BBVA USA Mortgage Lending & HMDA Data, 2013

In 2013, BBVA USA of Birmingham, AL reported 30,516 mortgage applications totaling $9.1 billion, down 1% from 2012. The average application was for $298,085, and applicants reported an average income of $175,068. 56% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (4,026), Dallas-Plano-Irving, TX (2,728) and Phoenix-Mesa-Glendale, AZ (1,901) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 30,516
Total Mortgage Loan Application Amount $9,096,378,000
Average Mortgage Loan Application Amount $298,085
Highest Mortgage Loan Application Amount $11,200,000
Average Applicant Income $175,068
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,604 $ 867,934,000 $ 333,307 $ 213,000
Maricopa, Arizona 1,849 $ 750,492,000 $ 405,890 $ 207,000
Dallas, Texas 1,313 $ 380,639,000 $ 289,900 $ 184,000
Travis, Texas 1,291 $ 464,972,000 $ 360,164 $ 241,000
Jefferson, Alabama 1,136 $ 243,075,000 $ 213,974 $ 117,000
Bexar, Texas 1,111 $ 285,981,000 $ 257,408 $ 194,000
Tarrant, Texas 1,030 $ 230,172,000 $ 223,467 $ 152,000
Hidalgo, Texas 734 $ 109,024,000 $ 148,534 $ 105,000
Collin, Texas 691 $ 172,410,000 $ 249,507 $ 164,000
San Diego, California 584 $ 419,361,000 $ 718,083 $ 329,000
Denver, Colorado 566 $ 174,355,000 $ 308,047 $ 134,000
Orange, Florida 553 $ 145,431,000 $ 262,985 $ 189,000
Denton, Texas 514 $ 115,122,000 $ 223,972 $ 135,000
Montgomery, Texas 513 $ 128,565,000 $ 250,614 $ 190,000
Fort Bend, Texas 511 $ 134,594,000 $ 263,393 $ 159,000
Los Angeles, California 509 $ 528,603,000 $ 1,038,512 $ 430,000
Pima, Arizona 506 $ 119,591,000 $ 236,345 $ 150,000
Duval, Florida 500 $ 133,097,000 $ 266,194 $ 171,000
Cameron, Texas 434 $ 51,885,000 $ 119,550 $ 109,000
Shelby, Alabama 398 $ 88,525,000 $ 222,424 $ 115,000
Webb, Texas 370 $ 44,715,000 $ 120,851 $ 82,000
Osceola, Florida 369 $ 73,388,000 $ 198,883 $ 188,000
Williamson, Texas 340 $ 61,385,000 $ 180,544 $ 129,000
Mobile, Alabama 335 $ 40,887,000 $ 122,050 $ 76,000
Riverside, California 335 $ 101,889,000 $ 304,146 $ 155,000
Arapahoe, Colorado 321 $ 84,219,000 $ 262,364 $ 123,000
El Paso, Texas 315 $ 45,788,000 $ 145,358 $ 93,000
Bernalillo, New Mexico 300 $ 81,431,000 $ 271,436 $ 146,000
El Paso, Colorado 266 $ 111,629,000 $ 419,657 $ 193,000
Montgomery, Alabama 252 $ 37,738,000 $ 149,753 $ 97,000
Baldwin, Alabama 251 $ 45,959,000 $ 183,103 $ 116,000
Madison, Alabama 234 $ 47,757,000 $ 204,089 $ 136,000
Orange, California 222 $ 188,568,000 $ 849,405 $ 343,000
Adams, Colorado 217 $ 47,665,000 $ 219,654 $ 87,000
Jefferson, Colorado 201 $ 54,787,000 $ 272,572 $ 116,000
Alachua, Florida 198 $ 54,836,000 $ 276,949 $ 162,000
Galveston, Texas 194 $ 42,855,000 $ 220,902 $ 208,000
St. Johns, Florida 189 $ 62,021,000 $ 328,153 $ 201,000
Larimer, Colorado 185 $ 49,585,000 $ 268,027 $ 136,000
Douglas, Colorado 184 $ 73,518,000 $ 399,554 $ 171,000
Okaloosa, Florida 167 $ 38,920,000 $ 233,053 $ 145,000
Walton, Florida 165 $ 81,685,000 $ 495,060 $ 456,000
Bell, Texas 164 $ 24,866,000 $ 151,621 $ 99,000
Brazoria, Texas 164 $ 28,460,000 $ 173,536 $ 129,000
Tuscaloosa, Alabama 151 $ 32,138,000 $ 212,834 $ 114,000
Parker, Texas 148 $ 28,063,000 $ 189,614 $ 122,000
Weld, Colorado 138 $ 32,394,000 $ 234,739 $ 114,000
Brazos, Texas 123 $ 23,756,000 $ 193,138 $ 120,000
Houston, Alabama 112 $ 17,915,000 $ 159,955 $ 95,000
Sacramento, California 110 $ 58,183,000 $ 528,936 $ 295,000
Santa Clara, California 110 $ 92,708,000 $ 842,800 $ 284,000
Nueces, Texas 110 $ 20,560,000 $ 186,909 $ 155,000
San Joaquin, California 108 $ 19,482,000 $ 180,388 $ 99,000
Clay, Florida 108 $ 18,684,000 $ 173,000 $ 105,000
Yavapai, Arizona 102 $ 25,636,000 $ 251,333 $ 130,000
Jefferson, Texas 99 $ 13,346,000 $ 134,808 $ 133,000
Boulder, Colorado 97 $ 32,347,000 $ 333,474 $ 139,000
Fresno, California 95 $ 38,303,000 $ 403,189 $ 201,000
Mohave, Arizona 92 $ 13,587,000 $ 147,684 $ 95,000
Hays, Texas 92 $ 20,512,000 $ 222,956 $ 163,000
McLennan, Texas 92 $ 13,046,000 $ 141,804 $ 92,000
Placer, California 91 $ 55,476,000 $ 609,626 $ 281,000
Stanislaus, California 90 $ 20,604,000 $ 228,933 $ 103,000
Hood, Texas 89 $ 14,144,000 $ 158,921 $ 97,000
San Bernardino, California 87 $ 41,042,000 $ 471,747 $ 279,000
Lee, Alabama 85 $ 16,450,000 $ 193,529 $ 94,000
Sandoval, New Mexico 85 $ 22,861,000 $ 268,952 $ 134,000
St. Clair, Alabama 84 $ 13,568,000 $ 161,523 $ 70,000
Escambia, Florida 81 $ 15,898,000 $ 196,271 $ 128,000
Cochise, Arizona 79 $ 11,231,000 $ 142,164 $ 81,000
Maverick, Texas 79 $ 5,832,000 $ 73,822 $ 65,000
Etowah, Alabama 78 $ 10,367,000 $ 132,910 $ 84,000
Contra Costa, California 77 $ 60,447,000 $ 785,025 $ 327,000
Alameda, California 75 $ 54,074,000 $ 720,986 $ 254,000
Rockwall, Texas 74 $ 17,916,000 $ 242,108 $ 174,000
Barbour, Alabama 72 $ 9,334,000 $ 129,638 $ 69,000
Limestone, Alabama 72 $ 11,594,000 $ 161,027 $ 76,000
Ellis, Texas 71 $ 10,803,000 $ 152,154 $ 87,000
Comal, Texas 68 $ 23,042,000 $ 338,852 $ 177,000
Morgan, Alabama 67 $ 8,789,000 $ 131,179 $ 74,000
Dona Ana, New Mexico 66 $ 18,276,000 $ 276,909 $ 168,000
Coconino, Arizona 65 $ 18,028,000 $ 277,353 $ 181,000
Lubbock, Texas 65 $ 13,770,000 $ 211,846 $ 152,000
Calhoun, Alabama 64 $ 7,667,000 $ 119,796 $ 88,000
Cullman, Alabama 64 $ 10,599,000 $ 165,609 $ 101,000
Nassau, Florida 63 $ 14,113,000 $ 224,015 $ 160,000
DeKalb, Alabama 62 $ 6,259,000 $ 100,951 $ 53,000
Smith, Texas 62 $ 10,065,000 $ 162,338 $ 97,000
Kaufman, Texas 59 $ 7,207,000 $ 122,152 $ 78,000
San Mateo, California 58 $ 53,097,000 $ 915,465 $ 347,000
Lauderdale, Alabama 57 $ 9,043,000 $ 158,649 $ 128,000
Bay, Florida 57 $ 10,862,000 $ 190,561 $ 163,000
Walker, Alabama 56 $ 5,953,000 $ 106,303 $ 57,000
Ventura, California 54 $ 43,314,000 $ 802,111 $ 350,000
Hardin, Texas 54 $ 6,375,000 $ 118,055 $ 75,000
Val Verde, Texas 54 $ 5,444,000 $ 100,814 $ 69,000
Colbert, Alabama 53 $ 5,948,000 $ 112,226 $ 53,000
Santa Rosa, Florida 53 $ 13,672,000 $ 257,962 $ 242,000
Pinal, Arizona 52 $ 7,770,000 $ 149,423 $ 90,000
Marshall, Alabama 49 $ 9,543,000 $ 194,755 $ 109,000
Jackson, Alabama 47 $ 5,832,000 $ 124,085 $ 76,000
Marion, Florida 47 $ 9,626,000 $ 204,808 $ 181,000
Polk, Florida 47 $ 7,390,000 $ 157,234 $ 169,000
Starr, Texas 46 $ 4,346,000 $ 94,478 $ 60,000
Gregg, Texas 44 $ 6,314,000 $ 143,500 $ 82,000
Elmore, Alabama 43 $ 12,638,000 $ 293,906 $ 171,000
Kendall, Texas 41 $ 18,906,000 $ 461,121 $ 346,000
Johnson, Texas 38 $ 7,106,000 $ 187,000 $ 121,000
Ector, Texas 37 $ 9,998,000 $ 270,216 $ 158,000
Miami-Dade, Florida 36 $ 22,348,000 $ 620,777 $ 613,000
Navajo, Arizona 34 $ 7,575,000 $ 222,794 $ 215,000
Guadalupe, Texas 34 $ 3,749,000 $ 110,264 $ 106,000
El Dorado, California 32 $ 20,862,000 $ 651,937 $ 324,000
Broomfield, Colorado 31 $ 13,573,000 $ 437,838 $ 218,000
Seminole, Florida 31 $ 6,970,000 $ 224,838 $ 125,000
Blount, Alabama 29 $ 3,447,000 $ 118,862 $ 71,000
Hillsborough, Florida 29 $ 9,706,000 $ 334,689 $ 171,000
Jasper, Texas 28 $ 4,268,000 $ 152,428 $ 130,000
Marin, California 27 $ 24,095,000 $ 892,407 $ 382,000
Citrus, Florida 25 $ 3,346,000 $ 133,840 $ 125,000
Washington, Texas 25 $ 3,921,000 $ 156,840 $ 88,000
Talladega, Alabama 24 $ 3,412,000 $ 142,166 $ 68,000
Merced, California 24 $ 3,967,000 $ 165,291 $ 100,000
Broward, Florida 24 $ 9,156,000 $ 381,500 $ 175,000
Santa Fe, New Mexico 24 $ 11,677,000 $ 486,541 $ 343,000
Kern, California 23 $ 7,553,000 $ 328,391 $ 246,000
Otero, New Mexico 23 $ 3,273,000 $ 142,304 $ 80,000
San Francisco, California 22 $ 16,874,000 $ 767,000 $ 282,000
Palm Beach, Florida 22 $ 15,786,000 $ 717,545 $ 689,000
Tallapoosa, Alabama 20 $ 8,700,000 $ 435,000 $ 221,000
Brevard, Florida 20 $ 10,897,000 $ 544,850 $ 360,000
Clark, Nevada 20 $ 14,712,000 $ 735,600 $ 330,000
Walker, Texas 20 $ 2,945,000 $ 147,250 $ 79,000
Willacy, Texas 20 $ 1,047,000 $ 52,350 $ 51,000
Pinellas, Florida 19 $ 7,922,000 $ 416,947 $ 214,000
Aransas, Texas 18 $ 4,056,000 $ 225,333 $ 501,000
Hernando, Florida 17 $ 2,174,000 $ 127,882 $ 48,000
Lake, Florida 17 $ 3,420,000 $ 201,176 $ 167,000
Lincoln, New Mexico 17 $ 3,160,000 $ 185,882 $ 131,000
Midland, Texas 17 $ 9,995,000 $ 587,941 $ 307,000
Gila, Arizona 16 $ 5,897,000 $ 368,562 $ 195,000
Sonoma, California 16 $ 10,537,000 $ 658,562 $ 298,000
Burnet, Texas 16 $ 5,046,000 $ 315,375 $ 179,000
Harrison, Texas 16 $ 2,103,000 $ 131,437 $ 84,000
Kerr, Texas 16 $ 2,737,000 $ 171,062 $ 108,000
Llano, Texas 16 $ 9,083,000 $ 567,687 $ 340,000
Eagle, Colorado 15 $ 12,349,000 $ 823,266 $ 844,000
Austin, Texas 15 $ 3,611,000 $ 240,733 $ 120,000
Autauga, Alabama 14 $ 1,657,000 $ 118,357 $ 70,000
Napa, California 14 $ 9,062,000 $ 647,285 $ 622,000
Summit, Colorado 14 $ 6,604,000 $ 471,714 $ 401,000
Volusia, Florida 14 $ 2,874,000 $ 205,285 $ 161,000
Orange, Texas 14 $ 1,207,000 $ 86,214 $ 62,000
Palo Pinto, Texas 14 $ 5,199,000 $ 371,357 $ 395,000
Wise, Texas 14 $ 2,021,000 $ 144,357 $ 168,000
Winston, Alabama 13 $ 6,146,000 $ 472,769 $ 268,000
Santa Cruz, Arizona 13 $ 1,852,000 $ 142,461 $ 111,000
Grimes, Texas 13 $ 1,166,000 $ 89,692 $ 55,000
Amador, California 12 $ 2,803,000 $ 233,583 $ 85,000
Calaveras, California 12 $ 2,039,000 $ 169,916 $ 79,000
Monterey, California 12 $ 10,850,000 $ 904,166 $ 331,000
Santa Cruz, California 12 $ 6,880,000 $ 573,333 $ 333,000
Caldwell, Texas 12 $ 1,105,000 $ 92,083 $ 88,000
Gillespie, Texas 12 $ 2,750,000 $ 229,166 $ 126,000
Howard, Texas 12 $ 1,123,000 $ 93,583 $ 59,000
Tom Green, Texas 12 $ 1,986,000 $ 165,500 $ 115,000
Yolo, California 11 $ 4,791,000 $ 435,545 $ 208,000
Sierra, New Mexico 11 $ 823,000 $ 74,818 $ 80,000
Hale, Texas 11 $ 1,430,000 $ 130,000 $ 141,000
Henderson, Texas 11 $ 1,510,000 $ 137,272 $ 124,000
Jones, Texas 11 $ 1,114,000 $ 101,272 $ 132,000
Kleberg, Texas 11 $ 1,302,000 $ 118,363 $ 74,000
Navarro, Texas 11 $ 2,264,000 $ 205,818 $ 148,000
Henry, Alabama 10 $ 1,761,000 $ 176,100 $ 117,000
Flagler, Florida 10 $ 2,455,000 $ 245,500 $ 228,000
Putnam, Florida 10 $ 1,694,000 $ 169,400 $ 136,000
Bastrop, Texas 10 $ 1,270,000 $ 127,000 $ 126,000
Grayson, Texas 10 $ 1,219,000 $ 121,900 $ 120,000
Polk, Texas 10 $ 1,267,000 $ 126,700 $ 121,000
Santa Barbara, California 9 $ 8,474,000 $ 941,555 $ 421,000
Solano, California 9 $ 3,283,000 $ 364,777 $ 218,000
Tuolumne, California 9 $ 1,631,000 $ 181,222 $ 67,000
Bandera, Texas 9 $ 1,572,000 $ 174,666 $ 126,000
Coryell, Texas 9 $ 941,000 $ 104,555 $ 79,000
Jim Wells, Texas 9 $ 1,314,000 $ 146,000 $ 86,000
Medina, Texas 9 $ 2,537,000 $ 281,888 $ 120,000
Taylor, Texas 9 $ 765,000 $ 85,000 $ 96,000
Upshur, Texas 9 $ 830,000 $ 92,222 $ 83,000
Lawrence, Alabama 8 $ 838,000 $ 104,750 $ 66,000
San Luis Obispo, California 8 $ 5,577,000 $ 697,125 $ 237,000
Tulare, California 8 $ 4,539,000 $ 567,375 $ 307,000
La Plata, Colorado 8 $ 4,546,000 $ 568,250 $ 346,000
Bradford, Florida 8 $ 761,000 $ 95,125 $ 38,000
Pasco, Florida 8 $ 771,000 $ 96,375 $ 68,000
Luna, New Mexico 8 $ 707,000 $ 88,375 $ 44,000
Erath, Texas 8 $ 1,141,000 $ 142,625 $ 131,000
Falls, Texas 8 $ 523,000 $ 65,375 $ 58,000
Limestone, Texas 8 $ 1,276,000 $ 159,500 $ 108,000
Milam, Texas 8 $ 765,000 $ 95,625 $ 70,000
San Jacinto, Texas 8 $ 805,000 $ 100,625 $ 144,000
San Patricio, Texas 8 $ 4,396,000 $ 549,500 $ 105,000
King, Washington 8 $ 5,342,000 $ 667,750 $ 325,000
Dale, Alabama 7 $ 914,000 $ 130,571 $ 96,000
Middlesex, Massachusetts 7 $ 4,707,000 $ 672,428 $ 345,000
Tyler, Texas 7 $ 252,000 $ 36,000 $ 219,000
Wilson, Texas 7 $ 1,241,000 $ 177,285 $ 92,000
Bibb, Alabama 6 $ 1,417,000 $ 236,166 $ 119,000
Nevada, California 6 $ 3,223,000 $ 537,166 $ 360,000
Pueblo, Colorado 6 $ 1,846,000 $ 307,666 $ 163,000
San Miguel, Colorado 6 $ 4,081,000 $ 680,166 $ 870,000
Collier, Florida 6 $ 5,287,000 $ 881,166 $ 476,000
Lee, Florida 6 $ 1,996,000 $ 332,666 $ 280,000
Manatee, Florida 6 $ 1,867,000 $ 311,166 $ 485,000
Chambers, Texas 6 $ 683,000 $ 113,833 $ 95,000
Hunt, Texas 6 $ 702,000 $ 117,000 $ 150,000
Waller, Texas 6 $ 2,871,000 $ 478,500 $ 789,000
Fayette, Alabama 5 $ 753,000 $ 150,600 $ 66,000
Macon, Alabama 5 $ 910,000 $ 182,000 $ 96,000
Elbert, Colorado 5 $ 1,391,000 $ 278,200 $ 111,000
Mesa, Colorado 5 $ 2,528,000 $ 505,600 $ 336,000
Pitkin, Colorado 5 $ 13,821,000 $ 2,764,200 $ 1,007,000
Leon, Florida 5 $ 1,756,000 $ 351,200 $ 381,000
Sarasota, Florida 5 $ 2,482,000 $ 496,400 $ 481,000
Sumter, Florida 5 $ 1,325,000 $ 265,000 $ 108,000
Valencia, New Mexico 5 $ 705,000 $ 141,000 $ 59,000
Cooke, Texas 5 $ 1,254,000 $ 250,800 $ 111,000
Freestone, Texas 5 $ 1,650,000 $ 330,000 $ 416,000
Liberty, Texas 5 $ 708,000 $ 141,600 $ 159,000
Uvalde, Texas 5 $ 603,000 $ 120,600 $ 66,000
Victoria, Texas 5 $ 908,000 $ 181,600 $ 254,000
Cherokee, Alabama 4 $ 409,000 $ 102,250 $ 62,000
Chilton, Alabama 4 $ 434,000 $ 108,500 $ 59,000
Cleburne, Alabama 4 $ 438,000 $ 109,500 $ 57,000
Russell, Alabama 4 $ 421,000 $ 105,250 $ 41,000
Sutter, California 4 $ 2,275,000 $ 568,750 $ 203,000
Clear Creek, Colorado 4 $ 3,158,000 $ 789,500 $ 339,000
Park, Colorado 4 $ 731,000 $ 182,750 $ 153,000
Baker, Florida 4 $ 924,000 $ 231,000 $ 141,000
Martin, Florida 4 $ 1,979,000 $ 494,750 $ 275,000
Clackamas, Oregon 4 $ 2,809,000 $ 702,250 $ 334,000
Davidson, Tennessee 4 $ 1,396,000 $ 349,000 $ 310,000
Frio, Texas 4 $ 303,000 $ 75,750 $ 76,000
Hill, Texas 4 $ 303,000 $ 75,750 $ 76,000
Leon, Texas 4 $ 623,000 $ 155,750 $ 71,000
Nacogdoches, Texas 4 $ 380,000 $ 95,000 $ 89,000
Rusk, Texas 4 $ 475,000 $ 118,750 $ 83,000
Zapata, Texas 4 $ 345,000 $ 86,250 $ 36,000
Bullock, Alabama 3 $ 88,000 $ 29,333 $ 90,000
Hale, Alabama 3 $ 151,000 $ 50,333 $ 40,000
Apache, Arizona 3 $ 810,000 $ 270,000 $ 244,000
Butte, California 3 $ 1,247,000 $ 415,666 $ 247,000
Madera, California 3 $ 409,000 $ 136,333 $ 112,000
Mendocino, California 3 $ 959,000 $ 319,666 $ 113,000
Archuleta, Colorado 3 $ 1,197,000 $ 399,000 $ 286,000
Grand, Colorado 3 $ 1,652,000 $ 550,666 $ 186,000
Teller, Colorado 3 $ 643,000 $ 214,333 $ 63,000
Fulton, Georgia 3 $ 1,628,000 $ 542,666 $ 247,000
Caddo, Louisiana 3 $ 626,000 $ 208,666 $ 80,000
Jefferson, Louisiana 3 $ 584,000 $ 194,666 $ 981,000
Orleans, Louisiana 3 $ 456,000 $ 152,000 $ 117,000
Douglas, Nevada 3 $ 3,868,000 $ 1,289,333 $ 950,000
Washoe, Nevada 3 $ 2,107,000 $ 702,333 $ 275,000
New York, New York 3 $ 1,805,000 $ 601,666 $ 448,000
Multnomah, Oregon 3 $ 2,183,000 $ 727,666 $ 313,000
Anderson, Texas 3 $ 455,000 $ 151,666 $ 63,000
Colorado, Texas 3 $ 585,000 $ 195,000 $ 137,000
Fayette, Texas 3 $ 574,000 $ 191,333 $ 124,000
Franklin, Texas 3 $ 851,000 $ 283,666 $ 377,000
Lamar, Texas 3 $ 332,000 $ 110,666 $ 116,000
Lampasas, Texas 3 $ 696,000 $ 232,000 $ 199,000
Montague, Texas 3 $ 748,000 $ 249,333 $ 182,000
Randall, Texas 3 $ 596,000 $ 198,666 $ 70,000
Refugio, Texas 3 $ 156,000 $ 52,000 $ 106,000
Runnels, Texas 3 $ 335,000 $ 111,666 $ 96,000
San Augustine, Texas 3 $ 83,000 $ 27,666 $ 154,000
Wharton, Texas 3 $ 813,000 $ 271,000 $ 117,000
Clarke, Alabama 2 $ 248,000 $ 124,000 $ 9,000
Crenshaw, Alabama 2 $ 194,000 $ 97,000 $ 40,000
Franklin, Alabama 2 $ 172,000 $ 86,000 $ 28,000
Lowndes, Alabama 2 $ 242,000 $ 121,000 $ 123,000
Monroe, Alabama 2 $ 252,000 $ 126,000 $ 122,000
Randolph, Alabama 2 $ 399,000 $ 199,500 $ 94,000
Graham, Arizona 2 $ 494,000 $ 247,000 $ 320,000
Yuma, Arizona 2 $ 407,000 $ 203,500 $ 88,000
Kings, California 2 $ 302,000 $ 151,000 $ 88,000
Mariposa, California 2 $ 429,000 $ 214,500 $ 48,000
Chaffee, Colorado 2 $ 476,000 $ 238,000 $ 165,000
Gilpin, Colorado 2 $ 375,000 $ 187,500 $ 487,000
Gunnison, Colorado 2 $ 943,000 $ 471,500 $ 167,000
Las Animas, Colorado 2 $ 325,000 $ 162,500 $ 254,000
Morgan, Colorado 2 $ 713,000 $ 356,500 $ 257,000
Routt, Colorado 2 $ 1,189,000 $ 594,500 $ 695,000
Gulf, Florida 2 $ 256,000 $ 128,000 $ 78,000
Highlands, Florida 2 $ 977,000 $ 488,500 $ 70,000
Levy, Florida 2 $ 176,000 $ 88,000 $ 58,000
St. Lucie, Florida 2 $ 573,000 $ 286,500 $ 154,000
Candler, Georgia 2 $ 229,000 $ 114,500 $ 47,000
Gwinnett, Georgia 2 $ 478,000 $ 239,000 $ 72,000
Ada, Idaho 2 $ 749,000 $ 374,500 $ 450,000
Bossier, Louisiana 2 $ 814,000 $ 407,000 $ 170,000
Barnstable, Massachusetts 2 $ 663,000 $ 331,500 $ 196,000
Colfax, New Mexico 2 $ 327,000 $ 163,500 $ 251,000
San Miguel, New Mexico 2 $ 480,000 $ 240,000 $ 276,000
Taos, New Mexico 2 $ 493,000 $ 246,500 $ 226,000
Torrance, New Mexico 2 $ 234,000 $ 117,000 $ 138,000
Oklahoma, Oklahoma 2 $ 230,000 $ 115,000 $ 376,000
Delaware, Pennsylvania 2 $ 1,844,000 $ 922,000 $ 338,000
Shelby, Tennessee 2 $ 182,000 $ 91,000 $ 263,000
Angelina, Texas 2 $ 156,000 $ 78,000 $ 91,000
Atascosa, Texas 2 $ 32,000 $ 16,000 $ 75,000
Bosque, Texas 2 $ 1,976,000 $ 988,000 $ 419,000
Burleson, Texas 2 $ 400,000 $ 200,000 $ 108,000
Cherokee, Texas 2 $ 409,000 $ 204,500 $ 276,000
Comanche, Texas 2 $ 276,000 $ 138,000 $ 183,000
Dimmit, Texas 2 $ 235,000 $ 117,500 $ 187,000
Fannin, Texas 2 $ 169,000 $ 84,500 $ 46,000
Floyd, Texas 2 $ 220,000 $ 110,000 $ 70,000
Lipscomb, Texas 2 $ 75,000 $ 37,500 $ 80,000
Matagorda, Texas 2 $ 78,000 $ 39,000 $ 19,000
Newton, Texas 2 $ 180,000 $ 90,000 $ 46,000
Potter, Texas 2 $ 214,000 $ 107,000 $ 255,000
Somervell, Texas 2 $ 154,000 $ 77,000 $ 44,000
Swisher, Texas 2 $ 102,000 $ 51,000 $ 49,000
Van Zandt, Texas 2 $ 343,000 $ 171,500 $ 164,000
Wood, Texas 2 $ 282,000 $ 141,000 $ 797,000
Summit, Utah 2 $ 2,700,000 $ 1,350,000 $ 971,000
Pierce, Washington 2 $ 1,190,000 $ 595,000 $ 266,000
Snohomish, Washington 2 $ 300,000 $ 150,000 $ 75,000
Butler, Alabama 1 $ 45,000 $ 45,000 $ 87,000
Chambers, Alabama 1 $ 136,000 $ 136,000 $ 38,000
Clay, Alabama 1 $ 400,000 $ 400,000 $ 316,000
Coffee, Alabama 1 $ 162,000 $ 162,000 $ 28,000
Coosa, Alabama 1 $ 290,000 $ 290,000 $ 287,000
Dallas, Alabama 1 $ 160,000 $ 160,000 $ 50,000
Escambia, Alabama 1 $ 42,000 $ 42,000 $ 196,000
Geneva, Alabama 1 $ 44,000 $ 44,000 $ 74,000
Lamar, Alabama 1 $ 39,000 $ 39,000 $ 78,000
Marengo, Alabama 1 $ 100,000 $ 100,000 $ 74,000
Pickens, Alabama 1 $ 103,000 $ 103,000 $ 173,000
Pike, Alabama 1 $ 94,000 $ 94,000 $ 54,000
Washington, Alabama 1 $ 74,000 $ 74,000 $ 60,000
Washington, Arkansas 1 $ 190,000 $ 190,000 $ 57,000
Imperial, California 1 $ 228,000 $ 228,000 $ 126,000
Mono, California 1 $ 691,000 $ 691,000 $ 504,000
San Benito, California 1 $ 800,000 $ 800,000 $ 306,000
Shasta, California 1 $ 172,000 $ 172,000 $ 45,000
Cheyenne, Colorado 1 $ 114,000 $ 114,000 $ 130,000
Custer, Colorado 1 $ 320,000 $ 320,000 $ 390,000
Fremont, Colorado 1 $ 75,000 $ 75,000 $ 73,000
Garfield, Colorado 1 $ 320,000 $ 320,000 $ 179,000
Logan, Colorado 1 $ 94,000 $ 94,000 $ 43,000
Montrose, Colorado 1 $ 235,000 $ 235,000 $ 25,000
Ouray, Colorado 1 $ 175,000 $ 175,000 $ 218,000
Rio Grande, Colorado 1 $ 151,000 $ 151,000 $ 79,000
Tolland, Connecticut 1 $ 417,000 $ 417,000 $ 0
Charlotte, Florida 1 $ 95,000 $ 95,000 $ 74,000
Columbia, Florida 1 $ 151,000 $ 151,000 $ 109,000
Gilchrist, Florida 1 $ 63,000 $ 63,000 $ 9,000
Jackson, Florida 1 $ 45,000 $ 45,000 $ 63,000
Union, Florida 1 $ 106,000 $ 106,000 $ 56,000
Washington, Florida 1 $ 113,000 $ 113,000 $ 49,000
Carroll, Georgia 1 $ 315,000 $ 315,000 $ 68,000
Chatham, Georgia 1 $ 132,000 $ 132,000 $ 59,000
Coweta, Georgia 1 $ 330,000 $ 330,000 $ 84,000
Dade, Georgia 1 $ 215,000 $ 215,000 $ 182,000
DeKalb, Georgia 1 $ 309,000 $ 309,000 $ 104,000
Douglas, Georgia 1 $ 214,000 $ 214,000 $ 80,000
Effingham, Georgia 1 $ 107,000 $ 107,000 $ 30,000
Fayette, Georgia 1 $ 361,000 $ 361,000 $ 135,000
Forsyth, Georgia 1 $ 417,000 $ 417,000 $ 199,000
Muscogee, Georgia 1 $ 218,000 $ 218,000 $ 123,000
Newton, Georgia 1 $ 291,000 $ 291,000 $ 135,000
Quitman, Georgia 1 $ 130,000 $ 130,000 $ 33,000
Rockdale, Georgia 1 $ 74,000 $ 74,000 $ 87,000
Troup, Georgia 1 $ 84,000 $ 84,000 $ 56,000
Bingham, Idaho 1 $ 212,000 $ 212,000 $ 260,000
Kootenai, Idaho 1 $ 713,000 $ 713,000 $ 565,000
Cook, Illinois 1 $ 169,000 $ 169,000 $ 250,000
Riley, Kansas 1 $ 80,000 $ 80,000 $ 112,000
Sedgwick, Kansas 1 $ 580,000 $ 580,000 $ 400,000
Fayette, Kentucky 1 $ 92,000 $ 92,000 $ 527,000
East Baton Rouge, Louisiana 1 $ 542,000 $ 542,000 $ 113,000
Lafayette, Louisiana 1 $ 1,000,000 $ 1,000,000 $ 1,546,000
West Feliciana, Louisiana 1 $ 1,280,000 $ 1,280,000 $ 1,948,000
Essex, Massachusetts 1 $ 831,000 $ 831,000 $ 388,000
Plymouth, Massachusetts 1 $ 590,000 $ 590,000 $ 339,000
Worcester, Massachusetts 1 $ 703,000 $ 703,000 $ 325,000
Roscommon, Michigan 1 $ 55,000 $ 55,000 $ 45,000
Lincoln, Mississippi 1 $ 219,000 $ 219,000 $ 20,000
Morris, New Jersey 1 $ 932,000 $ 932,000 $ 218,000
Chaves, New Mexico 1 $ 120,000 $ 120,000 $ 56,000
Lea, New Mexico 1 $ 846,000 $ 846,000 $ 617,000
San Juan, New Mexico 1 $ 300,000 $ 300,000 $ 87,000
Erie, New York 1 $ 941,000 $ 941,000 $ 260,000
Orange, New York 1 $ 513,000 $ 513,000 $ 346,000
Suffolk, New York 1 $ 85,000 $ 85,000 $ 77,000
Cuyahoga, Ohio 1 $ 140,000 $ 140,000 $ 136,000
Hamilton, Ohio 1 $ 182,000 $ 182,000 $ 706,000
Lorain, Ohio 1 $ 364,000 $ 364,000 $ 175,000
Lucas, Ohio 1 $ 64,000 $ 64,000 $ 48,000
Cleveland, Oklahoma 1 $ 418,000 $ 418,000 $ 186,000
McClain, Oklahoma 1 $ 49,000 $ 49,000 $ 168,000
Tulsa, Oklahoma 1 $ 619,000 $ 619,000 $ 589,000
Curry, Oregon 1 $ 712,000 $ 712,000 $ 347,000
Jackson, Oregon 1 $ 553,000 $ 553,000 $ 360,000
Klamath, Oregon 1 $ 113,000 $ 113,000 $ 50,000
Marion, Oregon 1 $ 250,000 $ 250,000 $ 54,000
Washington, Oregon 1 $ 513,000 $ 513,000 $ 233,000
Lehigh, Pennsylvania 1 $ 375,000 $ 375,000 $ 344,000
Luzerne, Pennsylvania 1 $ 475,000 $ 475,000 $ 318,000
Philadelphia, Pennsylvania 1 $ 330,000 $ 330,000 $ 745,000
Bradley, Tennessee 1 $ 278,000 $ 278,000 $ 86,000
Knox, Tennessee 1 $ 792,000 $ 792,000 $ 443,000
Lawrence, Tennessee 1 $ 80,000 $ 80,000 $ 101,000
Lincoln, Tennessee 1 $ 83,000 $ 83,000 $ 30,000
Marshall, Tennessee 1 $ 649,000 $ 649,000 $ 639,000
Rutherford, Tennessee 1 $ 333,000 $ 333,000 $ 300,000
Williamson, Tennessee 1 $ 678,000 $ 678,000 $ 280,000
Archer, Texas 1 $ 390,000 $ 390,000 $ 91,000
Calhoun, Texas 1 $ 50,000 $ 50,000 $ 192,000
Childress, Texas 1 $ 400,000 $ 400,000 $ 350,000
Coleman, Texas 1 $ 176,000 $ 176,000 $ 78,000
Crosby, Texas 1 $ 3,000 $ 3,000 $ 36,000
Dawson, Texas 1 $ 45,000 $ 45,000 $ 34,000
Eastland, Texas 1 $ 254,000 $ 254,000 $ 220,000
Goliad, Texas 1 $ 133,000 $ 133,000 $ 42,000
Gonzales, Texas 1 $ 216,000 $ 216,000 $ 249,000
Haskell, Texas 1 $ 74,000 $ 74,000 $ 73,000
Hockley, Texas 1 $ 126,000 $ 126,000 $ 64,000
Hutchinson, Texas 1 $ 122,000 $ 122,000 $ 75,000
Jeff Davis, Texas 1 $ 110,000 $ 110,000 $ 46,000
Kinney, Texas 1 $ 118,000 $ 118,000 $ 0
La Salle, Texas 1 $ 101,000 $ 101,000 $ 57,000
Lamb, Texas 1 $ 100,000 $ 100,000 $ 67,000
Madison, Texas 1 $ 10,000 $ 10,000 $ 23,000
Martin, Texas 1 $ 5,000 $ 5,000 $ 53,000
Motley, Texas 1 $ 50,000 $ 50,000 $ 41,000
Reagan, Texas 1 $ 69,000 $ 69,000 $ 30,000
Real, Texas 1 $ 446,000 $ 446,000 $ 220,000
Robertson, Texas 1 $ 94,000 $ 94,000 $ 95,000
Terry, Texas 1 $ 129,000 $ 129,000 $ 46,000
Trinity, Texas 1 $ 63,000 $ 63,000 $ 77,000
Ward, Texas 1 $ 119,000 $ 119,000 $ 72,000
Wheeler, Texas 1 $ 49,000 $ 49,000 $ 46,000
Wichita, Texas 1 $ 98,000 $ 98,000 $ 87,000
Chesapeake, Virginia 1 $ 1,035,000 $ 1,035,000 $ 568,000
Loudoun, Virginia 1 $ 184,000 $ 184,000 $ 162,000
Grays Harbor, Washington 1 $ 399,000 $ 399,000 $ 300,000
Kitsap, Washington 1 $ 144,000 $ 144,000 $ 86,000

Mortgage Loan Application Detail Totals for BBVA USA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,946 $5,237,107,000 $350,000 $11,200,000 $192,000 $9,999,000
Refinancing 13,987 $3,794,763,000 $271,000 $6,780,000 $164,000 $9,999,000
Home Improvement 1,583 $64,508,000 $40,000 $1,500,000 $113,000 $2,080,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,861 $5,521,725,000 $309,000 $11,200,000 $179,000 $8,684,000
Hispanic 5,930 $1,160,812,000 $195,000 $3,900,000 $135,000 $4,806,000
Not Provided 3,228 $1,286,073,000 $398,000 $5,000,000 $230,000 $9,999,000
Asian 1,807 $773,383,000 $427,000 $4,900,000 $229,000 $9,999,000
Black or African American 1,493 $277,779,000 $186,000 $1,804,000 $105,000 $4,371,000
American Indian or Alaskan Native 115 $31,935,000 $277,000 $2,000,000 $154,000 $916,000
Native Hawaiian or Other Pacific Islander 62 $19,464,000 $313,000 $1,300,000 $149,000 $700,000
Not applicable 20 $25,207,000 $1,260,000 $10,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,252 $8,893,144,000 $304,000 $11,200,000 $179,000 $9,999,000
FHA-insured (Federal Housing Administration) 966 $146,719,000 $151,000 $683,000 $71,000 $1,183,000
VA-guaranteed (Veterans Administration) 239 $48,642,000 $203,000 $681,000 $85,000 $522,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $7,873,000 $133,000 $291,000 $49,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,088 $5,465,073,000 $319,000 $7,508,000 $193,000 $9,999,000
Application Denied By Financial Institution 5,188 $1,037,019,000 $199,000 $11,200,000 $100,000 $7,167,000
Application Approved But Not Accepted 3,562 $1,217,924,000 $341,000 $10,000,000 $199,000 $8,684,000
Application Withdrawn By Applicant 2,524 $686,738,000 $272,000 $3,885,000 $166,000 $2,958,000
File Closed For Incompleteness 1,850 $569,308,000 $307,000 $5,500,000 $191,000 $9,999,000
Preapproval Approved but not Accepted 231 $100,599,000 $435,000 $2,915,000 $198,000 $5,249,000
Preapproval Denied by Financial Institution 73 $19,717,000 $270,000 $1,200,000 $83,000 $531,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,931 $242,854,000 $125,000 $4,777,000 $84,000 $2,444,000
Debt-To-Income Ratio 1,688 $437,909,000 $259,000 $11,200,000 $76,000 $1,960,000
Collateral 698 $156,873,000 $224,000 $2,490,000 $161,000 $2,080,000
Other 640 $150,169,000 $234,000 $9,600,000 $136,000 $7,167,000
Insufficient Cash (Downpayment, Closing Cost) 134 $30,388,000 $226,000 $2,377,000 $103,000 $850,000
Unverifiable Information 109 $24,574,000 $225,000 $989,000 $111,000 $1,091,000
Employment History 45 $8,295,000 $184,000 $938,000 $109,000 $540,000
Credit Application Incomplete 13 $4,684,000 $360,000 $1,425,000 $199,000 $691,000
Mortgage Insurance Denied 3 $990,000 $330,000 $600,000 $128,000 $193,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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