Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Community First National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,144 |
| Total Mortgage Loan Application Amount | $312,750,000 |
| Average Mortgage Loan Application Amount | $227,400 |
| Highest Mortgage Loan Application Amount | $1,825,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $781,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 165 | $ 40,185,000 | $ 243,000 | $ 136,000 |
| Johnson County Kansas | 80 | $ 23,800,000 | $ 297,000 | $ 131,000 |
| Jackson County Missouri | 55 | $ 11,325,000 | $ 205,000 | $ 140,000 |
| Clay County Missouri | 47 | $ 9,565,000 | $ 203,000 | $ 82,000 |
| Pottawatomie County Kansas | 40 | $ 8,810,000 | $ 220,000 | $ 107,000 |
| Platte County Missouri | 32 | $ 8,520,000 | $ 266,000 | $ 146,000 |
| Kerr County Texas | 19 | $ 5,125,000 | $ 269,000 | $ 144,000 |
| Shelby County Tennessee | 15 | $ 1,535,000 | $ 102,000 | $ 473,000 |
| Sedgwick County Kansas | 14 | $ 3,170,000 | $ 226,000 | $ 75,000 |
| Maricopa County Arizona | 12 | $ 3,710,000 | $ 309,000 | $ 139,000 |
| Clark County Nevada | 12 | $ 5,500,000 | $ 458,000 | $ 95,000 |
| Los Angeles County California | 11 | $ 6,175,000 | $ 561,000 | $ 194,000 |
| Montgomery County Tennessee | 10 | $ 1,700,000 | $ 170,000 | $ 170,000 |
| Collin County Texas | 10 | $ 2,490,000 | $ 249,000 | $ 371,000 |
| Leavenworth County Kansas | 8 | $ 2,290,000 | $ 286,000 | $ 105,000 |
| Wabaunsee County Kansas | 8 | $ 2,410,000 | $ 301,000 | $ 154,000 |
| Douglas County Nebraska | 8 | $ 1,880,000 | $ 235,000 | $ 156,000 |
| Albany County New York | 8 | $ 2,570,000 | $ 321,000 | $ 115,000 |
| Duval County Florida | 7 | $ 1,255,000 | $ 179,000 | $ 305,000 |
| Cass County Missouri | 7 | $ 1,365,000 | $ 195,000 | $ 201,000 |
| Prince William County Virginia | 7 | $ 2,805,000 | $ 400,000 | $ 212,000 |
| San Diego County California | 6 | $ 3,700,000 | $ 616,000 | $ 206,000 |
| Escambia County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 85,000 |
| Jackson County Mississippi | 6 | $ 1,350,000 | $ 225,000 | $ 74,000 |
| Riverside County California | 5 | $ 2,365,000 | $ 473,000 | $ 148,000 |
| New Haven County Connecticut | 5 | $ 2,315,000 | $ 463,000 | $ 118,000 |
| Geary County Kansas | 5 | $ 595,000 | $ 119,000 | $ 48,000 |
| Shawnee County Kansas | 5 | $ 1,325,000 | $ 265,000 | $ 0 |
| Cumberland County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 130,000 |
| Guilford County North Carolina | 5 | $ 1,395,000 | $ 279,000 | $ 115,000 |
| Harris County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 106,000 |
| Jefferson County Alabama | 4 | $ 810,000 | $ 202,000 | $ 129,000 |
| Pinal County Arizona | 4 | $ 1,660,000 | $ 415,000 | $ 92,000 |
| Pulaski County Arkansas | 4 | $ 520,000 | $ 130,000 | $ 484,000 |
| Broward County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 100,000 |
| Marion County Indiana | 4 | $ 340,000 | $ 85,000 | $ 129,000 |
| Shelby County Iowa | 4 | $ 520,000 | $ 130,000 | $ 43,000 |
| Anne Arundel County Maryland | 4 | $ 1,610,000 | $ 402,000 | $ 236,000 |
| Clinton County Missouri | 4 | $ 1,190,000 | $ 297,000 | $ 84,000 |
| Saratoga County New York | 4 | $ 1,510,000 | $ 377,000 | $ 83,000 |
| Denton County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 142,000 |
| El Paso County Texas | 4 | $ 830,000 | $ 207,000 | $ 58,000 |
| Williamson County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 99,000 |
| Fairfax County Virginia | 4 | $ 2,130,000 | $ 532,000 | $ 174,000 |
| Pierce County Washington | 4 | $ 1,820,000 | $ 455,000 | $ 144,000 |
| Dale County Alabama | 3 | $ 135,000 | $ 45,000 | $ 139,000 |
| Sacramento County California | 3 | $ 895,000 | $ 298,000 | $ 139,000 |
| Boulder County Colorado | 3 | $ 515,000 | $ 171,000 | $ 108,000 |
| Pinellas County Florida | 3 | $ 525,000 | $ 175,000 | $ 155,000 |
| Volusia County Florida | 3 | $ 805,000 | $ 268,000 | $ 148,000 |
| Hawaii County Hawaii | 3 | $ 2,035,000 | $ 678,000 | $ 113,000 |
| Honolulu County Hawaii | 3 | $ 1,985,000 | $ 661,000 | $ 122,000 |
| Cook County Illinois | 3 | $ 885,000 | $ 295,000 | $ 135,000 |
| Wyandotte County Kansas | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| Howard County Maryland | 3 | $ 1,455,000 | $ 485,000 | $ 141,000 |
| Prince George's County Maryland | 3 | $ 1,225,000 | $ 408,000 | $ 120,000 |
| Hampden County Massachusetts | 3 | $ 1,005,000 | $ 335,000 | $ 103,000 |
| Oakland County Michigan | 3 | $ 945,000 | $ 315,000 | $ 132,000 |
| Harrison County Mississippi | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| Buchanan County Missouri | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
| Ray County Missouri | 3 | $ 465,000 | $ 155,000 | $ 36,000 |
| St. Louis County Missouri | 3 | $ 915,000 | $ 305,000 | $ 306,000 |
| Tulsa County Oklahoma | 3 | $ 685,000 | $ 228,000 | $ 100,000 |
| Bell County Texas | 3 | $ 815,000 | $ 271,000 | $ 0 |
| Dallas County Texas | 3 | $ 565,000 | $ 188,000 | $ 134,000 |
| Nueces County Texas | 3 | $ 555,000 | $ 185,000 | $ 62,000 |
| York County Virginia | 3 | $ 915,000 | $ 305,000 | $ 192,000 |
| Benton County Washington | 3 | $ 1,365,000 | $ 455,000 | $ 104,000 |
| Raleigh County West Virginia | 3 | $ 655,000 | $ 218,000 | $ 56,000 |
| Coffee County Alabama | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Shelby County Alabama | 2 | $ 340,000 | $ 170,000 | $ 198,000 |
| Anchorage County Alaska | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Yuma County Arizona | 2 | $ 510,000 | $ 255,000 | $ 135,000 |
| Saline County Arkansas | 2 | $ 670,000 | $ 335,000 | $ 109,000 |
| San Bernardino County California | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Trinity County California | 2 | $ 580,000 | $ 290,000 | $ 68,000 |
| Garfield County Colorado | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| New Castle County Delaware | 2 | $ 510,000 | $ 255,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,300,000 | $ 650,000 | $ 120,000 |
| Brevard County Florida | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Hillsborough County Florida | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Lee County Florida | 2 | $ 570,000 | $ 285,000 | $ 204,000 |
| Marion County Florida | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Orange County Florida | 2 | $ 850,000 | $ 425,000 | $ 99,000 |
| Palm Beach County Florida | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Seminole County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 108,000 |
| St. Johns County Florida | 2 | $ 890,000 | $ 445,000 | $ 60,000 |
| Muscogee County Georgia | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Valley County Idaho | 2 | $ 1,150,000 | $ 575,000 | $ 157,000 |
| Sangamon County Illinois | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| St. Clair County Illinois | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| Woodford County Illinois | 2 | $ 300,000 | $ 150,000 | $ 164,000 |
| Tippecanoe County Indiana | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Linn County Iowa | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Polk County Iowa | 2 | $ 430,000 | $ 215,000 | $ 236,000 |
| Anderson County Kansas | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Clay County Kansas | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| Douglas County Kansas | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Ford County Kansas | 2 | $ 610,000 | $ 305,000 | $ 127,000 |
| Franklin County Kansas | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| McPherson County Kansas | 2 | $ 400,000 | $ 200,000 | $ 151,000 |
| Miami County Kansas | 2 | $ 640,000 | $ 320,000 | $ 120,000 |
| Morris County Kansas | 2 | $ 550,000 | $ 275,000 | $ 73,000 |
| Russell County Kansas | 2 | $ 230,000 | $ 115,000 | $ 148,000 |
| Sumner County Kansas | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| Barren County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Ascension County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Baltimore County Maryland | 2 | $ 480,000 | $ 240,000 | $ 56,000 |
| Middlesex County Massachusetts | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Cheboygan County Michigan | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Adams County Mississippi | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Boone County Missouri | 2 | $ 330,000 | $ 165,000 | $ 66,000 |
| Camden County Missouri | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Cole County Missouri | 2 | $ 710,000 | $ 355,000 | $ 139,000 |
| Harrison County Missouri | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Johnson County Missouri | 2 | $ 520,000 | $ 260,000 | $ 85,000 |
| Pulaski County Missouri | 2 | $ 390,000 | $ 195,000 | $ 109,000 |
| St. Louis City County Missouri | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Merrimack County New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Camden County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 90,000 |
| Passaic County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Bernalillo County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 128,000 |
| Santa Fe County New Mexico | 2 | $ 730,000 | $ 365,000 | $ 80,000 |
| Rensselaer County New York | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Alamance County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 19,000 |
| Wake County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 33,000 |
| Franklin County Ohio | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Greene County Ohio | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Oklahoma County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Lane County Oregon | 2 | $ 540,000 | $ 270,000 | $ 40,000 |
| Bradford County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Dauphin County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 159,000 |
| Greenville County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Davidson County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 106,000 |
| Ellis County Texas | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| Fort Bend County Texas | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
| Guadalupe County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Kaufman County Texas | 2 | $ 520,000 | $ 260,000 | $ 145,000 |
| Kendall County Texas | 2 | $ 790,000 | $ 395,000 | $ 146,000 |
| Rockwall County Texas | 2 | $ 720,000 | $ 360,000 | $ 146,000 |
| Tarrant County Texas | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Utah County Utah | 2 | $ 990,000 | $ 495,000 | $ 108,000 |
| Loudoun County Virginia | 2 | $ 1,470,000 | $ 735,000 | $ 287,000 |
| Clark County Washington | 2 | $ 740,000 | $ 370,000 | $ 127,000 |
| King County Washington | 2 | $ 790,000 | $ 395,000 | $ 69,000 |
| Kitsap County Washington | 2 | $ 450,000 | $ 225,000 | $ 228,000 |
| Houston County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Alabama | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Pima County Arizona | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Yavapai County Arizona | 1 | $ 595,000 | $ 595,000 | $ 109,000 |
| Benton County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Garland County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Lee County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Lonoke County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Sebastian County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Sevier County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alameda County California | 1 | $ 535,000 | $ 535,000 | $ 102,000 |
| Calaveras County California | 1 | $ 345,000 | $ 345,000 | $ 52,000 |
| Contra Costa County California | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Mendocino County California | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Merced County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Monterey County California | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Orange County California | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Placer County California | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| San Luis Obispo County California | 1 | $ 1,355,000 | $ 1,355,000 | $ 363,000 |
| San Mateo County California | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Sonoma County California | 1 | $ 395,000 | $ 395,000 | $ 68,000 |
| Stanislaus County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| El Paso County Colorado | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Grand County Colorado | 1 | $ 255,000 | $ 255,000 | $ 287,000 |
| Jefferson County Colorado | 1 | $ 465,000 | $ 465,000 | $ 73,000 |
| Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Summit County Colorado | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| Weld County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Bay County Florida | 1 | $ 565,000 | $ 565,000 | $ 136,000 |
| Clay County Florida | 1 | $ 755,000 | $ 755,000 | $ 283,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lake County Florida | 1 | $ 505,000 | $ 505,000 | $ 212,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Osceola County Florida | 1 | $ 405,000 | $ 405,000 | $ 78,000 |
| St. Lucie County Florida | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Sumter County Florida | 1 | $ 925,000 | $ 925,000 | $ 192,000 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Columbia County Georgia | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Greene County Georgia | 1 | $ 535,000 | $ 535,000 | $ 105,000 |
| Gwinnett County Georgia | 1 | $ 115,000 | $ 115,000 | $ 276,000 |
| Henry County Georgia | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Houston County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Newton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 280,000 |
| Rockdale County Georgia | 1 | $ 85,000 | $ 85,000 | $ 275,000 |
| Spalding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Whitfield County Georgia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Ada County Idaho | 1 | $ 645,000 | $ 645,000 | $ 154,000 |
| Bonneville County Idaho | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Canyon County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DuPage County Illinois | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Henderson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Ogle County Illinois | 1 | $ 725,000 | $ 725,000 | $ 162,000 |
| Peoria County Illinois | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Warren County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Will County Illinois | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Hendricks County Indiana | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Starke County Indiana | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Vanderburgh County Indiana | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Black Hawk County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cowley County Kansas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Crawford County Kansas | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Dickinson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Jefferson County Kansas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Kingman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Labette County Kansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Marshall County Kansas | 1 | $ 475,000 | $ 475,000 | $ 259,000 |
| Osage County Kansas | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Republic County Kansas | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Saline County Kansas | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Livingston County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Mercer County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Calcasieu County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Rapides County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| St. Charles County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Vermilion County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Androscoggin County Maine | 1 | $ 465,000 | $ 465,000 | $ 232,000 |
| Kennebec County Maine | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Penobscot County Maine | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Baltimore City County Maryland | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Carroll County Maryland | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Charles County Maryland | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Montgomery County Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Wicomico County Maryland | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Barnstable County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Bristol County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Genesee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Houghton County Michigan | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Livingston County Michigan | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Midland County Michigan | 1 | $ 415,000 | $ 415,000 | $ 82,000 |
| Newaygo County Michigan | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Dakota County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Hennepin County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Polk County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Red Lake County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Forrest County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Pearl River County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Perry County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Barry County Missouri | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Clark County Missouri | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Grundy County Missouri | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Jasper County Missouri | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Jefferson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| McDonald County Missouri | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Newton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| St. Charles County Missouri | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Stone County Missouri | 1 | $ 295,000 | $ 295,000 | $ 475,000 |
| Taney County Missouri | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Carbon County Montana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Flathead County Montana | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Missoula County Montana | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Silver Bow County Montana | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Yellowstone County Montana | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Sarpy County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Nye County Nevada | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Cheshire County New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| Strafford County New Hampshire | 1 | $ 395,000 | $ 395,000 | $ 97,000 |
| Bergen County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Cape May County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Hunterdon County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Middlesex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Somerset County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 164,000 |
| Chaves County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Jefferson County New York | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Nassau County New York | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Otsego County New York | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Suffolk County New York | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
| Westchester County New York | 1 | $ 545,000 | $ 545,000 | $ 154,000 |
| Bladen County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Currituck County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Davie County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Forsyth County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 178,000 |
| Gaston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Harnett County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Union County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clermont County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Miami County Ohio | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Portage County Ohio | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| Stark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Summit County Ohio | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Carter County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Comanche County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Delaware County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Jackson County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Marshall County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Wagoner County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Clackamas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Jackson County Oregon | 1 | $ 355,000 | $ 355,000 | $ 48,000 |
| Polk County Oregon | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Washington County Oregon | 1 | $ 465,000 | $ 465,000 | $ 187,000 |
| Adams County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Bucks County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Northampton County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| Philadelphia County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Barnwell County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Berkeley County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Dorchester County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Richland County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 170,000 |
| York County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 45,000 |
| Custer County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 383,000 |
| Pennington County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Knox County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Marion County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 261,000 |
| Wilson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Bexar County Texas | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Bowie County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Brazoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Comal County Texas | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Coryell County Texas | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Ector County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Gillespie County Texas | 1 | $ 345,000 | $ 345,000 | $ 61,000 |
| Grayson County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Harrison County Texas | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Hays County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lampasas County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| San Augustine County Texas | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Smith County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wilson County Texas | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Salt Lake County Utah | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Amherst County Virginia | 1 | $ 215,000 | $ 215,000 | $ 29,000 |
| Arlington County Virginia | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Chesapeake County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Culpeper County Virginia | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Frederick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Henrico County Virginia | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| James City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Newport News County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Stafford County Virginia | 1 | $ 495,000 | $ 495,000 | $ 275,000 |
| Suffolk County Virginia | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Virginia Beach County Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Warren County Virginia | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Westmoreland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Mason County Washington | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Spokane County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Thurston County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Monongalia County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 185,000 |
| Dane County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 50,000 |
| Johnson County Wyoming | 1 | $ 585,000 | $ 585,000 | $ 102,000 |
| Sheridan County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 447 | $128,435,000 | $287,000 | $1,765,000 | $126,000 | $579,000 |
| Refinancing | 407 | $108,015,000 | $265,000 | $1,825,000 | $129,000 | $558,000 |
| Cash-out Refinancing | 263 | $71,575,000 | $272,000 | $1,015,000 | $135,000 | $781,000 |
| Other Purpose | 19 | $3,815,000 | $200,000 | $355,000 | $127,000 | $415,000 |
| Home Improvement | 8 | $910,000 | $113,000 | $175,000 | $98,000 | $159,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 771 | $206,605,000 | $267,000 | $1,555,000 | $115,000 | $579,000 |
| Not Provided | 122 | $31,180,000 | $255,000 | $885,000 | $200,000 | $781,000 |
| Black or African American | 81 | $23,625,000 | $291,000 | $755,000 | $115,000 | $432,000 |
| Hispanic | 77 | $21,915,000 | $284,000 | $805,000 | $161,000 | $466,000 |
| Asian | 52 | $18,750,000 | $360,000 | $1,765,000 | $132,000 | $300,000 |
| Not applicable | 25 | $6,675,000 | $267,000 | $1,825,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,395,000 | $266,000 | $425,000 | $91,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $790,000 | $197,000 | $205,000 | $84,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 658 | $159,570,000 | $242,000 | $1,825,000 | $147,000 | $781,000 |
| VA-guaranteed (Veterans Administration) | 436 | $142,620,000 | $327,000 | $1,555,000 | $98,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 49 | $10,355,000 | $211,000 | $395,000 | $74,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $75,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 885 | $241,165,000 | $272,000 | $1,825,000 | $136,000 | $781,000 |
| Application Withdrawn By Applicant | 163 | $45,325,000 | $278,000 | $1,015,000 | $114,000 | $558,000 |
| Application Denied By Financial Institution | 87 | $23,685,000 | $272,000 | $845,000 | $91,000 | $312,000 |
| Application Approved But Not Accepted | 5 | $1,415,000 | $283,000 | $425,000 | $127,000 | $166,000 |
| Loan Purchased By The Institution | 4 | $1,160,000 | $290,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,057 | $289,065,000 | $273,000 | $1,825,000 | $132,000 | $781,000 |
| Credit History | 32 | $8,760,000 | $273,000 | $685,000 | $94,000 | $312,000 |
| Debt-To-Income Ratio | 18 | $4,300,000 | $238,000 | $565,000 | $69,000 | $200,000 |
| Collateral | 17 | $5,345,000 | $314,000 | $725,000 | $111,000 | $204,000 |
| Credit Application Incomplete | 14 | $3,460,000 | $247,000 | $845,000 | $94,000 | $180,000 |
| Other | 2 | $530,000 | $265,000 | $345,000 | $107,000 | $112,000 |
| Unverifiable Information | 2 | $620,000 | $310,000 | $435,000 | $58,000 | $64,000 |
| Employment History | 2 | $670,000 | $335,000 | $445,000 | $80,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.