Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Delta Community Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,523 |
| Total Mortgage Loan Application Amount | $544,631,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $1,225,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 447 | $ 71,185,000 | $ 159,000 | $ 110,000 |
| Fulton County Georgia | 427 | $ 73,971,000 | $ 173,000 | $ 105,000 |
| Cobb County Georgia | 426 | $ 72,447,000 | $ 170,000 | $ 101,000 |
| Coweta County Georgia | 401 | $ 54,268,000 | $ 135,000 | $ 86,000 |
| DeKalb County Georgia | 241 | $ 42,160,000 | $ 174,000 | $ 108,000 |
| Gwinnett County Georgia | 211 | $ 29,652,000 | $ 140,000 | $ 89,000 |
| Henry County Georgia | 208 | $ 22,885,000 | $ 110,000 | $ 81,000 |
| Cherokee County Georgia | 99 | $ 15,685,000 | $ 158,000 | $ 93,000 |
| Clayton County Georgia | 93 | $ 6,645,000 | $ 71,000 | $ 75,000 |
| Forsyth County Georgia | 67 | $ 13,864,000 | $ 206,000 | $ 121,000 |
| Douglas County Georgia | 41 | $ 4,995,000 | $ 121,000 | $ 81,000 |
| Hall County Georgia | 39 | $ 6,663,000 | $ 170,000 | $ 95,000 |
| Paulding County Georgia | 34 | $ 4,718,000 | $ 138,000 | $ 103,000 |
| Broward County Florida | 21 | $ 3,029,000 | $ 144,000 | $ 84,000 |
| Spalding County Georgia | 19 | $ 2,167,000 | $ 114,000 | $ 85,000 |
| Tarrant County Texas | 16 | $ 2,825,000 | $ 176,000 | $ 125,000 |
| Carroll County Georgia | 14 | $ 1,494,000 | $ 106,000 | $ 96,000 |
| Gilmer County Georgia | 14 | $ 1,740,000 | $ 124,000 | $ 88,000 |
| Rockdale County Georgia | 14 | $ 1,526,000 | $ 109,000 | $ 66,000 |
| Salt Lake County Utah | 14 | $ 2,909,000 | $ 207,000 | $ 96,000 |
| Barrow County Georgia | 13 | $ 1,801,000 | $ 138,000 | $ 90,000 |
| Kenton County Kentucky | 13 | $ 1,240,000 | $ 95,000 | $ 66,000 |
| Brevard County Florida | 12 | $ 1,577,000 | $ 131,000 | $ 144,000 |
| Hillsborough County Florida | 12 | $ 1,828,000 | $ 152,000 | $ 84,000 |
| Denton County Texas | 12 | $ 1,470,000 | $ 122,000 | $ 79,000 |
| Newton County Georgia | 11 | $ 1,019,000 | $ 92,000 | $ 61,000 |
| Pike County Georgia | 11 | $ 1,933,000 | $ 175,000 | $ 114,000 |
| Lee County Florida | 10 | $ 1,263,000 | $ 126,000 | $ 102,000 |
| Miami-Dade County Florida | 10 | $ 1,701,000 | $ 170,000 | $ 95,000 |
| Orange County Florida | 10 | $ 1,560,000 | $ 156,000 | $ 73,000 |
| Palm Beach County Florida | 10 | $ 1,503,000 | $ 150,000 | $ 98,000 |
| Butts County Georgia | 10 | $ 1,665,000 | $ 166,000 | $ 81,000 |
| Hamilton County Ohio | 10 | $ 2,077,000 | $ 207,000 | $ 159,000 |
| Walton County Georgia | 9 | $ 1,214,000 | $ 134,000 | $ 87,000 |
| Harris County Texas | 9 | $ 1,147,000 | $ 127,000 | $ 61,000 |
| Los Angeles County California | 8 | $ 1,913,000 | $ 239,000 | $ 102,000 |
| Bartow County Georgia | 8 | $ 1,539,000 | $ 192,000 | $ 94,000 |
| Chatham County Georgia | 8 | $ 1,298,000 | $ 162,000 | $ 66,000 |
| Glynn County Georgia | 8 | $ 1,478,000 | $ 184,000 | $ 126,000 |
| Randolph County Alabama | 7 | $ 1,234,000 | $ 176,000 | $ 171,000 |
| Pinellas County Florida | 7 | $ 1,447,000 | $ 206,000 | $ 114,000 |
| Sarasota County Florida | 7 | $ 1,016,000 | $ 145,000 | $ 231,000 |
| Jasper County Georgia | 7 | $ 1,182,000 | $ 168,000 | $ 127,000 |
| Meriwether County Georgia | 7 | $ 709,000 | $ 101,000 | $ 84,000 |
| Pickens County Georgia | 7 | $ 1,024,000 | $ 146,000 | $ 87,000 |
| Troup County Georgia | 7 | $ 744,000 | $ 106,000 | $ 79,000 |
| Dallas County Texas | 7 | $ 1,402,000 | $ 200,000 | $ 147,000 |
| Duval County Florida | 6 | $ 1,263,000 | $ 210,000 | $ 104,000 |
| Polk County Florida | 6 | $ 683,000 | $ 113,000 | $ 95,000 |
| Bibb County Georgia | 6 | $ 1,188,000 | $ 198,000 | $ 99,000 |
| Dawson County Georgia | 6 | $ 1,153,000 | $ 192,000 | $ 92,000 |
| Fannin County Georgia | 6 | $ 763,000 | $ 127,000 | $ 95,000 |
| Boone County Kentucky | 6 | $ 617,000 | $ 102,000 | $ 71,000 |
| Campbell County Kentucky | 6 | $ 607,000 | $ 101,000 | $ 58,000 |
| Shelby County Tennessee | 6 | $ 1,006,000 | $ 167,000 | $ 77,000 |
| Summit County Utah | 6 | $ 1,262,000 | $ 210,000 | $ 131,000 |
| Pasco County Florida | 5 | $ 731,000 | $ 146,000 | $ 83,000 |
| Charleston County South Carolina | 5 | $ 852,000 | $ 170,000 | $ 133,000 |
| Davis County Utah | 5 | $ 954,000 | $ 190,000 | $ 109,000 |
| Baldwin County Alabama | 4 | $ 519,000 | $ 129,000 | $ 108,000 |
| Tallapoosa County Alabama | 4 | $ 1,407,000 | $ 351,000 | $ 215,000 |
| Alameda County California | 4 | $ 1,406,000 | $ 351,000 | $ 175,000 |
| Santa Clara County California | 4 | $ 1,174,000 | $ 293,000 | $ 239,000 |
| Bay County Florida | 4 | $ 710,000 | $ 177,000 | $ 123,000 |
| Seminole County Florida | 4 | $ 600,000 | $ 150,000 | $ 106,000 |
| Sumter County Florida | 4 | $ 424,000 | $ 106,000 | $ 71,000 |
| Walton County Florida | 4 | $ 1,381,000 | $ 345,000 | $ 137,000 |
| Jackson County Georgia | 4 | $ 238,000 | $ 59,000 | $ 52,000 |
| Lamar County Georgia | 4 | $ 444,000 | $ 111,000 | $ 230,000 |
| Rabun County Georgia | 4 | $ 1,344,000 | $ 336,000 | $ 208,000 |
| Richmond County Georgia | 4 | $ 595,000 | $ 148,000 | $ 66,000 |
| Union County Georgia | 4 | $ 523,000 | $ 130,000 | $ 117,000 |
| Hennepin County Minnesota | 4 | $ 1,094,000 | $ 273,000 | $ 118,000 |
| Kings County New York | 4 | $ 1,420,000 | $ 355,000 | $ 134,000 |
| Nassau County New York | 4 | $ 868,000 | $ 217,000 | $ 83,000 |
| Queens County New York | 4 | $ 921,000 | $ 230,000 | $ 103,000 |
| Mecklenburg County North Carolina | 4 | $ 575,000 | $ 143,000 | $ 114,000 |
| Wake County North Carolina | 4 | $ 1,015,000 | $ 253,000 | $ 103,000 |
| Hamilton County Tennessee | 4 | $ 475,000 | $ 118,000 | $ 165,000 |
| Virginia Beach County Virginia | 4 | $ 852,000 | $ 213,000 | $ 115,000 |
| Montgomery County Alabama | 3 | $ 243,000 | $ 81,000 | $ 102,000 |
| Orange County California | 3 | $ 545,000 | $ 181,000 | $ 130,000 |
| Riverside County California | 3 | $ 338,000 | $ 112,000 | $ 78,000 |
| Sacramento County California | 3 | $ 665,000 | $ 221,000 | $ 54,000 |
| Escambia County Florida | 3 | $ 253,000 | $ 84,000 | $ 51,000 |
| Manatee County Florida | 3 | $ 491,000 | $ 163,000 | $ 138,000 |
| Volusia County Florida | 3 | $ 291,000 | $ 97,000 | $ 73,000 |
| Columbia County Georgia | 3 | $ 539,000 | $ 179,000 | $ 110,000 |
| Greene County Georgia | 3 | $ 625,000 | $ 208,000 | $ 252,000 |
| Haralson County Georgia | 3 | $ 234,000 | $ 78,000 | $ 108,000 |
| Harris County Georgia | 3 | $ 374,000 | $ 124,000 | $ 96,000 |
| Monroe County Georgia | 3 | $ 341,000 | $ 113,000 | $ 81,000 |
| Towns County Georgia | 3 | $ 215,000 | $ 71,000 | $ 82,000 |
| Marion County Indiana | 3 | $ 201,000 | $ 67,000 | $ 51,000 |
| Jefferson County Kentucky | 3 | $ 407,000 | $ 135,000 | $ 50,000 |
| St. Louis County Minnesota | 3 | $ 712,000 | $ 237,000 | $ 251,000 |
| Suffolk County New York | 3 | $ 605,000 | $ 201,000 | $ 55,000 |
| Iredell County North Carolina | 3 | $ 1,329,000 | $ 443,000 | $ 77,000 |
| Jackson County North Carolina | 3 | $ 480,000 | $ 160,000 | $ 141,000 |
| Franklin County Ohio | 3 | $ 152,000 | $ 50,000 | $ 58,000 |
| Anderson County South Carolina | 3 | $ 548,000 | $ 182,000 | $ 63,000 |
| Oconee County South Carolina | 3 | $ 508,000 | $ 169,000 | $ 136,000 |
| Blount County Tennessee | 3 | $ 252,000 | $ 84,000 | $ 88,000 |
| Collin County Texas | 3 | $ 429,000 | $ 143,000 | $ 67,000 |
| Fort Bend County Texas | 3 | $ 505,000 | $ 168,000 | $ 107,000 |
| Colbert County Alabama | 2 | $ 132,000 | $ 66,000 | $ 31,000 |
| Jefferson County Alabama | 2 | $ 165,000 | $ 82,000 | $ 41,000 |
| Lee County Alabama | 2 | $ 319,000 | $ 159,000 | $ 73,000 |
| San Diego County California | 2 | $ 1,064,000 | $ 532,000 | $ 177,000 |
| San Francisco County California | 2 | $ 1,985,000 | $ 992,000 | $ 275,000 |
| San Mateo County California | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Gulf County Florida | 2 | $ 198,000 | $ 99,000 | $ 84,000 |
| Indian River County Florida | 2 | $ 175,000 | $ 87,000 | $ 259,000 |
| Okaloosa County Florida | 2 | $ 500,000 | $ 250,000 | $ 227,000 |
| St. Lucie County Florida | 2 | $ 183,000 | $ 91,000 | $ 138,000 |
| Burke County Georgia | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Clarke County Georgia | 2 | $ 353,000 | $ 176,000 | $ 121,000 |
| Hancock County Georgia | 2 | $ 250,000 | $ 125,000 | $ 201,000 |
| Heard County Georgia | 2 | $ 168,000 | $ 84,000 | $ 57,000 |
| Lowndes County Georgia | 2 | $ 158,000 | $ 79,000 | $ 80,000 |
| McIntosh County Georgia | 2 | $ 89,000 | $ 44,000 | $ 65,000 |
| Muscogee County Georgia | 2 | $ 235,000 | $ 117,000 | $ 76,000 |
| Thomas County Georgia | 2 | $ 126,000 | $ 63,000 | $ 87,000 |
| White County Georgia | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Johnson County Indiana | 2 | $ 381,000 | $ 190,000 | $ 140,000 |
| Erie County New York | 2 | $ 129,000 | $ 64,000 | $ 118,000 |
| Westchester County New York | 2 | $ 532,000 | $ 266,000 | $ 165,000 |
| Forsyth County North Carolina | 2 | $ 169,000 | $ 84,000 | $ 151,000 |
| Guilford County North Carolina | 2 | $ 489,000 | $ 244,000 | $ 77,000 |
| Orange County North Carolina | 2 | $ 712,000 | $ 356,000 | $ 91,000 |
| Wayne County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 151,000 |
| Montgomery County Ohio | 2 | $ 136,000 | $ 68,000 | $ 43,000 |
| Berkeley County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Greenville County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 197,000 |
| Lexington County South Carolina | 2 | $ 249,000 | $ 124,000 | $ 87,000 |
| Pickens County South Carolina | 2 | $ 94,000 | $ 47,000 | $ 58,000 |
| Davidson County Tennessee | 2 | $ 395,000 | $ 197,000 | $ 99,000 |
| Knox County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 124,000 |
| Marion County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 34,000 |
| Brazos County Texas | 2 | $ 226,000 | $ 113,000 | $ 125,000 |
| El Paso County Texas | 2 | $ 274,000 | $ 137,000 | $ 137,000 |
| Rockwall County Texas | 2 | $ 178,000 | $ 89,000 | $ 82,000 |
| Travis County Texas | 2 | $ 315,000 | $ 157,000 | $ 67,000 |
| Williamson County Texas | 2 | $ 304,000 | $ 152,000 | $ 78,000 |
| Grand County Utah | 2 | $ 319,000 | $ 159,000 | $ 77,000 |
| Tooele County Utah | 2 | $ 205,000 | $ 102,000 | $ 52,000 |
| Utah County Utah | 2 | $ 800,000 | $ 400,000 | $ 173,000 |
| Loudoun County Virginia | 2 | $ 297,000 | $ 148,000 | $ 121,000 |
| Roanoke City County Virginia | 2 | $ 318,000 | $ 159,000 | $ 106,000 |
| Chambers County Alabama | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Clay County Alabama | 1 | $ 600,000 | $ 600,000 | $ 294,000 |
| Cullman County Alabama | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Elmore County Alabama | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Shelby County Alabama | 1 | $ 53,000 | $ 53,000 | $ 68,000 |
| Talladega County Alabama | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Amador County California | 1 | $ 20,000 | $ 20,000 | $ 8,000 |
| Fresno County California | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Trinity County California | 1 | $ 177,000 | $ 177,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 1 | $ 317,000 | $ 317,000 | $ 176,000 |
| Charlotte County Florida | 1 | $ 380,000 | $ 380,000 | $ 143,000 |
| Flagler County Florida | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 480,000 | $ 480,000 | $ 260,000 |
| Osceola County Florida | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| Putnam County Florida | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| St. Johns County Florida | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Bulloch County Georgia | 1 | $ 24,000 | $ 24,000 | $ 224,000 |
| Dooly County Georgia | 1 | $ 102,000 | $ 102,000 | $ 90,000 |
| Effingham County Georgia | 1 | $ 93,000 | $ 93,000 | $ 98,000 |
| Floyd County Georgia | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Habersham County Georgia | 1 | $ 107,000 | $ 107,000 | $ 120,000 |
| Hart County Georgia | 1 | $ 203,000 | $ 203,000 | $ 115,000 |
| Morgan County Georgia | 1 | $ 298,000 | $ 298,000 | $ 94,000 |
| Murray County Georgia | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Oconee County Georgia | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Peach County Georgia | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Polk County Georgia | 1 | $ 52,000 | $ 52,000 | $ 172,000 |
| Putnam County Georgia | 1 | $ 88,000 | $ 88,000 | $ 300,000 |
| Tattnall County Georgia | 1 | $ 160,000 | $ 160,000 | $ 127,000 |
| Worth County Georgia | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Crawford County Indiana | 1 | $ 35,000 | $ 35,000 | $ 179,000 |
| Lake County Indiana | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Morgan County Indiana | 1 | $ 309,000 | $ 309,000 | $ 101,000 |
| Shelby County Indiana | 1 | $ 143,000 | $ 143,000 | $ 71,000 |
| St. Joseph County Indiana | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Fayette County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 194,000 |
| Garrard County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 155,000 |
| Cass County Michigan | 1 | $ 157,000 | $ 157,000 | $ 263,000 |
| Monroe County Michigan | 1 | $ 236,000 | $ 236,000 | $ 122,000 |
| Wayne County Michigan | 1 | $ 29,000 | $ 29,000 | $ 7,000 |
| Dakota County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Le Sueur County Minnesota | 1 | $ 226,000 | $ 226,000 | $ 99,000 |
| Scott County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Jackson County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 135,000 |
| Bronx County New York | 1 | $ 378,000 | $ 378,000 | $ 115,000 |
| Onondaga County New York | 1 | $ 47,000 | $ 47,000 | $ 45,000 |
| Putnam County New York | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Richmond County New York | 1 | $ 350,000 | $ 350,000 | $ 60,000 |
| Brunswick County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 130,000 |
| Burke County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Cabarrus County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 172,000 |
| Cherokee County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 70,000 |
| Davidson County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 103,000 |
| Gaston County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 51,000 |
| Graham County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Granville County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 15,000 |
| Madison County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| New Hanover County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Pitt County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Rockingham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Cuyahoga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 139,000 |
| Medina County Ohio | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Seneca County Ohio | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Aiken County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Dorchester County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| Florence County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Greenwood County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Bedford County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Claiborne County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| Hardin County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 72,000 |
| McMinn County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Sevier County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Cooke County Texas | 1 | $ 70,000 | $ 70,000 | $ 189,000 |
| Freestone County Texas | 1 | $ 43,000 | $ 43,000 | $ 10,000 |
| Grayson County Texas | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Guadalupe County Texas | 1 | $ 139,000 | $ 139,000 | $ 97,000 |
| Hays County Texas | 1 | $ 625,000 | $ 625,000 | $ 480,000 |
| Kerr County Texas | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Wasatch County Utah | 1 | $ 512,000 | $ 512,000 | $ 119,000 |
| Weber County Utah | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Brunswick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Fairfax County Virginia | 1 | $ 269,000 | $ 269,000 | $ 107,000 |
| Lee County Virginia | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Lynchburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| New Kent County Virginia | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Petersburg County Virginia | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Prince William County Virginia | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| Radford County Virginia | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Richmond City County Virginia | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Suffolk County Virginia | 1 | $ 588,000 | $ 588,000 | $ 150,000 |
| Wise County Virginia | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,819 | $276,010,000 | $151,000 | $1,225,000 | $100,000 | $825,000 |
| Home Purchase | 1,494 | $252,450,000 | $168,000 | $888,000 | $94,000 | $525,000 |
| Home Improvement | 210 | $16,171,000 | $77,000 | $480,000 | $125,000 | $630,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,927 | $304,081,000 | $157,000 | $1,225,000 | $101,000 | $825,000 |
| Not Provided | 1,018 | $161,891,000 | $159,000 | $1,080,000 | $105,000 | $543,000 |
| Black or African American | 321 | $38,447,000 | $119,000 | $600,000 | $76,000 | $456,000 |
| Hispanic | 128 | $16,125,000 | $125,000 | $412,000 | $76,000 | $288,000 |
| Asian | 115 | $22,088,000 | $192,000 | $625,000 | $98,000 | $480,000 |
| American Indian or Alaskan Native | 8 | $693,000 | $86,000 | $282,000 | $71,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,306,000 | $217,000 | $556,000 | $107,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,523 | $544,631,000 | $154,000 | $1,225,000 | $99,000 | $825,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,036 | $325,957,000 | $160,000 | $1,080,000 | $105,000 | $825,000 |
| Application Approved But Not Accepted | 956 | $147,195,000 | $153,000 | $1,050,000 | $95,000 | $670,000 |
| Application Denied By Financial Institution | 531 | $71,479,000 | $134,000 | $1,225,000 | $83,000 | $630,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 185 | $19,247,000 | $104,000 | $600,000 | $83,000 | $456,000 |
| Collateral | 171 | $26,741,000 | $156,000 | $655,000 | $94,000 | $630,000 |
| Debt-To-Income Ratio | 95 | $14,082,000 | $148,000 | $1,225,000 | $63,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,237,000 | $169,000 | $418,000 | $82,000 | $275,000 |
| Other | 24 | $2,414,000 | $100,000 | $242,000 | $97,000 | $300,000 |
| Mortgage Insurance Denied | 9 | $1,474,000 | $163,000 | $272,000 | $76,000 | $131,000 |
| Employment History | 9 | $1,395,000 | $155,000 | $439,000 | $85,000 | $158,000 |
| Unverifiable Information | 5 | $1,003,000 | $200,000 | $297,000 | $69,000 | $166,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.