Commonsense Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Commonsense Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Commonsense Mortgage, Inc. 3450 Lexington Ave N Shoreview, MN 55126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 463 |
| Total Mortgage Loan Application Amount | $74,652,000 |
| Average Mortgage Loan Application Amount | $156,000 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $66,444 |
| Highest Applicant Income | $1,371,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 89 | $ 15,132,000 | $ 170,000 | $ 76,000 |
| Maricopa County Arizona | 61 | $ 11,211,000 | $ 183,000 | $ 89,000 |
| Ramsey County Minnesota | 31 | $ 5,912,000 | $ 190,000 | $ 67,000 |
| Anoka County Minnesota | 27 | $ 4,563,000 | $ 169,000 | $ 68,000 |
| Washington County Minnesota | 16 | $ 2,605,000 | $ 162,000 | $ 58,000 |
| Dakota County Minnesota | 13 | $ 2,039,000 | $ 156,000 | $ 94,000 |
| Cass County North Dakota | 12 | $ 1,025,000 | $ 85,000 | $ 57,000 |
| Sherburne County Minnesota | 10 | $ 1,469,000 | $ 146,000 | $ 56,000 |
| Wright County Minnesota | 9 | $ 1,292,000 | $ 143,000 | $ 60,000 |
| Pinal County Arizona | 7 | $ 1,696,000 | $ 242,000 | $ 113,000 |
| Isanti County Minnesota | 7 | $ 1,037,000 | $ 148,000 | $ 56,000 |
| Milwaukee County Wisconsin | 7 | $ 599,000 | $ 85,000 | $ 34,000 |
| Broward County Florida | 6 | $ 2,044,000 | $ 340,000 | $ 153,000 |
| St. Louis County Minnesota | 6 | $ 829,000 | $ 138,000 | $ 61,000 |
| Kanabec County Minnesota | 5 | $ 598,000 | $ 119,000 | $ 44,000 |
| Scott County Minnesota | 5 | $ 1,151,000 | $ 230,000 | $ 70,000 |
| Orange County Florida | 4 | $ 541,000 | $ 135,000 | $ 73,000 |
| Becker County Minnesota | 4 | $ 360,000 | $ 90,000 | $ 35,000 |
| Olmsted County Minnesota | 4 | $ 458,000 | $ 114,000 | $ 47,000 |
| Stearns County Minnesota | 4 | $ 593,000 | $ 148,000 | $ 43,000 |
| Wayne County Michigan | 3 | $ 289,000 | $ 96,000 | $ 28,000 |
| Brown County Minnesota | 3 | $ 168,000 | $ 56,000 | $ 40,000 |
| Carver County Minnesota | 3 | $ 683,000 | $ 227,000 | $ 100,000 |
| Clay County Minnesota | 3 | $ 393,000 | $ 131,000 | $ 43,000 |
| Dodge County Minnesota | 3 | $ 393,000 | $ 131,000 | $ 38,000 |
| Otter Tail County Minnesota | 3 | $ 439,000 | $ 146,000 | $ 78,000 |
| Todd County Minnesota | 3 | $ 458,000 | $ 152,000 | $ 69,000 |
| Norfolk County Virginia | 3 | $ 438,000 | $ 146,000 | $ 47,000 |
| Bayfield County Wisconsin | 3 | $ 199,000 | $ 66,000 | $ 68,000 |
| Anchorage County Alaska | 2 | $ 595,000 | $ 297,000 | $ 95,000 |
| Cochise County Arizona | 2 | $ 316,000 | $ 158,000 | $ 82,000 |
| Pima County Arizona | 2 | $ 312,000 | $ 156,000 | $ 98,000 |
| Hillsborough County Florida | 2 | $ 423,000 | $ 211,000 | $ 208,000 |
| Putnam County Florida | 2 | $ 169,000 | $ 84,000 | $ 45,000 |
| Jackson County Michigan | 2 | $ 93,000 | $ 46,000 | $ 36,000 |
| Macomb County Michigan | 2 | $ 185,000 | $ 92,000 | $ 104,000 |
| Oakland County Michigan | 2 | $ 636,000 | $ 318,000 | $ 109,000 |
| Benton County Minnesota | 2 | $ 185,000 | $ 92,000 | $ 53,000 |
| Carlton County Minnesota | 2 | $ 285,000 | $ 142,000 | $ 27,000 |
| Cook County Minnesota | 2 | $ 352,000 | $ 176,000 | $ 47,000 |
| Crow Wing County Minnesota | 2 | $ 1,184,000 | $ 592,000 | $ 253,000 |
| Faribault County Minnesota | 2 | $ 134,000 | $ 67,000 | $ 24,000 |
| Freeborn County Minnesota | 2 | $ 265,000 | $ 132,000 | $ 58,000 |
| Le Sueur County Minnesota | 2 | $ 162,000 | $ 81,000 | $ 48,000 |
| Mille Lacs County Minnesota | 2 | $ 317,000 | $ 158,000 | $ 33,000 |
| Traverse County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 44,000 |
| Watonwan County Minnesota | 2 | $ 85,000 | $ 42,000 | $ 64,000 |
| Stutsman County North Dakota | 2 | $ 115,000 | $ 57,000 | $ 49,000 |
| Traill County North Dakota | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Virginia Beach County Virginia | 2 | $ 213,000 | $ 106,000 | $ 29,000 |
| Douglas County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 75,000 |
| Outagamie County Wisconsin | 2 | $ 238,000 | $ 119,000 | $ 29,000 |
| Rock County Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 37,000 |
| Sheboygan County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| St. Croix County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Prince of Wales-Outer Ketchikan County Alaska | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
| Apache County Arizona | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Gila County Arizona | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Mohave County Arizona | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Yavapai County Arizona | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Yuma County Arizona | 1 | $ 227,000 | $ 227,000 | $ 102,000 |
| Kern County California | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Orange County California | 1 | $ 420,000 | $ 420,000 | $ 156,000 |
| Sacramento County California | 1 | $ 330,000 | $ 330,000 | $ 85,000 |
| Lake County Colorado | 1 | $ 68,000 | $ 68,000 | $ 20,000 |
| Escambia County Florida | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Flagler County Florida | 1 | $ 164,000 | $ 164,000 | $ 34,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Lee County Florida | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Marion County Florida | 1 | $ 69,000 | $ 69,000 | $ 65,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Osceola County Florida | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Pasco County Florida | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Volusia County Florida | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Kalamazoo County Michigan | 1 | $ 395,000 | $ 395,000 | $ 53,000 |
| Kent County Michigan | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Beltrami County Minnesota | 1 | $ 308,000 | $ 308,000 | $ 71,000 |
| Chisago County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Goodhue County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Itasca County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 25,000 |
| Kandiyohi County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| McLeod County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 56,000 |
| Meeker County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 32,000 |
| Mower County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 15,000 |
| Norman County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Pine County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Roseau County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Winona County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Burleigh County North Dakota | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Grand Forks County North Dakota | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Custer County South Dakota | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Grant County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Arlington County Virginia | 1 | $ 280,000 | $ 280,000 | $ 70,000 |
| Fairfax County Virginia | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Hanover County Virginia | 1 | $ 221,000 | $ 221,000 | $ 46,000 |
| Prince William County Virginia | 1 | $ 179,000 | $ 179,000 | $ 59,000 |
| Richmond City County Virginia | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Spotsylvania County Virginia | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Ashland County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Brown County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 37,000 |
| Calumet County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Dunn County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Green Lake County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Kenosha County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Lincoln County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Manitowoc County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Oneida County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Pepin County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Portage County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Vernon County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonsense Mortgage, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 294 | $51,358,000 | $169,818 | $850,000 | $65,090 | $1,371,000 |
| Home Purchase | 169 | $23,294,000 | $134,285 | $750,000 | $68,571 | $420,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 248 | $39,068,000 | $148,181 | $750,000 | $63,818 | $1,371,000 |
| Not Provided | 124 | $20,251,000 | $174,500 | $850,000 | $68,625 | $1,009,000 |
| Hispanic | 46 | $7,772,000 | $177,800 | $444,000 | $68,400 | $150,000 |
| Black or African American | 35 | $5,813,000 | $141,000 | $450,000 | $54,333 | $137,000 |
| Asian | 9 | $1,572,000 | $191,333 | $297,000 | $85,666 | $168,000 |
| American Indian or Alaskan Native | 1 | $176,000 | $176,000 | $176,000 | $44,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 463 | $74,652,000 | $156,916 | $850,000 | $63,833 | $1,371,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 188 | $28,408,000 | $168,500 | $775,000 | $72,875 | $1,371,000 |
| Application Withdrawn By Applicant | 148 | $25,427,000 | $179,800 | $750,000 | $77,000 | $420,000 |
| Application Denied By Financial Institution | 126 | $20,636,000 | $146,545 | $850,000 | $54,727 | $437,000 |
| File Closed For Incompleteness | 1 | $181,000 | $181,000 | $181,000 | $56,000 | $56,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 45 | $6,932,000 | $150,000 | $434,000 | $64,571 | $437,000 |
| Collateral | 41 | $7,095,000 | $168,888 | $850,000 | $57,555 | $202,000 |
| Credit History | 28 | $4,136,000 | $140,428 | $395,000 | $43,857 | $121,000 |
| Unverifiable Information | 5 | $907,000 | $177,500 | $308,000 | $96,000 | $240,000 |
| Debt-To-Income Ratio | 3 | $917,000 | $305,666 | $750,000 | $65,000 | $96,000 |
| Employment History | 3 | $493,000 | $149,000 | $218,000 | $33,500 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $156,000 | $156,000 | $156,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.