Coastalstates Bank Mortgage Lending & HMDA Data, 2014
In 2014, Coastalstates Bank of Hilton Head Island, SC reported 616 mortgage applications totaling $128.7 million. The average application was for $208,975, and applicants reported an average income of $2,782. 2% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Oxnard-Thousand Oaks-Ventura, CA (45), Anaheim-Santa Ana-Irvine, CA (42) and St. Louis, MO-IL (32) (applications in parentheses).
| Mortgage Company & Address | Coastalstates Bank 5 Bow Circle Hilton Head Island, SC 29928 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2016 2015 2014 |
| Total Number of Mortgage Applications | 616 |
| Total Mortgage Loan Application Amount | $128,729,000 |
| Average Mortgage Loan Application Amount | $208,975 |
| Highest Mortgage Loan Application Amount | $976,000 |
| Average Applicant Income | $2,782 |
| Highest Applicant Income | $388,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coastalstates Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oxnard-Thousand Oaks-Ventura, CA | 45 | $ 15,839,000 | $ 351,977 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 42 | $ 14,150,000 | $ 336,904 | $ 0 |
| St. Louis, MO-IL | 32 | $ 5,535,000 | $ 172,968 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 5,946,000 | $ 191,806 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 5,847,000 | $ 224,884 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 3,496,000 | $ 145,666 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 24 | $ 9,611,000 | $ 400,458 | $ 0 |
| Birmingham-Hoover, AL | 18 | $ 2,339,000 | $ 129,944 | $ 0 |
| Montgomery, AL | 18 | $ 2,822,000 | $ 156,777 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 2,537,000 | $ 169,133 | $ 0 |
| Columbus, OH | 12 | $ 1,722,000 | $ 143,500 | $ 0 |
| Dothan, AL | 12 | $ 1,313,000 | $ 109,416 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 2,023,000 | $ 168,583 | $ 113,000 |
| San Diego-Carlsbad, CA | 11 | $ 3,142,000 | $ 285,636 | $ 0 |
| Eugene, OR | 10 | $ 2,824,000 | $ 282,400 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 3,270,000 | $ 327,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 1,979,000 | $ 219,888 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 9 | $ 1,530,000 | $ 170,000 | $ 0 |
| Mobile, AL | 9 | $ 1,313,000 | $ 145,888 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,311,000 | $ 145,666 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,209,000 | $ 276,125 | $ 0 |
| Fort Wayne, IN | 6 | $ 559,000 | $ 93,166 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 1,459,000 | $ 243,166 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 1,353,000 | $ 225,500 | $ 0 |
| Cincinnati, OH-KY-IN | 5 | $ 799,000 | $ 159,800 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 986,000 | $ 197,200 | $ 0 |
| Gainesville, FL | 5 | $ 717,000 | $ 143,400 | $ 0 |
| Johnson City, TN | 5 | $ 724,000 | $ 144,800 | $ 0 |
| Huntsville, AL | 4 | $ 356,000 | $ 89,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,648,000 | $ 412,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 3 | $ 366,000 | $ 122,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 696,000 | $ 232,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Santa Rosa, CA | 3 | $ 859,000 | $ 286,333 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Camden, NJ | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 469,000 | $ 234,500 | $ 0 |
| Dallas-Plano-Irving, TX | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 1,254,000 | $ 627,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 371,000 | $ 185,500 | $ 0 |
| Ocala, FL | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Ocean City, NJ | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 508,000 | $ 254,000 | $ 0 |
| Philadelphia, PA | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Raleigh, NC | 2 | $ 348,000 | $ 174,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 681,000 | $ 340,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Savannah, GA | 2 | $ 488,000 | $ 244,000 | $ 75,000 |
| Albany, OR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Asheville, NC | 1 | $ 368,000 | $ 368,000 | $ 388,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bowling Green, KY | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Burlington, NC | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cleveland-Elyria, OH | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Danville, IL | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Fresno, CA | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Gary, IN | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hinesville, GA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Jackson, MS | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Jacksonville, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Joplin, MO | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Kankakee, IL | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lancaster, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Macon, GA | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Morristown, TN | 1 | $ 157,000 | $ 157,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Newark, NJ-PA | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Sebring, FL | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Springfield, MO | 1 | $ 126,000 | $ 126,000 | $ 0 |
| State College, PA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Tallahassee, FL | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 769,000 | $ 769,000 | $ 0 |
| York-Hanover, PA | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Yuba City, CA | 1 | $ 116,000 | $ 116,000 | $ 0 |
Mortgage Loan Application Detail Totals for Coastalstates Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 366 | $69,204,000 | $189,000 | $825,000 | $4,000 | $388,000 |
| Refinancing | 250 | $59,525,000 | $238,000 | $976,000 | $1,000 | $273,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 601 | $125,824,000 | $209,000 | $976,000 | $0 | $0 |
| White | 14 | $2,810,000 | $200,000 | $600,000 | $127,000 | $388,000 |
| Hispanic | 1 | $95,000 | $95,000 | $95,000 | $170,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 362 | $88,632,000 | $244,000 | $976,000 | $5,000 | $388,000 |
| FHA-insured (Federal Housing Administration) | 125 | $16,803,000 | $134,000 | $328,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 91 | $19,226,000 | $211,000 | $769,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $4,068,000 | $107,000 | $191,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 601 | $125,824,000 | $209,000 | $976,000 | $0 | $0 |
| Loan Originated | 10 | $1,600,000 | $160,000 | $368,000 | $136,000 | $388,000 |
| Application Withdrawn By Applicant | 4 | $1,125,000 | $281,000 | $600,000 | $131,000 | $273,000 |
| Application Denied By Financial Institution | 1 | $180,000 | $180,000 | $180,000 | $61,000 | $61,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastalstates Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastalstates Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About