Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Delta Community Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,827 |
| Total Mortgage Loan Application Amount | $235,215,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $1,050,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 170 | $ 21,954,000 | $ 129,000 | $ 93,000 |
| Fulton County Georgia | 152 | $ 19,923,000 | $ 131,000 | $ 72,000 |
| Henry County Georgia | 150 | $ 18,331,000 | $ 122,000 | $ 75,000 |
| Coweta County Georgia | 142 | $ 16,858,000 | $ 118,000 | $ 68,000 |
| Cobb County Georgia | 113 | $ 15,521,000 | $ 137,000 | $ 90,000 |
| Clayton County Georgia | 87 | $ 8,633,000 | $ 99,000 | $ 50,000 |
| DeKalb County Georgia | 82 | $ 11,242,000 | $ 137,000 | $ 97,000 |
| Gwinnett County Georgia | 50 | $ 8,105,000 | $ 162,000 | $ 90,000 |
| Douglas County Georgia | 33 | $ 4,333,000 | $ 131,000 | $ 78,000 |
| Paulding County Georgia | 24 | $ 2,485,000 | $ 103,000 | $ 78,000 |
| Salt Lake County Utah | 16 | $ 2,761,000 | $ 172,000 | $ 61,000 |
| Cherokee County Georgia | 14 | $ 1,746,000 | $ 124,000 | $ 84,000 |
| Broward County Florida | 13 | $ 2,355,000 | $ 181,000 | $ 73,000 |
| Spalding County Georgia | 13 | $ 1,072,000 | $ 82,000 | $ 51,000 |
| Boone County Kentucky | 13 | $ 2,080,000 | $ 160,000 | $ 76,000 |
| Forsyth County Georgia | 12 | $ 2,013,000 | $ 167,000 | $ 94,000 |
| Orange County Florida | 11 | $ 2,054,000 | $ 186,000 | $ 64,000 |
| Tarrant County Texas | 11 | $ 1,572,000 | $ 142,000 | $ 76,000 |
| Hillsborough County Florida | 9 | $ 2,049,000 | $ 227,000 | $ 77,000 |
| Newton County Georgia | 9 | $ 1,633,000 | $ 181,000 | $ 59,000 |
| Rockdale County Georgia | 9 | $ 857,000 | $ 95,000 | $ 64,000 |
| Butts County Georgia | 8 | $ 884,000 | $ 110,000 | $ 69,000 |
| Carroll County Georgia | 8 | $ 1,079,000 | $ 134,000 | $ 90,000 |
| Miami-Dade County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 63,000 |
| Pinellas County Florida | 7 | $ 1,334,000 | $ 190,000 | $ 98,000 |
| Denton County Texas | 7 | $ 1,148,000 | $ 164,000 | $ 102,000 |
| Los Angeles County California | 6 | $ 1,947,000 | $ 324,000 | $ 99,000 |
| Hall County Georgia | 6 | $ 657,000 | $ 109,000 | $ 83,000 |
| Pike County Georgia | 6 | $ 564,000 | $ 94,000 | $ 59,000 |
| Kenton County Kentucky | 6 | $ 661,000 | $ 110,000 | $ 58,000 |
| Suffolk County New York | 6 | $ 1,766,000 | $ 294,000 | $ 89,000 |
| Brevard County Florida | 5 | $ 749,000 | $ 149,000 | $ 72,000 |
| Lee County Florida | 5 | $ 1,031,000 | $ 206,000 | $ 103,000 |
| Palm Beach County Florida | 5 | $ 895,000 | $ 179,000 | $ 50,000 |
| Jackson County Georgia | 5 | $ 565,000 | $ 113,000 | $ 74,000 |
| Walton County Georgia | 5 | $ 720,000 | $ 144,000 | $ 55,000 |
| Mobile County Alabama | 4 | $ 377,000 | $ 94,000 | $ 62,000 |
| Manatee County Florida | 4 | $ 1,073,000 | $ 268,000 | $ 191,000 |
| Pasco County Florida | 4 | $ 601,000 | $ 150,000 | $ 64,000 |
| Barrow County Georgia | 4 | $ 767,000 | $ 191,000 | $ 67,000 |
| Bibb County Georgia | 4 | $ 334,000 | $ 83,000 | $ 43,000 |
| Columbia County Georgia | 4 | $ 476,000 | $ 119,000 | $ 61,000 |
| Heard County Georgia | 4 | $ 393,000 | $ 98,000 | $ 58,000 |
| Meriwether County Georgia | 4 | $ 223,000 | $ 55,000 | $ 49,000 |
| Troup County Georgia | 4 | $ 396,000 | $ 99,000 | $ 67,000 |
| Cook County Illinois | 4 | $ 557,000 | $ 139,000 | $ 34,000 |
| Campbell County Kentucky | 4 | $ 562,000 | $ 140,000 | $ 66,000 |
| Rutherford County Tennessee | 4 | $ 664,000 | $ 166,000 | $ 63,000 |
| Harris County Texas | 4 | $ 480,000 | $ 120,000 | $ 32,000 |
| King County Washington | 4 | $ 2,159,000 | $ 539,000 | $ 139,000 |
| Maricopa County Arizona | 3 | $ 586,000 | $ 195,000 | $ 65,000 |
| Volusia County Florida | 3 | $ 407,000 | $ 135,000 | $ 41,000 |
| Bartow County Georgia | 3 | $ 505,000 | $ 168,000 | $ 33,000 |
| Bulloch County Georgia | 3 | $ 382,000 | $ 127,000 | $ 102,000 |
| Gilmer County Georgia | 3 | $ 271,000 | $ 90,000 | $ 118,000 |
| Glynn County Georgia | 3 | $ 316,000 | $ 105,000 | $ 96,000 |
| Habersham County Georgia | 3 | $ 679,000 | $ 226,000 | $ 74,000 |
| Houston County Georgia | 3 | $ 160,000 | $ 53,000 | $ 79,000 |
| Lamar County Georgia | 3 | $ 135,000 | $ 45,000 | $ 92,000 |
| Gallatin County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 58,000 |
| DeSoto County Mississippi | 3 | $ 537,000 | $ 179,000 | $ 65,000 |
| Clark County Nevada | 3 | $ 753,000 | $ 251,000 | $ 71,000 |
| Washoe County Nevada | 3 | $ 647,000 | $ 215,000 | $ 39,000 |
| Queens County New York | 3 | $ 803,000 | $ 267,000 | $ 55,000 |
| Guilford County North Carolina | 3 | $ 360,000 | $ 120,000 | $ 38,000 |
| Cuyahoga County Ohio | 3 | $ 290,000 | $ 96,000 | $ 57,000 |
| Multnomah County Oregon | 3 | $ 651,000 | $ 217,000 | $ 65,000 |
| Dallas County Texas | 3 | $ 625,000 | $ 208,000 | $ 117,000 |
| Summit County Utah | 3 | $ 1,112,000 | $ 370,000 | $ 110,000 |
| Madison County Alabama | 2 | $ 139,000 | $ 69,000 | $ 50,000 |
| St. Clair County Alabama | 2 | $ 225,000 | $ 112,000 | $ 41,000 |
| Tallapoosa County Alabama | 2 | $ 458,000 | $ 229,000 | $ 148,000 |
| Adams County Colorado | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| El Paso County Colorado | 2 | $ 617,000 | $ 308,000 | $ 169,000 |
| Collier County Florida | 2 | $ 818,000 | $ 409,000 | $ 251,000 |
| Martin County Florida | 2 | $ 535,000 | $ 267,000 | $ 39,000 |
| Polk County Florida | 2 | $ 471,000 | $ 235,000 | $ 62,000 |
| Seminole County Florida | 2 | $ 992,000 | $ 496,000 | $ 227,000 |
| Chatham County Georgia | 2 | $ 297,000 | $ 148,000 | $ 67,000 |
| Clarke County Georgia | 2 | $ 353,000 | $ 176,000 | $ 105,000 |
| Dawson County Georgia | 2 | $ 421,000 | $ 210,000 | $ 93,000 |
| Effingham County Georgia | 2 | $ 113,000 | $ 56,000 | $ 49,000 |
| Fannin County Georgia | 2 | $ 513,000 | $ 256,000 | $ 148,000 |
| Franklin County Georgia | 2 | $ 485,000 | $ 242,000 | $ 126,000 |
| Jasper County Georgia | 2 | $ 222,000 | $ 111,000 | $ 61,000 |
| Morgan County Georgia | 2 | $ 287,000 | $ 143,000 | $ 122,000 |
| Muscogee County Georgia | 2 | $ 92,000 | $ 46,000 | $ 31,000 |
| Polk County Georgia | 2 | $ 522,000 | $ 261,000 | $ 213,000 |
| Upson County Georgia | 2 | $ 235,000 | $ 117,000 | $ 50,000 |
| Walker County Georgia | 2 | $ 234,000 | $ 117,000 | $ 37,000 |
| Hawaii County Hawaii | 2 | $ 336,000 | $ 168,000 | $ 80,000 |
| Fayette County Kentucky | 2 | $ 522,000 | $ 261,000 | $ 111,000 |
| Queen Anne's County Maryland | 2 | $ 455,000 | $ 227,000 | $ 98,000 |
| Plymouth County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 96,000 |
| Camden County New Jersey | 2 | $ 319,000 | $ 159,000 | $ 39,000 |
| Union County New Jersey | 2 | $ 216,000 | $ 108,000 | $ 115,000 |
| Mecklenburg County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 48,000 |
| Hamilton County Ohio | 2 | $ 359,000 | $ 179,000 | $ 81,000 |
| Marshall County Oklahoma | 2 | $ 221,000 | $ 110,000 | $ 67,000 |
| Oklahoma County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 101,000 |
| Cumberland County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 97,000 |
| Anderson County South Carolina | 2 | $ 272,000 | $ 136,000 | $ 43,000 |
| Beaufort County South Carolina | 2 | $ 401,000 | $ 200,000 | $ 63,000 |
| Pickens County South Carolina | 2 | $ 143,000 | $ 71,000 | $ 32,000 |
| Richland County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 58,000 |
| Davidson County Tennessee | 2 | $ 427,000 | $ 213,000 | $ 90,000 |
| Knox County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Shelby County Tennessee | 2 | $ 389,000 | $ 194,000 | $ 88,000 |
| Galveston County Texas | 2 | $ 765,000 | $ 382,000 | $ 728,000 |
| Tooele County Utah | 2 | $ 368,000 | $ 184,000 | $ 47,000 |
| Utah County Utah | 2 | $ 419,000 | $ 209,000 | $ 159,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Cherokee County Alabama | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Clay County Alabama | 1 | $ 218,000 | $ 218,000 | $ 57,000 |
| Jefferson County Alabama | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Marshall County Alabama | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Monroe County Alabama | 1 | $ 63,000 | $ 63,000 | $ 119,000 |
| Pike County Alabama | 1 | $ 26,000 | $ 26,000 | $ 12,000 |
| Randolph County Alabama | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Matanuska-Susitna County Alaska | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Gila County Arizona | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Santa Cruz County Arizona | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Benton County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Cleburne County Arkansas | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Pulaski County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Saline County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Contra Costa County California | 1 | $ 480,000 | $ 480,000 | $ 108,000 |
| Riverside County California | 1 | $ 376,000 | $ 376,000 | $ 150,000 |
| Sacramento County California | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| San Diego County California | 1 | $ 50,000 | $ 50,000 | $ 9,000 |
| Yolo County California | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Chaffee County Colorado | 1 | $ 454,000 | $ 454,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 328,000 | $ 328,000 | $ 60,000 |
| Larimer County Colorado | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Bay County Florida | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Clay County Florida | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| Duval County Florida | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Franklin County Florida | 1 | $ 510,000 | $ 510,000 | $ 177,000 |
| Highlands County Florida | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Lake County Florida | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Okaloosa County Florida | 1 | $ 254,000 | $ 254,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 187,000 | $ 187,000 | $ 121,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Suwannee County Florida | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Walton County Florida | 1 | $ 188,000 | $ 188,000 | $ 142,000 |
| Clay County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Dodge County Georgia | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Elbert County Georgia | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Floyd County Georgia | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Hancock County Georgia | 1 | $ 356,000 | $ 356,000 | $ 195,000 |
| Hart County Georgia | 1 | $ 263,000 | $ 263,000 | $ 130,000 |
| Laurens County Georgia | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Oconee County Georgia | 1 | $ 211,000 | $ 211,000 | $ 45,000 |
| Putnam County Georgia | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Rabun County Georgia | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Richmond County Georgia | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Washington County Georgia | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| White County Georgia | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Wilkinson County Georgia | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Washington County Idaho | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Kankakee County Illinois | 1 | $ 54,000 | $ 54,000 | $ 135,000 |
| Dearborn County Indiana | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Franklin County Indiana | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Ohio County Indiana | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Johnson County Kansas | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Sedgwick County Kansas | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Grant County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Jefferson County Kentucky | 1 | $ 496,000 | $ 496,000 | $ 151,000 |
| Woodford County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Bossier County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Jefferson County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 116,000 |
| Livingston County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| Waldo County Maine | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Anne Arundel County Maryland | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Harford County Maryland | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Montgomery County Maryland | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Berkshire County Massachusetts | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Dukes County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 190,000 |
| Essex County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 98,000 |
| Middlesex County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Norfolk County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 161,000 |
| Suffolk County Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 128,000 |
| Kalamazoo County Michigan | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| Ottawa County Michigan | 1 | $ 92,000 | $ 92,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Hennepin County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Jackson County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Lauderdale County Mississippi | 1 | $ 166,000 | $ 166,000 | $ 122,000 |
| Oktibbeha County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Webster County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Buchanan County Missouri | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Jackson County Missouri | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Miller County Missouri | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Yellowstone County Montana | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Carroll County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| Coos County New Hampshire | 1 | $ 112,000 | $ 112,000 | $ 132,000 |
| Rockingham County New Hampshire | 1 | $ 210,000 | $ 210,000 | $ 69,000 |
| Bergen County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 280,000 |
| Monmouth County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Warren County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 54,000 |
| Bernalillo County New Mexico | 1 | $ 131,000 | $ 131,000 | $ 123,000 |
| Luna County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Albany County New York | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Bronx County New York | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Broome County New York | 1 | $ 81,000 | $ 81,000 | $ 138,000 |
| Cayuga County New York | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Kings County New York | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Madison County New York | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Nassau County New York | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Oneida County New York | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Orange County New York | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Saratoga County New York | 1 | $ 246,000 | $ 246,000 | $ 108,000 |
| Buncombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Davidson County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 50,000 |
| Graham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Henderson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Hyde County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Iredell County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 86,000 |
| Johnston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 97,000 |
| Macon County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Moore County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 73,000 |
| Polk County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Transylvania County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 121,000 |
| Athens County Ohio | 1 | $ 126,000 | $ 126,000 | $ 61,000 |
| Auglaize County Ohio | 1 | $ 189,000 | $ 189,000 | $ 96,000 |
| Clark County Ohio | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
| Franklin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Greene County Ohio | 1 | $ 129,000 | $ 129,000 | $ 163,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Lorain County Ohio | 1 | $ 251,000 | $ 251,000 | $ 64,000 |
| Mercer County Ohio | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Washington County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Washington County Oregon | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Adams County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Columbia County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Luzerne County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Philadelphia County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Washington County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Greenville County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Oconee County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| Bedford County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 36,000 |
| Blount County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 54,000 |
| Grainger County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 129,000 |
| Loudon County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Smith County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Washington County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Aransas County Texas | 1 | $ 84,000 | $ 84,000 | $ 116,000 |
| Cameron County Texas | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Ellis County Texas | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Hill County Texas | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Travis County Texas | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Wichita County Texas | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Duchesne County Utah | 1 | $ 183,000 | $ 183,000 | $ 48,000 |
| Millard County Utah | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Wasatch County Utah | 1 | $ 127,000 | $ 127,000 | $ 112,000 |
| Washington County Utah | 1 | $ 277,000 | $ 277,000 | $ 60,000 |
| Weber County Utah | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Arlington County Virginia | 1 | $ 492,000 | $ 492,000 | $ 181,000 |
| Fairfax County Virginia | 1 | $ 544,000 | $ 544,000 | $ 115,000 |
| King George County Virginia | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| King William County Virginia | 1 | $ 213,000 | $ 213,000 | $ 55,000 |
| Prince William County Virginia | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
| Clark County Washington | 1 | $ 269,000 | $ 269,000 | $ 110,000 |
| Ferry County Washington | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Island County Washington | 1 | $ 293,000 | $ 293,000 | $ 114,000 |
| Kitsap County Washington | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Pierce County Washington | 1 | $ 296,000 | $ 296,000 | $ 0 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 632 | $27,452,000 | $43,000 | $300,000 | $83,000 | $1,440,000 |
| Refinancing | 622 | $115,094,000 | $185,000 | $1,050,000 | $78,000 | $445,000 |
| Home Purchase | 573 | $92,669,000 | $161,000 | $712,000 | $76,000 | $1,349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,019 | $122,217,000 | $119,000 | $712,000 | $83,000 | $1,349,000 |
| Not Provided | 523 | $77,515,000 | $148,000 | $1,050,000 | $80,000 | $1,440,000 |
| Black or African American | 194 | $25,986,000 | $133,000 | $533,000 | $61,000 | $325,000 |
| Hispanic | 49 | $4,091,000 | $83,000 | $276,000 | $70,000 | $195,000 |
| Asian | 31 | $4,227,000 | $136,000 | $417,000 | $73,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $803,000 | $114,000 | $189,000 | $52,000 | $85,000 |
| American Indian or Alaskan Native | 4 | $376,000 | $94,000 | $132,000 | $66,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,823 | $234,619,000 | $128,000 | $1,050,000 | $79,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 4 | $596,000 | $149,000 | $207,000 | $71,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,109 | $130,739,000 | $117,000 | $1,050,000 | $77,000 | $445,000 |
| Application Approved But Not Accepted | 361 | $65,648,000 | $181,000 | $712,000 | $88,000 | $1,349,000 |
| Application Denied By Financial Institution | 226 | $31,340,000 | $138,000 | $550,000 | $69,000 | $1,080,000 |
| Application Withdrawn By Applicant | 131 | $7,488,000 | $57,000 | $300,000 | $95,000 | $1,440,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $13,238,000 | $213,000 | $550,000 | $55,000 | $132,000 |
| Other | 62 | $3,432,000 | $55,000 | $336,000 | $66,000 | $624,000 |
| Credit History | 53 | $8,752,000 | $165,000 | $410,000 | $70,000 | $174,000 |
| Collateral | 25 | $3,977,000 | $159,000 | $392,000 | $75,000 | $188,000 |
| Employment History | 16 | $1,159,000 | $72,000 | $444,000 | $56,000 | $173,000 |
| Credit Application Incomplete | 2 | $63,000 | $31,000 | $47,000 | $597,000 | $1,080,000 |
| Unverifiable Information | 1 | $110,000 | $110,000 | $110,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $214,000 | $214,000 | $214,000 | $135,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.