Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Community First National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,931 |
| Total Mortgage Loan Application Amount | $370,520,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $1,496,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $1,212,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hidalgo County Texas | 175 | $ 26,631,000 | $ 152,000 | $ 70,000 |
| Black Hawk County Iowa | 146 | $ 19,561,000 | $ 133,000 | $ 58,000 |
| Riley County Kansas | 141 | $ 28,846,000 | $ 204,000 | $ 108,000 |
| Johnson County Kansas | 137 | $ 32,778,000 | $ 239,000 | $ 119,000 |
| Jackson County Missouri | 77 | $ 13,923,000 | $ 180,000 | $ 94,000 |
| Clay County Missouri | 74 | $ 11,279,000 | $ 152,000 | $ 76,000 |
| Douglas County Nebraska | 69 | $ 12,366,000 | $ 179,000 | $ 85,000 |
| Polk County Iowa | 63 | $ 13,704,000 | $ 217,000 | $ 89,000 |
| Platte County Missouri | 42 | $ 8,572,000 | $ 204,000 | $ 105,000 |
| Pottawatomie County Kansas | 34 | $ 5,734,000 | $ 168,000 | $ 76,000 |
| Shelby County Tennessee | 33 | $ 2,466,000 | $ 74,000 | $ 116,000 |
| Kerr County Texas | 33 | $ 6,637,000 | $ 201,000 | $ 98,000 |
| Dallas County Iowa | 24 | $ 5,522,000 | $ 230,000 | $ 94,000 |
| Boone County Missouri | 24 | $ 4,035,000 | $ 168,000 | $ 55,000 |
| Wyandotte County Kansas | 19 | $ 2,780,000 | $ 146,000 | $ 62,000 |
| Douglas County Kansas | 17 | $ 3,202,000 | $ 188,000 | $ 77,000 |
| Horry County South Carolina | 15 | $ 2,599,000 | $ 173,000 | $ 74,000 |
| Maricopa County Arizona | 13 | $ 4,486,000 | $ 345,000 | $ 120,000 |
| Bremer County Iowa | 12 | $ 1,698,000 | $ 141,000 | $ 75,000 |
| Sarpy County Nebraska | 12 | $ 2,319,000 | $ 193,000 | $ 86,000 |
| Cameron County Texas | 12 | $ 1,858,000 | $ 154,000 | $ 52,000 |
| Los Angeles County California | 11 | $ 4,313,000 | $ 392,000 | $ 151,000 |
| Duval County Florida | 11 | $ 1,522,000 | $ 138,000 | $ 147,000 |
| Butler County Iowa | 11 | $ 1,162,000 | $ 105,000 | $ 45,000 |
| Mills County Iowa | 11 | $ 1,518,000 | $ 138,000 | $ 59,000 |
| Grundy County Iowa | 10 | $ 1,098,000 | $ 109,000 | $ 58,000 |
| Cass County Missouri | 10 | $ 1,333,000 | $ 133,000 | $ 42,000 |
| Lancaster County Nebraska | 10 | $ 1,993,000 | $ 199,000 | $ 135,000 |
| Story County Iowa | 9 | $ 1,512,000 | $ 168,000 | $ 72,000 |
| Jasper County Missouri | 9 | $ 877,000 | $ 97,000 | $ 45,000 |
| Buchanan County Iowa | 8 | $ 865,000 | $ 108,000 | $ 55,000 |
| Hardin County Iowa | 8 | $ 581,000 | $ 72,000 | $ 50,000 |
| Sedgwick County Kansas | 8 | $ 1,578,000 | $ 197,000 | $ 85,000 |
| Kleberg County Texas | 8 | $ 1,626,000 | $ 203,000 | $ 98,000 |
| Tarrant County Texas | 8 | $ 1,499,000 | $ 187,000 | $ 96,000 |
| Pottawattamie County Iowa | 7 | $ 1,132,000 | $ 161,000 | $ 81,000 |
| Leavenworth County Kansas | 7 | $ 1,192,000 | $ 170,000 | $ 71,000 |
| Orange County California | 6 | $ 2,838,000 | $ 473,000 | $ 105,000 |
| San Bernardino County California | 6 | $ 1,181,000 | $ 196,000 | $ 79,000 |
| Maui County Hawaii | 6 | $ 2,233,000 | $ 372,000 | $ 88,000 |
| Prince George's County Maryland | 6 | $ 2,458,000 | $ 409,000 | $ 109,000 |
| Ray County Missouri | 6 | $ 630,000 | $ 105,000 | $ 41,000 |
| Beaufort County South Carolina | 6 | $ 1,191,000 | $ 198,000 | $ 39,000 |
| Harris County Texas | 6 | $ 1,331,000 | $ 221,000 | $ 63,000 |
| Riverside County California | 5 | $ 1,222,000 | $ 244,000 | $ 68,000 |
| El Paso County Colorado | 5 | $ 586,000 | $ 117,000 | $ 37,000 |
| Broward County Florida | 5 | $ 1,628,000 | $ 325,000 | $ 145,000 |
| Linn County Iowa | 5 | $ 795,000 | $ 159,000 | $ 78,000 |
| Tama County Iowa | 5 | $ 536,000 | $ 107,000 | $ 57,000 |
| Washington County Nebraska | 5 | $ 881,000 | $ 176,000 | $ 67,000 |
| Sacramento County California | 4 | $ 1,321,000 | $ 330,000 | $ 99,000 |
| San Diego County California | 4 | $ 2,506,000 | $ 626,000 | $ 80,000 |
| Lee County Florida | 4 | $ 719,000 | $ 179,000 | $ 44,000 |
| Osceola County Florida | 4 | $ 542,000 | $ 135,000 | $ 53,000 |
| Palm Beach County Florida | 4 | $ 1,018,000 | $ 254,000 | $ 105,000 |
| Fayette County Iowa | 4 | $ 770,000 | $ 192,000 | $ 141,000 |
| Geary County Kansas | 4 | $ 251,000 | $ 62,000 | $ 45,000 |
| Oakland County Michigan | 4 | $ 677,000 | $ 169,000 | $ 98,000 |
| Livingston County Missouri | 4 | $ 513,000 | $ 128,000 | $ 52,000 |
| Nodaway County Missouri | 4 | $ 409,000 | $ 102,000 | $ 41,000 |
| Lane County Oregon | 4 | $ 897,000 | $ 224,000 | $ 60,000 |
| Brooks County Texas | 4 | $ 495,000 | $ 123,000 | $ 58,000 |
| Dallas County Texas | 4 | $ 746,000 | $ 186,000 | $ 116,000 |
| Jim Wells County Texas | 4 | $ 746,000 | $ 186,000 | $ 81,000 |
| King County Washington | 4 | $ 921,000 | $ 230,000 | $ 67,000 |
| Jefferson County Alabama | 3 | $ 414,000 | $ 138,000 | $ 88,000 |
| Washington County Arkansas | 3 | $ 529,000 | $ 176,000 | $ 40,000 |
| Solano County California | 3 | $ 1,147,000 | $ 382,000 | $ 93,000 |
| Trinity County California | 3 | $ 1,509,000 | $ 503,000 | $ 172,000 |
| Douglas County Colorado | 3 | $ 989,000 | $ 329,000 | $ 95,000 |
| Orange County Florida | 3 | $ 951,000 | $ 317,000 | $ 88,000 |
| Pinellas County Florida | 3 | $ 547,000 | $ 182,000 | $ 62,000 |
| Warren County Iowa | 3 | $ 667,000 | $ 222,000 | $ 95,000 |
| Clay County Kansas | 3 | $ 227,000 | $ 75,000 | $ 29,000 |
| Miami County Kansas | 3 | $ 456,000 | $ 152,000 | $ 102,000 |
| Wabaunsee County Kansas | 3 | $ 363,000 | $ 121,000 | $ 56,000 |
| Hennepin County Minnesota | 3 | $ 1,100,000 | $ 366,000 | $ 290,000 |
| Greene County Missouri | 3 | $ 406,000 | $ 135,000 | $ 83,000 |
| Lafayette County Missouri | 3 | $ 302,000 | $ 100,000 | $ 37,000 |
| Clark County Nevada | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Middlesex County New Jersey | 3 | $ 524,000 | $ 174,000 | $ 181,000 |
| San Juan County New Mexico | 3 | $ 646,000 | $ 215,000 | $ 76,000 |
| Tulsa County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 130,000 |
| Tipton County Tennessee | 3 | $ 673,000 | $ 224,000 | $ 48,000 |
| Gillespie County Texas | 3 | $ 655,000 | $ 218,000 | $ 127,000 |
| McLennan County Texas | 3 | $ 498,000 | $ 166,000 | $ 73,000 |
| Williamson County Texas | 3 | $ 1,069,000 | $ 356,000 | $ 131,000 |
| Fairfax County Virginia | 3 | $ 1,298,000 | $ 432,000 | $ 103,000 |
| Pima County Arizona | 2 | $ 303,000 | $ 151,000 | $ 38,000 |
| Pinal County Arizona | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| Benton County Arkansas | 2 | $ 720,000 | $ 360,000 | $ 239,000 |
| Crawford County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Saline County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Placer County California | 2 | $ 862,000 | $ 431,000 | $ 117,000 |
| Santa Clara County California | 2 | $ 668,000 | $ 334,000 | $ 68,000 |
| Adams County Colorado | 2 | $ 551,000 | $ 275,000 | $ 21,000 |
| New Haven County Connecticut | 2 | $ 451,000 | $ 225,000 | $ 60,000 |
| Brevard County Florida | 2 | $ 283,000 | $ 141,000 | $ 108,000 |
| Collier County Florida | 2 | $ 453,000 | $ 226,000 | $ 67,000 |
| Escambia County Florida | 2 | $ 277,000 | $ 138,000 | $ 30,000 |
| Highlands County Florida | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Lake County Florida | 2 | $ 520,000 | $ 260,000 | $ 138,000 |
| Martin County Florida | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Monroe County Florida | 2 | $ 1,709,000 | $ 854,000 | $ 483,000 |
| Seminole County Florida | 2 | $ 569,000 | $ 284,000 | $ 114,000 |
| Volusia County Florida | 2 | $ 261,000 | $ 130,000 | $ 84,000 |
| Chatham County Georgia | 2 | $ 398,000 | $ 199,000 | $ 131,000 |
| Columbia County Georgia | 2 | $ 464,000 | $ 232,000 | $ 47,000 |
| Fulton County Georgia | 2 | $ 2,050,000 | $ 1,025,000 | $ 120,000 |
| Gwinnett County Georgia | 2 | $ 461,000 | $ 230,000 | $ 83,000 |
| Honolulu County Hawaii | 2 | $ 1,259,000 | $ 629,000 | $ 124,000 |
| Cook County Illinois | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Chickasaw County Iowa | 2 | $ 213,000 | $ 106,000 | $ 37,000 |
| Clayton County Iowa | 2 | $ 585,000 | $ 292,000 | $ 87,000 |
| Decatur County Iowa | 2 | $ 122,000 | $ 61,000 | $ 17,000 |
| Franklin County Iowa | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Humboldt County Iowa | 2 | $ 171,000 | $ 85,000 | $ 41,000 |
| Johnson County Iowa | 2 | $ 498,000 | $ 249,000 | $ 119,000 |
| Lucas County Iowa | 2 | $ 213,000 | $ 106,000 | $ 64,000 |
| Dickinson County Kansas | 2 | $ 271,000 | $ 135,000 | $ 19,000 |
| Franklin County Kansas | 2 | $ 263,000 | $ 131,000 | $ 62,000 |
| Nemaha County Kansas | 2 | $ 236,000 | $ 118,000 | $ 62,000 |
| Ottawa County Kansas | 2 | $ 218,000 | $ 109,000 | $ 35,000 |
| Shawnee County Kansas | 2 | $ 392,000 | $ 196,000 | $ 57,000 |
| Bossier County Louisiana | 2 | $ 777,000 | $ 388,000 | $ 80,000 |
| Jackson County Michigan | 2 | $ 880,000 | $ 440,000 | $ 85,000 |
| Copiah County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Marshall County Mississippi | 2 | $ 392,000 | $ 196,000 | $ 79,000 |
| Stone County Mississippi | 2 | $ 345,000 | $ 172,000 | $ 55,000 |
| Johnson County Missouri | 2 | $ 344,000 | $ 172,000 | $ 89,000 |
| Pulaski County Missouri | 2 | $ 297,000 | $ 148,000 | $ 42,000 |
| St. Louis County Missouri | 2 | $ 531,000 | $ 265,000 | $ 68,000 |
| St. Louis City County Missouri | 2 | $ 224,000 | $ 112,000 | $ 58,000 |
| Stone County Missouri | 2 | $ 575,000 | $ 287,000 | $ 349,000 |
| Sanders County Montana | 2 | $ 544,000 | $ 272,000 | $ 88,000 |
| Dawson County Nebraska | 2 | $ 253,000 | $ 126,000 | $ 79,000 |
| Keith County Nebraska | 2 | $ 288,000 | $ 144,000 | $ 44,000 |
| Red Willow County Nebraska | 2 | $ 335,000 | $ 167,000 | $ 135,000 |
| Washoe County Nevada | 2 | $ 1,193,000 | $ 596,000 | $ 63,000 |
| Somerset County New Jersey | 2 | $ 1,144,000 | $ 572,000 | $ 78,000 |
| Bernalillo County New Mexico | 2 | $ 1,064,000 | $ 532,000 | $ 180,000 |
| Putnam County New York | 2 | $ 454,000 | $ 227,000 | $ 42,000 |
| Saratoga County New York | 2 | $ 494,000 | $ 247,000 | $ 66,000 |
| Alamance County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 28,000 |
| Franklin County Ohio | 2 | $ 438,000 | $ 219,000 | $ 91,000 |
| Rogers County Oklahoma | 2 | $ 419,000 | $ 209,000 | $ 143,000 |
| Clackamas County Oregon | 2 | $ 908,000 | $ 454,000 | $ 119,000 |
| Deschutes County Oregon | 2 | $ 431,000 | $ 215,000 | $ 41,000 |
| Kent County Rhode Island | 2 | $ 333,000 | $ 166,000 | $ 84,000 |
| Providence County Rhode Island | 2 | $ 227,000 | $ 113,000 | $ 44,000 |
| Cherokee County South Carolina | 2 | $ 356,000 | $ 178,000 | $ 45,000 |
| Laurens County South Carolina | 2 | $ 167,000 | $ 83,000 | $ 66,000 |
| Pickens County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Union County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Anderson County Tennessee | 2 | $ 841,000 | $ 420,000 | $ 229,000 |
| Montgomery County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 35,000 |
| Bandera County Texas | 2 | $ 833,000 | $ 416,000 | $ 156,000 |
| Collin County Texas | 2 | $ 455,000 | $ 227,000 | $ 79,000 |
| Liberty County Texas | 2 | $ 226,000 | $ 113,000 | $ 24,000 |
| Davis County Utah | 2 | $ 586,000 | $ 293,000 | $ 111,000 |
| Culpeper County Virginia | 2 | $ 734,000 | $ 367,000 | $ 52,000 |
| Island County Washington | 2 | $ 635,000 | $ 317,000 | $ 92,000 |
| Pierce County Washington | 2 | $ 508,000 | $ 254,000 | $ 20,000 |
| Whatcom County Washington | 2 | $ 197,000 | $ 98,000 | $ 85,000 |
| Berkeley County West Virginia | 2 | $ 477,000 | $ 238,000 | $ 52,000 |
| Milwaukee County Wisconsin | 2 | $ 372,000 | $ 186,000 | $ 94,000 |
| Autauga County Alabama | 1 | $ 220,000 | $ 220,000 | $ 122,000 |
| Blount County Alabama | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Chilton County Alabama | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Madison County Alabama | 1 | $ 177,000 | $ 177,000 | $ 74,000 |
| Morgan County Alabama | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Coconino County Arizona | 1 | $ 241,000 | $ 241,000 | $ 43,000 |
| Mohave County Arizona | 1 | $ 148,000 | $ 148,000 | $ 18,000 |
| Yavapai County Arizona | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Chicot County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Izard County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Nevada County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Polk County Arkansas | 1 | $ 179,000 | $ 179,000 | $ 48,000 |
| Alameda County California | 1 | $ 486,000 | $ 486,000 | $ 129,000 |
| Amador County California | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Contra Costa County California | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| El Dorado County California | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Mariposa County California | 1 | $ 442,000 | $ 442,000 | $ 130,000 |
| Merced County California | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Monterey County California | 1 | $ 467,000 | $ 467,000 | $ 146,000 |
| Nevada County California | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| San Benito County California | 1 | $ 331,000 | $ 331,000 | $ 130,000 |
| San Joaquin County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Santa Cruz County California | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Shasta County California | 1 | $ 376,000 | $ 376,000 | $ 185,000 |
| Sutter County California | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Tehama County California | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Ventura County California | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Boulder County Colorado | 1 | $ 645,000 | $ 645,000 | $ 150,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 61,000 |
| La Plata County Colorado | 1 | $ 258,000 | $ 258,000 | $ 65,000 |
| Montrose County Colorado | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| New London County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| New Castle County Delaware | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Sussex County Delaware | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Bay County Florida | 1 | $ 167,000 | $ 167,000 | $ 51,000 |
| Clay County Florida | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| DeSoto County Florida | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Flagler County Florida | 1 | $ 203,000 | $ 203,000 | $ 129,000 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Levy County Florida | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 355,000 |
| Pasco County Florida | 1 | $ 137,000 | $ 137,000 | $ 74,000 |
| Sarasota County Florida | 1 | $ 659,000 | $ 659,000 | $ 0 |
| St. Johns County Florida | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Cherokee County Georgia | 1 | $ 314,000 | $ 314,000 | $ 115,000 |
| Cobb County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 100,000 | $ 100,000 | $ 141,000 |
| Douglas County Georgia | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Fayette County Georgia | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Hall County Georgia | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Hart County Georgia | 1 | $ 317,000 | $ 317,000 | $ 48,000 |
| Lowndes County Georgia | 1 | $ 183,000 | $ 183,000 | $ 124,000 |
| White County Georgia | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Ada County Idaho | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Boise County Idaho | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Elmore County Idaho | 1 | $ 173,000 | $ 173,000 | $ 118,000 |
| DeKalb County Illinois | 1 | $ 174,000 | $ 174,000 | $ 85,000 |
| DuPage County Illinois | 1 | $ 216,000 | $ 216,000 | $ 47,000 |
| Montgomery County Illinois | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Sangamon County Illinois | 1 | $ 258,000 | $ 258,000 | $ 111,000 |
| Will County Illinois | 1 | $ 229,000 | $ 229,000 | $ 42,000 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Clinton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Elkhart County Indiana | 1 | $ 159,000 | $ 159,000 | $ 108,000 |
| Franklin County Indiana | 1 | $ 191,000 | $ 191,000 | $ 26,000 |
| Hendricks County Indiana | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Jennings County Indiana | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| LaPorte County Indiana | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Marion County Indiana | 1 | $ 46,000 | $ 46,000 | $ 79,000 |
| Ripley County Indiana | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Tippecanoe County Indiana | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Benton County Iowa | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Cedar County Iowa | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Delaware County Iowa | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Fremont County Iowa | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Guthrie County Iowa | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Harrison County Iowa | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Kossuth County Iowa | 1 | $ 51,000 | $ 51,000 | $ 27,000 |
| Marion County Iowa | 1 | $ 246,000 | $ 246,000 | $ 42,000 |
| Marshall County Iowa | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Montgomery County Iowa | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Page County Iowa | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Scott County Iowa | 1 | $ 309,000 | $ 309,000 | $ 108,000 |
| Washington County Iowa | 1 | $ 126,000 | $ 126,000 | $ 73,000 |
| Woodbury County Iowa | 1 | $ 174,000 | $ 174,000 | $ 108,000 |
| Butler County Kansas | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Cowley County Kansas | 1 | $ 1,043,000 | $ 1,043,000 | $ 0 |
| Jackson County Kansas | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Jefferson County Kansas | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Labette County Kansas | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
| Marshall County Kansas | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Morris County Kansas | 1 | $ 115,000 | $ 115,000 | $ 424,000 |
| Reno County Kansas | 1 | $ 65,000 | $ 65,000 | $ 200,000 |
| Christian County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 106,000 |
| Hardin County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 155,000 |
| Jefferson County Kentucky | 1 | $ 151,000 | $ 151,000 | $ 38,000 |
| Madison County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Russell County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Warren County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Allen County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Ascension County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Jefferson County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 272,000 | $ 272,000 | $ 68,000 |
| St. James County Louisiana | 1 | $ 446,000 | $ 446,000 | $ 191,000 |
| St. Tammany County Louisiana | 1 | $ 228,000 | $ 228,000 | $ 136,000 |
| Kennebec County Maine | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Carroll County Maryland | 1 | $ 364,000 | $ 364,000 | $ 220,000 |
| Frederick County Maryland | 1 | $ 461,000 | $ 461,000 | $ 156,000 |
| Barnstable County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 83,000 |
| Plymouth County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Berrien County Michigan | 1 | $ 179,000 | $ 179,000 | $ 124,000 |
| Cheboygan County Michigan | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Eaton County Michigan | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| Genesee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Kent County Michigan | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Livingston County Michigan | 1 | $ 413,000 | $ 413,000 | $ 132,000 |
| Macomb County Michigan | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Shiawassee County Michigan | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Wayne County Michigan | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Goodhue County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Isanti County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| DeSoto County Mississippi | 1 | $ 179,000 | $ 179,000 | $ 63,000 |
| Sharkey County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Barry County Missouri | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Buchanan County Missouri | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Callaway County Missouri | 1 | $ 211,000 | $ 211,000 | $ 64,000 |
| Camden County Missouri | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Carroll County Missouri | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Christian County Missouri | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Clinton County Missouri | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Cole County Missouri | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Cooper County Missouri | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Daviess County Missouri | 1 | $ 165,000 | $ 165,000 | $ 258,000 |
| Grundy County Missouri | 1 | $ 88,000 | $ 88,000 | $ 20,000 |
| Henry County Missouri | 1 | $ 57,000 | $ 57,000 | $ 16,000 |
| Hickory County Missouri | 1 | $ 173,000 | $ 173,000 | $ 111,000 |
| Jefferson County Missouri | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Lincoln County Missouri | 1 | $ 94,000 | $ 94,000 | $ 155,000 |
| Macon County Missouri | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| Marion County Missouri | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Monroe County Missouri | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Newton County Missouri | 1 | $ 201,000 | $ 201,000 | $ 145,000 |
| Pettis County Missouri | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Phelps County Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Ralls County Missouri | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Randolph County Missouri | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| St. Charles County Missouri | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| St. Francois County Missouri | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Stoddard County Missouri | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Granite County Montana | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Hill County Montana | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Jefferson County Montana | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Missoula County Montana | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Cass County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Nance County Nebraska | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Saline County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Grafton County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Sullivan County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Burlington County New Jersey | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 467,000 | $ 467,000 | $ 96,000 |
| Hudson County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| Ocean County New Jersey | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Dona Ana County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Grant County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 22,000 |
| Lincoln County New Mexico | 1 | $ 156,000 | $ 156,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 193,000 | $ 193,000 | $ 47,000 |
| Sandoval County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 27,000 |
| Chautauqua County New York | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Greene County New York | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Livingston County New York | 1 | $ 184,000 | $ 184,000 | $ 88,000 |
| New York County New York | 1 | $ 360,000 | $ 360,000 | $ 288,000 |
| Queens County New York | 1 | $ 770,000 | $ 770,000 | $ 215,000 |
| Rensselaer County New York | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Steuben County New York | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Cherokee County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Cumberland County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Currituck County North Carolina | 1 | $ 617,000 | $ 617,000 | $ 161,000 |
| Granville County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Harnett County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Haywood County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Henderson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Moore County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Wake County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Brown County Ohio | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Holmes County Ohio | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Montgomery County Ohio | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Pickaway County Ohio | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Garfield County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 119,000 |
| Haskell County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
| Oklahoma County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Jackson County Oregon | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Berks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 217,000 |
| Butler County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Cumberland County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 71,000 |
| Dauphin County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 71,000 |
| Luzerne County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| York County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 53,000 |
| Chesterfield County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Dillon County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Dorchester County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 153,000 |
| Greenville County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 100,000 |
| Richland County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 89,000 |
| Henry County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| Jefferson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Madison County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 50,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Williamson County Tennessee | 1 | $ 636,000 | $ 636,000 | $ 160,000 |
| Bexar County Texas | 1 | $ 228,000 | $ 228,000 | $ 76,000 |
| Bosque County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Gonzales County Texas | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| Gregg County Texas | 1 | $ 126,000 | $ 126,000 | $ 80,000 |
| Hale County Texas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Henderson County Texas | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Randall County Texas | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Smith County Texas | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Starr County Texas | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Wharton County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Willacy County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Utah County Utah | 1 | $ 170,000 | $ 170,000 | $ 206,000 |
| Chittenden County Vermont | 1 | $ 246,000 | $ 246,000 | $ 44,000 |
| Chesapeake County Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 214,000 | $ 214,000 | $ 77,000 |
| Franklin County Virginia | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Hampton County Virginia | 1 | $ 222,000 | $ 222,000 | $ 55,000 |
| Loudoun County Virginia | 1 | $ 321,000 | $ 321,000 | $ 109,000 |
| Newport News County Virginia | 1 | $ 199,000 | $ 199,000 | $ 48,000 |
| Powhatan County Virginia | 1 | $ 236,000 | $ 236,000 | $ 67,000 |
| Spotsylvania County Virginia | 1 | $ 219,000 | $ 219,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Wise County Virginia | 1 | $ 82,000 | $ 82,000 | $ 94,000 |
| York County Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Clark County Washington | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Cowlitz County Washington | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Spokane County Washington | 1 | $ 271,000 | $ 271,000 | $ 128,000 |
| Stevens County Washington | 1 | $ 186,000 | $ 186,000 | $ 45,000 |
| Yakima County Washington | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Doddridge County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Hampshire County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Mineral County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 380,000 | $ 380,000 | $ 128,000 |
| Nicholas County West Virginia | 1 | $ 400,000 | $ 400,000 | $ 84,000 |
| Ohio County West Virginia | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Tucker County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Clark County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Portage County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 212,000 |
| Campbell County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,233 | $223,213,000 | $181,000 | $1,248,000 | $84,000 | $1,190,000 |
| Refinancing | 585 | $124,579,000 | $212,000 | $1,496,000 | $81,000 | $1,212,000 |
| Home Improvement | 113 | $22,728,000 | $201,000 | $750,000 | $86,000 | $455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,429 | $274,439,000 | $192,000 | $1,496,000 | $86,000 | $1,212,000 |
| Hispanic | 268 | $42,990,000 | $160,000 | $713,000 | $74,000 | $500,000 |
| Black or African American | 88 | $18,813,000 | $213,000 | $770,000 | $62,000 | $361,000 |
| Not Provided | 68 | $14,104,000 | $207,000 | $675,000 | $108,000 | $410,000 |
| Asian | 47 | $11,311,000 | $240,000 | $979,000 | $100,000 | $640,000 |
| Not applicable | 23 | $6,957,000 | $302,000 | $1,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $934,000 | $186,000 | $348,000 | $74,000 | $186,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $972,000 | $324,000 | $467,000 | $66,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 895 | $175,890,000 | $196,000 | $1,255,000 | $110,000 | $1,212,000 |
| FHA-insured (Federal Housing Administration) | 536 | $78,190,000 | $145,000 | $519,000 | $57,000 | $376,000 |
| VA-guaranteed (Veterans Administration) | 453 | $109,969,000 | $242,000 | $1,496,000 | $66,000 | $640,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,471,000 | $137,000 | $295,000 | $49,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,235 | $247,458,000 | $200,000 | $1,496,000 | $86,000 | $1,190,000 |
| Application Denied By Financial Institution | 350 | $59,120,000 | $168,000 | $1,248,000 | $64,000 | $496,000 |
| Application Approved But Not Accepted | 344 | $63,783,000 | $185,000 | $770,000 | $91,000 | $720,000 |
| Application Withdrawn By Applicant | 2 | $159,000 | $79,000 | $84,000 | $619,000 | $1,212,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 166 | $27,062,000 | $163,000 | $770,000 | $66,000 | $323,000 |
| Debt-To-Income Ratio | 101 | $16,182,000 | $160,000 | $665,000 | $48,000 | $153,000 |
| Collateral | 45 | $7,423,000 | $164,000 | $750,000 | $71,000 | $350,000 |
| Other | 9 | $1,240,000 | $137,000 | $360,000 | $47,000 | $81,000 |
| Unverifiable Information | 9 | $3,380,000 | $375,000 | $1,248,000 | $151,000 | $496,000 |
| Employment History | 9 | $1,689,000 | $187,000 | $417,000 | $58,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,695,000 | $188,000 | $420,000 | $76,000 | $217,000 |
| Credit Application Incomplete | 2 | $449,000 | $224,000 | $364,000 | $87,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.