Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Dubuque Bank And Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,020 |
| Total Mortgage Loan Application Amount | $673,340,000 |
| Average Mortgage Loan Application Amount | $286,333 |
| Highest Mortgage Loan Application Amount | $3,475,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $1,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 240 | $ 50,370,000 | $ 209,000 | $ 106,000 |
| Maricopa County Arizona | 233 | $ 57,385,000 | $ 246,000 | $ 106,000 |
| Dane County Wisconsin | 182 | $ 44,850,000 | $ 246,000 | $ 109,000 |
| Flathead County Montana | 149 | $ 39,805,000 | $ 267,000 | $ 87,000 |
| Bernalillo County New Mexico | 145 | $ 30,685,000 | $ 211,000 | $ 108,000 |
| Yellowstone County Montana | 144 | $ 33,460,000 | $ 232,000 | $ 99,000 |
| Lewis and Clark County Montana | 120 | $ 26,670,000 | $ 222,000 | $ 83,000 |
| Jo Daviess County Illinois | 89 | $ 11,765,000 | $ 132,000 | $ 103,000 |
| Cascade County Montana | 89 | $ 15,865,000 | $ 178,000 | $ 81,000 |
| Curry County New Mexico | 87 | $ 12,645,000 | $ 145,000 | $ 73,000 |
| Lee County Iowa | 76 | $ 4,890,000 | $ 64,000 | $ 59,000 |
| Santa Fe County New Mexico | 76 | $ 20,490,000 | $ 269,000 | $ 127,000 |
| Winnebago County Illinois | 70 | $ 12,440,000 | $ 177,000 | $ 95,000 |
| Sheboygan County Wisconsin | 69 | $ 10,195,000 | $ 147,000 | $ 74,000 |
| Green County Wisconsin | 66 | $ 10,080,000 | $ 152,000 | $ 77,000 |
| Denver County Colorado | 48 | $ 18,010,000 | $ 375,000 | $ 184,000 |
| Gallatin County Montana | 48 | $ 13,830,000 | $ 288,000 | $ 150,000 |
| Ravalli County Montana | 44 | $ 9,310,000 | $ 211,000 | $ 75,000 |
| Jefferson County Colorado | 40 | $ 13,320,000 | $ 333,000 | $ 127,000 |
| Arapahoe County Colorado | 37 | $ 11,985,000 | $ 323,000 | $ 99,000 |
| Summit County Colorado | 34 | $ 13,790,000 | $ 405,000 | $ 208,000 |
| Missoula County Montana | 34 | $ 8,880,000 | $ 261,000 | $ 99,000 |
| Adams County Colorado | 33 | $ 8,675,000 | $ 262,000 | $ 108,000 |
| Sandoval County New Mexico | 31 | $ 6,305,000 | $ 203,000 | $ 87,000 |
| Grant County Wisconsin | 31 | $ 5,005,000 | $ 161,000 | $ 80,000 |
| Calumet County Wisconsin | 29 | $ 3,585,000 | $ 123,000 | $ 68,000 |
| Lafayette County Wisconsin | 24 | $ 3,830,000 | $ 159,000 | $ 91,000 |
| Boulder County Colorado | 23 | $ 6,885,000 | $ 299,000 | $ 144,000 |
| Douglas County Colorado | 23 | $ 8,445,000 | $ 367,000 | $ 185,000 |
| Jefferson County Montana | 22 | $ 4,780,000 | $ 217,000 | $ 79,000 |
| Hancock County Illinois | 18 | $ 1,250,000 | $ 69,000 | $ 47,000 |
| Nemaha County Kansas | 16 | $ 1,910,000 | $ 119,000 | $ 83,000 |
| San Luis Obispo County California | 15 | $ 6,865,000 | $ 457,000 | $ 196,000 |
| Jackson County Iowa | 15 | $ 2,385,000 | $ 159,000 | $ 80,000 |
| Brown County Kansas | 15 | $ 1,815,000 | $ 121,000 | $ 64,000 |
| Milwaukee County Wisconsin | 15 | $ 2,405,000 | $ 160,000 | $ 127,000 |
| Los Alamos County New Mexico | 14 | $ 3,440,000 | $ 245,000 | $ 121,000 |
| Columbia County Wisconsin | 14 | $ 2,480,000 | $ 177,000 | $ 85,000 |
| Rock County Wisconsin | 14 | $ 2,320,000 | $ 165,000 | $ 65,000 |
| Grand County Colorado | 13 | $ 4,145,000 | $ 318,000 | $ 243,000 |
| Johnson County Kansas | 13 | $ 3,045,000 | $ 234,000 | $ 104,000 |
| Park County Colorado | 12 | $ 2,490,000 | $ 207,000 | $ 98,000 |
| Pinal County Arizona | 11 | $ 1,745,000 | $ 158,000 | $ 76,000 |
| El Paso County Colorado | 10 | $ 2,770,000 | $ 277,000 | $ 102,000 |
| Weld County Colorado | 10 | $ 2,920,000 | $ 292,000 | $ 95,000 |
| Lake County Montana | 10 | $ 3,060,000 | $ 306,000 | $ 151,000 |
| Stephenson County Illinois | 9 | $ 1,565,000 | $ 173,000 | $ 84,000 |
| Brown County Wisconsin | 9 | $ 2,275,000 | $ 252,000 | $ 222,000 |
| Larimer County Colorado | 8 | $ 2,100,000 | $ 262,000 | $ 80,000 |
| Boone County Illinois | 8 | $ 1,740,000 | $ 217,000 | $ 202,000 |
| Cook County Illinois | 8 | $ 2,130,000 | $ 266,000 | $ 328,000 |
| Lincoln County Montana | 8 | $ 1,930,000 | $ 241,000 | $ 70,000 |
| Broomfield County Colorado | 7 | $ 2,105,000 | $ 300,000 | $ 143,000 |
| DuPage County Illinois | 7 | $ 1,555,000 | $ 222,000 | $ 131,000 |
| Sanders County Montana | 7 | $ 1,325,000 | $ 189,000 | $ 81,000 |
| San Diego County California | 6 | $ 2,030,000 | $ 338,000 | $ 154,000 |
| Clay County Missouri | 6 | $ 640,000 | $ 106,000 | $ 51,000 |
| Jackson County Missouri | 6 | $ 970,000 | $ 161,000 | $ 153,000 |
| Rio Arriba County New Mexico | 6 | $ 770,000 | $ 128,000 | $ 132,000 |
| Dodge County Wisconsin | 6 | $ 830,000 | $ 138,000 | $ 48,000 |
| Jefferson County Wisconsin | 6 | $ 1,000,000 | $ 166,000 | $ 57,000 |
| Fresno County California | 5 | $ 4,945,000 | $ 989,000 | $ 289,000 |
| Eagle County Colorado | 5 | $ 1,825,000 | $ 365,000 | $ 111,000 |
| Gilpin County Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| Carroll County Illinois | 5 | $ 545,000 | $ 109,000 | $ 88,000 |
| Clinton County Iowa | 5 | $ 825,000 | $ 165,000 | $ 113,000 |
| Scott County Iowa | 5 | $ 1,245,000 | $ 249,000 | $ 118,000 |
| Hennepin County Minnesota | 5 | $ 2,545,000 | $ 509,000 | $ 176,000 |
| Clark County Missouri | 5 | $ 835,000 | $ 167,000 | $ 74,000 |
| Carbon County Montana | 5 | $ 1,225,000 | $ 245,000 | $ 121,000 |
| Valencia County New Mexico | 5 | $ 895,000 | $ 179,000 | $ 92,000 |
| Manitowoc County Wisconsin | 5 | $ 685,000 | $ 137,000 | $ 68,000 |
| Coconino County Arizona | 4 | $ 1,570,000 | $ 392,000 | $ 211,000 |
| Pima County Arizona | 4 | $ 1,040,000 | $ 260,000 | $ 155,000 |
| Pueblo County Colorado | 4 | $ 290,000 | $ 72,000 | $ 46,000 |
| Polk County Iowa | 4 | $ 1,290,000 | $ 322,000 | $ 111,000 |
| Broadwater County Montana | 4 | $ 810,000 | $ 202,000 | $ 88,000 |
| Deer Lodge County Montana | 4 | $ 540,000 | $ 135,000 | $ 59,000 |
| Mineral County Montana | 4 | $ 850,000 | $ 212,000 | $ 91,000 |
| Silver Bow County Montana | 4 | $ 770,000 | $ 192,000 | $ 60,000 |
| Dona Ana County New Mexico | 4 | $ 690,000 | $ 172,000 | $ 84,000 |
| Roosevelt County New Mexico | 4 | $ 460,000 | $ 115,000 | $ 141,000 |
| Spokane County Washington | 4 | $ 720,000 | $ 180,000 | $ 109,000 |
| Iowa County Wisconsin | 4 | $ 610,000 | $ 152,000 | $ 40,000 |
| Sauk County Wisconsin | 4 | $ 680,000 | $ 170,000 | $ 47,000 |
| Gila County Arizona | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| Sacramento County California | 3 | $ 1,075,000 | $ 358,000 | $ 91,000 |
| Elbert County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 105,000 |
| Lee County Florida | 3 | $ 4,605,000 | $ 1,535,000 | $ 141,000 |
| Kane County Illinois | 3 | $ 675,000 | $ 225,000 | $ 103,000 |
| Madison County Montana | 3 | $ 665,000 | $ 221,000 | $ 58,000 |
| Musselshell County Montana | 3 | $ 325,000 | $ 108,000 | $ 99,000 |
| Park County Montana | 3 | $ 1,025,000 | $ 341,000 | $ 181,000 |
| Sheridan County Montana | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Quay County New Mexico | 3 | $ 265,000 | $ 88,000 | $ 36,000 |
| Socorro County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Deschutes County Oregon | 3 | $ 705,000 | $ 235,000 | $ 102,000 |
| Adams County Wisconsin | 3 | $ 905,000 | $ 301,000 | $ 133,000 |
| Fond du Lac County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| Juneau County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 120,000 |
| Outagamie County Wisconsin | 3 | $ 475,000 | $ 158,000 | $ 41,000 |
| Vilas County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 202,000 |
| Washington County Wisconsin | 3 | $ 635,000 | $ 211,000 | $ 119,000 |
| Fairbanks North Star County Alaska | 2 | $ 700,000 | $ 350,000 | $ 125,000 |
| Mohave County Arizona | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Los Angeles County California | 2 | $ 860,000 | $ 430,000 | $ 83,000 |
| Mariposa County California | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Riverside County California | 2 | $ 500,000 | $ 250,000 | $ 206,000 |
| San Francisco County California | 2 | $ 500,000 | $ 250,000 | $ 275,000 |
| Bent County Colorado | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Fremont County Colorado | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Lake County Colorado | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Routt County Colorado | 2 | $ 700,000 | $ 350,000 | $ 217,000 |
| Sarasota County Florida | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Honolulu County Hawaii | 2 | $ 610,000 | $ 305,000 | $ 170,000 |
| Ada County Idaho | 2 | $ 470,000 | $ 235,000 | $ 157,000 |
| DeKalb County Illinois | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lake County Illinois | 2 | $ 530,000 | $ 265,000 | $ 152,000 |
| Whiteside County Illinois | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Black Hawk County Iowa | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Delaware County Iowa | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Des Moines County Iowa | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Jones County Iowa | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Jefferson County Kansas | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Shawnee County Kansas | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Wyandotte County Kansas | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Platte County Missouri | 2 | $ 600,000 | $ 300,000 | $ 61,000 |
| Taney County Missouri | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Fergus County Montana | 2 | $ 360,000 | $ 180,000 | $ 160,000 |
| Hill County Montana | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Wheatland County Montana | 2 | $ 130,000 | $ 65,000 | $ 161,000 |
| Douglas County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Taos County New Mexico | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Burleigh County North Dakota | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Marion County Oregon | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Washington County Oregon | 2 | $ 510,000 | $ 255,000 | $ 172,000 |
| Allegheny County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 188,000 |
| Aiken County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Hidalgo County Texas | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Tarrant County Texas | 2 | $ 680,000 | $ 340,000 | $ 181,000 |
| Marathon County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Marquette County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Oneida County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 241,000 |
| Ozaukee County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 83,000 |
| Sawyer County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Walworth County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Winnebago County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Wood County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Sheridan County Wyoming | 2 | $ 670,000 | $ 335,000 | $ 460,000 |
| Anchorage County Alaska | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Navajo County Arizona | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Yavapai County Arizona | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Madera County California | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Orange County California | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Tulare County California | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Tuolumne County California | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Clear Creek County Colorado | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Garfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 960,000 |
| La Plata County Colorado | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Mesa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Rio Grande County Colorado | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Sussex County Delaware | 1 | $ 1,845,000 | $ 1,845,000 | $ 1,250,000 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 332,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Fulton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 206,000 |
| Fremont County Idaho | 1 | $ 325,000 | $ 325,000 | $ 928,000 |
| Jefferson County Idaho | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Adams County Illinois | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Kankakee County Illinois | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Lee County Illinois | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| McHenry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Ogle County Illinois | 1 | $ 425,000 | $ 425,000 | $ 172,000 |
| Rock Island County Illinois | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Tazewell County Illinois | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Allamakee County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clayton County Iowa | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Floyd County Iowa | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Harrison County Iowa | 1 | $ 315,000 | $ 315,000 | $ 384,000 |
| Jasper County Iowa | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Linn County Iowa | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Van Buren County Iowa | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Atchison County Kansas | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Doniphan County Kansas | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Douglas County Kansas | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Jackson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Republic County Kansas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Riley County Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Madison County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Anne Arundel County Maryland | 1 | $ 455,000 | $ 455,000 | $ 203,000 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Ingham County Michigan | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Kent County Michigan | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Menominee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Aitkin County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Carver County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Kandiyohi County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Olmsted County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Washington County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Clinton County Missouri | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Cooper County Missouri | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Knox County Missouri | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Schuyler County Missouri | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Beaverhead County Montana | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Chouteau County Montana | 1 | $ 335,000 | $ 335,000 | $ 65,000 |
| Granite County Montana | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Judith Basin County Montana | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Phillips County Montana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Prairie County Montana | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Roosevelt County Montana | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Stillwater County Montana | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Sweet Grass County Montana | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Teton County Montana | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Pawnee County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Humboldt County Nevada | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Lyon County Nevada | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Washoe County Nevada | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Otero County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| San Miguel County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Pamlico County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Union County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Oklahoma County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Lane County Oregon | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Lincoln County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Aransas County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Comal County Texas | 1 | $ 785,000 | $ 785,000 | $ 329,000 |
| Harris County Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
| Midland County Texas | 1 | $ 275,000 | $ 275,000 | $ 340,000 |
| Montgomery County Texas | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
| Parmer County Texas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Smith County Texas | 1 | $ 285,000 | $ 285,000 | $ 219,000 |
| Travis County Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Kittitas County Washington | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Snohomish County Washington | 1 | $ 835,000 | $ 835,000 | $ 172,000 |
| Yakima County Washington | 1 | $ 345,000 | $ 345,000 | $ 335,000 |
| Marion County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Barron County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 306,000 |
| Burnett County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Green Lake County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Marinette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Rusk County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| St. Croix County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Waukesha County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Waupaca County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Waushara County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Natrona County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,175 | $485,195,000 | $223,000 | $3,005,000 | $106,000 | $1,250,000 |
| Cash-out Refinancing | 401 | $91,125,000 | $227,000 | $965,000 | $97,000 | $794,000 |
| Refinancing | 356 | $80,120,000 | $225,000 | $3,475,000 | $110,000 | $928,000 |
| Other Purpose | 64 | $11,560,000 | $180,000 | $785,000 | $116,000 | $635,000 |
| Home Improvement | 20 | $2,360,000 | $118,000 | $565,000 | $91,000 | $374,000 |
| Not Applicable | 4 | $2,980,000 | $745,000 | $1,235,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,341 | $513,835,000 | $219,000 | $3,415,000 | $104,000 | $1,202,000 |
| Not Provided | 336 | $80,840,000 | $240,000 | $1,915,000 | $131,000 | $1,250,000 |
| Hispanic | 164 | $31,910,000 | $194,000 | $1,195,000 | $81,000 | $504,000 |
| Asian | 77 | $20,225,000 | $262,000 | $1,925,000 | $81,000 | $568,000 |
| Black or African American | 44 | $8,240,000 | $187,000 | $455,000 | $76,000 | $200,000 |
| Not applicable | 36 | $13,790,000 | $383,000 | $3,475,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $3,330,000 | $208,000 | $345,000 | $79,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,095,000 | $219,000 | $475,000 | $171,000 | $461,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,498 | $571,980,000 | $228,000 | $3,475,000 | $114,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 275 | $46,945,000 | $170,000 | $505,000 | $59,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 184 | $44,030,000 | $239,000 | $595,000 | $74,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $10,385,000 | $164,000 | $375,000 | $55,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,068 | $448,510,000 | $216,000 | $3,475,000 | $104,000 | $1,250,000 |
| Application Withdrawn By Applicant | 399 | $97,625,000 | $244,000 | $1,925,000 | $122,000 | $966,000 |
| Application Denied By Financial Institution | 297 | $62,325,000 | $209,000 | $1,915,000 | $78,000 | $504,000 |
| Application Approved But Not Accepted | 223 | $52,005,000 | $233,000 | $705,000 | $120,000 | $960,000 |
| File Closed For Incompleteness | 27 | $9,535,000 | $353,000 | $3,005,000 | $135,000 | $595,000 |
| Loan Purchased By The Institution | 6 | $3,340,000 | $556,000 | $1,235,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,723 | $611,015,000 | $224,000 | $3,475,000 | $108,000 | $1,250,000 |
| Debt-To-Income Ratio | 129 | $35,205,000 | $272,000 | $1,915,000 | $80,000 | $504,000 |
| Credit History | 66 | $9,630,000 | $145,000 | $705,000 | $70,000 | $212,000 |
| Collateral | 60 | $10,300,000 | $171,000 | $785,000 | $91,000 | $470,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,095,000 | $162,000 | $305,000 | $52,000 | $104,000 |
| Other | 13 | $2,465,000 | $189,000 | $345,000 | $96,000 | $198,000 |
| Unverifiable Information | 4 | $610,000 | $152,000 | $225,000 | $47,000 | $73,000 |
| Employment History | 4 | $530,000 | $132,000 | $235,000 | $31,000 | $60,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $128,000 | $128,000 |
| Mortgage Insurance Denied | 1 | $15,000 | $15,000 | $15,000 | $36,000 | $36,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.