Dubuque Bank and Trust Company Mortgage Lending & HMDA Data, 2018
In 2018, Dubuque Bank and Trust Company of Dubuque, IA reported 3,020 mortgage applications totaling $673.3 million, down 30% from 2017. The average application was for $222,960, and applicants reported an average income of $105,388. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Madison, WI (266), Phoenix-Mesa-Scottsdale, AZ (244) and Dubuque, IA (240) (applications in parentheses).
| Mortgage Company & Address | Dubuque Bank and Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,020 |
| Total Mortgage Loan Application Amount | $673,340,000 |
| Average Mortgage Loan Application Amount | $222,960 |
| Highest Mortgage Loan Application Amount | $3,475,000 |
| Average Applicant Income | $105,388 |
| Highest Applicant Income | $1,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dubuque Bank and Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque, Iowa | 240 | $ 50,370,000 | $ 209,875 | $ 106,000 |
| Maricopa, Arizona | 233 | $ 57,385,000 | $ 246,287 | $ 106,000 |
| Dane, Wisconsin | 182 | $ 44,850,000 | $ 246,428 | $ 109,000 |
| Flathead, Montana | 149 | $ 39,805,000 | $ 267,147 | $ 87,000 |
| Bernalillo, New Mexico | 145 | $ 30,685,000 | $ 211,620 | $ 108,000 |
| Yellowstone, Montana | 144 | $ 33,460,000 | $ 232,361 | $ 99,000 |
| Lewis and Clark, Montana | 120 | $ 26,670,000 | $ 222,250 | $ 83,000 |
| Jo Daviess, Illinois | 89 | $ 11,765,000 | $ 132,191 | $ 103,000 |
| Cascade, Montana | 89 | $ 15,865,000 | $ 178,258 | $ 81,000 |
| Curry, New Mexico | 87 | $ 12,645,000 | $ 145,344 | $ 73,000 |
| Lee, Iowa | 76 | $ 4,890,000 | $ 64,342 | $ 59,000 |
| Santa Fe, New Mexico | 76 | $ 20,490,000 | $ 269,605 | $ 127,000 |
| Winnebago, Illinois | 70 | $ 12,440,000 | $ 177,714 | $ 95,000 |
| Sheboygan, Wisconsin | 69 | $ 10,195,000 | $ 147,753 | $ 74,000 |
| Green, Wisconsin | 66 | $ 10,080,000 | $ 152,727 | $ 77,000 |
| Denver, Colorado | 48 | $ 18,010,000 | $ 375,208 | $ 184,000 |
| Gallatin, Montana | 48 | $ 13,830,000 | $ 288,125 | $ 150,000 |
| Ravalli, Montana | 44 | $ 9,310,000 | $ 211,590 | $ 75,000 |
| Jefferson, Colorado | 40 | $ 13,320,000 | $ 333,000 | $ 127,000 |
| Arapahoe, Colorado | 37 | $ 11,985,000 | $ 323,918 | $ 99,000 |
| Summit, Colorado | 34 | $ 13,790,000 | $ 405,588 | $ 208,000 |
| Missoula, Montana | 34 | $ 8,880,000 | $ 261,176 | $ 99,000 |
| Adams, Colorado | 33 | $ 8,675,000 | $ 262,878 | $ 108,000 |
| Sandoval, New Mexico | 31 | $ 6,305,000 | $ 203,387 | $ 87,000 |
| Grant, Wisconsin | 31 | $ 5,005,000 | $ 161,451 | $ 80,000 |
| Calumet, Wisconsin | 29 | $ 3,585,000 | $ 123,620 | $ 68,000 |
| Lafayette, Wisconsin | 24 | $ 3,830,000 | $ 159,583 | $ 91,000 |
| Boulder, Colorado | 23 | $ 6,885,000 | $ 299,347 | $ 144,000 |
| Douglas, Colorado | 23 | $ 8,445,000 | $ 367,173 | $ 185,000 |
| Jefferson, Montana | 22 | $ 4,780,000 | $ 217,272 | $ 79,000 |
| Hancock, Illinois | 18 | $ 1,250,000 | $ 69,444 | $ 47,000 |
| Nemaha, Kansas | 16 | $ 1,910,000 | $ 119,375 | $ 83,000 |
| San Luis Obispo, California | 15 | $ 6,865,000 | $ 457,666 | $ 196,000 |
| Jackson, Iowa | 15 | $ 2,385,000 | $ 159,000 | $ 80,000 |
| Brown, Kansas | 15 | $ 1,815,000 | $ 121,000 | $ 64,000 |
| Milwaukee, Wisconsin | 15 | $ 2,405,000 | $ 160,333 | $ 127,000 |
| Los Alamos, New Mexico | 14 | $ 3,440,000 | $ 245,714 | $ 121,000 |
| Columbia, Wisconsin | 14 | $ 2,480,000 | $ 177,142 | $ 85,000 |
| Rock, Wisconsin | 14 | $ 2,320,000 | $ 165,714 | $ 65,000 |
| Grand, Colorado | 13 | $ 4,145,000 | $ 318,846 | $ 243,000 |
| Johnson, Kansas | 13 | $ 3,045,000 | $ 234,230 | $ 104,000 |
| Park, Colorado | 12 | $ 2,490,000 | $ 207,500 | $ 98,000 |
| Pinal, Arizona | 11 | $ 1,745,000 | $ 158,636 | $ 76,000 |
| El Paso, Colorado | 10 | $ 2,770,000 | $ 277,000 | $ 102,000 |
| Weld, Colorado | 10 | $ 2,920,000 | $ 292,000 | $ 95,000 |
| Lake, Montana | 10 | $ 3,060,000 | $ 306,000 | $ 151,000 |
| Stephenson, Illinois | 9 | $ 1,565,000 | $ 173,888 | $ 84,000 |
| Brown, Wisconsin | 9 | $ 2,275,000 | $ 252,777 | $ 222,000 |
| Larimer, Colorado | 8 | $ 2,100,000 | $ 262,500 | $ 80,000 |
| Boone, Illinois | 8 | $ 1,740,000 | $ 217,500 | $ 202,000 |
| Cook, Illinois | 8 | $ 2,130,000 | $ 266,250 | $ 328,000 |
| Lincoln, Montana | 8 | $ 1,930,000 | $ 241,250 | $ 70,000 |
| Broomfield, Colorado | 7 | $ 2,105,000 | $ 300,714 | $ 143,000 |
| DuPage, Illinois | 7 | $ 1,555,000 | $ 222,142 | $ 131,000 |
| Sanders, Montana | 7 | $ 1,325,000 | $ 189,285 | $ 81,000 |
| San Diego, California | 6 | $ 2,030,000 | $ 338,333 | $ 154,000 |
| Clay, Missouri | 6 | $ 640,000 | $ 106,666 | $ 51,000 |
| Jackson, Missouri | 6 | $ 970,000 | $ 161,666 | $ 153,000 |
| Rio Arriba, New Mexico | 6 | $ 770,000 | $ 128,333 | $ 132,000 |
| Dodge, Wisconsin | 6 | $ 830,000 | $ 138,333 | $ 48,000 |
| Jefferson, Wisconsin | 6 | $ 1,000,000 | $ 166,666 | $ 57,000 |
| Fresno, California | 5 | $ 4,945,000 | $ 989,000 | $ 289,000 |
| Eagle, Colorado | 5 | $ 1,825,000 | $ 365,000 | $ 111,000 |
| Gilpin, Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| Carroll, Illinois | 5 | $ 545,000 | $ 109,000 | $ 88,000 |
| Clinton, Iowa | 5 | $ 825,000 | $ 165,000 | $ 113,000 |
| Scott, Iowa | 5 | $ 1,245,000 | $ 249,000 | $ 118,000 |
| Hennepin, Minnesota | 5 | $ 2,545,000 | $ 509,000 | $ 176,000 |
| Clark, Missouri | 5 | $ 835,000 | $ 167,000 | $ 74,000 |
| Carbon, Montana | 5 | $ 1,225,000 | $ 245,000 | $ 121,000 |
| Valencia, New Mexico | 5 | $ 895,000 | $ 179,000 | $ 92,000 |
| Manitowoc, Wisconsin | 5 | $ 685,000 | $ 137,000 | $ 68,000 |
| Coconino, Arizona | 4 | $ 1,570,000 | $ 392,500 | $ 211,000 |
| Pima, Arizona | 4 | $ 1,040,000 | $ 260,000 | $ 155,000 |
| Pueblo, Colorado | 4 | $ 290,000 | $ 72,500 | $ 46,000 |
| Polk, Iowa | 4 | $ 1,290,000 | $ 322,500 | $ 111,000 |
| Broadwater, Montana | 4 | $ 810,000 | $ 202,500 | $ 88,000 |
| Deer Lodge, Montana | 4 | $ 540,000 | $ 135,000 | $ 59,000 |
| Mineral, Montana | 4 | $ 850,000 | $ 212,500 | $ 91,000 |
| Silver Bow, Montana | 4 | $ 770,000 | $ 192,500 | $ 60,000 |
| Dona Ana, New Mexico | 4 | $ 690,000 | $ 172,500 | $ 84,000 |
| Roosevelt, New Mexico | 4 | $ 460,000 | $ 115,000 | $ 141,000 |
| Spokane, Washington | 4 | $ 720,000 | $ 180,000 | $ 109,000 |
| Iowa, Wisconsin | 4 | $ 610,000 | $ 152,500 | $ 40,000 |
| Sauk, Wisconsin | 4 | $ 680,000 | $ 170,000 | $ 47,000 |
| Gila, Arizona | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| Sacramento, California | 3 | $ 1,075,000 | $ 358,333 | $ 91,000 |
| Elbert, Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 105,000 |
| Lee, Florida | 3 | $ 4,605,000 | $ 1,535,000 | $ 141,000 |
| Kane, Illinois | 3 | $ 675,000 | $ 225,000 | $ 103,000 |
| Madison, Montana | 3 | $ 665,000 | $ 221,666 | $ 58,000 |
| Musselshell, Montana | 3 | $ 325,000 | $ 108,333 | $ 99,000 |
| Park, Montana | 3 | $ 1,025,000 | $ 341,666 | $ 181,000 |
| Sheridan, Montana | 3 | $ 485,000 | $ 161,666 | $ 64,000 |
| Quay, New Mexico | 3 | $ 265,000 | $ 88,333 | $ 36,000 |
| Socorro, New Mexico | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Deschutes, Oregon | 3 | $ 705,000 | $ 235,000 | $ 102,000 |
| Adams, Wisconsin | 3 | $ 905,000 | $ 301,666 | $ 133,000 |
| Fond du Lac, Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| Juneau, Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 120,000 |
| Outagamie, Wisconsin | 3 | $ 475,000 | $ 158,333 | $ 41,000 |
| Vilas, Wisconsin | 3 | $ 595,000 | $ 198,333 | $ 202,000 |
| Washington, Wisconsin | 3 | $ 635,000 | $ 211,666 | $ 119,000 |
| Fairbanks North Star, Alaska | 2 | $ 700,000 | $ 350,000 | $ 125,000 |
| Mohave, Arizona | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Los Angeles, California | 2 | $ 860,000 | $ 430,000 | $ 83,000 |
| Mariposa, California | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Riverside, California | 2 | $ 500,000 | $ 250,000 | $ 206,000 |
| San Francisco, California | 2 | $ 500,000 | $ 250,000 | $ 275,000 |
| Bent, Colorado | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Fremont, Colorado | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Lake, Colorado | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Routt, Colorado | 2 | $ 700,000 | $ 350,000 | $ 217,000 |
| Sarasota, Florida | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Honolulu, Hawaii | 2 | $ 610,000 | $ 305,000 | $ 170,000 |
| Ada, Idaho | 2 | $ 470,000 | $ 235,000 | $ 157,000 |
| DeKalb, Illinois | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lake, Illinois | 2 | $ 530,000 | $ 265,000 | $ 152,000 |
| Whiteside, Illinois | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Black Hawk, Iowa | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Delaware, Iowa | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Des Moines, Iowa | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Jones, Iowa | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Jefferson, Kansas | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Shawnee, Kansas | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Wyandotte, Kansas | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Platte, Missouri | 2 | $ 600,000 | $ 300,000 | $ 61,000 |
| Taney, Missouri | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Fergus, Montana | 2 | $ 360,000 | $ 180,000 | $ 160,000 |
| Hill, Montana | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Wheatland, Montana | 2 | $ 130,000 | $ 65,000 | $ 161,000 |
| Douglas, Nebraska | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Taos, New Mexico | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Burleigh, North Dakota | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Marion, Oregon | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Washington, Oregon | 2 | $ 510,000 | $ 255,000 | $ 172,000 |
| Allegheny, Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 188,000 |
| Aiken, South Carolina | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Hidalgo, Texas | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Tarrant, Texas | 2 | $ 680,000 | $ 340,000 | $ 181,000 |
| Marathon, Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Marquette, Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Oneida, Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 241,000 |
| Ozaukee, Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 83,000 |
| Sawyer, Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Walworth, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Winnebago, Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Wood, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Sheridan, Wyoming | 2 | $ 670,000 | $ 335,000 | $ 460,000 |
| Anchorage, Alaska | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Navajo, Arizona | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Yavapai, Arizona | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
| Yuma, Arizona | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Madera, California | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Orange, California | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Tulare, California | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Tuolumne, California | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Clear Creek, Colorado | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Garfield, Colorado | 1 | $ 295,000 | $ 295,000 | $ 960,000 |
| La Plata, Colorado | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Mesa, Colorado | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Rio Grande, Colorado | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Sussex, Delaware | 1 | $ 1,845,000 | $ 1,845,000 | $ 1,250,000 |
| Broward, Florida | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Hillsborough, Florida | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Lake, Florida | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Miami-Dade, Florida | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Pinellas, Florida | 1 | $ 175,000 | $ 175,000 | $ 332,000 |
| Volusia, Florida | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Cobb, Georgia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| DeKalb, Georgia | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Fulton, Georgia | 1 | $ 295,000 | $ 295,000 | $ 206,000 |
| Fremont, Idaho | 1 | $ 325,000 | $ 325,000 | $ 928,000 |
| Jefferson, Idaho | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Adams, Illinois | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Kankakee, Illinois | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Lee, Illinois | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| McHenry, Illinois | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Ogle, Illinois | 1 | $ 425,000 | $ 425,000 | $ 172,000 |
| Rock Island, Illinois | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Tazewell, Illinois | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Allamakee, Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clayton, Iowa | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Floyd, Iowa | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Harrison, Iowa | 1 | $ 315,000 | $ 315,000 | $ 384,000 |
| Jasper, Iowa | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Linn, Iowa | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Van Buren, Iowa | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Atchison, Kansas | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Doniphan, Kansas | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Douglas, Kansas | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Jackson, Kansas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Republic, Kansas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Riley, Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Madison, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Anne Arundel, Maryland | 1 | $ 455,000 | $ 455,000 | $ 203,000 |
| Barnstable, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Ingham, Michigan | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Kent, Michigan | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Menominee, Michigan | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Aitkin, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Carver, Minnesota | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Kandiyohi, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Olmsted, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Ramsey, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Washington, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Cass, Missouri | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Clinton, Missouri | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Cooper, Missouri | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Knox, Missouri | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Schuyler, Missouri | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Beaverhead, Montana | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Chouteau, Montana | 1 | $ 335,000 | $ 335,000 | $ 65,000 |
| Granite, Montana | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Judith Basin, Montana | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Phillips, Montana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Prairie, Montana | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Roosevelt, Montana | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Stillwater, Montana | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Sweet Grass, Montana | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Teton, Montana | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Pawnee, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Humboldt, Nevada | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Lyon, Nevada | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Washoe, Nevada | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Otero, New Mexico | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| San Miguel, New Mexico | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Pamlico, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Union, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Oklahoma, Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Lane, Oregon | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Montgomery, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Horry, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Lincoln, South Dakota | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Shelby, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Aransas, Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Comal, Texas | 1 | $ 785,000 | $ 785,000 | $ 329,000 |
| Harris, Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Lubbock, Texas | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
| Midland, Texas | 1 | $ 275,000 | $ 275,000 | $ 340,000 |
| Montgomery, Texas | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
| Parmer, Texas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Smith, Texas | 1 | $ 285,000 | $ 285,000 | $ 219,000 |
| Travis, Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Kittitas, Washington | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Snohomish, Washington | 1 | $ 835,000 | $ 835,000 | $ 172,000 |
| Yakima, Washington | 1 | $ 345,000 | $ 345,000 | $ 335,000 |
| Marion, West Virginia | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Barron, Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 306,000 |
| Burnett, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Green Lake, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Marinette, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Rusk, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| St. Croix, Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Waukesha, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Waupaca, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Waushara, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Natrona, Wyoming | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Dubuque Bank and Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,175 | $485,195,000 | $223,000 | $3,005,000 | $106,000 | $1,250,000 |
| Cash-out Refinancing | 401 | $91,125,000 | $227,000 | $965,000 | $97,000 | $794,000 |
| Refinancing | 356 | $80,120,000 | $225,000 | $3,475,000 | $110,000 | $928,000 |
| Other Purpose | 64 | $11,560,000 | $180,000 | $785,000 | $116,000 | $635,000 |
| Home Improvement | 20 | $2,360,000 | $118,000 | $565,000 | $91,000 | $374,000 |
| Not Applicable | 4 | $2,980,000 | $745,000 | $1,235,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,341 | $513,835,000 | $219,000 | $3,415,000 | $104,000 | $1,202,000 |
| Not Provided | 336 | $80,840,000 | $240,000 | $1,915,000 | $131,000 | $1,250,000 |
| Hispanic | 164 | $31,910,000 | $194,000 | $1,195,000 | $81,000 | $504,000 |
| Asian | 77 | $20,225,000 | $262,000 | $1,925,000 | $81,000 | $568,000 |
| Black or African American | 44 | $8,240,000 | $187,000 | $455,000 | $76,000 | $200,000 |
| Not applicable | 36 | $13,790,000 | $383,000 | $3,475,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $3,330,000 | $208,000 | $345,000 | $79,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,095,000 | $219,000 | $475,000 | $171,000 | $461,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,498 | $571,980,000 | $228,000 | $3,475,000 | $114,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 275 | $46,945,000 | $170,000 | $505,000 | $59,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 184 | $44,030,000 | $239,000 | $595,000 | $74,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $10,385,000 | $164,000 | $375,000 | $55,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,068 | $448,510,000 | $216,000 | $3,475,000 | $104,000 | $1,250,000 |
| Application Withdrawn By Applicant | 399 | $97,625,000 | $244,000 | $1,925,000 | $122,000 | $966,000 |
| Application Denied By Financial Institution | 297 | $62,325,000 | $209,000 | $1,915,000 | $78,000 | $504,000 |
| Application Approved But Not Accepted | 223 | $52,005,000 | $233,000 | $705,000 | $120,000 | $960,000 |
| File Closed For Incompleteness | 27 | $9,535,000 | $353,000 | $3,005,000 | $135,000 | $595,000 |
| Loan Purchased By The Institution | 6 | $3,340,000 | $556,000 | $1,235,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,723 | $611,015,000 | $224,000 | $3,475,000 | $108,000 | $1,250,000 |
| Debt-To-Income Ratio | 129 | $35,205,000 | $272,000 | $1,915,000 | $80,000 | $504,000 |
| Credit History | 66 | $9,630,000 | $145,000 | $705,000 | $70,000 | $212,000 |
| Collateral | 60 | $10,300,000 | $171,000 | $785,000 | $91,000 | $470,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,095,000 | $162,000 | $305,000 | $52,000 | $104,000 |
| Other | 13 | $2,465,000 | $189,000 | $345,000 | $96,000 | $198,000 |
| Unverifiable Information | 4 | $610,000 | $152,000 | $225,000 | $47,000 | $73,000 |
| Employment History | 4 | $530,000 | $132,000 | $235,000 | $31,000 | $60,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $128,000 | $128,000 |
| Mortgage Insurance Denied | 1 | $15,000 | $15,000 | $15,000 | $36,000 | $36,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank and Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank and Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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