Dollar Bank, FSB Mortgage Lending & HMDA Data, 2023
In 2023, Dollar Bank, FSB of Pittsburgh, PA reported 6,574 mortgage applications totaling $1.3 billion, down 34% from 2022. The average application was for $192,061, and applicants reported an average income of $138,341. 64% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Pittsburgh, PA (3,735), Cleveland-Elyria, OH (1,462) and Virginia Beach-Norfolk-Newport News, VA-NC (317) (applications in parentheses).
| Mortgage Company & Address | Dollar Bank, FSB #3 Gateway Center, Seven West Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,574 |
| Total Mortgage Loan Application Amount | $1,262,610,000 |
| Average Mortgage Loan Application Amount | $192,061 |
| Highest Mortgage Loan Application Amount | $49,505,000 |
| Average Applicant Income | $138,341 |
| Highest Applicant Income | $5,820,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pittsburgh, PA | 3,735 | $ 565,335,000 | $ 151,361 | $ 128,000 |
| Cleveland-Elyria, OH | 1,462 | $ 146,090,000 | $ 99,924 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 317 | $ 46,425,000 | $ 146,451 | $ 126,719 |
| Outside any metro area | 264 | $ 65,340,000 | $ 247,500 | $ 148,541 |
| Akron, OH | 105 | $ 16,185,000 | $ 154,142 | $ 170,000 |
| Charlotte-Concord-Gastonia, NC-SC | 65 | $ 44,195,000 | $ 679,923 | $ 336,769 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 50 | $ 45,310,000 | $ 906,200 | $ 314,000 |
| Canton-Massillon, OH | 42 | $ 4,050,000 | $ 96,428 | $ 89,000 |
| Cumberland, MD-WV | 42 | $ 4,340,000 | $ 103,333 | $ 93,666 |
| Baltimore-Columbia-Towson, MD | 33 | $ 25,965,000 | $ 786,818 | $ 340,000 |
| Youngstown-Warren-Boardman, OH-PA | 31 | $ 3,655,000 | $ 117,903 | $ 102,870 |
| Greenville-Anderson-Mauldin, SC | 27 | $ 10,705,000 | $ 396,481 | $ 148,000 |
| Denver-Aurora-Lakewood, CO | 20 | $ 19,360,000 | $ 968,000 | $ 364,000 |
| Chicago-Naperville, IL | 18 | $ 16,510,000 | $ 917,222 | $ 559,000 |
| Cincinnati, OH-KY-IN | 17 | $ 5,865,000 | $ 345,000 | $ 209,529 |
| Columbus, OH | 17 | $ 18,945,000 | $ 1,114,411 | $ 172,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 12,955,000 | $ 762,058 | $ 346,000 |
| Richmond, VA | 17 | $ 8,655,000 | $ 509,117 | $ 270,000 |
| Spartanburg, SC | 17 | $ 5,345,000 | $ 314,411 | $ 118,000 |
| St. Louis, MO-IL | 17 | $ 16,345,000 | $ 961,470 | $ 373,000 |
| Washington-Baltimore-Arlington, DC | 15 | $ 6,785,000 | $ 452,333 | $ 223,000 |
| Kansas City, MO-KS | 14 | $ 13,440,000 | $ 960,000 | $ 509,428 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 9,610,000 | $ 686,428 | $ 365,000 |
| Raleigh, NC | 12 | $ 8,900,000 | $ 741,666 | $ 290,000 |
| Salisbury, MD-DE | 11 | $ 5,195,000 | $ 472,272 | $ 701,000 |
| Brunswick, GA | 9 | $ 4,175,000 | $ 463,888 | $ 152,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 6,250,000 | $ 781,250 | $ 500,000 |
| Asheville, NC | 7 | $ 4,795,000 | $ 685,000 | $ 268,000 |
| Atlanta-Sandy Springs-Roswell, GA | 7 | $ 6,985,000 | $ 997,857 | $ 633,000 |
| Boulder, CO | 7 | $ 8,935,000 | $ 1,276,428 | $ 582,000 |
| Durham-Chapel Hill, NC | 7 | $ 4,905,000 | $ 700,714 | $ 389,000 |
| Valdosta, GA | 7 | $ 2,265,000 | $ 323,571 | $ 122,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 495,000 | $ 70,714 | $ 95,285 |
| New York-Newark, NY | 6 | $ 4,070,000 | $ 678,333 | $ 429,000 |
| Wilmington, DE-MD-NJ | 6 | $ 2,240,000 | $ 373,333 | $ 102,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 4,405,000 | $ 881,000 | $ 292,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 4,755,000 | $ 951,000 | $ 487,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 2,560,000 | $ 640,000 | $ 666,000 |
| Fort Collins, CO | 4 | $ 3,320,000 | $ 830,000 | $ 689,000 |
| Greensboro-High Point, NC | 4 | $ 3,010,000 | $ 752,500 | $ 263,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,250,000 | $ 312,500 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 26,330,000 | $ 6,582,500 | $ 345,750 |
| Toledo, OH | 4 | $ 980,000 | $ 245,000 | $ 168,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 3,480,000 | $ 870,000 | $ 870,000 |
| Boston, MA | 3 | $ 2,725,000 | $ 908,333 | $ 352,000 |
| Charleston-North Charleston, SC | 3 | $ 6,475,000 | $ 2,158,333 | $ 1,161,000 |
| Columbia, SC | 3 | $ 1,265,000 | $ 421,666 | $ 222,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 685,000 | $ 228,333 | $ 111,000 |
| Erie, PA | 3 | $ 245,000 | $ 81,666 | $ 93,000 |
| Johnstown, PA | 3 | $ 295,000 | $ 98,333 | $ 92,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 545,000 | $ 181,666 | $ 132,000 |
| Newark, NJ-PA | 3 | $ 2,065,000 | $ 688,333 | $ 359,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 1,325,000 | $ 441,666 | $ 551,000 |
| State College, PA | 3 | $ 715,000 | $ 238,333 | $ 84,000 |
| Winston-Salem, NC | 3 | $ 1,205,000 | $ 401,666 | $ 106,000 |
| Ann Arbor, MI | 2 | $ 1,160,000 | $ 580,000 | $ 292,000 |
| Elgin, IL | 2 | $ 920,000 | $ 460,000 | $ 205,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,760,000 | $ 880,000 | $ 628,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 1,320,000 | $ 660,000 | $ 214,500 |
| Lynchburg, VA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 480,000 | $ 240,000 | $ 412,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 1,040,000 | $ 520,000 | $ 212,000 |
| Philadelphia, PA | 2 | $ 280,000 | $ 140,000 | $ 204,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 755,000 | $ 755,000 | $ 500,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 645,000 | $ 645,000 | $ 144,000 |
| California-Lexington Park, MD | 1 | $ 1,085,000 | $ 1,085,000 | $ 287,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Des Moines-West Des Moines, IA | 1 | $ 805,000 | $ 805,000 | $ 216,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Dover, DE | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 1,385,000 | $ 1,385,000 | $ 543,000 |
| Fargo, ND-MN | 1 | $ 635,000 | $ 635,000 | $ 708,000 |
| Fayetteville, NC | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Greenville, NC | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 645,000 | $ 645,000 | $ 307,000 |
| Jacksonville, FL | 1 | $ 405,000 | $ 405,000 | $ 424,000 |
| Knoxville, TN | 1 | $ 795,000 | $ 795,000 | $ 240,000 |
| Lima, OH | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Mansfield, OH | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Morgantown, WV | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Morristown, TN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 795,000 | $ 795,000 | $ 487,000 |
| Niles-Benton Harbor, MI | 1 | $ 275,000 | $ 275,000 | $ 1,172,000 |
| Parkersburg-Vienna, WV | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 215,000 | $ 215,000 | $ 344,000 |
| Port St. Lucie, FL | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Providence-Warwick, RI-MA | 1 | $ 805,000 | $ 805,000 | $ 310,000 |
| Rocky Mount, NC | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Sebring, FL | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Springfield, MO | 1 | $ 885,000 | $ 885,000 | $ 379,000 |
| Springfield, OH | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Wheeling, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Wilmington, NC | 1 | $ 1,105,000 | $ 1,105,000 | $ 400,000 |
| Worcester, MA-CT | 1 | $ 785,000 | $ 785,000 | $ 316,000 |
Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,130 | $265,240,000 | $124,000 | $49,505,000 | $113,000 | $2,826,000 |
| Home Purchase | 1,697 | $657,435,000 | $387,000 | $13,855,000 | $172,000 | $1,964,000 |
| Refinancing | 1,555 | $233,485,000 | $150,000 | $5,185,000 | $147,000 | $5,820,000 |
| Other Purpose | 1,114 | $89,090,000 | $79,000 | $2,005,000 | $125,000 | $2,924,000 |
| Cash-out Refinancing | 78 | $17,360,000 | $222,000 | $1,405,000 | $116,000 | $623,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,853 | $730,625,000 | $150,000 | $5,185,000 | $138,000 | $5,820,000 |
| Black or African American | 630 | $61,380,000 | $97,000 | $1,355,000 | $82,000 | $1,449,000 |
| Not Provided | 407 | $108,745,000 | $267,000 | $3,505,000 | $205,000 | $3,230,000 |
| Not applicable | 319 | $263,895,000 | $827,000 | $49,505,000 | $0 | $0 |
| Hispanic | 162 | $18,960,000 | $117,000 | $1,255,000 | $98,000 | $605,000 |
| Asian | 150 | $68,660,000 | $457,000 | $1,765,000 | $214,000 | $1,140,000 |
| American Indian or Alaskan Native | 25 | $3,695,000 | $147,000 | $1,145,000 | $118,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,340,000 | $167,000 | $515,000 | $124,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,420 | $1,233,560,000 | $192,000 | $49,505,000 | $139,000 | $5,820,000 |
| FHA-insured (Federal Housing Administration) | 131 | $20,595,000 | $157,000 | $475,000 | $69,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 23 | $8,455,000 | $367,000 | $1,085,000 | $121,000 | $287,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,220 | $921,080,000 | $218,000 | $49,505,000 | $156,000 | $5,820,000 |
| Application Denied By Financial Institution | 1,484 | $125,910,000 | $84,000 | $2,005,000 | $89,000 | $1,449,000 |
| Application Approved But Not Accepted | 284 | $60,050,000 | $211,000 | $1,315,000 | $155,000 | $2,518,000 |
| Application Withdrawn By Applicant | 239 | $48,605,000 | $203,000 | $1,575,000 | $120,000 | $1,200,000 |
| Loan Purchased By The Institution | 177 | $70,475,000 | $398,000 | $975,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 89 | $18,885,000 | $212,000 | $925,000 | $78,000 | $576,000 |
| File Closed For Incompleteness | 66 | $15,080,000 | $228,000 | $1,355,000 | $114,000 | $360,000 |
| Preapproval Denied by Financial Institution | 15 | $2,525,000 | $168,000 | $435,000 | $66,000 | $180,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,075 | $1,134,175,000 | $223,000 | $49,505,000 | $152,000 | $5,820,000 |
| Credit History | 529 | $32,805,000 | $62,000 | $435,000 | $77,000 | $1,449,000 |
| Debt-To-Income Ratio | 305 | $33,255,000 | $109,000 | $2,005,000 | $64,000 | $495,000 |
| Collateral | 294 | $26,760,000 | $91,000 | $1,005,000 | $112,000 | $890,000 |
| Credit Application Incomplete | 262 | $19,340,000 | $73,000 | $405,000 | $101,000 | $1,200,000 |
| Other | 71 | $10,365,000 | $145,000 | $1,015,000 | $125,000 | $425,000 |
| Unverifiable Information | 20 | $2,830,000 | $141,000 | $1,085,000 | $117,000 | $410,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,730,000 | $195,000 | $555,000 | $76,000 | $115,000 |
| Employment History | 4 | $350,000 | $87,000 | $135,000 | $87,000 | $167,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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