BBVA USA Mortgage Lending & HMDA Data, 2018

In 2018, BBVA USA of Birmingham, AL reported 31,640 mortgage applications totaling $7.2 billion, up 140% from 2017. The average application was for $226,579, and applicants reported an average income of $146,568. 47% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,721), Dallas-Plano-Irving, TX (3,280) and Phoenix-Mesa-Scottsdale, AZ (2,281) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 31,640
Total Mortgage Loan Application Amount $7,168,990,000
Average Mortgage Loan Application Amount $226,579
Highest Mortgage Loan Application Amount $17,855,000
Average Applicant Income $146,568
Highest Applicant Income $9,384,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,362 $ 697,350,000 $ 295,237 $ 186,000
Maricopa, Arizona 2,161 $ 546,405,000 $ 252,848 $ 165,000
Dallas, Texas 1,503 $ 324,735,000 $ 216,057 $ 144,000
Tarrant, Texas 1,375 $ 226,535,000 $ 164,752 $ 111,000
Travis, Texas 953 $ 311,765,000 $ 327,140 $ 200,000
Jefferson, Alabama 925 $ 156,135,000 $ 168,794 $ 105,000
Collin, Texas 859 $ 169,935,000 $ 197,828 $ 141,000
Bexar, Texas 850 $ 153,920,000 $ 181,082 $ 130,000
Riverside, California 740 $ 125,990,000 $ 170,256 $ 123,000
Hidalgo, Texas 707 $ 83,205,000 $ 117,687 $ 84,000
Denton, Texas 680 $ 125,880,000 $ 185,117 $ 132,000
Los Angeles, California 595 $ 401,415,000 $ 674,647 $ 335,000
San Diego, California 545 $ 248,565,000 $ 456,082 $ 310,000
Montgomery, Texas 544 $ 113,370,000 $ 208,400 $ 145,000
Pima, Arizona 493 $ 81,935,000 $ 166,196 $ 106,000
Cameron, Texas 487 $ 52,805,000 $ 108,429 $ 74,000
Webb, Texas 481 $ 58,995,000 $ 122,650 $ 92,000
Duval, Florida 479 $ 82,305,000 $ 171,826 $ 117,000
Fort Bend, Texas 404 $ 97,010,000 $ 240,123 $ 170,000
Williamson, Texas 396 $ 68,010,000 $ 171,742 $ 116,000
Mobile, Alabama 339 $ 33,205,000 $ 97,949 $ 82,000
San Joaquin, California 328 $ 59,670,000 $ 181,920 $ 108,000
Denver, Colorado 315 $ 99,635,000 $ 316,301 $ 186,000
Shelby, Alabama 302 $ 54,850,000 $ 181,622 $ 104,000
Stanislaus, California 288 $ 46,000,000 $ 159,722 $ 108,000
Madison, Alabama 274 $ 41,770,000 $ 152,445 $ 97,000
Adams, Colorado 269 $ 41,225,000 $ 153,252 $ 96,000
Bernalillo, New Mexico 268 $ 49,780,000 $ 185,746 $ 114,000
Baldwin, Alabama 256 $ 36,930,000 $ 144,257 $ 79,000
Arapahoe, Colorado 235 $ 48,565,000 $ 206,659 $ 142,000
Bell, Texas 224 $ 28,360,000 $ 126,607 $ 86,000
El Paso, Texas 220 $ 25,980,000 $ 118,090 $ 90,000
El Paso, Colorado 217 $ 80,695,000 $ 371,866 $ 214,000
Jefferson, Colorado 215 $ 42,105,000 $ 195,837 $ 125,000
Montgomery, Alabama 208 $ 22,410,000 $ 107,740 $ 84,000
Sacramento, California 206 $ 77,200,000 $ 374,757 $ 174,000
Orange, California 201 $ 112,365,000 $ 559,029 $ 296,000
Alameda, California 200 $ 77,310,000 $ 386,550 $ 210,000
Galveston, Texas 190 $ 41,070,000 $ 216,157 $ 149,000
Contra Costa, California 187 $ 64,125,000 $ 342,914 $ 230,000
St. Johns, Florida 186 $ 40,710,000 $ 218,870 $ 187,000
Parker, Texas 186 $ 30,970,000 $ 166,505 $ 113,000
Douglas, Colorado 172 $ 51,560,000 $ 299,767 $ 191,000
Brazoria, Texas 172 $ 25,880,000 $ 150,465 $ 125,000
San Bernardino, California 170 $ 33,560,000 $ 197,411 $ 177,000
Santa Clara, California 163 $ 98,905,000 $ 606,779 $ 301,000
Larimer, Colorado 161 $ 35,275,000 $ 219,099 $ 154,000
Mohave, Arizona 160 $ 27,770,000 $ 173,562 $ 104,000
Clay, Florida 160 $ 20,960,000 $ 131,000 $ 94,000
Nueces, Texas 155 $ 23,055,000 $ 148,741 $ 123,000
Miami-Dade, Florida 149 $ 56,415,000 $ 378,624 $ 250,000
Merced, California 145 $ 26,765,000 $ 184,586 $ 107,000
Jefferson, Texas 144 $ 18,850,000 $ 130,902 $ 100,000
Fresno, California 143 $ 36,835,000 $ 257,587 $ 176,000
Escambia, Florida 142 $ 36,910,000 $ 259,929 $ 98,000
Alachua, Florida 140 $ 29,020,000 $ 207,285 $ 175,000
Boulder, Colorado 129 $ 34,625,000 $ 268,410 $ 201,000
Okaloosa, Florida 129 $ 27,315,000 $ 211,744 $ 130,000
Hays, Texas 124 $ 33,180,000 $ 267,580 $ 147,000
Weld, Colorado 123 $ 26,245,000 $ 213,373 $ 100,000
Pinal, Arizona 120 $ 13,280,000 $ 110,666 $ 83,000
McLennan, Texas 116 $ 17,960,000 $ 154,827 $ 110,000
Morgan, Alabama 114 $ 10,120,000 $ 88,771 $ 56,000
Ellis, Texas 113 $ 13,835,000 $ 122,433 $ 81,000
St. Clair, Alabama 112 $ 15,120,000 $ 135,000 $ 63,000
Orange, Florida 112 $ 44,470,000 $ 397,053 $ 288,000
Tuscaloosa, Alabama 106 $ 17,230,000 $ 162,547 $ 125,000
San Mateo, California 103 $ 64,125,000 $ 622,572 $ 281,000
Maverick, Texas 103 $ 10,265,000 $ 99,660 $ 60,000
DeKalb, Alabama 98 $ 11,350,000 $ 115,816 $ 66,000
Houston, Alabama 98 $ 12,780,000 $ 130,408 $ 81,000
Val Verde, Texas 96 $ 10,890,000 $ 113,437 $ 84,000
Marion, Florida 94 $ 13,590,000 $ 144,574 $ 79,000
Barbour, Alabama 91 $ 10,865,000 $ 119,395 $ 74,000
Sandoval, New Mexico 91 $ 16,575,000 $ 182,142 $ 108,000
Nassau, Florida 89 $ 16,925,000 $ 190,168 $ 121,000
Yavapai, Arizona 87 $ 22,535,000 $ 259,022 $ 167,000
Placer, California 87 $ 37,985,000 $ 436,609 $ 286,000
Johnson, Texas 86 $ 10,970,000 $ 127,558 $ 90,000
Limestone, Alabama 84 $ 10,360,000 $ 123,333 $ 67,000
Walker, Alabama 84 $ 7,260,000 $ 86,428 $ 55,000
Hernando, Florida 84 $ 8,390,000 $ 99,880 $ 62,000
Osceola, Florida 84 $ 19,170,000 $ 228,214 $ 155,000
Brazos, Texas 83 $ 13,895,000 $ 167,409 $ 125,000
Lee, Alabama 77 $ 11,775,000 $ 152,922 $ 89,000
Etowah, Alabama 76 $ 7,710,000 $ 101,447 $ 100,000
Coconino, Arizona 73 $ 24,135,000 $ 330,616 $ 201,000
Hood, Texas 73 $ 10,195,000 $ 139,657 $ 96,000
Starr, Texas 68 $ 5,080,000 $ 74,705 $ 62,000
Lubbock, Texas 67 $ 8,185,000 $ 122,164 $ 113,000
Broward, Florida 64 $ 21,940,000 $ 342,812 $ 217,000
Santa Rosa, Florida 64 $ 10,430,000 $ 162,968 $ 96,000
Hardin, Texas 62 $ 8,620,000 $ 139,032 $ 92,000
Kaufman, Texas 58 $ 8,250,000 $ 142,241 $ 78,000
Calhoun, Alabama 57 $ 5,265,000 $ 92,368 $ 53,000
Comal, Texas 53 $ 17,505,000 $ 330,283 $ 266,000
Rockwall, Texas 50 $ 12,020,000 $ 240,400 $ 150,000
Marshall, Alabama 47 $ 6,765,000 $ 143,936 $ 99,000
Dona Ana, New Mexico 46 $ 8,670,000 $ 188,478 $ 138,000
Smith, Texas 46 $ 5,940,000 $ 129,130 $ 83,000
Kern, California 45 $ 10,755,000 $ 239,000 $ 172,000
Colbert, Alabama 43 $ 4,075,000 $ 94,767 $ 68,000
Elmore, Alabama 42 $ 8,380,000 $ 199,523 $ 110,000
Lauderdale, Alabama 42 $ 4,050,000 $ 96,428 $ 69,000
Navajo, Arizona 42 $ 11,500,000 $ 273,809 $ 153,000
Walton, Florida 40 $ 18,510,000 $ 462,750 $ 309,000
Blount, Alabama 39 $ 3,585,000 $ 91,923 $ 66,000
Cullman, Alabama 39 $ 5,515,000 $ 141,410 $ 69,000
Cochise, Arizona 38 $ 4,480,000 $ 117,894 $ 68,000
Ventura, California 38 $ 16,470,000 $ 433,421 $ 245,000
Talladega, Alabama 36 $ 4,260,000 $ 118,333 $ 61,000
Amador, California 34 $ 5,050,000 $ 148,529 $ 89,000
Solano, California 34 $ 5,290,000 $ 155,588 $ 123,000
Tuolumne, California 34 $ 5,240,000 $ 154,117 $ 113,000
Citrus, Florida 34 $ 3,200,000 $ 94,117 $ 52,000
Santa Fe, New Mexico 34 $ 15,970,000 $ 469,705 $ 324,000
Orange, Texas 34 $ 3,380,000 $ 99,411 $ 65,000
Broomfield, Colorado 33 $ 9,815,000 $ 297,424 $ 214,000
Hillsborough, Florida 33 $ 6,265,000 $ 189,848 $ 888,000
El Dorado, California 32 $ 19,670,000 $ 614,687 $ 314,000
San Francisco, California 32 $ 21,540,000 $ 673,125 $ 342,000
Bay, Florida 32 $ 8,480,000 $ 265,000 $ 173,000
Jackson, Alabama 31 $ 3,605,000 $ 116,290 $ 66,000
Grayson, Texas 30 $ 3,750,000 $ 125,000 $ 101,000
Ector, Texas 29 $ 10,495,000 $ 361,896 $ 109,000
Kendall, Texas 29 $ 13,145,000 $ 453,275 $ 275,000
Gregg, Texas 28 $ 3,220,000 $ 115,000 $ 56,000
Polk, Texas 27 $ 3,225,000 $ 119,444 $ 97,000
Tyler, Texas 27 $ 2,385,000 $ 88,333 $ 61,000
Washington, Texas 27 $ 2,875,000 $ 106,481 $ 75,000
Harrison, Texas 26 $ 2,740,000 $ 105,384 $ 65,000
Walker, Texas 26 $ 3,530,000 $ 135,769 $ 75,000
Gillespie, Texas 24 $ 7,220,000 $ 300,833 $ 145,000
Guadalupe, Texas 24 $ 4,030,000 $ 167,916 $ 113,000
Willacy, Texas 24 $ 1,520,000 $ 63,333 $ 65,000
Sonoma, California 23 $ 7,345,000 $ 319,347 $ 239,000
Palm Beach, Florida 23 $ 9,665,000 $ 420,217 $ 249,000
Taylor, Texas 23 $ 2,175,000 $ 94,565 $ 95,000
Clark, Nevada 22 $ 12,620,000 $ 573,636 $ 417,000
Howard, Texas 21 $ 1,945,000 $ 92,619 $ 74,000
Pinellas, Florida 19 $ 4,225,000 $ 222,368 $ 181,000
Burnet, Texas 19 $ 3,435,000 $ 180,789 $ 117,000
Wise, Texas 19 $ 2,995,000 $ 157,631 $ 136,000
Gila, Arizona 17 $ 3,125,000 $ 183,823 $ 82,000
Calaveras, California 17 $ 3,075,000 $ 180,882 $ 156,000
Marin, California 17 $ 12,745,000 $ 749,705 $ 330,000
Santa Cruz, California 17 $ 7,245,000 $ 426,176 $ 200,000
Bastrop, Texas 17 $ 2,415,000 $ 142,058 $ 84,000
Hunt, Texas 17 $ 2,305,000 $ 135,588 $ 104,000
Jasper, Texas 17 $ 1,695,000 $ 99,705 $ 67,000
Autauga, Alabama 16 $ 2,180,000 $ 136,250 $ 69,000
Pasco, Florida 16 $ 1,930,000 $ 120,625 $ 91,000
Otero, New Mexico 16 $ 1,580,000 $ 98,750 $ 59,000
Hale, Texas 16 $ 1,030,000 $ 64,375 $ 74,000
Lee, Florida 15 $ 1,935,000 $ 129,000 $ 107,000
Polk, Florida 15 $ 2,635,000 $ 175,666 $ 167,000
Seminole, Florida 15 $ 3,055,000 $ 203,666 $ 284,000
Limestone, Texas 15 $ 1,315,000 $ 87,666 $ 47,000
Waller, Texas 15 $ 3,915,000 $ 261,000 $ 146,000
Lawrence, Alabama 14 $ 1,460,000 $ 104,285 $ 46,000
San Luis Obispo, California 14 $ 4,150,000 $ 296,428 $ 233,000
Yolo, California 14 $ 9,720,000 $ 694,285 $ 334,000
Lake, Florida 14 $ 3,350,000 $ 239,285 $ 121,000
Caldwell, Texas 14 $ 2,830,000 $ 202,142 $ 88,000
Grimes, Texas 14 $ 2,800,000 $ 200,000 $ 104,000
Kerr, Texas 14 $ 2,270,000 $ 162,142 $ 84,000
Tallapoosa, Alabama 13 $ 3,255,000 $ 250,384 $ 217,000
Monterey, California 13 $ 10,305,000 $ 792,692 $ 353,000
Gilpin, Colorado 13 $ 2,575,000 $ 198,076 $ 112,000
Flagler, Florida 13 $ 2,285,000 $ 175,769 $ 105,000
Lincoln, New Mexico 13 $ 2,605,000 $ 200,384 $ 338,000
Liberty, Texas 13 $ 1,705,000 $ 131,153 $ 74,000
Llano, Texas 13 $ 4,045,000 $ 311,153 $ 120,000
Tom Green, Texas 13 $ 1,995,000 $ 153,461 $ 83,000
Santa Barbara, California 12 $ 5,110,000 $ 425,833 $ 252,000
Bradford, Florida 12 $ 1,410,000 $ 117,500 $ 50,000
Putnam, Florida 12 $ 1,600,000 $ 133,333 $ 85,000
Volusia, Florida 12 $ 1,490,000 $ 124,166 $ 81,000
Henderson, Texas 12 $ 1,700,000 $ 141,666 $ 121,000
Sierra, New Mexico 11 $ 765,000 $ 69,545 $ 48,000
Chambers, Texas 11 $ 2,005,000 $ 182,272 $ 119,000
Manatee, Florida 10 $ 1,890,000 $ 189,000 $ 187,000
Sumter, Florida 10 $ 1,840,000 $ 184,000 $ 103,000
Austin, Texas 10 $ 2,430,000 $ 243,000 $ 175,000
Kleberg, Texas 10 $ 920,000 $ 92,000 $ 86,000
Navarro, Texas 10 $ 1,150,000 $ 115,000 $ 73,000
San Patricio, Texas 10 $ 1,020,000 $ 102,000 $ 108,000
Winston, Alabama 9 $ 2,255,000 $ 250,555 $ 164,000
Pueblo, Colorado 9 $ 1,515,000 $ 168,333 $ 130,000
Brevard, Florida 9 $ 1,675,000 $ 186,111 $ 160,000
Sarasota, Florida 9 $ 1,465,000 $ 162,777 $ 272,000
Multnomah, Oregon 9 $ 4,725,000 $ 525,000 $ 230,000
Midland, Texas 9 $ 2,185,000 $ 242,777 $ 104,000
King, Washington 9 $ 6,475,000 $ 719,444 $ 291,000
Madera, California 8 $ 1,460,000 $ 182,500 $ 101,000
Mariposa, California 8 $ 1,240,000 $ 155,000 $ 68,000
Grand, Colorado 8 $ 4,220,000 $ 527,500 $ 244,000
Indian River, Florida 8 $ 1,650,000 $ 206,250 $ 295,000
Leon, Florida 8 $ 1,770,000 $ 221,250 $ 161,000
Valencia, New Mexico 8 $ 680,000 $ 85,000 $ 53,000
Burleson, Texas 8 $ 1,060,000 $ 132,500 $ 76,000
Falls, Texas 8 $ 800,000 $ 100,000 $ 52,000
Hill, Texas 8 $ 890,000 $ 111,250 $ 82,000
Rusk, Texas 8 $ 710,000 $ 88,750 $ 77,000
San Jacinto, Texas 8 $ 1,440,000 $ 180,000 $ 76,000
Cherokee, Alabama 7 $ 735,000 $ 105,000 $ 51,000
Coffee, Alabama 7 $ 645,000 $ 92,142 $ 68,000
Russell, Alabama 7 $ 825,000 $ 117,857 $ 50,000
Collier, Florida 7 $ 2,175,000 $ 310,714 $ 212,000
Atascosa, Texas 7 $ 835,000 $ 119,285 $ 75,000
Fannin, Texas 7 $ 765,000 $ 109,285 $ 70,000
Pierce, Washington 7 $ 5,055,000 $ 722,142 $ 337,000
Bibb, Alabama 6 $ 440,000 $ 73,333 $ 51,000
Chilton, Alabama 6 $ 810,000 $ 135,000 $ 54,000
Crenshaw, Alabama 6 $ 490,000 $ 81,666 $ 63,000
Santa Cruz, Arizona 6 $ 530,000 $ 88,333 $ 36,000
Butte, California 6 $ 2,030,000 $ 338,333 $ 166,000
Napa, California 6 $ 1,820,000 $ 303,333 $ 175,000
Nevada, California 6 $ 2,880,000 $ 480,000 $ 251,000
La Plata, Colorado 6 $ 3,940,000 $ 656,666 $ 221,000
Levy, Florida 6 $ 2,820,000 $ 470,000 $ 150,000
Monroe, Florida 6 $ 4,800,000 $ 800,000 $ 387,000
Deschutes, Oregon 6 $ 4,970,000 $ 828,333 $ 310,000
Angelina, Texas 6 $ 490,000 $ 81,666 $ 68,000
Cherokee, Texas 6 $ 140,000 $ 23,333 $ 62,000
Cooke, Texas 6 $ 1,710,000 $ 285,000 $ 145,000
Matagorda, Texas 6 $ 790,000 $ 131,666 $ 106,000
Newton, Texas 6 $ 570,000 $ 95,000 $ 79,000
San Augustine, Texas 6 $ 500,000 $ 83,333 $ 53,000
Trinity, Texas 6 $ 530,000 $ 88,333 $ 78,000
Van Zandt, Texas 6 $ 1,130,000 $ 188,333 $ 68,000
Dallas, Alabama 5 $ 645,000 $ 129,000 $ 70,000
Franklin, Alabama 5 $ 605,000 $ 121,000 $ 83,000
Henry, Alabama 5 $ 615,000 $ 123,000 $ 79,000
Shasta, California 5 $ 1,725,000 $ 345,000 $ 339,000
Tulare, California 5 $ 495,000 $ 99,000 $ 249,000
Eagle, Colorado 5 $ 2,465,000 $ 493,000 $ 338,000
Elbert, Colorado 5 $ 1,545,000 $ 309,000 $ 158,000
Mesa, Colorado 5 $ 2,155,000 $ 431,000 $ 324,000
Summit, Colorado 5 $ 2,365,000 $ 473,000 $ 421,000
Fulton, Georgia 5 $ 1,675,000 $ 335,000 $ 122,000
Bandera, Texas 5 $ 485,000 $ 97,000 $ 67,000
Bosque, Texas 5 $ 265,000 $ 53,000 $ 50,000
Comanche, Texas 5 $ 395,000 $ 79,000 $ 44,000
Erath, Texas 5 $ 415,000 $ 83,000 $ 91,000
Houston, Texas 5 $ 1,465,000 $ 293,000 $ 138,000
Medina, Texas 5 $ 825,000 $ 165,000 $ 100,000
Sabine, Texas 5 $ 605,000 $ 121,000 $ 80,000
Somervell, Texas 5 $ 595,000 $ 119,000 $ 100,000
Wilson, Texas 5 $ 1,345,000 $ 269,000 $ 110,000
Wood, Texas 5 $ 635,000 $ 127,000 $ 59,000
Butler, Alabama 4 $ 700,000 $ 175,000 $ 112,000
Chambers, Alabama 4 $ 270,000 $ 67,500 $ 57,000
Dale, Alabama 4 $ 460,000 $ 115,000 $ 79,000
Hale, Alabama 4 $ 630,000 $ 157,500 $ 73,000
Imperial, California 4 $ 350,000 $ 87,500 $ 109,000
Kings, California 4 $ 500,000 $ 125,000 $ 135,000
Mendocino, California 4 $ 850,000 $ 212,500 $ 129,000
Yuba, California 4 $ 620,000 $ 155,000 $ 86,000
Routt, Colorado 4 $ 920,000 $ 230,000 $ 232,000
Baker, Florida 4 $ 650,000 $ 162,500 $ 58,000
Charlotte, Florida 4 $ 280,000 $ 70,000 $ 49,000
Cobb, Georgia 4 $ 1,820,000 $ 455,000 $ 258,000
Johnson, Kansas 4 $ 2,670,000 $ 667,500 $ 386,000
Oklahoma, Oklahoma 4 $ 1,540,000 $ 385,000 $ 255,000
Delaware, Pennsylvania 4 $ 2,370,000 $ 592,500 $ 240,000
Aransas, Texas 4 $ 690,000 $ 172,500 $ 67,000
Bee, Texas 4 $ 230,000 $ 57,500 $ 83,000
Coryell, Texas 4 $ 430,000 $ 107,500 $ 36,000
Jim Wells, Texas 4 $ 820,000 $ 205,000 $ 115,000
Jones, Texas 4 $ 160,000 $ 40,000 $ 65,000
Kimble, Texas 4 $ 590,000 $ 147,500 $ 114,000
Lampasas, Texas 4 $ 340,000 $ 85,000 $ 69,000
Lavaca, Texas 4 $ 480,000 $ 120,000 $ 143,000
Palo Pinto, Texas 4 $ 1,430,000 $ 357,500 $ 122,000
Robertson, Texas 4 $ 840,000 $ 210,000 $ 159,000
Terry, Texas 4 $ 110,000 $ 27,500 $ 73,000
Wharton, Texas 4 $ 430,000 $ 107,500 $ 51,000
Zapata, Texas 4 $ 580,000 $ 145,000 $ 107,000
Lowndes, Alabama 3 $ 225,000 $ 75,000 $ 29,000
Marion, Alabama 3 $ 365,000 $ 121,666 $ 100,000
Pike, Alabama 3 $ 405,000 $ 135,000 $ 75,000
Yuma, Arizona 3 $ 385,000 $ 128,333 $ 59,000
Humboldt, California 3 $ 1,895,000 $ 631,666 $ 402,000
Mono, California 3 $ 2,745,000 $ 915,000 $ 361,000
Siskiyou, California 3 $ 785,000 $ 261,666 $ 148,000
Clear Creek, Colorado 3 $ 305,000 $ 101,666 $ 151,000
Rio Blanco, Colorado 3 $ 935,000 $ 311,666 $ 92,000
Washington, Colorado 3 $ 165,000 $ 55,000 $ 112,000
Columbia, Florida 3 $ 185,000 $ 61,666 $ 58,000
Gilchrist, Florida 3 $ 135,000 $ 45,000 $ 58,000
Highlands, Florida 3 $ 105,000 $ 35,000 $ 22,000
St. Lucie, Florida 3 $ 175,000 $ 58,333 $ 76,000
Gwinnett, Georgia 3 $ 425,000 $ 141,666 $ 115,000
Washoe, Nevada 3 $ 1,985,000 $ 661,666 $ 238,000
Chaves, New Mexico 3 $ 305,000 $ 101,666 $ 63,000
Taos, New Mexico 3 $ 245,000 $ 81,666 $ 202,000
Cuyahoga, Ohio 3 $ 975,000 $ 325,000 $ 236,000
Clackamas, Oregon 3 $ 3,035,000 $ 1,011,666 $ 394,000
Marion, Oregon 3 $ 1,865,000 $ 621,666 $ 384,000
Davidson, Tennessee 3 $ 1,115,000 $ 371,666 $ 278,000
Maury, Tennessee 3 $ 1,125,000 $ 375,000 $ 180,000
Andrews, Texas 3 $ 425,000 $ 141,666 $ 89,000
Brown, Texas 3 $ 745,000 $ 248,333 $ 108,000
Callahan, Texas 3 $ 125,000 $ 41,666 $ 39,000
Colorado, Texas 3 $ 595,000 $ 198,333 $ 174,000
Freestone, Texas 3 $ 275,000 $ 91,666 $ 53,000
Hockley, Texas 3 $ 355,000 $ 118,333 $ 57,000
Leon, Texas 3 $ 405,000 $ 135,000 $ 65,000
Live Oak, Texas 3 $ 415,000 $ 138,333 $ 162,000
McCulloch, Texas 3 $ 255,000 $ 85,000 $ 49,000
Milam, Texas 3 $ 345,000 $ 115,000 $ 59,000
Potter, Texas 3 $ 545,000 $ 181,666 $ 201,000
Upshur, Texas 3 $ 165,000 $ 55,000 $ 51,000
Uvalde, Texas 3 $ 365,000 $ 121,666 $ 146,000
Victoria, Texas 3 $ 215,000 $ 71,666 $ 77,000
Wichita, Texas 3 $ 365,000 $ 121,666 $ 37,000
Clark, Washington 3 $ 1,955,000 $ 651,666 $ 180,000
Escambia, Alabama 2 $ 200,000 $ 100,000 $ 41,000
Greene, Alabama 2 $ 160,000 $ 80,000 $ 29,000
Monroe, Alabama 2 $ 180,000 $ 90,000 $ 67,000
Pickens, Alabama 2 $ 300,000 $ 150,000 $ 103,000
Randolph, Alabama 2 $ 190,000 $ 95,000 $ 60,000
Benton, Arkansas 2 $ 1,550,000 $ 775,000 $ 822,000
Sutter, California 2 $ 40,000 $ 20,000 $ 78,000
Chaffee, Colorado 2 $ 280,000 $ 140,000 $ 195,000
Custer, Colorado 2 $ 80,000 $ 40,000 $ 1,065,000
Garfield, Colorado 2 $ 1,000,000 $ 500,000 $ 135,000
Park, Colorado 2 $ 360,000 $ 180,000 $ 162,000
Jackson, Florida 2 $ 90,000 $ 45,000 $ 40,000
DeKalb, Georgia 2 $ 670,000 $ 335,000 $ 102,000
Orleans, Louisiana 2 $ 2,110,000 $ 1,055,000 $ 877,000
Hampden, Massachusetts 2 $ 840,000 $ 420,000 $ 249,000
Lea, New Mexico 2 $ 320,000 $ 160,000 $ 48,000
San Juan, New Mexico 2 $ 130,000 $ 65,000 $ 65,000
Socorro, New Mexico 2 $ 350,000 $ 175,000 $ 75,000
Torrance, New Mexico 2 $ 70,000 $ 35,000 $ 105,000
Hamilton, Ohio 2 $ 820,000 $ 410,000 $ 183,000
McCurtain, Oklahoma 2 $ 780,000 $ 390,000 $ 94,000
Pittsburg, Oklahoma 2 $ 200,000 $ 100,000 $ 47,000
Sullivan, Pennsylvania 2 $ 330,000 $ 165,000 $ 83,000
Hamilton, Tennessee 2 $ 180,000 $ 90,000 $ 1,404,000
Marshall, Tennessee 2 $ 410,000 $ 205,000 $ 192,000
Shelby, Tennessee 2 $ 460,000 $ 230,000 $ 186,000
Blanco, Texas 2 $ 750,000 $ 375,000 $ 116,000
Camp, Texas 2 $ 150,000 $ 75,000 $ 38,000
Crosby, Texas 2 $ 330,000 $ 165,000 $ 69,000
Dimmit, Texas 2 $ 110,000 $ 55,000 $ 81,000
Fayette, Texas 2 $ 5,550,000 $ 2,775,000 $ 0
Franklin, Texas 2 $ 100,000 $ 50,000 $ 37,000
Kinney, Texas 2 $ 200,000 $ 100,000 $ 75,000
Lamb, Texas 2 $ 170,000 $ 85,000 $ 75,000
Nacogdoches, Texas 2 $ 60,000 $ 30,000 $ 77,000
Randall, Texas 2 $ 470,000 $ 235,000 $ 322,000
Shelby, Texas 2 $ 250,000 $ 125,000 $ 0
Stephens, Texas 2 $ 210,000 $ 105,000 $ 25,000
Fairfax, Virginia 2 $ 1,220,000 $ 610,000 $ 247,000
Loudoun, Virginia 2 $ 750,000 $ 375,000 $ 379,000
Richmond City, Virginia 2 $ 680,000 $ 340,000 $ 52,000
Thurston, Washington 2 $ 680,000 $ 340,000 $ 106,000
Cleburne, Alabama 1 $ 65,000 $ 65,000 $ 54,000
Coosa, Alabama 1 $ 35,000 $ 35,000 $ 38,000
Geneva, Alabama 1 $ 15,000 $ 15,000 $ 26,000
Macon, Alabama 1 $ 65,000 $ 65,000 $ 23,000
Marengo, Alabama 1 $ 35,000 $ 35,000 $ 34,000
Washington, Alabama 1 $ 185,000 $ 185,000 $ 60,000
Wilcox, Alabama 1 $ 185,000 $ 185,000 $ 207,000
Pulaski, Arkansas 1 $ 905,000 $ 905,000 $ 260,000
Washington, Arkansas 1 $ 105,000 $ 105,000 $ 196,000
Colusa, California 1 $ 105,000 $ 105,000 $ 160,000
Glenn, California 1 $ 15,000 $ 15,000 $ 29,000
Inyo, California 1 $ 375,000 $ 375,000 $ 117,000
Plumas, California 1 $ 35,000 $ 35,000 $ 87,000
San Benito, California 1 $ 35,000 $ 35,000 $ 120,000
Sierra, California 1 $ 25,000 $ 25,000 $ 13,000
Archuleta, Colorado 1 $ 265,000 $ 265,000 $ 225,000
Gunnison, Colorado 1 $ 25,000 $ 25,000 $ 105,000
Lake, Colorado 1 $ 215,000 $ 215,000 $ 60,000
Montrose, Colorado 1 $ 25,000 $ 25,000 $ 45,000
Pitkin, Colorado 1 $ 1,505,000 $ 1,505,000 $ 375,000
Rio Grande, Colorado 1 $ 135,000 $ 135,000 $ 51,000
Teller, Colorado 1 $ 65,000 $ 65,000 $ 57,000
Dixie, Florida 1 $ 25,000 $ 25,000 $ 15,000
Franklin, Florida 1 $ 75,000 $ 75,000 $ 47,000
Gulf, Florida 1 $ 305,000 $ 305,000 $ 175,000
Hendry, Florida 1 $ 35,000 $ 35,000 $ 44,000
Suwannee, Florida 1 $ 105,000 $ 105,000 $ 56,000
Wakulla, Florida 1 $ 65,000 $ 65,000 $ 50,000
Washington, Florida 1 $ 55,000 $ 55,000 $ 47,000
Bartow, Georgia 1 $ 185,000 $ 185,000 $ 119,000
Ben Hill, Georgia 1 $ 65,000 $ 65,000 $ 474,000
Clarke, Georgia 1 $ 605,000 $ 605,000 $ 220,000
Glynn, Georgia 1 $ 195,000 $ 195,000 $ 469,000
Grady, Georgia 1 $ 135,000 $ 135,000 $ 59,000
Harris, Georgia 1 $ 115,000 $ 115,000 $ 47,000
Quitman, Georgia 1 $ 15,000 $ 15,000 $ 62,000
Ada, Idaho 1 $ 965,000 $ 965,000 $ 449,000
Blaine, Idaho 1 $ 345,000 $ 345,000 $ 1,181,000
Twin Falls, Idaho 1 $ 525,000 $ 525,000 $ 300,000
Cook, Illinois 1 $ 135,000 $ 135,000 $ 9,000
Douglas, Kansas 1 $ 505,000 $ 505,000 $ 473,000
Sherman, Kansas 1 $ 95,000 $ 95,000 $ 64,000
Calcasieu, Louisiana 1 $ 155,000 $ 155,000 $ 59,000
De Soto, Louisiana 1 $ 5,000 $ 5,000 $ 19,000
St. Tammany, Louisiana 1 $ 205,000 $ 205,000 $ 0
Tangipahoa, Louisiana 1 $ 45,000 $ 45,000 $ 48,000
Barnstable, Massachusetts 1 $ 605,000 $ 605,000 $ 430,000
Essex, Massachusetts 1 $ 665,000 $ 665,000 $ 210,000
Norfolk, Massachusetts 1 $ 765,000 $ 765,000 $ 272,000
Plymouth, Massachusetts 1 $ 1,105,000 $ 1,105,000 $ 255,000
Suffolk, Massachusetts 1 $ 625,000 $ 625,000 $ 232,000
Worcester, Massachusetts 1 $ 845,000 $ 845,000 $ 257,000
Taney, Missouri 1 $ 95,000 $ 95,000 $ 34,000
Colfax, New Mexico 1 $ 195,000 $ 195,000 $ 252,000
Grant, New Mexico 1 $ 145,000 $ 145,000 $ 50,000
Los Alamos, New Mexico 1 $ 645,000 $ 645,000 $ 400,000
Luna, New Mexico 1 $ 65,000 $ 65,000 $ 53,000
McKinley, New Mexico 1 $ 85,000 $ 85,000 $ 59,000
Rio Arriba, New Mexico 1 $ 295,000 $ 295,000 $ 158,000
San Miguel, New Mexico 1 $ 975,000 $ 975,000 $ 116,000
Kings, New York 1 $ 1,115,000 $ 1,115,000 $ 0
Richmond, North Carolina 1 $ 485,000 $ 485,000 $ 0
Franklin, Ohio 1 $ 125,000 $ 125,000 $ 98,000
Medina, Ohio 1 $ 85,000 $ 85,000 $ 149,000
Summit, Ohio 1 $ 545,000 $ 545,000 $ 204,000
Blaine, Oklahoma 1 $ 135,000 $ 135,000 $ 294,000
Carter, Oklahoma 1 $ 175,000 $ 175,000 $ 44,000
Cleveland, Oklahoma 1 $ 115,000 $ 115,000 $ 155,000
Comanche, Oklahoma 1 $ 45,000 $ 45,000 $ 117,000
Noble, Oklahoma 1 $ 95,000 $ 95,000 $ 61,000
Pottawatomie, Oklahoma 1 $ 15,000 $ 15,000 $ 14,000
Clatsop, Oregon 1 $ 365,000 $ 365,000 $ 278,000
Crook, Oregon 1 $ 925,000 $ 925,000 $ 455,000
Josephine, Oregon 1 $ 525,000 $ 525,000 $ 365,000
Lincoln, Oregon 1 $ 165,000 $ 165,000 $ 107,000
Washington, Oregon 1 $ 595,000 $ 595,000 $ 332,000
Yamhill, Oregon 1 $ 815,000 $ 815,000 $ 370,000
Allegheny, Pennsylvania 1 $ 475,000 $ 475,000 $ 467,000
Bedford, Pennsylvania 1 $ 345,000 $ 345,000 $ 207,000
Chester, Pennsylvania 1 $ 265,000 $ 265,000 $ 92,000
Horry, South Carolina 1 $ 65,000 $ 65,000 $ 780,000
Sumter, South Carolina 1 $ 45,000 $ 45,000 $ 92,000
Decatur, Tennessee 1 $ 255,000 $ 255,000 $ 113,000
Knox, Tennessee 1 $ 715,000 $ 715,000 $ 367,000
Lincoln, Tennessee 1 $ 165,000 $ 165,000 $ 132,000
Rutherford, Tennessee 1 $ 205,000 $ 205,000 $ 66,000
Sumner, Tennessee 1 $ 365,000 $ 365,000 $ 72,000
Anderson, Texas 1 $ 185,000 $ 185,000 $ 80,000
Brooks, Texas 1 $ 55,000 $ 55,000 $ 72,000
Calhoun, Texas 1 $ 45,000 $ 45,000 $ 41,000
Cass, Texas 1 $ 75,000 $ 75,000 $ 38,000
Castro, Texas 1 $ 125,000 $ 125,000 $ 160,000
Dawson, Texas 1 $ 55,000 $ 55,000 $ 41,000
Eastland, Texas 1 $ 125,000 $ 125,000 $ 216,000
Gaines, Texas 1 $ 75,000 $ 75,000 $ 147,000
Gonzales, Texas 1 $ 125,000 $ 125,000 $ 73,000
Gray, Texas 1 $ 105,000 $ 105,000 $ 86,000
Haskell, Texas 1 $ 75,000 $ 75,000 $ 56,000
Hopkins, Texas 1 $ 55,000 $ 55,000 $ 93,000
Jackson, Texas 1 $ 105,000 $ 105,000 $ 115,000
Karnes, Texas 1 $ 55,000 $ 55,000 $ 50,000
Lamar, Texas 1 $ 105,000 $ 105,000 $ 59,000
Lee, Texas 1 $ 115,000 $ 115,000 $ 31,000
Madison, Texas 1 $ 115,000 $ 115,000 $ 125,000
Marion, Texas 1 $ 55,000 $ 55,000 $ 65,000
Menard, Texas 1 $ 25,000 $ 25,000 $ 28,000
Montague, Texas 1 $ 65,000 $ 65,000 $ 41,000
Moore, Texas 1 $ 45,000 $ 45,000 $ 42,000
Morris, Texas 1 $ 15,000 $ 15,000 $ 42,000
Nolan, Texas 1 $ 115,000 $ 115,000 $ 26,000
Panola, Texas 1 $ 285,000 $ 285,000 $ 114,000
Rains, Texas 1 $ 75,000 $ 75,000 $ 45,000
Reagan, Texas 1 $ 25,000 $ 25,000 $ 105,000
Real, Texas 1 $ 165,000 $ 165,000 $ 235,000
Reeves, Texas 1 $ 165,000 $ 165,000 $ 42,000
Refugio, Texas 1 $ 25,000 $ 25,000 $ 40,000
Runnels, Texas 1 $ 15,000 $ 15,000 $ 36,000
Sterling, Texas 1 $ 35,000 $ 35,000 $ 1,104,000
Swisher, Texas 1 $ 15,000 $ 15,000 $ 45,000
Winkler, Texas 1 $ 135,000 $ 135,000 $ 83,000
Alexandria, Virginia 1 $ 875,000 $ 875,000 $ 229,000
Arlington, Virginia 1 $ 1,045,000 $ 1,045,000 $ 300,000
Roanoke City, Virginia 1 $ 1,185,000 $ 1,185,000 $ 750,000
Virginia Beach, Virginia 1 $ 2,405,000 $ 2,405,000 $ 450,000
Benton, Washington 1 $ 495,000 $ 495,000 $ 360,000
Chelan, Washington 1 $ 405,000 $ 405,000 $ 406,000
Grant, Washington 1 $ 235,000 $ 235,000 $ 66,000
Spokane, Washington 1 $ 715,000 $ 715,000 $ 490,000
Whitman, Washington 1 $ 365,000 $ 365,000 $ 228,000
Yakima, Washington 1 $ 525,000 $ 525,000 $ 370,000

Mortgage Loan Application Detail Totals for BBVA USA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,125 $3,391,235,000 $371,000 $7,505,000 $178,000 $6,329,000
Other Purpose 8,174 $1,025,320,000 $125,000 $5,005,000 $125,000 $6,329,000
Cash-out Refinancing 6,967 $1,630,845,000 $234,000 $5,005,000 $142,000 $7,298,000
Home Improvement 6,046 $680,740,000 $112,000 $3,005,000 $124,000 $4,308,000
Refinancing 1,324 $440,050,000 $332,000 $17,855,000 $190,000 $9,384,000
Not Applicable 4 $800,000 $200,000 $405,000 $212,000 $476,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,126 $4,140,670,000 $241,000 $7,505,000 $159,000 $9,384,000
Hispanic 7,514 $1,188,030,000 $158,000 $5,005,000 $102,000 $5,218,000
Black or African American 2,247 $345,045,000 $153,000 $3,005,000 $109,000 $6,329,000
Not Provided 2,173 $644,805,000 $296,000 $3,005,000 $183,000 $6,515,000
Asian 1,990 $692,410,000 $347,000 $6,375,000 $193,000 $5,400,000
American Indian or Alaskan Native 366 $61,000,000 $166,000 $1,305,000 $146,000 $2,230,000
Native Hawaiian or Other Pacific Islander 73 $12,785,000 $175,000 $1,435,000 $186,000 $1,062,000
Not applicable 8 $30,180,000 $3,772,000 $17,855,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,751 $7,019,505,000 $228,000 $17,855,000 $149,000 $9,384,000
FHA-insured (Federal Housing Administration) 680 $110,410,000 $162,000 $515,000 $64,000 $275,000
VA-guaranteed (Veterans Administration) 149 $30,595,000 $205,000 $605,000 $81,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $8,480,000 $141,000 $255,000 $47,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,837 $3,903,725,000 $263,000 $17,855,000 $166,000 $9,384,000
Application Denied By Financial Institution 11,732 $1,821,680,000 $155,000 $5,005,000 $113,000 $5,400,000
Application Withdrawn By Applicant 2,862 $885,160,000 $309,000 $6,005,000 $180,000 $7,298,000
File Closed For Incompleteness 1,590 $426,790,000 $268,000 $4,705,000 $174,000 $6,515,000
Loan Purchased By The Institution 450 $88,910,000 $197,000 $675,000 $71,000 $846,000
Application Approved But Not Accepted 169 $42,725,000 $252,000 $2,505,000 $160,000 $1,453,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,908 $5,347,310,000 $268,000 $17,855,000 $166,000 $9,384,000
Debt-To-Income Ratio 5,155 $922,355,000 $178,000 $5,005,000 $78,000 $1,541,000
Credit History 3,487 $400,005,000 $114,000 $4,005,000 $112,000 $3,000,000
Collateral 2,214 $310,250,000 $140,000 $2,005,000 $162,000 $3,414,000
Other 460 $100,010,000 $217,000 $2,405,000 $214,000 $5,400,000
Unverifiable Information 267 $54,005,000 $202,000 $1,405,000 $160,000 $1,300,000
Insufficient Cash (Downpayment, Closing Cost) 55 $18,325,000 $333,000 $1,755,000 $147,000 $1,302,000
Employment History 51 $8,975,000 $175,000 $1,445,000 $91,000 $392,000
Credit Application Incomplete 43 $7,755,000 $180,000 $705,000 $404,000 $4,308,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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