Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Communityamerica Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,563 |
| Total Mortgage Loan Application Amount | $1,496,275,000 |
| Average Mortgage Loan Application Amount | $153,600 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $112,200 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 2,793 | $ 553,015,000 | $ 198,000 | $ 130,000 |
| Jackson County Missouri | 2,366 | $ 308,470,000 | $ 130,000 | $ 98,000 |
| Clay County Missouri | 1,479 | $ 213,065,000 | $ 144,000 | $ 100,000 |
| Platte County Missouri | 597 | $ 98,555,000 | $ 165,000 | $ 126,000 |
| Wyandotte County Kansas | 320 | $ 40,500,000 | $ 126,000 | $ 82,000 |
| Cass County Missouri | 214 | $ 36,010,000 | $ 168,000 | $ 125,000 |
| Leavenworth County Kansas | 168 | $ 31,690,000 | $ 188,000 | $ 103,000 |
| Miami County Kansas | 94 | $ 17,110,000 | $ 182,000 | $ 107,000 |
| Clinton County Missouri | 69 | $ 8,705,000 | $ 126,000 | $ 101,000 |
| Ray County Missouri | 52 | $ 5,310,000 | $ 102,000 | $ 86,000 |
| St. Louis County Missouri | 47 | $ 5,435,000 | $ 115,000 | $ 117,000 |
| Shawnee County Kansas | 46 | $ 4,380,000 | $ 95,000 | $ 99,000 |
| St. Charles County Missouri | 44 | $ 6,220,000 | $ 141,000 | $ 105,000 |
| Douglas County Kansas | 43 | $ 7,785,000 | $ 181,000 | $ 103,000 |
| Lafayette County Missouri | 41 | $ 5,745,000 | $ 140,000 | $ 74,000 |
| Johnson County Missouri | 31 | $ 4,625,000 | $ 149,000 | $ 89,000 |
| Camden County Missouri | 30 | $ 5,250,000 | $ 175,000 | $ 165,000 |
| Franklin County Kansas | 26 | $ 4,520,000 | $ 173,000 | $ 110,000 |
| Buchanan County Missouri | 21 | $ 2,215,000 | $ 105,000 | $ 73,000 |
| Stone County Missouri | 17 | $ 5,025,000 | $ 295,000 | $ 279,000 |
| Sedgwick County Kansas | 14 | $ 2,450,000 | $ 175,000 | $ 110,000 |
| Caldwell County Missouri | 14 | $ 1,730,000 | $ 123,000 | $ 70,000 |
| Benton County Missouri | 13 | $ 1,505,000 | $ 115,000 | $ 95,000 |
| Morgan County Missouri | 11 | $ 1,925,000 | $ 175,000 | $ 133,000 |
| Jefferson County Kansas | 10 | $ 1,730,000 | $ 173,000 | $ 83,000 |
| Daviess County Missouri | 10 | $ 2,180,000 | $ 218,000 | $ 242,000 |
| Maricopa County Arizona | 9 | $ 2,745,000 | $ 305,000 | $ 166,000 |
| Boone County Missouri | 8 | $ 1,190,000 | $ 148,000 | $ 69,000 |
| DeKalb County Missouri | 8 | $ 780,000 | $ 97,000 | $ 72,000 |
| Greene County Missouri | 7 | $ 945,000 | $ 135,000 | $ 77,000 |
| Tarrant County Texas | 6 | $ 1,700,000 | $ 283,000 | $ 108,000 |
| San Bernardino County California | 5 | $ 795,000 | $ 159,000 | $ 72,000 |
| Brevard County Florida | 5 | $ 1,085,000 | $ 217,000 | $ 98,000 |
| Fulton County Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 77,000 |
| Jefferson County Missouri | 5 | $ 1,025,000 | $ 205,000 | $ 135,000 |
| Broward County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 138,000 |
| Lee County Florida | 4 | $ 1,770,000 | $ 442,000 | $ 248,000 |
| Will County Illinois | 4 | $ 1,030,000 | $ 257,000 | $ 178,000 |
| Linn County Kansas | 4 | $ 1,600,000 | $ 400,000 | $ 167,000 |
| Cedar County Missouri | 4 | $ 470,000 | $ 117,000 | $ 130,000 |
| Jasper County Missouri | 4 | $ 850,000 | $ 212,000 | $ 65,000 |
| Livingston County Missouri | 4 | $ 390,000 | $ 97,000 | $ 79,000 |
| St. Clair County Missouri | 4 | $ 300,000 | $ 75,000 | $ 65,000 |
| St. Louis City County Missouri | 4 | $ 370,000 | $ 92,000 | $ 83,000 |
| Oklahoma County Oklahoma | 4 | $ 1,000,000 | $ 250,000 | $ 134,000 |
| Rogers County Oklahoma | 4 | $ 1,090,000 | $ 272,000 | $ 142,000 |
| Collin County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 120,000 |
| Parker County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 165,000 |
| Benton County Arkansas | 3 | $ 725,000 | $ 241,000 | $ 116,000 |
| Los Angeles County California | 3 | $ 975,000 | $ 325,000 | $ 157,000 |
| Hillsborough County Florida | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| Walton County Florida | 3 | $ 545,000 | $ 181,000 | $ 148,000 |
| Cook County Illinois | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Hendricks County Indiana | 3 | $ 545,000 | $ 181,000 | $ 88,000 |
| Butler County Kansas | 3 | $ 235,000 | $ 78,000 | $ 182,000 |
| Osage County Kansas | 3 | $ 145,000 | $ 48,000 | $ 89,000 |
| Andrew County Missouri | 3 | $ 615,000 | $ 205,000 | $ 106,000 |
| Grundy County Missouri | 3 | $ 115,000 | $ 38,000 | $ 52,000 |
| Lincoln County Missouri | 3 | $ 555,000 | $ 185,000 | $ 170,000 |
| Pettis County Missouri | 3 | $ 145,000 | $ 48,000 | $ 84,000 |
| Flathead County Montana | 3 | $ 1,055,000 | $ 351,000 | $ 279,000 |
| Shelby County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 103,000 |
| Montgomery County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Riverside County California | 2 | $ 380,000 | $ 190,000 | $ 36,000 |
| San Diego County California | 2 | $ 1,890,000 | $ 945,000 | $ 258,000 |
| Arapahoe County Colorado | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| El Paso County Colorado | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Weld County Colorado | 2 | $ 900,000 | $ 450,000 | $ 178,000 |
| Escambia County Florida | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Gulf County Florida | 2 | $ 1,600,000 | $ 800,000 | $ 201,000 |
| Manatee County Florida | 2 | $ 620,000 | $ 310,000 | $ 107,000 |
| Palm Beach County Florida | 2 | $ 640,000 | $ 320,000 | $ 382,000 |
| Pinellas County Florida | 2 | $ 500,000 | $ 250,000 | $ 202,000 |
| Sarasota County Florida | 2 | $ 970,000 | $ 485,000 | $ 198,000 |
| Cobb County Georgia | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Fayette County Georgia | 2 | $ 710,000 | $ 355,000 | $ 130,000 |
| Hart County Georgia | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| DuPage County Illinois | 2 | $ 610,000 | $ 305,000 | $ 167,000 |
| Madison County Illinois | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Allen County Indiana | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Hamilton County Indiana | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Audubon County Iowa | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Dallas County Iowa | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Polk County Iowa | 2 | $ 810,000 | $ 405,000 | $ 198,000 |
| Pottawattamie County Iowa | 2 | $ 470,000 | $ 235,000 | $ 183,000 |
| Ford County Kansas | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Nemaha County Kansas | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Neosho County Kansas | 2 | $ 80,000 | $ 40,000 | $ 14,000 |
| DeSoto County Mississippi | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Barry County Missouri | 2 | $ 390,000 | $ 195,000 | $ 118,000 |
| Bates County Missouri | 2 | $ 190,000 | $ 95,000 | $ 109,000 |
| Cole County Missouri | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Franklin County Missouri | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Harrison County Missouri | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Henry County Missouri | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Montgomery County Missouri | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Newton County Missouri | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| Polk County Missouri | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Delaware County Ohio | 2 | $ 1,020,000 | $ 510,000 | $ 167,000 |
| Beaufort County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 111,000 |
| Hamilton County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Williamson County Tennessee | 2 | $ 1,050,000 | $ 525,000 | $ 230,000 |
| Bexar County Texas | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Denton County Texas | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Harris County Texas | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Hood County Texas | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Rockwall County Texas | 2 | $ 580,000 | $ 290,000 | $ 214,000 |
| Travis County Texas | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Wise County Texas | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
| Pierce County Washington | 2 | $ 710,000 | $ 355,000 | $ 144,000 |
| Milwaukee County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 192,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Carroll County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Sebastian County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Union County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Washington County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Lake County California | 1 | $ 215,000 | $ 215,000 | $ 276,000 |
| Orange County California | 1 | $ 535,000 | $ 535,000 | $ 64,000 |
| Sacramento County California | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| San Joaquin County California | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Solano County California | 1 | $ 685,000 | $ 685,000 | $ 425,000 |
| Sonoma County California | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Boulder County Colorado | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
| Chaffee County Colorado | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Gilpin County Colorado | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| Jefferson County Colorado | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Nassau County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Pasco County Florida | 1 | $ 385,000 | $ 385,000 | $ 329,000 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Gordon County Georgia | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Gwinnett County Georgia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Henry County Georgia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Muscogee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Paulding County Georgia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Adams County Illinois | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Kankakee County Illinois | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| McLean County Illinois | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Monroe County Illinois | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Peoria County Illinois | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Porter County Indiana | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Wabash County Indiana | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Guthrie County Iowa | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Sioux County Iowa | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Allen County Kansas | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Anderson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Atchison County Kansas | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Bourbon County Kansas | 1 | $ 75,000 | $ 75,000 | $ 206,000 |
| Crawford County Kansas | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Jackson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| McPherson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Reno County Kansas | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Seward County Kansas | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Sumner County Kansas | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Wabaunsee County Kansas | 1 | $ 315,000 | $ 315,000 | $ 226,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| St. Tammany County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| York County Maine | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Middlesex County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Genesee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 14,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 236,000 |
| Ramsey County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Scott County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| Washington County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Wright County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Adair County Missouri | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Barton County Missouri | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Cape Girardeau County Missouri | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Crawford County Missouri | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Hickory County Missouri | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Howell County Missouri | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Marion County Missouri | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Miller County Missouri | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Randolph County Missouri | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Ste. Genevieve County Missouri | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Taney County Missouri | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Warren County Missouri | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Lancaster County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Sarpy County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Somerset County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Johnston County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 82,000 |
| Mecklenburg County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Union County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Franklin County Ohio | 1 | $ 395,000 | $ 395,000 | $ 264,000 |
| Hamilton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Knox County Ohio | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Summit County Ohio | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Delaware County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Jackson County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Osage County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 198,000 |
| Tulsa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 191,000 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 258,000 |
| Blair County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 186,000 |
| Pike County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Horry County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Lancaster County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Lincoln County South Dakota | 1 | $ 395,000 | $ 395,000 | $ 202,000 |
| Dyer County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Sullivan County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Brazoria County Texas | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Fort Bend County Texas | 1 | $ 455,000 | $ 455,000 | $ 243,000 |
| Grayson County Texas | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Hays County Texas | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Hidalgo County Texas | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Hunt County Texas | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Randall County Texas | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Upshur County Texas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Tooele County Utah | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Snohomish County Washington | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Waukesha County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,995 | $644,795,000 | $215,000 | $1,045,000 | $104,000 | $1,282,000 |
| Other Purpose | 1,991 | $125,815,000 | $63,000 | $1,505,000 | $111,000 | $1,800,000 |
| Home Improvement | 1,716 | $110,720,000 | $64,000 | $745,000 | $116,000 | $761,000 |
| Refinancing | 1,606 | $364,940,000 | $227,000 | $2,805,000 | $121,000 | $1,282,000 |
| Cash-out Refinancing | 1,255 | $250,005,000 | $199,000 | $995,000 | $109,000 | $1,368,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,236 | $1,123,370,000 | $155,000 | $2,805,000 | $114,000 | $1,800,000 |
| Not Provided | 883 | $170,475,000 | $193,000 | $1,045,000 | $117,000 | $1,224,000 |
| Black or African American | 610 | $77,700,000 | $127,000 | $645,000 | $84,000 | $392,000 |
| Hispanic | 396 | $47,220,000 | $119,000 | $605,000 | $88,000 | $604,000 |
| Asian | 210 | $42,140,000 | $200,000 | $615,000 | $121,000 | $440,000 |
| Not applicable | 140 | $24,360,000 | $174,000 | $1,705,000 | $53,000 | $87,000 |
| American Indian or Alaskan Native | 74 | $9,850,000 | $133,000 | $485,000 | $86,000 | $375,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,000,000 | $83,000 | $205,000 | $132,000 | $393,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,073 | $1,392,485,000 | $153,000 | $2,805,000 | $113,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 272 | $48,370,000 | $177,000 | $405,000 | $69,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 192 | $50,470,000 | $262,000 | $1,045,000 | $89,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $4,950,000 | $190,000 | $425,000 | $65,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,112 | $992,070,000 | $162,000 | $2,005,000 | $117,000 | $1,282,000 |
| Application Withdrawn By Applicant | 1,447 | $309,545,000 | $213,000 | $2,805,000 | $113,000 | $1,800,000 |
| Application Denied By Financial Institution | 1,251 | $109,215,000 | $87,000 | $1,505,000 | $83,000 | $1,224,000 |
| Application Approved But Not Accepted | 709 | $74,765,000 | $105,000 | $1,445,000 | $109,000 | $735,000 |
| File Closed For Incompleteness | 34 | $7,170,000 | $210,000 | $455,000 | $166,000 | $1,368,000 |
| Preapproval Approved but not Accepted | 5 | $1,535,000 | $307,000 | $415,000 | $114,000 | $165,000 |
| Preapproval Denied by Financial Institution | 5 | $1,975,000 | $395,000 | $1,045,000 | $156,000 | $329,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,307 | $1,385,085,000 | $166,000 | $2,805,000 | $115,000 | $1,800,000 |
| Debt-To-Income Ratio | 464 | $42,000,000 | $90,000 | $1,505,000 | $67,000 | $400,000 |
| Credit History | 294 | $26,340,000 | $89,000 | $905,000 | $83,000 | $900,000 |
| Credit Application Incomplete | 190 | $13,290,000 | $69,000 | $425,000 | $113,000 | $1,224,000 |
| Other | 184 | $11,580,000 | $62,000 | $425,000 | $89,000 | $540,000 |
| Collateral | 73 | $11,725,000 | $160,000 | $1,045,000 | $110,000 | $386,000 |
| Unverifiable Information | 27 | $2,725,000 | $100,000 | $345,000 | $82,000 | $346,000 |
| Employment History | 14 | $1,730,000 | $123,000 | $315,000 | $66,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,800,000 | $180,000 | $335,000 | $75,000 | $174,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.