Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Delta Community Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,022 |
| Total Mortgage Loan Application Amount | $480,763,000 |
| Average Mortgage Loan Application Amount | $123,666 |
| Highest Mortgage Loan Application Amount | $2,880,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $2,956,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 413 | $ 67,593,000 | $ 163,000 | $ 101,000 |
| Coweta County Georgia | 361 | $ 51,647,000 | $ 143,000 | $ 82,000 |
| Cobb County Georgia | 335 | $ 54,960,000 | $ 164,000 | $ 92,000 |
| Fulton County Georgia | 307 | $ 51,702,000 | $ 168,000 | $ 107,000 |
| Henry County Georgia | 231 | $ 26,900,000 | $ 116,000 | $ 74,000 |
| Gwinnett County Georgia | 163 | $ 27,174,000 | $ 166,000 | $ 84,000 |
| DeKalb County Georgia | 142 | $ 26,251,000 | $ 184,000 | $ 98,000 |
| Clayton County Georgia | 84 | $ 5,775,000 | $ 68,000 | $ 57,000 |
| Cherokee County Georgia | 65 | $ 11,590,000 | $ 178,000 | $ 93,000 |
| Forsyth County Georgia | 45 | $ 9,462,000 | $ 210,000 | $ 103,000 |
| Paulding County Georgia | 35 | $ 4,779,000 | $ 136,000 | $ 73,000 |
| Douglas County Georgia | 31 | $ 5,455,000 | $ 175,000 | $ 88,000 |
| Spalding County Georgia | 26 | $ 2,828,000 | $ 108,000 | $ 63,000 |
| Carroll County Georgia | 24 | $ 3,638,000 | $ 151,000 | $ 77,000 |
| Tarrant County Texas | 23 | $ 5,042,000 | $ 219,000 | $ 97,000 |
| Rockdale County Georgia | 20 | $ 2,853,000 | $ 142,000 | $ 93,000 |
| Hall County Georgia | 18 | $ 3,160,000 | $ 175,000 | $ 103,000 |
| Newton County Georgia | 18 | $ 2,637,000 | $ 146,000 | $ 92,000 |
| Broward County Florida | 16 | $ 2,276,000 | $ 142,000 | $ 82,000 |
| Los Angeles County California | 15 | $ 3,178,000 | $ 211,000 | $ 80,000 |
| Butts County Georgia | 15 | $ 2,002,000 | $ 133,000 | $ 78,000 |
| Pike County Georgia | 14 | $ 2,731,000 | $ 195,000 | $ 91,000 |
| Boone County Kentucky | 14 | $ 1,945,000 | $ 138,000 | $ 85,000 |
| Salt Lake County Utah | 14 | $ 2,735,000 | $ 195,000 | $ 81,000 |
| Denton County Texas | 13 | $ 2,383,000 | $ 183,000 | $ 121,000 |
| Walton County Georgia | 12 | $ 2,217,000 | $ 184,000 | $ 126,000 |
| Fannin County Georgia | 11 | $ 1,899,000 | $ 172,000 | $ 191,000 |
| Meriwether County Georgia | 11 | $ 1,101,000 | $ 100,000 | $ 47,000 |
| Kenton County Kentucky | 11 | $ 1,410,000 | $ 128,000 | $ 67,000 |
| Orange County Florida | 9 | $ 1,474,000 | $ 163,000 | $ 79,000 |
| Gilmer County Georgia | 9 | $ 1,470,000 | $ 163,000 | $ 105,000 |
| Barrow County Georgia | 8 | $ 706,000 | $ 88,000 | $ 74,000 |
| Suffolk County New York | 8 | $ 2,979,000 | $ 372,000 | $ 352,000 |
| Hamilton County Ohio | 8 | $ 906,000 | $ 113,000 | $ 85,000 |
| Miami-Dade County Florida | 7 | $ 1,193,000 | $ 170,000 | $ 84,000 |
| Lamar County Georgia | 7 | $ 652,000 | $ 93,000 | $ 46,000 |
| Jefferson County Alabama | 6 | $ 812,000 | $ 135,000 | $ 67,000 |
| Lee County Florida | 6 | $ 780,000 | $ 130,000 | $ 105,000 |
| Volusia County Florida | 6 | $ 820,000 | $ 136,000 | $ 91,000 |
| Jasper County Georgia | 6 | $ 934,000 | $ 155,000 | $ 78,000 |
| Maricopa County Arizona | 5 | $ 999,000 | $ 199,000 | $ 140,000 |
| Brevard County Florida | 5 | $ 706,000 | $ 141,000 | $ 58,000 |
| Lake County Florida | 5 | $ 1,255,000 | $ 251,000 | $ 64,000 |
| Harris County Georgia | 5 | $ 898,000 | $ 179,000 | $ 122,000 |
| Beaufort County South Carolina | 5 | $ 1,106,000 | $ 221,000 | $ 108,000 |
| Williamson County Tennessee | 5 | $ 1,251,000 | $ 250,000 | $ 64,000 |
| Dallas County Texas | 5 | $ 1,071,000 | $ 214,000 | $ 133,000 |
| Harris County Texas | 5 | $ 722,000 | $ 144,000 | $ 75,000 |
| Davis County Utah | 5 | $ 1,317,000 | $ 263,000 | $ 104,000 |
| Bay County Florida | 4 | $ 1,379,000 | $ 344,000 | $ 141,000 |
| Seminole County Florida | 4 | $ 576,000 | $ 144,000 | $ 64,000 |
| Habersham County Georgia | 4 | $ 621,000 | $ 155,000 | $ 98,000 |
| Hart County Georgia | 4 | $ 780,000 | $ 195,000 | $ 187,000 |
| Monroe County Georgia | 4 | $ 363,000 | $ 90,000 | $ 45,000 |
| Oconee County Georgia | 4 | $ 824,000 | $ 206,000 | $ 75,000 |
| Pickens County Georgia | 4 | $ 773,000 | $ 193,000 | $ 121,000 |
| Towns County Georgia | 4 | $ 601,000 | $ 150,000 | $ 192,000 |
| Campbell County Kentucky | 4 | $ 347,000 | $ 86,000 | $ 41,000 |
| Buncombe County North Carolina | 4 | $ 441,000 | $ 110,000 | $ 188,000 |
| Davidson County Tennessee | 4 | $ 872,000 | $ 218,000 | $ 81,000 |
| Lee County Alabama | 3 | $ 548,000 | $ 182,000 | $ 140,000 |
| Orange County California | 3 | $ 889,000 | $ 296,000 | $ 102,000 |
| San Diego County California | 3 | $ 833,000 | $ 277,000 | $ 93,000 |
| Duval County Florida | 3 | $ 331,000 | $ 110,000 | $ 108,000 |
| Hillsborough County Florida | 3 | $ 195,000 | $ 65,000 | $ 59,000 |
| Palm Beach County Florida | 3 | $ 412,000 | $ 137,000 | $ 89,000 |
| Pasco County Florida | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Pinellas County Florida | 3 | $ 651,000 | $ 217,000 | $ 91,000 |
| Sarasota County Florida | 3 | $ 580,000 | $ 193,000 | $ 127,000 |
| Walton County Florida | 3 | $ 4,874,000 | $ 1,624,000 | $ 2,013,000 |
| Bibb County Georgia | 3 | $ 239,000 | $ 79,000 | $ 79,000 |
| Bulloch County Georgia | 3 | $ 470,000 | $ 156,000 | $ 164,000 |
| Chatham County Georgia | 3 | $ 378,000 | $ 126,000 | $ 179,000 |
| Glynn County Georgia | 3 | $ 559,000 | $ 186,000 | $ 119,000 |
| Heard County Georgia | 3 | $ 443,000 | $ 147,000 | $ 80,000 |
| Cumberland County Maine | 3 | $ 431,000 | $ 143,000 | $ 88,000 |
| Wayne County Michigan | 3 | $ 428,000 | $ 142,000 | $ 65,000 |
| Bernalillo County New Mexico | 3 | $ 458,000 | $ 152,000 | $ 82,000 |
| Queens County New York | 3 | $ 879,000 | $ 293,000 | $ 103,000 |
| Guilford County North Carolina | 3 | $ 482,000 | $ 160,000 | $ 43,000 |
| Oconee County South Carolina | 3 | $ 537,000 | $ 179,000 | $ 94,000 |
| Shelby County Tennessee | 3 | $ 664,000 | $ 221,000 | $ 132,000 |
| Bexar County Texas | 3 | $ 441,000 | $ 147,000 | $ 82,000 |
| Randolph County Alabama | 2 | $ 383,000 | $ 191,000 | $ 110,000 |
| Pima County Arizona | 2 | $ 281,000 | $ 140,000 | $ 130,000 |
| Garland County Arkansas | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Alpine County California | 2 | $ 378,000 | $ 189,000 | $ 22,000 |
| Marin County California | 2 | $ 607,000 | $ 303,000 | $ 119,000 |
| Riverside County California | 2 | $ 476,000 | $ 238,000 | $ 148,000 |
| Sacramento County California | 2 | $ 483,000 | $ 241,000 | $ 111,000 |
| Adams County Colorado | 2 | $ 446,000 | $ 223,000 | $ 92,000 |
| Manatee County Florida | 2 | $ 267,000 | $ 133,000 | $ 72,000 |
| Okaloosa County Florida | 2 | $ 513,000 | $ 256,000 | $ 144,000 |
| Osceola County Florida | 2 | $ 395,000 | $ 197,000 | $ 123,000 |
| Santa Rosa County Florida | 2 | $ 352,000 | $ 176,000 | $ 87,000 |
| Bartow County Georgia | 2 | $ 146,000 | $ 73,000 | $ 57,000 |
| Clarke County Georgia | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Columbia County Georgia | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Dawson County Georgia | 2 | $ 528,000 | $ 264,000 | $ 77,000 |
| Effingham County Georgia | 2 | $ 324,000 | $ 162,000 | $ 110,000 |
| Hancock County Georgia | 2 | $ 545,000 | $ 272,000 | $ 420,000 |
| Haralson County Georgia | 2 | $ 219,000 | $ 109,000 | $ 47,000 |
| Houston County Georgia | 2 | $ 248,000 | $ 124,000 | $ 56,000 |
| Jackson County Georgia | 2 | $ 244,000 | $ 122,000 | $ 31,000 |
| Madison County Georgia | 2 | $ 185,000 | $ 92,000 | $ 33,000 |
| McIntosh County Georgia | 2 | $ 491,000 | $ 245,000 | $ 155,000 |
| Morgan County Georgia | 2 | $ 368,000 | $ 184,000 | $ 59,000 |
| Muscogee County Georgia | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
| Richmond County Georgia | 2 | $ 184,000 | $ 92,000 | $ 117,000 |
| Stephens County Georgia | 2 | $ 264,000 | $ 132,000 | $ 137,000 |
| Union County Georgia | 2 | $ 259,000 | $ 129,000 | $ 60,000 |
| Upson County Georgia | 2 | $ 341,000 | $ 170,000 | $ 40,000 |
| Whitfield County Georgia | 2 | $ 134,000 | $ 67,000 | $ 53,000 |
| Cook County Illinois | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| Fayette County Kentucky | 2 | $ 224,000 | $ 112,000 | $ 41,000 |
| St. Tammany County Louisiana | 2 | $ 263,000 | $ 131,000 | $ 55,000 |
| Essex County Massachusetts | 2 | $ 617,000 | $ 308,000 | $ 110,000 |
| St. Louis County Missouri | 2 | $ 256,000 | $ 128,000 | $ 78,000 |
| Clark County Nevada | 2 | $ 112,000 | $ 56,000 | $ 83,000 |
| Strafford County New Hampshire | 2 | $ 312,000 | $ 156,000 | $ 116,000 |
| Monroe County New York | 2 | $ 376,000 | $ 188,000 | $ 98,000 |
| Nassau County New York | 2 | $ 400,000 | $ 200,000 | $ 147,000 |
| New York County New York | 2 | $ 796,000 | $ 398,000 | $ 175,000 |
| Westchester County New York | 2 | $ 1,004,000 | $ 502,000 | $ 203,000 |
| Mecklenburg County North Carolina | 2 | $ 574,000 | $ 287,000 | $ 58,000 |
| Transylvania County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 124,000 |
| Aiken County South Carolina | 2 | $ 247,000 | $ 123,000 | $ 65,000 |
| Charleston County South Carolina | 2 | $ 518,000 | $ 259,000 | $ 178,000 |
| Spartanburg County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 43,000 |
| Fayette County Tennessee | 2 | $ 387,000 | $ 193,000 | $ 111,000 |
| Knox County Tennessee | 2 | $ 313,000 | $ 156,000 | $ 46,000 |
| Galveston County Texas | 2 | $ 241,000 | $ 120,000 | $ 51,000 |
| Travis County Texas | 2 | $ 271,000 | $ 135,000 | $ 70,000 |
| Williamson County Texas | 2 | $ 485,000 | $ 242,000 | $ 112,000 |
| Summit County Utah | 2 | $ 377,000 | $ 188,000 | $ 95,000 |
| Loudoun County Virginia | 2 | $ 687,000 | $ 343,000 | $ 152,000 |
| Clark County Washington | 2 | $ 212,000 | $ 106,000 | $ 52,000 |
| Cherokee County Alabama | 1 | $ 300,000 | $ 300,000 | $ 211,000 |
| Cleburne County Alabama | 1 | $ 328,000 | $ 328,000 | $ 114,000 |
| Colbert County Alabama | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Shelby County Alabama | 1 | $ 585,000 | $ 585,000 | $ 263,000 |
| Talladega County Alabama | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Tallapoosa County Alabama | 1 | $ 233,000 | $ 233,000 | $ 183,000 |
| Pinal County Arizona | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Benton County Arkansas | 1 | $ 328,000 | $ 328,000 | $ 114,000 |
| San Bernardino County California | 1 | $ 319,000 | $ 319,000 | $ 136,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Santa Clara County California | 1 | $ 516,000 | $ 516,000 | $ 751,000 |
| Solano County California | 1 | $ 260,000 | $ 260,000 | $ 69,000 |
| Jefferson County Colorado | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Mesa County Colorado | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Alachua County Florida | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Collier County Florida | 1 | $ 53,000 | $ 53,000 | $ 119,000 |
| Flagler County Florida | 1 | $ 223,000 | $ 223,000 | $ 126,000 |
| Gulf County Florida | 1 | $ 338,000 | $ 338,000 | $ 63,000 |
| Hernando County Florida | 1 | $ 32,000 | $ 32,000 | $ 73,000 |
| Indian River County Florida | 1 | $ 92,000 | $ 92,000 | $ 140,000 |
| Leon County Florida | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Marion County Florida | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Martin County Florida | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Nassau County Florida | 1 | $ 134,000 | $ 134,000 | $ 125,000 |
| St. Johns County Florida | 1 | $ 84,000 | $ 84,000 | $ 94,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 223,000 |
| Camden County Georgia | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
| Dodge County Georgia | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Floyd County Georgia | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Greene County Georgia | 1 | $ 220,000 | $ 220,000 | $ 82,000 |
| Lowndes County Georgia | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Lumpkin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
| Polk County Georgia | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Putnam County Georgia | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Rabun County Georgia | 1 | $ 716,000 | $ 716,000 | $ 209,000 |
| Sumter County Georgia | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Thomas County Georgia | 1 | $ 208,000 | $ 208,000 | $ 175,000 |
| Troup County Georgia | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| St. Clair County Illinois | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Dearborn County Indiana | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Delaware County Indiana | 1 | $ 49,000 | $ 49,000 | $ 105,000 |
| Lake County Indiana | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Lawrence County Indiana | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Tippecanoe County Indiana | 1 | $ 73,000 | $ 73,000 | $ 185,000 |
| Vanderburgh County Indiana | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Boyle County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 153,000 |
| Carroll County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Garrard County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Jefferson County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Trimble County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Woodford County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| East Feliciana County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
| Jefferson County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Montgomery County Maryland | 1 | $ 203,000 | $ 203,000 | $ 115,000 |
| Bristol County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Middlesex County Massachusetts | 1 | $ 887,000 | $ 887,000 | $ 275,000 |
| Norfolk County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 127,000 |
| Ramsey County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 149,000 |
| Jackson County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 195,000 |
| Clay County Missouri | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Rockingham County New Hampshire | 1 | $ 257,000 | $ 257,000 | $ 150,000 |
| Camden County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 89,000 |
| Hunterdon County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Morris County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 147,000 |
| Somerset County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Cayuga County New York | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Clinton County New York | 1 | $ 107,000 | $ 107,000 | $ 133,000 |
| Kings County New York | 1 | $ 407,000 | $ 407,000 | $ 161,000 |
| Niagara County New York | 1 | $ 143,000 | $ 143,000 | $ 125,000 |
| Orange County New York | 1 | $ 281,000 | $ 281,000 | $ 235,000 |
| Clay County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Forsyth County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 95,000 |
| Macon County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 21,000 |
| Pitt County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Rowan County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Wake County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Clermont County Ohio | 1 | $ 160,000 | $ 160,000 | $ 104,000 |
| Cuyahoga County Ohio | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Franklin County Ohio | 1 | $ 84,000 | $ 84,000 | $ 80,000 |
| Montgomery County Ohio | 1 | $ 56,000 | $ 56,000 | $ 162,000 |
| Stark County Ohio | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Clackamas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Washington County Oregon | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Bucks County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 255,000 |
| Delaware County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Anderson County South Carolina | 1 | $ 640,000 | $ 640,000 | $ 133,000 |
| Greenville County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 160,000 |
| Horry County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 169,000 |
| Lexington County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Blount County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Hamilton County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Marion County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| McMinn County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Sevier County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Unicoi County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 84,000 |
| Wilson County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Angelina County Texas | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Brazos County Texas | 1 | $ 92,000 | $ 92,000 | $ 93,000 |
| Collin County Texas | 1 | $ 181,000 | $ 181,000 | $ 81,000 |
| Comal County Texas | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Ellis County Texas | 1 | $ 181,000 | $ 181,000 | $ 200,000 |
| Guadalupe County Texas | 1 | $ 169,000 | $ 169,000 | $ 64,000 |
| Hill County Texas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Hood County Texas | 1 | $ 200,000 | $ 200,000 | $ 286,000 |
| Johnson County Texas | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Matagorda County Texas | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Montgomery County Texas | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Parker County Texas | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Wise County Texas | 1 | $ 234,000 | $ 234,000 | $ 143,000 |
| Grand County Utah | 1 | $ 303,000 | $ 303,000 | $ 77,000 |
| Morgan County Utah | 1 | $ 159,000 | $ 159,000 | $ 143,000 |
| Tooele County Utah | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Utah County Utah | 1 | $ 182,000 | $ 182,000 | $ 169,000 |
| Weber County Utah | 1 | $ 229,000 | $ 229,000 | $ 120,000 |
| Arlington County Virginia | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Carroll County Virginia | 1 | $ 14,000 | $ 14,000 | $ 70,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Kitsap County Washington | 1 | $ 191,000 | $ 191,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,173 | $356,821,000 | $164,000 | $1,470,000 | $91,000 | $737,000 |
| Home Purchase | 708 | $118,259,000 | $167,000 | $2,880,000 | $106,000 | $2,956,000 |
| Home Improvement | 141 | $5,683,000 | $40,000 | $232,000 | $87,000 | $381,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,971 | $310,986,000 | $157,000 | $1,470,000 | $93,000 | $802,000 |
| Not Provided | 642 | $117,324,000 | $182,000 | $2,880,000 | $111,000 | $2,956,000 |
| Black or African American | 232 | $27,912,000 | $120,000 | $654,000 | $71,000 | $628,000 |
| Hispanic | 85 | $11,041,000 | $129,000 | $485,000 | $84,000 | $245,000 |
| Asian | 73 | $11,084,000 | $151,000 | $520,000 | $75,000 | $221,000 |
| American Indian or Alaskan Native | 12 | $1,880,000 | $156,000 | $580,000 | $96,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $536,000 | $76,000 | $156,000 | $54,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,022 | $480,763,000 | $159,000 | $2,880,000 | $94,000 | $2,956,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,686 | $262,092,000 | $155,000 | $2,880,000 | $98,000 | $2,956,000 |
| Application Withdrawn By Applicant | 912 | $153,031,000 | $167,000 | $2,160,000 | $98,000 | $2,956,000 |
| Application Denied By Financial Institution | 417 | $64,701,000 | $155,000 | $2,200,000 | $71,000 | $425,000 |
| Application Approved But Not Accepted | 6 | $911,000 | $151,000 | $219,000 | $53,000 | $70,000 |
| Preapproval Approved but not Accepted | 1 | $28,000 | $28,000 | $28,000 | $50,000 | $50,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 154 | $28,506,000 | $185,000 | $2,200,000 | $62,000 | $262,000 |
| Credit History | 104 | $14,541,000 | $139,000 | $361,000 | $72,000 | $350,000 |
| Collateral | 84 | $13,638,000 | $162,000 | $1,470,000 | $88,000 | $425,000 |
| Other | 31 | $2,263,000 | $73,000 | $360,000 | $70,000 | $381,000 |
| Employment History | 11 | $890,000 | $80,000 | $180,000 | $53,000 | $151,000 |
| Unverifiable Information | 9 | $1,229,000 | $136,000 | $253,000 | $60,000 | $132,000 |
| Credit Application Incomplete | 6 | $980,000 | $163,000 | $417,000 | $92,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.