Loansnap, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loansnap, Inc. 3070 Bristol Street Suite 200 Sacramento, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 770 |
| Total Mortgage Loan Application Amount | $280,840,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $1,045,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Loansnap, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loansnap, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Loansnap, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loansnap, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loansnap, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loansnap, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 50 | $ 17,360,000 | $ 347,000 | $ 110,000 |
| Los Angeles County California | 25 | $ 11,385,000 | $ 455,000 | $ 159,000 |
| Riverside County California | 14 | $ 5,050,000 | $ 360,000 | $ 149,000 |
| King County Washington | 14 | $ 4,770,000 | $ 340,000 | $ 127,000 |
| Cobb County Georgia | 13 | $ 4,105,000 | $ 315,000 | $ 125,000 |
| Sacramento County California | 12 | $ 4,170,000 | $ 347,000 | $ 125,000 |
| Arapahoe County Colorado | 12 | $ 4,860,000 | $ 405,000 | $ 128,000 |
| Contra Costa County California | 10 | $ 4,750,000 | $ 475,000 | $ 176,000 |
| San Bernardino County California | 10 | $ 3,720,000 | $ 372,000 | $ 128,000 |
| San Diego County California | 10 | $ 5,060,000 | $ 506,000 | $ 141,000 |
| Santa Clara County California | 10 | $ 5,750,000 | $ 575,000 | $ 172,000 |
| Fulton County Georgia | 10 | $ 3,890,000 | $ 389,000 | $ 188,000 |
| Davidson County Tennessee | 10 | $ 4,110,000 | $ 411,000 | $ 148,000 |
| Orange County California | 9 | $ 5,025,000 | $ 558,000 | $ 215,000 |
| Orange County Florida | 9 | $ 2,645,000 | $ 293,000 | $ 87,000 |
| Forsyth County Georgia | 9 | $ 4,145,000 | $ 460,000 | $ 125,000 |
| Gwinnett County Georgia | 9 | $ 2,195,000 | $ 243,000 | $ 117,000 |
| Harris County Texas | 9 | $ 2,975,000 | $ 330,000 | $ 180,000 |
| Snohomish County Washington | 9 | $ 3,855,000 | $ 428,000 | $ 125,000 |
| Ventura County California | 8 | $ 4,030,000 | $ 503,000 | $ 136,000 |
| Douglas County Colorado | 8 | $ 3,500,000 | $ 437,000 | $ 156,000 |
| Denver County Colorado | 7 | $ 3,485,000 | $ 497,000 | $ 145,000 |
| El Paso County Colorado | 7 | $ 2,915,000 | $ 416,000 | $ 125,000 |
| Fairfield County Connecticut | 7 | $ 2,295,000 | $ 327,000 | $ 147,000 |
| Hillsborough County Florida | 7 | $ 2,935,000 | $ 419,000 | $ 322,000 |
| Pinellas County Florida | 7 | $ 1,695,000 | $ 242,000 | $ 98,000 |
| DeKalb County Georgia | 7 | $ 2,745,000 | $ 392,000 | $ 166,000 |
| Bergen County New Jersey | 7 | $ 2,925,000 | $ 417,000 | $ 118,000 |
| Travis County Texas | 7 | $ 2,535,000 | $ 362,000 | $ 99,000 |
| Pinal County Arizona | 6 | $ 1,890,000 | $ 315,000 | $ 109,000 |
| Alameda County California | 6 | $ 2,870,000 | $ 478,000 | $ 144,000 |
| San Luis Obispo County California | 6 | $ 2,870,000 | $ 478,000 | $ 163,000 |
| Larimer County Colorado | 6 | $ 2,250,000 | $ 375,000 | $ 103,000 |
| Seminole County Florida | 6 | $ 1,400,000 | $ 233,000 | $ 100,000 |
| Ocean County New Jersey | 6 | $ 2,890,000 | $ 481,000 | $ 255,000 |
| San Mateo County California | 5 | $ 2,875,000 | $ 575,000 | $ 204,000 |
| Santa Barbara County California | 5 | $ 2,585,000 | $ 517,000 | $ 120,000 |
| Solano County California | 5 | $ 1,265,000 | $ 253,000 | $ 97,000 |
| Jefferson County Colorado | 5 | $ 1,765,000 | $ 353,000 | $ 101,000 |
| Miami-Dade County Florida | 5 | $ 1,745,000 | $ 349,000 | $ 104,000 |
| Palm Beach County Florida | 5 | $ 2,055,000 | $ 411,000 | $ 100,000 |
| Essex County New Jersey | 5 | $ 1,785,000 | $ 357,000 | $ 178,000 |
| Washington County Oregon | 5 | $ 2,015,000 | $ 403,000 | $ 218,000 |
| Shelby County Tennessee | 5 | $ 1,575,000 | $ 315,000 | $ 123,000 |
| Williamson County Tennessee | 5 | $ 2,445,000 | $ 489,000 | $ 221,000 |
| Fort Bend County Texas | 5 | $ 2,015,000 | $ 403,000 | $ 147,000 |
| Pierce County Washington | 5 | $ 1,665,000 | $ 333,000 | $ 124,000 |
| Kern County California | 4 | $ 1,300,000 | $ 325,000 | $ 121,000 |
| Marin County California | 4 | $ 2,080,000 | $ 520,000 | $ 323,000 |
| Sonoma County California | 4 | $ 1,650,000 | $ 412,000 | $ 163,000 |
| Adams County Colorado | 4 | $ 1,740,000 | $ 435,000 | $ 89,000 |
| Weld County Colorado | 4 | $ 1,680,000 | $ 420,000 | $ 136,000 |
| Collier County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 312,000 |
| Escambia County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 123,000 |
| Middlesex County New Jersey | 4 | $ 1,310,000 | $ 327,000 | $ 118,000 |
| Sumner County Tennessee | 4 | $ 830,000 | $ 207,000 | $ 106,000 |
| Collin County Texas | 4 | $ 1,510,000 | $ 377,000 | $ 208,000 |
| Jefferson County Alabama | 3 | $ 915,000 | $ 305,000 | $ 104,000 |
| El Dorado County California | 3 | $ 1,345,000 | $ 448,000 | $ 162,000 |
| San Francisco County California | 3 | $ 1,535,000 | $ 511,000 | $ 210,000 |
| San Joaquin County California | 3 | $ 1,195,000 | $ 398,000 | $ 135,000 |
| Shasta County California | 3 | $ 765,000 | $ 255,000 | $ 112,000 |
| Stanislaus County California | 3 | $ 805,000 | $ 268,000 | $ 156,000 |
| Eagle County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 87,000 |
| Hartford County Connecticut | 3 | $ 825,000 | $ 275,000 | $ 187,000 |
| Lake County Florida | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Lee County Florida | 3 | $ 835,000 | $ 278,000 | $ 97,000 |
| Manatee County Florida | 3 | $ 935,000 | $ 311,000 | $ 195,000 |
| Sarasota County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 178,000 |
| St. Johns County Florida | 3 | $ 995,000 | $ 331,000 | $ 144,000 |
| Volusia County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 329,000 |
| Hillsborough County New Hampshire | 3 | $ 1,075,000 | $ 358,000 | $ 188,000 |
| Cuyahoga County Ohio | 3 | $ 565,000 | $ 188,000 | $ 86,000 |
| Franklin County Ohio | 3 | $ 885,000 | $ 295,000 | $ 104,000 |
| Clackamas County Oregon | 3 | $ 1,095,000 | $ 365,000 | $ 117,000 |
| Deschutes County Oregon | 3 | $ 675,000 | $ 225,000 | $ 161,000 |
| Multnomah County Oregon | 3 | $ 1,575,000 | $ 525,000 | $ 257,000 |
| Montgomery County Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 121,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,295,000 | $ 431,000 | $ 114,000 |
| Sevier County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 218,000 |
| Bexar County Texas | 3 | $ 765,000 | $ 255,000 | $ 144,000 |
| Dallas County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 216,000 |
| Williamson County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 165,000 |
| Kitsap County Washington | 3 | $ 1,105,000 | $ 368,000 | $ 108,000 |
| Baldwin County Alabama | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Lauderdale County Alabama | 2 | $ 400,000 | $ 200,000 | $ 127,000 |
| Madison County Alabama | 2 | $ 610,000 | $ 305,000 | $ 236,000 |
| Shelby County Alabama | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Fresno County California | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Mendocino County California | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Nevada County California | 2 | $ 960,000 | $ 480,000 | $ 401,000 |
| Boulder County Colorado | 2 | $ 900,000 | $ 450,000 | $ 95,000 |
| Gunnison County Colorado | 2 | $ 580,000 | $ 290,000 | $ 450,000 |
| Pueblo County Colorado | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| New Haven County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Windham County Connecticut | 2 | $ 390,000 | $ 195,000 | $ 172,000 |
| Brevard County Florida | 2 | $ 500,000 | $ 250,000 | $ 59,000 |
| Broward County Florida | 2 | $ 390,000 | $ 195,000 | $ 136,000 |
| Pasco County Florida | 2 | $ 580,000 | $ 290,000 | $ 237,000 |
| Cherokee County Georgia | 2 | $ 1,030,000 | $ 515,000 | $ 193,000 |
| Paulding County Georgia | 2 | $ 520,000 | $ 260,000 | $ 99,000 |
| Hamilton County Indiana | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| Johnson County Kansas | 2 | $ 740,000 | $ 370,000 | $ 195,000 |
| Sarpy County Nebraska | 2 | $ 810,000 | $ 405,000 | $ 135,000 |
| Burlington County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 146,000 |
| Hunterdon County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Monmouth County New Jersey | 2 | $ 870,000 | $ 435,000 | $ 186,000 |
| Morris County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| Bernalillo County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Dona Ana County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Clermont County Ohio | 2 | $ 700,000 | $ 350,000 | $ 304,000 |
| Montgomery County Ohio | 2 | $ 640,000 | $ 320,000 | $ 233,000 |
| Pickaway County Ohio | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Warren County Ohio | 2 | $ 660,000 | $ 330,000 | $ 217,000 |
| Marion County Oregon | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Bucks County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 145,000 |
| Chester County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 85,000 |
| Cumberland County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 234,000 |
| Lancaster County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 97,000 |
| Charleston County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Dorchester County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 126,000 |
| Greenville County South Carolina | 2 | $ 680,000 | $ 340,000 | $ 275,000 |
| Horry County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 141,000 |
| Hamilton County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Roane County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Rutherford County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 150,000 |
| Wilson County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 75,000 |
| Benton County Washington | 2 | $ 580,000 | $ 290,000 | $ 145,000 |
| Chelan County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 217,000 |
| Clark County Washington | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Cowlitz County Washington | 2 | $ 760,000 | $ 380,000 | $ 106,000 |
| Pacific County Washington | 2 | $ 760,000 | $ 380,000 | $ 147,000 |
| Spokane County Washington | 2 | $ 680,000 | $ 340,000 | $ 212,000 |
| Thurston County Washington | 2 | $ 690,000 | $ 345,000 | $ 91,000 |
| Waukesha County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 116,000 |
| Lee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Limestone County Alabama | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Pima County Arizona | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Butte County California | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Humboldt County California | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Madera County California | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Monterey County California | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Napa County California | 1 | $ 525,000 | $ 525,000 | $ 220,000 |
| Placer County California | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Santa Cruz County California | 1 | $ 545,000 | $ 545,000 | $ 133,000 |
| Tulare County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Delta County Colorado | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Garfield County Colorado | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Grand County Colorado | 1 | $ 255,000 | $ 255,000 | $ 25,000 |
| Pitkin County Colorado | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Summit County Colorado | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Litchfield County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Middlesex County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Tolland County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Duval County Florida | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Martin County Florida | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Monroe County Florida | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Osceola County Florida | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Bartow County Georgia | 1 | $ 35,000 | $ 35,000 | $ 223,000 |
| Carroll County Georgia | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Clarke County Georgia | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Fayette County Georgia | 1 | $ 645,000 | $ 645,000 | $ 248,000 |
| Hall County Georgia | 1 | $ 595,000 | $ 595,000 | $ 227,000 |
| Hart County Georgia | 1 | $ 225,000 | $ 225,000 | $ 169,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Lumpkin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Newton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Putnam County Georgia | 1 | $ 645,000 | $ 645,000 | $ 140,000 |
| Lake County Illinois | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Marion County Indiana | 1 | $ 365,000 | $ 365,000 | $ 10,000 |
| Porter County Indiana | 1 | $ 525,000 | $ 525,000 | $ 167,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Douglas County Kansas | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Livingston County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Orleans County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Alpena County Michigan | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Clare County Michigan | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Livingston County Michigan | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Oakland County Michigan | 1 | $ 415,000 | $ 415,000 | $ 78,000 |
| Washtenaw County Michigan | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Wayne County Michigan | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Lancaster County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Platte County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Merrimack County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Rockingham County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Atlantic County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 308,000 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Mercer County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 171,000 |
| Passaic County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Somerset County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Sussex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 177,000 |
| Union County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| San Juan County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Delaware County Ohio | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Hamilton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Lucas County Ohio | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Summit County Ohio | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Union County Ohio | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Canadian County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Jackson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Lane County Oregon | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Malheur County Oregon | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Allegheny County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 262,000 |
| Luzerne County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Anderson County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Beaufort County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Berkeley County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| Kershaw County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Lexington County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Pickens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 167,000 |
| Richland County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Spartanburg County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| York County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Bedford County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 81,000 |
| Blount County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Hamblen County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 86,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Maury County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Tipton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Bowie County Texas | 1 | $ 205,000 | $ 205,000 | $ 243,000 |
| Brazoria County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Burnet County Texas | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Galveston County Texas | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Hale County Texas | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Hays County Texas | 1 | $ 485,000 | $ 485,000 | $ 360,000 |
| Hunt County Texas | 1 | $ 605,000 | $ 605,000 | $ 122,000 |
| Liberty County Texas | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Midland County Texas | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Nueces County Texas | 1 | $ 515,000 | $ 515,000 | $ 136,000 |
| Tarrant County Texas | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Waller County Texas | 1 | $ 585,000 | $ 585,000 | $ 243,000 |
| Wharton County Texas | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Douglas County Washington | 1 | $ 265,000 | $ 265,000 | $ 184,000 |
| Franklin County Washington | 1 | $ 525,000 | $ 525,000 | $ 159,000 |
| Grant County Washington | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Grays Harbor County Washington | 1 | $ 435,000 | $ 435,000 | $ 200,000 |
| Jefferson County Washington | 1 | $ 645,000 | $ 645,000 | $ 330,000 |
| Klickitat County Washington | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Mason County Washington | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Skagit County Washington | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Whatcom County Washington | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Calumet County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Jefferson County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 722 | $267,280,000 | $370,000 | $1,045,000 | $141,000 | $870,000 |
| Home Purchase | 29 | $12,165,000 | $419,000 | $975,000 | $221,000 | $761,000 |
| Not Applicable | 16 | $830,000 | $51,000 | $245,000 | $121,000 | $393,000 |
| Home Improvement | 3 | $565,000 | $188,000 | $445,000 | $157,000 | $227,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 443 | $158,415,000 | $357,000 | $1,045,000 | $142,000 | $745,000 |
| Not Provided | 195 | $74,415,000 | $381,000 | $1,025,000 | $150,000 | $870,000 |
| Hispanic | 64 | $22,050,000 | $344,000 | $755,000 | $145,000 | $404,000 |
| Asian | 37 | $15,175,000 | $410,000 | $905,000 | $151,000 | $434,000 |
| Black or African American | 27 | $9,705,000 | $359,000 | $545,000 | $129,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $560,000 | $280,000 | $315,000 | $68,000 | $76,000 |
| American Indian or Alaskan Native | 2 | $520,000 | $260,000 | $275,000 | $101,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 770 | $280,840,000 | $364,000 | $1,045,000 | $144,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 567 | $209,955,000 | $370,000 | $1,025,000 | $146,000 | $870,000 |
| Application Withdrawn By Applicant | 168 | $57,420,000 | $341,000 | $1,045,000 | $149,000 | $761,000 |
| Application Denied By Financial Institution | 34 | $13,130,000 | $386,000 | $715,000 | $74,000 | $251,000 |
| Application Approved But Not Accepted | 1 | $335,000 | $335,000 | $335,000 | $123,000 | $123,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 736 | $267,710,000 | $363,000 | $1,045,000 | $147,000 | $870,000 |
| Other | 34 | $13,130,000 | $386,000 | $715,000 | $74,000 | $251,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansnap, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loansnap, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.