Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Bbva Usa 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bbva Usa
15 South 20Th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,024
Total Mortgage Loan Application Amount $2,091,199,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $29,900,000
Average Applicant Income $132,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2007.

Mortgage Loan Application Totals for Bbva Usa by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HOUSTON-SUGAR LAND-BAYTOWN, TX 1,286 $ 206,310,000 $ 160,000 $ 148,000
BIRMINGHAM-HOOVER, AL 876 $ 142,615,000 $ 162,000 $ 111,000
JACKSONVILLE, FL 811 $ 139,979,000 $ 172,000 $ 89,000
DALLAS-PLANO-IRVING, TX 758 $ 136,985,000 $ 180,000 $ 154,000
SAN ANTONIO, TX 663 $ 141,036,000 $ 212,000 $ 170,000
PHOENIX-MESA-SCOTTSDALE, AZ 622 $ 151,470,000 $ 243,000 $ 119,000
DENVER-AURORA, CO 488 $ 71,299,000 $ 146,000 $ 108,000
FORT WORTH-ARLINGTON, TX 468 $ 63,782,000 $ 136,000 $ 119,000
AUSTIN-ROUND ROCK, TX 411 $ 78,709,000 $ 191,000 $ 148,000
MOBILE, AL 402 $ 45,463,000 $ 113,000 $ 87,000
HUNTSVILLE, AL 301 $ 56,554,000 $ 187,000 $ 142,000
TUCSON, AZ 268 $ 33,952,000 $ 126,000 $ 104,000
MONTGOMERY, AL 213 $ 40,338,000 $ 189,000 $ 169,000
TUSCALOOSA, AL 211 $ 37,173,000 $ 176,000 $ 184,000
ALBUQUERQUE, NM 141 $ 20,676,000 $ 146,000 $ 92,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 132 $ 39,745,000 $ 301,000 $ 237,000
PENSACOLA-FERRY PASS-BRENT, FL 127 $ 22,318,000 $ 175,000 $ 145,000
DECATUR, AL 126 $ 12,492,000 $ 99,000 $ 108,000
GAINESVILLE, FL 122 $ 30,296,000 $ 248,000 $ 104,000
COLLEGE STATION-BRYAN, TX 121 $ 21,605,000 $ 178,000 $ 124,000
KILLEEN-TEMPLE-FORT HOOD, TX 97 $ 11,803,000 $ 121,000 $ 92,000
DOTHAN, AL 96 $ 14,734,000 $ 153,000 $ 95,000
FLORENCE-MUSCLE SHOALS, AL 82 $ 10,301,000 $ 125,000 $ 83,000
ANNISTON-OXFORD, AL 74 $ 5,188,000 $ 70,000 $ 64,000
AUBURN-OPELIKA, AL 74 $ 15,974,000 $ 215,000 $ 148,000
PANAMA CITY-LYNN HAVEN, FL 71 $ 25,757,000 $ 362,000 $ 443,000
BOULDER, CO 67 $ 14,805,000 $ 220,000 $ 116,000
GADSDEN, AL 66 $ 7,944,000 $ 120,000 $ 96,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 64 $ 6,673,000 $ 104,000 $ 56,000
TALLAHASSEE, FL 61 $ 26,373,000 $ 432,000 $ 141,000
PRESCOTT, AZ 53 $ 13,913,000 $ 262,000 $ 90,000
OCALA, FL 51 $ 6,576,000 $ 128,000 $ 71,000
WACO, TX 51 $ 4,717,000 $ 92,000 $ 65,000
FLAGSTAFF, AZ 50 $ 21,108,000 $ 422,000 $ 237,000
GREELEY, CO 40 $ 6,082,000 $ 152,000 $ 120,000
FORT COLLINS-LOVELAND, CO 37 $ 6,367,000 $ 172,000 $ 133,000
LAKE HAVASU CITY-KINGMAN, AZ 30 $ 2,937,000 $ 97,000 $ 45,000
ORLANDO-KISSIMMEE, FL 25 $ 7,283,000 $ 291,000 $ 241,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 24 $ 34,259,000 $ 1,427,000 $ 144,000
COLORADO SPRINGS, CO 22 $ 4,740,000 $ 215,000 $ 112,000
CORPUS CHRISTI, TX 18 $ 3,791,000 $ 210,000 $ 318,000
LUBBOCK, TX 18 $ 2,668,000 $ 148,000 $ 104,000
MIAMI-MIAMI BEACH-KENDALL, FL 10 $ 3,668,000 $ 366,000 $ 911,000
NEW ORLEANS-METAIRIE-KENNER, LA 9 $ 1,968,000 $ 218,000 $ 105,000
BEAUMONT-PORT ARTHUR, TX 8 $ 717,000 $ 89,000 $ 125,000
COLUMBUS, OH 7 $ 1,830,000 $ 261,000 $ 122,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 7 $ 4,872,000 $ 696,000 $ 618,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 7 $ 31,514,000 $ 4,502,000 $ 111,000
SANTA FE, NM 7 $ 3,363,000 $ 480,000 $ 700,000
WARREN-TROY-FARMINGTON HILLS, MI 7 $ 948,000 $ 135,000 $ 75,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 6 $ 2,925,000 $ 487,000 $ 258,000
MCALLEN-EDINBURG-MISSION, TX 6 $ 591,000 $ 98,000 $ 113,000
ANN ARBOR, MI 5 $ 909,000 $ 181,000 $ 74,000
CHICAGO-NAPERVILLE-JOLIET, IL 5 $ 1,307,000 $ 261,000 $ 185,000
CLEVELAND-ELYRIA-MENTOR, OH 5 $ 803,000 $ 160,000 $ 77,000
LAS VEGAS-PARADISE, NV 5 $ 2,529,000 $ 505,000 $ 148,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 5 $ 1,177,000 $ 261,500 $ 157,500
OKLAHOMA CITY, OK 5 $ 653,000 $ 130,000 $ 73,000
PITTSBURGH, PA 5 $ 1,272,000 $ 254,000 $ 67,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 5 $ 1,720,000 $ 344,000 $ 127,000
TULSA, OK 5 $ 870,000 $ 174,000 $ 539,000
AKRON, OH 4 $ 556,000 $ 139,000 $ 67,000
CAPE CORAL-FORT MYERS, FL 4 $ 740,000 $ 185,000 $ 270,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 4 $ 1,248,000 $ 312,000 $ 207,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 4 $ 1,081,000 $ 270,000 $ 104,000
DURHAM, NC 4 $ 579,000 $ 144,000 $ 236,000
JACKSON, MS 4 $ 802,000 $ 200,000 $ 84,000
MEMPHIS, TN-MS-AR 4 $ 1,321,000 $ 470,000 $ 190,500
ROCHESTER, MN 4 $ 699,000 $ 174,000 $ 136,000
VICTORIA, TX 4 $ 248,000 $ 62,000 $ 72,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 9,678,000 $ 4,463,000 $ 260,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 4 $ 1,389,000 $ 347,000 $ 209,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 515,000 $ 170,000 $ 45,500
BOSTON-QUINCY, MA 3 $ 966,000 $ 322,000 $ 83,000
CHATTANOOGA, TN-GA 3 $ 227,000 $ 62,500 $ 40,000
COLUMBUS, GA-AL 3 $ 172,000 $ 70,500 $ 52,500
DAYTON, OH 3 $ 507,000 $ 169,000 $ 47,000
GULFPORT-BILOXI, MS 3 $ 898,000 $ 299,000 $ 109,000
LAS CRUCES, NM 3 $ 936,000 $ 312,000 $ 94,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 3 $ 489,000 $ 163,000 $ 47,000
OGDEN-CLEARFIELD, UT 3 $ 1,347,000 $ 449,000 $ 115,000
PALM COAST, FL 3 $ 522,000 $ 174,000 $ 168,000
PHILADELPHIA, PA 3 $ 1,128,000 $ 376,000 $ 141,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 3 $ 1,084,000 $ 361,000 $ 150,000
SHERMAN-DENISON, TX 3 $ 370,000 $ 123,000 $ 108,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 432,000 $ 144,000 $ 56,000
ST. LOUIS, MO-IL 3 $ 539,000 $ 179,000 $ 516,000
ASHEVILLE, NC 2 $ 326,000 $ 163,000 $ 62,000
BALTIMORE-TOWSON, MD 2 $ 746,000 $ 373,000 $ 194,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 2 $ 517,000 $ 258,000 $ 82,000
BOISE CITY-NAMPA, ID 2 $ 327,000 $ 163,000 $ 39,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 437,000 $ 218,000 $ 183,000
GREENVILLE, NC 2 $ 237,000 $ 118,000 $ 126,000
JOHNSON CITY, TN 2 $ 280,000 $ 140,000 $ 34,000
KANSAS CITY, MO-KS 2 $ 340,000 $ 170,000 $ 45,000
KNOXVILLE, TN 2 $ 358,000 $ 179,000 $ 18,000
LAKELAND, FL 2 $ 788,000 $ 394,000 $ 125,000
LANSING-EAST LANSING, MI 2 $ 302,000 $ 151,000 $ 66,000
LONGVIEW, TX 2 $ 227,000 $ 113,000 $ 90,000
MADISON, WI 2 $ 482,000 $ 241,000 $ 76,000
RICHMOND, VA 2 $ 434,000 $ 217,000 $ 63,000
ROCHESTER, NY 2 $ 421,000 $ 210,000 $ 59,000
SALT LAKE CITY, UT 2 $ 662,000 $ 331,000 $ 423,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 1,418,000 $ 709,000 $ 159,000
SANTA ANA-ANAHEIM-IRVINE, CA 2 $ 4,015,000 $ 2,007,000 $ 1,420,000
SARASOTA-BRADENTON-VENICE, FL 2 $ 420,000 $ 210,000 $ 221,000
SAVANNAH, GA 2 $ 79,000 $ 39,000 $ 69,000
SPOKANE, WA 2 $ 442,000 $ 221,000 $ 243,000
TYLER, TX 2 $ 165,000 $ 82,000 $ 78,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 927,000 $ 463,000 $ 321,000
WINSTON-SALEM, NC 2 $ 291,000 $ 145,000 $ 53,000
ABILENE, TX 1 $ 90,000 $ 90,000 $ 0
ANDERSON, SC 1 $ 248,000 $ 248,000 $ 160,000
BATON ROUGE, LA 1 $ 358,000 $ 358,000 $ 0
BROWNSVILLE-HARLINGEN, TX 1 $ 15,000 $ 15,000 $ 86,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 410,000 $ 410,000 $ 222,000
CAMDEN, NJ 1 $ 236,000 $ 236,000 $ 139,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 228,000 $ 228,000 $ 93,000
CHARLOTTESVILLE, VA 1 $ 477,000 $ 477,000 $ 172,000
DES MOINES-WEST DES MOINES, IA 1 $ 128,000 $ 128,000 $ 374,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 178,000 $ 178,000 $ 40,000
EL PASO, TX 1 $ 85,000 $ 85,000 $ 54,000
FARMINGTON, NM 1 $ 174,000 $ 174,000 $ 45,000
FLINT, MI 1 $ 179,000 $ 179,000 $ 43,000
GRAND JUNCTION, CO 1 $ 156,000 $ 156,000 $ 50,000
GREENSBORO-HIGH POINT, NC 1 $ 198,000 $ 198,000 $ 68,000
HANFORD-CORCORAN, CA 1 $ 5,000 $ 5,000 $ 31,000
HARRISBURG-CARLISLE, PA 1 $ 253,000 $ 253,000 $ 47,000
HATTIESBURG, MS 1 $ 22,000 $ 22,000 $ 58,000
HONOLULU, HI 1 $ 336,000 $ 336,000 $ 104,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 129,000 $ 129,000 $ 42,000
INDIANAPOLIS-CARMEL, IN 1 $ 67,000 $ 67,000 $ 18,000
IOWA CITY, IA 1 $ 130,000 $ 130,000 $ 43,000
JACKSON, MI 1 $ 130,000 $ 130,000 $ 438,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 1 $ 370,000 $ 370,000 $ 46,000
MEDFORD, OR 1 $ 269,000 $ 269,000 $ 48,000
MIDLAND, TX 1 $ 55,000 $ 55,000 $ 46,000
NAPLES-MARCO ISLAND, FL 1 $ 575,000 $ 575,000 $ 300,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 2,745,000 $ 2,745,000 $ 9,999,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 258,000 $ 258,000 $ 44,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 580,000 $ 580,000 $ 133,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 292,000 $ 292,000 $ 0
PUNTA GORDA, FL 1 $ 263,000 $ 263,000 $ 426,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 1,598,000 $ 1,598,000 $ 498,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 1 $ 65,000 $ 65,000 $ 100,000
SPRINGFIELD, MO 1 $ 302,000 $ 302,000 $ 100,000
SYRACUSE, NY 1 $ 380,000 $ 380,000 $ 340,000
VALDOSTA, GA 1 $ 159,000 $ 159,000 $ 201,000
WICHITA FALLS, TX 1 $ 57,000 $ 57,000 $ 59,000
YUMA, AZ 1 $ 106,000 $ 106,000 $ 40,000

Mortgage Loan Application Detail Totals for Bbva Usa in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,350 $1,099,879,000 $252,000 $29,900,000 $163,000 $9,999,000
Refinancing 3,798 $877,570,000 $231,000 $12,070,000 $140,000 $7,797,000
Home Improvement 2,876 $113,750,000 $39,000 $8,550,000 $94,000 $1,980,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,886 $1,359,767,000 $231,000 $7,000,000 $167,000 $9,999,000
Not Provided 3,199 $339,797,000 $106,000 $6,000,000 $106,000 $9,525,000
Hispanic 835 $116,930,000 $140,000 $2,171,000 $97,000 $2,519,000
Black or African American 690 $86,265,000 $125,000 $3,908,000 $85,000 $2,916,000
Asian 223 $45,532,000 $204,000 $1,605,000 $155,000 $3,969,000
Not applicable 120 $131,045,000 $1,092,000 $29,900,000 $37,000 $2,424,000
American Indian or Alaskan Native 40 $6,266,000 $156,000 $1,630,000 $141,000 $850,000
Native Hawaiian or Other Pacific Islander 31 $5,597,000 $180,000 $980,000 $122,000 $348,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,774 $2,055,582,000 $190,000 $29,900,000 $139,000 $9,999,000
FHA-insured (Federal Housing Administration) 206 $28,176,000 $136,000 $298,000 $54,000 $183,000
VA-guaranteed (Veterans Administration) 42 $7,398,000 $176,000 $391,000 $76,000 $489,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $43,000 $21,000 $33,000 $21,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,304 $1,445,846,000 $229,000 $12,070,000 $161,000 $9,999,000
Application Denied By Financial Institution 2,480 $169,183,000 $68,000 $2,200,000 $78,000 $2,916,000
Application Withdrawn By Applicant 1,412 $326,186,000 $231,000 $29,900,000 $142,000 $5,547,000
Application Approved But Not Accepted 389 $92,552,000 $237,000 $2,846,000 $126,000 $1,393,000
File Closed For Incompleteness 341 $47,904,000 $140,000 $1,400,000 $128,000 $6,145,000
Loan Purchased By The Institution 98 $9,528,000 $97,000 $180,000 $44,000 $265,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,608 $84,642,000 $52,000 $1,000,000 $74,000 $2,916,000
Debt-To-Income Ratio 508 $44,145,000 $86,000 $2,200,000 $63,000 $983,000
Collateral 200 $15,436,000 $77,000 $639,000 $106,000 $800,000
Other 114 $13,400,000 $117,000 $1,350,000 $101,000 $1,313,000
Unverifiable Information 18 $2,820,000 $156,000 $1,275,000 $89,000 $414,000
Employment History 17 $6,611,000 $388,000 $1,500,000 $309,000 $2,519,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,406,000 $156,000 $360,000 $70,000 $169,000
Mortgage Insurance Denied 3 $547,000 $182,000 $300,000 $63,000 $107,000
Credit Application Incomplete 3 $176,000 $58,000 $71,000 $272,000 $600,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bbva Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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