BBVA USA Mortgage Lending & HMDA Data, 2007

In 2007, BBVA USA of Birmingham, AL reported 11,024 mortgage applications totaling $2.1 billion, down 17% from 2006. The average application was for $189,695, and applicants reported an average income of $137,074. 57% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (1,286), Birmingham-Hoover, AL (876) and Jacksonville, FL (811) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,024
Total Mortgage Loan Application Amount $2,091,199,000
Average Mortgage Loan Application Amount $189,695
Highest Mortgage Loan Application Amount $29,900,000
Average Applicant Income $137,074
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 801 $ 137,386,000 $ 171,518 $ 155,000
Jefferson, Alabama 602 $ 100,199,000 $ 166,443 $ 114,000
Maricopa, Arizona 568 $ 144,784,000 $ 254,901 $ 123,000
Bexar, Texas 550 $ 110,229,000 $ 200,416 $ 166,000
Duval, Florida 517 $ 74,491,000 $ 144,083 $ 81,000
Mobile, Alabama 402 $ 45,463,000 $ 113,092 $ 87,000
Dallas, Texas 383 $ 89,018,000 $ 232,422 $ 173,000
Tarrant, Texas 351 $ 47,872,000 $ 136,387 $ 126,000
Pima, Arizona 268 $ 33,952,000 $ 126,686 $ 104,000
Travis, Texas 262 $ 56,617,000 $ 216,095 $ 169,000
Madison, Alabama 238 $ 47,688,000 $ 200,369 $ 157,000
Tuscaloosa, Alabama 204 $ 34,962,000 $ 171,382 $ 184,000
Montgomery, Texas 193 $ 29,516,000 $ 152,932 $ 130,000
Montgomery, Alabama 182 $ 28,638,000 $ 157,351 $ 125,000
Denton, Texas 168 $ 21,965,000 $ 130,744 $ 149,000
Collin, Texas 167 $ 19,983,000 $ 119,658 $ 122,000
Baldwin, Alabama 165 $ 48,232,000 $ 292,315 $ 207,000
Fort Bend, Texas 147 $ 21,501,000 $ 146,265 $ 164,000
Clay, Florida 141 $ 21,785,000 $ 154,503 $ 72,000
Okaloosa, Florida 132 $ 39,745,000 $ 301,098 $ 237,000
Shelby, Alabama 128 $ 29,398,000 $ 229,671 $ 145,000
Alachua, Florida 122 $ 30,296,000 $ 248,327 $ 104,000
Williamson, Texas 120 $ 17,684,000 $ 147,366 $ 117,000
Brazos, Texas 116 $ 21,004,000 $ 181,068 $ 126,000
Denver, Colorado 114 $ 19,012,000 $ 166,771 $ 118,000
Bernalillo, New Mexico 110 $ 14,808,000 $ 134,618 $ 96,000
Morgan, Alabama 109 $ 10,500,000 $ 96,330 $ 114,000
Escambia, Florida 99 $ 14,523,000 $ 146,696 $ 95,000
Arapahoe, Colorado 96 $ 11,695,000 $ 121,822 $ 96,000
Bell, Texas 90 $ 10,894,000 $ 121,044 $ 91,000
Adams, Colorado 89 $ 11,026,000 $ 123,887 $ 82,000
Brazoria, Texas 89 $ 7,466,000 $ 83,887 $ 106,000
Douglas, Colorado 87 $ 15,410,000 $ 177,126 $ 141,000
Jefferson, Colorado 87 $ 11,308,000 $ 129,977 $ 95,000
Cochise, Arizona 86 $ 8,823,000 $ 102,593 $ 68,000
Parker, Texas 86 $ 10,336,000 $ 120,186 $ 93,000
St. Johns, Florida 83 $ 28,248,000 $ 340,337 $ 143,000
DeKalb, Alabama 80 $ 6,984,000 $ 87,300 $ 51,000
Houston, Alabama 77 $ 12,967,000 $ 168,402 $ 104,000
Calhoun, Alabama 74 $ 5,188,000 $ 70,108 $ 64,000
Lee, Alabama 74 $ 15,974,000 $ 215,864 $ 148,000
Bay, Florida 71 $ 25,757,000 $ 362,774 $ 443,000
Boulder, Colorado 67 $ 14,805,000 $ 220,970 $ 116,000
Etowah, Alabama 66 $ 7,944,000 $ 120,363 $ 96,000
Nassau, Florida 66 $ 14,855,000 $ 225,075 $ 116,000
Cullman, Alabama 64 $ 9,238,000 $ 144,343 $ 80,000
Limestone, Alabama 63 $ 8,866,000 $ 140,730 $ 83,000
Walker, Alabama 62 $ 3,529,000 $ 56,919 $ 56,000
Walton, Florida 55 $ 33,100,000 $ 601,818 $ 560,000
Pinal, Arizona 54 $ 6,686,000 $ 123,814 $ 77,000
Yavapai, Arizona 53 $ 13,913,000 $ 262,509 $ 90,000
Marion, Florida 51 $ 6,576,000 $ 128,941 $ 71,000
Comal, Texas 51 $ 15,823,000 $ 310,254 $ 192,000
McLennan, Texas 51 $ 4,717,000 $ 92,490 $ 65,000
Coconino, Arizona 50 $ 21,108,000 $ 422,160 $ 237,000
Lauderdale, Alabama 48 $ 6,402,000 $ 133,375 $ 78,000
Leon, Florida 46 $ 23,071,000 $ 501,543 $ 167,000
Hernando, Florida 44 $ 3,067,000 $ 69,704 $ 44,000
Marshall, Alabama 40 $ 6,490,000 $ 162,250 $ 120,000
Weld, Colorado 40 $ 6,082,000 $ 152,050 $ 120,000
Jackson, Alabama 39 $ 3,293,000 $ 84,435 $ 57,000
St. Clair, Alabama 39 $ 5,432,000 $ 139,282 $ 88,000
Larimer, Colorado 37 $ 6,367,000 $ 172,081 $ 133,000
Blount, Alabama 36 $ 3,024,000 $ 84,000 $ 61,000
Galveston, Texas 36 $ 8,762,000 $ 243,388 $ 147,000
Colbert, Alabama 34 $ 3,899,000 $ 114,676 $ 89,000
Tallapoosa, Alabama 31 $ 11,165,000 $ 360,161 $ 303,000
Mohave, Arizona 30 $ 2,937,000 $ 97,900 $ 45,000
Barbour, Alabama 28 $ 2,054,000 $ 73,357 $ 52,000
Santa Rosa, Florida 28 $ 7,795,000 $ 278,392 $ 319,000
Sandoval, New Mexico 27 $ 5,127,000 $ 189,888 $ 80,000
Johnson, Texas 27 $ 4,800,000 $ 177,777 $ 117,000
Citrus, Florida 25 $ 4,226,000 $ 169,040 $ 83,000
Hood, Texas 25 $ 3,762,000 $ 150,480 $ 132,000
Kendall, Texas 24 $ 10,172,000 $ 423,833 $ 327,000
Navajo, Arizona 22 $ 4,099,000 $ 186,318 $ 172,000
El Paso, Colorado 22 $ 4,740,000 $ 215,454 $ 112,000
Elmore, Alabama 20 $ 10,341,000 $ 517,050 $ 611,000
Talladega, Alabama 20 $ 1,933,000 $ 96,650 $ 47,000
Guadalupe, Texas 20 $ 1,770,000 $ 88,500 $ 88,000
Lubbock, Texas 18 $ 2,668,000 $ 148,222 $ 104,000
Lawrence, Alabama 17 $ 1,992,000 $ 117,176 $ 66,000
Hays, Texas 17 $ 2,730,000 $ 160,588 $ 110,000
Nueces, Texas 15 $ 3,470,000 $ 231,333 $ 354,000
Rockwall, Texas 15 $ 3,070,000 $ 204,666 $ 141,000
Henry, Alabama 12 $ 1,277,000 $ 106,416 $ 57,000
Gila, Arizona 11 $ 2,506,000 $ 227,818 $ 84,000
Osceola, Florida 11 $ 3,527,000 $ 320,636 $ 220,000
Putnam, Florida 11 $ 1,229,000 $ 111,727 $ 143,000
Waller, Texas 11 $ 1,031,000 $ 93,727 $ 143,000
Autauga, Alabama 10 $ 1,288,000 $ 128,800 $ 91,000
Fayette, Alabama 10 $ 809,000 $ 80,900 $ 61,000
Bradford, Florida 10 $ 1,402,000 $ 140,200 $ 84,000
Miami-Dade, Florida 10 $ 3,668,000 $ 366,800 $ 911,000
Kaufman, Texas 10 $ 947,000 $ 94,700 $ 135,000
Winston, Alabama 9 $ 2,699,000 $ 299,888 $ 183,000
Gadsden, Florida 9 $ 2,327,000 $ 258,555 $ 72,000
Pasco, Florida 9 $ 910,000 $ 101,111 $ 51,000
Macon, Alabama 8 $ 543,000 $ 67,875 $ 114,000
Broomfield, Colorado 8 $ 896,000 $ 112,000 $ 139,000
Ellis, Texas 8 $ 922,000 $ 115,250 $ 75,000
Geneva, Alabama 7 $ 490,000 $ 70,000 $ 54,000
Summit, Colorado 7 $ 2,961,000 $ 423,000 $ 919,000
Broward, Florida 7 $ 4,872,000 $ 696,000 $ 618,000
Fulton, Georgia 7 $ 28,389,000 $ 4,055,571 $ 64,000
Santa Fe, New Mexico 7 $ 3,363,000 $ 480,428 $ 700,000
Bastrop, Texas 7 $ 944,000 $ 134,857 $ 53,000
Hunt, Texas 7 $ 1,080,000 $ 154,285 $ 114,000
Butler, Alabama 6 $ 761,000 $ 126,833 $ 83,000
Chilton, Alabama 6 $ 934,000 $ 155,666 $ 121,000
Los Angeles, California 6 $ 2,925,000 $ 487,500 $ 258,000
Eagle, Colorado 6 $ 6,522,000 $ 1,087,000 $ 127,000
Grand, Colorado 6 $ 1,840,000 $ 306,666 $ 175,000
Orange, Florida 6 $ 2,294,000 $ 382,333 $ 345,000
Pinellas, Florida 6 $ 1,999,000 $ 333,166 $ 110,000
DeKalb, Georgia 6 $ 2,693,000 $ 448,833 $ 142,000
Sevier, Tennessee 6 $ 1,723,000 $ 287,166 $ 257,000
Burnet, Texas 6 $ 1,543,000 $ 257,166 $ 255,000
Coryell, Texas 6 $ 541,000 $ 90,166 $ 82,000
Hidalgo, Texas 6 $ 591,000 $ 98,500 $ 113,000
Jefferson, Texas 6 $ 608,000 $ 101,333 $ 131,000
Wilson, Texas 6 $ 608,000 $ 101,333 $ 100,000
Cherokee, Alabama 5 $ 1,300,000 $ 260,000 $ 138,000
Clarke, Alabama 5 $ 647,000 $ 129,400 $ 79,000
Hale, Alabama 5 $ 651,000 $ 130,200 $ 44,000
Santa Cruz, Arizona 5 $ 1,228,000 $ 245,600 $ 91,000
San Miguel, Colorado 5 $ 1,607,000 $ 321,400 $ 280,000
Hillsborough, Florida 5 $ 697,000 $ 139,400 $ 100,000
Seminole, Florida 5 $ 646,000 $ 129,200 $ 201,000
Wakulla, Florida 5 $ 841,000 $ 168,200 $ 44,000
Oakland, Michigan 5 $ 638,000 $ 127,600 $ 78,000
Washtenaw, Michigan 5 $ 909,000 $ 181,800 $ 74,000
Clark, Nevada 5 $ 2,529,000 $ 505,800 $ 148,000
Cuyahoga, Ohio 5 $ 803,000 $ 160,600 $ 77,000
Franklin, Ohio 5 $ 891,000 $ 178,200 $ 108,000
Tulsa, Oklahoma 5 $ 870,000 $ 174,000 $ 539,000
Caldwell, Texas 5 $ 734,000 $ 146,800 $ 66,000
Colorado, Texas 5 $ 225,000 $ 45,000 $ 138,000
Henderson, Texas 5 $ 2,445,000 $ 489,000 $ 1,480,000
San Jacinto, Texas 5 $ 367,000 $ 73,400 $ 59,000
Pike, Alabama 4 $ 320,000 $ 80,000 $ 61,000
Baker, Florida 4 $ 600,000 $ 150,000 $ 86,000
Lee, Florida 4 $ 740,000 $ 185,000 $ 270,000
Palm Beach, Florida 4 $ 1,389,000 $ 347,250 $ 209,000
Cook, Illinois 4 $ 848,000 $ 212,000 $ 156,000
Jefferson, Louisiana 4 $ 850,000 $ 212,500 $ 98,000
Olmsted, Minnesota 4 $ 699,000 $ 174,750 $ 136,000
Valencia, New Mexico 4 $ 741,000 $ 185,250 $ 54,000
Hamilton, Ohio 4 $ 1,081,000 $ 270,250 $ 104,000
Summit, Ohio 4 $ 556,000 $ 139,000 $ 67,000
Oklahoma, Oklahoma 4 $ 463,000 $ 115,750 $ 64,000
Allegheny, Pennsylvania 4 $ 1,047,000 $ 261,750 $ 73,000
Davidson, Tennessee 4 $ 1,104,000 $ 276,000 $ 123,000
Atascosa, Texas 4 $ 657,000 $ 164,250 $ 124,000
Bandera, Texas 4 $ 604,000 $ 151,000 $ 179,000
Liberty, Texas 4 $ 281,000 $ 70,250 $ 80,000
Llano, Texas 4 $ 1,052,000 $ 263,000 $ 207,000
Medina, Texas 4 $ 1,173,000 $ 293,250 $ 113,000
Navarro, Texas 4 $ 1,564,000 $ 391,000 $ 295,000
Palo Pinto, Texas 4 $ 223,000 $ 55,750 $ 70,000
Victoria, Texas 4 $ 248,000 $ 62,000 $ 72,000
Wise, Texas 4 $ 774,000 $ 193,500 $ 101,000
Bibb, Alabama 3 $ 99,000 $ 33,000 $ 44,000
Chambers, Alabama 3 $ 124,000 $ 41,333 $ 40,000
Coffee, Alabama 3 $ 663,000 $ 221,000 $ 56,000
Crenshaw, Alabama 3 $ 193,000 $ 64,333 $ 285,000
Dale, Alabama 3 $ 471,000 $ 157,000 $ 125,000
Dallas, Alabama 3 $ 11,000 $ 3,666 $ 57,000
Randolph, Alabama 3 $ 459,000 $ 153,000 $ 92,000
Washington, Alabama 3 $ 345,000 $ 115,000 $ 87,000
La Plata, Colorado 3 $ 1,151,000 $ 383,666 $ 717,000
Park, Colorado 3 $ 865,000 $ 288,333 $ 194,000
Flagler, Florida 3 $ 522,000 $ 174,000 $ 168,000
Lake, Florida 3 $ 816,000 $ 272,000 $ 174,000
Cherokee, Georgia 3 $ 1,647,000 $ 549,000 $ 353,000
Cobb, Georgia 3 $ 931,000 $ 310,333 $ 231,000
Quitman, Georgia 3 $ 134,000 $ 44,666 $ 95,000
Hawaii, Hawaii 3 $ 3,250,000 $ 1,083,333 $ 622,000
Orleans, Louisiana 3 $ 743,000 $ 247,666 $ 77,000
Cumberland, Maine 3 $ 740,000 $ 246,666 $ 102,000
Harrison, Mississippi 3 $ 898,000 $ 299,333 $ 109,000
Dona Ana, New Mexico 3 $ 936,000 $ 312,000 $ 94,000
Durham, North Carolina 3 $ 461,000 $ 153,666 $ 292,000
Montgomery, Ohio 3 $ 507,000 $ 169,000 $ 47,000
Shelby, Tennessee 3 $ 571,000 $ 190,333 $ 111,000
Falls, Texas 3 $ 113,000 $ 37,666 $ 59,000
Grayson, Texas 3 $ 370,000 $ 123,333 $ 108,000
Grimes, Texas 3 $ 560,000 $ 186,666 $ 83,000
Hamilton, Texas 3 $ 269,000 $ 89,666 $ 69,000
Hill, Texas 3 $ 353,000 $ 117,666 $ 75,000
Lee, Texas 3 $ 632,000 $ 210,666 $ 119,000
Leon, Texas 3 $ 515,000 $ 171,666 $ 123,000
Matagorda, Texas 3 $ 407,000 $ 135,666 $ 79,000
Robertson, Texas 3 $ 468,000 $ 156,000 $ 79,000
Wharton, Texas 3 $ 92,000 $ 30,666 $ 92,000
Davis, Utah 3 $ 1,347,000 $ 449,000 $ 115,000
Milwaukee, Wisconsin 3 $ 489,000 $ 163,000 $ 47,000
Cleburne, Alabama 2 $ 421,000 $ 210,500 $ 73,000
Covington, Alabama 2 $ 183,000 $ 91,500 $ 179,000
Escambia, Alabama 2 $ 100,000 $ 50,000 $ 35,000
Franklin, Alabama 2 $ 248,000 $ 124,000 $ 62,000
Greene, Alabama 2 $ 1,560,000 $ 780,000 $ 535,000
Russell, Alabama 2 $ 62,000 $ 31,000 $ 45,000
Orange, California 2 $ 4,015,000 $ 2,007,500 $ 1,420,000
Elbert, Colorado 2 $ 712,000 $ 356,000 $ 167,000
Montezuma, Colorado 2 $ 570,000 $ 285,000 $ 138,000
Gulf, Florida 2 $ 779,000 $ 389,500 $ 90,000
Holmes, Florida 2 $ 130,000 $ 65,000 $ 72,000
Levy, Florida 2 $ 65,000 $ 32,500 $ 70,000
Polk, Florida 2 $ 788,000 $ 394,000 $ 125,000
Taylor, Florida 2 $ 661,000 $ 330,500 $ 225,000
Union, Florida 2 $ 109,000 $ 54,500 $ 62,000
Volusia, Florida 2 $ 437,000 $ 218,500 $ 183,000
Chatham, Georgia 2 $ 79,000 $ 39,500 $ 69,000
Clayton, Georgia 2 $ 260,000 $ 130,000 $ 125,000
Columbia, Georgia 2 $ 349,000 $ 174,500 $ 50,000
Henry, Georgia 2 $ 103,000 $ 51,500 $ 42,000
Ada, Idaho 2 $ 327,000 $ 163,500 $ 39,000
Johnson, Kansas 2 $ 340,000 $ 170,000 $ 45,000
Caddo, Louisiana 2 $ 367,000 $ 183,500 $ 42,000
Norfolk, Massachusetts 2 $ 706,000 $ 353,000 $ 103,000
Ingham, Michigan 2 $ 302,000 $ 151,000 $ 66,000
Hennepin, Minnesota 2 $ 417,000 $ 208,500 $ 63,000
Ramsey, Minnesota 2 $ 455,000 $ 227,500 $ 68,000
Hinds, Mississippi 2 $ 450,000 $ 225,000 $ 112,000
St. Louis City, Missouri 2 $ 396,000 $ 198,000 $ 751,000
Taos, New Mexico 2 $ 108,000 $ 54,000 $ 121,000
Monroe, New York 2 $ 421,000 $ 210,500 $ 59,000
Cabarrus, North Carolina 2 $ 173,000 $ 86,500 $ 165,000
Forsyth, North Carolina 2 $ 291,000 $ 145,500 $ 53,000
Mecklenburg, North Carolina 2 $ 1,075,000 $ 537,500 $ 250,000
Pitt, North Carolina 2 $ 237,000 $ 118,500 $ 126,000
Multnomah, Oregon 2 $ 667,000 $ 333,500 $ 150,000
Columbia, Pennsylvania 2 $ 330,000 $ 165,000 $ 44,000
Beaufort, South Carolina 2 $ 1,072,000 $ 536,000 $ 44,000
Franklin, Tennessee 2 $ 723,000 $ 361,500 $ 779,000
Hamilton, Tennessee 2 $ 203,000 $ 101,500 $ 30,000
Washington, Tennessee 2 $ 280,000 $ 140,000 $ 34,000
Bee, Texas 2 $ 93,000 $ 46,500 $ 72,000
Burleson, Texas 2 $ 133,000 $ 66,500 $ 107,000
Cass, Texas 2 $ 150,000 $ 75,000 $ 61,000
Concho, Texas 2 $ 75,000 $ 37,500 $ 48,000
Cooke, Texas 2 $ 592,000 $ 296,000 $ 644,000
Eastland, Texas 2 $ 109,000 $ 54,500 $ 89,000
Erath, Texas 2 $ 346,000 $ 173,000 $ 35,000
Fannin, Texas 2 $ 226,000 $ 113,000 $ 68,000
Fayette, Texas 2 $ 351,000 $ 175,500 $ 130,000
Gillespie, Texas 2 $ 458,000 $ 229,000 $ 45,000
Kerr, Texas 2 $ 556,000 $ 278,000 $ 195,000
Lamar, Texas 2 $ 40,000 $ 20,000 $ 19,000
Milam, Texas 2 $ 451,000 $ 225,500 $ 135,000
Mills, Texas 2 $ 430,000 $ 215,000 $ 685,000
Nacogdoches, Texas 2 $ 110,000 $ 55,000 $ 35,000
San Patricio, Texas 2 $ 147,000 $ 73,500 $ 130,000
Smith, Texas 2 $ 165,000 $ 82,500 $ 78,000
Wood, Texas 2 $ 855,000 $ 427,500 $ 30,000
Duchesne, Utah 2 $ 483,000 $ 241,500 $ 73,000
Uintah, Utah 2 $ 312,000 $ 156,000 $ 58,000
Arlington, Virginia 2 $ 748,000 $ 374,000 $ 480,000
Spokane, Washington 2 $ 442,000 $ 221,000 $ 243,000
Dane, Wisconsin 2 $ 482,000 $ 241,000 $ 76,000
Polk, Wisconsin 2 $ 664,000 $ 332,000 $ 275,000
Bullock, Alabama 1 $ 56,000 $ 56,000 $ 14,000
Clay, Alabama 1 $ 25,000 $ 25,000 $ 13,000
Lowndes, Alabama 1 $ 71,000 $ 71,000 $ 38,000
Marengo, Alabama 1 $ 255,000 $ 255,000 $ 145,000
Marion, Alabama 1 $ 55,000 $ 55,000 $ 40,000
Monroe, Alabama 1 $ 46,000 $ 46,000 $ 64,000
Pickens, Alabama 1 $ 82,000 $ 82,000 $ 35,000
Wilcox, Alabama 1 $ 3,000 $ 3,000 $ 42,000
Apache, Arizona 1 $ 1,560,000 $ 1,560,000 $ 0
Graham, Arizona 1 $ 40,000 $ 40,000 $ 31,000
Yuma, Arizona 1 $ 106,000 $ 106,000 $ 40,000
Boone, Arkansas 1 $ 178,000 $ 178,000 $ 98,000
Greene, Arkansas 1 $ 79,000 $ 79,000 $ 52,000
Kings, California 1 $ 5,000 $ 5,000 $ 31,000
Riverside, California 1 $ 1,598,000 $ 1,598,000 $ 498,000
San Francisco, California 1 $ 774,000 $ 774,000 $ 115,000
San Mateo, California 1 $ 644,000 $ 644,000 $ 203,000
Clear Creek, Colorado 1 $ 92,000 $ 92,000 $ 140,000
Delta, Colorado 1 $ 275,000 $ 275,000 $ 80,000
Garfield, Colorado 1 $ 94,000 $ 94,000 $ 100,000
Gilpin, Colorado 1 $ 283,000 $ 283,000 $ 140,000
Huerfano, Colorado 1 $ 193,000 $ 193,000 $ 120,000
Lake, Colorado 1 $ 50,000 $ 50,000 $ 421,000
Mesa, Colorado 1 $ 156,000 $ 156,000 $ 50,000
Montrose, Colorado 1 $ 328,000 $ 328,000 $ 108,000
Morgan, Colorado 1 $ 117,000 $ 117,000 $ 109,000
Pitkin, Colorado 1 $ 7,000,000 $ 7,000,000 $ 3,322,000
Rio Grande, Colorado 1 $ 270,000 $ 270,000 $ 259,000
Brevard, Florida 1 $ 580,000 $ 580,000 $ 133,000
Charlotte, Florida 1 $ 263,000 $ 263,000 $ 426,000
Collier, Florida 1 $ 575,000 $ 575,000 $ 300,000
Columbia, Florida 1 $ 186,000 $ 186,000 $ 56,000
Dixie, Florida 1 $ 111,000 $ 111,000 $ 38,000
Jefferson, Florida 1 $ 134,000 $ 134,000 $ 41,000
Madison, Florida 1 $ 105,000 $ 105,000 $ 489,000
Manatee, Florida 1 $ 417,000 $ 417,000 $ 411,000
Monroe, Florida 1 $ 510,000 $ 510,000 $ 751,000
Sarasota, Florida 1 $ 3,000 $ 3,000 $ 32,000
Sumter, Florida 1 $ 225,000 $ 225,000 $ 71,000
Chattooga, Georgia 1 $ 36,000 $ 36,000 $ 43,000
Fannin, Georgia 1 $ 318,000 $ 318,000 $ 218,000
Gwinnett, Georgia 1 $ 236,000 $ 236,000 $ 75,000
Harris, Georgia 1 $ 110,000 $ 110,000 $ 60,000
Lowndes, Georgia 1 $ 159,000 $ 159,000 $ 201,000
Putnam, Georgia 1 $ 140,000 $ 140,000 $ 372,000
Telfair, Georgia 1 $ 209,000 $ 209,000 $ 1,000
Troup, Georgia 1 $ 3,000 $ 3,000 $ 42,000
Walker, Georgia 1 $ 24,000 $ 24,000 $ 50,000
Ware, Georgia 1 $ 371,000 $ 371,000 $ 279,000
Honolulu, Hawaii 1 $ 336,000 $ 336,000 $ 104,000
DuPage, Illinois 1 $ 459,000 $ 459,000 $ 300,000
Johnson, Indiana 1 $ 67,000 $ 67,000 $ 18,000
Johnson, Iowa 1 $ 130,000 $ 130,000 $ 43,000
Lucas, Iowa 1 $ 167,000 $ 167,000 $ 365,000
Polk, Iowa 1 $ 128,000 $ 128,000 $ 374,000
Jefferson, Kentucky 1 $ 370,000 $ 370,000 $ 46,000
Ascension, Louisiana 1 $ 358,000 $ 358,000 $ 0
Bossier, Louisiana 1 $ 65,000 $ 65,000 $ 85,000
Catahoula, Louisiana 1 $ 200,000 $ 200,000 $ 72,000
Plaquemines, Louisiana 1 $ 179,000 $ 179,000 $ 240,000
St. Charles, Louisiana 1 $ 196,000 $ 196,000 $ 82,000
Sagadahoc, Maine 1 $ 60,000 $ 60,000 $ 67,000
York, Maine 1 $ 920,000 $ 920,000 $ 261,000
Baltimore, Maryland 1 $ 247,000 $ 247,000 $ 66,000
Baltimore City, Maryland 1 $ 499,000 $ 499,000 $ 322,000
Frederick, Maryland 1 $ 117,000 $ 117,000 $ 40,000
Montgomery, Maryland 1 $ 400,000 $ 400,000 $ 125,000
Prince George's, Maryland 1 $ 8,550,000 $ 8,550,000 $ 0
Suffolk, Massachusetts 1 $ 260,000 $ 260,000 $ 44,000
Genesee, Michigan 1 $ 179,000 $ 179,000 $ 43,000
Houghton, Michigan 1 $ 125,000 $ 125,000 $ 280,000
Jackson, Michigan 1 $ 130,000 $ 130,000 $ 438,000
Livingston, Michigan 1 $ 190,000 $ 190,000 $ 94,000
Macomb, Michigan 1 $ 120,000 $ 120,000 $ 43,000
Saginaw, Michigan 1 $ 65,000 $ 65,000 $ 100,000
Wayne, Michigan 1 $ 178,000 $ 178,000 $ 40,000
Blue Earth, Minnesota 1 $ 242,000 $ 242,000 $ 111,000
Forrest, Mississippi 1 $ 22,000 $ 22,000 $ 58,000
Lafayette, Mississippi 1 $ 134,000 $ 134,000 $ 287,000
Madison, Mississippi 1 $ 221,000 $ 221,000 $ 72,000
Marshall, Mississippi 1 $ 750,000 $ 750,000 $ 270,000
Rankin, Mississippi 1 $ 131,000 $ 131,000 $ 40,000
St. Louis, Missouri 1 $ 143,000 $ 143,000 $ 45,000
Webster, Missouri 1 $ 302,000 $ 302,000 $ 100,000
Gallatin, Montana 1 $ 6,000,000 $ 6,000,000 $ 840,000
Sarpy, Nebraska 1 $ 258,000 $ 258,000 $ 44,000
Lyon, Nevada 1 $ 185,000 $ 185,000 $ 36,000
Gloucester, New Jersey 1 $ 236,000 $ 236,000 $ 139,000
Cibola, New Mexico 1 $ 172,000 $ 172,000 $ 52,000
Hidalgo, New Mexico 1 $ 88,000 $ 88,000 $ 130,000
Lincoln, New Mexico 1 $ 117,000 $ 117,000 $ 35,000
McKinley, New Mexico 1 $ 430,000 $ 430,000 $ 434,000
San Juan, New Mexico 1 $ 174,000 $ 174,000 $ 45,000
Sierra, New Mexico 1 $ 13,000 $ 13,000 $ 57,000
New York, New York 1 $ 2,745,000 $ 2,745,000 $ 9,999,000
Onondaga, New York 1 $ 380,000 $ 380,000 $ 340,000
Buncombe, North Carolina 1 $ 184,000 $ 184,000 $ 89,000
Guilford, North Carolina 1 $ 198,000 $ 198,000 $ 68,000
Henderson, North Carolina 1 $ 142,000 $ 142,000 $ 35,000
Macon, North Carolina 1 $ 458,000 $ 458,000 $ 1,292,000
Moore, North Carolina 1 $ 236,000 $ 236,000 $ 70,000
Orange, North Carolina 1 $ 118,000 $ 118,000 $ 69,000
Rowan, North Carolina 1 $ 185,000 $ 185,000 $ 96,000
Delaware, Ohio 1 $ 765,000 $ 765,000 $ 254,000
Madison, Ohio 1 $ 174,000 $ 174,000 $ 64,000
Grady, Oklahoma 1 $ 190,000 $ 190,000 $ 112,000
Muskogee, Oklahoma 1 $ 54,000 $ 54,000 $ 17,000
Payne, Oklahoma 1 $ 400,000 $ 400,000 $ 228,000
Clackamas, Oregon 1 $ 417,000 $ 417,000 $ 151,000
Jackson, Oregon 1 $ 269,000 $ 269,000 $ 48,000
Butler, Pennsylvania 1 $ 225,000 $ 225,000 $ 44,000
Chester, Pennsylvania 1 $ 600,000 $ 600,000 $ 260,000
Crawford, Pennsylvania 1 $ 60,000 $ 60,000 $ 150,000
Dauphin, Pennsylvania 1 $ 253,000 $ 253,000 $ 47,000
Montgomery, Pennsylvania 1 $ 285,000 $ 285,000 $ 89,000
Philadelphia, Pennsylvania 1 $ 243,000 $ 243,000 $ 76,000
Washington, Rhode Island 1 $ 292,000 $ 292,000 $ 0
Aiken, South Carolina 1 $ 166,000 $ 166,000 $ 41,000
Anderson, South Carolina 1 $ 248,000 $ 248,000 $ 160,000
Charleston, South Carolina 1 $ 228,000 $ 228,000 $ 93,000
Blount, Tennessee 1 $ 158,000 $ 158,000 $ 0
Knox, Tennessee 1 $ 200,000 $ 200,000 $ 36,000
Lincoln, Tennessee 1 $ 206,000 $ 206,000 $ 70,000
Monroe, Tennessee 1 $ 120,000 $ 120,000 $ 125,000
Sumner, Tennessee 1 $ 150,000 $ 150,000 $ 76,000
Williamson, Tennessee 1 $ 360,000 $ 360,000 $ 212,000
Wilson, Tennessee 1 $ 29,900,000 $ 29,900,000 $ 0
Angelina, Texas 1 $ 63,000 $ 63,000 $ 108,000
Aransas, Texas 1 $ 174,000 $ 174,000 $ 150,000
Blanco, Texas 1 $ 315,000 $ 315,000 $ 210,000
Cameron, Texas 1 $ 15,000 $ 15,000 $ 86,000
Comanche, Texas 1 $ 3,000 $ 3,000 $ 38,000
El Paso, Texas 1 $ 85,000 $ 85,000 $ 54,000
Freestone, Texas 1 $ 56,000 $ 56,000 $ 72,000
Gonzales, Texas 1 $ 160,000 $ 160,000 $ 81,000
Gregg, Texas 1 $ 207,000 $ 207,000 $ 150,000
Hardin, Texas 1 $ 72,000 $ 72,000 $ 82,000
Karnes, Texas 1 $ 30,000 $ 30,000 $ 62,000
Kimble, Texas 1 $ 64,000 $ 64,000 $ 72,000
Kleberg, Texas 1 $ 150,000 $ 150,000 $ 70,000
Lampasas, Texas 1 $ 368,000 $ 368,000 $ 267,000
Madison, Texas 1 $ 3,000 $ 3,000 $ 34,000
Maverick, Texas 1 $ 25,000 $ 25,000 $ 71,000
Midland, Texas 1 $ 55,000 $ 55,000 $ 46,000
Montague, Texas 1 $ 460,000 $ 460,000 $ 387,000
Orange, Texas 1 $ 37,000 $ 37,000 $ 132,000
Rusk, Texas 1 $ 20,000 $ 20,000 $ 31,000
Shelby, Texas 1 $ 50,000 $ 50,000 $ 94,000
Taylor, Texas 1 $ 90,000 $ 90,000 $ 0
Tyler, Texas 1 $ 45,000 $ 45,000 $ 83,000
Val Verde, Texas 1 $ 3,000 $ 3,000 $ 28,000
Walker, Texas 1 $ 68,000 $ 68,000 $ 120,000
Ward, Texas 1 $ 5,000 $ 5,000 $ 749,000
Washington, Texas 1 $ 800,000 $ 800,000 $ 0
Wichita, Texas 1 $ 57,000 $ 57,000 $ 59,000
Willacy, Texas 1 $ 25,000 $ 25,000 $ 22,000
Zavala, Texas 1 $ 30,000 $ 30,000 $ 22,000
Salt Lake, Utah 1 $ 197,000 $ 197,000 $ 46,000
Summit, Utah 1 $ 465,000 $ 465,000 $ 800,000
Bennington, Vermont 1 $ 241,000 $ 241,000 $ 74,000
Grand Isle, Vermont 1 $ 410,000 $ 410,000 $ 222,000
Albemarle, Virginia 1 $ 477,000 $ 477,000 $ 172,000
Fairfax, Virginia 1 $ 380,000 $ 380,000 $ 601,000
Henrico, Virginia 1 $ 170,000 $ 170,000 $ 43,000
James City, Virginia 1 $ 765,000 $ 765,000 $ 600,000
Richmond City, Virginia 1 $ 264,000 $ 264,000 $ 84,000
Virginia Beach, Virginia 1 $ 162,000 $ 162,000 $ 42,000
Cabell, West Virginia 1 $ 129,000 $ 129,000 $ 42,000
Dunn, Wisconsin 1 $ 155,000 $ 155,000 $ 45,000
Pierce, Wisconsin 1 $ 305,000 $ 305,000 $ 250,000

Mortgage Loan Application Detail Totals for BBVA USA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,350 $1,099,879,000 $252,000 $29,900,000 $163,000 $9,999,000
Refinancing 3,798 $877,570,000 $231,000 $12,070,000 $140,000 $7,797,000
Home Improvement 2,876 $113,750,000 $39,000 $8,550,000 $94,000 $1,980,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,886 $1,359,767,000 $231,000 $7,000,000 $167,000 $9,999,000
Not Provided 3,199 $339,797,000 $106,000 $6,000,000 $106,000 $9,525,000
Hispanic 835 $116,930,000 $140,000 $2,171,000 $97,000 $2,519,000
Black or African American 690 $86,265,000 $125,000 $3,908,000 $85,000 $2,916,000
Asian 223 $45,532,000 $204,000 $1,605,000 $155,000 $3,969,000
Not applicable 120 $131,045,000 $1,092,000 $29,900,000 $37,000 $2,424,000
American Indian or Alaskan Native 40 $6,266,000 $156,000 $1,630,000 $141,000 $850,000
Native Hawaiian or Other Pacific Islander 31 $5,597,000 $180,000 $980,000 $122,000 $348,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,774 $2,055,582,000 $190,000 $29,900,000 $139,000 $9,999,000
FHA-insured (Federal Housing Administration) 206 $28,176,000 $136,000 $298,000 $54,000 $183,000
VA-guaranteed (Veterans Administration) 42 $7,398,000 $176,000 $391,000 $76,000 $489,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $43,000 $21,000 $33,000 $21,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,304 $1,445,846,000 $229,000 $12,070,000 $161,000 $9,999,000
Application Denied By Financial Institution 2,480 $169,183,000 $68,000 $2,200,000 $78,000 $2,916,000
Application Withdrawn By Applicant 1,412 $326,186,000 $231,000 $29,900,000 $142,000 $5,547,000
Application Approved But Not Accepted 389 $92,552,000 $237,000 $2,846,000 $126,000 $1,393,000
File Closed For Incompleteness 341 $47,904,000 $140,000 $1,400,000 $128,000 $6,145,000
Loan Purchased By The Institution 98 $9,528,000 $97,000 $180,000 $44,000 $265,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,608 $84,642,000 $52,000 $1,000,000 $74,000 $2,916,000
Debt-To-Income Ratio 508 $44,145,000 $86,000 $2,200,000 $63,000 $983,000
Collateral 200 $15,436,000 $77,000 $639,000 $106,000 $800,000
Other 114 $13,400,000 $117,000 $1,350,000 $101,000 $1,313,000
Unverifiable Information 18 $2,820,000 $156,000 $1,275,000 $89,000 $414,000
Employment History 17 $6,611,000 $388,000 $1,500,000 $309,000 $2,519,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,406,000 $156,000 $360,000 $70,000 $169,000
Mortgage Insurance Denied 3 $547,000 $182,000 $300,000 $63,000 $107,000
Credit Application Incomplete 3 $176,000 $58,000 $71,000 $272,000 $600,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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