Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Delta Community Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,236 |
| Total Mortgage Loan Application Amount | $493,489,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $1,234,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 416 | $ 71,276,000 | $ 171,000 | $ 109,000 |
| Coweta County Georgia | 403 | $ 54,889,000 | $ 136,000 | $ 86,000 |
| Fulton County Georgia | 363 | $ 57,754,000 | $ 159,000 | $ 104,000 |
| Cobb County Georgia | 351 | $ 56,268,000 | $ 160,000 | $ 96,000 |
| Henry County Georgia | 268 | $ 30,635,000 | $ 114,000 | $ 81,000 |
| Gwinnett County Georgia | 190 | $ 28,057,000 | $ 147,000 | $ 85,000 |
| DeKalb County Georgia | 154 | $ 25,136,000 | $ 163,000 | $ 105,000 |
| Clayton County Georgia | 76 | $ 5,907,000 | $ 77,000 | $ 61,000 |
| Cherokee County Georgia | 57 | $ 8,651,000 | $ 151,000 | $ 94,000 |
| Forsyth County Georgia | 48 | $ 9,387,000 | $ 195,000 | $ 105,000 |
| Douglas County Georgia | 36 | $ 4,980,000 | $ 138,000 | $ 93,000 |
| Spalding County Georgia | 31 | $ 3,174,000 | $ 102,000 | $ 70,000 |
| Boone County Kentucky | 28 | $ 4,853,000 | $ 173,000 | $ 101,000 |
| Paulding County Georgia | 24 | $ 2,675,000 | $ 111,000 | $ 71,000 |
| Tarrant County Texas | 23 | $ 3,535,000 | $ 153,000 | $ 91,000 |
| Broward County Florida | 21 | $ 3,163,000 | $ 150,000 | $ 97,000 |
| Carroll County Georgia | 20 | $ 3,441,000 | $ 172,000 | $ 90,000 |
| Salt Lake County Utah | 20 | $ 4,107,000 | $ 205,000 | $ 76,000 |
| Hall County Georgia | 19 | $ 4,044,000 | $ 212,000 | $ 108,000 |
| Hillsborough County Florida | 17 | $ 2,466,000 | $ 145,000 | $ 96,000 |
| Butts County Georgia | 17 | $ 1,763,000 | $ 103,000 | $ 74,000 |
| Rockdale County Georgia | 16 | $ 2,011,000 | $ 125,000 | $ 78,000 |
| Orange County Florida | 15 | $ 2,157,000 | $ 143,000 | $ 73,000 |
| Palm Beach County Florida | 12 | $ 1,558,000 | $ 129,000 | $ 112,000 |
| Newton County Georgia | 12 | $ 1,308,000 | $ 109,000 | $ 78,000 |
| Pike County Georgia | 12 | $ 2,381,000 | $ 198,000 | $ 116,000 |
| Walton County Georgia | 12 | $ 1,681,000 | $ 140,000 | $ 83,000 |
| Los Angeles County California | 11 | $ 2,884,000 | $ 262,000 | $ 99,000 |
| Barrow County Georgia | 10 | $ 978,000 | $ 97,000 | $ 82,000 |
| Dawson County Georgia | 10 | $ 1,652,000 | $ 165,000 | $ 113,000 |
| Dallas County Texas | 10 | $ 1,520,000 | $ 152,000 | $ 86,000 |
| Miami-Dade County Florida | 9 | $ 1,803,000 | $ 200,000 | $ 87,000 |
| Meriwether County Georgia | 9 | $ 1,510,000 | $ 167,000 | $ 81,000 |
| Hamilton County Ohio | 9 | $ 1,532,000 | $ 170,000 | $ 119,000 |
| San Diego County California | 8 | $ 1,629,000 | $ 203,000 | $ 94,000 |
| Fannin County Georgia | 8 | $ 1,204,000 | $ 150,000 | $ 258,000 |
| Gilmer County Georgia | 8 | $ 1,136,000 | $ 142,000 | $ 100,000 |
| Volusia County Florida | 7 | $ 1,316,000 | $ 188,000 | $ 88,000 |
| Shelby County Tennessee | 7 | $ 1,100,000 | $ 157,000 | $ 108,000 |
| Randolph County Alabama | 6 | $ 1,044,000 | $ 174,000 | $ 205,000 |
| Chatham County Georgia | 6 | $ 1,649,000 | $ 274,000 | $ 170,000 |
| Jasper County Georgia | 6 | $ 1,146,000 | $ 191,000 | $ 103,000 |
| Kenton County Kentucky | 6 | $ 838,000 | $ 139,000 | $ 78,000 |
| Mecklenburg County North Carolina | 6 | $ 1,716,000 | $ 286,000 | $ 99,000 |
| Wake County North Carolina | 6 | $ 1,028,000 | $ 171,000 | $ 124,000 |
| Anderson County South Carolina | 6 | $ 843,000 | $ 140,000 | $ 122,000 |
| Tallapoosa County Alabama | 5 | $ 1,251,000 | $ 250,000 | $ 183,000 |
| Lee County Florida | 5 | $ 942,000 | $ 188,000 | $ 120,000 |
| Pasco County Florida | 5 | $ 623,000 | $ 124,000 | $ 97,000 |
| Sarasota County Florida | 5 | $ 462,000 | $ 92,000 | $ 83,000 |
| Bryan County Georgia | 5 | $ 855,000 | $ 171,000 | $ 93,000 |
| Glynn County Georgia | 5 | $ 610,000 | $ 122,000 | $ 107,000 |
| Lamar County Georgia | 5 | $ 643,000 | $ 128,000 | $ 77,000 |
| Oconee County Georgia | 5 | $ 1,020,000 | $ 204,000 | $ 80,000 |
| Troup County Georgia | 5 | $ 413,000 | $ 82,000 | $ 69,000 |
| Queens County New York | 5 | $ 773,000 | $ 154,000 | $ 89,000 |
| Suffolk County New York | 5 | $ 1,016,000 | $ 203,000 | $ 122,000 |
| Beaufort County South Carolina | 5 | $ 1,583,000 | $ 316,000 | $ 150,000 |
| Summit County Utah | 5 | $ 2,066,000 | $ 413,000 | $ 159,000 |
| Orange County California | 4 | $ 894,000 | $ 223,000 | $ 156,000 |
| Bay County Florida | 4 | $ 850,000 | $ 212,000 | $ 121,000 |
| Brevard County Florida | 4 | $ 656,000 | $ 164,000 | $ 87,000 |
| Lake County Florida | 4 | $ 477,000 | $ 119,000 | $ 110,000 |
| Nassau County Florida | 4 | $ 527,000 | $ 131,000 | $ 193,000 |
| Pinellas County Florida | 4 | $ 1,181,000 | $ 295,000 | $ 122,000 |
| Seminole County Florida | 4 | $ 402,000 | $ 100,000 | $ 73,000 |
| Bartow County Georgia | 4 | $ 287,000 | $ 71,000 | $ 74,000 |
| Bibb County Georgia | 4 | $ 564,000 | $ 141,000 | $ 136,000 |
| Harris County Georgia | 4 | $ 533,000 | $ 133,000 | $ 100,000 |
| Jackson County Georgia | 4 | $ 614,000 | $ 153,000 | $ 84,000 |
| Pickens County Georgia | 4 | $ 804,000 | $ 201,000 | $ 151,000 |
| Union County Georgia | 4 | $ 698,000 | $ 174,000 | $ 80,000 |
| Campbell County Kentucky | 4 | $ 582,000 | $ 145,000 | $ 94,000 |
| Charleston County South Carolina | 4 | $ 566,000 | $ 141,000 | $ 63,000 |
| Denton County Texas | 4 | $ 482,000 | $ 120,000 | $ 132,000 |
| Riverside County California | 3 | $ 696,000 | $ 232,000 | $ 106,000 |
| Douglas County Colorado | 3 | $ 948,000 | $ 316,000 | $ 158,000 |
| Martin County Florida | 3 | $ 866,000 | $ 288,000 | $ 141,000 |
| Osceola County Florida | 3 | $ 188,000 | $ 62,000 | $ 91,000 |
| Polk County Florida | 3 | $ 320,000 | $ 106,000 | $ 65,000 |
| Colquitt County Georgia | 3 | $ 190,000 | $ 63,000 | $ 68,000 |
| Floyd County Georgia | 3 | $ 714,000 | $ 238,000 | $ 151,000 |
| Franklin County Georgia | 3 | $ 321,000 | $ 107,000 | $ 158,000 |
| Greene County Georgia | 3 | $ 560,000 | $ 186,000 | $ 88,000 |
| Habersham County Georgia | 3 | $ 290,000 | $ 96,000 | $ 54,000 |
| Houston County Georgia | 3 | $ 672,000 | $ 224,000 | $ 133,000 |
| Putnam County Georgia | 3 | $ 577,000 | $ 192,000 | $ 126,000 |
| White County Georgia | 3 | $ 438,000 | $ 146,000 | $ 103,000 |
| Guilford County North Carolina | 3 | $ 349,000 | $ 116,000 | $ 103,000 |
| Macon County North Carolina | 3 | $ 671,000 | $ 223,000 | $ 265,000 |
| Hamilton County Tennessee | 3 | $ 711,000 | $ 237,000 | $ 84,000 |
| Sevier County Tennessee | 3 | $ 369,000 | $ 123,000 | $ 79,000 |
| Travis County Texas | 3 | $ 331,000 | $ 110,000 | $ 71,000 |
| Baldwin County Alabama | 2 | $ 209,000 | $ 104,000 | $ 99,000 |
| Mobile County Alabama | 2 | $ 151,000 | $ 75,000 | $ 88,000 |
| St. Clair County Alabama | 2 | $ 178,000 | $ 89,000 | $ 79,000 |
| Maricopa County Arizona | 2 | $ 697,000 | $ 348,000 | $ 282,000 |
| San Bernardino County California | 2 | $ 322,000 | $ 161,000 | $ 98,000 |
| San Mateo County California | 2 | $ 348,000 | $ 174,000 | $ 176,000 |
| Santa Clara County California | 2 | $ 804,000 | $ 402,000 | $ 119,000 |
| Escambia County Florida | 2 | $ 232,000 | $ 116,000 | $ 150,000 |
| Flagler County Florida | 2 | $ 239,000 | $ 119,000 | $ 51,000 |
| Okaloosa County Florida | 2 | $ 309,000 | $ 154,000 | $ 84,000 |
| Putnam County Florida | 2 | $ 206,000 | $ 103,000 | $ 144,000 |
| Santa Rosa County Florida | 2 | $ 226,000 | $ 113,000 | $ 98,000 |
| Sumter County Florida | 2 | $ 353,000 | $ 176,000 | $ 123,000 |
| Walton County Florida | 2 | $ 515,000 | $ 257,000 | $ 301,000 |
| Clarke County Georgia | 2 | $ 449,000 | $ 224,000 | $ 171,000 |
| Gordon County Georgia | 2 | $ 345,000 | $ 172,000 | $ 199,000 |
| Hancock County Georgia | 2 | $ 558,000 | $ 279,000 | $ 192,000 |
| Macon County Georgia | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| Monroe County Georgia | 2 | $ 206,000 | $ 103,000 | $ 68,000 |
| Muscogee County Georgia | 2 | $ 207,000 | $ 103,000 | $ 58,000 |
| Richmond County Georgia | 2 | $ 131,000 | $ 65,000 | $ 58,000 |
| Stephens County Georgia | 2 | $ 204,000 | $ 102,000 | $ 49,000 |
| Dearborn County Indiana | 2 | $ 267,000 | $ 133,000 | $ 70,000 |
| Bullitt County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 89,000 |
| Jefferson County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 151,000 |
| Jessamine County Kentucky | 2 | $ 139,000 | $ 69,000 | $ 32,000 |
| Bernalillo County New Mexico | 2 | $ 318,000 | $ 159,000 | $ 78,000 |
| Nassau County New York | 2 | $ 414,000 | $ 207,000 | $ 118,000 |
| Iredell County North Carolina | 2 | $ 804,000 | $ 402,000 | $ 206,000 |
| Clermont County Ohio | 2 | $ 533,000 | $ 266,000 | $ 115,000 |
| Cuyahoga County Ohio | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Franklin County Ohio | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| Logan County Ohio | 2 | $ 218,000 | $ 109,000 | $ 109,000 |
| Montgomery County Ohio | 2 | $ 221,000 | $ 110,000 | $ 60,000 |
| Horry County South Carolina | 2 | $ 185,000 | $ 92,000 | $ 136,000 |
| Lexington County South Carolina | 2 | $ 193,000 | $ 96,000 | $ 78,000 |
| Oconee County South Carolina | 2 | $ 509,000 | $ 254,000 | $ 209,000 |
| York County South Carolina | 2 | $ 438,000 | $ 219,000 | $ 146,000 |
| Davidson County Tennessee | 2 | $ 355,000 | $ 177,000 | $ 158,000 |
| Knox County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 34,000 |
| Williamson County Tennessee | 2 | $ 397,000 | $ 198,000 | $ 91,000 |
| Bexar County Texas | 2 | $ 319,000 | $ 159,000 | $ 34,000 |
| Cooke County Texas | 2 | $ 474,000 | $ 237,000 | $ 116,000 |
| Harris County Texas | 2 | $ 272,000 | $ 136,000 | $ 75,000 |
| Williamson County Texas | 2 | $ 322,000 | $ 161,000 | $ 66,000 |
| Davis County Utah | 2 | $ 336,000 | $ 168,000 | $ 101,000 |
| Chambers County Alabama | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Cherokee County Alabama | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Cleburne County Alabama | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Cullman County Alabama | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| Dale County Alabama | 1 | $ 32,000 | $ 32,000 | $ 111,000 |
| Etowah County Alabama | 1 | $ 112,000 | $ 112,000 | $ 145,000 |
| Geneva County Alabama | 1 | $ 91,000 | $ 91,000 | $ 171,000 |
| Jefferson County Alabama | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Limestone County Alabama | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Madison County Alabama | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Shelby County Alabama | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Talladega County Alabama | 1 | $ 68,000 | $ 68,000 | $ 109,000 |
| Tuscaloosa County Alabama | 1 | $ 68,000 | $ 68,000 | $ 144,000 |
| Walker County Alabama | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Anchorage County Alaska | 1 | $ 348,000 | $ 348,000 | $ 63,000 |
| Pulaski County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Contra Costa County California | 1 | $ 250,000 | $ 250,000 | $ 33,000 |
| Ventura County California | 1 | $ 142,000 | $ 142,000 | $ 180,000 |
| Yolo County California | 1 | $ 146,000 | $ 146,000 | $ 32,000 |
| Citrus County Florida | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Franklin County Florida | 1 | $ 479,000 | $ 479,000 | $ 260,000 |
| Gulf County Florida | 1 | $ 304,000 | $ 304,000 | $ 195,000 |
| Indian River County Florida | 1 | $ 76,000 | $ 76,000 | $ 117,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 255,000 |
| Manatee County Florida | 1 | $ 180,000 | $ 180,000 | $ 237,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| St. Lucie County Florida | 1 | $ 83,000 | $ 83,000 | $ 180,000 |
| Baldwin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Camden County Georgia | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Effingham County Georgia | 1 | $ 171,000 | $ 171,000 | $ 146,000 |
| Elbert County Georgia | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Emanuel County Georgia | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Hart County Georgia | 1 | $ 270,000 | $ 270,000 | $ 161,000 |
| Heard County Georgia | 1 | $ 72,000 | $ 72,000 | $ 64,000 |
| Lowndes County Georgia | 1 | $ 289,000 | $ 289,000 | $ 117,000 |
| Lumpkin County Georgia | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| Morgan County Georgia | 1 | $ 364,000 | $ 364,000 | $ 106,000 |
| Peach County Georgia | 1 | $ 99,000 | $ 99,000 | $ 95,000 |
| Polk County Georgia | 1 | $ 41,000 | $ 41,000 | $ 190,000 |
| Rabun County Georgia | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| Seminole County Georgia | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Sumter County Georgia | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Towns County Georgia | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Turner County Georgia | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Upson County Georgia | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Whitfield County Georgia | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Lake County Illinois | 1 | $ 562,000 | $ 562,000 | $ 300,000 |
| Will County Illinois | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Bartholomew County Indiana | 1 | $ 150,000 | $ 150,000 | $ 169,000 |
| Hamilton County Indiana | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Jennings County Indiana | 1 | $ 208,000 | $ 208,000 | $ 128,000 |
| Kosciusko County Indiana | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Lake County Indiana | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Marion County Indiana | 1 | $ 32,000 | $ 32,000 | $ 83,000 |
| Carroll County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Fayette County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Lyon County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 172,000 |
| Owen County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Spencer County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 65,000 |
| Trigg County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| Orleans County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 188,000 |
| Cumberland County Maine | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Baltimore County Maryland | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Barnstable County Massachusetts | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Essex County Massachusetts | 1 | $ 242,000 | $ 242,000 | $ 117,000 |
| Livingston County Michigan | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Monroe County Michigan | 1 | $ 240,000 | $ 240,000 | $ 67,000 |
| Anoka County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Dakota County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 87,000 |
| St. Louis County Minnesota | 1 | $ 348,000 | $ 348,000 | $ 225,000 |
| Washington County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| DeSoto County Mississippi | 1 | $ 363,000 | $ 363,000 | $ 264,000 |
| Greene County Missouri | 1 | $ 160,000 | $ 160,000 | $ 127,000 |
| Jackson County Missouri | 1 | $ 202,000 | $ 202,000 | $ 189,000 |
| Hillsborough County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 203,000 |
| Broome County New York | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| New York County New York | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Onondaga County New York | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Orange County New York | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Beaufort County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Buncombe County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| Chatham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Davidson County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Durham County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 132,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Henderson County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 41,000 |
| Pasquotank County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 102,000 |
| Transylvania County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| Allen County Ohio | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Auglaize County Ohio | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Brown County Ohio | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Erie County Ohio | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Stark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Clackamas County Oregon | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Deschutes County Oregon | 1 | $ 190,000 | $ 190,000 | $ 245,000 |
| Aiken County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Clarendon County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 136,000 |
| Dorchester County South Carolina | 1 | $ 299,000 | $ 299,000 | $ 124,000 |
| Richland County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 109,000 |
| Spartanburg County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Blount County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Bradley County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 22,000 |
| Franklin County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 144,000 |
| Macon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Monroe County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 221,000 |
| Sullivan County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Brazoria County Texas | 1 | $ 206,000 | $ 206,000 | $ 239,000 |
| Brazos County Texas | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Collin County Texas | 1 | $ 111,000 | $ 111,000 | $ 120,000 |
| Ellis County Texas | 1 | $ 18,000 | $ 18,000 | $ 54,000 |
| Fort Bend County Texas | 1 | $ 246,000 | $ 246,000 | $ 271,000 |
| Henderson County Texas | 1 | $ 79,000 | $ 79,000 | $ 94,000 |
| Kaufman County Texas | 1 | $ 113,000 | $ 113,000 | $ 82,000 |
| Nueces County Texas | 1 | $ 54,000 | $ 54,000 | $ 220,000 |
| Titus County Texas | 1 | $ 112,000 | $ 112,000 | $ 122,000 |
| Wise County Texas | 1 | $ 64,000 | $ 64,000 | $ 89,000 |
| Rich County Utah | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Tooele County Utah | 1 | $ 261,000 | $ 261,000 | $ 67,000 |
| Utah County Utah | 1 | $ 683,000 | $ 683,000 | $ 180,000 |
| Washington County Utah | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Weber County Utah | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Fairfax County Virginia | 1 | $ 408,000 | $ 408,000 | $ 153,000 |
| Virginia Beach County Virginia | 1 | $ 209,000 | $ 209,000 | $ 61,000 |
| King County Washington | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,064 | $340,651,000 | $165,000 | $1,450,000 | $100,000 | $982,000 |
| Home Purchase | 1,003 | $136,019,000 | $135,000 | $998,000 | $87,000 | $1,234,000 |
| Home Improvement | 169 | $16,819,000 | $99,000 | $650,000 | $115,000 | $741,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,035 | $323,170,000 | $158,000 | $1,450,000 | $100,000 | $1,234,000 |
| Not Provided | 751 | $115,115,000 | $153,000 | $872,000 | $100,000 | $928,000 |
| Black or African American | 243 | $25,814,000 | $106,000 | $520,000 | $67,000 | $340,000 |
| Hispanic | 106 | $15,228,000 | $143,000 | $800,000 | $77,000 | $336,000 |
| Asian | 87 | $12,298,000 | $141,000 | $692,000 | $90,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,012,000 | $112,000 | $163,000 | $97,000 | $176,000 |
| American Indian or Alaskan Native | 5 | $852,000 | $170,000 | $281,000 | $131,000 | $263,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,236 | $493,489,000 | $152,000 | $1,450,000 | $97,000 | $1,234,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,727 | $258,900,000 | $149,000 | $998,000 | $103,000 | $741,000 |
| Application Withdrawn By Applicant | 845 | $135,412,000 | $160,000 | $862,000 | $96,000 | $928,000 |
| Application Denied By Financial Institution | 436 | $63,797,000 | $146,000 | $1,450,000 | $76,000 | $1,234,000 |
| Application Approved But Not Accepted | 228 | $35,380,000 | $155,000 | $720,000 | $93,000 | $350,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 154 | $20,330,000 | $132,000 | $1,450,000 | $68,000 | $317,000 |
| Collateral | 108 | $16,888,000 | $156,000 | $680,000 | $102,000 | $1,234,000 |
| Debt-To-Income Ratio | 101 | $16,163,000 | $160,000 | $655,000 | $57,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,116,000 | $124,000 | $320,000 | $55,000 | $150,000 |
| Other | 16 | $2,290,000 | $143,000 | $395,000 | $101,000 | $164,000 |
| Mortgage Insurance Denied | 14 | $1,881,000 | $134,000 | $389,000 | $68,000 | $158,000 |
| Credit Application Incomplete | 8 | $1,101,000 | $137,000 | $292,000 | $83,000 | $140,000 |
| Employment History | 2 | $179,000 | $89,000 | $126,000 | $45,000 | $65,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.