| Napa, CA | 12 | $ 6,520,000 | $ 543,333 | $ 0 |
| South Bend-Mishawaka, IN-MI | 12 | $ 3,020,000 | $ 251,666 | $ 0 |
| Alexandria, LA | 11 | $ 2,665,000 | $ 242,272 | $ 0 |
| Decatur, AL | 11 | $ 2,565,000 | $ 233,181 | $ 0 |
| Greenville, NC | 11 | $ 2,385,000 | $ 216,818 | $ 0 |
| Oshkosh-Neenah, WI | 11 | $ 1,855,000 | $ 168,636 | $ 0 |
| Rockford, IL | 11 | $ 2,605,000 | $ 236,818 | $ 0 |
| Rocky Mount, NC | 11 | $ 3,065,000 | $ 278,636 | $ 0 |
| Sebring, FL | 11 | $ 2,255,000 | $ 205,000 | $ 0 |
| Twin Falls, ID | 11 | $ 2,735,000 | $ 248,636 | $ 0 |
| Tyler, TX | 11 | $ 2,755,000 | $ 250,454 | $ 0 |
| Albany, GA | 10 | $ 2,280,000 | $ 228,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 10 | $ 2,040,000 | $ 204,000 | $ 6,000 |
| Elkhart-Goshen, IN | 10 | $ 2,050,000 | $ 205,000 | $ 0 |
| Lewiston, ID-WA | 10 | $ 2,390,000 | $ 239,000 | $ 0 |
| Longview, TX | 10 | $ 2,060,000 | $ 206,000 | $ 0 |
| San Angelo, TX | 10 | $ 2,070,000 | $ 207,000 | $ 0 |
| Springfield, IL | 10 | $ 2,550,000 | $ 255,000 | $ 0 |
| Terre Haute, IN | 10 | $ 1,640,000 | $ 164,000 | $ 0 |
| Vineland-Bridgeton, NJ | 10 | $ 2,270,000 | $ 227,000 | $ 0 |
| Ocean City, NJ | 9 | $ 1,945,000 | $ 216,111 | $ 0 |
| Peoria, IL | 9 | $ 1,965,000 | $ 218,333 | $ 0 |
| Springfield, OH | 9 | $ 1,985,000 | $ 220,555 | $ 0 |
| Wausau, WI | 9 | $ 2,395,000 | $ 266,111 | $ 6,000 |
| Wichita Falls, TX | 9 | $ 1,865,000 | $ 207,222 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 2,260,000 | $ 282,500 | $ 0 |
| Eau Claire, WI | 8 | $ 1,690,000 | $ 211,250 | $ 0 |
| Janesville-Beloit, WI | 8 | $ 1,630,000 | $ 203,750 | $ 0 |
| La Crosse-Onalaska, WI-MN | 8 | $ 1,750,000 | $ 218,750 | $ 0 |
| Laredo, TX | 8 | $ 2,100,000 | $ 262,500 | $ 0 |
| Lima, OH | 8 | $ 1,700,000 | $ 212,500 | $ 0 |
| Odessa, TX | 8 | $ 2,100,000 | $ 262,500 | $ 0 |
| Sheboygan, WI | 8 | $ 2,180,000 | $ 272,500 | $ 0 |
| Sherman-Denison, TX | 8 | $ 2,010,000 | $ 251,250 | $ 0 |
| Texarkana, TX-AR | 8 | $ 1,830,000 | $ 228,750 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,145,000 | $ 163,571 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,315,000 | $ 187,857 | $ 0 |
| Farmington, NM | 7 | $ 1,405,000 | $ 200,714 | $ 0 |
| Florence-Muscle Shoals, AL | 7 | $ 1,385,000 | $ 197,857 | $ 7,000 |
| Lexington-Fayette, KY | 7 | $ 1,495,000 | $ 213,571 | $ 0 |
| Michigan City-La Porte, IN | 7 | $ 1,415,000 | $ 202,142 | $ 0 |
| Tuscaloosa, AL | 7 | $ 1,655,000 | $ 236,428 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 6 | $ 1,120,000 | $ 186,666 | $ 0 |
| Bloomington, IN | 6 | $ 1,700,000 | $ 283,333 | $ 0 |
| Brunswick, GA | 6 | $ 1,500,000 | $ 250,000 | $ 0 |
| Carbondale-Marion, IL | 6 | $ 1,300,000 | $ 216,666 | $ 0 |
| Jackson, TN | 6 | $ 1,330,000 | $ 221,666 | $ 0 |
| Muncie, IN | 6 | $ 1,080,000 | $ 180,000 | $ 0 |
| Altoona, PA | 5 | $ 985,000 | $ 197,000 | $ 0 |
| Bloomington, IL | 5 | $ 1,545,000 | $ 309,000 | $ 0 |
| Gadsden, AL | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Grand Island, NE | 5 | $ 835,000 | $ 167,000 | $ 0 |
| Jonesboro, AR | 5 | $ 955,000 | $ 191,000 | $ 19,000 |
| Kokomo, IN | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Saginaw, MI | 5 | $ 995,000 | $ 199,000 | $ 60,000 |
| State College, PA | 5 | $ 1,465,000 | $ 293,000 | $ 0 |
| Bowling Green, KY | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Fort Smith, AR-OK | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Hot Springs, AR | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Johnstown, PA | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Mansfield, OH | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Wheeling, WV-OH | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Bay City, MI | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Champaign-Urbana, IL | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Dalton, GA | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Harrisonburg, VA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Houma-Thibodaux, LA | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Logan, UT-ID | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,895,000 | $ 631,666 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Bloomsburg-Berwick, PA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Cumberland, MD-WV | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Fond Du Lac, WI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Kankakee, IL | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Decatur, IL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Rafael, CA | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Victoria, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 24,855 | $6,877,155,000 | $276,000 | $1,705,000 | $0 | $745,000 |
| Cash-out Refinancing | 208 | $59,690,000 | $286,000 | $1,015,000 | $87,000 | $303,000 |
| Home Purchase | 13 | $7,335,000 | $564,000 | $1,745,000 | $149,000 | $324,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,484 | $4,490,430,000 | $272,000 | $1,745,000 | $1,000 | $551,000 |
| Black or African American | 5,148 | $1,433,200,000 | $278,000 | $1,365,000 | $0 | $202,000 |
| Hispanic | 2,640 | $747,510,000 | $283,000 | $1,285,000 | $1,000 | $205,000 |
| Asian | 536 | $188,730,000 | $352,000 | $875,000 | $4,000 | $745,000 |
| Native Hawaiian or Other Pacific Islander | 122 | $41,990,000 | $344,000 | $805,000 | $0 | $0 |
| American Indian or Alaskan Native | 88 | $25,450,000 | $289,000 | $685,000 | $0 | $0 |
| Not Provided | 58 | $16,870,000 | $290,000 | $615,000 | $4,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 24,682 | $6,835,620,000 | $276,000 | $1,745,000 | $0 | $313,000 |
| FHA-insured (Federal Housing Administration) | 325 | $86,665,000 | $266,000 | $655,000 | $5,000 | $173,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $21,895,000 | $317,000 | $685,000 | $128,000 | $745,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,288 | $5,566,980,000 | $274,000 | $1,705,000 | $0 | $745,000 |
| Application Withdrawn By Applicant | 2,224 | $655,150,000 | $294,000 | $1,745,000 | $2,000 | $551,000 |
| File Closed For Incompleteness | 1,449 | $419,845,000 | $289,000 | $1,285,000 | $0 | $180,000 |
| Application Denied By Financial Institution | 1,115 | $302,205,000 | $271,000 | $975,000 | $5,000 | $260,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,961 | $6,641,975,000 | $277,000 | $1,745,000 | $1,000 | $745,000 |
| Other | 1,018 | $276,590,000 | $271,000 | $975,000 | $4,000 | $216,000 |
| Credit History | 68 | $17,110,000 | $251,000 | $575,000 | $3,000 | $81,000 |
| Collateral | 12 | $3,080,000 | $256,000 | $425,000 | $50,000 | $195,000 |
| Debt-To-Income Ratio | 7 | $2,505,000 | $357,000 | $675,000 | $102,000 | $260,000 |
| Employment History | 7 | $2,315,000 | $330,000 | $535,000 | $16,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $605,000 | $201,000 | $255,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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