Community First Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Community First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Community First Bank
3725 Old Court Road
Baltimore, MD 21208
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 813
Total Mortgage Loan Application Amount $143,439,000
Average Mortgage Loan Application Amount $170,666
Highest Mortgage Loan Application Amount $680,000
Average Applicant Income $82,000
Highest Applicant Income $1,350,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Community First Bank by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BALTIMORE-TOWSON, MD 96 $ 17,619,000 $ 183,000 $ 78,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 65 $ 19,228,000 $ 315,000 $ 97,333
ATLANTA-SANDY SPRINGS-MARIETTA, GA 64 $ 10,139,000 $ 158,000 $ 79,000
CHICAGO-NAPERVILLE-JOLIET, IL 24 $ 4,530,000 $ 188,000 $ 78,000
PITTSBURGH, PA 21 $ 2,785,000 $ 132,000 $ 87,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 19 $ 3,428,000 $ 180,000 $ 71,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 14 $ 4,907,000 $ 350,000 $ 197,000
PHILADELPHIA, PA 14 $ 1,941,000 $ 138,000 $ 61,000
PHOENIX-MESA-SCOTTSDALE, AZ 14 $ 3,033,000 $ 216,000 $ 77,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 13 $ 1,401,000 $ 104,500 $ 97,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 12 $ 1,695,000 $ 141,000 $ 91,000
CLEVELAND-ELYRIA-MENTOR, OH 11 $ 1,072,000 $ 97,000 $ 50,000
RICHMOND, VA 11 $ 1,874,000 $ 170,000 $ 61,000
DALLAS-PLANO-IRVING, TX 8 $ 1,702,000 $ 212,000 $ 108,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 8 $ 1,884,000 $ 235,000 $ 116,000
VALDOSTA, GA 8 $ 880,000 $ 110,000 $ 77,000
COLUMBUS, OH 7 $ 1,030,000 $ 147,000 $ 191,000
WILMINGTON, DE-MD-NJ 7 $ 945,000 $ 107,666 $ 52,666
AUGUSTA-RICHMOND COUNTY, GA-SC 6 $ 604,000 $ 100,000 $ 57,000
READING, PA 6 $ 665,000 $ 110,000 $ 61,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 6 $ 522,000 $ 80,000 $ 39,500
AKRON, OH 5 $ 550,000 $ 110,000 $ 65,000
CAMDEN, NJ 5 $ 696,000 $ 139,000 $ 84,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 5 $ 1,036,000 $ 207,000 $ 70,000
DETROIT-LIVONIA-DEARBORN, MI 5 $ 775,000 $ 155,000 $ 118,000
GARY, IN 5 $ 445,000 $ 89,000 $ 68,000
JACKSONVILLE, FL 5 $ 1,156,000 $ 231,000 $ 68,000
MEMPHIS, TN-MS-AR 5 $ 596,000 $ 128,500 $ 91,000
MIAMI-MIAMI BEACH-KENDALL, FL 5 $ 1,767,000 $ 353,000 $ 434,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 5 $ 670,000 $ 134,000 $ 42,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 5 $ 904,000 $ 180,000 $ 86,000
WARREN-TROY-FARMINGTON HILLS, MI 5 $ 1,128,000 $ 225,000 $ 126,000
YORK-HANOVER, PA 5 $ 644,000 $ 128,000 $ 56,000
BOSTON-QUINCY, MA 4 $ 774,000 $ 193,000 $ 73,000
COLUMBIA, SC 4 $ 477,000 $ 119,000 $ 73,000
DENVER-AURORA, CO 4 $ 550,000 $ 137,000 $ 84,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 4 $ 417,000 $ 104,000 $ 41,000
NEW ORLEANS-METAIRIE-KENNER, LA 4 $ 880,000 $ 220,000 $ 85,000
NEWARK-UNION, NJ-PA 4 $ 1,329,000 $ 332,000 $ 133,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 4 $ 960,000 $ 240,000 $ 173,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 4 $ 721,000 $ 180,000 $ 111,000
SOUTH BEND-MISHAWAKA, IN-MI 4 $ 277,000 $ 79,500 $ 38,500
ST. LOUIS, MO-IL 4 $ 693,000 $ 195,500 $ 25,500
BIRMINGHAM-HOOVER, AL 3 $ 532,000 $ 177,000 $ 71,000
CANTON-MASSILLON, OH 3 $ 518,000 $ 172,000 $ 62,000
COLORADO SPRINGS, CO 3 $ 670,000 $ 223,000 $ 110,000
EDISON, NJ 3 $ 857,000 $ 285,000 $ 79,000
GREENVILLE-MAULDIN-EASLEY, SC 3 $ 395,000 $ 131,000 $ 61,000
HAGERSTOWN-MARTINSBURG, MD-WV 3 $ 568,000 $ 210,500 $ 69,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 3 $ 327,000 $ 109,000 $ 41,000
KANSAS CITY, MO-KS 3 $ 292,000 $ 97,000 $ 75,000
LAKELAND, FL 3 $ 253,000 $ 84,000 $ 64,000
LAS VEGAS-PARADISE, NV 3 $ 967,000 $ 322,000 $ 108,000
NORWICH-NEW LONDON, CT 3 $ 575,000 $ 191,000 $ 105,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 432,000 $ 144,000 $ 43,000
SCRANTON--WILKES-BARRE, PA 3 $ 387,000 $ 129,000 $ 68,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 3 $ 871,000 $ 290,000 $ 165,000
WORCESTER, MA 3 $ 738,000 $ 246,000 $ 128,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 187,000 $ 93,000 $ 51,000
CAPE CORAL-FORT MYERS, FL 2 $ 492,000 $ 246,000 $ 160,000
CHARLOTTESVILLE, VA 2 $ 458,000 $ 229,000 $ 69,000
CLARKSVILLE, TN-KY 2 $ 249,000 $ 124,000 $ 50,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 112,000 $ 56,000 $ 46,500
FAYETTEVILLE, NC 2 $ 209,000 $ 104,000 $ 35,000
FRESNO, CA 2 $ 506,000 $ 253,000 $ 64,000
GAINESVILLE, GA 2 $ 261,000 $ 130,000 $ 102,000
GRAND RAPIDS-WYOMING, MI 2 $ 242,000 $ 121,000 $ 91,000
HARRISBURG-CARLISLE, PA 2 $ 267,000 $ 133,000 $ 61,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 781,000 $ 390,500 $ 225,000
LANCASTER, PA 2 $ 196,000 $ 98,000 $ 94,000
LEXINGTON-FAYETTE, KY 2 $ 770,000 $ 385,000 $ 0
LINCOLN, NE 2 $ 263,000 $ 131,000 $ 69,000
MADISON, WI 2 $ 276,000 $ 138,000 $ 120,000
MUSKEGON-NORTON SHORES, MI 2 $ 274,000 $ 137,000 $ 59,000
NEW HAVEN-MILFORD, CT 2 $ 270,000 $ 135,000 $ 46,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 2 $ 696,000 $ 348,000 $ 186,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 469,000 $ 234,000 $ 118,000
ORLANDO-KISSIMMEE, FL 2 $ 301,000 $ 150,000 $ 77,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 2 $ 676,000 $ 338,000 $ 77,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2 $ 437,000 $ 218,500 $ 84,000
RALEIGH-CARY, NC 2 $ 236,000 $ 118,000 $ 116,000
ROCKY MOUNT, NC 2 $ 206,000 $ 103,000 $ 33,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 168,000 $ 84,000 $ 39,000
SALT LAKE CITY, UT 2 $ 376,000 $ 188,000 $ 100,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 345,000 $ 172,000 $ 145,000
SEBASTIAN-VERO BEACH, FL 2 $ 362,000 $ 181,000 $ 132,000
TUCSON, AZ 2 $ 281,000 $ 140,000 $ 54,000
WICHITA, KS 2 $ 244,000 $ 122,000 $ 59,000
WINCHESTER, VA-WV 2 $ 361,000 $ 180,000 $ 43,000
YUMA, AZ 2 $ 441,000 $ 220,000 $ 66,000
ALBANY, GA 1 $ 97,000 $ 97,000 $ 45,000
ALEXANDRIA, LA 1 $ 264,000 $ 264,000 $ 74,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 86,000 $ 86,000 $ 86,000
AMARILLO, TX 1 $ 74,000 $ 74,000 $ 36,000
ANN ARBOR, MI 1 $ 90,000 $ 90,000 $ 138,000
ANNISTON-OXFORD, AL 1 $ 74,000 $ 74,000 $ 26,000
ASHEVILLE, NC 1 $ 187,000 $ 187,000 $ 67,000
AUSTIN-ROUND ROCK, TX 1 $ 240,000 $ 240,000 $ 79,000
BAKERSFIELD, CA 1 $ 175,000 $ 175,000 $ 28,000
BARNSTABLE TOWN, MA 1 $ 66,000 $ 66,000 $ 78,000
BATON ROUGE, LA 1 $ 198,000 $ 198,000 $ 73,000
BEAUMONT-PORT ARTHUR, TX 1 $ 51,000 $ 51,000 $ 35,000
BELLINGHAM, WA 1 $ 490,000 $ 490,000 $ 120,000
BILLINGS, MT 1 $ 222,000 $ 222,000 $ 54,000
BOULDER, CO 1 $ 81,000 $ 81,000 $ 73,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 120,000 $ 120,000 $ 0
BROWNSVILLE-HARLINGEN, TX 1 $ 50,000 $ 50,000 $ 21,000
BRUNSWICK, GA 1 $ 218,000 $ 218,000 $ 45,000
CEDAR RAPIDS, IA 1 $ 113,000 $ 113,000 $ 49,000
CHAMPAIGN-URBANA, IL 1 $ 51,000 $ 51,000 $ 28,000
COLUMBUS, GA-AL 1 $ 138,000 $ 138,000 $ 30,000
CORPUS CHRISTI, TX 1 $ 131,000 $ 131,000 $ 37,000
DES MOINES-WEST DES MOINES, IA 1 $ 107,000 $ 107,000 $ 39,000
DOTHAN, AL 1 $ 99,000 $ 99,000 $ 46,000
DURHAM, NC 1 $ 93,000 $ 93,000 $ 63,000
EL CENTRO, CA 1 $ 237,000 $ 237,000 $ 78,000
EL PASO, TX 1 $ 155,000 $ 155,000 $ 106,000
EVANSVILLE, IN-KY 1 $ 88,000 $ 88,000 $ 49,000
FARGO, ND-MN 1 $ 125,000 $ 125,000 $ 31,000
FARMINGTON, NM 1 $ 206,000 $ 206,000 $ 150,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 91,000 $ 91,000 $ 35,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 52,000 $ 52,000 $ 26,000
FORT WAYNE, IN 1 $ 140,000 $ 140,000 $ 65,000
FORT WORTH-ARLINGTON, TX 1 $ 104,000 $ 104,000 $ 61,000
GADSDEN, AL 1 $ 113,000 $ 113,000 $ 25,000
GREAT FALLS, MT 1 $ 103,000 $ 103,000 $ 42,000
GREELEY, CO 1 $ 319,000 $ 319,000 $ 92,000
GREENSBORO-HIGH POINT, NC 1 $ 40,000 $ 40,000 $ 74,000
GULFPORT-BILOXI, MS 1 $ 134,000 $ 134,000 $ 47,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 140,000 $ 140,000 $ 38,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 67,000 $ 67,000 $ 53,000
HOT SPRINGS, AR 1 $ 110,000 $ 110,000 $ 31,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 105,000 $ 105,000 $ 76,000
HUNTSVILLE, AL 1 $ 231,000 $ 231,000 $ 44,000
INDIANAPOLIS-CARMEL, IN 1 $ 191,000 $ 191,000 $ 70,000
JACKSON, MS 1 $ 148,000 $ 148,000 $ 48,000
JOHNSTOWN, PA 1 $ 103,000 $ 103,000 $ 39,000
KANKAKEE-BRADLEY, IL 1 $ 124,000 $ 124,000 $ 46,000
KNOXVILLE, TN 1 $ 105,000 $ 105,000 $ 36,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 1 $ 185,000 $ 185,000 $ 67,000
MERCED, CA 1 $ 352,000 $ 352,000 $ 107,000
MOBILE, AL 1 $ 80,000 $ 80,000 $ 29,000
MODESTO, CA 1 $ 279,000 $ 279,000 $ 66,000
MONROE, LA 1 $ 131,000 $ 131,000 $ 45,000
OAKLAND-FREMONT-HAYWARD, CA 1 $ 108,000 $ 108,000 $ 180,000
OGDEN-CLEARFIELD, UT 1 $ 105,000 $ 105,000 $ 75,000
PASCAGOULA, MS 1 $ 133,000 $ 133,000 $ 60,000
PINE BLUFF, AR 1 $ 73,000 $ 73,000 $ 40,000
PORT ST. LUCIE, FL 1 $ 160,000 $ 160,000 $ 43,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 1 $ 222,000 $ 222,000 $ 62,000
RENO-SPARKS, NV 1 $ 198,000 $ 198,000 $ 50,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 246,000 $ 246,000 $ 74,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1 $ 125,000 $ 125,000 $ 116,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 122,000 $ 122,000 $ 132,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 1 $ 438,000 $ 438,000 $ 78,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 363,000 $ 363,000 $ 90,000
SPRINGFIELD, MO 1 $ 39,000 $ 39,000 $ 54,000
SPRINGFIELD, OH 1 $ 70,000 $ 70,000 $ 25,000
TACOMA, WA 1 $ 205,000 $ 205,000 $ 94,000
TOPEKA, KS 1 $ 252,000 $ 252,000 $ 75,000
TRENTON-EWING, NJ 1 $ 396,000 $ 396,000 $ 90,000
TUSCALOOSA, AL 1 $ 153,000 $ 153,000 $ 57,000
TYLER, TX 1 $ 193,000 $ 193,000 $ 54,000
WAUSAU, WI 1 $ 565,000 $ 565,000 $ 261,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Community First Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 350 $65,582,000 $187,000 $655,000 $84,000 $600,000
Home Purchase 308 $54,999,000 $178,000 $680,000 $73,000 $904,000
Home Improvement 155 $22,858,000 $147,000 $620,000 $89,000 $1,350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 363 $61,146,000 $168,000 $677,000 $86,000 $1,350,000
Black or African American 238 $42,715,000 $179,000 $680,000 $77,000 $336,000
Not Provided 134 $24,592,000 $183,000 $620,000 $76,000 $400,000
Hispanic 60 $10,915,000 $181,000 $504,000 $75,000 $320,000
American Indian or Alaskan Native 6 $1,620,000 $270,000 $500,000 $95,000 $180,000
Asian 5 $1,434,000 $286,000 $510,000 $97,000 $143,000
Not applicable 4 $551,000 $137,000 $158,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $466,000 $155,000 $335,000 $69,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 660 $118,548,000 $179,000 $680,000 $86,000 $1,350,000
VA-guaranteed (Veterans Administration) 145 $23,375,000 $161,000 $417,000 $57,000 $168,000
FHA-insured (Federal Housing Administration) 8 $1,516,000 $189,000 $247,000 $72,000 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 550 $93,724,000 $170,000 $655,000 $76,000 $1,350,000
Application Denied By Financial Institution 145 $29,613,000 $204,000 $680,000 $94,000 $904,000
Application Withdrawn By Applicant 63 $11,826,000 $187,000 $605,000 $99,000 $600,000
Application Approved But Not Accepted 50 $7,839,000 $156,000 $546,000 $67,000 $320,000
Loan Purchased By The Institution 5 $437,000 $87,000 $140,000 $93,000 $136,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 44 $8,299,000 $188,000 $558,000 $63,000 $170,000
Other 35 $8,650,000 $247,000 $680,000 $97,000 $600,000
Collateral 22 $3,412,000 $155,000 $613,000 $136,000 $904,000
Credit History 21 $3,150,000 $150,000 $446,000 $94,000 $468,000
Unverifiable Information 13 $3,589,000 $276,000 $565,000 $124,000 $336,000
Credit Application Incomplete 4 $919,000 $229,000 $523,000 $62,000 $106,000
Employment History 3 $1,031,000 $343,000 $592,000 $151,000 $243,000
Insufficient Cash (Downpayment, Closing Cost) 2 $183,000 $91,000 $93,000 $57,000 $64,000
Mortgage Insurance Denied 1 $380,000 $380,000 $380,000 $94,000 $94,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List