Community First National Bank Mortgage Lending & HMDA Data, 2022
In 2022, Community First National Bank of Manhattan, KS reported 631 mortgage applications totaling $179.2 million, down 45% from 2021. The average application was for $284,033, and applicants reported an average income of $127,637. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Manhattan, KS (175), Kansas City, MO-KS (100) and Dallas-Plano-Irving, TX (11) (applications in parentheses).
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 631 |
| Total Mortgage Loan Application Amount | $179,225,000 |
| Average Mortgage Loan Application Amount | $284,033 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $127,637 |
| Highest Applicant Income | $733,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community First National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley, Kansas | 129 | $ 31,165,000 | $ 241,589 | $ 135,000 |
| Pottawatomie, Kansas | 36 | $ 8,260,000 | $ 229,444 | $ 114,000 |
| Johnson, Kansas | 33 | $ 10,855,000 | $ 328,939 | $ 114,000 |
| Clay, Missouri | 25 | $ 6,405,000 | $ 256,200 | $ 114,000 |
| Jackson, Missouri | 21 | $ 5,335,000 | $ 254,047 | $ 128,000 |
| Platte, Missouri | 11 | $ 3,245,000 | $ 295,000 | $ 98,000 |
| Geary, Kansas | 10 | $ 1,630,000 | $ 163,000 | $ 64,000 |
| Shelby, Tennessee | 8 | $ 1,370,000 | $ 171,250 | $ 154,000 |
| Douglas, Kansas | 6 | $ 1,980,000 | $ 330,000 | $ 203,000 |
| Douglas, Nebraska | 5 | $ 945,000 | $ 189,000 | $ 300,000 |
| Clark, Nevada | 5 | $ 2,115,000 | $ 423,000 | $ 85,000 |
| Dallas, Texas | 5 | $ 2,135,000 | $ 427,000 | $ 200,000 |
| Ellis, Texas | 5 | $ 2,755,000 | $ 551,000 | $ 149,000 |
| Tarrant, Texas | 5 | $ 1,255,000 | $ 251,000 | $ 130,000 |
| Maricopa, Arizona | 4 | $ 2,030,000 | $ 507,500 | $ 114,000 |
| Duval, Florida | 4 | $ 830,000 | $ 207,500 | $ 57,000 |
| Escambia, Florida | 4 | $ 780,000 | $ 195,000 | $ 113,000 |
| Honolulu, Hawaii | 4 | $ 3,740,000 | $ 935,000 | $ 219,000 |
| Cass, Missouri | 4 | $ 1,320,000 | $ 330,000 | $ 249,000 |
| Lancaster, Nebraska | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Bernalillo, New Mexico | 4 | $ 1,190,000 | $ 297,500 | $ 159,000 |
| Cumberland, North Carolina | 4 | $ 750,000 | $ 187,500 | $ 86,000 |
| Hamilton, Tennessee | 4 | $ 1,230,000 | $ 307,500 | $ 379,000 |
| Williamson, Texas | 4 | $ 1,630,000 | $ 407,500 | $ 178,000 |
| Hernando, Florida | 3 | $ 1,165,000 | $ 388,333 | $ 113,000 |
| Hawaii, Hawaii | 3 | $ 855,000 | $ 285,000 | $ 58,000 |
| Cook, Illinois | 3 | $ 915,000 | $ 305,000 | $ 105,000 |
| Tazewell, Illinois | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| Wabaunsee, Kansas | 3 | $ 665,000 | $ 221,666 | $ 211,000 |
| Jackson, Mississippi | 3 | $ 855,000 | $ 285,000 | $ 90,000 |
| St. Louis, Missouri | 3 | $ 595,000 | $ 198,333 | $ 84,000 |
| Lucas, Ohio | 3 | $ 845,000 | $ 281,666 | $ 120,000 |
| Oklahoma, Oklahoma | 3 | $ 665,000 | $ 221,666 | $ 281,000 |
| Tulsa, Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 195,000 |
| Richland, South Carolina | 3 | $ 905,000 | $ 301,666 | $ 76,000 |
| Davidson, Tennessee | 3 | $ 985,000 | $ 328,333 | $ 186,000 |
| Johnson, Texas | 3 | $ 845,000 | $ 281,666 | $ 134,000 |
| Montgomery, Texas | 3 | $ 915,000 | $ 305,000 | $ 171,000 |
| Prince William, Virginia | 3 | $ 1,855,000 | $ 618,333 | $ 139,000 |
| Jefferson, Alabama | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Shelby, Alabama | 2 | $ 880,000 | $ 440,000 | $ 138,000 |
| Pima, Arizona | 2 | $ 590,000 | $ 295,000 | $ 72,000 |
| Pulaski, Arkansas | 2 | $ 270,000 | $ 135,000 | $ 186,000 |
| San Diego, California | 2 | $ 1,010,000 | $ 505,000 | $ 133,000 |
| El Paso, Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 188,000 |
| Mesa, Colorado | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Bay, Florida | 2 | $ 370,000 | $ 185,000 | $ 138,000 |
| Brevard, Florida | 2 | $ 890,000 | $ 445,000 | $ 135,000 |
| Lake, Florida | 2 | $ 1,000,000 | $ 500,000 | $ 106,000 |
| Polk, Florida | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Seminole, Florida | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Clayton, Georgia | 2 | $ 960,000 | $ 480,000 | $ 109,000 |
| Walton, Georgia | 2 | $ 560,000 | $ 280,000 | $ 116,000 |
| Jersey, Illinois | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| Marion, Indiana | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| Dickinson, Kansas | 2 | $ 180,000 | $ 90,000 | $ 123,000 |
| Franklin, Kansas | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Leavenworth, Kansas | 2 | $ 750,000 | $ 375,000 | $ 97,000 |
| Morris, Kansas | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Neosho, Kansas | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Saline, Kansas | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Sumner, Kansas | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| East Baton Rouge, Louisiana | 2 | $ 1,190,000 | $ 595,000 | $ 192,000 |
| Penobscot, Maine | 2 | $ 980,000 | $ 490,000 | $ 150,000 |
| Anne Arundel, Maryland | 2 | $ 1,090,000 | $ 545,000 | $ 256,000 |
| Prince George's, Maryland | 2 | $ 780,000 | $ 390,000 | $ 140,000 |
| St. Mary's, Maryland | 2 | $ 700,000 | $ 350,000 | $ 147,000 |
| Alcona, Michigan | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Clinton, Missouri | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Grundy, Missouri | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Hickory, Missouri | 2 | $ 390,000 | $ 195,000 | $ 143,000 |
| St. Louis City, Missouri | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| Fillmore, Nebraska | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Sarpy, Nebraska | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Burlington, New Jersey | 2 | $ 840,000 | $ 420,000 | $ 125,000 |
| Jefferson, New York | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Moore, North Carolina | 2 | $ 790,000 | $ 395,000 | $ 152,000 |
| Maury, Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 118,000 |
| Rutherford, Tennessee | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Sevier, Tennessee | 2 | $ 530,000 | $ 265,000 | $ 184,000 |
| El Paso, Texas | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Loudoun, Virginia | 2 | $ 1,910,000 | $ 955,000 | $ 299,000 |
| Raleigh, West Virginia | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Calhoun, Alabama | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Houston, Alabama | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Limestone, Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mobile, Alabama | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Morgan, Alabama | 1 | $ 165,000 | $ 165,000 | $ 340,000 |
| Fairbanks North Star, Alaska | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Cochise, Arizona | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Mohave, Arizona | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Pinal, Arizona | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Benton, Arkansas | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Boone, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Garland, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Washington, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Los Angeles, California | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Riverside, California | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| San Joaquin, California | 1 | $ 295,000 | $ 295,000 | $ 47,000 |
| Larimer, Colorado | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Routt, Colorado | 1 | $ 1,315,000 | $ 1,315,000 | $ 655,000 |
| Fairfield, Connecticut | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Tolland, Connecticut | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Broward, Florida | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Citrus, Florida | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Hillsborough, Florida | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Manatee, Florida | 1 | $ 535,000 | $ 535,000 | $ 298,000 |
| Nassau, Florida | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Okaloosa, Florida | 1 | $ 455,000 | $ 455,000 | $ 199,000 |
| Orange, Florida | 1 | $ 465,000 | $ 465,000 | $ 124,000 |
| Palm Beach, Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Santa Rosa, Florida | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Camden, Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Clarke, Georgia | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| DeKalb, Georgia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Effingham, Georgia | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Gwinnett, Georgia | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Haralson, Georgia | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Lowndes, Georgia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Ada, Idaho | 1 | $ 395,000 | $ 395,000 | $ 54,000 |
| Kendall, Illinois | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| McHenry, Illinois | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Madison, Indiana | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Marshall, Iowa | 1 | $ 755,000 | $ 755,000 | $ 209,000 |
| Woodbury, Iowa | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Clay, Kansas | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Cowley, Kansas | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Marshall, Kansas | 1 | $ 235,000 | $ 235,000 | $ 397,000 |
| Miami, Kansas | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Russell, Kansas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Sedgwick, Kansas | 1 | $ 115,000 | $ 115,000 | $ 386,000 |
| Shawnee, Kansas | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Washington, Kansas | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Wyandotte, Kansas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Breathitt, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Henry, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Jefferson, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 290,000 |
| Madison, Kentucky | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Oldham, Kentucky | 1 | $ 425,000 | $ 425,000 | $ 395,000 |
| Scott, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Vermilion, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Washington, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Calvert, Maryland | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Cecil, Maryland | 1 | $ 475,000 | $ 475,000 | $ 99,000 |
| Charles, Maryland | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Frederick, Maryland | 1 | $ 585,000 | $ 585,000 | $ 144,000 |
| Norfolk, Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 56,000 |
| Plymouth, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Oakland, Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Wexford, Michigan | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Anoka, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Isanti, Minnesota | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Kanabec, Minnesota | 1 | $ 425,000 | $ 425,000 | $ 148,000 |
| Ramsey, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Hinds, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Jones, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Warren, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Barton, Missouri | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Buchanan, Missouri | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Cedar, Missouri | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Cole, Missouri | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Greene, Missouri | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Jefferson, Missouri | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Miller, Missouri | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Pettis, Missouri | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Pulaski, Missouri | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Sullivan, Missouri | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Yellowstone, Montana | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Nye, Nevada | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Bergen, New Jersey | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
| Cumberland, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Middlesex, New Jersey | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Union, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 195,000 |
| Colfax, New Mexico | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Albany, New York | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Chautauqua, New York | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Erie, New York | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Onondaga, New York | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Orange, New York | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Bladen, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Brunswick, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Columbus, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Harnett, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Hoke, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Johnston, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Onslow, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 77,000 |
| Rowan, North Carolina | 1 | $ 545,000 | $ 545,000 | $ 69,000 |
| Wilson, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Grand Forks, North Dakota | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Franklin, Ohio | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Greene, Ohio | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Hocking, Ohio | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Montgomery, Ohio | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Canadian, Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Cleveland, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Jackson, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Le Flore, Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Okmulgee, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Ottawa, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Klamath, Oregon | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Marion, Oregon | 1 | $ 385,000 | $ 385,000 | $ 58,000 |
| Butler, Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 288,000 |
| Montgomery, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Providence, Rhode Island | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Aiken, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Spartanburg, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 733,000 |
| Minnehaha, South Dakota | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Humphreys, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Wilson, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Bell, Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Bexar, Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Brazoria, Texas | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Collin, Texas | 1 | $ 755,000 | $ 755,000 | $ 244,000 |
| Coryell, Texas | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Falls, Texas | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Gillespie, Texas | 1 | $ 705,000 | $ 705,000 | $ 172,000 |
| Harris, Texas | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Henderson, Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Lubbock, Texas | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Taylor, Texas | 1 | $ 335,000 | $ 335,000 | $ 265,000 |
| Travis, Texas | 1 | $ 535,000 | $ 535,000 | $ 157,000 |
| Chesterfield, Virginia | 1 | $ 795,000 | $ 795,000 | $ 215,000 |
| Henrico, Virginia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Hopewell, Virginia | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Suffolk, Virginia | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Warren, Virginia | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Westmoreland, Virginia | 1 | $ 595,000 | $ 595,000 | $ 151,000 |
| Clallam, Washington | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Douglas, Washington | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Spokane, Washington | 1 | $ 345,000 | $ 345,000 | $ 62,000 |
| Hancock, West Virginia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Harrison, West Virginia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Kanawha, West Virginia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Monroe, West Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Adams, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Juneau, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Hot Springs, Wyoming | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 444 | $130,410,000 | $293,000 | $1,315,000 | $132,000 | $733,000 |
| Cash-out Refinancing | 116 | $34,000,000 | $293,000 | $1,005,000 | $114,000 | $446,000 |
| Refinancing | 45 | $10,795,000 | $239,000 | $945,000 | $141,000 | $622,000 |
| Other Purpose | 16 | $3,010,000 | $188,000 | $585,000 | $92,000 | $285,000 |
| Home Improvement | 10 | $1,010,000 | $101,000 | $225,000 | $89,000 | $228,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 425 | $115,445,000 | $271,000 | $1,315,000 | $123,000 | $690,000 |
| Not Provided | 67 | $17,765,000 | $265,000 | $775,000 | $154,000 | $733,000 |
| Black or African American | 41 | $15,465,000 | $377,000 | $1,115,000 | $113,000 | $446,000 |
| Hispanic | 33 | $9,665,000 | $292,000 | $825,000 | $122,000 | $386,000 |
| Asian | 28 | $10,480,000 | $374,000 | $1,195,000 | $160,000 | $340,000 |
| Not applicable | 21 | $5,205,000 | $247,000 | $995,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,150,000 | $268,000 | $465,000 | $85,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $740,000 | $370,000 | $545,000 | $62,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 378 | $96,460,000 | $255,000 | $1,315,000 | $143,000 | $733,000 |
| VA-guaranteed (Veterans Administration) | 214 | $74,080,000 | $346,000 | $1,195,000 | $111,000 | $446,000 |
| FHA-insured (Federal Housing Administration) | 36 | $8,020,000 | $222,000 | $425,000 | $74,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $665,000 | $221,000 | $355,000 | $52,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 460 | $130,010,000 | $282,000 | $1,315,000 | $131,000 | $733,000 |
| Application Withdrawn By Applicant | 122 | $35,430,000 | $290,000 | $1,195,000 | $130,000 | $487,000 |
| Application Denied By Financial Institution | 46 | $13,000,000 | $282,000 | $825,000 | $91,000 | $395,000 |
| Application Approved But Not Accepted | 2 | $520,000 | $260,000 | $375,000 | $73,000 | $90,000 |
| Loan Purchased By The Institution | 1 | $265,000 | $265,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 585 | $166,225,000 | $284,000 | $1,315,000 | $130,000 | $733,000 |
| Debt-To-Income Ratio | 14 | $4,320,000 | $308,000 | $825,000 | $61,000 | $157,000 |
| Credit History | 13 | $3,095,000 | $238,000 | $585,000 | $116,000 | $395,000 |
| Collateral | 8 | $2,500,000 | $312,000 | $605,000 | $88,000 | $129,000 |
| Credit Application Incomplete | 4 | $1,380,000 | $345,000 | $755,000 | $141,000 | $244,000 |
| Other | 4 | $830,000 | $207,000 | $245,000 | $82,000 | $120,000 |
| Employment History | 2 | $650,000 | $325,000 | $455,000 | $84,000 | $97,000 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $124,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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