Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Commerce Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,742 |
| Total Mortgage Loan Application Amount | $1,637,500,000 |
| Average Mortgage Loan Application Amount | $174,833 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $121,500 |
| Highest Applicant Income | $7,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,283 | $ 192,785,000 | $ 150,000 | $ 152,000 |
| Jackson County Missouri | 1,126 | $ 140,690,000 | $ 124,000 | $ 123,000 |
| Johnson County Kansas | 965 | $ 173,275,000 | $ 179,000 | $ 188,000 |
| St. Charles County Missouri | 641 | $ 64,865,000 | $ 101,000 | $ 115,000 |
| Jefferson County Missouri | 370 | $ 30,720,000 | $ 83,000 | $ 94,000 |
| Greene County Missouri | 368 | $ 55,590,000 | $ 151,000 | $ 101,000 |
| Clay County Missouri | 334 | $ 43,920,000 | $ 131,000 | $ 125,000 |
| Sedgwick County Kansas | 285 | $ 37,395,000 | $ 131,000 | $ 139,000 |
| St. Louis City County Missouri | 285 | $ 29,125,000 | $ 102,000 | $ 101,000 |
| Cass County Missouri | 274 | $ 41,610,000 | $ 151,000 | $ 130,000 |
| Boone County Missouri | 183 | $ 35,505,000 | $ 194,000 | $ 142,000 |
| Buchanan County Missouri | 171 | $ 16,895,000 | $ 98,000 | $ 102,000 |
| Platte County Missouri | 136 | $ 20,430,000 | $ 150,000 | $ 197,000 |
| Wyandotte County Kansas | 133 | $ 14,175,000 | $ 106,000 | $ 74,000 |
| Christian County Missouri | 112 | $ 12,940,000 | $ 115,000 | $ 116,000 |
| St. Clair County Illinois | 110 | $ 8,200,000 | $ 74,000 | $ 93,000 |
| Denver County Colorado | 102 | $ 61,770,000 | $ 605,000 | $ 286,000 |
| Leavenworth County Kansas | 99 | $ 11,365,000 | $ 114,000 | $ 94,000 |
| Peoria County Illinois | 98 | $ 8,370,000 | $ 85,000 | $ 109,000 |
| McLean County Illinois | 84 | $ 9,020,000 | $ 107,000 | $ 109,000 |
| Douglas County Kansas | 82 | $ 10,790,000 | $ 131,000 | $ 130,000 |
| Cape Girardeau County Missouri | 82 | $ 11,040,000 | $ 134,000 | $ 108,000 |
| Jasper County Missouri | 79 | $ 7,575,000 | $ 95,000 | $ 88,000 |
| Douglas County Colorado | 66 | $ 35,880,000 | $ 543,000 | $ 277,000 |
| Arapahoe County Colorado | 61 | $ 26,405,000 | $ 432,000 | $ 225,000 |
| Riley County Kansas | 60 | $ 9,260,000 | $ 154,000 | $ 121,000 |
| Polk County Missouri | 54 | $ 4,570,000 | $ 84,000 | $ 69,000 |
| Tazewell County Illinois | 53 | $ 4,565,000 | $ 86,000 | $ 94,000 |
| Butler County Kansas | 52 | $ 7,520,000 | $ 144,000 | $ 145,000 |
| Moniteau County Missouri | 52 | $ 5,560,000 | $ 106,000 | $ 76,000 |
| Jefferson County Colorado | 49 | $ 29,425,000 | $ 600,000 | $ 315,000 |
| Randolph County Missouri | 48 | $ 5,000,000 | $ 104,000 | $ 94,000 |
| Newton County Missouri | 42 | $ 5,900,000 | $ 140,000 | $ 126,000 |
| Tulsa County Oklahoma | 40 | $ 8,390,000 | $ 209,000 | $ 161,000 |
| Crawford County Kansas | 37 | $ 4,685,000 | $ 126,000 | $ 90,000 |
| Adams County Colorado | 36 | $ 13,080,000 | $ 363,000 | $ 170,000 |
| Camden County Missouri | 36 | $ 9,700,000 | $ 269,000 | $ 255,000 |
| Madison County Illinois | 35 | $ 2,865,000 | $ 81,000 | $ 175,000 |
| Warren County Missouri | 35 | $ 3,055,000 | $ 87,000 | $ 88,000 |
| Laclede County Missouri | 34 | $ 3,010,000 | $ 88,000 | $ 84,000 |
| Finney County Kansas | 33 | $ 3,725,000 | $ 112,000 | $ 116,000 |
| Stone County Missouri | 32 | $ 7,200,000 | $ 225,000 | $ 186,000 |
| Lincoln County Missouri | 31 | $ 2,585,000 | $ 83,000 | $ 89,000 |
| Audrain County Missouri | 30 | $ 2,900,000 | $ 96,000 | $ 74,000 |
| Barry County Missouri | 29 | $ 4,335,000 | $ 149,000 | $ 146,000 |
| Taney County Missouri | 29 | $ 3,885,000 | $ 133,000 | $ 116,000 |
| Monroe County Illinois | 28 | $ 3,040,000 | $ 108,000 | $ 107,000 |
| Reno County Kansas | 28 | $ 1,840,000 | $ 65,000 | $ 83,000 |
| Butler County Missouri | 28 | $ 2,490,000 | $ 88,000 | $ 104,000 |
| Maricopa County Arizona | 25 | $ 16,955,000 | $ 678,000 | $ 270,000 |
| Cherokee County Kansas | 25 | $ 1,895,000 | $ 75,000 | $ 77,000 |
| Clinton County Missouri | 24 | $ 2,590,000 | $ 107,000 | $ 137,000 |
| St. Francois County Missouri | 24 | $ 1,700,000 | $ 70,000 | $ 57,000 |
| Callaway County Missouri | 23 | $ 2,865,000 | $ 124,000 | $ 102,000 |
| Franklin County Missouri | 23 | $ 3,535,000 | $ 153,000 | $ 103,000 |
| Woodford County Illinois | 21 | $ 1,335,000 | $ 63,000 | $ 92,000 |
| Marion County Missouri | 21 | $ 2,205,000 | $ 105,000 | $ 103,000 |
| Oklahoma County Oklahoma | 21 | $ 6,265,000 | $ 298,000 | $ 155,000 |
| Cook County Illinois | 19 | $ 8,575,000 | $ 451,000 | $ 227,000 |
| Andrew County Missouri | 19 | $ 3,155,000 | $ 166,000 | $ 113,000 |
| Johnson County Missouri | 19 | $ 2,455,000 | $ 129,000 | $ 124,000 |
| Scott County Missouri | 18 | $ 1,090,000 | $ 60,000 | $ 82,000 |
| Miami County Kansas | 17 | $ 2,435,000 | $ 143,000 | $ 175,000 |
| Ellis County Kansas | 16 | $ 1,850,000 | $ 115,000 | $ 112,000 |
| Morgan County Missouri | 16 | $ 2,110,000 | $ 131,000 | $ 164,000 |
| Pottawatomie County Kansas | 14 | $ 3,000,000 | $ 214,000 | $ 122,000 |
| Cole County Missouri | 14 | $ 1,960,000 | $ 140,000 | $ 169,000 |
| Lawrence County Missouri | 14 | $ 2,050,000 | $ 146,000 | $ 83,000 |
| Champaign County Illinois | 13 | $ 6,915,000 | $ 531,000 | $ 97,000 |
| El Paso County Colorado | 12 | $ 3,730,000 | $ 310,000 | $ 193,000 |
| Weld County Colorado | 12 | $ 3,600,000 | $ 300,000 | $ 179,000 |
| Lafayette County Missouri | 12 | $ 1,760,000 | $ 146,000 | $ 96,000 |
| Pettis County Missouri | 12 | $ 910,000 | $ 75,000 | $ 88,000 |
| Ray County Missouri | 12 | $ 890,000 | $ 74,000 | $ 83,000 |
| Webster County Missouri | 12 | $ 1,670,000 | $ 139,000 | $ 93,000 |
| Collier County Florida | 11 | $ 9,225,000 | $ 838,000 | $ 515,000 |
| Dallas County Missouri | 11 | $ 755,000 | $ 68,000 | $ 52,000 |
| Harris County Texas | 11 | $ 6,375,000 | $ 579,000 | $ 288,000 |
| Eagle County Colorado | 10 | $ 13,500,000 | $ 1,350,000 | $ 500,000 |
| Shawnee County Kansas | 10 | $ 1,850,000 | $ 185,000 | $ 91,000 |
| Miller County Missouri | 10 | $ 1,750,000 | $ 175,000 | $ 70,000 |
| Ste. Genevieve County Missouri | 10 | $ 1,240,000 | $ 124,000 | $ 94,000 |
| Boulder County Colorado | 9 | $ 5,675,000 | $ 630,000 | $ 258,000 |
| Doniphan County Kansas | 9 | $ 625,000 | $ 69,000 | $ 69,000 |
| Jefferson County Kansas | 9 | $ 965,000 | $ 107,000 | $ 131,000 |
| Bates County Missouri | 9 | $ 1,545,000 | $ 171,000 | $ 120,000 |
| Travis County Texas | 9 | $ 5,955,000 | $ 661,000 | $ 247,000 |
| Grand County Colorado | 8 | $ 5,150,000 | $ 643,000 | $ 326,000 |
| Miami-Dade County Florida | 8 | $ 6,940,000 | $ 867,000 | $ 485,000 |
| Adams County Illinois | 8 | $ 2,290,000 | $ 286,000 | $ 267,000 |
| Franklin County Kansas | 8 | $ 780,000 | $ 97,000 | $ 88,000 |
| Larimer County Colorado | 7 | $ 2,825,000 | $ 403,000 | $ 191,000 |
| Summit County Colorado | 7 | $ 4,305,000 | $ 615,000 | $ 353,000 |
| Broward County Florida | 7 | $ 4,835,000 | $ 690,000 | $ 261,000 |
| Atchison County Kansas | 7 | $ 345,000 | $ 49,000 | $ 71,000 |
| Cowley County Kansas | 7 | $ 575,000 | $ 82,000 | $ 73,000 |
| Saline County Kansas | 7 | $ 375,000 | $ 53,000 | $ 76,000 |
| Benton County Missouri | 7 | $ 765,000 | $ 109,000 | $ 131,000 |
| Cedar County Missouri | 7 | $ 585,000 | $ 83,000 | $ 62,000 |
| Cooper County Missouri | 7 | $ 1,445,000 | $ 206,000 | $ 157,000 |
| Henry County Missouri | 7 | $ 705,000 | $ 100,000 | $ 93,000 |
| Ralls County Missouri | 7 | $ 585,000 | $ 83,000 | $ 84,000 |
| Stoddard County Missouri | 7 | $ 1,165,000 | $ 166,000 | $ 89,000 |
| Canadian County Oklahoma | 7 | $ 1,355,000 | $ 193,000 | $ 171,000 |
| Lee County Florida | 6 | $ 3,920,000 | $ 653,000 | $ 208,000 |
| DuPage County Illinois | 6 | $ 3,160,000 | $ 526,000 | $ 484,000 |
| Fulton County Illinois | 6 | $ 250,000 | $ 41,000 | $ 66,000 |
| DeKalb County Missouri | 6 | $ 670,000 | $ 111,000 | $ 151,000 |
| Phelps County Missouri | 6 | $ 840,000 | $ 140,000 | $ 74,000 |
| Davidson County Tennessee | 6 | $ 4,490,000 | $ 748,000 | $ 189,000 |
| Dallas County Texas | 6 | $ 2,950,000 | $ 491,000 | $ 239,000 |
| Broomfield County Colorado | 5 | $ 3,025,000 | $ 605,000 | $ 133,000 |
| Charlotte County Florida | 5 | $ 4,155,000 | $ 831,000 | $ 1,133,000 |
| Orange County Florida | 5 | $ 3,925,000 | $ 785,000 | $ 515,000 |
| Palm Beach County Florida | 5 | $ 4,205,000 | $ 841,000 | $ 1,771,000 |
| Geary County Kansas | 5 | $ 535,000 | $ 107,000 | $ 66,000 |
| Labette County Kansas | 5 | $ 295,000 | $ 59,000 | $ 261,000 |
| Linn County Kansas | 5 | $ 535,000 | $ 107,000 | $ 69,000 |
| Bollinger County Missouri | 5 | $ 225,000 | $ 45,000 | $ 117,000 |
| Wayne County Missouri | 5 | $ 775,000 | $ 155,000 | $ 79,000 |
| Williamson County Texas | 5 | $ 3,305,000 | $ 661,000 | $ 224,000 |
| San Bernardino County California | 4 | $ 1,530,000 | $ 382,000 | $ 1,023,000 |
| Pueblo County Colorado | 4 | $ 1,500,000 | $ 375,000 | $ 318,000 |
| Duval County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 135,000 |
| Hillsborough County Florida | 4 | $ 3,190,000 | $ 797,000 | $ 437,000 |
| Pinellas County Florida | 4 | $ 3,240,000 | $ 810,000 | $ 585,000 |
| Walton County Florida | 4 | $ 2,850,000 | $ 712,000 | $ 1,112,000 |
| Williamson County Illinois | 4 | $ 170,000 | $ 42,000 | $ 67,000 |
| Chase County Kansas | 4 | $ 60,000 | $ 15,000 | $ 70,000 |
| Harvey County Kansas | 4 | $ 750,000 | $ 187,000 | $ 90,000 |
| Montgomery County Kansas | 4 | $ 120,000 | $ 30,000 | $ 57,000 |
| Neosho County Kansas | 4 | $ 350,000 | $ 87,000 | $ 54,000 |
| Rice County Kansas | 4 | $ 300,000 | $ 75,000 | $ 74,000 |
| Sumner County Kansas | 4 | $ 740,000 | $ 185,000 | $ 110,000 |
| Crawford County Missouri | 4 | $ 220,000 | $ 55,000 | $ 86,000 |
| Dade County Missouri | 4 | $ 180,000 | $ 45,000 | $ 81,000 |
| Daviess County Missouri | 4 | $ 1,640,000 | $ 410,000 | $ 235,000 |
| Hickory County Missouri | 4 | $ 620,000 | $ 155,000 | $ 112,000 |
| Macon County Missouri | 4 | $ 180,000 | $ 45,000 | $ 45,000 |
| Perry County Missouri | 4 | $ 470,000 | $ 117,000 | $ 86,000 |
| Pulaski County Missouri | 4 | $ 590,000 | $ 147,000 | $ 102,000 |
| Ripley County Missouri | 4 | $ 470,000 | $ 117,000 | $ 69,000 |
| St. Clair County Missouri | 4 | $ 240,000 | $ 60,000 | $ 37,000 |
| Washington County Missouri | 4 | $ 90,000 | $ 22,000 | $ 29,000 |
| Creek County Oklahoma | 4 | $ 810,000 | $ 202,000 | $ 100,000 |
| Charleston County South Carolina | 4 | $ 4,910,000 | $ 1,227,000 | $ 2,186,000 |
| Pima County Arizona | 3 | $ 2,205,000 | $ 735,000 | $ 741,000 |
| Benton County Arkansas | 3 | $ 1,235,000 | $ 411,000 | $ 279,000 |
| Chaffee County Colorado | 3 | $ 1,665,000 | $ 555,000 | $ 143,000 |
| Elbert County Colorado | 3 | $ 1,505,000 | $ 501,000 | $ 176,000 |
| Gunnison County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 482,000 |
| La Plata County Colorado | 3 | $ 775,000 | $ 258,000 | $ 150,000 |
| Pasco County Florida | 3 | $ 605,000 | $ 201,000 | $ 113,000 |
| St. Johns County Florida | 3 | $ 2,585,000 | $ 861,000 | $ 443,000 |
| Alexander County Illinois | 3 | $ 85,000 | $ 28,000 | $ 46,000 |
| Kane County Illinois | 3 | $ 615,000 | $ 205,000 | $ 412,000 |
| Livingston County Illinois | 3 | $ 95,000 | $ 31,000 | $ 57,000 |
| Macon County Illinois | 3 | $ 45,000 | $ 15,000 | $ 33,000 |
| McHenry County Illinois | 3 | $ 505,000 | $ 168,000 | $ 212,000 |
| Washington County Illinois | 3 | $ 485,000 | $ 161,000 | $ 76,000 |
| Dickinson County Kansas | 3 | $ 165,000 | $ 55,000 | $ 71,000 |
| Harper County Kansas | 3 | $ 175,000 | $ 58,000 | $ 47,000 |
| Jackson County Kansas | 3 | $ 835,000 | $ 278,000 | $ 117,000 |
| Lyon County Kansas | 3 | $ 85,000 | $ 28,000 | $ 82,000 |
| McPherson County Kansas | 3 | $ 455,000 | $ 151,000 | $ 151,000 |
| Washtenaw County Michigan | 3 | $ 915,000 | $ 305,000 | $ 458,000 |
| Barton County Missouri | 3 | $ 185,000 | $ 61,000 | $ 70,000 |
| Gentry County Missouri | 3 | $ 285,000 | $ 95,000 | $ 55,000 |
| Iron County Missouri | 3 | $ 165,000 | $ 55,000 | $ 136,000 |
| Monroe County Missouri | 3 | $ 425,000 | $ 141,000 | $ 107,000 |
| Wright County Missouri | 3 | $ 125,000 | $ 41,000 | $ 28,000 |
| Wagoner County Oklahoma | 3 | $ 1,145,000 | $ 381,000 | $ 203,000 |
| Shelby County Tennessee | 3 | $ 1,135,000 | $ 378,000 | $ 250,000 |
| Sumner County Tennessee | 3 | $ 1,515,000 | $ 505,000 | $ 286,000 |
| Denton County Texas | 3 | $ 1,585,000 | $ 528,000 | $ 133,000 |
| Fort Bend County Texas | 3 | $ 595,000 | $ 198,000 | $ 131,000 |
| Tarrant County Texas | 3 | $ 2,085,000 | $ 695,000 | $ 164,000 |
| Carroll County Arkansas | 2 | $ 2,540,000 | $ 1,270,000 | $ 446,000 |
| Orange County California | 2 | $ 3,310,000 | $ 1,655,000 | $ 993,000 |
| San Diego County California | 2 | $ 1,760,000 | $ 880,000 | $ 439,000 |
| Mesa County Colorado | 2 | $ 770,000 | $ 385,000 | $ 151,000 |
| Park County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 234,000 |
| Pitkin County Colorado | 2 | $ 14,040,000 | $ 7,020,000 | $ 519,000 |
| Teller County Colorado | 2 | $ 1,180,000 | $ 590,000 | $ 166,000 |
| Indian River County Florida | 2 | $ 2,370,000 | $ 1,185,000 | $ 739,000 |
| Sarasota County Florida | 2 | $ 860,000 | $ 430,000 | $ 302,000 |
| Forsyth County Georgia | 2 | $ 1,280,000 | $ 640,000 | $ 140,000 |
| Ada County Idaho | 2 | $ 1,190,000 | $ 595,000 | $ 255,000 |
| Bond County Illinois | 2 | $ 830,000 | $ 415,000 | $ 792,000 |
| Clinton County Illinois | 2 | $ 210,000 | $ 105,000 | $ 114,000 |
| Edgar County Illinois | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Franklin County Illinois | 2 | $ 80,000 | $ 40,000 | $ 13,000 |
| Greene County Illinois | 2 | $ 30,000 | $ 15,000 | $ 32,000 |
| Henry County Illinois | 2 | $ 770,000 | $ 385,000 | $ 223,000 |
| Marion County Illinois | 2 | $ 10,000 | $ 5,000 | $ 32,000 |
| Mason County Illinois | 2 | $ 60,000 | $ 30,000 | $ 19,000 |
| Piatt County Illinois | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Pike County Illinois | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Sangamon County Illinois | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Winnebago County Illinois | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| St. Joseph County Indiana | 2 | $ 1,100,000 | $ 550,000 | $ 369,000 |
| Dallas County Iowa | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
| Ellsworth County Kansas | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Ford County Kansas | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Marion County Kansas | 2 | $ 50,000 | $ 25,000 | $ 45,000 |
| Meade County Kansas | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Russell County Kansas | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Fayette County Kentucky | 2 | $ 990,000 | $ 495,000 | $ 580,000 |
| Adair County Missouri | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Carter County Missouri | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Howard County Missouri | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Livingston County Missouri | 2 | $ 80,000 | $ 40,000 | $ 88,000 |
| Madison County Missouri | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Montgomery County Missouri | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Nodaway County Missouri | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Shannon County Missouri | 2 | $ 300,000 | $ 150,000 | $ 108,000 |
| Texas County Missouri | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Douglas County Nebraska | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| White Pine County Nevada | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Onslow County North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 913,000 |
| Warren County Ohio | 2 | $ 1,390,000 | $ 695,000 | $ 206,000 |
| Cleveland County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 184,000 |
| Logan County Oklahoma | 2 | $ 940,000 | $ 470,000 | $ 406,000 |
| Osage County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 132,000 |
| Beaufort County South Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 1,457,000 |
| Williamson County Tennessee | 2 | $ 2,250,000 | $ 1,125,000 | $ 298,000 |
| Bexar County Texas | 2 | $ 1,460,000 | $ 730,000 | $ 476,000 |
| Comal County Texas | 2 | $ 1,440,000 | $ 720,000 | $ 318,000 |
| Nueces County Texas | 2 | $ 1,590,000 | $ 795,000 | $ 267,000 |
| Chesterfield County Virginia | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| Coconino County Arizona | 1 | $ 665,000 | $ 665,000 | $ 93,000 |
| Mohave County Arizona | 1 | $ 705,000 | $ 705,000 | $ 402,000 |
| Yavapai County Arizona | 1 | $ 255,000 | $ 255,000 | $ 217,000 |
| Baxter County Arkansas | 1 | $ 585,000 | $ 585,000 | $ 235,000 |
| Boone County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Contra Costa County California | 1 | $ 445,000 | $ 445,000 | $ 397,000 |
| Humboldt County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,095,000 | $ 1,095,000 | $ 264,000 |
| Monterey County California | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Riverside County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Santa Barbara County California | 1 | $ 2,095,000 | $ 2,095,000 | $ 391,000 |
| Santa Clara County California | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Garfield County Colorado | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 645,000 | $ 645,000 | $ 112,000 |
| Logan County Colorado | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Routt County Colorado | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Fairfield County Connecticut | 1 | $ 955,000 | $ 955,000 | $ 403,000 |
| New Haven County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 1,314,000 |
| Sussex County Delaware | 1 | $ 505,000 | $ 505,000 | $ 245,000 |
| District of Columbia County District Of Columbia | 1 | $ 975,000 | $ 975,000 | $ 173,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Hernando County Florida | 1 | $ 425,000 | $ 425,000 | $ 163,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 379,000 |
| Manatee County Florida | 1 | $ 465,000 | $ 465,000 | $ 144,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Monroe County Florida | 1 | $ 775,000 | $ 775,000 | $ 131,000 |
| Nassau County Florida | 1 | $ 755,000 | $ 755,000 | $ 216,000 |
| St. Lucie County Florida | 1 | $ 5,000 | $ 5,000 | $ 2,000 |
| Fulton County Georgia | 1 | $ 1,065,000 | $ 1,065,000 | $ 948,000 |
| Christian County Illinois | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| De Witt County Illinois | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Douglas County Illinois | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Effingham County Illinois | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Gallatin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Henderson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Jackson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 1,000 |
| Jersey County Illinois | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Jo Daviess County Illinois | 1 | $ 245,000 | $ 245,000 | $ 559,000 |
| Johnson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Kankakee County Illinois | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Knox County Illinois | 1 | $ 25,000 | $ 25,000 | $ 184,000 |
| LaSalle County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Logan County Illinois | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Macoupin County Illinois | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Marshall County Illinois | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Menard County Illinois | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Perry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Pulaski County Illinois | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Saline County Illinois | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Union County Illinois | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Bartholomew County Indiana | 1 | $ 325,000 | $ 325,000 | $ 225,000 |
| Fountain County Indiana | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 270,000 |
| Hardin County Iowa | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Johnson County Iowa | 1 | $ 365,000 | $ 365,000 | $ 349,000 |
| Page County Iowa | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Barber County Kansas | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Barton County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bourbon County Kansas | 1 | $ 35,000 | $ 35,000 | $ 172,000 |
| Brown County Kansas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Clark County Kansas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Cloud County Kansas | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Morris County Kansas | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Nemaha County Kansas | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Norton County Kansas | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Rooks County Kansas | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Rush County Kansas | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Scott County Kansas | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Seward County Kansas | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Stafford County Kansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Wichita County Kansas | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Wilson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Boone County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| East Baton Rouge County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 304,000 |
| Cumberland County Maine | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Oxford County Maine | 1 | $ 35,000 | $ 35,000 | $ 169,000 |
| Barnstable County Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 1,205,000 | $ 1,205,000 | $ 265,000 |
| Cass County Michigan | 1 | $ 1,845,000 | $ 1,845,000 | $ 2,427,000 |
| Emmet County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Jackson County Michigan | 1 | $ 385,000 | $ 385,000 | $ 275,000 |
| Livingston County Michigan | 1 | $ 645,000 | $ 645,000 | $ 114,000 |
| Oakland County Michigan | 1 | $ 545,000 | $ 545,000 | $ 190,000 |
| Ottawa County Michigan | 1 | $ 845,000 | $ 845,000 | $ 390,000 |
| Hennepin County Minnesota | 1 | $ 805,000 | $ 805,000 | $ 388,000 |
| Ramsey County Minnesota | 1 | $ 795,000 | $ 795,000 | $ 490,000 |
| Scott County Minnesota | 1 | $ 685,000 | $ 685,000 | $ 360,000 |
| Lafayette County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 419,000 |
| Caldwell County Missouri | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Clark County Missouri | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Dent County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Missouri | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Dunklin County Missouri | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Gasconade County Missouri | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Harrison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Holt County Missouri | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Howell County Missouri | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Lewis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| McDonald County Missouri | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Mississippi County Missouri | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| New Madrid County Missouri | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Oregon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Pike County Missouri | 1 | $ 305,000 | $ 305,000 | $ 17,000 |
| Reynolds County Missouri | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Saline County Missouri | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Vernon County Missouri | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Flathead County Montana | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Dodge County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lancaster County Nebraska | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Stanton County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Cheshire County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 958,000 |
| Sandoval County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Santa Fe County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Brunswick County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Cumberland County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 289,000 |
| Allen County Ohio | 1 | $ 25,000 | $ 25,000 | $ 390,000 |
| Franklin County Ohio | 1 | $ 835,000 | $ 835,000 | $ 466,000 |
| Greene County Ohio | 1 | $ 505,000 | $ 505,000 | $ 782,000 |
| Bryan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Caddo County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Delaware County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Grady County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 590,000 |
| Jackson County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Jefferson County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Johnston County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Le Flore County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| McClain County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Murray County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Payne County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Rogers County Oklahoma | 1 | $ 975,000 | $ 975,000 | $ 274,000 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Washita County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Harney County Oregon | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Klamath County Oregon | 1 | $ 675,000 | $ 675,000 | $ 600,000 |
| Allegheny County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 342,000 |
| Bucks County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 155,000 |
| Montgomery County Pennsylvania | 1 | $ 695,000 | $ 695,000 | $ 318,000 |
| Philadelphia County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 155,000 |
| Greenville County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 204,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lincoln County South Dakota | 1 | $ 835,000 | $ 835,000 | $ 383,000 |
| Fayette County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 295,000 |
| Knox County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 157,000 |
| Marion County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 114,000 |
| Monroe County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 257,000 |
| Brazos County Texas | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Brown County Texas | 1 | $ 935,000 | $ 935,000 | $ 301,000 |
| Collin County Texas | 1 | $ 535,000 | $ 535,000 | $ 125,000 |
| Erath County Texas | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Grayson County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Harrison County Texas | 1 | $ 575,000 | $ 575,000 | $ 300,000 |
| Hays County Texas | 1 | $ 745,000 | $ 745,000 | $ 326,000 |
| Kendall County Texas | 1 | $ 705,000 | $ 705,000 | $ 331,000 |
| McLennan County Texas | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Palo Pinto County Texas | 1 | $ 1,235,000 | $ 1,235,000 | $ 1,481,000 |
| Rockwall County Texas | 1 | $ 655,000 | $ 655,000 | $ 460,000 |
| Smith County Texas | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Wood County Texas | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Davis County Utah | 1 | $ 905,000 | $ 905,000 | $ 222,000 |
| Salt Lake County Utah | 1 | $ 875,000 | $ 875,000 | $ 198,000 |
| Loudoun County Virginia | 1 | $ 1,405,000 | $ 1,405,000 | $ 285,000 |
| King County Washington | 1 | $ 685,000 | $ 685,000 | $ 351,000 |
| Kitsap County Washington | 1 | $ 1,275,000 | $ 1,275,000 | $ 300,000 |
| Hampshire County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Marion County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 319,000 |
| Wayne County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Adams County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 305,000 |
| Portage County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 5,000 |
| Waukesha County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,016 | $200,860,000 | $66,000 | $1,315,000 | $122,000 | $3,901,000 |
| Home Purchase | 2,406 | $779,480,000 | $323,000 | $5,505,000 | $168,000 | $5,235,000 |
| Other Purpose | 2,199 | $217,985,000 | $99,000 | $5,005,000 | $147,000 | $7,500,000 |
| Refinancing | 1,598 | $259,280,000 | $162,000 | $6,135,000 | $140,000 | $1,833,000 |
| Cash-out Refinancing | 522 | $179,840,000 | $344,000 | $12,005,000 | $137,000 | $2,427,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $15,000 | $15,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,268 | $1,063,730,000 | $146,000 | $5,005,000 | $140,000 | $3,901,000 |
| Not Provided | 1,136 | $367,260,000 | $323,000 | $12,005,000 | $196,000 | $6,125,000 |
| Black or African American | 604 | $55,020,000 | $91,000 | $945,000 | $83,000 | $5,235,000 |
| Hispanic | 304 | $37,500,000 | $123,000 | $1,045,000 | $100,000 | $635,000 |
| Asian | 153 | $39,135,000 | $255,000 | $1,925,000 | $217,000 | $7,500,000 |
| Not applicable | 129 | $57,465,000 | $445,000 | $6,135,000 | $15,000 | $15,000 |
| American Indian or Alaskan Native | 98 | $8,980,000 | $91,000 | $605,000 | $97,000 | $674,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $405,000 | $57,000 | $125,000 | $99,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,450 | $1,586,420,000 | $167,000 | $12,005,000 | $145,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 241 | $39,575,000 | $164,000 | $685,000 | $68,000 | $219,000 |
| VA-guaranteed (Veterans Administration) | 38 | $9,750,000 | $256,000 | $675,000 | $95,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,755,000 | $135,000 | $275,000 | $55,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,274 | $980,610,000 | $185,000 | $6,135,000 | $165,000 | $6,125,000 |
| Application Denied By Financial Institution | 2,646 | $274,760,000 | $103,000 | $12,005,000 | $89,000 | $5,235,000 |
| Application Withdrawn By Applicant | 1,055 | $254,245,000 | $240,000 | $2,755,000 | $152,000 | $3,152,000 |
| File Closed For Incompleteness | 681 | $110,305,000 | $161,000 | $3,405,000 | $161,000 | $7,500,000 |
| Application Approved But Not Accepted | 83 | $17,225,000 | $207,000 | $3,785,000 | $157,000 | $1,955,000 |
| Loan Purchased By The Institution | 3 | $355,000 | $118,000 | $175,000 | $15,000 | $15,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,096 | $1,362,740,000 | $192,000 | $6,135,000 | $163,000 | $7,500,000 |
| Debt-To-Income Ratio | 1,600 | $172,070,000 | $107,000 | $4,005,000 | $66,000 | $547,000 |
| Other | 375 | $46,265,000 | $123,000 | $12,005,000 | $116,000 | $3,213,000 |
| Collateral | 349 | $34,075,000 | $97,000 | $1,205,000 | $142,000 | $2,313,000 |
| Credit History | 274 | $15,810,000 | $57,000 | $755,000 | $107,000 | $5,235,000 |
| Credit Application Incomplete | 27 | $3,005,000 | $111,000 | $1,505,000 | $140,000 | $869,000 |
| Employment History | 10 | $1,240,000 | $124,000 | $755,000 | $97,000 | $337,000 |
| Unverifiable Information | 9 | $1,375,000 | $152,000 | $565,000 | $65,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $645,000 | $645,000 | $645,000 | $267,000 | $267,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.