Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2009
In 2009, Admirals Bank Former Domestic of Cranston, RI reported 6,998 mortgage applications totaling $173.0 million, up 225% from 2008. The average application was for $24,727, and applicants reported an average income of $45,976. 27% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (488), Warren-Troy-Farmington Hills, MI (190) and Kansas City, MO-KS (160) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank Former Domestic 815 Reservoir Ave Cranston, RI 02910 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,998 |
| Total Mortgage Loan Application Amount | $173,045,000 |
| Average Mortgage Loan Application Amount | $24,727 |
| Highest Mortgage Loan Application Amount | $628,000 |
| Average Applicant Income | $45,976 |
| Highest Applicant Income | $956,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-New Bedford-Fall River, RI-MA | 488 | $ 66,121,000 | $ 135,493 | $ 66,961 |
| Warren-Troy-Farmington Hills, MI | 190 | $ 1,859,000 | $ 9,784 | $ 35,000 |
| Kansas City, MO-KS | 160 | $ 2,606,000 | $ 16,287 | $ 45,162 |
| St. Louis, MO-IL | 150 | $ 2,125,000 | $ 14,166 | $ 56,360 |
| Detroit-Livonia-Dearborn, MI | 141 | $ 1,545,000 | $ 10,957 | $ 33,000 |
| Philadelphia, PA | 115 | $ 1,902,000 | $ 16,539 | $ 54,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 107 | $ 1,483,000 | $ 13,859 | $ 33,000 |
| Rochester, NY | 102 | $ 1,733,000 | $ 16,990 | $ 54,000 |
| New York-White Plains-Wayne, NY-NJ | 100 | $ 1,912,000 | $ 19,120 | $ 76,320 |
| Birmingham-Hoover, AL | 93 | $ 1,084,000 | $ 11,655 | $ 34,000 |
| Camden, NJ | 90 | $ 1,564,000 | $ 17,377 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 89 | $ 1,183,000 | $ 13,292 | $ 49,000 |
| Phoenix-Mesa-Scottsdale, AZ | 83 | $ 963,000 | $ 11,602 | $ 45,000 |
| Raleigh-Cary, NC | 79 | $ 1,325,000 | $ 16,772 | $ 40,000 |
| Syracuse, NY | 76 | $ 945,000 | $ 12,434 | $ 19,000 |
| Buffalo-Niagara Falls, NY | 75 | $ 899,000 | $ 11,986 | $ 43,000 |
| Wichita, KS | 73 | $ 1,011,000 | $ 13,849 | $ 46,000 |
| Chicago-Naperville-Joliet, IL | 70 | $ 1,067,000 | $ 15,242 | $ 56,000 |
| Oklahoma City, OK | 66 | $ 1,089,000 | $ 16,500 | $ 50,000 |
| Denver-Aurora-Broomfield, CO | 65 | $ 845,000 | $ 13,000 | $ 70,000 |
| Edison-New Brunswick, NJ | 65 | $ 1,226,000 | $ 18,861 | $ 70,000 |
| Tulsa, OK | 64 | $ 757,000 | $ 11,828 | $ 54,000 |
| Clarksville, TN-KY | 63 | $ 837,000 | $ 13,285 | $ 40,857 |
| Albany-Schenectady-Troy, NY | 60 | $ 904,000 | $ 15,066 | $ 29,000 |
| Boston-Quincy, MA | 60 | $ 1,727,000 | $ 28,783 | $ 55,000 |
| Newark-Union, NJ-PA | 60 | $ 979,000 | $ 16,316 | $ 58,166 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 60 | $ 1,119,000 | $ 18,650 | $ 79,100 |
| Columbus, OH | 59 | $ 945,000 | $ 16,016 | $ 34,000 |
| Hartford-West Hartford-East Hartford, CT | 59 | $ 1,008,000 | $ 17,084 | $ 71,000 |
| Portland-Vancouver-Beaverton, OR-WA | 59 | $ 908,000 | $ 15,389 | $ 52,322 |
| Fayetteville, NC | 55 | $ 824,000 | $ 14,981 | $ 23,000 |
| Little Rock-North Little Rock-Conway, AR | 55 | $ 878,000 | $ 15,963 | $ 57,000 |
| Omaha-Council Bluffs, NE-IA | 55 | $ 883,000 | $ 16,054 | $ 43,872 |
| Fort Wayne, IN | 50 | $ 682,000 | $ 13,640 | $ 46,000 |
| Utica-Rome, NY | 48 | $ 518,000 | $ 10,791 | $ 18,000 |
| Memphis, TN-MS-AR | 47 | $ 900,000 | $ 19,148 | $ 58,042 |
| Lansing-East Lansing, MI | 45 | $ 559,000 | $ 12,422 | $ 24,000 |
| Atlanta-Sandy Springs-Marietta, GA | 44 | $ 700,000 | $ 15,909 | $ 44,000 |
| Charlotte-Gastonia-Concord, NC-SC | 44 | $ 559,000 | $ 12,704 | $ 35,181 |
| Grand Rapids-Wyoming, MI | 44 | $ 514,000 | $ 11,681 | $ 39,000 |
| Indianapolis-Carmel, IN | 41 | $ 655,000 | $ 15,975 | $ 48,000 |
| Pittsburgh, PA | 39 | $ 476,000 | $ 12,205 | $ 37,000 |
| Flint, MI | 38 | $ 400,000 | $ 10,526 | $ 39,000 |
| Lincoln, NE | 38 | $ 565,000 | $ 14,868 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 37 | $ 520,000 | $ 14,054 | $ 66,162 |
| Cleveland-Elyria-Mentor, OH | 37 | $ 483,000 | $ 13,054 | $ 38,000 |
| Milwaukee-Waukesha-West Allis, WI | 37 | $ 573,000 | $ 15,486 | $ 54,000 |
| Norwich-New London, CT | 35 | $ 513,000 | $ 14,657 | $ 50,000 |
| Worcester, MA | 33 | $ 3,650,000 | $ 110,606 | $ 83,000 |
| Cincinnati-Middletown, OH-KY-IN | 32 | $ 434,000 | $ 13,562 | $ 53,156 |
| Columbia, SC | 32 | $ 396,000 | $ 12,375 | $ 52,000 |
| Gary, IN | 32 | $ 549,000 | $ 17,156 | $ 23,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 32 | $ 534,000 | $ 16,687 | $ 66,000 |
| Springfield, MA | 31 | $ 515,000 | $ 16,612 | $ 57,000 |
| Colorado Springs, CO | 29 | $ 363,000 | $ 12,517 | $ 56,000 |
| Greensboro-High Point, NC | 29 | $ 425,000 | $ 14,655 | $ 41,000 |
| Jacksonville, NC | 29 | $ 444,000 | $ 15,310 | $ 22,000 |
| Binghamton, NY | 27 | $ 440,000 | $ 16,296 | $ 9,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 27 | $ 360,000 | $ 13,333 | $ 40,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 27 | $ 466,000 | $ 17,259 | $ 32,000 |
| Boise City-Nampa, ID | 26 | $ 339,000 | $ 13,038 | $ 42,000 |
| Durham-Chapel Hill, NC | 26 | $ 450,000 | $ 17,307 | $ 34,000 |
| Wilmington, NC | 26 | $ 364,000 | $ 14,000 | $ 19,000 |
| Augusta-Richmond County, GA-SC | 25 | $ 411,000 | $ 16,440 | $ 55,520 |
| New Haven-Milford, CT | 24 | $ 423,000 | $ 17,625 | $ 47,000 |
| Jacksonville, FL | 23 | $ 429,000 | $ 18,652 | $ 29,000 |
| Knoxville, TN | 22 | $ 397,000 | $ 18,045 | $ 60,000 |
| Orlando-Kissimmee, FL | 22 | $ 239,000 | $ 10,863 | $ 40,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 290,000 | $ 13,809 | $ 35,000 |
| Reading, PA | 20 | $ 266,000 | $ 13,300 | $ 80,000 |
| Wilmington, DE-MD-NJ | 20 | $ 427,000 | $ 21,350 | $ 69,800 |
| Akron, OH | 19 | $ 200,000 | $ 10,526 | $ 51,000 |
| Louisville-Jefferson County, KY-IN | 19 | $ 280,000 | $ 14,736 | $ 45,736 |
| Richmond, VA | 19 | $ 286,000 | $ 15,052 | $ 44,000 |
| Rocky Mount, NC | 18 | $ 270,000 | $ 15,000 | $ 28,000 |
| Topeka, KS | 18 | $ 285,000 | $ 15,833 | $ 35,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 17 | $ 335,000 | $ 19,705 | $ 68,000 |
| Nassau-Suffolk, NY | 17 | $ 306,000 | $ 18,000 | $ 76,000 |
| Battle Creek, MI | 16 | $ 231,000 | $ 14,437 | $ 32,000 |
| Dayton, OH | 16 | $ 278,000 | $ 17,375 | $ 56,000 |
| Peabody, MA | 16 | $ 235,000 | $ 14,687 | $ 50,000 |
| Trenton-Ewing, NJ | 16 | $ 306,000 | $ 19,125 | $ 67,000 |
| Atlantic City-Hammonton, NJ | 15 | $ 240,000 | $ 16,000 | $ 59,000 |
| Fort Smith, AR-OK | 15 | $ 281,000 | $ 18,733 | $ 50,933 |
| Goldsboro, NC | 15 | $ 228,000 | $ 15,200 | $ 25,000 |
| Las Vegas-Paradise, NV | 15 | $ 301,000 | $ 20,066 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 15 | $ 308,000 | $ 20,533 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 281,000 | $ 18,733 | $ 88,000 |
| Winston-Salem, NC | 15 | $ 222,000 | $ 14,800 | $ 23,000 |
| Des Moines-West Des Moines, IA | 14 | $ 195,000 | $ 13,928 | $ 58,000 |
| Pine Bluff, AR | 14 | $ 249,000 | $ 17,785 | $ 28,000 |
| Scranton--Wilkes-Barre, PA | 14 | $ 173,000 | $ 12,357 | $ 27,000 |
| Toledo, OH | 14 | $ 214,000 | $ 15,285 | $ 28,000 |
| Baltimore-Towson, MD | 13 | $ 254,000 | $ 19,538 | $ 75,000 |
| Greenville, NC | 13 | $ 199,000 | $ 15,307 | $ 23,000 |
| Kalamazoo-Portage, MI | 13 | $ 190,000 | $ 14,615 | $ 30,000 |
| Madison, WI | 13 | $ 149,000 | $ 11,461 | $ 44,000 |
| Reno-Sparks, NV | 13 | $ 265,000 | $ 20,384 | $ 59,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 188,000 | $ 14,461 | $ 20,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 220,000 | $ 16,923 | $ 40,000 |
| Ann Arbor, MI | 12 | $ 127,000 | $ 10,583 | $ 50,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 216,000 | $ 18,000 | $ 86,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 199,000 | $ 16,583 | $ 53,333 |
| Glens Falls, NY | 12 | $ 195,000 | $ 16,250 | $ 36,000 |
| Harrisburg-Carlisle, PA | 12 | $ 159,000 | $ 13,250 | $ 36,000 |
| Janesville, WI | 12 | $ 122,000 | $ 10,166 | $ 27,000 |
| Rockingham County-Strafford County, NH | 12 | $ 157,000 | $ 13,083 | $ 46,000 |
| Shreveport-Bossier City, LA | 12 | $ 185,000 | $ 15,416 | $ 29,000 |
| Tacoma, WA | 12 | $ 217,000 | $ 18,083 | $ 61,000 |
| Jefferson City, MO | 11 | $ 126,000 | $ 11,454 | $ 39,000 |
| Macon, GA | 11 | $ 112,000 | $ 10,181 | $ 34,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 162,000 | $ 14,727 | $ 25,000 |
| Sioux City, IA-NE-SD | 11 | $ 170,000 | $ 15,454 | $ 25,272 |
| Elmira, NY | 10 | $ 80,000 | $ 8,000 | $ 5,000 |
| Huntsville, AL | 10 | $ 187,000 | $ 18,700 | $ 54,000 |
| Lewiston-Auburn, ME | 10 | $ 141,000 | $ 14,100 | $ 48,000 |
| Mobile, AL | 10 | $ 131,000 | $ 13,100 | $ 39,000 |
| Salem, OR | 10 | $ 182,000 | $ 18,200 | $ 49,000 |
| Salt Lake City, UT | 10 | $ 203,000 | $ 20,300 | $ 44,000 |
| Springfield, MO | 10 | $ 180,000 | $ 18,000 | $ 47,000 |
| Tuscaloosa, AL | 10 | $ 113,000 | $ 11,300 | $ 26,000 |
| Bangor, ME | 9 | $ 144,000 | $ 16,000 | $ 20,000 |
| Holland-Grand Haven, MI | 9 | $ 144,000 | $ 16,000 | $ 53,000 |
| Johnstown, PA | 9 | $ 101,000 | $ 11,222 | $ 20,000 |
| Kingston, NY | 9 | $ 162,000 | $ 18,000 | $ 36,000 |
| Lakeland-Winter Haven, FL | 9 | $ 100,000 | $ 11,111 | $ 50,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 110,000 | $ 12,222 | $ 31,000 |
| Niles-Benton Harbor, MI | 9 | $ 151,000 | $ 16,777 | $ 29,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 115,000 | $ 14,375 | $ 78,000 |
| Burlington, NC | 8 | $ 136,000 | $ 17,000 | $ 41,000 |
| Grand Junction, CO | 8 | $ 75,000 | $ 9,375 | $ 27,000 |
| Greeley, CO | 8 | $ 131,000 | $ 16,375 | $ 36,000 |
| Lancaster, PA | 8 | $ 90,000 | $ 11,250 | $ 65,000 |
| Monroe, LA | 8 | $ 125,000 | $ 15,625 | $ 53,000 |
| Oakland-Fremont-Hayward, CA | 8 | $ 110,000 | $ 13,750 | $ 46,000 |
| Ogden-Clearfield, UT | 8 | $ 145,000 | $ 18,125 | $ 56,000 |
| Portland-South Portland-Biddeford, ME | 8 | $ 119,000 | $ 14,875 | $ 69,000 |
| Racine, WI | 8 | $ 127,000 | $ 15,875 | $ 38,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 89,000 | $ 11,125 | $ 33,000 |
| Spokane, WA | 8 | $ 128,000 | $ 16,000 | $ 34,000 |
| Canton-Massillon, OH | 7 | $ 92,000 | $ 13,142 | $ 22,000 |
| Cheyenne, WY | 7 | $ 93,000 | $ 13,285 | $ 62,000 |
| Florence, SC | 7 | $ 74,000 | $ 10,571 | $ 16,000 |
| Manchester-Nashua, NH | 7 | $ 129,000 | $ 18,428 | $ 66,000 |
| Ocala, FL | 7 | $ 95,000 | $ 13,571 | $ 33,000 |
| Bradenton-Sarasota-Venice, FL | 6 | $ 99,000 | $ 16,500 | $ 50,000 |
| Bremerton-Silverdale, WA | 6 | $ 114,000 | $ 19,000 | $ 24,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 85,000 | $ 14,166 | $ 44,000 |
| Columbia, MO | 6 | $ 62,000 | $ 10,333 | $ 56,000 |
| Fort Collins-Loveland, CO | 6 | $ 64,000 | $ 10,666 | $ 74,000 |
| Gainesville, FL | 6 | $ 94,000 | $ 15,666 | $ 48,000 |
| Kokomo, IN | 6 | $ 93,000 | $ 15,500 | $ 42,000 |
| Michigan City-La Porte, IN | 6 | $ 107,000 | $ 17,833 | $ 26,000 |
| Muskegon-Norton Shores, MI | 6 | $ 56,000 | $ 9,333 | $ 21,000 |
| Pittsfield, MA | 6 | $ 95,000 | $ 15,833 | $ 40,000 |
| Pueblo, CO | 6 | $ 101,000 | $ 16,833 | $ 43,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6 | $ 91,000 | $ 15,166 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 86,000 | $ 14,333 | $ 26,000 |
| Baton Rouge, LA | 5 | $ 86,000 | $ 17,200 | $ 18,000 |
| Chattanooga, TN-GA | 5 | $ 82,000 | $ 16,400 | $ 16,600 |
| Columbus, GA-AL | 5 | $ 59,000 | $ 11,800 | $ 59,200 |
| Farmington, NM | 5 | $ 110,000 | $ 22,000 | $ 50,000 |
| Fond Du Lac, WI | 5 | $ 86,000 | $ 17,200 | $ 63,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 114,000 | $ 22,800 | $ 25,000 |
| Jackson, MS | 5 | $ 57,000 | $ 11,400 | $ 43,000 |
| Lebanon, PA | 5 | $ 81,000 | $ 16,200 | $ 39,000 |
| Owensboro, KY | 5 | $ 87,000 | $ 17,400 | $ 27,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 76,000 | $ 15,200 | $ 66,000 |
| San Diego-Carlsbad-San Marcos, CA | 5 | $ 122,000 | $ 24,400 | $ 123,000 |
| St. Joseph, MO-KS | 5 | $ 81,000 | $ 16,200 | $ 60,000 |
| Altoona, PA | 4 | $ 33,000 | $ 8,250 | $ 23,000 |
| Anderson, IN | 4 | $ 47,000 | $ 11,750 | $ 65,000 |
| Bakersfield, CA | 4 | $ 72,000 | $ 18,000 | $ 94,000 |
| Charlottesville, VA | 4 | $ 67,000 | $ 16,750 | $ 32,000 |
| Dover, DE | 4 | $ 55,000 | $ 13,750 | $ 39,000 |
| Evansville, IN-KY | 4 | $ 83,000 | $ 20,750 | $ 54,250 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 61,000 | $ 15,250 | $ 52,000 |
| Greenville-Mauldin-Easley, SC | 4 | $ 63,000 | $ 15,750 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 56,000 | $ 14,000 | $ 8,000 |
| Idaho Falls, ID | 4 | $ 61,000 | $ 15,250 | $ 61,000 |
| Ithaca, NY | 4 | $ 50,000 | $ 12,500 | $ 6,000 |
| Monroe, MI | 4 | $ 45,000 | $ 11,250 | $ 35,000 |
| Montgomery, AL | 4 | $ 40,000 | $ 10,000 | $ 26,000 |
| Morgantown, WV | 4 | $ 79,000 | $ 19,750 | $ 65,000 |
| Peoria, IL | 4 | $ 72,000 | $ 18,000 | $ 32,000 |
| Rockford, IL | 4 | $ 59,000 | $ 14,750 | $ 60,000 |
| Sheboygan, WI | 4 | $ 76,000 | $ 19,000 | $ 56,000 |
| Tucson, AZ | 4 | $ 78,000 | $ 19,500 | $ 0 |
| Warner Robins, GA | 4 | $ 66,000 | $ 16,500 | $ 75,000 |
| Bethesda-Frederick-Rockville, MD | 3 | $ 60,000 | $ 20,000 | $ 120,000 |
| Elkhart-Goshen, IN | 3 | $ 52,000 | $ 17,333 | $ 52,000 |
| Eugene-Springfield, OR | 3 | $ 44,000 | $ 14,666 | $ 60,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 75,000 | $ 25,000 | $ 71,000 |
| Jackson, MI | 3 | $ 33,000 | $ 11,000 | $ 31,000 |
| Jonesboro, AR | 3 | $ 30,000 | $ 10,000 | $ 51,000 |
| Joplin, MO | 3 | $ 32,000 | $ 10,666 | $ 24,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 43,000 | $ 14,333 | $ 34,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 43,000 | $ 14,333 | $ 68,000 |
| Lexington-Fayette, KY | 3 | $ 70,000 | $ 23,333 | $ 26,000 |
| Lima, OH | 3 | $ 39,000 | $ 13,000 | $ 53,000 |
| Mansfield, OH | 3 | $ 38,000 | $ 12,666 | $ 66,000 |
| Medford, OR | 3 | $ 34,000 | $ 11,333 | $ 35,000 |
| Ocean City, NJ | 3 | $ 58,000 | $ 19,333 | $ 89,000 |
| Prescott, AZ | 3 | $ 48,000 | $ 16,000 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 51,000 | $ 17,000 | $ 122,000 |
| Springfield, IL | 3 | $ 57,000 | $ 19,000 | $ 8,000 |
| Springfield, OH | 3 | $ 59,000 | $ 19,666 | $ 111,000 |
| Vallejo-Fairfield, CA | 3 | $ 42,000 | $ 14,000 | $ 35,000 |
| York-Hanover, PA | 3 | $ 21,000 | $ 7,000 | $ 81,000 |
| Yuba City, CA | 3 | $ 46,000 | $ 15,333 | $ 16,000 |
| Albuquerque, NM | 2 | $ 21,000 | $ 10,500 | $ 53,000 |
| Anniston-Oxford, AL | 2 | $ 26,000 | $ 13,000 | $ 46,000 |
| Appleton, WI | 2 | $ 22,000 | $ 11,000 | $ 75,000 |
| Athens-Clarke County, GA | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 36,000 | $ 18,000 | $ 66,000 |
| Billings, MT | 2 | $ 33,000 | $ 16,500 | $ 93,000 |
| Bloomington, IN | 2 | $ 32,000 | $ 16,000 | $ 71,000 |
| Boulder, CO | 2 | $ 23,000 | $ 11,500 | $ 30,000 |
| Brunswick, GA | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Cedar Rapids, IA | 2 | $ 31,000 | $ 15,500 | $ 55,000 |
| Columbus, IN | 2 | $ 50,000 | $ 25,000 | $ 119,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 14,000 | $ 7,000 | $ 38,000 |
| Great Falls, MT | 2 | $ 38,000 | $ 19,000 | $ 15,000 |
| Green Bay, WI | 2 | $ 50,000 | $ 25,000 | $ 71,000 |
| Gulfport-Biloxi, MS | 2 | $ 26,000 | $ 13,000 | $ 25,000 |
| Hattiesburg, MS | 2 | $ 23,000 | $ 11,500 | $ 33,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 21,000 | $ 10,500 | $ 67,000 |
| Hot Springs, AR | 2 | $ 14,000 | $ 7,000 | $ 40,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Jackson, TN | 2 | $ 46,000 | $ 23,000 | $ 55,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 35,000 | $ 17,500 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 33,000 | $ 16,500 | $ 51,000 |
| Lafayette, LA | 2 | $ 31,000 | $ 15,500 | $ 36,000 |
| Lawton, OK | 2 | $ 19,000 | $ 9,500 | $ 88,000 |
| Lewiston, ID-WA | 2 | $ 34,000 | $ 17,000 | $ 55,500 |
| Madera-Chowchilla, CA | 2 | $ 29,000 | $ 14,500 | $ 46,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 20,000 | $ 10,000 | $ 38,000 |
| Missoula, MT | 2 | $ 33,000 | $ 16,500 | $ 51,000 |
| Modesto, CA | 2 | $ 39,000 | $ 19,500 | $ 44,000 |
| Morristown, TN | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 38,000 | $ 19,000 | $ 24,000 |
| Oshkosh-Neenah, WI | 2 | $ 29,000 | $ 14,500 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 45,000 | $ 22,500 | $ 87,000 |
| Rapid City, SD | 2 | $ 26,000 | $ 13,000 | $ 80,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 24,000 | $ 12,000 | $ 22,000 |
| Spartanburg, SC | 2 | $ 35,000 | $ 17,500 | $ 23,000 |
| St. Cloud, MN | 2 | $ 37,000 | $ 18,500 | $ 11,000 |
| State College, PA | 2 | $ 24,000 | $ 12,000 | $ 75,000 |
| Sumter, SC | 2 | $ 26,000 | $ 13,000 | $ 89,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 18,000 |
| Wheeling, WV-OH | 2 | $ 24,000 | $ 12,000 | $ 35,000 |
| Williamsport, PA | 2 | $ 38,000 | $ 19,000 | $ 43,000 |
| Albany, GA | 1 | $ 11,000 | $ 11,000 | $ 62,000 |
| Alexandria, LA | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Anchorage, AK | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Anderson, SC | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Bay City, MI | 1 | $ 22,000 | $ 22,000 | $ 106,000 |
| Bend, OR | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Bismarck, ND | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Bloomington-Normal, IL | 1 | $ 8,000 | $ 8,000 | $ 108,000 |
| Carson City, NV | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Coeur D'Alene, ID | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Corvallis, OR | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Dalton, GA | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Decatur, AL | 1 | $ 9,000 | $ 9,000 | $ 44,000 |
| Decatur, IL | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Dothan, AL | 1 | $ 11,000 | $ 11,000 | $ 72,000 |
| Erie, PA | 1 | $ 12,000 | $ 12,000 | $ 52,000 |
| Florence-Muscle Shoals, AL | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Fresno, CA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Gadsden, AL | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Johnson City, TN | 1 | $ 11,000 | $ 11,000 | $ 64,000 |
| Kankakee-Bradley, IL | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| Lake Charles, LA | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Lawrence, KS | 1 | $ 9,000 | $ 9,000 | $ 90,000 |
| Logan, UT-ID | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Longview, WA | 1 | $ 12,000 | $ 12,000 | $ 135,000 |
| Lynchburg, VA | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Muncie, IN | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Palm Coast, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Pascagoula, MS | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Port St. Lucie, FL | 1 | $ 11,000 | $ 11,000 | $ 29,000 |
| Provo-Orem, UT | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Roanoke, VA | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Rome, GA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Sandusky, OH | 1 | $ 11,000 | $ 11,000 | $ 31,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 18,000 | $ 18,000 | $ 83,000 |
| Sioux Falls, SD | 1 | $ 9,000 | $ 9,000 | $ 60,000 |
| St. George, UT | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Stockton, CA | 1 | $ 25,000 | $ 25,000 | $ 307,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 16,000 | $ 16,000 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Winchester, VA-WV | 1 | $ 25,000 | $ 25,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 6,566 | $96,960,000 | $14,000 | $221,000 | $45,000 | $956,000 |
| Refinancing | 319 | $59,400,000 | $186,000 | $628,000 | $65,000 | $420,000 |
| Home Purchase | 113 | $16,685,000 | $147,000 | $395,000 | $49,000 | $909,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,926 | $139,795,000 | $23,000 | $628,000 | $46,000 | $956,000 |
| Black or African American | 759 | $16,060,000 | $21,000 | $225,000 | $40,000 | $230,000 |
| Hispanic | 255 | $13,413,000 | $52,000 | $331,000 | $46,000 | $205,000 |
| Asian | 35 | $2,096,000 | $59,000 | $374,000 | $58,000 | $200,000 |
| American Indian or Alaskan Native | 14 | $485,000 | $34,000 | $260,000 | $52,000 | $166,000 |
| Not Provided | 9 | $1,196,000 | $132,000 | $320,000 | $73,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,687 | $119,741,000 | $17,000 | $483,000 | $45,000 | $956,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 311 | $53,304,000 | $171,000 | $628,000 | $64,000 | $909,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,372 | $78,427,000 | $23,000 | $610,000 | $20,000 | $956,000 |
| Loan Originated | 1,875 | $47,536,000 | $25,000 | $417,000 | $73,000 | $909,000 |
| Application Withdrawn By Applicant | 1,252 | $39,421,000 | $31,000 | $628,000 | $65,000 | $338,000 |
| Application Approved But Not Accepted | 499 | $7,661,000 | $15,000 | $243,000 | $68,000 | $307,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,608 | $56,589,000 | $21,000 | $610,000 | $11,000 | $956,000 |
| Debt-To-Income Ratio | 651 | $14,212,000 | $21,000 | $390,000 | $50,000 | $201,000 |
| Collateral | 74 | $5,295,000 | $71,000 | $417,000 | $64,000 | $420,000 |
| Other | 24 | $1,282,000 | $53,000 | $483,000 | $64,000 | $190,000 |
| Employment History | 8 | $561,000 | $70,000 | $233,000 | $43,000 | $159,000 |
| Unverifiable Information | 7 | $488,000 | $69,000 | $170,000 | $66,000 | $119,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank Former Domestic's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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