Credence Funding Corporation
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Credence Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Credence Funding Corporation
1200 Technology Dr Suite A
Aberdeen, MD 21001
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  
Total Number of Mortgage Applications 676
Total Mortgage Loan Application Amount $202,030,000
Average Mortgage Loan Application Amount $232,000
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $49,250
Highest Applicant Income $374,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Credence Funding Corporation by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harford County Maryland 41 $ 10,045,000 $ 245,000 $ 72,000
Bexar County Texas 21 $ 5,625,000 $ 267,000 $ 0
Harris County Texas 15 $ 3,585,000 $ 239,000 $ 0
Tarrant County Texas 15 $ 4,705,000 $ 313,000 $ 0
Baltimore County Maryland 13 $ 2,855,000 $ 219,000 $ 74,000
Hillsborough County Florida 12 $ 3,260,000 $ 271,000 $ 0
Riverside County California 11 $ 4,085,000 $ 371,000 $ 0
Polk County Florida 11 $ 3,015,000 $ 274,000 $ 6,000
Bell County Texas 11 $ 2,965,000 $ 269,000 $ 7,000
El Paso County Colorado 9 $ 3,635,000 $ 403,000 $ 14,000
Orange County Florida 9 $ 3,075,000 $ 341,000 $ 0
Osceola County Florida 9 $ 2,685,000 $ 298,000 $ 0
Williamson County Texas 9 $ 2,475,000 $ 275,000 $ 0
Prince William County Virginia 9 $ 5,595,000 $ 621,000 $ 0
Duval County Florida 8 $ 2,030,000 $ 253,000 $ 0
Anne Arundel County Maryland 8 $ 3,010,000 $ 376,000 $ 53,000
Prince George's County Maryland 8 $ 2,730,000 $ 341,000 $ 11,000
Collin County Texas 8 $ 2,730,000 $ 341,000 $ 0
Henry County Georgia 7 $ 1,845,000 $ 263,000 $ 0
Cecil County Maryland 7 $ 1,685,000 $ 240,000 $ 65,000
New Castle County Delaware 6 $ 2,020,000 $ 336,000 $ 0
Gwinnett County Georgia 6 $ 1,750,000 $ 291,000 $ 0
Charles County Maryland 6 $ 2,520,000 $ 420,000 $ 11,000
Travis County Texas 6 $ 1,770,000 $ 295,000 $ 0
Broward County Florida 5 $ 1,895,000 $ 379,000 $ 0
Marion County Florida 5 $ 1,005,000 $ 201,000 $ 0
Lake County Illinois 5 $ 1,765,000 $ 353,000 $ 0
Baltimore City County Maryland 5 $ 1,355,000 $ 271,000 $ 10,000
Cumberland County North Carolina 5 $ 1,115,000 $ 223,000 $ 0
Fort Bend County Texas 5 $ 2,075,000 $ 415,000 $ 0
Montgomery County Texas 5 $ 1,655,000 $ 331,000 $ 0
Virginia Beach County Virginia 5 $ 1,555,000 $ 311,000 $ 0
King County Washington 5 $ 2,285,000 $ 457,000 $ 0
Thurston County Washington 5 $ 1,695,000 $ 339,000 $ 20,000
Escambia County Florida 4 $ 870,000 $ 217,000 $ 0
St. Johns County Florida 4 $ 1,510,000 $ 377,000 $ 0
Cobb County Georgia 4 $ 1,210,000 $ 302,000 $ 11,000
Coweta County Georgia 4 $ 910,000 $ 227,000 $ 14,000
Douglas County Georgia 4 $ 860,000 $ 215,000 $ 0
Fulton County Georgia 4 $ 850,000 $ 212,000 $ 0
St. Clair County Illinois 4 $ 1,560,000 $ 390,000 $ 16,000
Frederick County Maryland 4 $ 1,900,000 $ 475,000 $ 57,000
Montgomery County Maryland 4 $ 1,790,000 $ 447,000 $ 91,000
Mecklenburg County North Carolina 4 $ 750,000 $ 187,000 $ 0
Onslow County North Carolina 4 $ 680,000 $ 170,000 $ 0
Dallas County Texas 4 $ 1,080,000 $ 270,000 $ 0
Denton County Texas 4 $ 1,360,000 $ 340,000 $ 38,000
Guadalupe County Texas 4 $ 1,350,000 $ 337,000 $ 0
Johnson County Texas 4 $ 1,240,000 $ 310,000 $ 0
Rockwall County Texas 4 $ 1,060,000 $ 265,000 $ 0
Chesterfield County Virginia 4 $ 1,080,000 $ 270,000 $ 0
Pierce County Washington 4 $ 1,480,000 $ 370,000 $ 0
Los Angeles County California 3 $ 1,585,000 $ 528,000 $ 0
San Diego County California 3 $ 1,665,000 $ 555,000 $ 0
Douglas County Colorado 3 $ 995,000 $ 331,000 $ 0
Kent County Delaware 3 $ 755,000 $ 251,000 $ 20,000
Sussex County Delaware 3 $ 1,025,000 $ 341,000 $ 124,000
Brevard County Florida 3 $ 785,000 $ 261,000 $ 0
Citrus County Florida 3 $ 435,000 $ 145,000 $ 0
Collier County Florida 3 $ 715,000 $ 238,000 $ 0
Miami-Dade County Florida 3 $ 1,075,000 $ 358,000 $ 0
Pasco County Florida 3 $ 795,000 $ 265,000 $ 0
Houston County Georgia 3 $ 565,000 $ 188,000 $ 0
Richmond County Georgia 3 $ 575,000 $ 191,000 $ 0
Howard County Maryland 3 $ 865,000 $ 288,000 $ 123,000
Guilford County North Carolina 3 $ 695,000 $ 231,000 $ 0
Johnston County North Carolina 3 $ 795,000 $ 265,000 $ 35,000
Wake County North Carolina 3 $ 855,000 $ 285,000 $ 0
Bucks County Pennsylvania 3 $ 685,000 $ 228,000 $ 56,000
Chester County Pennsylvania 3 $ 1,565,000 $ 521,000 $ 51,000
Knox County Tennessee 3 $ 855,000 $ 285,000 $ 0
El Paso County Texas 3 $ 505,000 $ 168,000 $ 0
Ellis County Texas 3 $ 865,000 $ 288,000 $ 0
Fairfax County Virginia 3 $ 1,245,000 $ 415,000 $ 36,000
Benton County Washington 3 $ 755,000 $ 251,000 $ 0
Snohomish County Washington 3 $ 1,265,000 $ 421,000 $ 0
Kern County California 2 $ 470,000 $ 235,000 $ 0
San Bernardino County California 2 $ 870,000 $ 435,000 $ 0
San Joaquin County California 2 $ 710,000 $ 355,000 $ 0
Yuba County California 2 $ 750,000 $ 375,000 $ 0
Baker County Florida 2 $ 480,000 $ 240,000 $ 0
Bay County Florida 2 $ 480,000 $ 240,000 $ 0
Charlotte County Florida 2 $ 380,000 $ 190,000 $ 0
Clay County Florida 2 $ 530,000 $ 265,000 $ 0
Highlands County Florida 2 $ 410,000 $ 205,000 $ 0
Lake County Florida 2 $ 540,000 $ 270,000 $ 0
Lee County Florida 2 $ 570,000 $ 285,000 $ 0
Nassau County Florida 2 $ 500,000 $ 250,000 $ 0
Pinellas County Florida 2 $ 450,000 $ 225,000 $ 36,000
Santa Rosa County Florida 2 $ 1,140,000 $ 570,000 $ 0
Sarasota County Florida 2 $ 620,000 $ 310,000 $ 0
Seminole County Florida 2 $ 470,000 $ 235,000 $ 0
Catoosa County Georgia 2 $ 480,000 $ 240,000 $ 0
Clarke County Georgia 2 $ 370,000 $ 185,000 $ 0
Clayton County Georgia 2 $ 410,000 $ 205,000 $ 0
Columbia County Georgia 2 $ 550,000 $ 275,000 $ 0
DeKalb County Georgia 2 $ 440,000 $ 220,000 $ 0
Effingham County Georgia 2 $ 360,000 $ 180,000 $ 0
Cook County Illinois 2 $ 850,000 $ 425,000 $ 0
Carroll County Maryland 2 $ 1,310,000 $ 655,000 $ 0
Queen Anne's County Maryland 2 $ 550,000 $ 275,000 $ 245,000
Kent County Michigan 2 $ 570,000 $ 285,000 $ 0
Cabarrus County North Carolina 2 $ 630,000 $ 315,000 $ 0
Forsyth County North Carolina 2 $ 440,000 $ 220,000 $ 0
Moore County North Carolina 2 $ 530,000 $ 265,000 $ 0
Union County North Carolina 2 $ 620,000 $ 310,000 $ 0
Montgomery County Pennsylvania 2 $ 750,000 $ 375,000 $ 77,000
York County Pennsylvania 2 $ 570,000 $ 285,000 $ 35,000
Berkeley County South Carolina 2 $ 400,000 $ 200,000 $ 0
Hamilton County Tennessee 2 $ 440,000 $ 220,000 $ 25,000
Jefferson County Tennessee 2 $ 370,000 $ 185,000 $ 0
Montgomery County Tennessee 2 $ 610,000 $ 305,000 $ 0
Rutherford County Tennessee 2 $ 610,000 $ 305,000 $ 0
Wilson County Tennessee 2 $ 580,000 $ 290,000 $ 0
Brazoria County Texas 2 $ 790,000 $ 395,000 $ 0
Comal County Texas 2 $ 510,000 $ 255,000 $ 0
Coryell County Texas 2 $ 290,000 $ 145,000 $ 0
Hidalgo County Texas 2 $ 450,000 $ 225,000 $ 0
Kaufman County Texas 2 $ 640,000 $ 320,000 $ 0
Liberty County Texas 2 $ 540,000 $ 270,000 $ 0
Lubbock County Texas 2 $ 410,000 $ 205,000 $ 0
McLennan County Texas 2 $ 420,000 $ 210,000 $ 0
Nueces County Texas 2 $ 420,000 $ 210,000 $ 0
Alexandria County Virginia 2 $ 1,300,000 $ 650,000 $ 52,000
Chesapeake County Virginia 2 $ 720,000 $ 360,000 $ 0
Falls Church County Virginia 2 $ 860,000 $ 430,000 $ 223,000
Frederick County Virginia 2 $ 1,020,000 $ 510,000 $ 0
Henrico County Virginia 2 $ 700,000 $ 350,000 $ 0
Clark County Washington 2 $ 670,000 $ 335,000 $ 0
Grays Harbor County Washington 2 $ 500,000 $ 250,000 $ 0
Mason County Washington 2 $ 420,000 $ 210,000 $ 0
Spokane County Washington 2 $ 400,000 $ 200,000 $ 0
Amador County California 1 $ 345,000 $ 345,000 $ 0
Fresno County California 1 $ 495,000 $ 495,000 $ 0
Kings County California 1 $ 175,000 $ 175,000 $ 0
Madera County California 1 $ 245,000 $ 245,000 $ 0
Placer County California 1 $ 235,000 $ 235,000 $ 0
Sacramento County California 1 $ 385,000 $ 385,000 $ 0
Santa Clara County California 1 $ 785,000 $ 785,000 $ 0
Solano County California 1 $ 395,000 $ 395,000 $ 81,000
Tulare County California 1 $ 265,000 $ 265,000 $ 0
Boulder County Colorado 1 $ 795,000 $ 795,000 $ 0
Weld County Colorado 1 $ 365,000 $ 365,000 $ 0
District of Columbia County District Of Columbia 1 $ 445,000 $ 445,000 $ 134,000
Alachua County Florida 1 $ 225,000 $ 225,000 $ 0
Hernando County Florida 1 $ 205,000 $ 205,000 $ 0
Indian River County Florida 1 $ 265,000 $ 265,000 $ 0
St. Lucie County Florida 1 $ 325,000 $ 325,000 $ 0
Volusia County Florida 1 $ 195,000 $ 195,000 $ 0
Barrow County Georgia 1 $ 265,000 $ 265,000 $ 0
Bryan County Georgia 1 $ 345,000 $ 345,000 $ 0
Cherokee County Georgia 1 $ 325,000 $ 325,000 $ 0
Fannin County Georgia 1 $ 205,000 $ 205,000 $ 0
Gilmer County Georgia 1 $ 205,000 $ 205,000 $ 0
Hall County Georgia 1 $ 215,000 $ 215,000 $ 0
Jackson County Georgia 1 $ 205,000 $ 205,000 $ 0
Liberty County Georgia 1 $ 125,000 $ 125,000 $ 0
McIntosh County Georgia 1 $ 215,000 $ 215,000 $ 0
Monroe County Georgia 1 $ 135,000 $ 135,000 $ 45,000
Paulding County Georgia 1 $ 225,000 $ 225,000 $ 0
Pickens County Georgia 1 $ 245,000 $ 245,000 $ 0
Spalding County Georgia 1 $ 185,000 $ 185,000 $ 0
Towns County Georgia 1 $ 205,000 $ 205,000 $ 0
Walton County Georgia 1 $ 275,000 $ 275,000 $ 0
Kane County Illinois 1 $ 425,000 $ 425,000 $ 0
Kankakee County Illinois 1 $ 185,000 $ 185,000 $ 0
Kendall County Illinois 1 $ 355,000 $ 355,000 $ 0
LaSalle County Illinois 1 $ 185,000 $ 185,000 $ 0
Will County Illinois 1 $ 225,000 $ 225,000 $ 0
Williamson County Illinois 1 $ 145,000 $ 145,000 $ 0
St. Mary's County Maryland 1 $ 245,000 $ 245,000 $ 0
Washington County Maryland 1 $ 305,000 $ 305,000 $ 0
Bay County Michigan 1 $ 245,000 $ 245,000 $ 0
Cass County Michigan 1 $ 235,000 $ 235,000 $ 0
Jackson County Michigan 1 $ 225,000 $ 225,000 $ 0
Macomb County Michigan 1 $ 165,000 $ 165,000 $ 0
Wayne County Michigan 1 $ 345,000 $ 345,000 $ 0
Burlington County New Jersey 1 $ 335,000 $ 335,000 $ 0
Cape May County New Jersey 1 $ 165,000 $ 165,000 $ 93,000
Hudson County New Jersey 1 $ 325,000 $ 325,000 $ 0
Hunterdon County New Jersey 1 $ 325,000 $ 325,000 $ 0
Monmouth County New Jersey 1 $ 375,000 $ 375,000 $ 0
Ocean County New Jersey 1 $ 55,000 $ 55,000 $ 85,000
Union County New Jersey 1 $ 285,000 $ 285,000 $ 0
Brunswick County North Carolina 1 $ 235,000 $ 235,000 $ 0
Camden County North Carolina 1 $ 265,000 $ 265,000 $ 0
Chatham County North Carolina 1 $ 505,000 $ 505,000 $ 0
Currituck County North Carolina 1 $ 425,000 $ 425,000 $ 0
Granville County North Carolina 1 $ 255,000 $ 255,000 $ 0
Harnett County North Carolina 1 $ 265,000 $ 265,000 $ 0
Henderson County North Carolina 1 $ 235,000 $ 235,000 $ 0
New Hanover County North Carolina 1 $ 335,000 $ 335,000 $ 0
Pender County North Carolina 1 $ 325,000 $ 325,000 $ 0
Randolph County North Carolina 1 $ 175,000 $ 175,000 $ 0
Wayne County North Carolina 1 $ 75,000 $ 75,000 $ 0
Wilson County North Carolina 1 $ 225,000 $ 225,000 $ 0
Adams County Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Butler County Pennsylvania 1 $ 295,000 $ 295,000 $ 0
Washington County Pennsylvania 1 $ 105,000 $ 105,000 $ 47,000
Lancaster County South Carolina 1 $ 345,000 $ 345,000 $ 77,000
Richland County South Carolina 1 $ 105,000 $ 105,000 $ 0
York County South Carolina 1 $ 255,000 $ 255,000 $ 0
Anderson County Tennessee 1 $ 145,000 $ 145,000 $ 0
Davidson County Tennessee 1 $ 195,000 $ 195,000 $ 44,000
Fayette County Tennessee 1 $ 255,000 $ 255,000 $ 0
Hamblen County Tennessee 1 $ 245,000 $ 245,000 $ 0
Roane County Tennessee 1 $ 125,000 $ 125,000 $ 0
Sevier County Tennessee 1 $ 385,000 $ 385,000 $ 0
Brazos County Texas 1 $ 205,000 $ 205,000 $ 0
Brown County Texas 1 $ 395,000 $ 395,000 $ 0
Hays County Texas 1 $ 335,000 $ 335,000 $ 0
Henderson County Texas 1 $ 195,000 $ 195,000 $ 0
Hood County Texas 1 $ 315,000 $ 315,000 $ 0
Hunt County Texas 1 $ 225,000 $ 225,000 $ 0
Kerr County Texas 1 $ 195,000 $ 195,000 $ 0
Llano County Texas 1 $ 415,000 $ 415,000 $ 0
Parker County Texas 1 $ 415,000 $ 415,000 $ 0
Randall County Texas 1 $ 165,000 $ 165,000 $ 0
Waller County Texas 1 $ 185,000 $ 185,000 $ 0
Albemarle County Virginia 1 $ 405,000 $ 405,000 $ 0
Arlington County Virginia 1 $ 185,000 $ 185,000 $ 128,000
Loudoun County Virginia 1 $ 625,000 $ 625,000 $ 0
Louisa County Virginia 1 $ 265,000 $ 265,000 $ 0
New Kent County Virginia 1 $ 345,000 $ 345,000 $ 0
Portsmouth County Virginia 1 $ 155,000 $ 155,000 $ 0
Roanoke City County Virginia 1 $ 145,000 $ 145,000 $ 0
Rockingham County Virginia 1 $ 325,000 $ 325,000 $ 0
Spotsylvania County Virginia 1 $ 455,000 $ 455,000 $ 0
Stafford County Virginia 1 $ 365,000 $ 365,000 $ 0
Suffolk County Virginia 1 $ 415,000 $ 415,000 $ 0
Winchester County Virginia 1 $ 225,000 $ 225,000 $ 0
York County Virginia 1 $ 285,000 $ 285,000 $ 0
Cowlitz County Washington 1 $ 335,000 $ 335,000 $ 0
Island County Washington 1 $ 305,000 $ 305,000 $ 0
Lewis County Washington 1 $ 195,000 $ 195,000 $ 0
Whatcom County Washington 1 $ 425,000 $ 425,000 $ 0
Yakima County Washington 1 $ 255,000 $ 255,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Credence Funding Corporation in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 638 $193,300,000 $302,000 $855,000 $9,000 $302,000
Cash-out Refinancing 20 $4,790,000 $239,000 $405,000 $114,000 $374,000
Home Purchase 17 $3,775,000 $222,000 $465,000 $74,000 $174,000
Other Purpose 1 $165,000 $165,000 $165,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 277 $83,945,000 $303,000 $855,000 $22,000 $374,000
Not Provided 210 $62,500,000 $297,000 $785,000 $11,000 $277,000
Black or African American 120 $34,870,000 $290,000 $845,000 $3,000 $106,000
Hispanic 50 $13,680,000 $273,000 $565,000 $1,000 $68,000
Asian 13 $5,065,000 $389,000 $575,000 $44,000 $165,000
Native Hawaiian or Other Pacific Islander 4 $1,170,000 $292,000 $385,000 $0 $0
American Indian or Alaskan Native 2 $800,000 $400,000 $515,000 $71,000 $143,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 540 $166,690,000 $308,000 $855,000 $2,000 $263,000
FHA-insured (Federal Housing Administration) 69 $18,255,000 $264,000 $495,000 $11,000 $174,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61 $15,735,000 $257,000 $645,000 $120,000 $374,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,350,000 $225,000 $275,000 $73,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 611 $183,745,000 $300,000 $855,000 $14,000 $374,000
Application Withdrawn By Applicant 63 $17,785,000 $282,000 $655,000 $11,000 $191,000
Application Denied By Financial Institution 2 $500,000 $250,000 $285,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 674 $201,530,000 $299,000 $855,000 $14,000 $374,000
Employment History 1 $285,000 $285,000 $285,000 $0 $0
Unverifiable Information 1 $215,000 $215,000 $215,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List