Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Clearview Federal Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 591 |
| Total Mortgage Loan Application Amount | $32,521,000 |
| Average Mortgage Loan Application Amount | $66,985 |
| Highest Mortgage Loan Application Amount | $320,000 |
| Average Applicant Income | $75,626 |
| Highest Applicant Income | $257,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 159 | $ 7,640,000 | $ 48,000 | $ 62,000 |
| Beaver County Pennsylvania | 71 | $ 4,125,000 | $ 58,000 | $ 48,000 |
| Mecklenburg County North Carolina | 36 | $ 1,754,000 | $ 48,000 | $ 71,000 |
| Washington County Pennsylvania | 23 | $ 1,199,000 | $ 52,000 | $ 71,000 |
| Delaware County Pennsylvania | 15 | $ 518,000 | $ 34,000 | $ 60,000 |
| Fairfax County Virginia | 11 | $ 632,000 | $ 57,000 | $ 110,000 |
| Virginia Beach County Virginia | 8 | $ 565,000 | $ 70,000 | $ 63,000 |
| San Diego County California | 7 | $ 273,000 | $ 39,000 | $ 71,000 |
| New Castle County Delaware | 7 | $ 197,000 | $ 28,000 | $ 63,000 |
| Cabarrus County North Carolina | 7 | $ 496,000 | $ 70,000 | $ 86,000 |
| Gaston County North Carolina | 7 | $ 246,000 | $ 35,000 | $ 65,000 |
| Maricopa County Arizona | 6 | $ 433,000 | $ 72,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 6 | $ 315,000 | $ 52,000 | $ 51,000 |
| Broward County Florida | 5 | $ 185,000 | $ 37,000 | $ 64,000 |
| Anne Arundel County Maryland | 5 | $ 302,000 | $ 60,000 | $ 72,000 |
| Butler County Pennsylvania | 5 | $ 277,000 | $ 55,000 | $ 68,000 |
| York County South Carolina | 5 | $ 295,000 | $ 59,000 | $ 80,000 |
| Polk County Florida | 4 | $ 342,000 | $ 85,000 | $ 43,000 |
| Essex County Massachusetts | 4 | $ 308,000 | $ 77,000 | $ 80,000 |
| Camden County New Jersey | 4 | $ 171,000 | $ 42,000 | $ 66,000 |
| Forsyth County North Carolina | 4 | $ 142,000 | $ 35,000 | $ 57,000 |
| Guilford County North Carolina | 4 | $ 317,000 | $ 79,000 | $ 74,000 |
| Columbiana County Ohio | 4 | $ 313,000 | $ 78,000 | $ 54,000 |
| Hillsborough County Florida | 3 | $ 160,000 | $ 53,000 | $ 56,000 |
| Orange County Florida | 3 | $ 284,000 | $ 94,000 | $ 65,000 |
| Palm Beach County Florida | 3 | $ 149,000 | $ 49,000 | $ 76,000 |
| Hendricks County Indiana | 3 | $ 220,000 | $ 73,000 | $ 105,000 |
| Prince George's County Maryland | 3 | $ 138,000 | $ 46,000 | $ 45,000 |
| Gloucester County New Jersey | 3 | $ 86,000 | $ 28,000 | $ 76,000 |
| Erie County New York | 3 | $ 145,000 | $ 48,000 | $ 52,000 |
| Lincoln County North Carolina | 3 | $ 141,000 | $ 47,000 | $ 43,000 |
| Chester County Pennsylvania | 3 | $ 178,000 | $ 59,000 | $ 67,000 |
| Westmoreland County Pennsylvania | 3 | $ 199,000 | $ 66,000 | $ 65,000 |
| Charleston County South Carolina | 3 | $ 156,000 | $ 52,000 | $ 39,000 |
| Hancock County West Virginia | 3 | $ 193,000 | $ 64,000 | $ 64,000 |
| Riverside County California | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Hartford County Connecticut | 2 | $ 163,000 | $ 81,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 2 | $ 59,000 | $ 29,000 | $ 52,000 |
| Brevard County Florida | 2 | $ 125,000 | $ 62,000 | $ 44,000 |
| Miami-Dade County Florida | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Pinellas County Florida | 2 | $ 68,000 | $ 34,000 | $ 55,000 |
| Seminole County Florida | 2 | $ 145,000 | $ 72,000 | $ 101,000 |
| Jefferson County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 153,000 |
| East Baton Rouge County Louisiana | 2 | $ 146,000 | $ 73,000 | $ 40,000 |
| Howard County Maryland | 2 | $ 277,000 | $ 138,000 | $ 78,000 |
| Montgomery County Maryland | 2 | $ 150,000 | $ 75,000 | $ 98,000 |
| Wicomico County Maryland | 2 | $ 51,000 | $ 25,000 | $ 76,000 |
| Plymouth County Massachusetts | 2 | $ 60,000 | $ 30,000 | $ 78,000 |
| Clark County Nevada | 2 | $ 141,000 | $ 70,000 | $ 83,000 |
| Burlington County New Jersey | 2 | $ 81,000 | $ 40,000 | $ 89,000 |
| Onondaga County New York | 2 | $ 79,000 | $ 39,000 | $ 102,000 |
| Davidson County North Carolina | 2 | $ 85,000 | $ 42,000 | $ 63,000 |
| New Hanover County North Carolina | 2 | $ 95,000 | $ 47,000 | $ 27,000 |
| Bucks County Pennsylvania | 2 | $ 88,000 | $ 44,000 | $ 57,000 |
| Clinton County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Lehigh County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 68,000 |
| Montgomery County Pennsylvania | 2 | $ 93,000 | $ 46,000 | $ 96,000 |
| Arlington County Virginia | 2 | $ 92,000 | $ 46,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 225,000 | $ 112,000 | $ 79,000 |
| Spotsylvania County Virginia | 2 | $ 129,000 | $ 64,000 | $ 108,000 |
| Pinal County Arizona | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Yavapai County Arizona | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Jefferson County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 116,000 |
| Los Angeles County California | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Orange County California | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| San Francisco County California | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| San Mateo County California | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Grand County Colorado | 1 | $ 250,000 | $ 250,000 | $ 257,000 |
| Tolland County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Windham County Connecticut | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Bradford County Florida | 1 | $ 24,000 | $ 24,000 | $ 55,000 |
| Indian River County Florida | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Nassau County Florida | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Osceola County Florida | 1 | $ 15,000 | $ 15,000 | $ 131,000 |
| Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| St. Lucie County Florida | 1 | $ 30,000 | $ 30,000 | $ 123,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 179,000 |
| Cobb County Georgia | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Cook County Illinois | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Boone County Indiana | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Woodson County Kansas | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| York County Maine | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Baltimore County Maryland | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Cecil County Maryland | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Frederick County Maryland | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Harford County Maryland | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Talbot County Maryland | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Worcester County Maryland | 1 | $ 50,000 | $ 50,000 | $ 103,000 |
| Barnstable County Massachusetts | 1 | $ 87,000 | $ 87,000 | $ 80,000 |
| Hampden County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Norfolk County Massachusetts | 1 | $ 51,000 | $ 51,000 | $ 189,000 |
| Suffolk County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Dakota County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 186,000 |
| Jackson County Missouri | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Rockingham County New Hampshire | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Atlantic County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Hunterdon County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 125,000 |
| Mercer County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Somerset County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 92,000 |
| Union County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Santa Fe County New Mexico | 1 | $ 44,000 | $ 44,000 | $ 64,000 |
| Broome County New York | 1 | $ 36,000 | $ 36,000 | $ 143,000 |
| Chautauqua County New York | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Delaware County New York | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Jefferson County New York | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Livingston County New York | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Madison County New York | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Oneida County New York | 1 | $ 126,000 | $ 126,000 | $ 88,000 |
| Orange County New York | 1 | $ 70,000 | $ 70,000 | $ 156,000 |
| Richmond County New York | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Steuben County New York | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Wyoming County New York | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Catawba County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 40,000 |
| Cleveland County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Iredell County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Rutherford County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 216,000 |
| Surry County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Union County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Yadkin County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 73,000 |
| Belmont County Ohio | 1 | $ 59,000 | $ 59,000 | $ 106,000 |
| Clinton County Ohio | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Cuyahoga County Ohio | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Darke County Ohio | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Delaware County Ohio | 1 | $ 16,000 | $ 16,000 | $ 51,000 |
| Hamilton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Jefferson County Ohio | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Medina County Ohio | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Oklahoma County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Rogers County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| Cambria County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 31,000 |
| Indiana County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Lackawanna County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Lawrence County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Luzerne County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| York County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Providence County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Chester County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Fairfield County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 77,000 |
| Davidson County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Loudon County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Franklin County Vermont | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Botetourt County Virginia | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Hampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Hanover County Virginia | 1 | $ 290,000 | $ 290,000 | $ 88,000 |
| Prince William County Virginia | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Roanoke County Virginia | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Clark County Washington | 1 | $ 47,000 | $ 47,000 | $ 202,000 |
| Pierce County Washington | 1 | $ 36,000 | $ 36,000 | $ 118,000 |
| Brooke County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Lewis County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Ohio County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Preston County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 344 | $19,087,000 | $57,541 | $320,000 | $80,416 | $216,000 |
| Home Improvement | 205 | $8,355,000 | $45,068 | $250,000 | $81,586 | $257,000 |
| Home Purchase | 42 | $5,079,000 | $128,571 | $290,000 | $55,071 | $104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 380 | $22,197,000 | $59,129 | $320,000 | $80,483 | $257,000 |
| Not Provided | 163 | $7,400,000 | $51,526 | $225,000 | $70,473 | $216,000 |
| Black or African American | 29 | $1,760,000 | $53,363 | $200,000 | $78,636 | $195,000 |
| Hispanic | 11 | $799,000 | $87,250 | $252,000 | $93,000 | $186,000 |
| American Indian or Alaskan Native | 4 | $230,000 | $57,500 | $100,000 | $91,250 | $143,000 |
| Asian | 3 | $105,000 | $35,000 | $75,000 | $88,666 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $30,000 | $30,000 | $30,000 | $108,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 591 | $32,521,000 | $57,342 | $320,000 | $83,771 | $257,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 467 | $25,283,000 | $54,032 | $320,000 | $77,838 | $225,000 |
| Application Withdrawn By Applicant | 58 | $3,758,000 | $63,875 | $225,000 | $86,937 | $186,000 |
| Application Denied By Financial Institution | 51 | $2,859,000 | $67,529 | $250,000 | $77,000 | $257,000 |
| File Closed For Incompleteness | 11 | $435,000 | $34,500 | $100,000 | $44,666 | $192,000 |
| Application Approved But Not Accepted | 4 | $186,000 | $62,500 | $95,000 | $56,500 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $552,000 | $64,857 | $250,000 | $67,714 | $257,000 |
| Credit History | 6 | $245,000 | $37,750 | $90,000 | $53,500 | $84,000 |
| Collateral | 3 | $126,000 | $49,500 | $72,000 | $54,000 | $80,000 |
| Credit Application Incomplete | 3 | $162,000 | $54,000 | $72,000 | $57,000 | $61,000 |
| Other | 1 | $49,000 | $49,000 | $49,000 | $69,000 | $69,000 |
| Employment History | 1 | $200,000 | $200,000 | $200,000 | $98,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $15,000 | $15,000 | $15,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.