BBVA USA Mortgage Lending & HMDA Data, 2017

In 2017, BBVA USA of Birmingham, AL reported 13,205 mortgage applications totaling $4.4 billion, down 25% from 2016. The average application was for $335,464, and applicants reported an average income of $162,477. 55% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,408), Phoenix-Mesa-Scottsdale, AZ (1,066) and Dallas-Plano-Irving, TX (834) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,205
Total Mortgage Loan Application Amount $4,429,808,000
Average Mortgage Loan Application Amount $335,464
Highest Mortgage Loan Application Amount $29,422,000
Average Applicant Income $162,477
Highest Applicant Income $15,924,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 993 $ 378,874,000 $ 381,544 $ 170,000
Harris, Texas 920 $ 452,439,000 $ 491,781 $ 218,000
Jefferson, Alabama 513 $ 108,282,000 $ 211,076 $ 108,000
Dallas, Texas 451 $ 144,877,000 $ 321,235 $ 167,000
Bexar, Texas 381 $ 92,553,000 $ 242,921 $ 147,000
Travis, Texas 369 $ 139,897,000 $ 379,124 $ 180,000
Tarrant, Texas 356 $ 107,420,000 $ 301,741 $ 157,000
Los Angeles, California 315 $ 281,292,000 $ 892,990 $ 317,000
Hidalgo, Texas 279 $ 45,692,000 $ 163,770 $ 110,000
Pima, Arizona 256 $ 59,987,000 $ 234,324 $ 119,000
Osceola, Florida 220 $ 47,800,000 $ 217,272 $ 172,000
Riverside, California 216 $ 73,498,000 $ 340,268 $ 160,000
Orange, Florida 211 $ 64,337,000 $ 304,914 $ 192,000
Duval, Florida 185 $ 43,003,000 $ 232,448 $ 112,000
San Diego, California 182 $ 140,913,000 $ 774,247 $ 317,000
Collin, Texas 182 $ 57,810,000 $ 317,637 $ 158,000
Miami-Dade, Florida 176 $ 73,105,000 $ 415,369 $ 329,000
Montgomery, Texas 175 $ 62,665,000 $ 358,085 $ 230,000
Denver, Colorado 170 $ 81,100,000 $ 477,058 $ 181,000
Denton, Texas 161 $ 42,808,000 $ 265,888 $ 132,000
Shelby, Alabama 158 $ 33,077,000 $ 209,348 $ 98,000
Mobile, Alabama 157 $ 21,003,000 $ 133,777 $ 78,000
El Paso, Texas 153 $ 22,650,000 $ 148,039 $ 80,000
Webb, Texas 153 $ 25,798,000 $ 168,614 $ 121,000
Montgomery, Alabama 149 $ 20,287,000 $ 136,154 $ 73,000
Bernalillo, New Mexico 149 $ 38,699,000 $ 259,724 $ 128,000
Fort Bend, Texas 146 $ 58,286,000 $ 399,219 $ 303,000
Madison, Alabama 142 $ 27,811,000 $ 195,852 $ 115,000
San Joaquin, California 137 $ 42,316,000 $ 308,875 $ 117,000
El Paso, Colorado 137 $ 64,997,000 $ 474,430 $ 213,000
Stanislaus, California 126 $ 31,590,000 $ 250,714 $ 92,000
Arapahoe, Colorado 113 $ 35,845,000 $ 317,212 $ 140,000
Cameron, Texas 113 $ 25,959,000 $ 229,725 $ 84,000
Baldwin, Alabama 110 $ 23,059,000 $ 209,627 $ 94,000
Williamson, Texas 108 $ 35,746,000 $ 330,981 $ 149,000
Sacramento, California 100 $ 43,149,000 $ 431,490 $ 161,000
Orange, California 96 $ 83,761,000 $ 872,510 $ 275,000
Mohave, Arizona 90 $ 18,212,000 $ 202,355 $ 104,000
Clay, Florida 85 $ 17,547,000 $ 206,435 $ 93,000
Adams, Colorado 84 $ 23,752,000 $ 282,761 $ 111,000
Bell, Texas 82 $ 18,337,000 $ 223,621 $ 111,000
Galveston, Texas 77 $ 23,112,000 $ 300,155 $ 228,000
Jefferson, Colorado 76 $ 28,732,000 $ 378,052 $ 139,000
Pinal, Arizona 73 $ 13,047,000 $ 178,726 $ 75,000
Brazoria, Texas 72 $ 15,313,000 $ 212,680 $ 134,000
Okaloosa, Florida 71 $ 19,547,000 $ 275,309 $ 187,000
St. Johns, Florida 68 $ 21,297,000 $ 313,191 $ 156,000
Escambia, Florida 66 $ 11,679,000 $ 176,954 $ 120,000
Douglas, Colorado 64 $ 39,510,000 $ 617,343 $ 210,000
San Bernardino, California 62 $ 21,922,000 $ 353,580 $ 180,000
Alachua, Florida 62 $ 18,677,000 $ 301,241 $ 139,000
Jefferson, Texas 60 $ 11,145,000 $ 185,750 $ 122,000
St. Clair, Alabama 59 $ 10,056,000 $ 170,440 $ 66,000
Fresno, California 56 $ 19,825,000 $ 354,017 $ 150,000
Contra Costa, California 55 $ 39,465,000 $ 717,545 $ 253,000
Nueces, Texas 55 $ 13,898,000 $ 252,690 $ 215,000
Maverick, Texas 54 $ 6,782,000 $ 125,592 $ 63,000
Lee, Alabama 53 $ 8,700,000 $ 164,150 $ 75,000
Yavapai, Arizona 51 $ 13,694,000 $ 268,509 $ 123,000
Alameda, California 49 $ 43,371,000 $ 885,122 $ 278,000
Morgan, Alabama 48 $ 6,009,000 $ 125,187 $ 66,000
Tuscaloosa, Alabama 48 $ 11,933,000 $ 248,604 $ 137,000
Santa Clara, California 48 $ 42,687,000 $ 889,312 $ 298,000
McLennan, Texas 48 $ 6,271,000 $ 130,645 $ 78,000
Sandoval, New Mexico 45 $ 10,903,000 $ 242,288 $ 85,000
Larimer, Colorado 44 $ 17,617,000 $ 400,386 $ 185,000
Weld, Colorado 42 $ 11,450,000 $ 272,619 $ 103,000
Hernando, Florida 42 $ 4,741,000 $ 112,880 $ 48,000
Merced, California 41 $ 10,653,000 $ 259,829 $ 156,000
Houston, Alabama 40 $ 6,115,000 $ 152,875 $ 79,000
Hays, Texas 39 $ 11,396,000 $ 292,205 $ 171,000
Smith, Texas 39 $ 5,894,000 $ 151,128 $ 84,000
San Mateo, California 38 $ 30,535,000 $ 803,552 $ 225,000
Boulder, Colorado 38 $ 16,101,000 $ 423,710 $ 217,000
Coconino, Arizona 37 $ 11,253,000 $ 304,135 $ 150,000
DeKalb, Alabama 36 $ 4,667,000 $ 129,638 $ 86,000
Walker, Alabama 36 $ 5,347,000 $ 148,527 $ 81,000
Placer, California 36 $ 25,829,000 $ 717,472 $ 393,000
Polk, Florida 35 $ 7,679,000 $ 219,400 $ 157,000
Parker, Texas 34 $ 9,463,000 $ 278,323 $ 175,000
Barbour, Alabama 32 $ 3,632,000 $ 113,500 $ 67,000
Broward, Florida 31 $ 10,445,000 $ 336,935 $ 209,000
Marion, Florida 31 $ 3,993,000 $ 128,806 $ 106,000
Clark, Nevada 31 $ 16,233,000 $ 523,645 $ 329,000
Lubbock, Texas 31 $ 3,779,000 $ 121,903 $ 80,000
Kern, California 30 $ 10,604,000 $ 353,466 $ 176,000
Santa Rosa, Florida 30 $ 4,973,000 $ 165,766 $ 82,000
Dona Ana, New Mexico 30 $ 5,930,000 $ 197,666 $ 66,000
Brazos, Texas 30 $ 9,028,000 $ 300,933 $ 164,000
Cullman, Alabama 29 $ 5,376,000 $ 185,379 $ 129,000
Starr, Texas 28 $ 3,581,000 $ 127,892 $ 66,000
Limestone, Alabama 27 $ 5,870,000 $ 217,407 $ 84,000
Lauderdale, Alabama 26 $ 3,648,000 $ 140,307 $ 60,000
Calhoun, Alabama 25 $ 2,680,000 $ 107,200 $ 57,000
Etowah, Alabama 25 $ 2,660,000 $ 106,400 $ 44,000
Nassau, Florida 25 $ 5,891,000 $ 235,640 $ 85,000
Val Verde, Texas 24 $ 3,430,000 $ 142,916 $ 70,000
Comal, Texas 22 $ 6,231,000 $ 283,227 $ 140,000
Johnson, Texas 22 $ 3,484,000 $ 158,363 $ 73,000
Blount, Alabama 21 $ 2,808,000 $ 133,714 $ 79,000
El Dorado, California 21 $ 16,096,000 $ 766,476 $ 330,000
Ventura, California 21 $ 16,935,000 $ 806,428 $ 300,000
Hillsborough, Florida 21 $ 8,651,000 $ 411,952 $ 260,000
Elmore, Alabama 20 $ 3,643,000 $ 182,150 $ 151,000
Cochise, Arizona 20 $ 2,006,000 $ 100,300 $ 57,000
Walton, Florida 20 $ 11,035,000 $ 551,750 $ 344,000
Gregg, Texas 20 $ 3,350,000 $ 167,500 $ 84,000
Hardin, Texas 20 $ 2,673,000 $ 133,650 $ 89,000
Midland, Texas 20 $ 11,280,000 $ 564,000 $ 294,000
Ellis, Texas 18 $ 3,812,000 $ 211,777 $ 95,000
Hale, Texas 17 $ 1,164,000 $ 68,470 $ 37,000
Howard, Texas 16 $ 1,518,000 $ 94,875 $ 56,000
Tom Green, Texas 16 $ 2,556,000 $ 159,750 $ 92,000
Colbert, Alabama 15 $ 2,255,000 $ 150,333 $ 65,000
Marshall, Alabama 15 $ 1,997,000 $ 133,133 $ 69,000
Sierra, New Mexico 15 $ 1,500,000 $ 100,000 $ 55,000
Multnomah, Oregon 15 $ 6,897,000 $ 459,800 $ 183,000
Hood, Texas 15 $ 2,526,000 $ 168,400 $ 72,000
Rockwall, Texas 15 $ 7,259,000 $ 483,933 $ 236,000
Navajo, Arizona 14 $ 2,974,000 $ 212,428 $ 91,000
Bay, Florida 14 $ 3,424,000 $ 244,571 $ 164,000
Autauga, Alabama 13 $ 2,104,000 $ 161,846 $ 64,000
Jackson, Alabama 13 $ 1,346,000 $ 103,538 $ 60,000
San Francisco, California 13 $ 12,943,000 $ 995,615 $ 369,000
King, Washington 13 $ 10,946,000 $ 842,000 $ 368,000
Gila, Arizona 12 $ 4,005,000 $ 333,750 $ 109,000
Calaveras, California 12 $ 3,750,000 $ 312,500 $ 136,000
Tuolumne, California 12 $ 2,806,000 $ 233,833 $ 124,000
Palm Beach, Florida 12 $ 4,486,000 $ 373,833 $ 192,000
Kendall, Texas 12 $ 6,454,000 $ 537,833 $ 336,000
Taylor, Texas 12 $ 1,358,000 $ 113,166 $ 156,000
Talladega, Alabama 11 $ 1,371,000 $ 124,636 $ 56,000
Jasper, Texas 11 $ 861,000 $ 78,272 $ 58,000
Kerr, Texas 11 $ 3,073,000 $ 279,363 $ 158,000
Broomfield, Colorado 10 $ 4,682,000 $ 468,200 $ 206,000
Santa Fe, New Mexico 10 $ 3,601,000 $ 360,100 $ 232,000
Burnet, Texas 10 $ 2,593,000 $ 259,300 $ 307,000
Orange, Texas 10 $ 1,792,000 $ 179,200 $ 118,000
Polk, Texas 10 $ 1,117,000 $ 111,700 $ 47,000
Walker, Texas 10 $ 1,619,000 $ 161,900 $ 142,000
Otero, New Mexico 9 $ 996,000 $ 110,666 $ 59,000
Franklin, Ohio 9 $ 822,000 $ 91,333 $ 142,000
Winston, Alabama 8 $ 1,476,000 $ 184,500 $ 144,000
Sonoma, California 8 $ 8,230,000 $ 1,028,750 $ 284,000
Summit, Colorado 8 $ 6,450,000 $ 806,250 $ 926,000
Seminole, Florida 8 $ 5,701,000 $ 712,625 $ 289,000
Lincoln, New Mexico 8 $ 1,561,000 $ 195,125 $ 95,000
Gillespie, Texas 8 $ 3,065,000 $ 383,125 $ 128,000
Grayson, Texas 8 $ 1,092,000 $ 136,500 $ 44,000
Grimes, Texas 8 $ 1,930,000 $ 241,250 $ 142,000
Guadalupe, Texas 8 $ 1,592,000 $ 199,000 $ 141,000
Henderson, Texas 8 $ 2,163,000 $ 270,375 $ 245,000
Limestone, Texas 8 $ 1,016,000 $ 127,000 $ 92,000
San Patricio, Texas 8 $ 878,000 $ 109,750 $ 63,000
Henry, Alabama 7 $ 929,000 $ 132,714 $ 68,000
Solano, California 7 $ 5,116,000 $ 730,857 $ 264,000
Citrus, Florida 7 $ 1,409,000 $ 201,285 $ 97,000
Lake, Florida 7 $ 1,103,000 $ 157,571 $ 114,000
Pasco, Florida 7 $ 8,354,000 $ 1,193,428 $ 84,000
Clackamas, Oregon 7 $ 4,103,000 $ 586,142 $ 245,000
Ector, Texas 7 $ 3,601,000 $ 514,428 $ 88,000
Jones, Texas 7 $ 583,000 $ 83,285 $ 60,000
Waller, Texas 7 $ 2,439,000 $ 348,428 $ 198,000
Dallas, Alabama 6 $ 478,000 $ 79,666 $ 51,000
Santa Cruz, Arizona 6 $ 1,238,000 $ 206,333 $ 83,000
Amador, California 6 $ 1,115,000 $ 185,833 $ 82,000
Butte, California 6 $ 2,192,000 $ 365,333 $ 119,000
Napa, California 6 $ 4,043,000 $ 673,833 $ 250,000
Santa Cruz, California 6 $ 5,531,000 $ 921,833 $ 315,000
Tulare, California 6 $ 2,069,000 $ 344,833 $ 228,000
Yolo, California 6 $ 3,821,000 $ 636,833 $ 189,000
Grand, Colorado 6 $ 4,785,000 $ 797,500 $ 419,000
Bradford, Florida 6 $ 675,000 $ 112,500 $ 36,000
Brevard, Florida 6 $ 743,000 $ 123,833 $ 67,000
Coryell, Texas 6 $ 1,112,000 $ 185,333 $ 134,000
Harrison, Texas 6 $ 1,597,000 $ 266,166 $ 110,000
Kleberg, Texas 6 $ 663,000 $ 110,500 $ 97,000
San Augustine, Texas 6 $ 624,000 $ 104,000 $ 61,000
Wilson, Texas 6 $ 1,490,000 $ 248,333 $ 110,000
Dale, Alabama 5 $ 724,000 $ 144,800 $ 141,000
Lawrence, Alabama 5 $ 511,000 $ 102,200 $ 46,000
Tallapoosa, Alabama 5 $ 924,000 $ 184,800 $ 47,000
Marin, California 5 $ 5,898,000 $ 1,179,600 $ 348,000
Monterey, California 5 $ 7,590,000 $ 1,518,000 $ 413,000
Santa Barbara, California 5 $ 5,247,000 $ 1,049,400 $ 325,000
Fulton, Georgia 5 $ 2,176,000 $ 435,200 $ 176,000
Norfolk, Massachusetts 5 $ 3,163,000 $ 632,600 $ 259,000
Washington, Oregon 5 $ 2,575,000 $ 515,000 $ 213,000
Austin, Texas 5 $ 1,513,000 $ 302,600 $ 145,000
Kaufman, Texas 5 $ 1,325,000 $ 265,000 $ 106,000
Llano, Texas 5 $ 2,041,000 $ 408,200 $ 423,000
Navarro, Texas 5 $ 1,179,000 $ 235,800 $ 230,000
Tyler, Texas 5 $ 782,000 $ 156,400 $ 154,000
Washington, Texas 5 $ 1,246,000 $ 249,200 $ 121,000
Fairfax, Virginia 5 $ 4,181,000 $ 836,200 $ 245,000
Chilton, Alabama 4 $ 752,000 $ 188,000 $ 138,000
Madera, California 4 $ 765,000 $ 191,250 $ 169,000
Mono, California 4 $ 3,723,000 $ 930,750 $ 335,000
Eagle, Colorado 4 $ 3,502,000 $ 875,500 $ 802,000
Pueblo, Colorado 4 $ 909,000 $ 227,250 $ 187,000
San Miguel, Colorado 4 $ 6,238,000 $ 1,559,500 $ 766,000
Teller, Colorado 4 $ 4,113,000 $ 1,028,250 $ 264,000
Flagler, Florida 4 $ 621,000 $ 155,250 $ 52,000
Manatee, Florida 4 $ 2,521,000 $ 630,250 $ 989,000
Pinellas, Florida 4 $ 444,000 $ 111,000 $ 74,000
Clayton, Georgia 4 $ 371,000 $ 92,750 $ 225,000
DeKalb, Georgia 4 $ 1,179,000 $ 294,750 $ 149,000
Socorro, New Mexico 4 $ 645,000 $ 161,250 $ 55,000
Valencia, New Mexico 4 $ 530,000 $ 132,500 $ 52,000
Bandera, Texas 4 $ 1,925,000 $ 481,250 $ 187,000
Bastrop, Texas 4 $ 687,000 $ 171,750 $ 129,000
Cooke, Texas 4 $ 2,402,000 $ 600,500 $ 265,000
Hill, Texas 4 $ 294,000 $ 73,500 $ 40,000
Nacogdoches, Texas 4 $ 673,000 $ 168,250 $ 113,000
Palo Pinto, Texas 4 $ 620,000 $ 155,000 $ 79,000
Upshur, Texas 4 $ 365,000 $ 91,250 $ 48,000
Covington, Alabama 3 $ 174,000 $ 58,000 $ 87,000
Perry, Alabama 3 $ 301,000 $ 100,333 $ 80,000
Pike, Alabama 3 $ 553,000 $ 184,333 $ 82,000
Russell, Alabama 3 $ 381,000 $ 127,000 $ 126,000
Apache, Arizona 3 $ 815,000 $ 271,666 $ 363,000
Yuma, Arizona 3 $ 565,000 $ 188,333 $ 188,000
San Luis Obispo, California 3 $ 1,395,000 $ 465,000 $ 197,000
Columbia, Florida 3 $ 667,000 $ 222,333 $ 162,000
Lee, Florida 3 $ 1,188,000 $ 396,000 $ 103,000
Putnam, Florida 3 $ 305,000 $ 101,666 $ 42,000
Fayette, Georgia 3 $ 910,000 $ 303,333 $ 110,000
Kootenai, Idaho 3 $ 1,673,000 $ 557,666 $ 418,000
Jefferson, Louisiana 3 $ 1,605,000 $ 535,000 $ 353,000
Middlesex, Massachusetts 3 $ 1,495,000 $ 498,333 $ 217,000
Kings, New York 3 $ 2,300,000 $ 766,666 $ 209,000
Noble, Oklahoma 3 $ 337,000 $ 112,333 $ 55,000
Jackson, Oregon 3 $ 1,410,000 $ 470,000 $ 306,000
Delaware, Pennsylvania 3 $ 2,046,000 $ 682,000 $ 276,000
Davidson, Tennessee 3 $ 1,067,000 $ 355,666 $ 158,000
Anderson, Texas 3 $ 489,000 $ 163,000 $ 71,000
Aransas, Texas 3 $ 494,000 $ 164,666 $ 216,000
Chambers, Texas 3 $ 881,000 $ 293,666 $ 124,000
Erath, Texas 3 $ 710,000 $ 236,666 $ 130,000
Falls, Texas 3 $ 303,000 $ 101,000 $ 42,000
Floyd, Texas 3 $ 179,000 $ 59,666 $ 55,000
Liberty, Texas 3 $ 512,000 $ 170,666 $ 74,000
Matagorda, Texas 3 $ 950,000 $ 316,666 $ 478,000
Medina, Texas 3 $ 1,624,000 $ 541,333 $ 149,000
Newton, Texas 3 $ 428,000 $ 142,666 $ 70,000
Rusk, Texas 3 $ 620,000 $ 206,666 $ 115,000
San Jacinto, Texas 3 $ 343,000 $ 114,333 $ 68,000
Wise, Texas 3 $ 527,000 $ 175,666 $ 74,000
Bibb, Alabama 2 $ 155,000 $ 77,500 $ 56,000
Chambers, Alabama 2 $ 172,000 $ 86,000 $ 52,000
Cherokee, Alabama 2 $ 815,000 $ 407,500 $ 149,000
Coosa, Alabama 2 $ 720,000 $ 360,000 $ 185,000
Crenshaw, Alabama 2 $ 158,000 $ 79,000 $ 34,000
Lowndes, Alabama 2 $ 315,000 $ 157,500 $ 90,000
Macon, Alabama 2 $ 80,000 $ 40,000 $ 24,000
Randolph, Alabama 2 $ 356,000 $ 178,000 $ 50,000
Wilcox, Alabama 2 $ 395,000 $ 197,500 $ 207,000
La Paz, Arizona 2 $ 752,000 $ 376,000 $ 194,000
Garland, Arkansas 2 $ 136,000 $ 68,000 $ 59,000
Humboldt, California 2 $ 1,526,000 $ 763,000 $ 560,000
Nevada, California 2 $ 696,000 $ 348,000 $ 376,000
Chaffee, Colorado 2 $ 510,000 $ 255,000 $ 228,000
Clear Creek, Colorado 2 $ 450,000 $ 225,000 $ 67,000
Elbert, Colorado 2 $ 738,000 $ 369,000 $ 99,000
Garfield, Colorado 2 $ 1,875,000 $ 937,500 $ 302,000
Morgan, Colorado 2 $ 378,000 $ 189,000 $ 68,000
Phillips, Colorado 2 $ 233,000 $ 116,500 $ 67,000
Pitkin, Colorado 2 $ 1,611,000 $ 805,500 $ 624,000
Routt, Colorado 2 $ 1,469,000 $ 734,500 $ 627,000
Baker, Florida 2 $ 380,000 $ 190,000 $ 85,000
Charlotte, Florida 2 $ 1,146,000 $ 573,000 $ 496,000
Leon, Florida 2 $ 214,000 $ 107,000 $ 31,000
Volusia, Florida 2 $ 382,000 $ 191,000 $ 293,000
Cherokee, Georgia 2 $ 1,228,000 $ 614,000 $ 243,000
Dawson, Georgia 2 $ 380,000 $ 190,000 $ 596,000
Gwinnett, Georgia 2 $ 297,000 $ 148,500 $ 34,000
Ada, Idaho 2 $ 1,258,000 $ 629,000 $ 218,000
Calcasieu, Louisiana 2 $ 1,163,000 $ 581,500 $ 336,000
Orleans, Louisiana 2 $ 758,000 $ 379,000 $ 52,000
Worcester, Massachusetts 2 $ 1,465,000 $ 732,500 $ 299,000
Washoe, Nevada 2 $ 1,644,000 $ 822,000 $ 371,000
Luna, New Mexico 2 $ 199,000 $ 99,500 $ 41,000
San Juan, New Mexico 2 $ 281,000 $ 140,500 $ 73,000
Delaware, Ohio 2 $ 669,000 $ 334,500 $ 94,000
Oklahoma, Oklahoma 2 $ 15,194,000 $ 7,597,000 $ 40,000
Tulsa, Oklahoma 2 $ 785,000 $ 392,500 $ 159,000
Deschutes, Oregon 2 $ 838,000 $ 419,000 $ 248,000
Douglas, Oregon 2 $ 730,000 $ 365,000 $ 194,000
Beaver, Pennsylvania 2 $ 240,000 $ 120,000 $ 156,000
Philadelphia, Pennsylvania 2 $ 752,000 $ 376,000 $ 210,000
Cumberland, Tennessee 2 $ 332,000 $ 166,000 $ 59,000
Angelina, Texas 2 $ 378,000 $ 189,000 $ 208,000
Bosque, Texas 2 $ 102,000 $ 51,000 $ 48,000
Caldwell, Texas 2 $ 337,000 $ 168,500 $ 45,000
Cherokee, Texas 2 $ 180,000 $ 90,000 $ 97,000
Comanche, Texas 2 $ 193,000 $ 96,500 $ 54,000
Concho, Texas 2 $ 216,000 $ 108,000 $ 57,000
Dimmit, Texas 2 $ 270,000 $ 135,000 $ 72,000
Freestone, Texas 2 $ 226,000 $ 113,000 $ 38,000
Hunt, Texas 2 $ 295,000 $ 147,500 $ 55,000
Jim Wells, Texas 2 $ 179,000 $ 89,500 $ 49,000
Randall, Texas 2 $ 527,000 $ 263,500 $ 143,000
Swisher, Texas 2 $ 129,000 $ 64,500 $ 30,000
Terry, Texas 2 $ 359,000 $ 179,500 $ 57,000
Wharton, Texas 2 $ 526,000 $ 263,000 $ 192,000
Willacy, Texas 2 $ 264,000 $ 132,000 $ 108,000
Wood, Texas 2 $ 204,000 $ 102,000 $ 48,000
Arlington, Virginia 2 $ 875,000 $ 437,500 $ 149,000
Pierce, Washington 2 $ 1,314,000 $ 657,000 $ 368,000
Snohomish, Washington 2 $ 1,204,000 $ 602,000 $ 53,000
Bullock, Alabama 1 $ 131,000 $ 131,000 $ 47,000
Clarke, Alabama 1 $ 280,000 $ 280,000 $ 81,000
Cleburne, Alabama 1 $ 60,000 $ 60,000 $ 56,000
Coffee, Alabama 1 $ 142,000 $ 142,000 $ 42,000
Escambia, Alabama 1 $ 10,000 $ 10,000 $ 4,800,000
Franklin, Alabama 1 $ 70,000 $ 70,000 $ 20,000
Geneva, Alabama 1 $ 55,000 $ 55,000 $ 36,000
Marengo, Alabama 1 $ 142,000 $ 142,000 $ 70,000
Marion, Alabama 1 $ 96,000 $ 96,000 $ 47,000
Pickens, Alabama 1 $ 126,000 $ 126,000 $ 81,000
Sumter, Alabama 1 $ 25,000 $ 25,000 $ 56,000
Pulaski, Arkansas 1 $ 33,000 $ 33,000 $ 30,000
Imperial, California 1 $ 117,000 $ 117,000 $ 34,000
Inyo, California 1 $ 621,000 $ 621,000 $ 315,000
Lassen, California 1 $ 245,000 $ 245,000 $ 61,000
Mariposa, California 1 $ 208,000 $ 208,000 $ 145,000
Mendocino, California 1 $ 508,000 $ 508,000 $ 317,000
Modoc, California 1 $ 194,000 $ 194,000 $ 162,000
Shasta, California 1 $ 360,000 $ 360,000 $ 97,000
Siskiyou, California 1 $ 341,000 $ 341,000 $ 230,000
Sutter, California 1 $ 200,000 $ 200,000 $ 78,000
Alamosa, Colorado 1 $ 244,000 $ 244,000 $ 207,000
Archuleta, Colorado 1 $ 234,000 $ 234,000 $ 71,000
Bent, Colorado 1 $ 30,000 $ 30,000 $ 127,000
Fremont, Colorado 1 $ 423,000 $ 423,000 $ 596,000
Huerfano, Colorado 1 $ 351,000 $ 351,000 $ 254,000
La Plata, Colorado 1 $ 760,000 $ 760,000 $ 525,000
Mesa, Colorado 1 $ 185,000 $ 185,000 $ 44,000
Montezuma, Colorado 1 $ 543,000 $ 543,000 $ 151,000
Park, Colorado 1 $ 297,000 $ 297,000 $ 81,000
Collier, Florida 1 $ 451,000 $ 451,000 $ 332,000
Highlands, Florida 1 $ 211,000 $ 211,000 $ 0
Jackson, Florida 1 $ 249,000 $ 249,000 $ 416,000
Levy, Florida 1 $ 238,000 $ 238,000 $ 50,000
Monroe, Florida 1 $ 544,000 $ 544,000 $ 352,000
Camden, Georgia 1 $ 91,000 $ 91,000 $ 66,000
Clay, Georgia 1 $ 88,000 $ 88,000 $ 97,000
Coweta, Georgia 1 $ 265,000 $ 265,000 $ 270,000
Grady, Georgia 1 $ 142,000 $ 142,000 $ 67,000
Henry, Georgia 1 $ 207,000 $ 207,000 $ 122,000
Lowndes, Georgia 1 $ 131,000 $ 131,000 $ 33,000
Paulding, Georgia 1 $ 325,000 $ 325,000 $ 188,000
Pickens, Georgia 1 $ 175,000 $ 175,000 $ 142,000
Quitman, Georgia 1 $ 19,000 $ 19,000 $ 29,000
Union, Georgia 1 $ 120,000 $ 120,000 $ 55,000
Blaine, Idaho 1 $ 544,000 $ 544,000 $ 228,000
Madison, Idaho 1 $ 87,000 $ 87,000 $ 294,000
Valley, Idaho 1 $ 2,250,000 $ 2,250,000 $ 2,750,000
Ford, Kansas 1 $ 180,000 $ 180,000 $ 125,000
Johnson, Kansas 1 $ 260,000 $ 260,000 $ 200,000
Riley, Kansas 1 $ 186,000 $ 186,000 $ 155,000
East Baton Rouge, Louisiana 1 $ 511,000 $ 511,000 $ 179,000
St. Tammany, Louisiana 1 $ 642,000 $ 642,000 $ 550,000
Barnstable, Massachusetts 1 $ 1,000,000 $ 1,000,000 $ 340,000
Essex, Massachusetts 1 $ 660,000 $ 660,000 $ 230,000
Nantucket, Massachusetts 1 $ 1,739,000 $ 1,739,000 $ 1,200,000
Suffolk, Massachusetts 1 $ 838,000 $ 838,000 $ 220,000
Douglas, Nevada 1 $ 250,000 $ 250,000 $ 135,000
Catron, New Mexico 1 $ 101,000 $ 101,000 $ 74,000
Eddy, New Mexico 1 $ 85,000 $ 85,000 $ 47,000
Grant, New Mexico 1 $ 213,000 $ 213,000 $ 124,000
Lea, New Mexico 1 $ 157,000 $ 157,000 $ 51,000
Los Alamos, New Mexico 1 $ 118,000 $ 118,000 $ 124,000
McKinley, New Mexico 1 $ 54,000 $ 54,000 $ 100,000
Taos, New Mexico 1 $ 250,000 $ 250,000 $ 107,000
Suffolk, New York 1 $ 580,000 $ 580,000 $ 170,000
Brown, Ohio 1 $ 100,000 $ 100,000 $ 60,000
Butler, Ohio 1 $ 194,000 $ 194,000 $ 121,000
Hamilton, Ohio 1 $ 186,000 $ 186,000 $ 250,000
Mahoning, Ohio 1 $ 165,000 $ 165,000 $ 43,000
Carter, Oklahoma 1 $ 68,000 $ 68,000 $ 60,000
Logan, Oklahoma 1 $ 160,000 $ 160,000 $ 74,000
Mayes, Oklahoma 1 $ 84,000 $ 84,000 $ 28,000
Lincoln, Oregon 1 $ 284,000 $ 284,000 $ 150,000
Butler, Pennsylvania 1 $ 424,000 $ 424,000 $ 158,000
Clarion, Pennsylvania 1 $ 243,000 $ 243,000 $ 43,000
Montgomery, Pennsylvania 1 $ 650,000 $ 650,000 $ 209,000
Northampton, Pennsylvania 1 $ 650,000 $ 650,000 $ 350,000
Blount, Tennessee 1 $ 160,000 $ 160,000 $ 37,000
Franklin, Tennessee 1 $ 76,000 $ 76,000 $ 45,000
Shelby, Tennessee 1 $ 410,000 $ 410,000 $ 304,000
Wilson, Tennessee 1 $ 296,000 $ 296,000 $ 77,000
Andrews, Texas 1 $ 125,000 $ 125,000 $ 52,000
Atascosa, Texas 1 $ 279,000 $ 279,000 $ 141,000
Blanco, Texas 1 $ 737,000 $ 737,000 $ 479,000
Calhoun, Texas 1 $ 30,000 $ 30,000 $ 70,000
Callahan, Texas 1 $ 101,000 $ 101,000 $ 24,000
Crane, Texas 1 $ 100,000 $ 100,000 $ 150,000
Eastland, Texas 1 $ 123,000 $ 123,000 $ 47,000
Fannin, Texas 1 $ 144,000 $ 144,000 $ 89,000
Hamilton, Texas 1 $ 91,000 $ 91,000 $ 35,000
Hopkins, Texas 1 $ 111,000 $ 111,000 $ 98,000
Jackson, Texas 1 $ 49,000 $ 49,000 $ 52,000
Karnes, Texas 1 $ 136,000 $ 136,000 $ 61,000
Kinney, Texas 1 $ 216,000 $ 216,000 $ 115,000
Lavaca, Texas 1 $ 232,000 $ 232,000 $ 147,000
Lee, Texas 1 $ 160,000 $ 160,000 $ 55,000
Martin, Texas 1 $ 182,000 $ 182,000 $ 54,000
Montague, Texas 1 $ 100,000 $ 100,000 $ 75,000
Panola, Texas 1 $ 209,000 $ 209,000 $ 52,000
Reagan, Texas 1 $ 107,000 $ 107,000 $ 92,000
Robertson, Texas 1 $ 103,000 $ 103,000 $ 51,000
Van Zandt, Texas 1 $ 167,000 $ 167,000 $ 164,000
Victoria, Texas 1 $ 220,000 $ 220,000 $ 105,000
Ward, Texas 1 $ 165,000 $ 165,000 $ 123,000
Wichita, Texas 1 $ 209,000 $ 209,000 $ 91,000
Zapata, Texas 1 $ 126,000 $ 126,000 $ 45,000
Chesapeake, Virginia 1 $ 989,000 $ 989,000 $ 698,000
Chesterfield, Virginia 1 $ 95,000 $ 95,000 $ 147,000
Frederick, Virginia 1 $ 542,000 $ 542,000 $ 367,000
Lynchburg, Virginia 1 $ 120,000 $ 120,000 $ 29,000
Chelan, Washington 1 $ 660,000 $ 660,000 $ 250,000
Clallam, Washington 1 $ 343,000 $ 343,000 $ 200,000
Clark, Washington 1 $ 859,000 $ 859,000 $ 0
Kitsap, Washington 1 $ 448,000 $ 448,000 $ 220,000
Lewis, Washington 1 $ 188,000 $ 188,000 $ 58,000
Walla Walla, Washington 1 $ 879,000 $ 879,000 $ 372,000

Mortgage Loan Application Detail Totals for BBVA USA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,724 $3,164,025,000 $362,000 $29,422,000 $169,000 $15,924,000
Refinancing 4,132 $1,213,515,000 $293,000 $23,500,000 $149,000 $4,800,000
Home Improvement 349 $52,268,000 $149,000 $2,130,000 $159,000 $2,880,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,746 $2,456,747,000 $364,000 $5,000,000 $178,000 $4,859,000
Hispanic 3,278 $717,794,000 $218,000 $3,552,000 $127,000 $8,712,000
Not Provided 1,397 $583,579,000 $417,000 $5,500,000 $187,000 $1,948,000
Black or African American 965 $204,998,000 $212,000 $2,400,000 $108,000 $15,924,000
Asian 759 $357,156,000 $470,000 $2,700,000 $204,000 $1,639,000
American Indian or Alaskan Native 27 $6,303,000 $233,000 $1,260,000 $144,000 $792,000
Native Hawaiian or Other Pacific Islander 24 $6,411,000 $267,000 $1,084,000 $115,000 $330,000
Not applicable 9 $96,820,000 $10,757,000 $29,422,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,162 $4,262,375,000 $350,000 $29,422,000 $171,000 $15,924,000
FHA-insured (Federal Housing Administration) 826 $126,128,000 $152,000 $437,000 $60,000 $808,000
VA-guaranteed (Veterans Administration) 164 $33,722,000 $205,000 $491,000 $85,000 $596,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $7,583,000 $143,000 $261,000 $49,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,263 $2,654,614,000 $365,000 $29,422,000 $177,000 $4,859,000
Application Denied By Financial Institution 2,753 $781,075,000 $283,000 $4,500,000 $121,000 $4,800,000
Application Withdrawn By Applicant 1,956 $669,021,000 $342,000 $3,250,000 $180,000 $15,924,000
File Closed For Incompleteness 693 $226,965,000 $327,000 $2,660,000 $186,000 $8,712,000
Loan Purchased By The Institution 436 $69,468,000 $159,000 $613,000 $61,000 $399,000
Application Approved But Not Accepted 104 $28,665,000 $275,000 $1,662,000 $159,000 $1,830,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,099 $358,321,000 $326,000 $3,400,000 $86,000 $972,000
Collateral 496 $126,204,000 $254,000 $4,500,000 $164,000 $3,444,000
Credit History 494 $99,351,000 $201,000 $2,400,000 $120,000 $4,800,000
Other 228 $73,107,000 $320,000 $3,650,000 $198,000 $3,817,000
Insufficient Cash (Downpayment, Closing Cost) 194 $50,063,000 $258,000 $1,750,000 $112,000 $1,184,000
Unverifiable Information 176 $57,056,000 $324,000 $2,043,000 $142,000 $1,281,000
Employment History 40 $10,789,000 $269,000 $999,000 $89,000 $459,000
Credit Application Incomplete 24 $5,705,000 $237,000 $1,140,000 $136,000 $720,000
Mortgage Insurance Denied 2 $479,000 $239,000 $349,000 $99,000 $148,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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