Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bbva Usa 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th Street Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,024 |
| Total Mortgage Loan Application Amount | $2,091,199,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $29,900,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 801 | $ 137,386,000 | $ 171,000 | $ 155,000 |
| Jefferson County Alabama | 602 | $ 100,199,000 | $ 166,000 | $ 114,000 |
| Maricopa County Arizona | 568 | $ 144,784,000 | $ 254,000 | $ 123,000 |
| Bexar County Texas | 550 | $ 110,229,000 | $ 200,000 | $ 166,000 |
| Duval County Florida | 517 | $ 74,491,000 | $ 144,000 | $ 81,000 |
| Mobile County Alabama | 402 | $ 45,463,000 | $ 113,000 | $ 87,000 |
| Dallas County Texas | 383 | $ 89,018,000 | $ 232,000 | $ 173,000 |
| Tarrant County Texas | 351 | $ 47,872,000 | $ 136,000 | $ 126,000 |
| Pima County Arizona | 268 | $ 33,952,000 | $ 126,000 | $ 104,000 |
| Travis County Texas | 262 | $ 56,617,000 | $ 216,000 | $ 169,000 |
| Madison County Alabama | 238 | $ 47,688,000 | $ 200,000 | $ 157,000 |
| Tuscaloosa County Alabama | 204 | $ 34,962,000 | $ 171,000 | $ 184,000 |
| Montgomery County Texas | 193 | $ 29,516,000 | $ 152,000 | $ 130,000 |
| Montgomery County Alabama | 182 | $ 28,638,000 | $ 157,000 | $ 125,000 |
| Denton County Texas | 168 | $ 21,965,000 | $ 130,000 | $ 149,000 |
| Collin County Texas | 167 | $ 19,983,000 | $ 119,000 | $ 122,000 |
| Baldwin County Alabama | 165 | $ 48,232,000 | $ 292,000 | $ 207,000 |
| Fort Bend County Texas | 147 | $ 21,501,000 | $ 146,000 | $ 164,000 |
| Clay County Florida | 141 | $ 21,785,000 | $ 154,000 | $ 72,000 |
| Okaloosa County Florida | 132 | $ 39,745,000 | $ 301,000 | $ 237,000 |
| Shelby County Alabama | 128 | $ 29,398,000 | $ 229,000 | $ 145,000 |
| Alachua County Florida | 122 | $ 30,296,000 | $ 248,000 | $ 104,000 |
| Williamson County Texas | 120 | $ 17,684,000 | $ 147,000 | $ 117,000 |
| Brazos County Texas | 116 | $ 21,004,000 | $ 181,000 | $ 126,000 |
| Denver County Colorado | 114 | $ 19,012,000 | $ 166,000 | $ 118,000 |
| Bernalillo County New Mexico | 110 | $ 14,808,000 | $ 134,000 | $ 96,000 |
| Morgan County Alabama | 109 | $ 10,500,000 | $ 96,000 | $ 114,000 |
| Escambia County Florida | 99 | $ 14,523,000 | $ 146,000 | $ 95,000 |
| Arapahoe County Colorado | 96 | $ 11,695,000 | $ 121,000 | $ 96,000 |
| Bell County Texas | 90 | $ 10,894,000 | $ 121,000 | $ 91,000 |
| Adams County Colorado | 89 | $ 11,026,000 | $ 123,000 | $ 82,000 |
| Brazoria County Texas | 89 | $ 7,466,000 | $ 83,000 | $ 106,000 |
| Douglas County Colorado | 87 | $ 15,410,000 | $ 177,000 | $ 141,000 |
| Jefferson County Colorado | 87 | $ 11,308,000 | $ 129,000 | $ 95,000 |
| Cochise County Arizona | 86 | $ 8,823,000 | $ 102,000 | $ 68,000 |
| Parker County Texas | 86 | $ 10,336,000 | $ 120,000 | $ 93,000 |
| St. Johns County Florida | 83 | $ 28,248,000 | $ 340,000 | $ 143,000 |
| DeKalb County Alabama | 80 | $ 6,984,000 | $ 87,000 | $ 51,000 |
| Houston County Alabama | 77 | $ 12,967,000 | $ 168,000 | $ 104,000 |
| Calhoun County Alabama | 74 | $ 5,188,000 | $ 70,000 | $ 64,000 |
| Lee County Alabama | 74 | $ 15,974,000 | $ 215,000 | $ 148,000 |
| Bay County Florida | 71 | $ 25,757,000 | $ 362,000 | $ 443,000 |
| Boulder County Colorado | 67 | $ 14,805,000 | $ 220,000 | $ 116,000 |
| Etowah County Alabama | 66 | $ 7,944,000 | $ 120,000 | $ 96,000 |
| Nassau County Florida | 66 | $ 14,855,000 | $ 225,000 | $ 116,000 |
| Cullman County Alabama | 64 | $ 9,238,000 | $ 144,000 | $ 80,000 |
| Limestone County Alabama | 63 | $ 8,866,000 | $ 140,000 | $ 83,000 |
| Walker County Alabama | 62 | $ 3,529,000 | $ 56,000 | $ 56,000 |
| Walton County Florida | 55 | $ 33,100,000 | $ 601,000 | $ 560,000 |
| Pinal County Arizona | 54 | $ 6,686,000 | $ 123,000 | $ 77,000 |
| Yavapai County Arizona | 53 | $ 13,913,000 | $ 262,000 | $ 90,000 |
| Marion County Florida | 51 | $ 6,576,000 | $ 128,000 | $ 71,000 |
| Comal County Texas | 51 | $ 15,823,000 | $ 310,000 | $ 192,000 |
| McLennan County Texas | 51 | $ 4,717,000 | $ 92,000 | $ 65,000 |
| Coconino County Arizona | 50 | $ 21,108,000 | $ 422,000 | $ 237,000 |
| Lauderdale County Alabama | 48 | $ 6,402,000 | $ 133,000 | $ 78,000 |
| Leon County Florida | 46 | $ 23,071,000 | $ 501,000 | $ 167,000 |
| Hernando County Florida | 44 | $ 3,067,000 | $ 69,000 | $ 44,000 |
| Marshall County Alabama | 40 | $ 6,490,000 | $ 162,000 | $ 120,000 |
| Weld County Colorado | 40 | $ 6,082,000 | $ 152,000 | $ 120,000 |
| Jackson County Alabama | 39 | $ 3,293,000 | $ 84,000 | $ 57,000 |
| St. Clair County Alabama | 39 | $ 5,432,000 | $ 139,000 | $ 88,000 |
| Larimer County Colorado | 37 | $ 6,367,000 | $ 172,000 | $ 133,000 |
| Blount County Alabama | 36 | $ 3,024,000 | $ 84,000 | $ 61,000 |
| Galveston County Texas | 36 | $ 8,762,000 | $ 243,000 | $ 147,000 |
| Colbert County Alabama | 34 | $ 3,899,000 | $ 114,000 | $ 89,000 |
| Tallapoosa County Alabama | 31 | $ 11,165,000 | $ 360,000 | $ 303,000 |
| Mohave County Arizona | 30 | $ 2,937,000 | $ 97,000 | $ 45,000 |
| Barbour County Alabama | 28 | $ 2,054,000 | $ 73,000 | $ 52,000 |
| Santa Rosa County Florida | 28 | $ 7,795,000 | $ 278,000 | $ 319,000 |
| Sandoval County New Mexico | 27 | $ 5,127,000 | $ 189,000 | $ 80,000 |
| Johnson County Texas | 27 | $ 4,800,000 | $ 177,000 | $ 117,000 |
| Citrus County Florida | 25 | $ 4,226,000 | $ 169,000 | $ 83,000 |
| Hood County Texas | 25 | $ 3,762,000 | $ 150,000 | $ 132,000 |
| Kendall County Texas | 24 | $ 10,172,000 | $ 423,000 | $ 327,000 |
| Navajo County Arizona | 22 | $ 4,099,000 | $ 186,000 | $ 172,000 |
| El Paso County Colorado | 22 | $ 4,740,000 | $ 215,000 | $ 112,000 |
| Elmore County Alabama | 20 | $ 10,341,000 | $ 517,000 | $ 611,000 |
| Talladega County Alabama | 20 | $ 1,933,000 | $ 96,000 | $ 47,000 |
| Guadalupe County Texas | 20 | $ 1,770,000 | $ 88,000 | $ 88,000 |
| Lubbock County Texas | 18 | $ 2,668,000 | $ 148,000 | $ 104,000 |
| Lawrence County Alabama | 17 | $ 1,992,000 | $ 117,000 | $ 66,000 |
| Hays County Texas | 17 | $ 2,730,000 | $ 160,000 | $ 110,000 |
| Nueces County Texas | 15 | $ 3,470,000 | $ 231,000 | $ 354,000 |
| Rockwall County Texas | 15 | $ 3,070,000 | $ 204,000 | $ 141,000 |
| Henry County Alabama | 12 | $ 1,277,000 | $ 106,000 | $ 57,000 |
| Gila County Arizona | 11 | $ 2,506,000 | $ 227,000 | $ 84,000 |
| Osceola County Florida | 11 | $ 3,527,000 | $ 320,000 | $ 220,000 |
| Putnam County Florida | 11 | $ 1,229,000 | $ 111,000 | $ 143,000 |
| Waller County Texas | 11 | $ 1,031,000 | $ 93,000 | $ 143,000 |
| Autauga County Alabama | 10 | $ 1,288,000 | $ 128,000 | $ 91,000 |
| Fayette County Alabama | 10 | $ 809,000 | $ 80,000 | $ 61,000 |
| Bradford County Florida | 10 | $ 1,402,000 | $ 140,000 | $ 84,000 |
| Miami-Dade County Florida | 10 | $ 3,668,000 | $ 366,000 | $ 911,000 |
| Kaufman County Texas | 10 | $ 947,000 | $ 94,000 | $ 135,000 |
| Winston County Alabama | 9 | $ 2,699,000 | $ 299,000 | $ 183,000 |
| Gadsden County Florida | 9 | $ 2,327,000 | $ 258,000 | $ 72,000 |
| Pasco County Florida | 9 | $ 910,000 | $ 101,000 | $ 51,000 |
| Macon County Alabama | 8 | $ 543,000 | $ 67,000 | $ 114,000 |
| Broomfield County Colorado | 8 | $ 896,000 | $ 112,000 | $ 139,000 |
| Ellis County Texas | 8 | $ 922,000 | $ 115,000 | $ 75,000 |
| Geneva County Alabama | 7 | $ 490,000 | $ 70,000 | $ 54,000 |
| Summit County Colorado | 7 | $ 2,961,000 | $ 423,000 | $ 919,000 |
| Broward County Florida | 7 | $ 4,872,000 | $ 696,000 | $ 618,000 |
| Fulton County Georgia | 7 | $ 28,389,000 | $ 4,055,000 | $ 64,000 |
| Santa Fe County New Mexico | 7 | $ 3,363,000 | $ 480,000 | $ 700,000 |
| Bastrop County Texas | 7 | $ 944,000 | $ 134,000 | $ 53,000 |
| Hunt County Texas | 7 | $ 1,080,000 | $ 154,000 | $ 114,000 |
| Butler County Alabama | 6 | $ 761,000 | $ 126,000 | $ 83,000 |
| Chilton County Alabama | 6 | $ 934,000 | $ 155,000 | $ 121,000 |
| Los Angeles County California | 6 | $ 2,925,000 | $ 487,000 | $ 258,000 |
| Eagle County Colorado | 6 | $ 6,522,000 | $ 1,087,000 | $ 127,000 |
| Grand County Colorado | 6 | $ 1,840,000 | $ 306,000 | $ 175,000 |
| Orange County Florida | 6 | $ 2,294,000 | $ 382,000 | $ 345,000 |
| Pinellas County Florida | 6 | $ 1,999,000 | $ 333,000 | $ 110,000 |
| DeKalb County Georgia | 6 | $ 2,693,000 | $ 448,000 | $ 142,000 |
| Sevier County Tennessee | 6 | $ 1,723,000 | $ 287,000 | $ 257,000 |
| Burnet County Texas | 6 | $ 1,543,000 | $ 257,000 | $ 255,000 |
| Coryell County Texas | 6 | $ 541,000 | $ 90,000 | $ 82,000 |
| Hidalgo County Texas | 6 | $ 591,000 | $ 98,000 | $ 113,000 |
| Jefferson County Texas | 6 | $ 608,000 | $ 101,000 | $ 131,000 |
| Wilson County Texas | 6 | $ 608,000 | $ 101,000 | $ 100,000 |
| Cherokee County Alabama | 5 | $ 1,300,000 | $ 260,000 | $ 138,000 |
| Clarke County Alabama | 5 | $ 647,000 | $ 129,000 | $ 79,000 |
| Hale County Alabama | 5 | $ 651,000 | $ 130,000 | $ 44,000 |
| Santa Cruz County Arizona | 5 | $ 1,228,000 | $ 245,000 | $ 91,000 |
| San Miguel County Colorado | 5 | $ 1,607,000 | $ 321,000 | $ 280,000 |
| Hillsborough County Florida | 5 | $ 697,000 | $ 139,000 | $ 100,000 |
| Seminole County Florida | 5 | $ 646,000 | $ 129,000 | $ 201,000 |
| Wakulla County Florida | 5 | $ 841,000 | $ 168,000 | $ 44,000 |
| Oakland County Michigan | 5 | $ 638,000 | $ 127,000 | $ 78,000 |
| Washtenaw County Michigan | 5 | $ 909,000 | $ 181,000 | $ 74,000 |
| Clark County Nevada | 5 | $ 2,529,000 | $ 505,000 | $ 148,000 |
| Cuyahoga County Ohio | 5 | $ 803,000 | $ 160,000 | $ 77,000 |
| Franklin County Ohio | 5 | $ 891,000 | $ 178,000 | $ 108,000 |
| Tulsa County Oklahoma | 5 | $ 870,000 | $ 174,000 | $ 539,000 |
| Caldwell County Texas | 5 | $ 734,000 | $ 146,000 | $ 66,000 |
| Colorado County Texas | 5 | $ 225,000 | $ 45,000 | $ 138,000 |
| Henderson County Texas | 5 | $ 2,445,000 | $ 489,000 | $ 1,480,000 |
| San Jacinto County Texas | 5 | $ 367,000 | $ 73,000 | $ 59,000 |
| Pike County Alabama | 4 | $ 320,000 | $ 80,000 | $ 61,000 |
| Baker County Florida | 4 | $ 600,000 | $ 150,000 | $ 86,000 |
| Lee County Florida | 4 | $ 740,000 | $ 185,000 | $ 270,000 |
| Palm Beach County Florida | 4 | $ 1,389,000 | $ 347,000 | $ 209,000 |
| Cook County Illinois | 4 | $ 848,000 | $ 212,000 | $ 156,000 |
| Jefferson County Louisiana | 4 | $ 850,000 | $ 212,000 | $ 98,000 |
| Olmsted County Minnesota | 4 | $ 699,000 | $ 174,000 | $ 136,000 |
| Valencia County New Mexico | 4 | $ 741,000 | $ 185,000 | $ 54,000 |
| Hamilton County Ohio | 4 | $ 1,081,000 | $ 270,000 | $ 104,000 |
| Summit County Ohio | 4 | $ 556,000 | $ 139,000 | $ 67,000 |
| Oklahoma County Oklahoma | 4 | $ 463,000 | $ 115,000 | $ 64,000 |
| Allegheny County Pennsylvania | 4 | $ 1,047,000 | $ 261,000 | $ 73,000 |
| Davidson County Tennessee | 4 | $ 1,104,000 | $ 276,000 | $ 123,000 |
| Atascosa County Texas | 4 | $ 657,000 | $ 164,000 | $ 124,000 |
| Bandera County Texas | 4 | $ 604,000 | $ 151,000 | $ 179,000 |
| Liberty County Texas | 4 | $ 281,000 | $ 70,000 | $ 80,000 |
| Llano County Texas | 4 | $ 1,052,000 | $ 263,000 | $ 207,000 |
| Medina County Texas | 4 | $ 1,173,000 | $ 293,000 | $ 113,000 |
| Navarro County Texas | 4 | $ 1,564,000 | $ 391,000 | $ 295,000 |
| Palo Pinto County Texas | 4 | $ 223,000 | $ 55,000 | $ 70,000 |
| Victoria County Texas | 4 | $ 248,000 | $ 62,000 | $ 72,000 |
| Wise County Texas | 4 | $ 774,000 | $ 193,000 | $ 101,000 |
| Bibb County Alabama | 3 | $ 99,000 | $ 33,000 | $ 44,000 |
| Chambers County Alabama | 3 | $ 124,000 | $ 41,000 | $ 40,000 |
| Coffee County Alabama | 3 | $ 663,000 | $ 221,000 | $ 56,000 |
| Crenshaw County Alabama | 3 | $ 193,000 | $ 64,000 | $ 285,000 |
| Dale County Alabama | 3 | $ 471,000 | $ 157,000 | $ 125,000 |
| Dallas County Alabama | 3 | $ 11,000 | $ 3,000 | $ 57,000 |
| Randolph County Alabama | 3 | $ 459,000 | $ 153,000 | $ 92,000 |
| Washington County Alabama | 3 | $ 345,000 | $ 115,000 | $ 87,000 |
| La Plata County Colorado | 3 | $ 1,151,000 | $ 383,000 | $ 717,000 |
| Park County Colorado | 3 | $ 865,000 | $ 288,000 | $ 194,000 |
| Flagler County Florida | 3 | $ 522,000 | $ 174,000 | $ 168,000 |
| Lake County Florida | 3 | $ 816,000 | $ 272,000 | $ 174,000 |
| Cherokee County Georgia | 3 | $ 1,647,000 | $ 549,000 | $ 353,000 |
| Cobb County Georgia | 3 | $ 931,000 | $ 310,000 | $ 231,000 |
| Quitman County Georgia | 3 | $ 134,000 | $ 44,000 | $ 95,000 |
| Hawaii County Hawaii | 3 | $ 3,250,000 | $ 1,083,000 | $ 622,000 |
| Orleans County Louisiana | 3 | $ 743,000 | $ 247,000 | $ 77,000 |
| Cumberland County Maine | 3 | $ 740,000 | $ 246,000 | $ 102,000 |
| Harrison County Mississippi | 3 | $ 898,000 | $ 299,000 | $ 109,000 |
| Dona Ana County New Mexico | 3 | $ 936,000 | $ 312,000 | $ 94,000 |
| Durham County North Carolina | 3 | $ 461,000 | $ 153,000 | $ 292,000 |
| Montgomery County Ohio | 3 | $ 507,000 | $ 169,000 | $ 47,000 |
| Shelby County Tennessee | 3 | $ 571,000 | $ 190,000 | $ 111,000 |
| Falls County Texas | 3 | $ 113,000 | $ 37,000 | $ 59,000 |
| Grayson County Texas | 3 | $ 370,000 | $ 123,000 | $ 108,000 |
| Grimes County Texas | 3 | $ 560,000 | $ 186,000 | $ 83,000 |
| Hamilton County Texas | 3 | $ 269,000 | $ 89,000 | $ 69,000 |
| Hill County Texas | 3 | $ 353,000 | $ 117,000 | $ 75,000 |
| Lee County Texas | 3 | $ 632,000 | $ 210,000 | $ 119,000 |
| Leon County Texas | 3 | $ 515,000 | $ 171,000 | $ 123,000 |
| Matagorda County Texas | 3 | $ 407,000 | $ 135,000 | $ 79,000 |
| Robertson County Texas | 3 | $ 468,000 | $ 156,000 | $ 79,000 |
| Wharton County Texas | 3 | $ 92,000 | $ 30,000 | $ 92,000 |
| Davis County Utah | 3 | $ 1,347,000 | $ 449,000 | $ 115,000 |
| Milwaukee County Wisconsin | 3 | $ 489,000 | $ 163,000 | $ 47,000 |
| Cleburne County Alabama | 2 | $ 421,000 | $ 210,000 | $ 73,000 |
| Covington County Alabama | 2 | $ 183,000 | $ 91,000 | $ 179,000 |
| Escambia County Alabama | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Franklin County Alabama | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
| Greene County Alabama | 2 | $ 1,560,000 | $ 780,000 | $ 535,000 |
| Russell County Alabama | 2 | $ 62,000 | $ 31,000 | $ 45,000 |
| Orange County California | 2 | $ 4,015,000 | $ 2,007,000 | $ 1,420,000 |
| Elbert County Colorado | 2 | $ 712,000 | $ 356,000 | $ 167,000 |
| Montezuma County Colorado | 2 | $ 570,000 | $ 285,000 | $ 138,000 |
| Gulf County Florida | 2 | $ 779,000 | $ 389,000 | $ 90,000 |
| Holmes County Florida | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Levy County Florida | 2 | $ 65,000 | $ 32,000 | $ 70,000 |
| Polk County Florida | 2 | $ 788,000 | $ 394,000 | $ 125,000 |
| Taylor County Florida | 2 | $ 661,000 | $ 330,000 | $ 225,000 |
| Union County Florida | 2 | $ 109,000 | $ 54,000 | $ 62,000 |
| Volusia County Florida | 2 | $ 437,000 | $ 218,000 | $ 183,000 |
| Chatham County Georgia | 2 | $ 79,000 | $ 39,000 | $ 69,000 |
| Clayton County Georgia | 2 | $ 260,000 | $ 130,000 | $ 125,000 |
| Columbia County Georgia | 2 | $ 349,000 | $ 174,000 | $ 50,000 |
| Henry County Georgia | 2 | $ 103,000 | $ 51,000 | $ 42,000 |
| Ada County Idaho | 2 | $ 327,000 | $ 163,000 | $ 39,000 |
| Johnson County Kansas | 2 | $ 340,000 | $ 170,000 | $ 45,000 |
| Caddo County Louisiana | 2 | $ 367,000 | $ 183,000 | $ 42,000 |
| Norfolk County Massachusetts | 2 | $ 706,000 | $ 353,000 | $ 103,000 |
| Ingham County Michigan | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Hennepin County Minnesota | 2 | $ 417,000 | $ 208,000 | $ 63,000 |
| Ramsey County Minnesota | 2 | $ 455,000 | $ 227,000 | $ 68,000 |
| Hinds County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| St. Louis City County Missouri | 2 | $ 396,000 | $ 198,000 | $ 751,000 |
| Taos County New Mexico | 2 | $ 108,000 | $ 54,000 | $ 121,000 |
| Monroe County New York | 2 | $ 421,000 | $ 210,000 | $ 59,000 |
| Cabarrus County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 165,000 |
| Forsyth County North Carolina | 2 | $ 291,000 | $ 145,000 | $ 53,000 |
| Mecklenburg County North Carolina | 2 | $ 1,075,000 | $ 537,000 | $ 250,000 |
| Pitt County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 126,000 |
| Multnomah County Oregon | 2 | $ 667,000 | $ 333,000 | $ 150,000 |
| Columbia County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Beaufort County South Carolina | 2 | $ 1,072,000 | $ 536,000 | $ 44,000 |
| Franklin County Tennessee | 2 | $ 723,000 | $ 361,000 | $ 779,000 |
| Hamilton County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 30,000 |
| Washington County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Bee County Texas | 2 | $ 93,000 | $ 46,000 | $ 72,000 |
| Burleson County Texas | 2 | $ 133,000 | $ 66,000 | $ 107,000 |
| Cass County Texas | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Concho County Texas | 2 | $ 75,000 | $ 37,000 | $ 48,000 |
| Cooke County Texas | 2 | $ 592,000 | $ 296,000 | $ 644,000 |
| Eastland County Texas | 2 | $ 109,000 | $ 54,000 | $ 89,000 |
| Erath County Texas | 2 | $ 346,000 | $ 173,000 | $ 35,000 |
| Fannin County Texas | 2 | $ 226,000 | $ 113,000 | $ 68,000 |
| Fayette County Texas | 2 | $ 351,000 | $ 175,000 | $ 130,000 |
| Gillespie County Texas | 2 | $ 458,000 | $ 229,000 | $ 45,000 |
| Kerr County Texas | 2 | $ 556,000 | $ 278,000 | $ 195,000 |
| Lamar County Texas | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Milam County Texas | 2 | $ 451,000 | $ 225,000 | $ 135,000 |
| Mills County Texas | 2 | $ 430,000 | $ 215,000 | $ 685,000 |
| Nacogdoches County Texas | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| San Patricio County Texas | 2 | $ 147,000 | $ 73,000 | $ 130,000 |
| Smith County Texas | 2 | $ 165,000 | $ 82,000 | $ 78,000 |
| Wood County Texas | 2 | $ 855,000 | $ 427,000 | $ 30,000 |
| Duchesne County Utah | 2 | $ 483,000 | $ 241,000 | $ 73,000 |
| Uintah County Utah | 2 | $ 312,000 | $ 156,000 | $ 58,000 |
| Arlington County Virginia | 2 | $ 748,000 | $ 374,000 | $ 480,000 |
| Spokane County Washington | 2 | $ 442,000 | $ 221,000 | $ 243,000 |
| Dane County Wisconsin | 2 | $ 482,000 | $ 241,000 | $ 76,000 |
| Polk County Wisconsin | 2 | $ 664,000 | $ 332,000 | $ 275,000 |
| Bullock County Alabama | 1 | $ 56,000 | $ 56,000 | $ 14,000 |
| Clay County Alabama | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Lowndes County Alabama | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Marengo County Alabama | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Marion County Alabama | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Monroe County Alabama | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Pickens County Alabama | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Wilcox County Alabama | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Apache County Arizona | 1 | $ 1,560,000 | $ 1,560,000 | $ 0 |
| Graham County Arizona | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Yuma County Arizona | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Boone County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 98,000 |
| Greene County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Kings County California | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Riverside County California | 1 | $ 1,598,000 | $ 1,598,000 | $ 498,000 |
| San Francisco County California | 1 | $ 774,000 | $ 774,000 | $ 115,000 |
| San Mateo County California | 1 | $ 644,000 | $ 644,000 | $ 203,000 |
| Clear Creek County Colorado | 1 | $ 92,000 | $ 92,000 | $ 140,000 |
| Delta County Colorado | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Garfield County Colorado | 1 | $ 94,000 | $ 94,000 | $ 100,000 |
| Gilpin County Colorado | 1 | $ 283,000 | $ 283,000 | $ 140,000 |
| Huerfano County Colorado | 1 | $ 193,000 | $ 193,000 | $ 120,000 |
| Lake County Colorado | 1 | $ 50,000 | $ 50,000 | $ 421,000 |
| Mesa County Colorado | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Montrose County Colorado | 1 | $ 328,000 | $ 328,000 | $ 108,000 |
| Morgan County Colorado | 1 | $ 117,000 | $ 117,000 | $ 109,000 |
| Pitkin County Colorado | 1 | $ 7,000,000 | $ 7,000,000 | $ 3,322,000 |
| Rio Grande County Colorado | 1 | $ 270,000 | $ 270,000 | $ 259,000 |
| Brevard County Florida | 1 | $ 580,000 | $ 580,000 | $ 133,000 |
| Charlotte County Florida | 1 | $ 263,000 | $ 263,000 | $ 426,000 |
| Collier County Florida | 1 | $ 575,000 | $ 575,000 | $ 300,000 |
| Columbia County Florida | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Dixie County Florida | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Jefferson County Florida | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Madison County Florida | 1 | $ 105,000 | $ 105,000 | $ 489,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 411,000 |
| Monroe County Florida | 1 | $ 510,000 | $ 510,000 | $ 751,000 |
| Sarasota County Florida | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Chattooga County Georgia | 1 | $ 36,000 | $ 36,000 | $ 43,000 |
| Fannin County Georgia | 1 | $ 318,000 | $ 318,000 | $ 218,000 |
| Gwinnett County Georgia | 1 | $ 236,000 | $ 236,000 | $ 75,000 |
| Harris County Georgia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Lowndes County Georgia | 1 | $ 159,000 | $ 159,000 | $ 201,000 |
| Putnam County Georgia | 1 | $ 140,000 | $ 140,000 | $ 372,000 |
| Telfair County Georgia | 1 | $ 209,000 | $ 209,000 | $ 1,000 |
| Troup County Georgia | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Walker County Georgia | 1 | $ 24,000 | $ 24,000 | $ 50,000 |
| Ware County Georgia | 1 | $ 371,000 | $ 371,000 | $ 279,000 |
| Honolulu County Hawaii | 1 | $ 336,000 | $ 336,000 | $ 104,000 |
| DuPage County Illinois | 1 | $ 459,000 | $ 459,000 | $ 300,000 |
| Johnson County Indiana | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| Johnson County Iowa | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Lucas County Iowa | 1 | $ 167,000 | $ 167,000 | $ 365,000 |
| Polk County Iowa | 1 | $ 128,000 | $ 128,000 | $ 374,000 |
| Jefferson County Kentucky | 1 | $ 370,000 | $ 370,000 | $ 46,000 |
| Ascension County Louisiana | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Catahoula County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Plaquemines County Louisiana | 1 | $ 179,000 | $ 179,000 | $ 240,000 |
| St. Charles County Louisiana | 1 | $ 196,000 | $ 196,000 | $ 82,000 |
| Sagadahoc County Maine | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| York County Maine | 1 | $ 920,000 | $ 920,000 | $ 261,000 |
| Baltimore County Maryland | 1 | $ 247,000 | $ 247,000 | $ 66,000 |
| Baltimore City County Maryland | 1 | $ 499,000 | $ 499,000 | $ 322,000 |
| Frederick County Maryland | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Montgomery County Maryland | 1 | $ 400,000 | $ 400,000 | $ 125,000 |
| Prince George's County Maryland | 1 | $ 8,550,000 | $ 8,550,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 44,000 |
| Genesee County Michigan | 1 | $ 179,000 | $ 179,000 | $ 43,000 |
| Houghton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 280,000 |
| Jackson County Michigan | 1 | $ 130,000 | $ 130,000 | $ 438,000 |
| Livingston County Michigan | 1 | $ 190,000 | $ 190,000 | $ 94,000 |
| Macomb County Michigan | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Saginaw County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Wayne County Michigan | 1 | $ 178,000 | $ 178,000 | $ 40,000 |
| Blue Earth County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 111,000 |
| Forrest County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 58,000 |
| Lafayette County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 287,000 |
| Madison County Mississippi | 1 | $ 221,000 | $ 221,000 | $ 72,000 |
| Marshall County Mississippi | 1 | $ 750,000 | $ 750,000 | $ 270,000 |
| Rankin County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| St. Louis County Missouri | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Webster County Missouri | 1 | $ 302,000 | $ 302,000 | $ 100,000 |
| Gallatin County Montana | 1 | $ 6,000,000 | $ 6,000,000 | $ 840,000 |
| Sarpy County Nebraska | 1 | $ 258,000 | $ 258,000 | $ 44,000 |
| Lyon County Nevada | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Gloucester County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Cibola County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Hidalgo County New Mexico | 1 | $ 88,000 | $ 88,000 | $ 130,000 |
| Lincoln County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| McKinley County New Mexico | 1 | $ 430,000 | $ 430,000 | $ 434,000 |
| San Juan County New Mexico | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Sierra County New Mexico | 1 | $ 13,000 | $ 13,000 | $ 57,000 |
| New York County New York | 1 | $ 2,745,000 | $ 2,745,000 | $ 9,999,000 |
| Onondaga County New York | 1 | $ 380,000 | $ 380,000 | $ 340,000 |
| Buncombe County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 89,000 |
| Guilford County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Henderson County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Macon County North Carolina | 1 | $ 458,000 | $ 458,000 | $ 1,292,000 |
| Moore County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Orange County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 69,000 |
| Rowan County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Delaware County Ohio | 1 | $ 765,000 | $ 765,000 | $ 254,000 |
| Madison County Ohio | 1 | $ 174,000 | $ 174,000 | $ 64,000 |
| Grady County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 112,000 |
| Muskogee County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 17,000 |
| Payne County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 228,000 |
| Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Jackson County Oregon | 1 | $ 269,000 | $ 269,000 | $ 48,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Chester County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 260,000 |
| Crawford County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 150,000 |
| Dauphin County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 47,000 |
| Montgomery County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Washington County Rhode Island | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 41,000 |
| Anderson County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 160,000 |
| Charleston County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 93,000 |
| Blount County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Knox County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Lincoln County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 70,000 |
| Monroe County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Sumner County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Williamson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 212,000 |
| Wilson County Tennessee | 1 | $ 29,900,000 | $ 29,900,000 | $ 0 |
| Angelina County Texas | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Aransas County Texas | 1 | $ 174,000 | $ 174,000 | $ 150,000 |
| Blanco County Texas | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| Cameron County Texas | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Comanche County Texas | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| El Paso County Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Freestone County Texas | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Gonzales County Texas | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Gregg County Texas | 1 | $ 207,000 | $ 207,000 | $ 150,000 |
| Hardin County Texas | 1 | $ 72,000 | $ 72,000 | $ 82,000 |
| Karnes County Texas | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Kimble County Texas | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
| Kleberg County Texas | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Lampasas County Texas | 1 | $ 368,000 | $ 368,000 | $ 267,000 |
| Madison County Texas | 1 | $ 3,000 | $ 3,000 | $ 34,000 |
| Maverick County Texas | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Midland County Texas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Montague County Texas | 1 | $ 460,000 | $ 460,000 | $ 387,000 |
| Orange County Texas | 1 | $ 37,000 | $ 37,000 | $ 132,000 |
| Rusk County Texas | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Shelby County Texas | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Taylor County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Tyler County Texas | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Val Verde County Texas | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Walker County Texas | 1 | $ 68,000 | $ 68,000 | $ 120,000 |
| Ward County Texas | 1 | $ 5,000 | $ 5,000 | $ 749,000 |
| Washington County Texas | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Wichita County Texas | 1 | $ 57,000 | $ 57,000 | $ 59,000 |
| Willacy County Texas | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Zavala County Texas | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Salt Lake County Utah | 1 | $ 197,000 | $ 197,000 | $ 46,000 |
| Summit County Utah | 1 | $ 465,000 | $ 465,000 | $ 800,000 |
| Bennington County Vermont | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Grand Isle County Vermont | 1 | $ 410,000 | $ 410,000 | $ 222,000 |
| Albemarle County Virginia | 1 | $ 477,000 | $ 477,000 | $ 172,000 |
| Fairfax County Virginia | 1 | $ 380,000 | $ 380,000 | $ 601,000 |
| Henrico County Virginia | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| James City County Virginia | 1 | $ 765,000 | $ 765,000 | $ 600,000 |
| Richmond City County Virginia | 1 | $ 264,000 | $ 264,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Cabell County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Dunn County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Pierce County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Bbva Usa in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,350 | $1,099,879,000 | $252,000 | $29,900,000 | $163,000 | $9,999,000 |
| Refinancing | 3,798 | $877,570,000 | $231,000 | $12,070,000 | $140,000 | $7,797,000 |
| Home Improvement | 2,876 | $113,750,000 | $39,000 | $8,550,000 | $94,000 | $1,980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,886 | $1,359,767,000 | $231,000 | $7,000,000 | $167,000 | $9,999,000 |
| Not Provided | 3,199 | $339,797,000 | $106,000 | $6,000,000 | $106,000 | $9,525,000 |
| Hispanic | 835 | $116,930,000 | $140,000 | $2,171,000 | $97,000 | $2,519,000 |
| Black or African American | 690 | $86,265,000 | $125,000 | $3,908,000 | $85,000 | $2,916,000 |
| Asian | 223 | $45,532,000 | $204,000 | $1,605,000 | $155,000 | $3,969,000 |
| Not applicable | 120 | $131,045,000 | $1,092,000 | $29,900,000 | $37,000 | $2,424,000 |
| American Indian or Alaskan Native | 40 | $6,266,000 | $156,000 | $1,630,000 | $141,000 | $850,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $5,597,000 | $180,000 | $980,000 | $122,000 | $348,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,774 | $2,055,582,000 | $190,000 | $29,900,000 | $139,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 206 | $28,176,000 | $136,000 | $298,000 | $54,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 42 | $7,398,000 | $176,000 | $391,000 | $76,000 | $489,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $43,000 | $21,000 | $33,000 | $21,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,304 | $1,445,846,000 | $229,000 | $12,070,000 | $161,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,480 | $169,183,000 | $68,000 | $2,200,000 | $78,000 | $2,916,000 |
| Application Withdrawn By Applicant | 1,412 | $326,186,000 | $231,000 | $29,900,000 | $142,000 | $5,547,000 |
| Application Approved But Not Accepted | 389 | $92,552,000 | $237,000 | $2,846,000 | $126,000 | $1,393,000 |
| File Closed For Incompleteness | 341 | $47,904,000 | $140,000 | $1,400,000 | $128,000 | $6,145,000 |
| Loan Purchased By The Institution | 98 | $9,528,000 | $97,000 | $180,000 | $44,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,608 | $84,642,000 | $52,000 | $1,000,000 | $74,000 | $2,916,000 |
| Debt-To-Income Ratio | 508 | $44,145,000 | $86,000 | $2,200,000 | $63,000 | $983,000 |
| Collateral | 200 | $15,436,000 | $77,000 | $639,000 | $106,000 | $800,000 |
| Other | 114 | $13,400,000 | $117,000 | $1,350,000 | $101,000 | $1,313,000 |
| Unverifiable Information | 18 | $2,820,000 | $156,000 | $1,275,000 | $89,000 | $414,000 |
| Employment History | 17 | $6,611,000 | $388,000 | $1,500,000 | $309,000 | $2,519,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,406,000 | $156,000 | $360,000 | $70,000 | $169,000 |
| Mortgage Insurance Denied | 3 | $547,000 | $182,000 | $300,000 | $63,000 | $107,000 |
| Credit Application Incomplete | 3 | $176,000 | $58,000 | $71,000 | $272,000 | $600,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bbva Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.