Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Delta Community Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,419 |
| Total Mortgage Loan Application Amount | $1,889,075,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $141,600 |
| Highest Applicant Income | $7,246,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,513 | $ 340,855,000 | $ 225,000 | $ 155,000 |
| Cobb County Georgia | 1,190 | $ 255,590,000 | $ 214,000 | $ 153,000 |
| Coweta County Georgia | 872 | $ 148,490,000 | $ 170,000 | $ 124,000 |
| Gwinnett County Georgia | 832 | $ 143,500,000 | $ 172,000 | $ 111,000 |
| Fayette County Georgia | 738 | $ 157,850,000 | $ 213,000 | $ 163,000 |
| DeKalb County Georgia | 718 | $ 164,870,000 | $ 229,000 | $ 144,000 |
| Henry County Georgia | 612 | $ 93,020,000 | $ 151,000 | $ 99,000 |
| Clayton County Georgia | 325 | $ 35,385,000 | $ 108,000 | $ 73,000 |
| Forsyth County Georgia | 303 | $ 75,335,000 | $ 248,000 | $ 154,000 |
| Cherokee County Georgia | 284 | $ 59,920,000 | $ 210,000 | $ 154,000 |
| Hall County Georgia | 136 | $ 28,090,000 | $ 206,000 | $ 121,000 |
| Paulding County Georgia | 115 | $ 16,725,000 | $ 145,000 | $ 109,000 |
| Douglas County Georgia | 85 | $ 12,235,000 | $ 143,000 | $ 98,000 |
| Spalding County Georgia | 66 | $ 8,880,000 | $ 134,000 | $ 79,000 |
| Newton County Georgia | 45 | $ 7,075,000 | $ 157,000 | $ 133,000 |
| Rockdale County Georgia | 43 | $ 6,825,000 | $ 158,000 | $ 143,000 |
| Carroll County Georgia | 40 | $ 6,310,000 | $ 157,000 | $ 115,000 |
| Walton County Georgia | 38 | $ 7,640,000 | $ 201,000 | $ 151,000 |
| Pike County Georgia | 36 | $ 7,530,000 | $ 209,000 | $ 110,000 |
| Orange County Florida | 33 | $ 6,295,000 | $ 190,000 | $ 117,000 |
| Tarrant County Texas | 33 | $ 6,455,000 | $ 195,000 | $ 124,000 |
| Broward County Florida | 32 | $ 6,700,000 | $ 209,000 | $ 137,000 |
| Barrow County Georgia | 31 | $ 4,455,000 | $ 143,000 | $ 99,000 |
| Salt Lake County Utah | 28 | $ 6,000,000 | $ 214,000 | $ 141,000 |
| Jackson County Georgia | 27 | $ 3,785,000 | $ 140,000 | $ 94,000 |
| Butts County Georgia | 24 | $ 3,370,000 | $ 140,000 | $ 98,000 |
| Chatham County Georgia | 23 | $ 4,155,000 | $ 180,000 | $ 89,000 |
| Troup County Georgia | 22 | $ 3,220,000 | $ 146,000 | $ 111,000 |
| Boone County Kentucky | 22 | $ 2,600,000 | $ 118,000 | $ 104,000 |
| Palm Beach County Florida | 21 | $ 4,085,000 | $ 194,000 | $ 117,000 |
| Meriwether County Georgia | 21 | $ 3,265,000 | $ 155,000 | $ 88,000 |
| Bartow County Georgia | 20 | $ 5,330,000 | $ 266,000 | $ 187,000 |
| Miami-Dade County Florida | 19 | $ 5,215,000 | $ 274,000 | $ 172,000 |
| Los Angeles County California | 18 | $ 6,850,000 | $ 380,000 | $ 130,000 |
| Brevard County Florida | 18 | $ 5,020,000 | $ 278,000 | $ 132,000 |
| Davis County Utah | 17 | $ 4,315,000 | $ 253,000 | $ 135,000 |
| Denton County Texas | 16 | $ 2,600,000 | $ 162,000 | $ 405,000 |
| Clarke County Georgia | 15 | $ 2,435,000 | $ 162,000 | $ 99,000 |
| Mecklenburg County North Carolina | 15 | $ 4,625,000 | $ 308,000 | $ 185,000 |
| Maricopa County Arizona | 14 | $ 3,090,000 | $ 220,000 | $ 185,000 |
| Putnam County Georgia | 14 | $ 3,110,000 | $ 222,000 | $ 147,000 |
| Charleston County South Carolina | 14 | $ 4,730,000 | $ 337,000 | $ 232,000 |
| Pinellas County Florida | 13 | $ 2,465,000 | $ 189,000 | $ 131,000 |
| Gilmer County Georgia | 13 | $ 2,815,000 | $ 216,000 | $ 156,000 |
| Lamar County Georgia | 13 | $ 1,905,000 | $ 146,000 | $ 79,000 |
| Pickens County Georgia | 13 | $ 2,585,000 | $ 198,000 | $ 117,000 |
| Oconee County Georgia | 12 | $ 2,430,000 | $ 202,000 | $ 127,000 |
| Dallas County Texas | 12 | $ 2,710,000 | $ 225,000 | $ 162,000 |
| Harris County Texas | 12 | $ 2,520,000 | $ 210,000 | $ 117,000 |
| Hillsborough County Florida | 11 | $ 1,935,000 | $ 175,000 | $ 122,000 |
| Pasco County Florida | 11 | $ 2,045,000 | $ 185,000 | $ 107,000 |
| Volusia County Florida | 11 | $ 1,795,000 | $ 163,000 | $ 110,000 |
| Jasper County Georgia | 11 | $ 2,765,000 | $ 251,000 | $ 155,000 |
| Kenton County Kentucky | 11 | $ 1,595,000 | $ 145,000 | $ 94,000 |
| Wake County North Carolina | 11 | $ 2,425,000 | $ 220,000 | $ 139,000 |
| Knox County Tennessee | 10 | $ 2,710,000 | $ 271,000 | $ 286,000 |
| Weber County Utah | 10 | $ 2,460,000 | $ 246,000 | $ 216,000 |
| Bay County Florida | 9 | $ 1,655,000 | $ 183,000 | $ 166,000 |
| Sarasota County Florida | 9 | $ 1,155,000 | $ 128,000 | $ 95,000 |
| Fannin County Georgia | 9 | $ 1,775,000 | $ 197,000 | $ 144,000 |
| Greene County Georgia | 9 | $ 3,765,000 | $ 418,000 | $ 338,000 |
| Lumpkin County Georgia | 9 | $ 1,355,000 | $ 150,000 | $ 93,000 |
| Monroe County Georgia | 9 | $ 2,355,000 | $ 261,000 | $ 164,000 |
| Collin County Texas | 9 | $ 2,165,000 | $ 240,000 | $ 163,000 |
| Summit County Utah | 9 | $ 3,475,000 | $ 386,000 | $ 310,000 |
| Jefferson County Alabama | 8 | $ 1,110,000 | $ 138,000 | $ 172,000 |
| Randolph County Alabama | 8 | $ 2,710,000 | $ 338,000 | $ 215,000 |
| Santa Rosa County Florida | 8 | $ 1,730,000 | $ 216,000 | $ 183,000 |
| Seminole County Florida | 8 | $ 2,560,000 | $ 320,000 | $ 176,000 |
| Walton County Florida | 8 | $ 4,430,000 | $ 553,000 | $ 550,000 |
| Hamilton County Ohio | 8 | $ 1,120,000 | $ 140,000 | $ 103,000 |
| Duval County Florida | 7 | $ 715,000 | $ 102,000 | $ 184,000 |
| Okaloosa County Florida | 7 | $ 1,965,000 | $ 280,000 | $ 226,000 |
| Dawson County Georgia | 7 | $ 1,995,000 | $ 285,000 | $ 154,000 |
| Muscogee County Georgia | 7 | $ 625,000 | $ 89,000 | $ 96,000 |
| Hennepin County Minnesota | 7 | $ 2,365,000 | $ 337,000 | $ 198,000 |
| Beaufort County South Carolina | 7 | $ 1,725,000 | $ 246,000 | $ 130,000 |
| Hamilton County Tennessee | 7 | $ 1,865,000 | $ 266,000 | $ 230,000 |
| Rutherford County Tennessee | 7 | $ 935,000 | $ 133,000 | $ 118,000 |
| Baldwin County Alabama | 6 | $ 1,140,000 | $ 190,000 | $ 166,000 |
| Flagler County Florida | 6 | $ 1,990,000 | $ 331,000 | $ 143,000 |
| Bibb County Georgia | 6 | $ 480,000 | $ 80,000 | $ 80,000 |
| Habersham County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 89,000 |
| Harris County Georgia | 6 | $ 800,000 | $ 133,000 | $ 90,000 |
| Union County Georgia | 6 | $ 1,160,000 | $ 193,000 | $ 174,000 |
| Nassau County New York | 6 | $ 2,110,000 | $ 351,000 | $ 142,000 |
| Queens County New York | 6 | $ 1,210,000 | $ 201,000 | $ 108,000 |
| Lee County Alabama | 5 | $ 1,595,000 | $ 319,000 | $ 253,000 |
| Madison County Alabama | 5 | $ 715,000 | $ 143,000 | $ 117,000 |
| Orange County California | 5 | $ 955,000 | $ 191,000 | $ 166,000 |
| San Diego County California | 5 | $ 675,000 | $ 135,000 | $ 155,000 |
| Lee County Florida | 5 | $ 1,775,000 | $ 355,000 | $ 268,000 |
| Manatee County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 288,000 |
| St. Johns County Florida | 5 | $ 1,725,000 | $ 345,000 | $ 172,000 |
| Floyd County Georgia | 5 | $ 805,000 | $ 161,000 | $ 111,000 |
| Hancock County Georgia | 5 | $ 1,225,000 | $ 245,000 | $ 142,000 |
| Houston County Georgia | 5 | $ 765,000 | $ 153,000 | $ 103,000 |
| Morgan County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 164,000 |
| Towns County Georgia | 5 | $ 1,675,000 | $ 335,000 | $ 323,000 |
| Dakota County Minnesota | 5 | $ 1,045,000 | $ 209,000 | $ 189,000 |
| Suffolk County New York | 5 | $ 1,505,000 | $ 301,000 | $ 150,000 |
| Durham County North Carolina | 5 | $ 695,000 | $ 139,000 | $ 138,000 |
| Greenville County South Carolina | 5 | $ 755,000 | $ 151,000 | $ 74,000 |
| Wasatch County Utah | 5 | $ 1,805,000 | $ 361,000 | $ 347,000 |
| Tallapoosa County Alabama | 4 | $ 1,220,000 | $ 305,000 | $ 202,000 |
| Riverside County California | 4 | $ 870,000 | $ 217,000 | $ 124,000 |
| Denver County Colorado | 4 | $ 930,000 | $ 232,000 | $ 94,000 |
| Charlotte County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 283,000 |
| Escambia County Florida | 4 | $ 820,000 | $ 205,000 | $ 109,000 |
| Gulf County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 198,000 |
| Martin County Florida | 4 | $ 900,000 | $ 225,000 | $ 70,000 |
| Nassau County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 165,000 |
| St. Lucie County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 346,000 |
| Bulloch County Georgia | 4 | $ 520,000 | $ 130,000 | $ 190,000 |
| Elbert County Georgia | 4 | $ 560,000 | $ 140,000 | $ 95,000 |
| Gordon County Georgia | 4 | $ 690,000 | $ 172,000 | $ 76,000 |
| Haralson County Georgia | 4 | $ 700,000 | $ 175,000 | $ 78,000 |
| Hart County Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 445,000 |
| Rabun County Georgia | 4 | $ 1,000,000 | $ 250,000 | $ 222,000 |
| White County Georgia | 4 | $ 610,000 | $ 152,000 | $ 96,000 |
| Dearborn County Indiana | 4 | $ 410,000 | $ 102,000 | $ 71,000 |
| Orange County North Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 176,000 |
| Clermont County Ohio | 4 | $ 880,000 | $ 220,000 | $ 171,000 |
| Summit County Ohio | 4 | $ 480,000 | $ 120,000 | $ 136,000 |
| Oconee County South Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 130,000 |
| Davidson County Tennessee | 4 | $ 890,000 | $ 222,000 | $ 78,000 |
| Sevier County Tennessee | 4 | $ 1,090,000 | $ 272,000 | $ 225,000 |
| Williamson County Tennessee | 4 | $ 1,170,000 | $ 292,000 | $ 185,000 |
| Bexar County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 198,000 |
| Montgomery County Alabama | 3 | $ 425,000 | $ 141,000 | $ 149,000 |
| Pima County Arizona | 3 | $ 575,000 | $ 191,000 | $ 164,000 |
| San Bernardino County California | 3 | $ 565,000 | $ 188,000 | $ 117,000 |
| Boulder County Colorado | 3 | $ 695,000 | $ 231,000 | $ 79,000 |
| Larimer County Colorado | 3 | $ 1,505,000 | $ 501,000 | $ 221,000 |
| Lake County Florida | 3 | $ 625,000 | $ 208,000 | $ 127,000 |
| Leon County Florida | 3 | $ 425,000 | $ 141,000 | $ 78,000 |
| Marion County Florida | 3 | $ 425,000 | $ 141,000 | $ 51,000 |
| Monroe County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 379,000 |
| Osceola County Florida | 3 | $ 505,000 | $ 168,000 | $ 125,000 |
| Catoosa County Georgia | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| Richmond County Georgia | 3 | $ 275,000 | $ 91,000 | $ 149,000 |
| Campbell County Kentucky | 3 | $ 535,000 | $ 178,000 | $ 138,000 |
| Essex County Massachusetts | 3 | $ 1,075,000 | $ 358,000 | $ 102,000 |
| Cherokee County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 151,000 |
| Guilford County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 119,000 |
| Macon County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 147,000 |
| Horry County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Blount County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 120,000 |
| Washington County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 53,000 |
| Ellis County Texas | 3 | $ 605,000 | $ 201,000 | $ 79,000 |
| Fort Bend County Texas | 3 | $ 555,000 | $ 185,000 | $ 105,000 |
| Smith County Texas | 3 | $ 395,000 | $ 131,000 | $ 154,000 |
| Tooele County Utah | 3 | $ 465,000 | $ 155,000 | $ 151,000 |
| Utah County Utah | 3 | $ 1,315,000 | $ 438,000 | $ 369,000 |
| Loudoun County Virginia | 3 | $ 735,000 | $ 245,000 | $ 348,000 |
| Chilton County Alabama | 2 | $ 790,000 | $ 395,000 | $ 60,000 |
| Mobile County Alabama | 2 | $ 210,000 | $ 105,000 | $ 101,000 |
| Shelby County Alabama | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Talladega County Alabama | 2 | $ 290,000 | $ 145,000 | $ 400,000 |
| Sacramento County California | 2 | $ 770,000 | $ 385,000 | $ 92,000 |
| Adams County Colorado | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Douglas County Colorado | 2 | $ 180,000 | $ 90,000 | $ 224,000 |
| Jefferson County Colorado | 2 | $ 320,000 | $ 160,000 | $ 145,000 |
| Alachua County Florida | 2 | $ 270,000 | $ 135,000 | $ 109,000 |
| Indian River County Florida | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Polk County Florida | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Sumter County Florida | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Baldwin County Georgia | 2 | $ 740,000 | $ 370,000 | $ 172,000 |
| Bryan County Georgia | 2 | $ 570,000 | $ 285,000 | $ 188,000 |
| Columbia County Georgia | 2 | $ 870,000 | $ 435,000 | $ 187,000 |
| Dougherty County Georgia | 2 | $ 70,000 | $ 35,000 | $ 120,000 |
| Heard County Georgia | 2 | $ 130,000 | $ 65,000 | $ 108,000 |
| Lowndes County Georgia | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| Stephens County Georgia | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Sumter County Georgia | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Upson County Georgia | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Walker County Georgia | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Hendricks County Indiana | 2 | $ 720,000 | $ 360,000 | $ 99,000 |
| Marion County Indiana | 2 | $ 570,000 | $ 285,000 | $ 1,312,000 |
| Bullitt County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Fayette County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 102,000 |
| Jefferson County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 195,000 |
| Anne Arundel County Maryland | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
| Howard County Maryland | 2 | $ 1,010,000 | $ 505,000 | $ 239,000 |
| Queen Anne's County Maryland | 2 | $ 210,000 | $ 105,000 | $ 117,000 |
| Middlesex County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 165,000 |
| Suffolk County Massachusetts | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Anoka County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 218,000 |
| Wright County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Kings County New York | 2 | $ 1,540,000 | $ 770,000 | $ 219,000 |
| Westchester County New York | 2 | $ 1,220,000 | $ 610,000 | $ 101,000 |
| Buncombe County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 122,000 |
| Clay County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 588,000 |
| Henderson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Iredell County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 178,000 |
| Jackson County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 281,000 |
| Johnston County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Moore County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Union County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| Montgomery County Ohio | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Pickaway County Ohio | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Warren County Ohio | 2 | $ 860,000 | $ 430,000 | $ 334,000 |
| Anderson County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 134,000 |
| Berkeley County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 166,000 |
| Lexington County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Richland County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Campbell County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 210,000 |
| Fayette County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 157,000 |
| Polk County Tennessee | 2 | $ 1,680,000 | $ 840,000 | $ 281,000 |
| Rhea County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Shelby County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 131,000 |
| El Paso County Texas | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Wise County Texas | 2 | $ 610,000 | $ 305,000 | $ 161,000 |
| Washington County Utah | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Culpeper County Virginia | 2 | $ 370,000 | $ 185,000 | $ 262,000 |
| Spotsylvania County Virginia | 2 | $ 530,000 | $ 265,000 | $ 50,000 |
| Calhoun County Alabama | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Cleburne County Alabama | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
| DeKalb County Alabama | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Houston County Alabama | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| St. Clair County Alabama | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Tuscaloosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 229,000 |
| Winston County Alabama | 1 | $ 515,000 | $ 515,000 | $ 91,000 |
| Coconino County Arizona | 1 | $ 225,000 | $ 225,000 | $ 348,000 |
| Pinal County Arizona | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Alameda County California | 1 | $ 865,000 | $ 865,000 | $ 181,000 |
| Humboldt County California | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Madera County California | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Marin County California | 1 | $ 115,000 | $ 115,000 | $ 269,000 |
| Monterey County California | 1 | $ 535,000 | $ 535,000 | $ 139,000 |
| Napa County California | 1 | $ 485,000 | $ 485,000 | $ 57,000 |
| Placer County California | 1 | $ 635,000 | $ 635,000 | $ 294,000 |
| San Luis Obispo County California | 1 | $ 445,000 | $ 445,000 | $ 256,000 |
| Santa Clara County California | 1 | $ 535,000 | $ 535,000 | $ 226,000 |
| Solano County California | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Tuolumne County California | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Eagle County Colorado | 1 | $ 625,000 | $ 625,000 | $ 359,000 |
| El Paso County Colorado | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Mesa County Colorado | 1 | $ 315,000 | $ 315,000 | $ 518,000 |
| District of Columbia County District Of Columbia | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 304,000 |
| Collier County Florida | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| DeSoto County Florida | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Franklin County Florida | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Banks County Georgia | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Clinch County Georgia | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Coffee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 322,000 |
| Colquitt County Georgia | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Dade County Georgia | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Effingham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Franklin County Georgia | 1 | $ 195,000 | $ 195,000 | $ 275,000 |
| Glynn County Georgia | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Murray County Georgia | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Oglethorpe County Georgia | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Polk County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Pulaski County Georgia | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Tift County Georgia | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Ware County Georgia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Washington County Georgia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Worth County Georgia | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| Adams County Illinois | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Allen County Indiana | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Hamilton County Indiana | 1 | $ 715,000 | $ 715,000 | $ 237,000 |
| Johnson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Lake County Indiana | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Morgan County Indiana | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Vanderburgh County Indiana | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Bath County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 284,000 |
| Daviess County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Grant County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Mason County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 156,000 |
| Mercer County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 6,000 |
| Scott County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Woodford County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Frederick County Maryland | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Talbot County Maryland | 1 | $ 725,000 | $ 725,000 | $ 169,000 |
| Barnstable County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 210,000 |
| Hampden County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Worcester County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Chisago County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 206,000 |
| Houston County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Scott County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 442,000 |
| Stearns County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 401,000 |
| Washington County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Washoe County Nevada | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Essex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Greene County New York | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| New York County New York | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Otsego County New York | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Brunswick County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Catawba County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Chatham County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 277,000 |
| Craven County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 25,000 |
| Gaston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Haywood County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Pamlico County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 137,000 |
| Pender County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Transylvania County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 157,000 |
| Wilson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Belmont County Ohio | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Butler County Ohio | 1 | $ 255,000 | $ 255,000 | $ 476,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Fairfield County Ohio | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Franklin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Chesterfield County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 367,000 |
| Clarendon County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 323,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Florence County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Orangeburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Sumter County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| York County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Greene County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Montgomery County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Sequatchie County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 200,000 |
| Unicoi County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Wilson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 246,000 |
| Bandera County Texas | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Bowie County Texas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Brazoria County Texas | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Brazos County Texas | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Caldwell County Texas | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Galveston County Texas | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Gregg County Texas | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Hays County Texas | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Johnson County Texas | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Montgomery County Texas | 1 | $ 545,000 | $ 545,000 | $ 420,000 |
| Nueces County Texas | 1 | $ 425,000 | $ 425,000 | $ 230,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 208,000 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 201,000 |
| Arlington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 318,000 |
| Bath County Virginia | 1 | $ 95,000 | $ 95,000 | $ 399,000 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Fairfax County Virginia | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Franklin County Virginia | 1 | $ 305,000 | $ 305,000 | $ 333,000 |
| Frederick County Virginia | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Goochland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Lynchburg County Virginia | 1 | $ 405,000 | $ 405,000 | $ 341,000 |
| Nelson County Virginia | 1 | $ 385,000 | $ 385,000 | $ 361,000 |
| Norfolk County Virginia | 1 | $ 105,000 | $ 105,000 | $ 252,000 |
| Poquoson County Virginia | 1 | $ 95,000 | $ 95,000 | $ 237,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Rockbridge County Virginia | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Suffolk County Virginia | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,368 | $786,550,000 | $233,000 | $1,885,000 | $138,000 | $3,600,000 |
| Cash-out Refinancing | 2,444 | $505,700,000 | $206,000 | $1,405,000 | $127,000 | $4,500,000 |
| Home Purchase | 1,493 | $379,145,000 | $253,000 | $1,155,000 | $130,000 | $3,017,000 |
| Other Purpose | 1,214 | $130,420,000 | $107,000 | $915,000 | $160,000 | $7,246,000 |
| Home Improvement | 900 | $87,260,000 | $96,000 | $745,000 | $153,000 | $2,592,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,702 | $981,090,000 | $208,000 | $1,205,000 | $148,000 | $7,246,000 |
| Not Provided | 2,140 | $450,340,000 | $210,000 | $1,885,000 | $146,000 | $3,600,000 |
| Black or African American | 1,642 | $265,960,000 | $161,000 | $915,000 | $105,000 | $2,480,000 |
| Hispanic | 413 | $74,495,000 | $180,000 | $965,000 | $110,000 | $1,140,000 |
| Asian | 276 | $63,330,000 | $229,000 | $1,095,000 | $136,000 | $1,224,000 |
| American Indian or Alaskan Native | 40 | $7,050,000 | $176,000 | $885,000 | $104,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,380,000 | $138,000 | $315,000 | $178,000 | $528,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,419 | $1,889,075,000 | $200,000 | $1,885,000 | $138,000 | $7,246,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,694 | $958,970,000 | $204,000 | $1,205,000 | $138,000 | $2,150,000 |
| Application Withdrawn By Applicant | 1,776 | $373,190,000 | $210,000 | $1,885,000 | $146,000 | $4,032,000 |
| Application Denied By Financial Institution | 1,463 | $230,695,000 | $157,000 | $1,765,000 | $131,000 | $4,500,000 |
| File Closed For Incompleteness | 1,458 | $319,930,000 | $219,000 | $1,405,000 | $138,000 | $7,246,000 |
| Application Approved But Not Accepted | 15 | $3,515,000 | $234,000 | $765,000 | $122,000 | $260,000 |
| Preapproval Approved but not Accepted | 12 | $2,460,000 | $205,000 | $455,000 | $61,000 | $121,000 |
| Preapproval Denied by Financial Institution | 1 | $315,000 | $315,000 | $315,000 | $75,000 | $75,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,955 | $1,658,065,000 | $208,000 | $1,885,000 | $139,000 | $7,246,000 |
| Credit History | 591 | $90,355,000 | $152,000 | $1,005,000 | $169,000 | $4,500,000 |
| Debt-To-Income Ratio | 470 | $74,690,000 | $158,000 | $1,765,000 | $65,000 | $1,224,000 |
| Collateral | 219 | $36,565,000 | $166,000 | $975,000 | $165,000 | $2,592,000 |
| Employment History | 71 | $11,365,000 | $160,000 | $575,000 | $113,000 | $840,000 |
| Other | 66 | $9,980,000 | $151,000 | $965,000 | $200,000 | $2,093,000 |
| Unverifiable Information | 21 | $2,995,000 | $142,000 | $575,000 | $112,000 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $3,460,000 | $192,000 | $415,000 | $75,000 | $245,000 |
| Mortgage Insurance Denied | 4 | $1,220,000 | $305,000 | $435,000 | $95,000 | $120,000 |
| Credit Application Incomplete | 4 | $380,000 | $95,000 | $225,000 | $67,000 | $109,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.