Loansnap, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loansnap, Inc. 3070 Bristol Street Suite 200 Sacramento, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,887 |
| Total Mortgage Loan Application Amount | $729,395,000 |
| Average Mortgage Loan Application Amount | $370,666 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $140,666 |
| Highest Applicant Income | $977,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Loansnap, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loansnap, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Loansnap, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loansnap, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loansnap, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loansnap, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 157 | $ 70,105,000 | $ 446,000 | $ 141,000 |
| Maricopa County Arizona | 137 | $ 48,165,000 | $ 351,000 | $ 127,000 |
| San Diego County California | 82 | $ 36,320,000 | $ 442,000 | $ 167,000 |
| Riverside County California | 74 | $ 28,910,000 | $ 390,000 | $ 133,000 |
| Orange County California | 71 | $ 32,765,000 | $ 461,000 | $ 145,000 |
| Contra Costa County California | 44 | $ 21,280,000 | $ 483,000 | $ 169,000 |
| Alameda County California | 41 | $ 20,285,000 | $ 494,000 | $ 173,000 |
| Sacramento County California | 40 | $ 14,140,000 | $ 353,000 | $ 114,000 |
| San Bernardino County California | 39 | $ 13,845,000 | $ 355,000 | $ 115,000 |
| King County Washington | 31 | $ 15,165,000 | $ 489,000 | $ 157,000 |
| Santa Clara County California | 29 | $ 16,205,000 | $ 558,000 | $ 200,000 |
| Douglas County Colorado | 28 | $ 11,980,000 | $ 427,000 | $ 137,000 |
| Arapahoe County Colorado | 26 | $ 10,030,000 | $ 385,000 | $ 119,000 |
| Jefferson County Colorado | 26 | $ 9,890,000 | $ 380,000 | $ 128,000 |
| Ventura County California | 22 | $ 9,350,000 | $ 425,000 | $ 142,000 |
| San Joaquin County California | 19 | $ 7,725,000 | $ 406,000 | $ 138,000 |
| Solano County California | 19 | $ 7,515,000 | $ 395,000 | $ 114,000 |
| Adams County Colorado | 18 | $ 6,030,000 | $ 335,000 | $ 104,000 |
| Denver County Colorado | 18 | $ 6,320,000 | $ 351,000 | $ 112,000 |
| El Paso County Colorado | 18 | $ 5,690,000 | $ 316,000 | $ 143,000 |
| Palm Beach County Florida | 18 | $ 6,130,000 | $ 340,000 | $ 127,000 |
| San Mateo County California | 17 | $ 8,865,000 | $ 521,000 | $ 266,000 |
| Stanislaus County California | 16 | $ 5,460,000 | $ 341,000 | $ 115,000 |
| Hillsborough County Florida | 16 | $ 5,170,000 | $ 323,000 | $ 145,000 |
| Snohomish County Washington | 14 | $ 5,870,000 | $ 419,000 | $ 120,000 |
| Fresno County California | 13 | $ 4,315,000 | $ 331,000 | $ 109,000 |
| Orange County Florida | 13 | $ 4,875,000 | $ 375,000 | $ 157,000 |
| Pinellas County Florida | 13 | $ 4,475,000 | $ 344,000 | $ 115,000 |
| DeKalb County Georgia | 13 | $ 5,335,000 | $ 410,000 | $ 168,000 |
| Forsyth County Georgia | 13 | $ 4,595,000 | $ 353,000 | $ 166,000 |
| Monmouth County New Jersey | 13 | $ 4,725,000 | $ 363,000 | $ 127,000 |
| Santa Cruz County California | 12 | $ 5,480,000 | $ 456,000 | $ 148,000 |
| Gwinnett County Georgia | 12 | $ 3,830,000 | $ 319,000 | $ 138,000 |
| Pima County Arizona | 11 | $ 3,175,000 | $ 288,000 | $ 140,000 |
| Placer County California | 11 | $ 4,585,000 | $ 416,000 | $ 152,000 |
| Sonoma County California | 11 | $ 4,565,000 | $ 415,000 | $ 121,000 |
| Boulder County Colorado | 11 | $ 4,325,000 | $ 393,000 | $ 112,000 |
| Weld County Colorado | 11 | $ 3,575,000 | $ 325,000 | $ 85,000 |
| Broward County Florida | 11 | $ 4,185,000 | $ 380,000 | $ 197,000 |
| Middlesex County New Jersey | 11 | $ 4,275,000 | $ 388,000 | $ 166,000 |
| Williamson County Tennessee | 11 | $ 4,585,000 | $ 416,000 | $ 173,000 |
| Cobb County Georgia | 10 | $ 3,250,000 | $ 325,000 | $ 131,000 |
| Multnomah County Oregon | 10 | $ 4,060,000 | $ 406,000 | $ 156,000 |
| Kern County California | 9 | $ 2,795,000 | $ 310,000 | $ 115,000 |
| San Francisco County California | 9 | $ 3,965,000 | $ 440,000 | $ 178,000 |
| San Luis Obispo County California | 9 | $ 3,865,000 | $ 429,000 | $ 110,000 |
| Cherokee County Georgia | 9 | $ 2,805,000 | $ 311,000 | $ 126,000 |
| Fulton County Georgia | 9 | $ 3,345,000 | $ 371,000 | $ 141,000 |
| Bergen County New Jersey | 9 | $ 3,655,000 | $ 406,000 | $ 152,000 |
| Davidson County Tennessee | 9 | $ 3,195,000 | $ 355,000 | $ 151,000 |
| Clark County Washington | 9 | $ 2,635,000 | $ 292,000 | $ 102,000 |
| Pierce County Washington | 9 | $ 3,295,000 | $ 366,000 | $ 116,000 |
| El Dorado County California | 8 | $ 3,340,000 | $ 417,000 | $ 155,000 |
| Santa Barbara County California | 8 | $ 3,760,000 | $ 470,000 | $ 120,000 |
| Larimer County Colorado | 8 | $ 2,620,000 | $ 327,000 | $ 142,000 |
| Manatee County Florida | 8 | $ 2,730,000 | $ 341,000 | $ 112,000 |
| Miami-Dade County Florida | 7 | $ 2,195,000 | $ 313,000 | $ 128,000 |
| Pasco County Florida | 7 | $ 2,555,000 | $ 365,000 | $ 140,000 |
| Washington County Oregon | 7 | $ 2,695,000 | $ 385,000 | $ 98,000 |
| Hartford County Connecticut | 6 | $ 2,140,000 | $ 356,000 | $ 114,000 |
| Brevard County Florida | 6 | $ 1,880,000 | $ 313,000 | $ 145,000 |
| Lake County Florida | 6 | $ 1,970,000 | $ 328,000 | $ 104,000 |
| Lee County Florida | 6 | $ 2,130,000 | $ 355,000 | $ 116,000 |
| Oakland County Michigan | 6 | $ 2,620,000 | $ 436,000 | $ 190,000 |
| Bucks County Pennsylvania | 6 | $ 2,430,000 | $ 405,000 | $ 255,000 |
| Chester County Pennsylvania | 6 | $ 2,120,000 | $ 353,000 | $ 115,000 |
| Montgomery County Pennsylvania | 6 | $ 1,930,000 | $ 321,000 | $ 123,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,660,000 | $ 276,000 | $ 104,000 |
| Spokane County Washington | 6 | $ 1,650,000 | $ 275,000 | $ 92,000 |
| Pinal County Arizona | 5 | $ 1,515,000 | $ 303,000 | $ 104,000 |
| Marin County California | 5 | $ 1,975,000 | $ 395,000 | $ 176,000 |
| Monterey County California | 5 | $ 2,335,000 | $ 467,000 | $ 89,000 |
| Fairfield County Connecticut | 5 | $ 2,135,000 | $ 427,000 | $ 221,000 |
| Collier County Florida | 5 | $ 1,825,000 | $ 365,000 | $ 120,000 |
| Duval County Florida | 5 | $ 1,385,000 | $ 277,000 | $ 90,000 |
| Martin County Florida | 5 | $ 1,655,000 | $ 331,000 | $ 128,000 |
| Hudson County New Jersey | 5 | $ 2,065,000 | $ 413,000 | $ 103,000 |
| Morris County New Jersey | 5 | $ 1,825,000 | $ 365,000 | $ 107,000 |
| Ocean County New Jersey | 5 | $ 1,935,000 | $ 387,000 | $ 143,000 |
| Clackamas County Oregon | 5 | $ 2,165,000 | $ 433,000 | $ 140,000 |
| Allegheny County Pennsylvania | 5 | $ 1,875,000 | $ 375,000 | $ 193,000 |
| Greenville County South Carolina | 5 | $ 1,655,000 | $ 331,000 | $ 94,000 |
| Collin County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 198,000 |
| Mohave County Arizona | 4 | $ 870,000 | $ 217,000 | $ 69,000 |
| Yavapai County Arizona | 4 | $ 1,470,000 | $ 367,000 | $ 84,000 |
| Napa County California | 4 | $ 2,220,000 | $ 555,000 | $ 167,000 |
| Nevada County California | 4 | $ 1,420,000 | $ 355,000 | $ 87,000 |
| St. Johns County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 155,000 |
| St. Lucie County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 110,000 |
| Columbia County Georgia | 4 | $ 1,310,000 | $ 327,000 | $ 119,000 |
| Essex County New Jersey | 4 | $ 1,880,000 | $ 470,000 | $ 161,000 |
| Mercer County New Jersey | 4 | $ 1,560,000 | $ 390,000 | $ 185,000 |
| Union County New Jersey | 4 | $ 1,860,000 | $ 465,000 | $ 198,000 |
| Delaware County Ohio | 4 | $ 1,670,000 | $ 417,000 | $ 189,000 |
| Deschutes County Oregon | 4 | $ 1,260,000 | $ 315,000 | $ 101,000 |
| Berkeley County South Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 70,000 |
| Lancaster County South Carolina | 4 | $ 1,300,000 | $ 325,000 | $ 95,000 |
| York County South Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 123,000 |
| Rutherford County Tennessee | 4 | $ 1,030,000 | $ 257,000 | $ 77,000 |
| Travis County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 107,000 |
| Benton County Washington | 4 | $ 1,280,000 | $ 320,000 | $ 121,000 |
| Thurston County Washington | 4 | $ 1,410,000 | $ 352,000 | $ 117,000 |
| Waukesha County Wisconsin | 4 | $ 1,420,000 | $ 355,000 | $ 132,000 |
| Kings County California | 3 | $ 925,000 | $ 308,000 | $ 87,000 |
| Merced County California | 3 | $ 1,065,000 | $ 355,000 | $ 153,000 |
| Broomfield County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 93,000 |
| Eagle County Colorado | 3 | $ 1,085,000 | $ 361,000 | $ 107,000 |
| Tolland County Connecticut | 3 | $ 1,315,000 | $ 438,000 | $ 117,000 |
| Charlotte County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 97,000 |
| Indian River County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 202,000 |
| Seminole County Florida | 3 | $ 925,000 | $ 308,000 | $ 217,000 |
| Volusia County Florida | 3 | $ 875,000 | $ 291,000 | $ 81,000 |
| Coweta County Georgia | 3 | $ 755,000 | $ 251,000 | $ 119,000 |
| Macomb County Michigan | 3 | $ 985,000 | $ 328,000 | $ 132,000 |
| Washtenaw County Michigan | 3 | $ 965,000 | $ 321,000 | $ 114,000 |
| Lucas County Ohio | 3 | $ 1,055,000 | $ 351,000 | $ 158,000 |
| Delaware County Pennsylvania | 3 | $ 1,015,000 | $ 338,000 | $ 169,000 |
| Northampton County Pennsylvania | 3 | $ 985,000 | $ 328,000 | $ 145,000 |
| Williamson County Texas | 3 | $ 875,000 | $ 291,000 | $ 130,000 |
| Skagit County Washington | 3 | $ 1,025,000 | $ 341,000 | $ 129,000 |
| St. Croix County Wisconsin | 3 | $ 895,000 | $ 298,000 | $ 156,000 |
| Lee County Alabama | 2 | $ 550,000 | $ 275,000 | $ 132,000 |
| Santa Cruz County Arizona | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Madera County California | 2 | $ 540,000 | $ 270,000 | $ 103,000 |
| Mendocino County California | 2 | $ 690,000 | $ 345,000 | $ 200,000 |
| Yolo County California | 2 | $ 790,000 | $ 395,000 | $ 83,000 |
| Archuleta County Colorado | 2 | $ 590,000 | $ 295,000 | $ 94,000 |
| La Plata County Colorado | 2 | $ 720,000 | $ 360,000 | $ 131,000 |
| Mesa County Colorado | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Teller County Colorado | 2 | $ 670,000 | $ 335,000 | $ 105,000 |
| New Haven County Connecticut | 2 | $ 790,000 | $ 395,000 | $ 77,000 |
| Bay County Florida | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Citrus County Florida | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| Escambia County Florida | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Leon County Florida | 2 | $ 680,000 | $ 340,000 | $ 84,000 |
| Okaloosa County Florida | 2 | $ 700,000 | $ 350,000 | $ 127,000 |
| Osceola County Florida | 2 | $ 570,000 | $ 285,000 | $ 121,000 |
| Douglas County Georgia | 2 | $ 560,000 | $ 280,000 | $ 119,000 |
| Fayette County Georgia | 2 | $ 570,000 | $ 285,000 | $ 145,000 |
| Hall County Georgia | 2 | $ 740,000 | $ 370,000 | $ 152,000 |
| Walton County Georgia | 2 | $ 520,000 | $ 260,000 | $ 204,000 |
| Hendricks County Indiana | 2 | $ 590,000 | $ 295,000 | $ 279,000 |
| Johnson County Kansas | 2 | $ 620,000 | $ 310,000 | $ 146,000 |
| Leavenworth County Kansas | 2 | $ 660,000 | $ 330,000 | $ 82,000 |
| Calhoun County Michigan | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Livingston County Michigan | 2 | $ 550,000 | $ 275,000 | $ 131,000 |
| Wayne County Michigan | 2 | $ 720,000 | $ 360,000 | $ 126,000 |
| Sarpy County Nebraska | 2 | $ 720,000 | $ 360,000 | $ 106,000 |
| Hunterdon County New Jersey | 2 | $ 1,030,000 | $ 515,000 | $ 235,000 |
| Butler County Ohio | 2 | $ 810,000 | $ 405,000 | $ 204,000 |
| Fairfield County Ohio | 2 | $ 640,000 | $ 320,000 | $ 127,000 |
| Summit County Ohio | 2 | $ 680,000 | $ 340,000 | $ 181,000 |
| Union County Ohio | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Warren County Ohio | 2 | $ 720,000 | $ 360,000 | $ 168,000 |
| Lane County Oregon | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| Linn County Oregon | 2 | $ 520,000 | $ 260,000 | $ 69,000 |
| Yamhill County Oregon | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Lehigh County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Beaufort County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 185,000 |
| Charleston County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Spartanburg County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 60,000 |
| Hamilton County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 65,000 |
| Marshall County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 159,000 |
| Sumner County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Dallas County Texas | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Harris County Texas | 2 | $ 750,000 | $ 375,000 | $ 104,000 |
| Cowlitz County Washington | 2 | $ 940,000 | $ 470,000 | $ 132,000 |
| Mason County Washington | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Baldwin County Alabama | 1 | $ 405,000 | $ 405,000 | $ 176,000 |
| Blount County Alabama | 1 | $ 305,000 | $ 305,000 | $ 384,000 |
| Elmore County Alabama | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Jefferson County Alabama | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Shelby County Alabama | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Coconino County Arizona | 1 | $ 425,000 | $ 425,000 | $ 365,000 |
| Amador County California | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Humboldt County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Lassen County California | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| Mono County California | 1 | $ 545,000 | $ 545,000 | $ 103,000 |
| San Benito County California | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Shasta County California | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Sutter County California | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Tulare County California | 1 | $ 355,000 | $ 355,000 | $ 269,000 |
| Yuba County California | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Chaffee County Colorado | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| Elbert County Colorado | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Garfield County Colorado | 1 | $ 475,000 | $ 475,000 | $ 99,000 |
| Montrose County Colorado | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Morgan County Colorado | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Park County Colorado | 1 | $ 565,000 | $ 565,000 | $ 130,000 |
| Pueblo County Colorado | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Routt County Colorado | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Summit County Colorado | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Litchfield County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 184,000 |
| Middlesex County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 220,000 |
| Calhoun County Florida | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Clay County Florida | 1 | $ 505,000 | $ 505,000 | $ 288,000 |
| Nassau County Florida | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Sarasota County Florida | 1 | $ 515,000 | $ 515,000 | $ 137,000 |
| Walton County Florida | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Barrow County Georgia | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Bibb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Bryan County Georgia | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Carroll County Georgia | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Catoosa County Georgia | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Gilmer County Georgia | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Harris County Georgia | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Henry County Georgia | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Houston County Georgia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Muscogee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Newton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Putnam County Georgia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Whitfield County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Cook County Illinois | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Lake County Illinois | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 214,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Monroe County Indiana | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Dallas County Iowa | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Linn County Iowa | 1 | $ 505,000 | $ 505,000 | $ 84,000 |
| Scott County Iowa | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Shawnee County Kansas | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Berrien County Michigan | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Cass County Michigan | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Grand Traverse County Michigan | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Jackson County Michigan | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Mecosta County Michigan | 1 | $ 405,000 | $ 405,000 | $ 197,000 |
| Ottawa County Michigan | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| Douglas County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Scotts Bluff County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Hillsborough County New Hampshire | 1 | $ 495,000 | $ 495,000 | $ 409,000 |
| Burlington County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Camden County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 218,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Passaic County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 205,000 |
| Somerset County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Sussex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Clermont County Ohio | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Cuyahoga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Franklin County Ohio | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Hamilton County Ohio | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Lake County Ohio | 1 | $ 325,000 | $ 325,000 | $ 201,000 |
| Logan County Ohio | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Lorain County Ohio | 1 | $ 415,000 | $ 415,000 | $ 177,000 |
| Miami County Ohio | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Montgomery County Ohio | 1 | $ 505,000 | $ 505,000 | $ 255,000 |
| Pickaway County Ohio | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Portage County Ohio | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Stark County Ohio | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Wood County Ohio | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Benton County Oregon | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Columbia County Oregon | 1 | $ 505,000 | $ 505,000 | $ 104,000 |
| Jackson County Oregon | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Polk County Oregon | 1 | $ 345,000 | $ 345,000 | $ 315,000 |
| Blair County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Butler County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Cumberland County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 210,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Indiana County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| Lackawanna County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 49,000 |
| Lancaster County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Lebanon County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| York County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| Anderson County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Jasper County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 349,000 |
| Oconee County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 195,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Sumter County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Anderson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| DeKalb County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Fayette County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Lawrence County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Maury County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Rhea County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Robertson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 243,000 |
| Scott County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 171,000 |
| Sullivan County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 271,000 |
| Wilson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 117,000 |
| Comal County Texas | 1 | $ 495,000 | $ 495,000 | $ 288,000 |
| Denton County Texas | 1 | $ 355,000 | $ 355,000 | $ 177,000 |
| Guadalupe County Texas | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Tarrant County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Chelan County Washington | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Franklin County Washington | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Jefferson County Washington | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Kitsap County Washington | 1 | $ 495,000 | $ 495,000 | $ 124,000 |
| Klickitat County Washington | 1 | $ 355,000 | $ 355,000 | $ 221,000 |
| Lincoln County Washington | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Jefferson County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 161,000 |
| Kenosha County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 265,000 |
| Milwaukee County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 160,000 |
| Oneida County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Ozaukee County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Racine County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| Walworth County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Washington County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,862 | $719,940,000 | $386,000 | $1,005,000 | $138,000 | $977,000 |
| Home Purchase | 18 | $7,150,000 | $397,000 | $565,000 | $161,000 | $350,000 |
| Home Improvement | 7 | $2,305,000 | $329,000 | $535,000 | $123,000 | $181,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 944 | $358,610,000 | $379,000 | $835,000 | $138,000 | $844,000 |
| Not Provided | 516 | $202,110,000 | $391,000 | $815,000 | $142,000 | $800,000 |
| Asian | 180 | $76,040,000 | $422,000 | $1,005,000 | $144,000 | $488,000 |
| Hispanic | 175 | $65,905,000 | $376,000 | $775,000 | $128,000 | $977,000 |
| Black or African American | 55 | $20,125,000 | $365,000 | $665,000 | $128,000 | $353,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,625,000 | $420,000 | $715,000 | $131,000 | $293,000 |
| American Indian or Alaskan Native | 6 | $1,980,000 | $330,000 | $445,000 | $131,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,887 | $729,395,000 | $386,000 | $1,005,000 | $139,000 | $977,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,269 | $498,855,000 | $393,000 | $1,005,000 | $138,000 | $610,000 |
| Application Withdrawn By Applicant | 518 | $191,640,000 | $369,000 | $815,000 | $149,000 | $977,000 |
| Application Denied By Financial Institution | 100 | $38,900,000 | $389,000 | $785,000 | $93,000 | $488,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,787 | $690,495,000 | $386,000 | $1,005,000 | $141,000 | $977,000 |
| Debt-To-Income Ratio | 96 | $37,500,000 | $390,000 | $785,000 | $94,000 | $488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $995,000 | $331,000 | $415,000 | $84,000 | $92,000 |
| Other | 1 | $405,000 | $405,000 | $405,000 | $80,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansnap, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loansnap, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.