Community First National Bank Mortgage Lending & HMDA Data, 2016

In 2016, Community First National Bank of Manhattan, KS reported 1,931 mortgage applications totaling $370.5 million, up 25% from 2015. The average application was for $191,879, and applicants reported an average income of $83,208. 64% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Kansas City, MO-KS (379), Manhattan, KS (175) and McAllen-Edinburg-Mission, TX (175) (applications in parentheses).

Mortgage Company & Address Community First National Bank
215 S Seth Child Rd
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 1,931
Total Mortgage Loan Application Amount $370,520,000
Average Mortgage Loan Application Amount $191,879
Highest Mortgage Loan Application Amount $1,496,000
Average Applicant Income $83,208
Highest Applicant Income $1,212,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community First National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Community First National Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hidalgo, Texas 175 $ 26,631,000 $ 152,177 $ 70,000
Black Hawk, Iowa 146 $ 19,561,000 $ 133,979 $ 58,000
Riley, Kansas 141 $ 28,846,000 $ 204,581 $ 108,000
Johnson, Kansas 137 $ 32,778,000 $ 239,255 $ 119,000
Jackson, Missouri 77 $ 13,923,000 $ 180,818 $ 94,000
Clay, Missouri 74 $ 11,279,000 $ 152,418 $ 76,000
Douglas, Nebraska 69 $ 12,366,000 $ 179,217 $ 85,000
Polk, Iowa 63 $ 13,704,000 $ 217,523 $ 89,000
Platte, Missouri 42 $ 8,572,000 $ 204,095 $ 105,000
Pottawatomie, Kansas 34 $ 5,734,000 $ 168,647 $ 76,000
Shelby, Tennessee 33 $ 2,466,000 $ 74,727 $ 116,000
Kerr, Texas 33 $ 6,637,000 $ 201,121 $ 98,000
Dallas, Iowa 24 $ 5,522,000 $ 230,083 $ 94,000
Boone, Missouri 24 $ 4,035,000 $ 168,125 $ 55,000
Wyandotte, Kansas 19 $ 2,780,000 $ 146,315 $ 62,000
Douglas, Kansas 17 $ 3,202,000 $ 188,352 $ 77,000
Horry, South Carolina 15 $ 2,599,000 $ 173,266 $ 74,000
Maricopa, Arizona 13 $ 4,486,000 $ 345,076 $ 120,000
Bremer, Iowa 12 $ 1,698,000 $ 141,500 $ 75,000
Sarpy, Nebraska 12 $ 2,319,000 $ 193,250 $ 86,000
Cameron, Texas 12 $ 1,858,000 $ 154,833 $ 52,000
Los Angeles, California 11 $ 4,313,000 $ 392,090 $ 151,000
Duval, Florida 11 $ 1,522,000 $ 138,363 $ 147,000
Butler, Iowa 11 $ 1,162,000 $ 105,636 $ 45,000
Mills, Iowa 11 $ 1,518,000 $ 138,000 $ 59,000
Grundy, Iowa 10 $ 1,098,000 $ 109,800 $ 58,000
Cass, Missouri 10 $ 1,333,000 $ 133,300 $ 42,000
Lancaster, Nebraska 10 $ 1,993,000 $ 199,300 $ 135,000
Story, Iowa 9 $ 1,512,000 $ 168,000 $ 72,000
Jasper, Missouri 9 $ 877,000 $ 97,444 $ 45,000
Buchanan, Iowa 8 $ 865,000 $ 108,125 $ 55,000
Hardin, Iowa 8 $ 581,000 $ 72,625 $ 50,000
Sedgwick, Kansas 8 $ 1,578,000 $ 197,250 $ 85,000
Kleberg, Texas 8 $ 1,626,000 $ 203,250 $ 98,000
Tarrant, Texas 8 $ 1,499,000 $ 187,375 $ 96,000
Pottawattamie, Iowa 7 $ 1,132,000 $ 161,714 $ 81,000
Leavenworth, Kansas 7 $ 1,192,000 $ 170,285 $ 71,000
Orange, California 6 $ 2,838,000 $ 473,000 $ 105,000
San Bernardino, California 6 $ 1,181,000 $ 196,833 $ 79,000
Maui, Hawaii 6 $ 2,233,000 $ 372,166 $ 88,000
Prince George's, Maryland 6 $ 2,458,000 $ 409,666 $ 109,000
Ray, Missouri 6 $ 630,000 $ 105,000 $ 41,000
Beaufort, South Carolina 6 $ 1,191,000 $ 198,500 $ 39,000
Harris, Texas 6 $ 1,331,000 $ 221,833 $ 63,000
Riverside, California 5 $ 1,222,000 $ 244,400 $ 68,000
El Paso, Colorado 5 $ 586,000 $ 117,200 $ 37,000
Broward, Florida 5 $ 1,628,000 $ 325,600 $ 145,000
Linn, Iowa 5 $ 795,000 $ 159,000 $ 78,000
Tama, Iowa 5 $ 536,000 $ 107,200 $ 57,000
Washington, Nebraska 5 $ 881,000 $ 176,200 $ 67,000
Sacramento, California 4 $ 1,321,000 $ 330,250 $ 99,000
San Diego, California 4 $ 2,506,000 $ 626,500 $ 80,000
Lee, Florida 4 $ 719,000 $ 179,750 $ 44,000
Osceola, Florida 4 $ 542,000 $ 135,500 $ 53,000
Palm Beach, Florida 4 $ 1,018,000 $ 254,500 $ 105,000
Fayette, Iowa 4 $ 770,000 $ 192,500 $ 141,000
Geary, Kansas 4 $ 251,000 $ 62,750 $ 45,000
Oakland, Michigan 4 $ 677,000 $ 169,250 $ 98,000
Livingston, Missouri 4 $ 513,000 $ 128,250 $ 52,000
Nodaway, Missouri 4 $ 409,000 $ 102,250 $ 41,000
Lane, Oregon 4 $ 897,000 $ 224,250 $ 60,000
Brooks, Texas 4 $ 495,000 $ 123,750 $ 58,000
Dallas, Texas 4 $ 746,000 $ 186,500 $ 116,000
Jim Wells, Texas 4 $ 746,000 $ 186,500 $ 81,000
King, Washington 4 $ 921,000 $ 230,250 $ 67,000
Jefferson, Alabama 3 $ 414,000 $ 138,000 $ 88,000
Washington, Arkansas 3 $ 529,000 $ 176,333 $ 40,000
Solano, California 3 $ 1,147,000 $ 382,333 $ 93,000
Trinity, California 3 $ 1,509,000 $ 503,000 $ 172,000
Douglas, Colorado 3 $ 989,000 $ 329,666 $ 95,000
Orange, Florida 3 $ 951,000 $ 317,000 $ 88,000
Pinellas, Florida 3 $ 547,000 $ 182,333 $ 62,000
Warren, Iowa 3 $ 667,000 $ 222,333 $ 95,000
Clay, Kansas 3 $ 227,000 $ 75,666 $ 29,000
Miami, Kansas 3 $ 456,000 $ 152,000 $ 102,000
Wabaunsee, Kansas 3 $ 363,000 $ 121,000 $ 56,000
Hennepin, Minnesota 3 $ 1,100,000 $ 366,666 $ 290,000
Greene, Missouri 3 $ 406,000 $ 135,333 $ 83,000
Lafayette, Missouri 3 $ 302,000 $ 100,666 $ 37,000
Clark, Nevada 3 $ 625,000 $ 208,333 $ 81,000
Middlesex, New Jersey 3 $ 524,000 $ 174,666 $ 181,000
San Juan, New Mexico 3 $ 646,000 $ 215,333 $ 76,000
Tulsa, Oklahoma 3 $ 405,000 $ 135,000 $ 130,000
Tipton, Tennessee 3 $ 673,000 $ 224,333 $ 48,000
Gillespie, Texas 3 $ 655,000 $ 218,333 $ 127,000
McLennan, Texas 3 $ 498,000 $ 166,000 $ 73,000
Williamson, Texas 3 $ 1,069,000 $ 356,333 $ 131,000
Fairfax, Virginia 3 $ 1,298,000 $ 432,666 $ 103,000
Pima, Arizona 2 $ 303,000 $ 151,500 $ 38,000
Pinal, Arizona 2 $ 330,000 $ 165,000 $ 38,000
Benton, Arkansas 2 $ 720,000 $ 360,000 $ 239,000
Crawford, Arkansas 2 $ 370,000 $ 185,000 $ 70,000
Saline, Arkansas 2 $ 400,000 $ 200,000 $ 95,000
Placer, California 2 $ 862,000 $ 431,000 $ 117,000
Santa Clara, California 2 $ 668,000 $ 334,000 $ 68,000
Adams, Colorado 2 $ 551,000 $ 275,500 $ 21,000
New Haven, Connecticut 2 $ 451,000 $ 225,500 $ 60,000
Brevard, Florida 2 $ 283,000 $ 141,500 $ 108,000
Collier, Florida 2 $ 453,000 $ 226,500 $ 67,000
Escambia, Florida 2 $ 277,000 $ 138,500 $ 30,000
Highlands, Florida 2 $ 232,000 $ 116,000 $ 0
Lake, Florida 2 $ 520,000 $ 260,000 $ 138,000
Martin, Florida 2 $ 500,000 $ 250,000 $ 88,000
Monroe, Florida 2 $ 1,709,000 $ 854,500 $ 483,000
Seminole, Florida 2 $ 569,000 $ 284,500 $ 114,000
Volusia, Florida 2 $ 261,000 $ 130,500 $ 84,000
Chatham, Georgia 2 $ 398,000 $ 199,000 $ 131,000
Columbia, Georgia 2 $ 464,000 $ 232,000 $ 47,000
Fulton, Georgia 2 $ 2,050,000 $ 1,025,000 $ 120,000
Gwinnett, Georgia 2 $ 461,000 $ 230,500 $ 83,000
Honolulu, Hawaii 2 $ 1,259,000 $ 629,500 $ 124,000
Cook, Illinois 2 $ 621,000 $ 310,500 $ 0
Chickasaw, Iowa 2 $ 213,000 $ 106,500 $ 37,000
Clayton, Iowa 2 $ 585,000 $ 292,500 $ 87,000
Decatur, Iowa 2 $ 122,000 $ 61,000 $ 17,000
Franklin, Iowa 2 $ 130,000 $ 65,000 $ 41,000
Humboldt, Iowa 2 $ 171,000 $ 85,500 $ 41,000
Johnson, Iowa 2 $ 498,000 $ 249,000 $ 119,000
Lucas, Iowa 2 $ 213,000 $ 106,500 $ 64,000
Dickinson, Kansas 2 $ 271,000 $ 135,500 $ 19,000
Franklin, Kansas 2 $ 263,000 $ 131,500 $ 62,000
Nemaha, Kansas 2 $ 236,000 $ 118,000 $ 62,000
Ottawa, Kansas 2 $ 218,000 $ 109,000 $ 35,000
Shawnee, Kansas 2 $ 392,000 $ 196,000 $ 57,000
Bossier, Louisiana 2 $ 777,000 $ 388,500 $ 80,000
Jackson, Michigan 2 $ 880,000 $ 440,000 $ 85,000
Copiah, Mississippi 2 $ 150,000 $ 75,000 $ 36,000
Marshall, Mississippi 2 $ 392,000 $ 196,000 $ 79,000
Stone, Mississippi 2 $ 345,000 $ 172,500 $ 55,000
Johnson, Missouri 2 $ 344,000 $ 172,000 $ 89,000
Pulaski, Missouri 2 $ 297,000 $ 148,500 $ 42,000
St. Louis, Missouri 2 $ 531,000 $ 265,500 $ 68,000
St. Louis City, Missouri 2 $ 224,000 $ 112,000 $ 58,000
Stone, Missouri 2 $ 575,000 $ 287,500 $ 349,000
Sanders, Montana 2 $ 544,000 $ 272,000 $ 88,000
Dawson, Nebraska 2 $ 253,000 $ 126,500 $ 79,000
Keith, Nebraska 2 $ 288,000 $ 144,000 $ 44,000
Red Willow, Nebraska 2 $ 335,000 $ 167,500 $ 135,000
Washoe, Nevada 2 $ 1,193,000 $ 596,500 $ 63,000
Somerset, New Jersey 2 $ 1,144,000 $ 572,000 $ 78,000
Bernalillo, New Mexico 2 $ 1,064,000 $ 532,000 $ 180,000
Putnam, New York 2 $ 454,000 $ 227,000 $ 42,000
Saratoga, New York 2 $ 494,000 $ 247,000 $ 66,000
Alamance, North Carolina 2 $ 365,000 $ 182,500 $ 28,000
Franklin, Ohio 2 $ 438,000 $ 219,000 $ 91,000
Rogers, Oklahoma 2 $ 419,000 $ 209,500 $ 143,000
Clackamas, Oregon 2 $ 908,000 $ 454,000 $ 119,000
Deschutes, Oregon 2 $ 431,000 $ 215,500 $ 41,000
Kent, Rhode Island 2 $ 333,000 $ 166,500 $ 84,000
Providence, Rhode Island 2 $ 227,000 $ 113,500 $ 44,000
Cherokee, South Carolina 2 $ 356,000 $ 178,000 $ 45,000
Laurens, South Carolina 2 $ 167,000 $ 83,500 $ 66,000
Pickens, South Carolina 2 $ 440,000 $ 220,000 $ 81,000
Union, South Carolina 2 $ 120,000 $ 60,000 $ 50,000
Anderson, Tennessee 2 $ 841,000 $ 420,500 $ 229,000
Montgomery, Tennessee 2 $ 197,000 $ 98,500 $ 35,000
Bandera, Texas 2 $ 833,000 $ 416,500 $ 156,000
Collin, Texas 2 $ 455,000 $ 227,500 $ 79,000
Liberty, Texas 2 $ 226,000 $ 113,000 $ 24,000
Davis, Utah 2 $ 586,000 $ 293,000 $ 111,000
Culpeper, Virginia 2 $ 734,000 $ 367,000 $ 52,000
Island, Washington 2 $ 635,000 $ 317,500 $ 92,000
Pierce, Washington 2 $ 508,000 $ 254,000 $ 20,000
Whatcom, Washington 2 $ 197,000 $ 98,500 $ 85,000
Berkeley, West Virginia 2 $ 477,000 $ 238,500 $ 52,000
Milwaukee, Wisconsin 2 $ 372,000 $ 186,000 $ 94,000
Autauga, Alabama 1 $ 220,000 $ 220,000 $ 122,000
Blount, Alabama 1 $ 150,000 $ 150,000 $ 24,000
Chilton, Alabama 1 $ 158,000 $ 158,000 $ 64,000
Madison, Alabama 1 $ 177,000 $ 177,000 $ 74,000
Morgan, Alabama 1 $ 130,000 $ 130,000 $ 0
Coconino, Arizona 1 $ 241,000 $ 241,000 $ 43,000
Mohave, Arizona 1 $ 148,000 $ 148,000 $ 18,000
Yavapai, Arizona 1 $ 202,000 $ 202,000 $ 103,000
Chicot, Arkansas 1 $ 125,000 $ 125,000 $ 50,000
Izard, Arkansas 1 $ 65,000 $ 65,000 $ 30,000
Nevada, Arkansas 1 $ 56,000 $ 56,000 $ 40,000
Polk, Arkansas 1 $ 179,000 $ 179,000 $ 48,000
Alameda, California 1 $ 486,000 $ 486,000 $ 129,000
Amador, California 1 $ 227,000 $ 227,000 $ 0
Contra Costa, California 1 $ 320,000 $ 320,000 $ 75,000
El Dorado, California 1 $ 273,000 $ 273,000 $ 0
Mariposa, California 1 $ 442,000 $ 442,000 $ 130,000
Merced, California 1 $ 278,000 $ 278,000 $ 0
Monterey, California 1 $ 467,000 $ 467,000 $ 146,000
Nevada, California 1 $ 250,000 $ 250,000 $ 82,000
San Benito, California 1 $ 331,000 $ 331,000 $ 130,000
San Joaquin, California 1 $ 160,000 $ 160,000 $ 0
Santa Cruz, California 1 $ 373,000 $ 373,000 $ 0
Shasta, California 1 $ 376,000 $ 376,000 $ 185,000
Sutter, California 1 $ 145,000 $ 145,000 $ 36,000
Tehama, California 1 $ 176,000 $ 176,000 $ 54,000
Ventura, California 1 $ 428,000 $ 428,000 $ 0
Boulder, Colorado 1 $ 645,000 $ 645,000 $ 150,000
Jefferson, Colorado 1 $ 405,000 $ 405,000 $ 61,000
La Plata, Colorado 1 $ 258,000 $ 258,000 $ 65,000
Montrose, Colorado 1 $ 166,000 $ 166,000 $ 54,000
New London, Connecticut 1 $ 204,000 $ 204,000 $ 64,000
New Castle, Delaware 1 $ 168,000 $ 168,000 $ 102,000
Sussex, Delaware 1 $ 176,000 $ 176,000 $ 70,000
Bay, Florida 1 $ 167,000 $ 167,000 $ 51,000
Clay, Florida 1 $ 196,000 $ 196,000 $ 71,000
DeSoto, Florida 1 $ 59,000 $ 59,000 $ 28,000
Flagler, Florida 1 $ 203,000 $ 203,000 $ 129,000
Hillsborough, Florida 1 $ 115,000 $ 115,000 $ 36,000
Levy, Florida 1 $ 190,000 $ 190,000 $ 89,000
Manatee, Florida 1 $ 175,000 $ 175,000 $ 355,000
Pasco, Florida 1 $ 137,000 $ 137,000 $ 74,000
Sarasota, Florida 1 $ 659,000 $ 659,000 $ 0
St. Johns, Florida 1 $ 140,000 $ 140,000 $ 40,000
Cherokee, Georgia 1 $ 314,000 $ 314,000 $ 115,000
Cobb, Georgia 1 $ 250,000 $ 250,000 $ 0
DeKalb, Georgia 1 $ 100,000 $ 100,000 $ 141,000
Douglas, Georgia 1 $ 142,000 $ 142,000 $ 51,000
Fayette, Georgia 1 $ 563,000 $ 563,000 $ 0
Hall, Georgia 1 $ 118,000 $ 118,000 $ 53,000
Hart, Georgia 1 $ 317,000 $ 317,000 $ 48,000
Lowndes, Georgia 1 $ 183,000 $ 183,000 $ 124,000
White, Georgia 1 $ 253,000 $ 253,000 $ 0
Ada, Idaho 1 $ 167,000 $ 167,000 $ 50,000
Boise, Idaho 1 $ 190,000 $ 190,000 $ 56,000
Elmore, Idaho 1 $ 173,000 $ 173,000 $ 118,000
DeKalb, Illinois 1 $ 174,000 $ 174,000 $ 85,000
DuPage, Illinois 1 $ 216,000 $ 216,000 $ 47,000
Montgomery, Illinois 1 $ 136,000 $ 136,000 $ 72,000
Sangamon, Illinois 1 $ 258,000 $ 258,000 $ 111,000
Will, Illinois 1 $ 229,000 $ 229,000 $ 42,000
Boone, Indiana 1 $ 145,000 $ 145,000 $ 59,000
Clinton, Indiana 1 $ 145,000 $ 145,000 $ 55,000
Elkhart, Indiana 1 $ 159,000 $ 159,000 $ 108,000
Franklin, Indiana 1 $ 191,000 $ 191,000 $ 26,000
Hendricks, Indiana 1 $ 184,000 $ 184,000 $ 49,000
Jennings, Indiana 1 $ 133,000 $ 133,000 $ 61,000
LaPorte, Indiana 1 $ 56,000 $ 56,000 $ 55,000
Marion, Indiana 1 $ 46,000 $ 46,000 $ 79,000
Ripley, Indiana 1 $ 160,000 $ 160,000 $ 36,000
Tippecanoe, Indiana 1 $ 104,000 $ 104,000 $ 38,000
Benton, Iowa 1 $ 128,000 $ 128,000 $ 40,000
Cedar, Iowa 1 $ 113,000 $ 113,000 $ 39,000
Delaware, Iowa 1 $ 80,000 $ 80,000 $ 22,000
Fremont, Iowa 1 $ 123,000 $ 123,000 $ 48,000
Guthrie, Iowa 1 $ 134,000 $ 134,000 $ 48,000
Harrison, Iowa 1 $ 275,000 $ 275,000 $ 66,000
Kossuth, Iowa 1 $ 51,000 $ 51,000 $ 27,000
Marion, Iowa 1 $ 246,000 $ 246,000 $ 42,000
Marshall, Iowa 1 $ 65,000 $ 65,000 $ 28,000
Montgomery, Iowa 1 $ 158,000 $ 158,000 $ 44,000
Page, Iowa 1 $ 126,000 $ 126,000 $ 37,000
Scott, Iowa 1 $ 309,000 $ 309,000 $ 108,000
Washington, Iowa 1 $ 126,000 $ 126,000 $ 73,000
Woodbury, Iowa 1 $ 174,000 $ 174,000 $ 108,000
Butler, Kansas 1 $ 160,000 $ 160,000 $ 96,000
Cowley, Kansas 1 $ 1,043,000 $ 1,043,000 $ 0
Jackson, Kansas 1 $ 190,000 $ 190,000 $ 39,000
Jefferson, Kansas 1 $ 106,000 $ 106,000 $ 34,000
Labette, Kansas 1 $ 149,000 $ 149,000 $ 47,000
Marshall, Kansas 1 $ 116,000 $ 116,000 $ 48,000
Morris, Kansas 1 $ 115,000 $ 115,000 $ 424,000
Reno, Kansas 1 $ 65,000 $ 65,000 $ 200,000
Christian, Kentucky 1 $ 124,000 $ 124,000 $ 106,000
Hardin, Kentucky 1 $ 92,000 $ 92,000 $ 155,000
Jefferson, Kentucky 1 $ 151,000 $ 151,000 $ 38,000
Madison, Kentucky 1 $ 202,000 $ 202,000 $ 0
Russell, Kentucky 1 $ 60,000 $ 60,000 $ 32,000
Warren, Kentucky 1 $ 181,000 $ 181,000 $ 0
Allen, Louisiana 1 $ 120,000 $ 120,000 $ 52,000
Ascension, Louisiana 1 $ 205,000 $ 205,000 $ 36,000
Jefferson, Louisiana 1 $ 150,000 $ 150,000 $ 0
Lafayette, Louisiana 1 $ 272,000 $ 272,000 $ 68,000
St. James, Louisiana 1 $ 446,000 $ 446,000 $ 191,000
St. Tammany, Louisiana 1 $ 228,000 $ 228,000 $ 136,000
Kennebec, Maine 1 $ 126,000 $ 126,000 $ 49,000
Carroll, Maryland 1 $ 364,000 $ 364,000 $ 220,000
Frederick, Maryland 1 $ 461,000 $ 461,000 $ 156,000
Barnstable, Massachusetts 1 $ 375,000 $ 375,000 $ 0
Norfolk, Massachusetts 1 $ 330,000 $ 330,000 $ 83,000
Plymouth, Massachusetts 1 $ 250,000 $ 250,000 $ 66,000
Berrien, Michigan 1 $ 179,000 $ 179,000 $ 124,000
Cheboygan, Michigan 1 $ 165,000 $ 165,000 $ 47,000
Eaton, Michigan 1 $ 139,000 $ 139,000 $ 61,000
Genesee, Michigan 1 $ 95,000 $ 95,000 $ 48,000
Kent, Michigan 1 $ 315,000 $ 315,000 $ 104,000
Livingston, Michigan 1 $ 413,000 $ 413,000 $ 132,000
Macomb, Michigan 1 $ 120,000 $ 120,000 $ 76,000
Shiawassee, Michigan 1 $ 128,000 $ 128,000 $ 71,000
Wayne, Michigan 1 $ 54,000 $ 54,000 $ 47,000
Goodhue, Minnesota 1 $ 195,000 $ 195,000 $ 113,000
Isanti, Minnesota 1 $ 144,000 $ 144,000 $ 62,000
DeSoto, Mississippi 1 $ 179,000 $ 179,000 $ 63,000
Sharkey, Mississippi 1 $ 128,000 $ 128,000 $ 57,000
Barry, Missouri 1 $ 265,000 $ 265,000 $ 89,000
Buchanan, Missouri 1 $ 78,000 $ 78,000 $ 44,000
Callaway, Missouri 1 $ 211,000 $ 211,000 $ 64,000
Camden, Missouri 1 $ 160,000 $ 160,000 $ 49,000
Carroll, Missouri 1 $ 175,000 $ 175,000 $ 87,000
Christian, Missouri 1 $ 105,000 $ 105,000 $ 37,000
Clinton, Missouri 1 $ 67,000 $ 67,000 $ 46,000
Cole, Missouri 1 $ 116,000 $ 116,000 $ 58,000
Cooper, Missouri 1 $ 74,000 $ 74,000 $ 20,000
Daviess, Missouri 1 $ 165,000 $ 165,000 $ 258,000
Grundy, Missouri 1 $ 88,000 $ 88,000 $ 20,000
Henry, Missouri 1 $ 57,000 $ 57,000 $ 16,000
Hickory, Missouri 1 $ 173,000 $ 173,000 $ 111,000
Jefferson, Missouri 1 $ 132,000 $ 132,000 $ 62,000
Lincoln, Missouri 1 $ 94,000 $ 94,000 $ 155,000
Macon, Missouri 1 $ 40,000 $ 40,000 $ 13,000
Marion, Missouri 1 $ 175,000 $ 175,000 $ 74,000
Monroe, Missouri 1 $ 173,000 $ 173,000 $ 72,000
Newton, Missouri 1 $ 201,000 $ 201,000 $ 145,000
Pettis, Missouri 1 $ 180,000 $ 180,000 $ 82,000
Phelps, Missouri 1 $ 110,000 $ 110,000 $ 0
Ralls, Missouri 1 $ 160,000 $ 160,000 $ 72,000
Randolph, Missouri 1 $ 70,000 $ 70,000 $ 52,000
St. Charles, Missouri 1 $ 205,000 $ 205,000 $ 199,000
St. Francois, Missouri 1 $ 59,000 $ 59,000 $ 18,000
Stoddard, Missouri 1 $ 87,000 $ 87,000 $ 44,000
Granite, Montana 1 $ 365,000 $ 365,000 $ 95,000
Hill, Montana 1 $ 135,000 $ 135,000 $ 33,000
Jefferson, Montana 1 $ 121,000 $ 121,000 $ 82,000
Missoula, Montana 1 $ 177,000 $ 177,000 $ 0
Cass, Nebraska 1 $ 170,000 $ 170,000 $ 0
Nance, Nebraska 1 $ 107,000 $ 107,000 $ 45,000
Saline, Nebraska 1 $ 129,000 $ 129,000 $ 65,000
Grafton, New Hampshire 1 $ 225,000 $ 225,000 $ 59,000
Sullivan, New Hampshire 1 $ 75,000 $ 75,000 $ 40,000
Burlington, New Jersey 1 $ 213,000 $ 213,000 $ 0
Cape May, New Jersey 1 $ 467,000 $ 467,000 $ 96,000
Hudson, New Jersey 1 $ 124,000 $ 124,000 $ 31,000
Ocean, New Jersey 1 $ 504,000 $ 504,000 $ 0
Chaves, New Mexico 1 $ 153,000 $ 153,000 $ 41,000
Dona Ana, New Mexico 1 $ 187,000 $ 187,000 $ 0
Grant, New Mexico 1 $ 101,000 $ 101,000 $ 22,000
Lincoln, New Mexico 1 $ 156,000 $ 156,000 $ 0
McKinley, New Mexico 1 $ 193,000 $ 193,000 $ 47,000
Sandoval, New Mexico 1 $ 200,000 $ 200,000 $ 27,000
Chautauqua, New York 1 $ 66,000 $ 66,000 $ 53,000
Greene, New York 1 $ 130,000 $ 130,000 $ 79,000
Livingston, New York 1 $ 184,000 $ 184,000 $ 88,000
New York, New York 1 $ 360,000 $ 360,000 $ 288,000
Queens, New York 1 $ 770,000 $ 770,000 $ 215,000
Rensselaer, New York 1 $ 145,000 $ 145,000 $ 54,000
Steuben, New York 1 $ 125,000 $ 125,000 $ 30,000
Cherokee, North Carolina 1 $ 90,000 $ 90,000 $ 44,000
Cumberland, North Carolina 1 $ 140,000 $ 140,000 $ 53,000
Currituck, North Carolina 1 $ 617,000 $ 617,000 $ 161,000
Granville, North Carolina 1 $ 90,000 $ 90,000 $ 58,000
Harnett, North Carolina 1 $ 155,000 $ 155,000 $ 43,000
Haywood, North Carolina 1 $ 191,000 $ 191,000 $ 55,000
Henderson, North Carolina 1 $ 165,000 $ 165,000 $ 46,000
Mecklenburg, North Carolina 1 $ 150,000 $ 150,000 $ 32,000
Moore, North Carolina 1 $ 299,000 $ 299,000 $ 0
Wake, North Carolina 1 $ 90,000 $ 90,000 $ 58,000
Brown, Ohio 1 $ 303,000 $ 303,000 $ 0
Hamilton, Ohio 1 $ 155,000 $ 155,000 $ 43,000
Holmes, Ohio 1 $ 125,000 $ 125,000 $ 61,000
Montgomery, Ohio 1 $ 212,000 $ 212,000 $ 81,000
Pickaway, Ohio 1 $ 190,000 $ 190,000 $ 54,000
Garfield, Oklahoma 1 $ 174,000 $ 174,000 $ 119,000
Haskell, Oklahoma 1 $ 140,000 $ 140,000 $ 32,000
Oklahoma, Oklahoma 1 $ 177,000 $ 177,000 $ 56,000
Jackson, Oregon 1 $ 125,000 $ 125,000 $ 75,000
Berks, Pennsylvania 1 $ 315,000 $ 315,000 $ 217,000
Butler, Pennsylvania 1 $ 96,000 $ 96,000 $ 32,000
Cumberland, Pennsylvania 1 $ 204,000 $ 204,000 $ 71,000
Dauphin, Pennsylvania 1 $ 217,000 $ 217,000 $ 71,000
Luzerne, Pennsylvania 1 $ 224,000 $ 224,000 $ 59,000
York, Pennsylvania 1 $ 400,000 $ 400,000 $ 53,000
Chesterfield, South Carolina 1 $ 159,000 $ 159,000 $ 60,000
Dillon, South Carolina 1 $ 200,000 $ 200,000 $ 54,000
Dorchester, South Carolina 1 $ 219,000 $ 219,000 $ 153,000
Greenville, South Carolina 1 $ 192,000 $ 192,000 $ 100,000
Richland, South Carolina 1 $ 172,000 $ 172,000 $ 0
Davidson, Tennessee 1 $ 224,000 $ 224,000 $ 89,000
Henry, Tennessee 1 $ 89,000 $ 89,000 $ 39,000
Jefferson, Tennessee 1 $ 150,000 $ 150,000 $ 24,000
Madison, Tennessee 1 $ 260,000 $ 260,000 $ 50,000
Sumner, Tennessee 1 $ 225,000 $ 225,000 $ 59,000
Williamson, Tennessee 1 $ 636,000 $ 636,000 $ 160,000
Bexar, Texas 1 $ 228,000 $ 228,000 $ 76,000
Bosque, Texas 1 $ 105,000 $ 105,000 $ 0
Fort Bend, Texas 1 $ 417,000 $ 417,000 $ 192,000
Gonzales, Texas 1 $ 62,000 $ 62,000 $ 103,000
Gregg, Texas 1 $ 126,000 $ 126,000 $ 80,000
Hale, Texas 1 $ 135,000 $ 135,000 $ 53,000
Henderson, Texas 1 $ 94,000 $ 94,000 $ 0
Randall, Texas 1 $ 130,000 $ 130,000 $ 68,000
Smith, Texas 1 $ 300,000 $ 300,000 $ 100,000
Starr, Texas 1 $ 52,000 $ 52,000 $ 18,000
Travis, Texas 1 $ 225,000 $ 225,000 $ 69,000
Wharton, Texas 1 $ 128,000 $ 128,000 $ 0
Willacy, Texas 1 $ 115,000 $ 115,000 $ 48,000
Utah, Utah 1 $ 170,000 $ 170,000 $ 206,000
Chittenden, Vermont 1 $ 246,000 $ 246,000 $ 44,000
Chesapeake, Virginia 1 $ 161,000 $ 161,000 $ 0
Chesterfield, Virginia 1 $ 214,000 $ 214,000 $ 77,000
Franklin, Virginia 1 $ 137,000 $ 137,000 $ 83,000
Hampton, Virginia 1 $ 222,000 $ 222,000 $ 55,000
Loudoun, Virginia 1 $ 321,000 $ 321,000 $ 109,000
Newport News, Virginia 1 $ 199,000 $ 199,000 $ 48,000
Powhatan, Virginia 1 $ 236,000 $ 236,000 $ 67,000
Spotsylvania, Virginia 1 $ 219,000 $ 219,000 $ 73,000
Virginia Beach, Virginia 1 $ 241,000 $ 241,000 $ 103,000
Wise, Virginia 1 $ 82,000 $ 82,000 $ 94,000
York, Virginia 1 $ 139,000 $ 139,000 $ 0
Clark, Washington 1 $ 154,000 $ 154,000 $ 57,000
Cowlitz, Washington 1 $ 464,000 $ 464,000 $ 0
Spokane, Washington 1 $ 271,000 $ 271,000 $ 128,000
Stevens, Washington 1 $ 186,000 $ 186,000 $ 45,000
Yakima, Washington 1 $ 159,000 $ 159,000 $ 60,000
Doddridge, West Virginia 1 $ 77,000 $ 77,000 $ 25,000
Hampshire, West Virginia 1 $ 90,000 $ 90,000 $ 84,000
Mineral, West Virginia 1 $ 157,000 $ 157,000 $ 0
Monongalia, West Virginia 1 $ 380,000 $ 380,000 $ 128,000
Nicholas, West Virginia 1 $ 400,000 $ 400,000 $ 84,000
Ohio, West Virginia 1 $ 222,000 $ 222,000 $ 67,000
Tucker, West Virginia 1 $ 100,000 $ 100,000 $ 65,000
Clark, Wisconsin 1 $ 100,000 $ 100,000 $ 60,000
Dane, Wisconsin 1 $ 151,000 $ 151,000 $ 49,000
La Crosse, Wisconsin 1 $ 111,000 $ 111,000 $ 42,000
Portage, Wisconsin 1 $ 242,000 $ 242,000 $ 0
Sawyer, Wisconsin 1 $ 208,000 $ 208,000 $ 212,000
Campbell, Wyoming 1 $ 166,000 $ 166,000 $ 0

Mortgage Loan Application Detail Totals for Community First National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,233 $223,213,000 $181,000 $1,248,000 $84,000 $1,190,000
Refinancing 585 $124,579,000 $212,000 $1,496,000 $81,000 $1,212,000
Home Improvement 113 $22,728,000 $201,000 $750,000 $86,000 $455,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,429 $274,439,000 $192,000 $1,496,000 $86,000 $1,212,000
Hispanic 268 $42,990,000 $160,000 $713,000 $74,000 $500,000
Black or African American 88 $18,813,000 $213,000 $770,000 $62,000 $361,000
Not Provided 68 $14,104,000 $207,000 $675,000 $108,000 $410,000
Asian 47 $11,311,000 $240,000 $979,000 $100,000 $640,000
Not applicable 23 $6,957,000 $302,000 $1,255,000 $0 $0
American Indian or Alaskan Native 5 $934,000 $186,000 $348,000 $74,000 $186,000
Native Hawaiin or Other Pacific Islander 3 $972,000 $324,000 $467,000 $66,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 895 $175,890,000 $196,000 $1,255,000 $110,000 $1,212,000
FHA-insured (Federal Housing Administration) 536 $78,190,000 $145,000 $519,000 $57,000 $376,000
VA-guaranteed (Veterans Administration) 453 $109,969,000 $242,000 $1,496,000 $66,000 $640,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $6,471,000 $137,000 $295,000 $49,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,235 $247,458,000 $200,000 $1,496,000 $86,000 $1,190,000
Application Denied By Financial Institution 350 $59,120,000 $168,000 $1,248,000 $64,000 $496,000
Application Approved But Not Accepted 344 $63,783,000 $185,000 $770,000 $91,000 $720,000
Application Withdrawn By Applicant 2 $159,000 $79,000 $84,000 $619,000 $1,212,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 166 $27,062,000 $163,000 $770,000 $66,000 $323,000
Debt-To-Income Ratio 101 $16,182,000 $160,000 $665,000 $48,000 $153,000
Collateral 45 $7,423,000 $164,000 $750,000 $71,000 $350,000
Other 9 $1,240,000 $137,000 $360,000 $47,000 $81,000
Unverifiable Information 9 $3,380,000 $375,000 $1,248,000 $151,000 $496,000
Employment History 9 $1,689,000 $187,000 $417,000 $58,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,695,000 $188,000 $420,000 $76,000 $217,000
Credit Application Incomplete 2 $449,000 $224,000 $364,000 $87,000 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Community First National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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