Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Community Trust Bank, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,219 |
| Total Mortgage Loan Application Amount | $880,525,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $92,400 |
| Highest Applicant Income | $2,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 597 | $ 86,315,000 | $ 144,000 | $ 101,000 |
| Fayette County Kentucky | 331 | $ 102,785,000 | $ 310,000 | $ 122,000 |
| Floyd County Kentucky | 237 | $ 33,695,000 | $ 142,000 | $ 89,000 |
| Whitley County Kentucky | 209 | $ 23,095,000 | $ 110,000 | $ 75,000 |
| Madison County Kentucky | 197 | $ 38,305,000 | $ 194,000 | $ 99,000 |
| Campbell County Tennessee | 180 | $ 38,020,000 | $ 211,000 | $ 121,000 |
| Taylor County Kentucky | 149 | $ 15,225,000 | $ 102,000 | $ 73,000 |
| Laurel County Kentucky | 146 | $ 20,230,000 | $ 138,000 | $ 83,000 |
| Boyd County Kentucky | 145 | $ 18,045,000 | $ 124,000 | $ 128,000 |
| Letcher County Kentucky | 130 | $ 11,790,000 | $ 90,000 | $ 89,000 |
| Clark County Kentucky | 127 | $ 20,185,000 | $ 158,000 | $ 93,000 |
| Perry County Kentucky | 121 | $ 16,295,000 | $ 134,000 | $ 97,000 |
| Pulaski County Kentucky | 118 | $ 14,950,000 | $ 126,000 | $ 70,000 |
| Fleming County Kentucky | 111 | $ 14,115,000 | $ 127,000 | $ 77,000 |
| Montgomery County Kentucky | 105 | $ 14,175,000 | $ 135,000 | $ 80,000 |
| Franklin County Kentucky | 104 | $ 15,860,000 | $ 152,000 | $ 83,000 |
| Rockcastle County Kentucky | 90 | $ 9,320,000 | $ 103,000 | $ 69,000 |
| Marion County Kentucky | 86 | $ 9,470,000 | $ 110,000 | $ 70,000 |
| Mercer County Kentucky | 86 | $ 12,940,000 | $ 150,000 | $ 107,000 |
| Mingo County West Virginia | 84 | $ 7,510,000 | $ 89,000 | $ 79,000 |
| Scott County Kentucky | 82 | $ 17,330,000 | $ 211,000 | $ 100,000 |
| Woodford County Kentucky | 73 | $ 13,285,000 | $ 181,000 | $ 86,000 |
| Johnson County Kentucky | 72 | $ 11,660,000 | $ 161,000 | $ 92,000 |
| Knott County Kentucky | 71 | $ 9,535,000 | $ 134,000 | $ 86,000 |
| Green County Kentucky | 66 | $ 6,330,000 | $ 95,000 | $ 69,000 |
| Russell County Kentucky | 66 | $ 6,550,000 | $ 99,000 | $ 69,000 |
| Greenup County Kentucky | 64 | $ 7,280,000 | $ 113,000 | $ 92,000 |
| Bell County Kentucky | 62 | $ 5,400,000 | $ 87,000 | $ 62,000 |
| Boyle County Kentucky | 61 | $ 11,345,000 | $ 185,000 | $ 99,000 |
| Knox County Kentucky | 61 | $ 8,125,000 | $ 133,000 | $ 87,000 |
| Adair County Kentucky | 54 | $ 6,020,000 | $ 111,000 | $ 82,000 |
| Jessamine County Kentucky | 54 | $ 35,840,000 | $ 663,000 | $ 153,000 |
| Anderson County Tennessee | 44 | $ 11,890,000 | $ 270,000 | $ 113,000 |
| Wayne County West Virginia | 39 | $ 5,575,000 | $ 142,000 | $ 81,000 |
| Lawrence County Kentucky | 38 | $ 4,440,000 | $ 116,000 | $ 97,000 |
| Breathitt County Kentucky | 33 | $ 4,545,000 | $ 137,000 | $ 91,000 |
| Nicholas County West Virginia | 33 | $ 3,265,000 | $ 98,000 | $ 80,000 |
| Anderson County Kentucky | 32 | $ 5,810,000 | $ 181,000 | $ 92,000 |
| Knox County Tennessee | 31 | $ 11,775,000 | $ 379,000 | $ 127,000 |
| Cabell County West Virginia | 30 | $ 4,370,000 | $ 145,000 | $ 95,000 |
| Lincoln County Kentucky | 29 | $ 3,285,000 | $ 113,000 | $ 72,000 |
| Claiborne County Tennessee | 29 | $ 4,255,000 | $ 146,000 | $ 183,000 |
| Lawrence County Ohio | 26 | $ 2,690,000 | $ 103,000 | $ 72,000 |
| Bath County Kentucky | 25 | $ 3,675,000 | $ 147,000 | $ 98,000 |
| Clay County Kentucky | 22 | $ 2,320,000 | $ 105,000 | $ 63,000 |
| Logan County West Virginia | 22 | $ 3,160,000 | $ 143,000 | $ 81,000 |
| Jefferson County Kentucky | 20 | $ 6,060,000 | $ 303,000 | $ 195,000 |
| Washington County Kentucky | 20 | $ 2,070,000 | $ 103,000 | $ 59,000 |
| Mason County Kentucky | 19 | $ 3,215,000 | $ 169,000 | $ 123,000 |
| Leslie County Kentucky | 18 | $ 2,050,000 | $ 113,000 | $ 71,000 |
| Jefferson County Tennessee | 17 | $ 5,015,000 | $ 295,000 | $ 199,000 |
| Harrison County Kentucky | 16 | $ 2,690,000 | $ 168,000 | $ 67,000 |
| Nicholas County Kentucky | 16 | $ 2,400,000 | $ 150,000 | $ 105,000 |
| Garrard County Kentucky | 15 | $ 2,565,000 | $ 171,000 | $ 72,000 |
| Buchanan County Virginia | 14 | $ 1,390,000 | $ 99,000 | $ 91,000 |
| Casey County Kentucky | 13 | $ 1,555,000 | $ 119,000 | $ 65,000 |
| Lewis County Kentucky | 13 | $ 1,085,000 | $ 83,000 | $ 59,000 |
| Sevier County Tennessee | 13 | $ 4,415,000 | $ 339,000 | $ 190,000 |
| Rowan County Kentucky | 12 | $ 2,500,000 | $ 208,000 | $ 228,000 |
| Scioto County Ohio | 12 | $ 1,860,000 | $ 155,000 | $ 122,000 |
| Bourbon County Kentucky | 11 | $ 1,865,000 | $ 169,000 | $ 99,000 |
| Harlan County Kentucky | 11 | $ 825,000 | $ 75,000 | $ 57,000 |
| Martin County Kentucky | 11 | $ 1,965,000 | $ 178,000 | $ 90,000 |
| Grainger County Tennessee | 11 | $ 2,375,000 | $ 215,000 | $ 157,000 |
| Magoffin County Kentucky | 10 | $ 1,660,000 | $ 166,000 | $ 97,000 |
| Nelson County Kentucky | 10 | $ 1,580,000 | $ 158,000 | $ 81,000 |
| Powell County Kentucky | 10 | $ 1,210,000 | $ 121,000 | $ 51,000 |
| Hamblen County Tennessee | 10 | $ 5,530,000 | $ 553,000 | $ 109,000 |
| Raleigh County West Virginia | 10 | $ 2,520,000 | $ 252,000 | $ 96,000 |
| Carter County Kentucky | 9 | $ 3,055,000 | $ 339,000 | $ 91,000 |
| Boone County Kentucky | 8 | $ 3,480,000 | $ 435,000 | $ 202,000 |
| Estill County Kentucky | 8 | $ 960,000 | $ 120,000 | $ 45,000 |
| Jackson County Kentucky | 8 | $ 900,000 | $ 112,000 | $ 54,000 |
| Menifee County Kentucky | 8 | $ 810,000 | $ 101,000 | $ 84,000 |
| Pendleton County Kentucky | 8 | $ 1,270,000 | $ 158,000 | $ 97,000 |
| Shelby County Kentucky | 8 | $ 1,350,000 | $ 168,000 | $ 55,000 |
| Wayne County Kentucky | 8 | $ 830,000 | $ 103,000 | $ 132,000 |
| Hamilton County Ohio | 8 | $ 3,930,000 | $ 491,000 | $ 171,000 |
| Blount County Tennessee | 8 | $ 1,880,000 | $ 235,000 | $ 75,000 |
| Greene County Tennessee | 8 | $ 1,950,000 | $ 243,000 | $ 116,000 |
| Lincoln County West Virginia | 8 | $ 810,000 | $ 101,000 | $ 61,000 |
| Barren County Kentucky | 7 | $ 985,000 | $ 140,000 | $ 70,000 |
| Grant County Kentucky | 7 | $ 1,345,000 | $ 192,000 | $ 139,000 |
| Kenton County Kentucky | 7 | $ 2,915,000 | $ 416,000 | $ 102,000 |
| Owen County Kentucky | 7 | $ 1,045,000 | $ 149,000 | $ 66,000 |
| Montgomery County Ohio | 7 | $ 4,825,000 | $ 689,000 | $ 300,000 |
| Union County Tennessee | 7 | $ 2,185,000 | $ 312,000 | $ 148,000 |
| Putnam County West Virginia | 7 | $ 675,000 | $ 96,000 | $ 73,000 |
| Campbell County Kentucky | 5 | $ 3,395,000 | $ 679,000 | $ 79,000 |
| Owsley County Kentucky | 5 | $ 815,000 | $ 163,000 | $ 77,000 |
| Adams County Ohio | 5 | $ 625,000 | $ 125,000 | $ 59,000 |
| Brown County Ohio | 5 | $ 645,000 | $ 129,000 | $ 102,000 |
| Kanawha County West Virginia | 5 | $ 765,000 | $ 153,000 | $ 66,000 |
| Collier County Florida | 4 | $ 3,400,000 | $ 850,000 | $ 220,000 |
| Cumberland County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 89,000 |
| Hardin County Kentucky | 4 | $ 840,000 | $ 210,000 | $ 286,000 |
| Lee County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 78,000 |
| McCreary County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 48,000 |
| Oldham County Kentucky | 4 | $ 1,530,000 | $ 382,000 | $ 131,000 |
| Warren County Kentucky | 4 | $ 920,000 | $ 230,000 | $ 85,000 |
| Wolfe County Kentucky | 4 | $ 550,000 | $ 137,000 | $ 66,000 |
| Butler County Ohio | 4 | $ 6,430,000 | $ 1,607,000 | $ 238,000 |
| Dickenson County Virginia | 4 | $ 410,000 | $ 102,000 | $ 76,000 |
| Lee County Virginia | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| Broward County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 182,000 |
| Walton County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 185,000 |
| Clinton County Kentucky | 3 | $ 305,000 | $ 101,000 | $ 56,000 |
| Metcalfe County Kentucky | 3 | $ 505,000 | $ 168,000 | $ 89,000 |
| Morgan County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| Robertson County Kentucky | 3 | $ 455,000 | $ 151,000 | $ 73,000 |
| Roane County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 60,000 |
| Scott County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 83,000 |
| Lee County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 426,000 |
| Manatee County Florida | 2 | $ 890,000 | $ 445,000 | $ 252,000 |
| Pinellas County Florida | 2 | $ 870,000 | $ 435,000 | $ 149,000 |
| St. Johns County Florida | 2 | $ 500,000 | $ 250,000 | $ 185,000 |
| Chatham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 124,000 |
| Bullitt County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Carroll County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 150,000 |
| Gallatin County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Larue County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| McCracken County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Brunswick County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 196,000 |
| Clermont County Ohio | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Warren County Ohio | 2 | $ 330,000 | $ 165,000 | $ 231,000 |
| Georgetown County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 183,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Davidson County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 87,000 |
| Hawkins County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Loudon County Tennessee | 2 | $ 1,850,000 | $ 925,000 | $ 150,000 |
| Putnam County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 145,000 |
| Sullivan County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Sumner County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 96,000 |
| Hays County Texas | 2 | $ 1,410,000 | $ 705,000 | $ 349,000 |
| Boone County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Fayette County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Jackson County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| San Joaquin County California | 1 | $ 425,000 | $ 425,000 | $ 176,000 |
| Bay County Florida | 1 | $ 335,000 | $ 335,000 | $ 235,000 |
| Charlotte County Florida | 1 | $ 385,000 | $ 385,000 | $ 791,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Leon County Florida | 1 | $ 245,000 | $ 245,000 | $ 1,265,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Palm Beach County Florida | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Pasco County Florida | 1 | $ 1,655,000 | $ 1,655,000 | $ 194,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Jefferson County Indiana | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Allen County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Bracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Daviess County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
| Edmonson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Hart County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Meade County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Trimble County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Madison County Montana | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| New Hanover County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 176,000 |
| Union County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Wake County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Belmont County Ohio | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Crawford County Ohio | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Pike County Ohio | 1 | $ 435,000 | $ 435,000 | $ 37,000 |
| Beaufort County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 563,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 634,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Hancock County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| McMinn County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Monroe County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Washington County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Wilson County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 254,000 |
| Kendall County Texas | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Alexandria County Virginia | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Henrico County Virginia | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Norton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Prince Edward County Virginia | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Russell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 1,134,000 |
| Tazewell County Virginia | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Wise County Virginia | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Braxton County West Virginia | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Greenbrier County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Harrison County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Douglas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,836 | $434,810,000 | $236,000 | $20,005,000 | $99,000 | $1,305,000 |
| Refinancing | 1,674 | $275,950,000 | $164,000 | $1,625,000 | $103,000 | $2,524,000 |
| Cash-out Refinancing | 668 | $105,210,000 | $157,000 | $1,255,000 | $87,000 | $793,000 |
| Home Improvement | 544 | $32,300,000 | $59,000 | $1,075,000 | $88,000 | $1,026,000 |
| Other Purpose | 497 | $32,255,000 | $64,000 | $665,000 | $85,000 | $854,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,652 | $696,510,000 | $149,000 | $1,655,000 | $96,000 | $2,524,000 |
| Not Provided | 198 | $32,710,000 | $165,000 | $995,000 | $98,000 | $1,452,000 |
| Not applicable | 178 | $114,270,000 | $641,000 | $20,005,000 | $0 | $0 |
| Black or African American | 78 | $13,410,000 | $171,000 | $1,275,000 | $91,000 | $355,000 |
| Asian | 55 | $15,515,000 | $282,000 | $1,035,000 | $158,000 | $854,000 |
| Hispanic | 47 | $5,615,000 | $119,000 | $545,000 | $59,000 | $309,000 |
| American Indian or Alaskan Native | 2 | $630,000 | $315,000 | $515,000 | $138,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,219 | $880,525,000 | $168,000 | $20,005,000 | $96,000 | $2,524,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,922 | $681,440,000 | $173,000 | $20,005,000 | $101,000 | $2,524,000 |
| Application Denied By Financial Institution | 703 | $95,945,000 | $136,000 | $1,305,000 | $77,000 | $1,452,000 |
| Application Withdrawn By Applicant | 406 | $69,710,000 | $171,000 | $1,655,000 | $87,000 | $520,000 |
| Application Approved But Not Accepted | 188 | $33,430,000 | $177,000 | $1,625,000 | $96,000 | $892,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,516 | $784,580,000 | $173,000 | $20,005,000 | $99,000 | $2,524,000 |
| Credit History | 250 | $26,480,000 | $105,000 | $1,255,000 | $65,000 | $1,452,000 |
| Credit Application Incomplete | 153 | $27,715,000 | $181,000 | $945,000 | $120,000 | $1,265,000 |
| Debt-To-Income Ratio | 145 | $23,155,000 | $159,000 | $795,000 | $56,000 | $287,000 |
| Other | 88 | $9,500,000 | $107,000 | $1,305,000 | $75,000 | $791,000 |
| Collateral | 36 | $4,760,000 | $132,000 | $395,000 | $76,000 | $336,000 |
| Unverifiable Information | 21 | $2,935,000 | $139,000 | $305,000 | $79,000 | $243,000 |
| Employment History | 6 | $670,000 | $111,000 | $175,000 | $36,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $730,000 | $182,000 | $265,000 | $64,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.