Clearpath Lending Mortgage Lending & HMDA Data, 2020

In 2020, Clearpath Lending of Irvine, CA reported 25,076 mortgage applications totaling $6.9 billion, up 98% from 2019. The average application was for $276,925, and applicants reported an average income of $798. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,193), Washington-Arlington-Alexandria, DC-VA-MD-WV (907) and Las Vegas-Henderson-Paradise, NV (880) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 25,076
Total Mortgage Loan Application Amount $6,944,180,000
Average Mortgage Loan Application Amount $276,925
Highest Mortgage Loan Application Amount $1,745,000
Average Applicant Income $798
Highest Applicant Income $745,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 991 $ 262,125,000 $ 264,505 $ 2,000
Clark, Nevada 880 $ 255,730,000 $ 290,602 $ 0
Riverside, California 420 $ 145,740,000 $ 347,000 $ 2,000
Bexar, Texas 404 $ 104,260,000 $ 258,069 $ 0
El Paso, Colorado 338 $ 97,540,000 $ 288,579 $ 1,000
San Diego, California 335 $ 154,865,000 $ 462,283 $ 0
Pima, Arizona 318 $ 73,240,000 $ 230,314 $ 1,000
Los Angeles, California 312 $ 143,850,000 $ 461,057 $ 11,000
Harris, Texas 233 $ 57,125,000 $ 245,171 $ 0
San Bernardino, California 225 $ 69,735,000 $ 309,933 $ 3,000
Hillsborough, Florida 222 $ 62,270,000 $ 280,495 $ 0
Tarrant, Texas 217 $ 57,115,000 $ 263,202 $ 0
Pinal, Arizona 202 $ 46,110,000 $ 228,267 $ 2,000
Prince George's, Maryland 199 $ 76,785,000 $ 385,854 $ 0
Honolulu, Hawaii 192 $ 103,670,000 $ 539,947 $ 1,000
Sacramento, California 190 $ 64,100,000 $ 337,368 $ 2,000
Bell, Texas 190 $ 42,850,000 $ 225,526 $ 0
Virginia Beach, Virginia 179 $ 49,995,000 $ 279,301 $ 0
Onslow, North Carolina 163 $ 32,835,000 $ 201,441 $ 0
Bernalillo, New Mexico 161 $ 38,765,000 $ 240,776 $ 0
Duval, Florida 155 $ 38,845,000 $ 250,612 $ 0
Cumberland, North Carolina 153 $ 32,515,000 $ 212,516 $ 0
Prince William, Virginia 149 $ 62,105,000 $ 416,812 $ 0
Montgomery, Tennessee 148 $ 33,260,000 $ 224,729 $ 0
Wake, North Carolina 139 $ 38,975,000 $ 280,395 $ 0
Anne Arundel, Maryland 137 $ 50,045,000 $ 365,291 $ 1,000
Washoe, Nevada 137 $ 43,545,000 $ 317,846 $ 0
Mecklenburg, North Carolina 137 $ 35,185,000 $ 256,824 $ 0
Richland, South Carolina 129 $ 29,675,000 $ 230,038 $ 1,000
El Paso, Texas 127 $ 27,285,000 $ 214,842 $ 0
Chesapeake, Virginia 126 $ 37,820,000 $ 300,158 $ 0
Stafford, Virginia 125 $ 48,095,000 $ 384,760 $ 0
Fairfax, Virginia 124 $ 67,040,000 $ 540,645 $ 1,000
Cook, Illinois 114 $ 28,710,000 $ 251,842 $ 0
Orange, Florida 113 $ 31,975,000 $ 282,964 $ 0
Berkeley, South Carolina 112 $ 26,670,000 $ 238,125 $ 0
Kern, California 110 $ 26,590,000 $ 241,727 $ 0
Chesterfield, Virginia 106 $ 29,710,000 $ 280,283 $ 0
Brevard, Florida 104 $ 26,240,000 $ 252,307 $ 1,000
Okaloosa, Florida 104 $ 27,270,000 $ 262,211 $ 0
Madison, Alabama 103 $ 24,985,000 $ 242,572 $ 1,000
Lee, Florida 103 $ 27,535,000 $ 267,330 $ 1,000
Pinellas, Florida 103 $ 28,385,000 $ 275,582 $ 0
Volusia, Florida 101 $ 23,795,000 $ 235,594 $ 0
Mohave, Arizona 97 $ 22,185,000 $ 228,711 $ 3,000
Dallas, Texas 96 $ 24,400,000 $ 254,166 $ 0
Pasco, Florida 94 $ 23,770,000 $ 252,872 $ 0
Denton, Texas 94 $ 28,920,000 $ 307,659 $ 2,000
Guadalupe, Texas 94 $ 23,530,000 $ 250,319 $ 0
Oakland, Michigan 92 $ 23,190,000 $ 252,065 $ 1,000
Yavapai, Arizona 91 $ 21,455,000 $ 235,769 $ 7,000
Williamson, Texas 91 $ 25,275,000 $ 277,747 $ 0
Palm Beach, Florida 90 $ 27,670,000 $ 307,444 $ 0
Polk, Florida 89 $ 21,945,000 $ 246,573 $ 0
Franklin, Ohio 89 $ 21,405,000 $ 240,505 $ 0
Fresno, California 88 $ 22,470,000 $ 255,340 $ 1,000
Santa Rosa, Florida 88 $ 22,370,000 $ 254,204 $ 0
Arapahoe, Colorado 87 $ 29,365,000 $ 337,528 $ 0
Ada, Idaho 85 $ 25,515,000 $ 300,176 $ 0
Collin, Texas 85 $ 28,005,000 $ 329,470 $ 1,000
Charles, Maryland 83 $ 29,385,000 $ 354,036 $ 2,000
Norfolk, Virginia 82 $ 20,350,000 $ 248,170 $ 0
Solano, California 81 $ 33,045,000 $ 407,962 $ 2,000
Clay, Florida 81 $ 19,175,000 $ 236,728 $ 0
Broward, Florida 80 $ 26,860,000 $ 335,750 $ 0
Orange, California 78 $ 41,930,000 $ 537,564 $ 29,000
Horry, South Carolina 78 $ 17,800,000 $ 228,205 $ 4,000
Gwinnett, Georgia 77 $ 19,325,000 $ 250,974 $ 0
St. Lucie, Florida 76 $ 19,350,000 $ 254,605 $ 0
Greenville, South Carolina 76 $ 18,490,000 $ 243,289 $ 0
Lake, Florida 75 $ 19,605,000 $ 261,400 $ 2,000
Harnett, North Carolina 75 $ 16,315,000 $ 217,533 $ 0
Columbia, Georgia 73 $ 18,015,000 $ 246,780 $ 0
Sarpy, Nebraska 73 $ 17,535,000 $ 240,205 $ 2,000
Shelby, Tennessee 72 $ 17,690,000 $ 245,694 $ 2,000
Marion, Florida 71 $ 16,265,000 $ 229,084 $ 0
Marion, Indiana 71 $ 14,845,000 $ 209,084 $ 0
San Joaquin, California 70 $ 24,760,000 $ 353,714 $ 6,000
Cobb, Georgia 70 $ 19,010,000 $ 271,571 $ 1,000
Fort Bend, Texas 70 $ 19,300,000 $ 275,714 $ 1,000
Contra Costa, California 69 $ 31,005,000 $ 449,347 $ 3,000
Baltimore, Maryland 68 $ 18,810,000 $ 276,617 $ 0
Wayne, Michigan 68 $ 14,020,000 $ 206,176 $ 0
Rutherford, Tennessee 68 $ 18,710,000 $ 275,147 $ 0
Travis, Texas 68 $ 18,930,000 $ 278,382 $ 0
Weld, Colorado 67 $ 21,235,000 $ 316,940 $ 4,000
Douglas, Nebraska 67 $ 15,745,000 $ 235,000 $ 5,000
York, South Carolina 67 $ 17,305,000 $ 258,283 $ 0
Charleston, South Carolina 66 $ 20,590,000 $ 311,969 $ 0
Dorchester, South Carolina 66 $ 16,930,000 $ 256,515 $ 0
Hampton, Virginia 65 $ 14,955,000 $ 230,076 $ 0
Miami-Dade, Florida 64 $ 21,030,000 $ 328,593 $ 2,000
Osceola, Florida 64 $ 17,780,000 $ 277,812 $ 1,000
Yuma, Arizona 63 $ 13,085,000 $ 207,698 $ 0
Lexington, South Carolina 63 $ 14,735,000 $ 233,888 $ 0
Macomb, Michigan 61 $ 12,435,000 $ 203,852 $ 0
Will, Illinois 60 $ 15,250,000 $ 254,166 $ 0
Newport News, Virginia 60 $ 13,770,000 $ 229,500 $ 0
Placer, California 59 $ 24,205,000 $ 410,254 $ 0
Stanislaus, California 59 $ 16,475,000 $ 279,237 $ 0
Guilford, North Carolina 59 $ 13,115,000 $ 222,288 $ 0
Montgomery, Texas 59 $ 16,305,000 $ 276,355 $ 0
Henry, Georgia 58 $ 14,600,000 $ 251,724 $ 1,000
Beaufort, South Carolina 58 $ 13,930,000 $ 240,172 $ 0
Ventura, California 57 $ 26,355,000 $ 462,368 $ 9,000
Manatee, Florida 57 $ 16,385,000 $ 287,456 $ 0
Kootenai, Idaho 57 $ 16,275,000 $ 285,526 $ 0
Dona Ana, New Mexico 57 $ 11,795,000 $ 206,929 $ 0
Philadelphia, Pennsylvania 57 $ 13,335,000 $ 233,947 $ 0
Davidson, Tennessee 56 $ 15,190,000 $ 271,250 $ 2,000
Jefferson, Alabama 55 $ 13,385,000 $ 243,363 $ 0
Pueblo, Colorado 55 $ 12,495,000 $ 227,181 $ 2,000
Escambia, Florida 55 $ 12,335,000 $ 224,272 $ 0
Chatham, Georgia 55 $ 12,555,000 $ 228,272 $ 0
Cochise, Arizona 54 $ 11,710,000 $ 216,851 $ 0
Adams, Colorado 53 $ 17,135,000 $ 323,301 $ 0
Sarasota, Florida 53 $ 14,585,000 $ 275,188 $ 2,000
Nye, Nevada 53 $ 12,075,000 $ 227,830 $ 0
Loudoun, Virginia 53 $ 27,315,000 $ 515,377 $ 3,000
Spotsylvania, Virginia 53 $ 19,135,000 $ 361,037 $ 0
St. Johns, Florida 52 $ 15,310,000 $ 294,423 $ 0
Fulton, Georgia 52 $ 14,510,000 $ 279,038 $ 0
Montgomery, Maryland 52 $ 23,100,000 $ 444,230 $ 2,000
Tulare, California 51 $ 11,735,000 $ 230,098 $ 1,000
Canyon, Idaho 51 $ 12,925,000 $ 253,431 $ 3,000
Hoke, North Carolina 51 $ 10,315,000 $ 202,254 $ 0
Knox, Tennessee 51 $ 12,075,000 $ 236,764 $ 1,000
Harford, Maryland 50 $ 15,000,000 $ 300,000 $ 0
Butler, Ohio 50 $ 12,290,000 $ 245,800 $ 2,000
Seminole, Florida 48 $ 14,050,000 $ 292,708 $ 0
Houston, Georgia 48 $ 11,080,000 $ 230,833 $ 0
St. Clair, Illinois 48 $ 10,890,000 $ 226,875 $ 0
Johnston, North Carolina 48 $ 10,760,000 $ 224,166 $ 0
Santa Barbara, California 47 $ 19,405,000 $ 412,872 $ 0
Burlington, New Jersey 47 $ 12,685,000 $ 269,893 $ 0
Ocean, New Jersey 47 $ 13,035,000 $ 277,340 $ 1,000
Comal, Texas 47 $ 14,665,000 $ 312,021 $ 0
Hernando, Florida 46 $ 10,590,000 $ 230,217 $ 0
Lyon, Nevada 46 $ 12,420,000 $ 270,000 $ 0
Cuyahoga, Ohio 46 $ 10,150,000 $ 220,652 $ 0
Sumter, South Carolina 46 $ 8,800,000 $ 191,304 $ 0
Suffolk, Virginia 46 $ 13,750,000 $ 298,913 $ 0
Paulding, Georgia 45 $ 10,725,000 $ 238,333 $ 0
Camden, New Jersey 45 $ 10,775,000 $ 239,444 $ 0
Forsyth, North Carolina 45 $ 9,655,000 $ 214,555 $ 0
Milwaukee, Wisconsin 45 $ 9,025,000 $ 200,555 $ 1,000
Frederick, Maryland 44 $ 16,070,000 $ 365,227 $ 1,000
Nueces, Texas 44 $ 11,610,000 $ 263,863 $ 0
Waukesha, Wisconsin 44 $ 12,990,000 $ 295,227 $ 0
Baldwin, Alabama 43 $ 9,975,000 $ 231,976 $ 0
Moore, North Carolina 43 $ 13,185,000 $ 306,627 $ 0
Kings, California 42 $ 10,030,000 $ 238,809 $ 0
Denver, Colorado 42 $ 13,160,000 $ 313,333 $ 0
Douglas, Colorado 42 $ 17,930,000 $ 426,904 $ 0
Charlotte, Florida 42 $ 9,730,000 $ 231,666 $ 0
Hamilton, Tennessee 42 $ 9,110,000 $ 216,904 $ 2,000
Richmond, Georgia 41 $ 8,615,000 $ 210,121 $ 0
Sandoval, New Mexico 41 $ 8,945,000 $ 218,170 $ 0
Montgomery, Pennsylvania 41 $ 11,915,000 $ 290,609 $ 0
Douglas, Georgia 40 $ 9,770,000 $ 244,250 $ 0
Muscogee, Georgia 40 $ 8,270,000 $ 206,750 $ 0
Durham, North Carolina 40 $ 9,010,000 $ 225,250 $ 0
Montgomery, Ohio 40 $ 9,020,000 $ 225,500 $ 4,000
Hays, Texas 40 $ 10,190,000 $ 254,750 $ 0
Flagler, Florida 39 $ 8,895,000 $ 228,076 $ 1,000
Caddo, Louisiana 39 $ 7,865,000 $ 201,666 $ 0
Craven, North Carolina 39 $ 7,915,000 $ 202,948 $ 0
Greene, Ohio 39 $ 10,125,000 $ 259,615 $ 0
Portsmouth, Virginia 39 $ 8,825,000 $ 226,282 $ 2,000
Jefferson, Colorado 38 $ 12,370,000 $ 325,526 $ 2,000
Ellis, Texas 38 $ 10,740,000 $ 282,631 $ 0
Montgomery, Alabama 37 $ 9,205,000 $ 248,783 $ 0
Mesa, Colorado 37 $ 9,365,000 $ 253,108 $ 0
DeKalb, Georgia 37 $ 9,805,000 $ 265,000 $ 1,000
Monmouth, New Jersey 37 $ 11,925,000 $ 322,297 $ 0
Brunswick, North Carolina 37 $ 8,985,000 $ 242,837 $ 4,000
Iredell, North Carolina 37 $ 9,725,000 $ 262,837 $ 0
Henrico, Virginia 37 $ 9,365,000 $ 253,108 $ 0
Gloucester, New Jersey 36 $ 9,620,000 $ 267,222 $ 0
Cabarrus, North Carolina 36 $ 9,050,000 $ 251,388 $ 0
Hamilton, Ohio 36 $ 8,840,000 $ 245,555 $ 0
Warren, Ohio 36 $ 9,760,000 $ 271,111 $ 3,000
Galveston, Texas 36 $ 9,980,000 $ 277,222 $ 0
Shasta, California 35 $ 9,285,000 $ 265,285 $ 0
Hamilton, Indiana 35 $ 10,165,000 $ 290,428 $ 0
Hendricks, Indiana 35 $ 8,165,000 $ 233,285 $ 0
Johnson, Indiana 35 $ 8,085,000 $ 231,000 $ 0
Lake, Indiana 35 $ 7,965,000 $ 227,571 $ 0
Genesee, Michigan 35 $ 6,775,000 $ 193,571 $ 2,000
Gaston, North Carolina 35 $ 7,645,000 $ 218,428 $ 0
Union, North Carolina 35 $ 9,865,000 $ 281,857 $ 1,000
York, Pennsylvania 35 $ 8,325,000 $ 237,857 $ 0
Sumner, Tennessee 35 $ 9,315,000 $ 266,142 $ 0
Spartanburg, South Carolina 34 $ 7,300,000 $ 214,705 $ 0
Merced, California 33 $ 9,535,000 $ 288,939 $ 1,000
Bossier, Louisiana 33 $ 8,555,000 $ 259,242 $ 0
Larimer, Colorado 32 $ 11,740,000 $ 366,875 $ 1,000
Jefferson, Louisiana 32 $ 7,980,000 $ 249,375 $ 0
St. Tammany, Louisiana 32 $ 7,790,000 $ 243,437 $ 0
Howard, Maryland 32 $ 13,080,000 $ 408,750 $ 0
St. Mary's, Maryland 32 $ 9,430,000 $ 294,687 $ 0
New Hanover, North Carolina 32 $ 7,790,000 $ 243,437 $ 0
Shelby, Alabama 31 $ 8,685,000 $ 280,161 $ 1,000
Clayton, Georgia 31 $ 6,025,000 $ 194,354 $ 0
Calvert, Maryland 31 $ 13,055,000 $ 421,129 $ 0
Mobile, Alabama 30 $ 5,680,000 $ 189,333 $ 0
Bay, Florida 30 $ 7,380,000 $ 246,000 $ 2,000
Baltimore City, Maryland 30 $ 6,390,000 $ 213,000 $ 0
Lancaster, Nebraska 30 $ 6,680,000 $ 222,666 $ 0
Wayne, North Carolina 30 $ 6,120,000 $ 204,000 $ 0
Brazoria, Texas 30 $ 8,030,000 $ 267,666 $ 0
Alameda, California 29 $ 15,295,000 $ 527,413 $ 0
East Baton Rouge, Louisiana 29 $ 7,045,000 $ 242,931 $ 2,000
Carson City, Nevada 29 $ 9,035,000 $ 311,551 $ 0
Fairfield, Ohio 29 $ 7,675,000 $ 264,655 $ 0
Bucks, Pennsylvania 29 $ 8,715,000 $ 300,517 $ 1,000
Summit, Ohio 28 $ 6,350,000 $ 226,785 $ 0
Brown, Wisconsin 28 $ 6,020,000 $ 215,000 $ 2,000
Calcasieu, Louisiana 27 $ 5,915,000 $ 219,074 $ 0
Middlesex, New Jersey 27 $ 8,155,000 $ 302,037 $ 5,000
Buncombe, North Carolina 27 $ 6,645,000 $ 246,111 $ 7,000
Parker, Texas 27 $ 7,255,000 $ 268,703 $ 0
York, Virginia 27 $ 7,685,000 $ 284,629 $ 0
Dane, Wisconsin 27 $ 7,745,000 $ 286,851 $ 0
Racine, Wisconsin 27 $ 6,695,000 $ 247,962 $ 6,000
Benton, Arkansas 26 $ 5,430,000 $ 208,846 $ 0
Nassau, Florida 26 $ 8,280,000 $ 318,461 $ 0
Sumter, Florida 26 $ 7,240,000 $ 278,461 $ 0
Kane, Illinois 26 $ 6,540,000 $ 251,538 $ 0
Kent, Michigan 26 $ 5,690,000 $ 218,846 $ 0
Cascade, Montana 26 $ 5,650,000 $ 217,307 $ 4,000
Anderson, South Carolina 26 $ 6,110,000 $ 235,000 $ 0
Kaufman, Texas 26 $ 7,500,000 $ 288,461 $ 0
Pulaski, Arkansas 25 $ 6,055,000 $ 242,200 $ 0
Imperial, California 25 $ 6,685,000 $ 267,400 $ 0
DuPage, Illinois 25 $ 7,685,000 $ 307,400 $ 0
Cameron, Texas 25 $ 5,565,000 $ 222,600 $ 4,000
Hidalgo, Texas 25 $ 5,075,000 $ 203,000 $ 2,000
James City, Virginia 25 $ 7,665,000 $ 306,600 $ 0
St. Clair, Alabama 24 $ 5,120,000 $ 213,333 $ 0
Monterey, California 24 $ 12,230,000 $ 509,583 $ 7,000
Camden, Georgia 24 $ 5,480,000 $ 228,333 $ 0
Lowndes, Georgia 24 $ 5,140,000 $ 214,166 $ 0
Washington, Maryland 24 $ 6,020,000 $ 250,833 $ 0
Muskegon, Michigan 24 $ 4,660,000 $ 194,166 $ 3,000
Flathead, Montana 24 $ 7,560,000 $ 315,000 $ 0
Delaware, Ohio 24 $ 8,090,000 $ 337,083 $ 7,000
Licking, Ohio 24 $ 6,000,000 $ 250,000 $ 0
Lorain, Ohio 24 $ 5,330,000 $ 222,083 $ 0
El Dorado, California 23 $ 9,705,000 $ 421,956 $ 0
Sonoma, California 23 $ 10,445,000 $ 454,130 $ 3,000
Cherokee, Georgia 23 $ 6,315,000 $ 274,565 $ 0
Newton, Georgia 23 $ 5,065,000 $ 220,217 $ 0
Lake, Illinois 23 $ 5,205,000 $ 226,304 $ 0
Yellowstone, Montana 23 $ 5,635,000 $ 245,000 $ 0
Rowan, North Carolina 23 $ 4,825,000 $ 209,782 $ 0
Chester, Pennsylvania 23 $ 6,985,000 $ 303,695 $ 0
Maury, Tennessee 23 $ 5,445,000 $ 236,739 $ 0
Taylor, Texas 23 $ 4,965,000 $ 215,869 $ 0
Frederick, Virginia 23 $ 6,915,000 $ 300,652 $ 0
Yuba, California 22 $ 5,450,000 $ 247,727 $ 0
Fremont, Colorado 22 $ 4,570,000 $ 207,727 $ 0
Collier, Florida 22 $ 7,750,000 $ 352,272 $ 0
Coweta, Georgia 22 $ 6,920,000 $ 314,545 $ 0
Hawaii, Hawaii 22 $ 7,140,000 $ 324,545 $ 2,000
Santa Fe, New Mexico 22 $ 7,200,000 $ 327,272 $ 0
Lancaster, Pennsylvania 22 $ 5,060,000 $ 230,000 $ 0
Aiken, South Carolina 22 $ 5,390,000 $ 245,000 $ 0
Lubbock, Texas 22 $ 4,850,000 $ 220,454 $ 0
Kenosha, Wisconsin 22 $ 5,010,000 $ 227,727 $ 0
Coffee, Alabama 21 $ 5,065,000 $ 241,190 $ 0
McHenry, Illinois 21 $ 5,305,000 $ 252,619 $ 0
Allen, Indiana 21 $ 4,605,000 $ 219,285 $ 0
Hancock, Indiana 21 $ 4,615,000 $ 219,761 $ 0
Ascension, Louisiana 21 $ 5,605,000 $ 266,904 $ 0
Union, New Jersey 21 $ 6,825,000 $ 325,000 $ 5,000
Berks, Pennsylvania 21 $ 4,985,000 $ 237,380 $ 0
Cumberland, Pennsylvania 21 $ 5,465,000 $ 260,238 $ 0
Rockwall, Texas 21 $ 6,785,000 $ 323,095 $ 0
Lake, California 20 $ 5,150,000 $ 257,500 $ 3,000
Liberty, Georgia 20 $ 3,730,000 $ 186,500 $ 2,000
Washtenaw, Michigan 20 $ 5,530,000 $ 276,500 $ 4,000
Franklin, North Carolina 20 $ 4,650,000 $ 232,500 $ 0
Clermont, Ohio 20 $ 4,710,000 $ 235,500 $ 0
Northampton, Pennsylvania 20 $ 4,900,000 $ 245,000 $ 0
Coryell, Texas 20 $ 4,040,000 $ 202,000 $ 0
Alexandria, Virginia 20 $ 9,440,000 $ 472,000 $ 0
Limestone, Alabama 19 $ 6,135,000 $ 322,894 $ 0
San Luis Obispo, California 19 $ 9,235,000 $ 486,052 $ 0
Sutter, California 19 $ 5,095,000 $ 268,157 $ 0
Indian River, Florida 19 $ 4,745,000 $ 249,736 $ 0
Fayette, Georgia 19 $ 5,375,000 $ 282,894 $ 0
Hall, Georgia 19 $ 5,185,000 $ 272,894 $ 0
Morgan, Indiana 19 $ 4,365,000 $ 229,736 $ 0
Lafayette, Louisiana 19 $ 4,095,000 $ 215,526 $ 0
Cecil, Maryland 19 $ 5,225,000 $ 275,000 $ 0
Churchill, Nevada 19 $ 4,565,000 $ 240,263 $ 0
Passaic, New Jersey 19 $ 7,395,000 $ 389,210 $ 5,000
Valencia, New Mexico 19 $ 3,475,000 $ 182,894 $ 0
Wilson, Tennessee 19 $ 6,535,000 $ 343,947 $ 6,000
McLennan, Texas 19 $ 4,145,000 $ 218,157 $ 0
Randall, Texas 19 $ 3,975,000 $ 209,210 $ 0
Washington, Wisconsin 19 $ 4,175,000 $ 219,736 $ 0
Houston, Alabama 18 $ 3,870,000 $ 215,000 $ 0
Citrus, Florida 18 $ 4,670,000 $ 259,444 $ 0
Bryan, Georgia 18 $ 5,160,000 $ 286,666 $ 0
Maui, Hawaii 18 $ 9,620,000 $ 534,444 $ 0
Madison, Illinois 18 $ 4,280,000 $ 237,777 $ 0
Tippecanoe, Indiana 18 $ 4,670,000 $ 259,444 $ 0
Ouachita, Louisiana 18 $ 4,490,000 $ 249,444 $ 0
Livingston, Michigan 18 $ 4,840,000 $ 268,888 $ 0
Lewis and Clark, Montana 18 $ 4,850,000 $ 269,444 $ 0
Douglas, Nevada 18 $ 6,430,000 $ 357,222 $ 0
Catawba, North Carolina 18 $ 4,070,000 $ 226,111 $ 0
Stark, Ohio 18 $ 4,320,000 $ 240,000 $ 0
Franklin, Pennsylvania 18 $ 4,730,000 $ 262,777 $ 0
Cumberland, Tennessee 18 $ 3,130,000 $ 173,888 $ 0
Williamson, Tennessee 18 $ 6,610,000 $ 367,222 $ 0
Madera, California 17 $ 4,445,000 $ 261,470 $ 0
Nevada, California 17 $ 5,235,000 $ 307,941 $ 12,000
Santa Clara, California 17 $ 9,725,000 $ 572,058 $ 0
Missoula, Montana 17 $ 4,955,000 $ 291,470 $ 0
Bergen, New Jersey 17 $ 6,785,000 $ 399,117 $ 0
Lehigh, Pennsylvania 17 $ 4,425,000 $ 260,294 $ 0
Sevier, Tennessee 17 $ 3,735,000 $ 219,705 $ 0
Albemarle, Virginia 17 $ 5,905,000 $ 347,352 $ 0
Fauquier, Virginia 17 $ 8,095,000 $ 476,176 $ 8,000
Walworth, Wisconsin 17 $ 3,915,000 $ 230,294 $ 0
Coconino, Arizona 16 $ 4,460,000 $ 278,750 $ 0
Boulder, Colorado 16 $ 6,360,000 $ 397,500 $ 0
Rockdale, Georgia 16 $ 4,320,000 $ 270,000 $ 5,000
Orleans, Louisiana 16 $ 4,110,000 $ 256,875 $ 6,000
Carroll, Maryland 16 $ 6,700,000 $ 418,750 $ 0
Berrien, Michigan 16 $ 3,450,000 $ 215,625 $ 0
Jackson, Michigan 16 $ 2,870,000 $ 179,375 $ 0
St. Clair, Michigan 16 $ 3,250,000 $ 203,125 $ 0
Henderson, North Carolina 16 $ 3,970,000 $ 248,125 $ 0
Lucas, Ohio 16 $ 3,770,000 $ 235,625 $ 0
Allegheny, Pennsylvania 16 $ 4,150,000 $ 259,375 $ 0
Dauphin, Pennsylvania 16 $ 3,350,000 $ 209,375 $ 4,000
Monroe, Pennsylvania 16 $ 3,710,000 $ 231,875 $ 0
Bradley, Tennessee 16 $ 3,080,000 $ 192,500 $ 0
Butte, California 15 $ 3,695,000 $ 246,333 $ 4,000
Martin, Florida 15 $ 4,115,000 $ 274,333 $ 6,000
Ottawa, Michigan 15 $ 3,105,000 $ 207,000 $ 0
Atlantic, New Jersey 15 $ 3,925,000 $ 261,666 $ 0
Sussex, New Jersey 15 $ 4,425,000 $ 295,000 $ 0
Alamance, North Carolina 15 $ 3,175,000 $ 211,666 $ 0
Carteret, North Carolina 15 $ 3,495,000 $ 233,000 $ 0
Pender, North Carolina 15 $ 3,965,000 $ 264,333 $ 0
Lake, Ohio 15 $ 2,865,000 $ 191,000 $ 0
Erie, Pennsylvania 15 $ 3,475,000 $ 231,666 $ 0
Tipton, Tennessee 15 $ 3,395,000 $ 226,333 $ 0
Brazos, Texas 15 $ 3,555,000 $ 237,000 $ 0
Hood, Texas 15 $ 3,745,000 $ 249,666 $ 0
Roanoke, Virginia 15 $ 2,945,000 $ 196,333 $ 0
Leon, Florida 14 $ 3,020,000 $ 215,714 $ 0
Bartow, Georgia 14 $ 3,120,000 $ 222,857 $ 3,000
Bibb, Georgia 14 $ 2,750,000 $ 196,428 $ 0
Harris, Georgia 14 $ 3,720,000 $ 265,714 $ 0
Jackson, Georgia 14 $ 3,450,000 $ 246,428 $ 0
Walton, Georgia 14 $ 3,620,000 $ 258,571 $ 0
Bannock, Idaho 14 $ 3,590,000 $ 256,428 $ 0
Kendall, Illinois 14 $ 3,160,000 $ 225,714 $ 0
Porter, Indiana 14 $ 3,180,000 $ 227,142 $ 0
Tangipahoa, Louisiana 14 $ 3,090,000 $ 220,714 $ 0
Gallatin, Montana 14 $ 5,250,000 $ 375,000 $ 37,000
Medina, Ohio 14 $ 3,370,000 $ 240,714 $ 0
Comanche, Oklahoma 14 $ 3,170,000 $ 226,428 $ 0
Adams, Pennsylvania 14 $ 3,430,000 $ 245,000 $ 0
Lebanon, Pennsylvania 14 $ 3,010,000 $ 215,000 $ 0
Robertson, Tennessee 14 $ 3,240,000 $ 231,428 $ 0
Louisa, Virginia 14 $ 3,540,000 $ 252,857 $ 0
Bonneville, Idaho 13 $ 2,885,000 $ 221,923 $ 0
Beauregard, Louisiana 13 $ 2,855,000 $ 219,615 $ 0
Livingston, Louisiana 13 $ 2,615,000 $ 201,153 $ 0
Calhoun, Michigan 13 $ 2,635,000 $ 202,692 $ 0
Mercer, New Jersey 13 $ 3,215,000 $ 247,307 $ 0
Curry, New Mexico 13 $ 2,725,000 $ 209,615 $ 0
Otero, New Mexico 13 $ 2,665,000 $ 205,000 $ 0
Randolph, North Carolina 13 $ 2,645,000 $ 203,461 $ 0
Miami, Ohio 13 $ 3,485,000 $ 268,076 $ 0
Portage, Ohio 13 $ 3,065,000 $ 235,769 $ 0
Cleveland, Oklahoma 13 $ 2,445,000 $ 188,076 $ 0
Lycoming, Pennsylvania 13 $ 2,795,000 $ 215,000 $ 0
Washington, Pennsylvania 13 $ 3,315,000 $ 255,000 $ 0
Lancaster, South Carolina 13 $ 4,075,000 $ 313,461 $ 0
Medina, Texas 13 $ 4,385,000 $ 337,307 $ 0
Napa, California 12 $ 6,520,000 $ 543,333 $ 0
San Mateo, California 12 $ 7,890,000 $ 657,500 $ 0
Alachua, Florida 12 $ 2,500,000 $ 208,333 $ 0
Walton, Florida 12 $ 3,160,000 $ 263,333 $ 0
Forsyth, Georgia 12 $ 4,070,000 $ 339,166 $ 0
Kauai, Hawaii 12 $ 6,440,000 $ 536,666 $ 11,000
Boone, Indiana 12 $ 3,460,000 $ 288,333 $ 0
Kalamazoo, Michigan 12 $ 2,880,000 $ 240,000 $ 0
Monroe, Michigan 12 $ 2,590,000 $ 215,833 $ 0
Ravalli, Montana 12 $ 3,500,000 $ 291,666 $ 0
Currituck, North Carolina 12 $ 3,860,000 $ 321,666 $ 0
Granville, North Carolina 12 $ 3,230,000 $ 269,166 $ 0
Wood, Ohio 12 $ 2,720,000 $ 226,666 $ 0
Kershaw, South Carolina 12 $ 3,010,000 $ 250,833 $ 0
Oconee, South Carolina 12 $ 2,500,000 $ 208,333 $ 0
Johnson, Texas 12 $ 3,380,000 $ 281,666 $ 0
Midland, Texas 12 $ 3,150,000 $ 262,500 $ 0
Orange, Virginia 12 $ 3,160,000 $ 263,333 $ 0
Richmond City, Virginia 12 $ 2,340,000 $ 195,000 $ 3,000
Morgan, Alabama 11 $ 2,565,000 $ 233,181 $ 0
Gila, Arizona 11 $ 2,175,000 $ 197,727 $ 0
Navajo, Arizona 11 $ 2,285,000 $ 207,727 $ 0
Montrose, Colorado 11 $ 2,725,000 $ 247,727 $ 10,000
Highlands, Florida 11 $ 2,255,000 $ 205,000 $ 0
Elmore, Idaho 11 $ 2,335,000 $ 212,272 $ 0
Rapides, Louisiana 11 $ 2,665,000 $ 242,272 $ 0
Lincoln, Montana 11 $ 3,135,000 $ 285,000 $ 0
Hudson, New Jersey 11 $ 5,885,000 $ 535,000 $ 0
Chaves, New Mexico 11 $ 2,035,000 $ 185,000 $ 0
Haywood, North Carolina 11 $ 2,155,000 $ 195,909 $ 0
Lincoln, North Carolina 11 $ 3,145,000 $ 285,909 $ 0
Nash, North Carolina 11 $ 3,065,000 $ 278,636 $ 0
Pasquotank, North Carolina 11 $ 2,405,000 $ 218,636 $ 0
Pitt, North Carolina 11 $ 2,385,000 $ 216,818 $ 0
Oklahoma, Oklahoma 11 $ 2,475,000 $ 225,000 $ 0
Butler, Pennsylvania 11 $ 3,045,000 $ 276,818 $ 0
Delaware, Pennsylvania 11 $ 3,305,000 $ 300,454 $ 0
Loudon, Tennessee 11 $ 3,345,000 $ 304,090 $ 4,000
Sullivan, Tennessee 11 $ 2,415,000 $ 219,545 $ 0
Washington, Tennessee 11 $ 2,795,000 $ 254,090 $ 0
Hunt, Texas 11 $ 2,685,000 $ 244,090 $ 0
Smith, Texas 11 $ 2,755,000 $ 250,454 $ 0
Augusta, Virginia 11 $ 2,825,000 $ 256,818 $ 0
King George, Virginia 11 $ 3,215,000 $ 292,272 $ 0
Ozaukee, Wisconsin 11 $ 2,705,000 $ 245,909 $ 0
St. Croix, Wisconsin 11 $ 2,935,000 $ 266,818 $ 0
Winnebago, Wisconsin 11 $ 1,855,000 $ 168,636 $ 0
Graham, Arizona 10 $ 2,090,000 $ 209,000 $ 0
Amador, California 10 $ 2,110,000 $ 211,000 $ 0
Tehama, California 10 $ 2,490,000 $ 249,000 $ 19,000
Long, Georgia 10 $ 2,350,000 $ 235,000 $ 0
Jefferson, Idaho 10 $ 2,410,000 $ 241,000 $ 9,000
Nez Perce, Idaho 10 $ 2,390,000 $ 239,000 $ 0
Sangamon, Illinois 10 $ 2,550,000 $ 255,000 $ 0
Elkhart, Indiana 10 $ 2,050,000 $ 205,000 $ 0
St. Joseph, Indiana 10 $ 2,440,000 $ 244,000 $ 0
Hardin, Kentucky 10 $ 2,040,000 $ 204,000 $ 6,000
Worcester, Maryland 10 $ 2,230,000 $ 223,000 $ 0
Cumberland, New Jersey 10 $ 2,270,000 $ 227,000 $ 0
Morris, New Jersey 10 $ 3,670,000 $ 367,000 $ 0
Chatham, North Carolina 10 $ 3,030,000 $ 303,000 $ 0
Mahoning, Ohio 10 $ 1,720,000 $ 172,000 $ 0
Trumbull, Ohio 10 $ 1,810,000 $ 181,000 $ 0
Wayne, Ohio 10 $ 1,730,000 $ 173,000 $ 0
Tulsa, Oklahoma 10 $ 2,250,000 $ 225,000 $ 0
Westmoreland, Pennsylvania 10 $ 2,090,000 $ 209,000 $ 0
Florence, South Carolina 10 $ 1,740,000 $ 174,000 $ 0
Fayette, Tennessee 10 $ 2,530,000 $ 253,000 $ 0
Roane, Tennessee 10 $ 2,560,000 $ 256,000 $ 0
Tom Green, Texas 10 $ 2,070,000 $ 207,000 $ 0
Wilson, Texas 10 $ 3,080,000 $ 308,000 $ 0
Franklin, Virginia 10 $ 2,280,000 $ 228,000 $ 0
New Kent, Virginia 10 $ 2,980,000 $ 298,000 $ 0
Warren, Virginia 10 $ 2,850,000 $ 285,000 $ 0
Saline, Arkansas 9 $ 2,065,000 $ 229,444 $ 0
Siskiyou, California 9 $ 1,915,000 $ 212,777 $ 13,000
Barrow, Georgia 9 $ 1,525,000 $ 169,444 $ 0
Spalding, Georgia 9 $ 1,895,000 $ 210,555 $ 0
Bonner, Idaho 9 $ 2,855,000 $ 317,222 $ 15,000
Floyd, Indiana 9 $ 1,975,000 $ 219,444 $ 0
Jefferson, Kentucky 9 $ 1,805,000 $ 200,555 $ 0
Ingham, Michigan 9 $ 1,725,000 $ 191,666 $ 0
Lapeer, Michigan 9 $ 2,005,000 $ 222,777 $ 0
Van Buren, Michigan 9 $ 1,815,000 $ 201,666 $ 0
Cape May, New Jersey 9 $ 1,945,000 $ 216,111 $ 0
Somerset, New Jersey 9 $ 3,595,000 $ 399,444 $ 0
Cherokee, North Carolina 9 $ 1,945,000 $ 216,111 $ 0
Davie, North Carolina 9 $ 2,145,000 $ 238,333 $ 0
Lee, North Carolina 9 $ 1,875,000 $ 208,333 $ 0
Clark, Ohio 9 $ 1,985,000 $ 220,555 $ 0
Jasper, South Carolina 9 $ 2,195,000 $ 243,888 $ 0
Blount, Tennessee 9 $ 2,485,000 $ 276,111 $ 0
Coffee, Tennessee 9 $ 2,505,000 $ 278,333 $ 0
Wise, Texas 9 $ 2,565,000 $ 285,000 $ 0
Arlington, Virginia 9 $ 4,175,000 $ 463,888 $ 0
Caroline, Virginia 9 $ 2,065,000 $ 229,444 $ 0
Culpeper, Virginia 9 $ 2,855,000 $ 317,222 $ 0
Gloucester, Virginia 9 $ 2,375,000 $ 263,888 $ 0
Isle of Wight, Virginia 9 $ 3,265,000 $ 362,777 $ 0
Jefferson, Wisconsin 9 $ 2,195,000 $ 243,888 $ 0
Marathon, Wisconsin 9 $ 2,395,000 $ 266,111 $ 6,000
Cullman, Alabama 8 $ 1,630,000 $ 203,750 $ 0
Calaveras, California 8 $ 2,160,000 $ 270,000 $ 0
Tuolumne, California 8 $ 2,440,000 $ 305,000 $ 0
Yolo, California 8 $ 2,770,000 $ 346,250 $ 0
Elbert, Colorado 8 $ 2,980,000 $ 372,500 $ 0
La Plata, Colorado 8 $ 2,720,000 $ 340,000 $ 0
Effingham, Georgia 8 $ 1,860,000 $ 232,500 $ 0
Twin Falls, Idaho 8 $ 2,090,000 $ 261,250 $ 0
Winnebago, Illinois 8 $ 1,720,000 $ 215,000 $ 0
Jasper, Indiana 8 $ 1,720,000 $ 215,000 $ 0
Madison, Indiana 8 $ 1,340,000 $ 167,500 $ 0
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 24,855 $6,877,155,000 $276,000 $1,705,000 $0 $745,000
Cash-out Refinancing 208 $59,690,000 $286,000 $1,015,000 $87,000 $303,000
Home Purchase 13 $7,335,000 $564,000 $1,745,000 $149,000 $324,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,484 $4,490,430,000 $272,000 $1,745,000 $1,000 $551,000
Black or African American 5,148 $1,433,200,000 $278,000 $1,365,000 $0 $202,000
Hispanic 2,640 $747,510,000 $283,000 $1,285,000 $1,000 $205,000
Asian 536 $188,730,000 $352,000 $875,000 $4,000 $745,000
Native Hawaiian or Other Pacific Islander 122 $41,990,000 $344,000 $805,000 $0 $0
American Indian or Alaskan Native 88 $25,450,000 $289,000 $685,000 $0 $0
Not Provided 58 $16,870,000 $290,000 $615,000 $4,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 24,682 $6,835,620,000 $276,000 $1,745,000 $0 $313,000
FHA-insured (Federal Housing Administration) 325 $86,665,000 $266,000 $655,000 $5,000 $173,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 69 $21,895,000 $317,000 $685,000 $128,000 $745,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,288 $5,566,980,000 $274,000 $1,705,000 $0 $745,000
Application Withdrawn By Applicant 2,224 $655,150,000 $294,000 $1,745,000 $2,000 $551,000
File Closed For Incompleteness 1,449 $419,845,000 $289,000 $1,285,000 $0 $180,000
Application Denied By Financial Institution 1,115 $302,205,000 $271,000 $975,000 $5,000 $260,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,961 $6,641,975,000 $277,000 $1,745,000 $1,000 $745,000
Other 1,018 $276,590,000 $271,000 $975,000 $4,000 $216,000
Credit History 68 $17,110,000 $251,000 $575,000 $3,000 $81,000
Collateral 12 $3,080,000 $256,000 $425,000 $50,000 $195,000
Debt-To-Income Ratio 7 $2,505,000 $357,000 $675,000 $102,000 $260,000
Employment History 7 $2,315,000 $330,000 $535,000 $16,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 3 $605,000 $201,000 $255,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List