Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Community First National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 631 |
| Total Mortgage Loan Application Amount | $179,225,000 |
| Average Mortgage Loan Application Amount | $222,800 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $113,600 |
| Highest Applicant Income | $733,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 129 | $ 31,165,000 | $ 241,000 | $ 135,000 |
| Pottawatomie County Kansas | 36 | $ 8,260,000 | $ 229,000 | $ 114,000 |
| Johnson County Kansas | 33 | $ 10,855,000 | $ 328,000 | $ 114,000 |
| Clay County Missouri | 25 | $ 6,405,000 | $ 256,000 | $ 114,000 |
| Jackson County Missouri | 21 | $ 5,335,000 | $ 254,000 | $ 128,000 |
| Platte County Missouri | 11 | $ 3,245,000 | $ 295,000 | $ 98,000 |
| Geary County Kansas | 10 | $ 1,630,000 | $ 163,000 | $ 64,000 |
| Shelby County Tennessee | 8 | $ 1,370,000 | $ 171,000 | $ 154,000 |
| Douglas County Kansas | 6 | $ 1,980,000 | $ 330,000 | $ 203,000 |
| Douglas County Nebraska | 5 | $ 945,000 | $ 189,000 | $ 300,000 |
| Clark County Nevada | 5 | $ 2,115,000 | $ 423,000 | $ 85,000 |
| Dallas County Texas | 5 | $ 2,135,000 | $ 427,000 | $ 200,000 |
| Ellis County Texas | 5 | $ 2,755,000 | $ 551,000 | $ 149,000 |
| Tarrant County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 130,000 |
| Maricopa County Arizona | 4 | $ 2,030,000 | $ 507,000 | $ 114,000 |
| Duval County Florida | 4 | $ 830,000 | $ 207,000 | $ 57,000 |
| Escambia County Florida | 4 | $ 780,000 | $ 195,000 | $ 113,000 |
| Honolulu County Hawaii | 4 | $ 3,740,000 | $ 935,000 | $ 219,000 |
| Cass County Missouri | 4 | $ 1,320,000 | $ 330,000 | $ 249,000 |
| Lancaster County Nebraska | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Bernalillo County New Mexico | 4 | $ 1,190,000 | $ 297,000 | $ 159,000 |
| Cumberland County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| Hamilton County Tennessee | 4 | $ 1,230,000 | $ 307,000 | $ 379,000 |
| Williamson County Texas | 4 | $ 1,630,000 | $ 407,000 | $ 178,000 |
| Hernando County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 113,000 |
| Hawaii County Hawaii | 3 | $ 855,000 | $ 285,000 | $ 58,000 |
| Cook County Illinois | 3 | $ 915,000 | $ 305,000 | $ 105,000 |
| Tazewell County Illinois | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| Wabaunsee County Kansas | 3 | $ 665,000 | $ 221,000 | $ 211,000 |
| Jackson County Mississippi | 3 | $ 855,000 | $ 285,000 | $ 90,000 |
| St. Louis County Missouri | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Lucas County Ohio | 3 | $ 845,000 | $ 281,000 | $ 120,000 |
| Oklahoma County Oklahoma | 3 | $ 665,000 | $ 221,000 | $ 281,000 |
| Tulsa County Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 195,000 |
| Richland County South Carolina | 3 | $ 905,000 | $ 301,000 | $ 76,000 |
| Davidson County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 186,000 |
| Johnson County Texas | 3 | $ 845,000 | $ 281,000 | $ 134,000 |
| Montgomery County Texas | 3 | $ 915,000 | $ 305,000 | $ 171,000 |
| Prince William County Virginia | 3 | $ 1,855,000 | $ 618,000 | $ 139,000 |
| Jefferson County Alabama | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Shelby County Alabama | 2 | $ 880,000 | $ 440,000 | $ 138,000 |
| Pima County Arizona | 2 | $ 590,000 | $ 295,000 | $ 72,000 |
| Pulaski County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 186,000 |
| San Diego County California | 2 | $ 1,010,000 | $ 505,000 | $ 133,000 |
| El Paso County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 188,000 |
| Mesa County Colorado | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Bay County Florida | 2 | $ 370,000 | $ 185,000 | $ 138,000 |
| Brevard County Florida | 2 | $ 890,000 | $ 445,000 | $ 135,000 |
| Lake County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 106,000 |
| Polk County Florida | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Seminole County Florida | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Clayton County Georgia | 2 | $ 960,000 | $ 480,000 | $ 109,000 |
| Walton County Georgia | 2 | $ 560,000 | $ 280,000 | $ 116,000 |
| Jersey County Illinois | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| Marion County Indiana | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| Dickinson County Kansas | 2 | $ 180,000 | $ 90,000 | $ 123,000 |
| Franklin County Kansas | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Leavenworth County Kansas | 2 | $ 750,000 | $ 375,000 | $ 97,000 |
| Morris County Kansas | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Neosho County Kansas | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Saline County Kansas | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Sumner County Kansas | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 2 | $ 1,190,000 | $ 595,000 | $ 192,000 |
| Penobscot County Maine | 2 | $ 980,000 | $ 490,000 | $ 150,000 |
| Anne Arundel County Maryland | 2 | $ 1,090,000 | $ 545,000 | $ 256,000 |
| Prince George's County Maryland | 2 | $ 780,000 | $ 390,000 | $ 140,000 |
| St. Mary's County Maryland | 2 | $ 700,000 | $ 350,000 | $ 147,000 |
| Alcona County Michigan | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Clinton County Missouri | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Grundy County Missouri | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Hickory County Missouri | 2 | $ 390,000 | $ 195,000 | $ 143,000 |
| St. Louis City County Missouri | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| Fillmore County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Sarpy County Nebraska | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Burlington County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 125,000 |
| Jefferson County New York | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Moore County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 152,000 |
| Maury County Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 118,000 |
| Rutherford County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Sevier County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 184,000 |
| El Paso County Texas | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Loudoun County Virginia | 2 | $ 1,910,000 | $ 955,000 | $ 299,000 |
| Raleigh County West Virginia | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Calhoun County Alabama | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Houston County Alabama | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Limestone County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mobile County Alabama | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Morgan County Alabama | 1 | $ 165,000 | $ 165,000 | $ 340,000 |
| Fairbanks North Star County Alaska | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Cochise County Arizona | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Benton County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Boone County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Garland County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Washington County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Los Angeles County California | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Riverside County California | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| San Joaquin County California | 1 | $ 295,000 | $ 295,000 | $ 47,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Routt County Colorado | 1 | $ 1,315,000 | $ 1,315,000 | $ 655,000 |
| Fairfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Tolland County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Broward County Florida | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Citrus County Florida | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Hillsborough County Florida | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Manatee County Florida | 1 | $ 535,000 | $ 535,000 | $ 298,000 |
| Nassau County Florida | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Okaloosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 199,000 |
| Orange County Florida | 1 | $ 465,000 | $ 465,000 | $ 124,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Santa Rosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Camden County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Clarke County Georgia | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Gwinnett County Georgia | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Haralson County Georgia | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Lowndes County Georgia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Ada County Idaho | 1 | $ 395,000 | $ 395,000 | $ 54,000 |
| Kendall County Illinois | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| McHenry County Illinois | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Madison County Indiana | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Marshall County Iowa | 1 | $ 755,000 | $ 755,000 | $ 209,000 |
| Woodbury County Iowa | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Clay County Kansas | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Cowley County Kansas | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Marshall County Kansas | 1 | $ 235,000 | $ 235,000 | $ 397,000 |
| Miami County Kansas | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Russell County Kansas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 386,000 |
| Shawnee County Kansas | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Washington County Kansas | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Wyandotte County Kansas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Breathitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Henry County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 290,000 |
| Madison County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Oldham County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 395,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Vermilion County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Washington County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Calvert County Maryland | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Cecil County Maryland | 1 | $ 475,000 | $ 475,000 | $ 99,000 |
| Charles County Maryland | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Frederick County Maryland | 1 | $ 585,000 | $ 585,000 | $ 144,000 |
| Norfolk County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 56,000 |
| Plymouth County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Oakland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Wexford County Michigan | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Anoka County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Isanti County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Kanabec County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 148,000 |
| Ramsey County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Hinds County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Jones County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Warren County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Barton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Buchanan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Cedar County Missouri | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Cole County Missouri | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Greene County Missouri | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Miller County Missouri | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Pettis County Missouri | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Pulaski County Missouri | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Sullivan County Missouri | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Yellowstone County Montana | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Nye County Nevada | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Bergen County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
| Cumberland County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Middlesex County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Union County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 195,000 |
| Colfax County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Albany County New York | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Erie County New York | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Onondaga County New York | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Bladen County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Brunswick County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Columbus County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Harnett County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Hoke County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Johnston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Onslow County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 77,000 |
| Rowan County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 69,000 |
| Wilson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Grand Forks County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Greene County Ohio | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Hocking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Montgomery County Ohio | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Canadian County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Jackson County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Le Flore County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Okmulgee County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Ottawa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Klamath County Oregon | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Marion County Oregon | 1 | $ 385,000 | $ 385,000 | $ 58,000 |
| Butler County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 288,000 |
| Montgomery County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Providence County Rhode Island | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Aiken County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Spartanburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 733,000 |
| Minnehaha County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Humphreys County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Wilson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Bell County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Bexar County Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Brazoria County Texas | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Collin County Texas | 1 | $ 755,000 | $ 755,000 | $ 244,000 |
| Coryell County Texas | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Falls County Texas | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Gillespie County Texas | 1 | $ 705,000 | $ 705,000 | $ 172,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Henderson County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Taylor County Texas | 1 | $ 335,000 | $ 335,000 | $ 265,000 |
| Travis County Texas | 1 | $ 535,000 | $ 535,000 | $ 157,000 |
| Chesterfield County Virginia | 1 | $ 795,000 | $ 795,000 | $ 215,000 |
| Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Hopewell County Virginia | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Suffolk County Virginia | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Warren County Virginia | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Westmoreland County Virginia | 1 | $ 595,000 | $ 595,000 | $ 151,000 |
| Clallam County Washington | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Douglas County Washington | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Spokane County Washington | 1 | $ 345,000 | $ 345,000 | $ 62,000 |
| Hancock County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Harrison County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Kanawha County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Monroe County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Adams County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Juneau County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Hot Springs County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 444 | $130,410,000 | $293,000 | $1,315,000 | $132,000 | $733,000 |
| Cash-out Refinancing | 116 | $34,000,000 | $293,000 | $1,005,000 | $114,000 | $446,000 |
| Refinancing | 45 | $10,795,000 | $239,000 | $945,000 | $141,000 | $622,000 |
| Other Purpose | 16 | $3,010,000 | $188,000 | $585,000 | $92,000 | $285,000 |
| Home Improvement | 10 | $1,010,000 | $101,000 | $225,000 | $89,000 | $228,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 425 | $115,445,000 | $271,000 | $1,315,000 | $123,000 | $690,000 |
| Not Provided | 67 | $17,765,000 | $265,000 | $775,000 | $154,000 | $733,000 |
| Black or African American | 41 | $15,465,000 | $377,000 | $1,115,000 | $113,000 | $446,000 |
| Hispanic | 33 | $9,665,000 | $292,000 | $825,000 | $122,000 | $386,000 |
| Asian | 28 | $10,480,000 | $374,000 | $1,195,000 | $160,000 | $340,000 |
| Not applicable | 21 | $5,205,000 | $247,000 | $995,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,150,000 | $268,000 | $465,000 | $85,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $740,000 | $370,000 | $545,000 | $62,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 378 | $96,460,000 | $255,000 | $1,315,000 | $143,000 | $733,000 |
| VA-guaranteed (Veterans Administration) | 214 | $74,080,000 | $346,000 | $1,195,000 | $111,000 | $446,000 |
| FHA-insured (Federal Housing Administration) | 36 | $8,020,000 | $222,000 | $425,000 | $74,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $665,000 | $221,000 | $355,000 | $52,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 460 | $130,010,000 | $282,000 | $1,315,000 | $131,000 | $733,000 |
| Application Withdrawn By Applicant | 122 | $35,430,000 | $290,000 | $1,195,000 | $130,000 | $487,000 |
| Application Denied By Financial Institution | 46 | $13,000,000 | $282,000 | $825,000 | $91,000 | $395,000 |
| Application Approved But Not Accepted | 2 | $520,000 | $260,000 | $375,000 | $73,000 | $90,000 |
| Loan Purchased By The Institution | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 585 | $166,225,000 | $284,000 | $1,315,000 | $130,000 | $733,000 |
| Debt-To-Income Ratio | 14 | $4,320,000 | $308,000 | $825,000 | $61,000 | $157,000 |
| Credit History | 13 | $3,095,000 | $238,000 | $585,000 | $116,000 | $395,000 |
| Collateral | 8 | $2,500,000 | $312,000 | $605,000 | $88,000 | $129,000 |
| Credit Application Incomplete | 4 | $1,380,000 | $345,000 | $755,000 | $141,000 | $244,000 |
| Other | 4 | $830,000 | $207,000 | $245,000 | $82,000 | $120,000 |
| Employment History | 2 | $650,000 | $325,000 | $455,000 | $84,000 | $97,000 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $124,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.