Dollar Bank, FSB Mortgage Lending & HMDA Data, 2023

In 2023, Dollar Bank, FSB of Pittsburgh, PA reported 6,574 mortgage applications totaling $1.3 billion, down 34% from 2022. The average application was for $192,061, and applicants reported an average income of $138,341. 64% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Pittsburgh, PA (3,735), Cleveland-Elyria, OH (1,462) and Virginia Beach-Norfolk-Newport News, VA-NC (317) (applications in parentheses).

Mortgage Company & Address Dollar Bank, FSB
#3 Gateway Center, Seven West
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,574
Total Mortgage Loan Application Amount $1,262,610,000
Average Mortgage Loan Application Amount $192,061
Highest Mortgage Loan Application Amount $49,505,000
Average Applicant Income $138,341
Highest Applicant Income $5,820,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dollar Bank, FSB by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,504 $ 422,550,000 $ 168,750 $ 132,000
Cuyahoga, Ohio 948 $ 87,890,000 $ 92,710 $ 99,000
Westmoreland, Pennsylvania 612 $ 65,620,000 $ 107,222 $ 113,000
Lorain, Ohio 235 $ 26,795,000 $ 114,021 $ 105,000
Washington, Pennsylvania 234 $ 28,850,000 $ 123,290 $ 129,000
Butler, Pennsylvania 217 $ 33,025,000 $ 152,188 $ 150,000
Lake, Ohio 159 $ 14,485,000 $ 91,100 $ 91,000
Virginia Beach, Virginia 147 $ 20,545,000 $ 139,761 $ 129,000
Beaver, Pennsylvania 103 $ 9,325,000 $ 90,533 $ 101,000
Medina, Ohio 88 $ 11,910,000 $ 135,340 $ 118,000
Summit, Ohio 87 $ 13,265,000 $ 152,471 $ 160,000
Chesapeake, Virginia 66 $ 8,810,000 $ 133,484 $ 154,000
Norfolk, Virginia 42 $ 6,640,000 $ 158,095 $ 83,000
Allegany, Maryland 40 $ 4,250,000 $ 106,250 $ 90,000
Fayette, Pennsylvania 40 $ 3,830,000 $ 95,750 $ 108,000
Stark, Ohio 39 $ 3,735,000 $ 95,769 $ 82,000
Geauga, Ohio 32 $ 5,010,000 $ 156,562 $ 156,000
Mecklenburg, North Carolina 30 $ 26,330,000 $ 877,666 $ 411,000
Armstrong, Pennsylvania 25 $ 2,135,000 $ 85,400 $ 107,000
Howard, Maryland 23 $ 18,975,000 $ 825,000 $ 340,000
Bedford, Pennsylvania 23 $ 1,775,000 $ 77,173 $ 73,000
Loudoun, Virginia 19 $ 19,955,000 $ 1,050,263 $ 292,000
Portage, Ohio 18 $ 2,920,000 $ 162,222 $ 221,000
Lawrence, Pennsylvania 18 $ 1,450,000 $ 80,555 $ 82,000
Spartanburg, South Carolina 17 $ 5,345,000 $ 314,411 $ 118,000
Fairfax, Virginia 14 $ 12,750,000 $ 910,714 $ 337,000
Portsmouth, Virginia 14 $ 1,280,000 $ 91,428 $ 69,000
Frederick, Maryland 13 $ 5,105,000 $ 392,692 $ 154,000
St. Louis, Missouri 13 $ 12,445,000 $ 957,307 $ 382,000
Cook, Illinois 12 $ 12,010,000 $ 1,000,833 $ 620,000
Johnson, Kansas 12 $ 11,600,000 $ 966,666 $ 524,000
Erie, Ohio 12 $ 1,180,000 $ 98,333 $ 93,000
Mahoning, Ohio 12 $ 1,280,000 $ 106,666 $ 104,000
Greenville, South Carolina 12 $ 5,050,000 $ 420,833 $ 165,000
Newport News, Virginia 12 $ 1,950,000 $ 162,500 $ 113,000
Union, North Carolina 11 $ 6,545,000 $ 595,000 $ 313,000
Indiana, Pennsylvania 11 $ 815,000 $ 74,090 $ 79,000
Mercer, Pennsylvania 11 $ 1,895,000 $ 172,272 $ 139,000
Hennepin, Minnesota 10 $ 7,550,000 $ 755,000 $ 387,000
Wake, North Carolina 10 $ 8,340,000 $ 834,000 $ 315,000
Sussex, Delaware 9 $ 4,425,000 $ 491,666 $ 701,000
Franklin, Ohio 9 $ 17,915,000 $ 1,990,555 $ 133,000
Laurens, South Carolina 9 $ 3,095,000 $ 343,888 $ 121,000
Cabarrus, North Carolina 8 $ 3,220,000 $ 402,500 $ 216,000
Trumbull, Ohio 8 $ 480,000 $ 60,000 $ 56,000
Hampton, Virginia 8 $ 910,000 $ 113,750 $ 87,000
Boulder, Colorado 7 $ 8,935,000 $ 1,276,428 $ 582,000
Jefferson, Colorado 7 $ 5,655,000 $ 807,857 $ 384,000
Wayne, Ohio 7 $ 835,000 $ 119,285 $ 94,000
Chesterfield, Virginia 7 $ 3,225,000 $ 460,714 $ 528,000
New Castle, Delaware 6 $ 2,240,000 $ 373,333 $ 102,000
Anne Arundel, Maryland 6 $ 4,310,000 $ 718,333 $ 388,000
Warren, Ohio 6 $ 3,300,000 $ 550,000 $ 279,000
Chester, Pennsylvania 6 $ 3,370,000 $ 561,666 $ 466,000
Somerset, Pennsylvania 6 $ 850,000 $ 141,666 $ 133,000
York, South Carolina 6 $ 1,990,000 $ 331,666 $ 139,000
Suffolk, Virginia 6 $ 1,960,000 $ 326,666 $ 168,000
York, Virginia 6 $ 1,280,000 $ 213,333 $ 144,000
Lowndes, Georgia 5 $ 1,585,000 $ 317,000 $ 124,000
DuPage, Illinois 5 $ 4,105,000 $ 821,000 $ 355,000
Garrett, Maryland 5 $ 2,375,000 $ 475,000 $ 392,000
Middlesex, Massachusetts 5 $ 4,405,000 $ 881,000 $ 292,000
Buncombe, North Carolina 5 $ 2,435,000 $ 487,000 $ 256,000
Polk, North Carolina 5 $ 2,115,000 $ 423,000 $ 178,000
Clermont, Ohio 5 $ 1,065,000 $ 213,000 $ 125,000
Delaware, Ohio 5 $ 435,000 $ 87,000 $ 238,000
Huron, Ohio 5 $ 1,215,000 $ 243,000 $ 86,000
Bucks, Pennsylvania 5 $ 4,065,000 $ 813,000 $ 311,000
James City, Virginia 5 $ 1,745,000 $ 349,000 $ 193,000
Denver, Colorado 4 $ 4,200,000 $ 1,050,000 $ 312,000
Douglas, Colorado 4 $ 4,660,000 $ 1,165,000 $ 468,000
Larimer, Colorado 4 $ 3,320,000 $ 830,000 $ 689,000
Lee, Florida 4 $ 2,560,000 $ 640,000 $ 666,000
Palm Beach, Florida 4 $ 3,480,000 $ 870,000 $ 870,000
Fulton, Georgia 4 $ 4,070,000 $ 1,017,500 $ 388,000
McIntosh, Georgia 4 $ 2,270,000 $ 567,500 $ 206,000
Hamilton, Indiana 4 $ 2,840,000 $ 710,000 $ 391,000
Monmouth, New Jersey 4 $ 2,900,000 $ 725,000 $ 486,000
Currituck, North Carolina 4 $ 560,000 $ 140,000 $ 231,000
Durham, North Carolina 4 $ 2,500,000 $ 625,000 $ 579,000
Guilford, North Carolina 4 $ 3,010,000 $ 752,500 $ 263,000
Iredell, North Carolina 4 $ 3,060,000 $ 765,000 $ 228,000
Ashtabula, Ohio 4 $ 420,000 $ 105,000 $ 94,000
Hamilton, Ohio 4 $ 940,000 $ 235,000 $ 0
Jefferson, Ohio 4 $ 360,000 $ 90,000 $ 124,000
Jefferson, Pennsylvania 4 $ 270,000 $ 67,500 $ 95,000
Anderson, South Carolina 4 $ 1,800,000 $ 450,000 $ 198,000
Richmond City, Virginia 4 $ 1,870,000 $ 467,500 $ 283,000
Teton, Wyoming 4 $ 13,170,000 $ 3,292,500 $ 2,398,000
Sarasota, Florida 3 $ 1,325,000 $ 441,666 $ 551,000
Camden, Georgia 3 $ 1,215,000 $ 405,000 $ 180,000
Glynn, Georgia 3 $ 1,195,000 $ 398,333 $ 118,000
Lake, Illinois 3 $ 26,045,000 $ 8,681,666 $ 437,000
Rutherford, North Carolina 3 $ 645,000 $ 215,000 $ 57,000
Ashland, Ohio 3 $ 195,000 $ 65,000 $ 35,000
Carroll, Ohio 3 $ 315,000 $ 105,000 $ 159,000
Columbiana, Ohio 3 $ 275,000 $ 91,666 $ 82,000
Miami, Ohio 3 $ 685,000 $ 228,333 $ 111,000
Muskingum, Ohio 3 $ 295,000 $ 98,333 $ 91,000
Cambria, Pennsylvania 3 $ 295,000 $ 98,333 $ 92,000
Centre, Pennsylvania 3 $ 715,000 $ 238,333 $ 84,000
Crawford, Pennsylvania 3 $ 255,000 $ 85,000 $ 40,000
Cumberland, Pennsylvania 3 $ 895,000 $ 298,333 $ 168,000
Erie, Pennsylvania 3 $ 245,000 $ 81,666 $ 93,000
Montgomery, Pennsylvania 3 $ 2,175,000 $ 725,000 $ 399,000
Charleston, South Carolina 3 $ 6,475,000 $ 2,158,333 $ 1,161,000
Cherokee, South Carolina 3 $ 1,175,000 $ 391,666 $ 136,000
Horry, South Carolina 3 $ 545,000 $ 181,666 $ 132,000
Lancaster, South Carolina 3 $ 1,405,000 $ 468,333 $ 312,000
Alexandria, Virginia 3 $ 3,195,000 $ 1,065,000 $ 452,000
Fairfax City, Virginia 3 $ 2,115,000 $ 705,000 $ 292,000
Henrico, Virginia 3 $ 2,505,000 $ 835,000 $ 215,000
Prince William, Virginia 3 $ 1,415,000 $ 471,666 $ 199,000
Stafford, Virginia 3 $ 1,685,000 $ 561,666 $ 0
Waukesha, Wisconsin 3 $ 2,905,000 $ 968,333 $ 456,000
Adams, Colorado 2 $ 1,730,000 $ 865,000 $ 264,000
Arapahoe, Colorado 2 $ 2,040,000 $ 1,020,000 $ 353,000
Collier, Florida 2 $ 480,000 $ 240,000 $ 412,000
Brantley, Georgia 2 $ 710,000 $ 355,000 $ 98,000
Marion, Indiana 2 $ 2,600,000 $ 1,300,000 $ 663,000
Baltimore, Maryland 2 $ 1,270,000 $ 635,000 $ 251,000
Carroll, Maryland 2 $ 1,410,000 $ 705,000 $ 360,000
Montgomery, Maryland 2 $ 1,680,000 $ 840,000 $ 327,000
Worcester, Maryland 2 $ 770,000 $ 385,000 $ 0
Washtenaw, Michigan 2 $ 1,160,000 $ 580,000 $ 292,000
Carver, Minnesota 2 $ 1,630,000 $ 815,000 $ 394,000
Washington, Minnesota 2 $ 1,750,000 $ 875,000 $ 280,000
St. Louis City, Missouri 2 $ 2,200,000 $ 1,100,000 $ 420,000
Union, New Jersey 2 $ 1,820,000 $ 910,000 $ 303,000
Beaufort, North Carolina 2 $ 610,000 $ 305,000 $ 80,000
Dare, North Carolina 2 $ 800,000 $ 400,000 $ 410,000
Forsyth, North Carolina 2 $ 680,000 $ 340,000 $ 46,000
Gates, North Carolina 2 $ 80,000 $ 40,000 $ 32,000
Henderson, North Carolina 2 $ 2,360,000 $ 1,180,000 $ 299,000
Orange, North Carolina 2 $ 1,550,000 $ 775,000 $ 318,000
Lucas, Ohio 2 $ 160,000 $ 80,000 $ 44,000
Madison, Ohio 2 $ 190,000 $ 95,000 $ 146,000
Ottawa, Ohio 2 $ 820,000 $ 410,000 $ 292,000
Shelby, Ohio 2 $ 480,000 $ 240,000 $ 0
Tuscarawas, Ohio 2 $ 480,000 $ 240,000 $ 104,000
Clarion, Pennsylvania 2 $ 180,000 $ 90,000 $ 114,000
Beaufort, South Carolina 2 $ 1,760,000 $ 880,000 $ 628,000
Kershaw, South Carolina 2 $ 840,000 $ 420,000 $ 253,000
Newberry, South Carolina 2 $ 810,000 $ 405,000 $ 108,000
Pickens, South Carolina 2 $ 760,000 $ 380,000 $ 123,000
Arlington, Virginia 2 $ 1,970,000 $ 985,000 $ 384,000
Hanover, Virginia 2 $ 970,000 $ 485,000 $ 112,000
Isle of Wight, Virginia 2 $ 170,000 $ 85,000 $ 154,000
Lynchburg, Virginia 2 $ 360,000 $ 180,000 $ 0
Hancock, West Virginia 2 $ 80,000 $ 40,000 $ 92,000
Mineral, West Virginia 2 $ 90,000 $ 45,000 $ 167,000
Milwaukee, Wisconsin 2 $ 1,850,000 $ 925,000 $ 533,000
Maricopa, Arizona 1 $ 215,000 $ 215,000 $ 344,000
Broomfield, Colorado 1 $ 1,075,000 $ 1,075,000 $ 350,000
Kent, Delaware 1 $ 415,000 $ 415,000 $ 0
Broward, Florida 1 $ 405,000 $ 405,000 $ 0
Flagler, Florida 1 $ 225,000 $ 225,000 $ 179,000
Hamilton, Florida 1 $ 515,000 $ 515,000 $ 168,000
Highlands, Florida 1 $ 235,000 $ 235,000 $ 114,000
Hillsborough, Florida 1 $ 185,000 $ 185,000 $ 141,000
Lafayette, Florida 1 $ 465,000 $ 465,000 $ 253,000
Martin, Florida 1 $ 165,000 $ 165,000 $ 61,000
St. Johns, Florida 1 $ 405,000 $ 405,000 $ 424,000
Brooks, Georgia 1 $ 365,000 $ 365,000 $ 112,000
Cobb, Georgia 1 $ 905,000 $ 905,000 $ 0
Gwinnett, Georgia 1 $ 1,005,000 $ 1,005,000 $ 1,681,000
Lanier, Georgia 1 $ 315,000 $ 315,000 $ 120,000
Paulding, Georgia 1 $ 1,005,000 $ 1,005,000 $ 322,000
Thomas, Georgia 1 $ 325,000 $ 325,000 $ 115,000
Tift, Georgia 1 $ 725,000 $ 725,000 $ 435,000
Kane, Illinois 1 $ 395,000 $ 395,000 $ 0
Kendall, Illinois 1 $ 525,000 $ 525,000 $ 205,000
Will, Illinois 1 $ 395,000 $ 395,000 $ 0
Clark, Indiana 1 $ 815,000 $ 815,000 $ 248,000
Hancock, Indiana 1 $ 405,000 $ 405,000 $ 0
Hendricks, Indiana 1 $ 405,000 $ 405,000 $ 0
Kosciusko, Indiana 1 $ 845,000 $ 845,000 $ 350,000
Whitley, Indiana 1 $ 105,000 $ 105,000 $ 76,000
Dallas, Iowa 1 $ 805,000 $ 805,000 $ 216,000
Jefferson, Kentucky 1 $ 505,000 $ 505,000 $ 181,000
Kenton, Kentucky 1 $ 215,000 $ 215,000 $ 90,000
Prince George's, Maryland 1 $ 515,000 $ 515,000 $ 0
St. Mary's, Maryland 1 $ 1,085,000 $ 1,085,000 $ 287,000
Norfolk, Massachusetts 1 $ 475,000 $ 475,000 $ 169,000
Plymouth, Massachusetts 1 $ 1,395,000 $ 1,395,000 $ 398,000
Suffolk, Massachusetts 1 $ 855,000 $ 855,000 $ 490,000
Worcester, Massachusetts 1 $ 785,000 $ 785,000 $ 316,000
Berrien, Michigan 1 $ 275,000 $ 275,000 $ 1,172,000
Wayne, Michigan 1 $ 155,000 $ 155,000 $ 180,000
Anoka, Minnesota 1 $ 265,000 $ 265,000 $ 101,000
Crow Wing, Minnesota 1 $ 855,000 $ 855,000 $ 452,000
Dakota, Minnesota 1 $ 1,275,000 $ 1,275,000 $ 377,000
Lake, Minnesota 1 $ 1,385,000 $ 1,385,000 $ 543,000
Ramsey, Minnesota 1 $ 485,000 $ 485,000 $ 265,000
Christian, Missouri 1 $ 885,000 $ 885,000 $ 379,000
Jackson, Missouri 1 $ 965,000 $ 965,000 $ 300,000
Platte, Missouri 1 $ 875,000 $ 875,000 $ 545,000
St. Charles, Missouri 1 $ 805,000 $ 805,000 $ 284,000
Warren, Missouri 1 $ 895,000 $ 895,000 $ 260,000
Ravalli, Montana 1 $ 1,615,000 $ 1,615,000 $ 3,377,000
Bergen, New Jersey 1 $ 795,000 $ 795,000 $ 487,000
Hunterdon, New Jersey 1 $ 245,000 $ 245,000 $ 471,000
Middlesex, New Jersey 1 $ 235,000 $ 235,000 $ 161,000
Somerset, New Jersey 1 $ 935,000 $ 935,000 $ 466,000
Caldwell, North Carolina 1 $ 645,000 $ 645,000 $ 307,000
Davidson, North Carolina 1 $ 525,000 $ 525,000 $ 167,000
Franklin, North Carolina 1 $ 325,000 $ 325,000 $ 0
Granville, North Carolina 1 $ 855,000 $ 855,000 $ 340,000
Harnett, North Carolina 1 $ 275,000 $ 275,000 $ 0
Johnston, North Carolina 1 $ 235,000 $ 235,000 $ 95,000
Lincoln, North Carolina 1 $ 465,000 $ 465,000 $ 156,000
Martin, North Carolina 1 $ 295,000 $ 295,000 $ 0
McDowell, North Carolina 1 $ 405,000 $ 405,000 $ 168,000
Moore, North Carolina 1 $ 675,000 $ 675,000 $ 422,000
Nash, North Carolina 1 $ 515,000 $ 515,000 $ 213,000
Pasquotank, North Carolina 1 $ 235,000 $ 235,000 $ 81,000
Pender, North Carolina 1 $ 1,105,000 $ 1,105,000 $ 400,000
Pitt, North Carolina 1 $ 285,000 $ 285,000 $ 0
Rowan, North Carolina 1 $ 855,000 $ 855,000 $ 313,000
Warren, North Carolina 1 $ 515,000 $ 515,000 $ 104,000
Cass, North Dakota 1 $ 635,000 $ 635,000 $ 708,000
Allen, Ohio 1 $ 105,000 $ 105,000 $ 99,000
Butler, Ohio 1 $ 345,000 $ 345,000 $ 0
Clark, Ohio 1 $ 245,000 $ 245,000 $ 0
Crawford, Ohio 1 $ 125,000 $ 125,000 $ 60,000
Fairfield, Ohio 1 $ 405,000 $ 405,000 $ 0
Knox, Ohio 1 $ 85,000 $ 85,000 $ 0
Richland, Ohio 1 $ 25,000 $ 25,000 $ 17,000
Blair, Pennsylvania 1 $ 135,000 $ 135,000 $ 99,000
Dauphin, Pennsylvania 1 $ 355,000 $ 355,000 $ 0
Delaware, Pennsylvania 1 $ 135,000 $ 135,000 $ 101,000
Forest, Pennsylvania 1 $ 185,000 $ 185,000 $ 119,000
Greene, Pennsylvania 1 $ 65,000 $ 65,000 $ 58,000
Lehigh, Pennsylvania 1 $ 755,000 $ 755,000 $ 500,000
Philadelphia, Pennsylvania 1 $ 145,000 $ 145,000 $ 307,000
Schuylkill, Pennsylvania 1 $ 75,000 $ 75,000 $ 104,000
Venango, Pennsylvania 1 $ 175,000 $ 175,000 $ 96,000
Newport, Rhode Island 1 $ 805,000 $ 805,000 $ 310,000
Aiken, South Carolina 1 $ 645,000 $ 645,000 $ 144,000
Chester, South Carolina 1 $ 325,000 $ 325,000 $ 82,000
Georgetown, South Carolina 1 $ 425,000 $ 425,000 $ 144,000
Lexington, South Carolina 1 $ 425,000 $ 425,000 $ 161,000
Cheatham, Tennessee 1 $ 275,000 $ 275,000 $ 82,000
Coffee, Tennessee 1 $ 225,000 $ 225,000 $ 62,000
Davidson, Tennessee 1 $ 765,000 $ 765,000 $ 343,000
Jefferson, Tennessee 1 $ 165,000 $ 165,000 $ 0
Knox, Tennessee 1 $ 795,000 $ 795,000 $ 240,000
Accomack, Virginia 1 $ 255,000 $ 255,000 $ 170,000
Falls Church, Virginia 1 $ 1,005,000 $ 1,005,000 $ 258,000
Gloucester, Virginia 1 $ 255,000 $ 255,000 $ 64,000
New Kent, Virginia 1 $ 85,000 $ 85,000 $ 0
Poquoson, Virginia 1 $ 205,000 $ 205,000 $ 80,000
Rockingham, Virginia 1 $ 455,000 $ 455,000 $ 0
Southampton, Virginia 1 $ 35,000 $ 35,000 $ 114,000
Spotsylvania, Virginia 1 $ 705,000 $ 705,000 $ 0
Berkeley, West Virginia 1 $ 145,000 $ 145,000 $ 0
Brooke, West Virginia 1 $ 55,000 $ 55,000 $ 23,000
Monongalia, West Virginia 1 $ 335,000 $ 335,000 $ 0
Ohio, West Virginia 1 $ 95,000 $ 95,000 $ 99,000
Wood, West Virginia 1 $ 345,000 $ 345,000 $ 128,000
Dodge, Wisconsin 1 $ 835,000 $ 835,000 $ 272,000
Kenosha, Wisconsin 1 $ 285,000 $ 285,000 $ 72,000
Marquette, Wisconsin 1 $ 125,000 $ 125,000 $ 71,000

Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,130 $265,240,000 $124,000 $49,505,000 $113,000 $2,826,000
Home Purchase 1,697 $657,435,000 $387,000 $13,855,000 $172,000 $1,964,000
Refinancing 1,555 $233,485,000 $150,000 $5,185,000 $147,000 $5,820,000
Other Purpose 1,114 $89,090,000 $79,000 $2,005,000 $125,000 $2,924,000
Cash-out Refinancing 78 $17,360,000 $222,000 $1,405,000 $116,000 $623,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,853 $730,625,000 $150,000 $5,185,000 $138,000 $5,820,000
Black or African American 630 $61,380,000 $97,000 $1,355,000 $82,000 $1,449,000
Not Provided 407 $108,745,000 $267,000 $3,505,000 $205,000 $3,230,000
Not applicable 319 $263,895,000 $827,000 $49,505,000 $0 $0
Hispanic 162 $18,960,000 $117,000 $1,255,000 $98,000 $605,000
Asian 150 $68,660,000 $457,000 $1,765,000 $214,000 $1,140,000
American Indian or Alaskan Native 25 $3,695,000 $147,000 $1,145,000 $118,000 $410,000
Native Hawaiian or Other Pacific Islander 8 $1,340,000 $167,000 $515,000 $124,000 $239,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,420 $1,233,560,000 $192,000 $49,505,000 $139,000 $5,820,000
FHA-insured (Federal Housing Administration) 131 $20,595,000 $157,000 $475,000 $69,000 $203,000
VA-guaranteed (Veterans Administration) 23 $8,455,000 $367,000 $1,085,000 $121,000 $287,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,220 $921,080,000 $218,000 $49,505,000 $156,000 $5,820,000
Application Denied By Financial Institution 1,484 $125,910,000 $84,000 $2,005,000 $89,000 $1,449,000
Application Approved But Not Accepted 284 $60,050,000 $211,000 $1,315,000 $155,000 $2,518,000
Application Withdrawn By Applicant 239 $48,605,000 $203,000 $1,575,000 $120,000 $1,200,000
Loan Purchased By The Institution 177 $70,475,000 $398,000 $975,000 $0 $0
Preapproval Approved but not Accepted 89 $18,885,000 $212,000 $925,000 $78,000 $576,000
File Closed For Incompleteness 66 $15,080,000 $228,000 $1,355,000 $114,000 $360,000
Preapproval Denied by Financial Institution 15 $2,525,000 $168,000 $435,000 $66,000 $180,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,075 $1,134,175,000 $223,000 $49,505,000 $152,000 $5,820,000
Credit History 529 $32,805,000 $62,000 $435,000 $77,000 $1,449,000
Debt-To-Income Ratio 305 $33,255,000 $109,000 $2,005,000 $64,000 $495,000
Collateral 294 $26,760,000 $91,000 $1,005,000 $112,000 $890,000
Credit Application Incomplete 262 $19,340,000 $73,000 $405,000 $101,000 $1,200,000
Other 71 $10,365,000 $145,000 $1,015,000 $125,000 $425,000
Unverifiable Information 20 $2,830,000 $141,000 $1,085,000 $117,000 $410,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,730,000 $195,000 $555,000 $76,000 $115,000
Employment History 4 $350,000 $87,000 $135,000 $87,000 $167,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dollar Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet with aggregated HMDA statistics today.

Download the Pennsylvania Lender List